Tag Archive | "Oregon"

Thanksgiving on The Equator


An Ecuadorian time of thanksgiving has a timely message now.

We have also have had the opportunity to celebrate Thanksgiving in many countries, from Ecuador to England to Hong Kong. We especially enjoy this day because no one outside the US recognizes Thanksgiving Day in November as an official holiday.  This gives us an opportunity to share a beautiful American tradition with other cultures.

Our family is so wide spread…five kids: in Oregon, Florida, London and Bristol, England, can rarely all unite for Thanksgiving.  Since everyone globally likes feasts, we find it easy and delightful to create a larger family.

We often use the day to invite friends, wherever we are, to share our turkey, dressing, cranberries and pumpkin pie (though there have been challenges finding the ingredients at times – one year in Gloucestershire, we had to settle for making a yam pie as there were no pumpkins!)  Many from other nations have left our Thanksgiving table knowing the true heart of America better after sharing this traditional meal with us.

This is a wonderful…simple way to enjoy friends and expand goodwill worldwide for which we are truly thankful.

Ecuador does not celebrate Thanksgiving but while living on the Equator, Merri and I learned a great lesson about the importance of having a thankful attitude.

This was the year 2000.  Merri and I were spending an entire winter at our Ecuadorian plantation with a shaman and his apprentices.

The shaman and his apprentices stayed in the plantation house. We lived in this crumbling 10’x 10′ hut, no electricity, no phone and no hot water…for months just so we could have privacy and to be more or less in nature.

Ecuador-Thanksgiving

Our goal was to understand how the lifestyle of the indigenous equator  and how the residents really lived, thought and felt.  We did not expect how much we would learn.

Though the apprentices had no material wealth and earned about $30 a month, the joy and happiness during that time with those people was infectious, laughter always just waiting to bubble over at any event.

Then one day around thanksgiving the Ecuador’s economy literally came to a shrieking halt.  Almost everything shot down.

The country ran out of gas.  The banks were closed.  The shaman and the apprentices lost every penny they had in the banks.  Upon learning this, the shaman called for a mingo (this word means circle and represents a meeting) where he performed a ceremony of thanks for all the change that these losses would bring.

Later after the meeting we sat on the front porch and looked out, over this view.

Ecuador-Thanksgiving

We watched the setting sun, dropping in a burst of purple and mauve. The wind was warm and a symphony of insects gave a serenade. This now penniless shaman looked over and whispered. “Life is good”.

Changes in his financial life did not rob him of a penny’s worth of living.  He felt what others considered a loss with gratitude.

I can’t put in words what a sense of peace and harmony rolled over us as we looked down at the lushness of the valley below, the mists rising, the waterfalls folding in lacy cascades, bird songs trilling through the clear air.  The river although far below us was a great bubbling sound along with the strangeness of some of the bird calls. This was a joy we had not felt since we were kids.

As Merri and I enjoy this day of thanks, we feel that our thankfulness is heightened due to our sharing Thanksgiving with other cultures that have helped us learn to be thankful, about everything…even though they may seem negative at the time.

We cannot thank you enough!  We look forward with great joy to sharing more ideas in the year ahead with you. If we can in some way make your life more joyous and help you laugh, learn and be grateful, we will truly be blessed. There is such beauty on this earth and in this world at this time. We feel privileged to be able to share it with you.

Gary

Be Happy – Inflate Your IQ

Join the top 3 percent of intelligence.

You can be happier if you become smarter.

A study of 10,000 British people studied the pure relationship between intelligence and happiness stability.

IQ can predict the emotional ups and downs of life.   The research found that the lower the IQ,  the higher the ups and downs in life satisfaction.  The differences were not due to education, income, or jobs either, but simply IQ.

gary-scott-seminar

Delegates at a Super Thinking course relaxing in their secret rose garden.

Become smarter, healthier, happier… in just weeks… hearing  a relaxation session that takes you into your secret rose garden.

Merri, David and I originally developed this session for our Super Thinking courses and have set it into an online workshop for you.

Listen… just 18 minutes day.  We guarantee your life will be better.

Inflate Your IQ.

When it comes to money… inflation is cheating.

That’s bad for you.

When it comes to intelligence… inflating is smart… fair… good for you and it’s good for the rest of the world.

Monetary inflation is a sneaky government and business trick.

What cost a dollar in 1965 can easily cost $15 now.

They promise you more.

Liars?

They devalue the currency so you get more dollars that buy less.  They can rip off your salary,  your pension…raise insurance, almost everything.

And they make you work harder… longer… for less.

