Tag Archive | "Palmazul Hotel"

Townhouse on Ecuador’s Coast For Sale


TOWNHOUSE FOR SALE ON THE COAST OF ECUADOR!

11. Sunset from Rooftop Terrace

Sunset view from the Ecuador Coastal Townhouse roof garden.

2 STORY 2 BEDROOM, 2.5 BATH Furnished Townhouse with Rooftop Terrace at VISTAZUL! Includes private membership to the exclusive oceanfront PALMAZUL HOTEL and SPA in San Clemente, Ecuador!

1.Vistazul Townhouse

Vistazul Townhouse with front veranda, second floor balcony & roof top terrace.

This unit has 1290 sq ft under air and a 645 sq ft roof top terrace.

Desirable end unit with garden view from front porch and second floor balcony. View of Pacific Ocean from the rooftop terrace.

Floor to ceiling windows! Many amenities & upgrades!

First floor: KITCHEN includes top of the line stainless steel appliances, upgraded cabinets, breakfast bar, granite counter tops & back splash.

• Side by side LG refrigerator with ice maker and beverage bar. • 6 burner MABE gas stove with self cleaning oven. • GE Dishwasher. • Stainless Steel Cookware and much more!

4. Kitchen 2

GREAT ROOM: • 3 Piece sofa, love seat & chair • Assorted tables & accessories. • Entertainment console topped with flat screen TV. • Designer window pull shades.

3. Living Room 2

Living Room

HALF BATH: • Custom cabinet & granite counter top.

AIR CONDITIONER & 3 CEILING FANS.

GUEST BEDROOM: • Regular bed with high thread count Dream Sheets and fashion bedding. • Custom closets. • Private bath with custom glass shower enclosure. • Custom cabinet with granite counter top.

AIR CONDITIONER & CEILING FAN IN EACH BEDROOM.

Second floor: MASTER BEDROOM:

• Queen bed with high thread count Dream Sheets & fashion bedding. • Bamboo writing desk with ghost chair. • Custom closets and cabinet. • Private bath with custom glass shower enclosure,

• Custom cabinet & granite counter top. • Ceiling fan.

ROOFTOP TERRACE: • Handmade custom furniture from the famous town of Monti Christi where the original Panama Hat is weaved by local artisans.

• Water and electrical hookup for future outdoor kitchen or maybe even a hot tub/spa!

6. Master Bedroom 1

Master Bedroom.

Custom Pull Shades and Mini-Blinds on all windows and Tile floors throughout. Custom non-slip tile on front Veranda.

Custom screens fitted on all sliders, windows and doors.

PRIVATE BODEGA/STORAGE/GARAGE: • Private bodega (10’W x 18’L x 9’H). • Water cistern (6’W x 12’L x 6’D) approx. 3,200 gallons. • Water purification system with pressure pump. • Ramp for ATV to enter, shelving throughout, with double doors (5’W).

2.Bodega Garage

Bodega/ Garage in back.

And just a few steps away is the Palmazul Hotel & Spa, it’s beautiful Pool, Tiki Bar & Cocomar Gourmet Restaurant!

This is the only unit with a bodega with water cistern which are really valuable additions so I am asking $109,000 but since I need to move quickly on this I am open to offers for a quick sale.

Rebecca Hollifield: us cell – 401.345.4321

Rebecca Hollifield email: rebeccahollifield@mac.com

Photo Gallery

3. Living Room 2

Living room.

4. Kitchen 2

Kitchen.

5. Breakfast Bar

Breakfast Bar.

 

7. Master Bath with Skylight

Master Bath with Skylight.

8. Upstairs Hall

Upstairs Hall.

9. Guest Bedroom

Guest Bedroom.

10. Guest Bath with Skylight

Guest Bath with Skylight.

12. Sunset Stroll on Beach

Sunset Stroll on Beach.

This is the only unit with a bodega and water cistern which are really valuable additions so I am asking $109,000 but since I need to move quickly on this I am open to offers for a quick sale.

Rebecca Hollifield: us cell – 401.345.4321

Rebecca Hollifield email: rebeccahollifield@mac.com

We DO NOT investigate properties when they are advertised so be sure to complete your due diligence.  Always use an independent Ecuador attorney who represents you (not the seller) when you buy real estate in Ecuador. We also recommend that you rent before you buy and become familiar with Ecuador.

Ecuador Beach Tours


Ecuador beach condos offer great value.  Only $89,000 (with 80% financing) for brand new units and resales.

Here is an update on Vistazul Ecuador condos on the coast.

These condos offer great value and come with a club membership at Palmazul Boutque Hotel & Spa.

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This is the Palmazul Boutique Hotel and Spa which is also the Vistazul club house right at the condo project.  You can enjoy massages, swimming pool, tennis.

The owner Kjetil Haugan is currently adding upgrades at the club house with a loan received from an Ecuador business agency, upgrading rooms, building a new spa in front of the ocean, adding a new bar, along with bikes and  kayaks.

There is a children’s play ground and…

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Here are children of two of the first families with children who have condos at Vistazul.

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You can enjoy fine dining overlooking the beach.

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There are also several Vistazul condo resales offered at $84,000.  The benefit of these resales is that the units are finished. You can move in or begin renting them at any time.

Kjetil has also started to promote the hotel heavily in Ecuador, Peru and Colombia and is getting an average of 10 requests per day.  This should be very good for the apartment rentals once Vistazul is ready.

Here is an update on the Vistazul project.    Units 101 t0 1o5 are now finished and sold.

103 is available as a resale at $84,000 including club membership.ecuador-sea-real-estate-401

Here is the front of units 101 to 105.

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Here is unit 102 also there is a resale at the same price…. finished and ready to move in at the same price… $89,000.

For those with patience five units that are not ready… are still for sale…  for Ecuador Living subscribers.  The price is just $89,000 including the club membership.

Here are the unfinished units in Building two…

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and six.

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Here is the site plan.

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Every unit has a sea view from the bedroom or roof and of course has great sunsets.

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Let me walk you around the project with these pictures so you can tie the units and progress to the sketch above.

Here is a shot from the Palmazul hotel which is also the condo development’s clubhouse which sits right on the beach.

galapagos-discounts

The first building you see on the left is Block #1.  This block is 133 steps to the beach…just a bit over the distance of a football field.  I counted the steps myself!

Block #3, is  done.  There is one resale here at $89,000.

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Phase one of the project has 38 units in total.  Phase II is scheduled for 32 units.

Keep in mind ownership of these condos also include a free four day Galapagos cruise worth $2,230.

If the current owner has not used this cruise that benefit also passes along with the sale.  The tour is also offered in the resale units.

Patience is a great virtue in business and investing.

Though Vistazul owners have the right to use the pool and tennis courts at the clubhouse, Vistazul is also adding a swimming pool and tennis court at to make it easier for those in the upper to rent their condos.

Phase II units have better views but also higher prices at $115,000

See www.sanclementeecuador.com/ for more information.

Gary

Interested in Ecuador beach condos. learn more hear about our Ecuador coastal real estate tours.

Ecuador Patience


There is extra opportunity in Ecuador for those with patience.

This chess set started me thinking about patience.

market-Timing

This is a time of great opportunity…  perhaps the greatest in 40 years…yet not without the bravery to accept risk… and several other qualities…. patience…  flexibility… resilience… tenacity… acceptance and a bird’s eye view to see the big picture.

In a moment… we’ll look at some Ecuador real estate and see how patience works there.   First a true and recent story… about patience and chess.