Whittle, whittle, whittle.  Push, push, push.  That’s what monetary inflation does to you.

Fight back… overcome the inflation trick.  Inflate your IQ as you relax.

Gain more than IQ.

Be smarter… more energetic…. healthier.

That’s the way to get ahead!

Create more income opportunity.  Improve your health.  Be naturally smarter… use Super Thinking.

You can improve your IQ in just weeks.

You might well ask… How is this possible?

Here’s how the scientists say it is possible.

A Wall Street Journal article entitled “Ways to Inflate Your IQ”(1)  show how you can be smarter and actually add matter to your brainThe article says:

           Many people think of IQ as a genetic trait, like brown eyes or short legs: You’re born with it and you’re stuck with it.

Now, a growing body of research is showing that a person’s IQ can rise—and even fall—over the years.

Scores can change gradually or quickly, after as little as a few weeks of cognitive training, research shows.

British students were given IQ tests and brain scans at ages 12 to 16 and again about four years later.  9% of the students showed a significant change of 15 points or more in IQ scores.

The study published in Nature said that on a scale where 90 to 110 is considered average, one student’s IQ rose 21 points to 128 from 107, lifting the student from the 68th percentile to the 97th compared with others the same age. 

MRIs in this study showed changes in gray matter in areas corresponding to fluctuations in the kid’s skills.

There are practical steps people can take to see longer-term IQ changes.  New tasks stimulate the brain most.  Young adults given just one month of intense training in juggling, found an increase in the corresponding gray matter in the brain as early as seven days after the training began.

Fluctuations in IQ scores over time underscore the brain-boosting benefits of musical training and new experiences throughout a lifetime.

Music lessons are linked to higher IQ throughout life.  Six years’ lessons lifted children’s IQ scores an average 7.5 points.

 Improve the brain through music… without lessons.

Here’s the Super Thinking story…

The educational program Merri and I developed uses a form of brain wave integration that increases IQ.

Super Thinking uses frequency (in music and a number of other ways) to integrate brain waves so the process of absorbing, processing and recalling information is vastly accelerated.  The music creates the three C’s:  Calm, Clarity and Coherence.

This Super Thinking program is not a gimmick or trick… just advanced education.

Certain types of Baroque music are the base, and they make you smarter!

Proof?

At least four best selling books, “Psychic Discoveries Behind the Iron Curtain”,  “Superlearning”, the “Mozart Effect” and “Superlearning 2000″ showed how to learn and think more powerfully based on systems drawn from the Bulgarian educational master, Dr. Georgi Lozanov.

This Baroque music tactic alone is so powerful that Small Business Innovation Research… an official site of the US government granted over $100,000 for the specific purpose they said was: to provide a method to remove barriers which hinder or prevent the employment of blind persons.  An innovative method, the Lozanov Learning System, is proposed to help train blind persons to become computer programmers and operators of automated equipment.

Merri was among just a few who learned this technique directly from Dr. Lozanov the time he visited the USA.

Our Super Thinking workshop enhanced this system with numerous other tactics.

We added slight alterations in nutrition that create a higher IQ.   Altered nutritional tips in Super Thinking can make anyone 25% smarter!

Baroque Music and nutrition are just part of seven, easy to use, learning techniques that make you smarter.

Gain any skill, from computers to athletics to conversational languages…in less time…two-to-five times faster.

Here’s a huge bonus.  Super Thinking also relieves stress.  Super Thinking is fun.

You can use a Super Thinking focus in everything:  health… earning… education… investing.

Super Thinking works on the learner first…the data second.  This system “grows the learner” rather than the information.

If you have 4.5 inches of information flowing through a 4 inch learning pipe, the solution is not to add another inch of information.  The answer is create a six inch IQ pipe!

Share our years of experience.

For nearly 50 years, Merri and I have conducted hundreds of courses and tours for tens of thousands, in dozens of countries (even behind the Iron Curtain).  Our Super Thinking Workshop has been one of the most profound.  Now the workshop is even better online because it condenses Super Thinking so you can increase your IQ, at home… right away.

The workshop shows how these mind expanding tactics can be applied to starting and running a business for extra income, to forex trading and investing.  Athletes of all types… golfing being one common sport benefit.  Our Super Thinking plan goes far beyond Lozanov and allows you to rapidly get smarter in every part of your life.

For example, real estate broker, Suzy Kurinsky took the workshop to help her learn Spanish.

She wrote: “You are the BEST!!! Your Seminar was fantastic! I am so excited. I had procrastinated fulfilling my continuing education for my Broker’s License and then just before my surgeries, I realized by expiration date isn’t Nov. 12th – it is Sept 12th. Prior to taking your course I had only completed 3 units of the required 45 units. I thought I would take your course and then complete my remaining 42 units over the next 2 weeks. However, I took one class exam on Saturday night, August 27th. I didn’t even take the cellophane off the required Course manuals until after I saw the two of you today less than 5 hours ago! I used your techniques and completed 39 units of continuing education today. I have now completed all 45 units. All of my test scores were in the 90.6-96% range.  My course exam information is listed below. I just wanted to let you know how valuable your course was to me. Thanks again!”

Super thinking can improve almost anything you do… faster, better, more fun and with less stress.

Another attendee to the Super Thinking Workshop sent this note.

 Thank you for the wonderful workshop on Super Learning + Spanish!  I really enjoyed the workshop and getting to know you.   I can see several ways to apply what I learned in the classes I teach.

Since I returned home, I have purchased some of the CDs of Baroque music and thought about which specific pieces will work best in different parts of my classes.  I am also reading Perfect Health by Deepak Chopra.  I found your discussion of this book to be very helpful in showing how to balance one’s life.  I have adjusted my daily schedule, and I can already notice a difference in my productivity.

Super Thinking can help improve your health. Super Thinking can make you rich and add richness to your life.

However the time, travel expense and workshop cost (delegates have paid up to $999) have prohibited many from getting this benefit.

That’s why we have created the workshop in electronic form.  Get Super Thinking online for less than fifty bucks.

You can order the online Super Thinking Workshop here ($49.95)

Relax in the Secret Rose Garden.

The workshop is divided into two parts.  Part one is the application… the sessions that tell you exactly what to do, what music to use and even includes two recorded sessions based around a secret rose garden that you can use.  We have kept this portion short and simple so you can easily start immediately.

Part two is a longer portion on theory.

Part one is enough.

Super Thinking is like jogging… giving results if you simply do it!

You do not have to know why Super Thinking works to increase your IQ.   But Part Two explains why you are getting the good results from Part One, if you want to know.

You might ask…”Will it work for me”?

The Super Thinking Workshop will help increase your IQ.

Our guarantee.

I guarantee it.  Order the Super Thinking Workshop.  Use it for two months.  If you are not totally satisfied… in any way, during that time, simply let me know and I’ll send a full refund… immediately… no questions asked.

Order the online Super Thinking Workshop here ($49.95)

Another Super Thinking workshop attendee wrote: Listening to the two of you during our time together has suddenly got me to thinking, and although some of the ideas still seem foreign to me,  I am at a point in my life now where I can say, “anything is possible”.   I am now willing to embrace and allow myself to experience the world of possibility and let it take me in directions I may have in the past resisted.  I really don’t know where all this is going to lead me but I am now willing to explore, develop and grow.   Thank you again for a wonderful four days!!

Inflation is a cheat… a crime when it comes to money.  Inflating your IQ to beat inflation is simple good sense.  Learn Super Thinking now with no risk.  Begin to increase your intelligence today.

Order the online Super Thinking Workshop here ($49.95)

Gary

(1) Read Wall Street Journal article Ways to Inflate Your IQ

(2) See government grant records on teaching blind persons with the Lozanov method

 

Small Town Benefits


There are many small town benefits.

Because we have a big focus on Ecuador… many readers mistakenly think we are promoters of Ecuador. Actually this is not quite true. We are more lovers of small towns and Ecuador has some great small towns and villages.  Anyone who reads our Ecuador messages will see that we do not write much about living in the big cities of Quito or Guayaquil.

However we have also always had a focus on Smalltown USA and now that real estate prices are so affordable in the US… we are looking at this more.

Merri and I just returned from a West Coast USA trip…. California, Oregon and Washington.

There are some great places there as I thought that the note below from a reader is worth sharing:

smalltown-oregon-real-estate

View of Mt. Hood from small town Oregon property for sale.

Gary, I just joined your Ecuador Living Service and am looking forward to those aromatic  Mother’s Day Roses!   I’d like to start the new membership with my contribution to your Small TownUSA pool of choice properties.

I’m Gary’s age and have been a one woman rodeo, wearing several hats over the decades, TWA instructor, herbalist, Naturopath,  Real Estate Broker, custom log home builder.    Building a log home model, landing a few projects, selling and repeating the process enabled me to live rurally & happily.  I rode with the natural feast & famines, took some falls, got back up, dusted myself off and kept on going.

I’ve finally started listening to my body and realize that it’s been screaming at me for sometime.   I have been so busy with other things and our Non Profit Rescue/Sanctuary that I’ve not taken the time to tune into my own body and the broadcast that it’s been repeating over and over.