Having lived a wandering life… I have not accumulated a lot of stuff in the years I was moving around.   In fact only one material thing survived  my decades in Hong Kong and Europe… this ivory chess set.

market-Timing

I am not even sure why I lugged the wooden, silk lined box through so many countries.  For years I did not even play… but I kept the set and now it’s a treasure to me.

The set is a little battered.  Our five children each had a go at it one time or another.   A couple of the rooks are minus their ears.

Overall however this is a lovely set…  4 inch, pure ivory… no longer possible to import.  I love its feel.

Our friend and farm manager, Richard Goebel, and I have a continual, running game.  The board sits in our hallway and as Richard or I pass through we stop for a moment… study and make a move.

Sometimes when Merri and I are traveling we are weeks between moves… but a game is always on the board.   Richard and I are pretty evenly matched.  Usually there is no  winner… just a loser… the one who made the most current stupid error.

Recently it was my turn at stupidity, (aghhhh).  Early in the game, I gave up my queen.

Carelessness… pure and simple. I can offer nothing more.

I was instantly discouraged.  We both had nearly a full board but I was already missing my queen!  “How can I possibly win” I thought, “with such a disadvantage?”

I was about to give up when some quiet voice said, “No, keep playing.”

A few days later Richard stupidly gave up his queen as well.  That game dragged on for days but in the end the match was mine because of… patience.

This started me thinking about these seven qualities that can unlock enormous business and investing opportunity now:

#1: Bravery to accept risk

#2: Flexibility

#3: Resilience

#4: Tenacity

#5: Acceptance

#6: Bird’s eye view

#7: Patience

Thinking about patience reminded me of  John Milton’s poem  “On His Blindness.”

Milton is acclaimed to be one of the greatest English poets and I am not sure he was always patient.   Resilient yes… he was kicked out of university, lost wives and was imprisoned for his political views and went blind… yet managed to keep creating his incredible prose.

However  I believe that Milton understood patience… perhaps from his blindness because he ended his poem “On His Blindness”  (see the entire poem below) with this powerful reminder, “They also serve who only stand and wait.”

The Chinese have an even more ancient saying:  “Sit on the river bank long enough and you see the bodies of all your enemies float by”.

Patience is important when buying real estate in Ecuador or anywhere.

Merri and I spent seven years tromping up and down mountains to buy our first hacienda (Rosaspamba) in Ecuador.

ecuador-patience

Here Merri and I are building our first hut at our Ecuador hacienda… Rosaspamba.

We negotiated nearly a year to buy this building… that was a mess.

Cotacachi condos

fixed it looks like this…

Cotacachi-condos

and is getting better because we are patiently fixing one floor at a time.

If a person spends time in Ecuador  and stays alert, he’ll see many incredible fixer upper bargains.

Just over a year ago, Merri and I bought the four story office building shown above.   We began cleaning it up and converting two floors into condos.

If one is not in a hurry, construction costs are low.

This was the third floor kitchen… another mess.

Here is the third floor now.

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This if fully furnished with…

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one bedroom and …

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office/den (or second bedroom)  and…

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balcony.   The kitchen now…

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looks great.  The hardwood cabinets had not been installed when I took this shot but are in place now.

We did not start fixing this floor until we dealt with the 4th floor… an even worse mess.  Patience, patience!

Before.

After.

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This is a loft studio with…

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great light and an open feel with…

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full dining area and…

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kitchen.

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These floors are among the highest points in the village and views from both units are the best around.  Mornings give…

the sunrise over Mt. Imbabura.

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Evenings offer sunset in the east on Mt. Cotacachi.

ecuador-banks

Views are great at night with the village alight.

ecuador-banks

and you can see the entire village…

ecuador-banks

and both mountains during the day.

Where we had huge walls we said…”How about windows with a view instead?”   The builder  figured out what height was needed to see Mt. Cotacachi and simply knocked the window openings in the walls. Then he built hardwood window surrounds that frame this view.

ecuador-banks

The bathroom includes a full tiled bathtub and spa shower like this.

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The king size sleeping nook has this view also and is fully curtained…

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with full hardwood closets.

ecuador-banks

These units are available for rental on a three, six or 12 month lease, by the way. Send me a note at gary@garyascott.com

Anyone can have a nice place like this but to get one with great value requires patience.

Patiently fixing up this  property will provide us with some nice extra profit with good value because we were patient… in buying… in fixing.

We  did all this slowly… from cash flow… patiently so we developed value.

I have been using patience to look for real estate in Florida as well.  After months of scouring the state… looking at hundreds of listings we made our first offer… at about half the already reduced asking price.

This is where patience and the never ending quest for value comes into play.

Value is really hard to understand in the real estate and equity market now because the bubble of 2007 created many false illusions.

The values of a house are twofold… the value of a roof overhead and the value of whatever price it can be resold.

These are unpredictable times.   Basing a potential resale on previous inflated bubble prices can be a great error.

Tomorrow we’ll see how,  after months of searching Merri and I are using patience to make our first offer for property in Florida.

Join us at a course our tour in 2009 in Ecuador or North Carolina. Here is our future 2009 courses

June 12-14 Shamanic Mingo Tour

ecuador-energy

June 16-17 Imbabura Real Estate Tour

June 18-21 Ecuador Coastal Real Estate Tour

July 3-6 Ecuador Import Export Expedition

July 8-9 Imbabura Real Estate Tour

July 10-13 Ecuador Coastal Real Estate Tour

July 24-26 IBEZ North Carolina

Sept. 17-21 Ecuador Spanish Course

Sept. 23-24 Imbabura Real Estate Tour

Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 9-11 IBEZ North Carolina

Oct. 21-24 Ecuador Import Export Expedition

Nov. 6-8 IBEZ Ecuador

Nov. 9-10 Imbabura Real Estate Tour

Nov. 11-14 Ecuador Coastal Real Estate Tour

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two

These are great reminders that at times, patience is a most important quality in investing, business and all of life.

On His Blindness
John Milton

When I consider how my light is spent
Ere half my days, in this dark world and wide,
And that one talent which is death to hide
Lodged with me useless, though my soul more bent
To serve therewith my Maker, and present
My true account, lest He returning chide,—
Doth God exact day-labour, light denied?
I fondly ask:—But Patience, to prevent
That murmur, soon replies: God doth not need
Either man’s work, or His own gifts, who best
Bear His mild yoke, they serve Him best. His state
Is kingly; thousands at His bidding speed
And post o’er land and ocean without rest:—
They also serve who only stand and wait.

Ecuador Beach Condo Update


Vistazul beach condos offer great value.

Here is an update.

These condos offer great value and come with a club membership at Palmazul Boutique Hotel & Spa.

ecuador-sea-real-estate

This is the Palmazul Boutique Hotel and Spa which is also the Vistazul club house right at the condo project.  You can enjoy massages, swimming pool, tennis.

There is a children’s play ground and…

ecuador-sea-real-estate

Here are children of two of the first families with children who have condos at Vistazul.

ecuador-sea-real-estate

You can enjoy fine dining overlooking the beach.

ecuador-sea-real-estate

There are also several Vistazul condo resales offered at $89,000.  The benefit of these resales is that the units are finished. You can move in or begin renting any time… right now.

Here is an update on the Vistazul project.    Units 101 t0 1o5 are  now 60% complete and 103 is available as a resale at $89,000 including club membership.

ecuador-sea-real-estate-401

Here is the front of units 101 to 105.

ecuador-sea-real-estate

Here is unit 102 that when finished and ready to move in will be available at the same price… $89,000. (or $79,000) for Ecuador Living subscribers.

Here are the unfinished units in Building two…

ecuador-sea-real-estate

and six.

ecuador-sea-real-estate-602

Here is the site plan.

galapagos-discount-tours

Every unit has a sea view from the roof and of course great sunsets.

ecuador-sea-real-estate

Let me walk you around the project with these pictures so you can tie the units and progress to the sketch above.

Here is a shot from the Palmazul hotel which is also the condo development’s clubhouse which sits right on the beach.

galapagos-discounts

The first building you see on the left is Block #1.  This block is 133 steps to the beach…just a bit over the distance of a football field.  I counted the steps myself!

Block #3, is  done.  There is one resale here at $89,000.

galapagos-discount-tour

Phase one of the project has 38 units in total.

Learn how to subscribe to Ecuador Living and save $10,000 and much more.

Kjetil can be reached at kjetil@haugancruises.com

Patience is a great virtue in business and investing.

Gary

Join us at an upcoming Ecuador or North Carolina conference or tour.

June 12-14 Shamanic Mingo Tour

June 16-17 Imbabura Real Estate Tour

June 18-21 Ecuador Coastal Real Estate Tour

July 4-8  Ecuador Export Tour

July 8-9 Imbabura Real Estate Tour

July 10-13 Ecuador Coastal Real Estate Tour

July 24-26 IBEZ North Carolina

Sept. 17-21 Ecuador Spanish Course

Sept. 23-24 Imbabura Real Estate Tour

Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 9-11 IBEZ North Carolina

Oct. 21-24 Ecuador Import Export Expedition

Nov. 6-8 IBEZ Ecuador

Nov. 9-10 Imbabura Real Estate Tour

Nov. 11-14 Ecuador Coastal Real Estate Tour

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.

Ecuador Tickets #3


Buying Tickets to Ecuador Part Three

This series on buying tickets to Ecuador began with two articles at this site.  If you missed part one see it at Buying Tickets to Ecuador.

See Ecuador Tickets 2 here.

Here is a rave from the first messages on this series.

Merri,  This message on Ecuador tckets is a good one=—thanks for your input.  Shoot, I thought I WAS THE BEST at getting Ecuador tickets!!!!!!     I use Delta, American and Southwest…..I did not have quite enough miles on American for both my son and I so we just bought the extra miles. I am using Delta miles to fly to Calgary and I am getting first class on way back for no extra miles because their coach air mile seats were taken but they had a first class seat available.  I am happy. When I get over 50,000 miles with one airline, I start using the card that needs boosting up to 50,000 —and Southwest is easy—-I like it —2 hours to Columbus from TPA——can go to Orange City airport in California – Seattle – Tulsa – now they are hooked up with  West Jet for  Calgary-!!!    but I loved Avianca and Lan Peru both.  Our airlines do not compare.

tickets-ecuador

There are many reasons to buy an Ecuador ticket. Miles of safe empty each is one. All the pictures in this message were taken at San Clemente Ecuador around the Vistaul condos. For more information on Vistazul contact Kjetil Haugan at kjetil@haugancruises.com

There are no hurricanes in Ecuador.  This surf is as bad as  have ever seen.

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Most days it looks like this.  Or at best…

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a surf to play in… .. lots of nature… birds and sun!

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Here is the third part of Merri’s tips on Ecuador tickets.

Some suggestions for Ecuador.  I find a lot of people need help on this somewhat exotic country…because there isn’t a lot of information out there.  Gary and I have lived/worked in Ecuador for going on 15 years, so we’ve learned a lot the hard way…that is so you won’t have to!

Here are my list of dos and don’ts:

1.Fly into Quito not Guayaquil (even if the flight is cheaper). Guayaquil is a big, bustling, expensive city full of a lot of things you don’t need to put up with and not much of interest to tourists as well as those who want to look for a place to live.  Quito is orderly and functional and the airport really organized.  We have good friends in Guayaquil and over the years have spent a lot of time there, but that doesn’t mean that we like it.  It also costs a lot of time and money to get up to Quito (over $100 round trip, so that usually wipes out any savings) and since most flights arrive in the evening…you’ll have to overnight in expensive Guayaquil.

The surf at San Clemente is safe enough for kids to play in.

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Merri continues.

2.Don’t fly on a Colombian Airline (Avianca and others), even if it is great deal cheaper.

For instance, right now Avianca is flying from Miami to Quito for $361 while Delta is listing at $362. (round trip).  I’ve been waiting for all of you to arrive in Quito for over 14 years and those which fly from Bogota, Colombia often don’t land in Quito, they go onto Guayaquil and overnight there…or more usual, they just stop in Bogota (unscheduled of course) and then continue in the next day to Quito.

Why do people fly with them?  Often they are the cheapest…but cheap is nothing compared to an American passport holder overnighting in Bogota and not really understanding when the next plane goes out, plus missing your ride in Quito, etc.  I always  say to people this is the prime example of false economy.

Weather can be misty with a socked in airport and Quito can be a tricky airport to land into.  (This will be remedied when the new airport is finished.  It is built on top of a plateau instead of in the valley of Quito.)  All Delta pilots who fly in there are licensed to land in any weather (but sometimes choose not to land and go to Guayaquil…but rarely.)  Colombian pilots are rarely licensed to land on instruments, so the plane just stays in Colombia and comes the next day…not ever a good thing for a traveler!  I’ve waited hours in the Quito Airport with our crew for years looking for those people who don’t arrive until the next day!

Even little children are safe on this beach.

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Merri’s notes continue.

3. Bring your own favorite non heavy snacks and just drink lots of water, skip the airline fare and the drinks…you’ll feel better and the next day not have any recovery time.

4. We never book “Multiple Airlines” tickets.  This can be a combination of all sorts of airlines and can be a reason if anything goes wrong (like lost luggage) that no one claims responsibility.  We don’t like to mix airlines.

5. If you think that Quito might be too high in altitude for you, then just hire a driver to meet your plane, bring you water and fruit and a pillow and blanket and bring you on out to your destination!  That’s what we do!

Ecuador is a charming, beautiful country…buy your tickets with care and enjoy the ride!

Let’s discuss Award Tickets vs Pay with Miles and other variations that  we use tomorrow.

Big children can play in the surf as well!

tickets-ecuador

Gary

Go to Part Four of Buying Tickets to Ecuador here

Learn Spanish in Three Days ONLINE

The Learn Spanish in three day course is now available online.

Read below to see why we are offering our Super Spanish course online for the first time.

Speaking Spanish is a huge benefit on its own.  You can become one of the rare North Americans who can get along in Spanish speaking countries.  You can be one of the special people who can communicate with 10 million non-English speakers in the USA.  Spanish is the second most used language in the USA.  There are more Spanish speakers than speakers of Chinese, French, German, Italian, Hawaiian, and the Native American languages combined.  According to the Census Bureau, Spanish is the primary language of nearly 50 million people in the US.  This is the largest Spanish-speaking community outside of Mexico. Only half of these speakers also speak English “very well,” and 19% do not speak Spanish at all.

You can tap into all this potential when you speak Spanish.  Yet there are more benefits.

An article in England’s leading newspaper, the Telegraph, entitled “Why learn a foreign language? Benefits of bilingualism” (1) sum up the biggest benefit of learning a second language and increased intelligence.  The article says: “Learning a foreign language is more than just a boost to your CV or handy for traveling.  It will make you smarter, more decisive and even better at English.  Physiological studies have found that speaking two or more languages is a great asset to the cognitive process.  The brains of bilingual people operate differently than single language speakers, and these differences offer several mental benefits.”

The article then explains studies that show seven cognitive advantages gained from learning a foreign language.

#1:  You become smarter
#2:  You build multitasking skills
#3:  You stave off Alzheimer’s and dementia
#4:  Your memory improves
#5:  You become more perceptive
#6:  Your decision-making skills improve
#7:  You improve your English

Does it sound impossible to learn Spanish in three days?  Yes, it is impossible when you try to learn Spanish in the old, traditional way.

Though you may choose to take more time using this course to learn Spanish, thousands of our readers have learned at our Spanish courses.

There is a scientific method of learning… proven and described in numerous best selling books that create educational jumps by making education natural, easy and fun.   This course works because it is education without stress!

This method was created and refined by the Bulgarian educational master, Georgi Lozanov, who transformed the entire Soviet educational system to such a degree that this third world country beat the USA into space.

Merri was lucky to be one of a handful of students outside of Bulgaria who were allowed to be taught this system in the early 70s.  She practiced this unique and remarkable form of education for  four decades. It was a delight!

Merri and I began integrating these techniques with other shamanic and educational tactics we had gained in our global travels and then applied them to teach Spanish in three days.

The course has been proven again and again by the thousands who have used this system.  You can read a few of the many raves we have received from delegates who have learned from the Super Thinking Spanish course we created.

Here are a few quotes from delegates of the course.

One delegate from St. Louis wrote:  Hi Gary,  Just ended forty-five years in dentistry last week, and I’m on to a new career.  What is my new career?  Still formulating, but the eye -opening,mind expanding Super-Spanish course last weekend in St. Louis surely shows me the opportunity exists to expand my horizons.

Besides having a lot of nice people to learn our new language; the methods Merri and you developed proved to be just what you said they would be.  We all and I in particular relaxed our way to new learning.  I feel so very comfortable with the basis of my new language skills that I know I will be spitting out great Spanish sentences by the time I reach Ecuador in October.  Last year I spent six weeks in Ecuador and now I plan on conversing with the people.

Today’s excerpt of your newsletter really hit home. You do what you say you will. There are no surprises or hidden sales tricks. The only tricks are beneficial to our learning.  Thank you for a wonderful experience that I was quite unable to grasp how you would pull it off.  You did, however, and I look forward to other courses that you offer, and I have absolutely no doubt they also will work beneficially.  Best regards, Denis Molloy.

Another wrote about the Super Spanish course:   Buenos Dias, here is a testimonial for Super Thinking-Super Spanish.  Please feel free to use all or part in promotions for the course.  In addition, you may give my email address to any prospect “on the fence” about enrolling.  Yesterday, in Cotacachi, Ecuador, I finished Super Spanish.  I had high expectations for the course and they were exceeded.

After three days, I can speak Spanish in complete sentences. In simple conversations, such as buying groceries or ordering a meal, I can make myself understood. I think that’s incredible!

Although I am far from the competence level of a native speaker, I feel I’ve taken a giant step forward in learning Spanish so that I can experience the people and culture of Ecuador.  The foregoing benefits would have more than justified the time and money I invested in Super Spanish.  And learning some Spanish was not the most important benefit I got from the course.

Prior to leaving the USA, I had felt for some time that the pace of life there was unhealthy for me (and for most people) and I did nothing about it.

I’ve thought about the pace issue during the course.  One of the key elements Merri Scott designed into Super Spanish is placing the student in the optimal state for learning.  In class, the past three days, I’ve been re-introduced to guided journeys and introduced to the calming effects of Baroque music (www.sundaybaroque.org).  What a blessing! I’m inclined to make one or both a daily part of my life.   Rob Christi.  Cotacachi, Ecuador

Another attendee from a course wrote:   “I took this incredible class a few weeks ago, and I would like to tell anyone that is interested, that it is an amazing three days of learning with lots of laughs included. You leave everyday wanting to learn more and are so excited to do so.

“Other Spanish classes and tutoring made us feel like it would take forever to get to the point where we could put it into practice, but this method gave us a more fluent use for everyday life almost immediately AND the confidence to use it.  It is a fantastic way to show people how much they know and give confidence to learn and use Spanish creating a momentum.

“They made learning Spanish easy and fun in a very relaxed, comfortable atmosphere.  I would definitely recommend this course.  Even if you know some Spanish, this helps make it easier because of the less stress that no verb conjugations gives you.  This gives you more confidence in yourself to try and speak it more.

 “The stress free atmosphere and tons of interaction and participation were very conducive to learning.  The relaxation techniques alone are worth the price.  The fact that I can now feel more comfortable conversing in Spanish with my new friends and neighbors is priceless.  Muchas, muchas gracias.”

“I loved the relaxed environment.  I picked up quite a lot of new vocabulary.  I found this course very informative about how the language works, how I can make sentences and understand others better!  Muchas Gracias!  I had a call from Telcel (the local phone company) after our second class and I was able to speak and understand them for the first time. Despacio (meaning slowly) … a great word!  Everyone should take this course before they pick up bad habits.”

“I liked how simply the course was organized and the positive attitude about learning.  Thank you so much for helping me to learn Spanish!”

“I liked the laid back yet professional approach.  I highly recommend this new, relaxing method of learning Spanish,  I feel a lot more confident in the delivery of my words and sentences. It was taught in an excellent and very professional way.

“It was a very enjoyable class.”

How The Course Works

The first tactic is to use Baroque music in the learning process.  At least three best selling books, “Superlearning”, the “Mozart Effect” and “Superlearning 2000” have revealed insights about how to learn and think more powerfully based on systems drawn from the Bulgarian educational master, Dr. Georgi Lozanov.  Merri Scott was among just a few who learned directly from Lozanov.

The second tactic uses 17 unique lessons to provide Spanish fluency in a short time.   Let me prove to you how this tactic works by teaching you hundreds of Spanish words in less than 30 seconds.

Here is the proof.

“Most words in English that end in ION are almost identical, just pronounced differently.  For example action is accion, education-educacion, manipulation- manipulacion, etc.”

There you have it.  How long did it take you to read the sentence?  You now know hundreds of Spanish words that you will never forget.

See examples of the words you already know below.

How long would have taken you to memorize all those words?  How soon would you have forgotten them?

This is just one of seventeen Spanish lessons in the course.

The next lesson teaches how to pronounce each of the nouns.

Then, the third lesson teaches almost as many verbs, almost as quickly.

The fourth lesson shows how to avoid conjugating verbs by sticking with the infinitive (far easier than it sounds).  This simple lesson leaves a person sounding like a Spanish professor without ever conjugating a verb.

Lesson five shows how to sound infinitely polite and yet get almost anything desired in Spanish.

Lesson six gives valuable connectors and the seventh lesson triples the Spanish capacity with three words for “yesterday,” “now” and “tomorrow”.

By the end of three days you feel comfortable speaking Spanish.

Plus the system is Impro-Dynamic.  This means your Spanish keeps getting better even though you do not seem to be studying… practicing… or speaking Spanish.

I was amazed by this as I traveled back and forth from the USA to Ecuador.  The longer I was away from Ecuador… the better my Spanish became.  My second language was automatically improving The self improving feature comes because you learn to create Spanish sentences rather than remember them.  The portion of the brain that creates is more powerful than the portion that recalls.  When your mind creates something… it owns it!  You do not have to remember .

During the course you learn 4005 Spanish words that you already know .  

You then learn how to create Spanish sentences from these words.

Throughout the course you learn how to pronounce the sentences you create.

When the course ends… the mind keeps working… and creating… so next time you begin to speak Spanish you’ll be surprised .  You improve even though you have not actively worked on your lingual skill.

Due to the difficulty of getting groups together to learn this valuable technique, we are testing an online beta program for subscribers to use the Super Spanish course at home.   This is a beta test and is available only this week, June 5 to 11, at the highly reduced price of $79.

I’ll be in touch personally via email with each person who signs up for this course to see how it works or what is required to make it better.  Once this test is complete, we plan to offer the program on a larger scale and at a much higher price.

The course has our, full satisfaction or money back, guarantee.  Try Super Spanish for 60 days.  If not fully satisfied, simply let us know for a full refund.

Learn Spanish online $79

Here are more testimonials from previous Super Spanish Courses.

Maggie wrote: It didn’t really seem possible that we would be speaking and understanding Spanish in only 3 days but the course made it happen in a very supportive learning environment.  I would highly recommend this course for anyone wishing to learn “practical Spanish”.  The teaching methods, use of relaxation, the use of native Spanish speakers for pronunciation and the teachers themselves who were approachable and helpful and always positive made this a very valuable class.

This course improved my self confidence in my ability to learn and retain a language.  It was presented with genuine enthusiasm, great energy and the style of learning is very effective. Gracias!  It was a great experience.

Nadine wrote: “Just spent the last 3 days in the most wonderful learning environment learning Spanish.  What an amazing learning experience!!  First day out of class and I could not stop thinking in Spanish WOW!!  I am amazed by how much I learned, retained and how much more is showing up now that I am out of class.  And the best part is THERE WAS NO STUDYING!! Indeed this is Super Thinking!!!  I would highly recommend this to anyone that has ever had a desire to learn another language or learn anything in record time.

And a few days after that ….  As I went through my day, just hanging out with my son, I could see myself starting to think in Spanish.  At first I thought it was amusing but as it continued and increased I thought “My goodness this is really remarkable amazing” It was really an effortless unfolding.  I wasn’t at any point “trying” to think in Spanish, just words I knew would fly across the screen in my mind.  And then this afternoon, my son cuddled up on the couch to watch some cartoons on his ipad and was watching Peppa Pig in Spanish…hmm coincidence?  I think not, I’m radiating Spanish so much that my son is being influenced!  Thanks a million again.  This weekend the best learning experience of my life!!

If you have ever had a desire to learn Spanish this is the way to do it!  By the end of the first day I had more confidence and more practical ability than I had from any previous courses I had taken.  It was fun and relaxed and full of laughter.  You will leave this class excited to use what you have learned.  Rather than leaving overwhelmed with how much you have yet to learn and master, you are equipped with the knowledge and know how to go out and communicate as well as the excitement to do it!”

Gary noted:  “The whole approach is positive and conducive to learning at a level that benefits ALL participants.  It is not intimidating and does not set up a pass/fail atmosphere.  The presenters are terrific and the results unbelievable.  It was relaxed, informal, friendly and effective.”

Twila said:  “This class provided a very refreshing and relaxed way of learning.  The atmosphere felt very safe to say the words you were practicing.  I learned a lot in a way that will make it easy to apply.  Starting with conversation is way more fun.  How quickly you can learn!  It was a great group, great instructors and great stories.

The atmosphere in the classroom was so relaxed that learning Spanish felt like a breeze and not like a painful task.  The relaxation exercises are really conducive to language learning.  We learned A LOT in a short time and it was fun and the environment was non-threatening.”

Brigitte sent this:  “Buenos Dias, Suzanne. su clase de espanol es excelente! Muchas Gracias!  
I have already done what you suggested and went into the program listening to the music and going over the lessons.  I know: Repetition……reinforcement…..thinking in the new language….it’s all part of it.  I loved your course and will certainly recommend it to friends.  Who knows….I might feel the urge and have the opportunity to repeat it at your beautiful place in Puerto Aventuras…..Quien sabe? Hasta otro dia y saludos a su familia.”

Marie wrote:  “I would highly recommend this course.  The amount covered in 3 days is amazing!  All with no stress.  The correlation lessons and pronunciation practice has greatly reduced my anxiety to go out and use my Spanish.  I really enjoyed the whole process and thank you for the take away tools.”

Learn Spanish online $79

Gary

Here is the English translation of a few of the many Spanish words you now know and will never forget.  How long would it have taken you to memorize them?  How soon would you forget?

“Most words in English that end in ION are almost identical, just pronounced differently.  For example, action is accion, education-educacion, manipulation- manipulacion, etc.”

Some more of these words:  Combination, Attrition, Education, Vacation, Petition, Lotion, Motion, Construction, Abduction, Pronunciation, Concentration and a ton of others!

Learn Spanish online $79

(1) www.telegraph.co.uk Benefits-of-bilingualism.html

Ecuador Beach Condo Surprise


Here is an Ecuador beach condo development where a number of single women expats call home.

One of the best ways to beat inflation is to live in low costs areas like the coast around Bahia Ecuador.

Here’s an update on this area beginning south of Bahia starting at San Clemente.

Ecuador Beach-Apartment

Beach at San Clemente.

The map below shows why San Clemente (marked with A), which is just a bit south of Bahia, was the first place on the coast where I bought Ecuador beach real estate.

ecuador map

San Clemente is a small village almost equidistant to the two airport access points on Ecuador’s coast, Manta and Bahia, plus it is on the coastal highway just before it veers inland behind a strip of low lying hills.

Bahia Hotel

These hills run along the coast from San Clemente to Bahia and further north separating the highway from the beach, discouraging over development and encouraging quiet hidden beach opportunities.

In addition San Clemente is almost equidistant to Quito and Guayaquil, the two largest population centers, and is accessed by major roads also shown on this map.  This creates holiday opportunity for the big city folk.

San Clemente is itself a tiny… dusty village so the attraction here is peace and quiet.  This is what Merri and I love.

However, those who want to live in a lively town will do better living just a bit further north in or closer to Bahia.

san-clemente-manabi

Our Ecuador beach penthouse is at Vistazul. This community is nicely protected by those hills.

visatzul

Vistazul is right on the beach and protected by these low lying Manabi hills behind.

Here is the view from our penthouse so you can see…

coastal view

why we love it there.

Now Vistazul is about to get even better.

The developer of this project, Kjetil Haugan, recently sent me this note.

Gary,   This email is to inform you that we will close the hotel from next week on and until late June for renovation.   We will change the location of the kitchen, increase the capacity of the restaurant, redo the swimming pool (partly infinity pool), put A/C in all rooms, put in new beds and mosquito nets, fix all the sliding doors/windows, put in concrete walls around the hotel, fix the gardens, make more family suites, paint the hotel and change and redo everything from the dining tables, to the outdoor furniture.  Most of this will be done during these 6 to 7 weeks but the rooms will be done throughout the year.

We will also start to sell club memberships to local people with a point system plus offer this to the ex pats living in Cuenca.

We are adding new administrators at the hotel; Edwin and his Canadian wife, Cris. They used to run our yacht operation in the Galapagos. She will also help out at Vistazul being the contact person for the residents and helping out with decoration, purchase of furniture and rental management.

So hopefully you will have time to come down to San Clemente later this year to discover the new Palmazul!

Vistazul is also doing well right now. The electricity work, water plant and gardening should all be ready by the end of May. Then I will help the residents start to form the HOA. I have also contracted all the doors/windows so the remaining units will be completed within 4 to 6 months depending on the workers.

I had a lot of interest in the one level units and we continue to offer finance. Regards, Kjetil

ecuador-beach-condos

See more details on these condos here

For answers to specific questions contact, Kjetil Haugan, at kjetil@haugancruises.com

This is an exciting evolution for the small community and remains a great bargain… the $79,000 price includes club membership which includes use of all the improved facilities.

Back in 2007, my friend, Kjetil Haugan, sent me a note that he was building this hotel and would have his the new year celebration there.

When I saw the construction pictures… I wondered.  A lot of work seemed undone.

This was the hotel in November 2007.

ecuador-beach-condos

and the pool at the hotel.

ecuador-beach-condos

Yet Kjetil did have the hotel open for the 2008 New Year celebration.

When we visited in early January 2008,  the hotel looked like this.

ecuador-beach-condos

Kjetil then told me that the hotel was also designed as the clubhouse for 60 + condos he would build on this land behind the hotel.

ecuador-beach-condos

I knew the land..  I knew Kjetil.  I was impressed and bought the first five condos myself.  Kjetil said that he would have the first units finished by the end of the year.

True to his word, Kjetil kept to his timing and despite the recession of 2008 has completed and sold out this development.

Ecuador beach real estate is still inexpensive but prices have been rising. Those condos began at $79,000 but prices have risen over the last year to:

I personally have a unit here  in the Vistazul complex so this is my front yard.

international-club-coast-view

Here are the first condos which originally went on sale at $79,000.

Ecuador-beach-condos

They are 1,200 square feet, two and a half bathroom, two bedroom units, on two floors and a roof terrace.

Ecuador-beach-condos

Here is a group of our delegates inspecting the roof terrace.

Ecuador-beach-condos

Here is the sunset view from the beach in front of these units.

ecaudor-sunset

They are one minute’s amble to the club house restaurant, where you can dine.

ecuador-coastal-tour-beach-dining

The seafood comes fresh from these fishermen who leave from the beach in front of the clubhouse each day.

ecuador-coastal-tour-fishermen

Kjetil Haugan, a Norwegian who moved to Ecuador after being the administrator of Atlanta’s Olympic Village, became a prominent businessman, owning the largest Spanish school in the country along with several Galapagos cruise ships.

Kjetil and his wife Jessica built Palmazul Hotel which is also the clubhouse for these condos.

The owners of the condos  enjoy Palmazul as their community center…all the hotel facilities are available to home owners.  This provides living on the beach with tennis court, pool, beach, fine dining, exercise room and all.

ecuador-coastal-tour-tennis

Here is a shot taken from one of the Vistazul condo rooftops.

ecuador-coastal-tour-terrace

Until next message, good Ecuador living!

I always recommend that you look and then rent before you buy.

Gary

2017 Schedule

Who Gets the 36 Cents?

 

I wonder.   Who does the government owe 36 cents?

According to Treasurydirect.com, as of October 31, 2017 the cost of interest on  the total US public debt of $20,467,375,664,755.32 (20 trillion+) was $24,411,569,716.36 (24 billion+).

The 36 cents isn’t much of a problem.  The other 20 trillion is.

This is good news and bad… the rock and the hard spot.  The bad news is that the rock (US federal debt) is getting bigger….harder to miss.  The Congressional Budget Office (CBO) projected in 2010 (the debt then was a bit over 14 trillion) that, under law at that time, debt held by the public would exceed $16 trillion by 2020, reaching nearly 70 percent of GDP.

They sure goofed on that.  Here we are… not quite into 2018 and debt has shot past 20 trillion.

How could the CBO be so wrong? 

The CBO screwed up because they could never imagine that the Fed would push interest rates so low… and keep them there.  The interest rates are so low that the government can borrow and borrow and still afford the interest.

For example, US Federal government interest this year will amount to around $483 billion on the 20 trillion of debt.  Yet in 2008 on debt of only $9,229,172,659,218.31 (9 trillion +) the interest that year was $451,154,049,950.63 (451 billion +).

Interest payments in 2017 are 7% higher than they were in 2008.  Yet the debt is over 100% higher.  

Very low interest rates have helped the government borrow.  Low interest has also helped the US stocks reach all time high prices.

Here is the very hard spot.  The downside is that low interest has reduced earnings of investors.  Low interest has ruined the lifestyles of many who have retired.

Here is what happened and why the problem may exist for quite a bit longer.

If investors can increase the interest rate to 6% from the lousy 1% (or so) they earn now, they gain 1,263% more over 30 years.  Anyone living off interest, who is drawing down their portfolio over 20 years, makes 57% more annual income every year.

But if investors get 6% interest instead of 1%, the government has to also pay more on it debt.

The government will resist raising rates because it will ruin their budget, cause a collapse of the stock markets and destroy the US dollar.  

Rising interest rates, that we would like to see as investors, will create an almost unimaginable debt crisis.  If government interest goes to 6% it is like the $20+ trillion national debt  rising to 100 trillion!  Unless there are some huge tax increases, a 5% increase in interest rates would increase the national debt by five times.

A tax increase?  The current tax act being proposed reduces, not increases, revenue.

This is not a theoretical problem for the future. This is not something that our children and grandchildren will have to deal with.  This is a problem in the here and now.

Interest rates create a massive problem on two sides of the same coin.  Raise rates the massive national debts ruins the purchasing power of currencies.  Keep interest rates low and capitalism does not work for investors.  Politicians simply borrow more (on our behalf) but for their benefit.

Learn how to have more freedom and time, less stress, better health care, extra income, greater safety and profit in your savings despite America’s deficits, debt and currency risk.

Fortunately there are secrets that will allow a few to live much better, free of debt and worry despite the decline in the dollar’s purchasing power.   My wife, Merri and I, have traveled, lived, worked and invested around the world for nearly 50 years to gain this information.

Let me share the basics of this data and how we can be of help through 2018.

The first fact behind this secret is that things are really good in the western world.  Despite many problems, we are surrounded by more abundance and greater opportunity than almost anyone has ever enjoyed, anywhere, ever.   To enjoy a fair share of this wealth, all we have to do is understand human nature and learn how to invest in the new economy, as it changes and becomes new, again and again.

Merri and I have made seven huge transitions in the 50 years.  Each has allowed us to always stay ahead of losses that the majority of Americans suffer.  We are in another transition right now and want to share why and what to do so you can stay ahead and live a richer, independent life through 2018 and beyond.

A falling US dollar is one of the greatest risks we have to our independence, safety, health, and wealth, but also brings a window of huge profit as I explain below.   Though the greenback has been strong for a number of years, its strength is in serious jeopardy.  The growing federal deficits increase the national debt and this with rising interest rates propels a growing debt service.

When the Dow Jones Industrial Average recently passed 20,000, another milestone of “20” took place that has a much darker meaning to your and my spending power.  The U.S. national debt passed the $20 trillion mark.

The problem is that the Dow will come back down.  National debt will not fall.

The double shock of money fleeing Wall Street and US debt skyrocketing, will destroy the purchasing power of the greenback.

Go to the store even now.  Statistics say inflation is low, but buy some bread or, heaven forbid, some fresh vegetables like peppers or fruit.   Look at the cost of your prescription or hospital bills.  Do something simple like have your car serviced at an auto dealer.  Look at the dollars you spend and you’ll see what I mean.

The loss of the dollar’s purchasing power erodes our independence, our freedom and our savings and wealth as well. 

At the same time, low interest rates by big banks and higher health care costs soak up the ever diminishing income and savings we have left.  According to a Gallup poll, the most unpopular three institutions in America are big corporations & Wall Street banks, HMOs and Congress.

Yet there is little we can do because these institutions are in control.

Over the last 50 years the average income for 90 percent of the American population fell.  Our health system is restricted by a Kafka-esque maze of legislation and insurance regulations that delay, frustrate, and thwart attempts by patients and doctors from proper medical care.  Big banks and corporations restrict our freedom of choice.  The business customer relationships are no longer transactions between free equals.

Banks can trap us in indebtedness at every age from student loans to mortgages to health care costs.  They pay almost nothing on our savings.  They hide unexpected fees and payments in complex and unreadable documents.  Banks and big corporations routinely conceal vital information in small print and then cheat.  Weak regulations and lax enforcement leave consumers with few ways to fight back.  Many of these businesses ranging from cable TV to phone and internet service to health insurance have virtual monopolies that along with deceptive marketing destroys any form of free market.

These same companies control the credit-scoring agencies so if  we don’t pay unfair fees, our credit scores will plunge and we could lose the ability to borrow money, rent an apartment, even to get a job.  Many consumers are forced to accept “arbitration clauses” in lieu of  legal rights.  The alternative is to lose banking, power, and communication services.

Big business has also usurped our privacy.  Internet companies sell our personal data.  Personal information is pulled from WiFi and iPhones track and store our movements.  The government can access this information, sometimes without subpoenas.  There’s a lot that we don’t know, often withheld under the guise of “National Security.”

The glow on Western democratic capitalism has dimmed… or so it seems.  The US, leading the way, is still a superpower with economic, innovation and military might, but the institutions that should serve the people have become flawed or broken.

America’s infrastructure is in shambles.  The nation’s bridges are crumbling, many water systems are filled with toxins, yet instead of spending more to fix this, we build more prisons.  The 2.2 million people currently in  jail is a 500 percent increase over the past thirty years.  60% of the inmates belong to ethnic groups.  Not just non-white ethnic groups are suffering.  Annual death rates are falling for every group except for middle-aged white Americans.  Death rates are rising among this group driven by an epidemic of suicides and afflictions stemming from substance abuse, alcoholic liver disease and overdoses of heroin and prescription opioids.

America’s middle class is shrinking.  Nearly  half of America’s income goes to upper-income households now.  In 1970 only 29 percent went to this group.  How can we regain our freedom, our happiness and our well being in such a world?

What can we do?

Gain a better, freer life is to combine better health, higher income and greater savings for a happier, more resilient lifestyle. 

Merri and I will celebrate our 50th year of global living, working, investing and researching to find and share ideas on how to have simpler, low stress, healthier, more affluent lifestyles.  Our courses, reports and email messages look at ways to gain:

#1:  Global micro business income.

#2:  Low cost, natural health.

#3:  Safer, more profitable, investments that take little time or cost to buy and hold… so you can focus on earning more instead

Many readers use our services for just one of these three benefits.  They focus only on health or on earning more or on better, easier investing.

27 years ago Merri and I created the International Club as a way for readers to join us and be immersed in all three of these benefits.   The International Club is a year long learning program aimed at helping members earn worry free income, have better affordable good health and gain extra safety and profits with value investments.

Join us for all of 2018 NOW.

The three disciplines, earning, health and investing, work best when coordinated together.  Regretfully the attacks on our freedom are realities of life.  There is little we can do to change this big picture.  However we can change how we care for our health, how we earn and how we save so that we are among the few who live better despite the dollar’s fall.

We start with better lower cost health care.

Club membership begins by sharing ways to be free of the “Secret Hospital Charge Master”.   Just as governments hide truth behind “National Security”, big health care businesses hide medical truths behind “Charge masters”.  Most hospital charge masters are secret because big business does not want us to know how much hospital costs have risen.  Motivations beyond our good health, like corporate greed, want to keep us in the dark about health care cost.

Despite rising health care costs, a report from the Centers for Disease Control & Prevention shows that hospitals are the last place we want to be for good health.  One report shows that hospital-acquired infections alone kills 57% more Americans every year than all car accidents and falls put together.

Often, what patients catch in the hospital can be worse than what sent them there.  Governments and health care agencies agree  – antibiotic resistance is a “nightmare.”  An antibiotic-resistant bacteria may be spreading in more hospitals than patients know.  About one in every 25 hospitalized patients gets an infection and a 2013 report from the Journal of Patient Safety showed that medical errors are the third-leading cause of death in the country.

Along with the risk of hospital acquired illness and medical errors, the second huge threat to our well being… is health care costs, especially at hospitals.  This is why charge masters are so often secret.  There are few risks to our wealth that are greater than a hospital stay.

I have created three natural health reports are about:

#1: Nutrition

#2: Purification

#3: Exercise

Each report is available for $19.95.  However you’ll receive this free as club member and save $59.85.

Club members also receive seven workshops and courses on how earn everywhere with at home micro businesses.  We call this our “Live Well and Free Anywhere Program”.   The program contains a series of courses and reports that show ways to earn and be free. These courses and reports are:

  • “International Business Made EZ”
  • “Self Fulfilled – How to Write to Sell”
  • Video Workshop by our webmaster David Cross,
  • The entire weekend “Writer’s Camp” in MP3
  • The report “How to Raise Money Abroad”
  • Report and MP3 Workshop “How to Gain Added Success With Relaxed Concentration”
  • The course “Event-Full – How to Earn Conducting Seminars and Tours”

This program is offered at $299, but is available to you as a club member free.  You save $299 more.

Next, club members participate in an intensive program called the Purposeful investing Course (Pi).  The purpose of Pi is finding value investments that increase safety and profit.  Learn Slow, Worry Free, Good Value Investing.

Stress, worry and fear are three of an investor’s worst enemies.  These destroyers of wealth can create a Behavior Gap, that causes investors to underperform in any market good or bad.  The behavior gap is created by natural human responses to fear.  Pi helps create profitable strategies that avoid losses from this gap.

Lessons from Pi are based on the creation and management of a Primary Pi Model Portfolio, called the Pifolio.  There are no secrets about this portfolio except that it ignores the stories from economic news (often created by someone with vested interests) and is based mainly on good math that reveals the truth through financial news.

The Pifolio is a theoretical portfolio of MSCI Country Benchmark Index ETFs that cover all the good value markets using my 50 years of global experience and my study of the analysis of four mathematical investing geniuses (and friends).

There are seven layers of tactics in the Pi strategy.

Pi Tactic #1: Determine purpose and good value.

Pi Tactic #2: Diversify 70% to 80% of portfolio equally in good value developed markets.

Pi Tactic #3: Invest 20% to 30% equally in good value emerging markets.

Pi Tactic  #4:  Use trending algorithms to buy sell or hold these markets.

Pi Tactic  #5:  Add spice speculating with ideal conditions.

Pi Tactic  #6: Add spice speculating with leverage.

Pi Tactic  #7:  Add spice speculating with forex potential.

The Pifolio analysis begins with a continual research of international major stock markets that compares their value based on:

#1:  Current book to price

#2:  Cash flow to price

#3:  Earnings to price

#4:  Average dividend yield

#5:  Return on equity

#6:  Cash flow return

#7:  Market history

We combine the research of several brilliant mathematicians and money managers with my years of investing experience.

This is a complete and continual study of what to do about the movement of international major and emerging stock markets.  I want to share this study throughout the next year with you.

This analysis forms the basis of a Good Value Stock Market Strategy.  The analysis is rational, mathematical and does not worry about short term ups and downs.  This strategy is easy for anyone to follow and use.  Pi reveals the best value markets and provides contacts to managers and analysts and Country Index ETFs so almost anyone can create and follow their own strategy.

The costs are low and this type of ETF is one of the hardest for institutions to cheat.  Expense ratios for most ETFs are lower than those of the average mutual fund.  Little knowledge, time, management or guesswork are required.  The investment is simply a diversified portfolio of good value indices.  Investments in an index are like investments in all the shares of a good value market.

Pi opens insights to numerous long term cycles that most investors miss because they have not been investing long enough to see them.

The Pi subscription is normally $299 per annum but as a club member you receive Pi at no charge and save an additional $299.

Profit from the US dollar’s fall.

In the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

Club members receive a report about opportunity in the  current strength of the US dollar is a second remarkable similarity to 30 years ago.   The dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  The trends are so clear that I created a short, but powerful report “Three Currency Patterns for 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but when you become a club member you receive the report, “Three Currency Patterns For 50% Profits or More” FREE.

Plus get the $39.99 report, “The Silver Dip 2017” free.

With investors watching global stock markets bounce up and down, many missed two really important profit generating events.  The price of silver dipped below $14 an ounce as did shares of the iShares Silver ETF (SLV).   The second event is that the silver gold ratio hit 80 and has remained near this level, compared to a range of the 230s only two years ago.

These two events are a strong sign to invest in precious metals.

I prepared a special report “Silver Dip 2015” and updated this in 2017.   The report explains the exact conditions you need to make leveraged silver & gold speculations that can increase the returns in a safe portfolio by as much as eight times.  The purpose of the report is to share long term lessons about speculating in precious metals gained through 30 years of speculating and investing in gold and silver.

The low price of silver offers special value now so I want to send you this report because the “Silver Dip 2017” offers enormous profit potential in 2017.

The report “Silver Dip 2017” sells for $39.95 but club members receive it free as well.

The $39.95 new “Live Anywhere – Earn Everywhere Report” is also free.

There is an incredible new economy that’s opening for those who know what to do.  There are great new opportunities and many of them offer enormous income potential but also work well in disaster scenarios.

There are are specific places where you can reduce your living expenses and easily increase your income.  Scientific research has shown that being in such places actually make you smarter and healthier.  Top this off with the fact that they provide tax benefits as well and you have to ask, “Where are these places?”.

Learn about these specific places.  More important learn what makes them special.  Discover seven freedom producing steps that you can use to find other similar places of opportunity.

The report includes a tax and career plan broken into four age groups, before you finish school, from age 25 to 50 – age 50-to 65 and what to do when you reach the age where tradition wants you to re-tire.  (Another clue-you do not need to retire and probably should not!)

The report is very specific because it describes what Merri and I, our children and even my sister and thousands of our readers have done and are doing, right now.

Live Anywhere – Earn Everywhere focuses on a system that takes advantage of living in Smalltown USA, but earning locally and globally.

This report is available online for $39.99 but International Club members receive it free.

Save $418.78… “plus more” when you become a club member.

Join the International Club and receive:

#1: The $299 Personal investing Course (Pi).   Free.

#2: The $299 “Live Well and Free Anywhere Program”. Free.

#3: The $29.95 report “Three Currency Patterns For 50% Profits or More”. Free.

#4: The $39.99 report “Silver Dip 2017”. Free

#5: The three $19.99 reports “Shamanic Natural Health”.  All three free.

#6: The $39.99 “Live Anywhere – Earn Everywhere” report. Free.

#7: A subscription to the Purposeful investing course… Plus more.

These reports, courses and programs would cost $767.78 so the 2018 membership saves $418.78, “plus more”.

What’s the “plus more”?

Join the International Club for $349 and receive all the above online now, plus any online reports, online course updates or online programs we create throughout 2017 all at no additional fee. The club membership entitled you to everything.

The International Club membership is $499, but we want to encourage our first 100 members for 2018 to join quickly so we are currently accepting discounted membership at $349. 

Join the International Club for $349 and receive all the above online now, plus all reports, course updates and Pi lessons through the rest of 2017 and all of 2018 at no additional fee.

Click here to become a member at the discounted rate of $349

Gary 

Ecuador Beach Condo News


Ecuador beach condo news is inflationary but not all bad.

There are many reasons why Merri and I love Ecuador’s Pacific and why we decided to buy beach condos there.

One of the most important beach condo features for us is the incredible sunsets on the Ecuadorian Pacific.

Here is a sunset shot from our Ecuador beach apartment.

ecuador-beach-condo-sunset

This incredible beauty is good news.

Really low prices…incredible value to our way of thinking, is another reason we love our Ecuador beach condo deals.

Yet the sun is about to set on the really best prices. That’s the bad news. We’ll get to the good news in a moment.

Ecuador-beach-sunset

Ecuador beach condos in the Vitsazul development (where we have our condos and where this sunset was shot) have been available for as low as $79,000.

Yet inflation is everywhere. The cost of steel and cement have skyrocketed in Ecuador. Thor Anderson the project’s financial officer just sent me the new prices for the condos.

The new prices are as follows:

Lower units $89,000

Mid-range units $115,000

Top Units $139,000

Plus $5,000 club fees. These fees provides beach access, dining access at Palmazul Hotel & Spa, use of the club beach swimming pool, the tennis courts and gym.

These prices are still an excellent value…just not as excellent as before. However there is still some good news below.

First, here is the clubhouse Palmazul Hotel & Spa.

Ecuador-beach-hotel

Here is the beach pool.

Ecuador-beach-condo-swimming-pool

The condos by the way are of similar construction and visible from the back of the hotel. Here is a shot of Vistazul construction from the hotel.

Ecuador-Beach-condos

Merri’s and my first unit is almost finished. Here are some shots of this unit so you can get a better feel of the interior design and construction. These shots were taken at sunset so you can see the rosy glow that nature casts.

Ecuador-beach-condo-construction-sunset

Here is a shot looking out from the living area into the sea.

Ecuador-beach-condo-view

Here is a reverse picture looking into the living area.

Ecuador-beach-condo-interior

Here are two interior shots. Note all the hardwood trim and doors.

Ecuador-pacific-condo-interior

Ecuadorian-beach-condo-interior

This is the backside of the upstairs unit.

Ecuador-beach-condo-backside

Here you can see the high quality of hardware used.

Ecuador-beach-condo-fixtures

Plus some more construction shots.

Ecuador-beach-condo-size Ecuador-beach-condo-construction

Now for the good news.

Thor Anderson has written this about financing.

“Gary, Here is what we would like to offer clients on financing:

Up to 75% financing on units at 8.5% for a term of 10 years.

Example:

Purchase price $ 100,000.

25% Down $ 25,000
75% Financing$ 75,000

$70,000 @ 8.5% for 120 payments = $867.89 monthly

I shopped local banks and this is a much better deal and program from anything they’re offering.”

There is even better news for Ecuador Living subscribers and our September real estate tour delegates. Here is what Thor has offered:

“Gary, We will continue to waive the $5,000 club fees and keep the original $79,000 price for Ecuador Living subscribers and your September tour delegates up to October 1, 2008.

Learn more here about how to be an Ecuador Living subscriber and gain these savings.

Learn how to join our September Ecuador Coastal real estate tour.

As always I would like to confirm that I am not selling these condos and am not paid any commission for their sale. We are able to negotiate these special prices for our readers due to this fact.

For more details contact Thor Anderson at thor@sanclementeecuador.com

Until next message may all your sunsets be good!

Gary

Ecuador-beachfront-condo-sunset

Sunset from Vistazul.