Now is the time for me to make some dynamic life style changes, to slow down the pace, stop burning that candle and look more at the quality of life in connection to my body than to look at how much work I can push through in a day.  Even computers have their limits on how much they can multi process.

Rather than incur debt and spend my sacred energy to finish this product, I’d like to be wiggling my toes in the Ecuadorian sand this time next year and be sitting around one of your Shamanic Circles.   I’ve lived in 5 countries, have  traveled to 80 (including Ecuador) and want Ecuador to be our new home.  While a vacation would be an obvious solution, it’s just not practical for us.  I  thought your creative readers might be interested in benefiting from this piece of Small Town USA..

Growing up in Portland you may already know Goldendale?  Unlike Portland, 40 years has not changed many things  here, same dog- same corner!

People still wave at you, still no traffic signals.  The work ethic is strong and cowboys still show up at local restaurants wearing their spurs.   Twice yearly traffic jams may inconvenience you 15 minutes or so while families herd their cattle, on  horses with herding dogs, to the lush high country  spring grass and another 15 minute traffic jam as they  are rounded up and herded home in the fall.

Goldendale is in the Columbia River Gorge area at the base of the Simcoe mountains, where the wet, rainy west meets the moderate, sunny (300 days yearly) central part of the state.   A town with less than 4,000 population may not have everything you want, but it has everything you need, not the least of which is tranquility!

We enjoy the undulating fields of alfalfa,  rodeos, organic cattle ranches, bison,  nearby wineries,  mouth-watering fruit, outdoor concerts, world-class fishing,  birding, hiking, noted observatory, horse trails, rock climbing, petroglyphs, wind surfing, skiing,  snow-mobiling,  golf,  organic foods and more horses than people!

This is the potential ultimate  primary home “get away”,  multi-generation property, corporate retreat or retirement lodge style home offering just about every amenity required in a dream home of dignified proportions and rural surroundings.

smalltown-oregon-real-estate

House front.

An impressive 20 acre site, all usable,  forested with pines in the front and back  for privacy, compelling views of Mt. Hood,  Mt. Adams, the Simcoes,  western sunsets, fantastic sunrises,  pasture & great fertile soil.    Truly  the ultimate for the discriminating home owner near unlimited recreational opportunities and located near the end of a dead end, maintained, gravel road, just 1.5 miles to pavement.

Main portion of home needs finishing with  interior touches  such as flooring, counter tops, professional kitchen range, some paint, closet furniture/doors, baseboard, window trim.  Nothing beyond the average ability of any homeowner.   Exterior needs some 2nd story siding, fascia, some window trim.

Attached/separate  conference/rec room & upstairs suite needs to be finished, it is to the dried in stage.  Handy folks could easily finish this project, estimate including materials for about $50,000, others could spend that much on landscaping.

Property would benefit from expanded photovoltaics & batteries.

Plenty of room for an indoor riding arena to enjoy out-the-driveway-and-to-the-hills-riding.

Replacement costs today, this location including improvements about $763,120, finished listing price would realistically be in the neighborhood of $1,200,000, this type of home appreciates due to:

superior construction
uniqueness
scarcity
multi generational capability
Columbia Gorge area location

Cash is a great motivator, will also consider Ecuadorian property exchange  + cash.

Rustically Elegant Hand Hewn Log Home
12 miles outside Small Town USA
45 minutes to The Dalles Oregon and 2 hours to Portland

20 acres with breathtaking views

Off grid, with Photovoltaic, small wind generators, grid available

4,300+/-sq ft 6 x 14″ ogs
Multi generational capability (Nanny, family, business conference)  separate access suite consists of laundry, bath, kitchenette, bedroom, spacious living room .

Below is a conference/home theater with planned wet bar, framed to dry in stage.

Main portion has 3 bedrooms plus loft, 2 full baths, 2 half baths

Hi tech control center, entire home  “smart” wired rough in,  multiple phones,  data, network, security
Hi speed, wireless internet access, the only one on this street, with 14 mile line of site access

Hand crafted efficient, full  masonry  “Rumford” radiant fireplace w 4 x 4 firebox

soaring interior radiant stone chimney with  stone hearth  & life size metal Bison head on tile border

smalltown-oregon-for-sale

Fireplace not showing 4 x 4 fireplace/hearth.

European style clay  “Bakeoven” for tasty European style breads & pizzas

toasty warm ceramic tile floors with radiant floor heating

8′ wide  front entry steps, 8′ wide rear deck steps

Central vac w kitchen dust bin, rough in, new unit in box

24′ x 48′ shop/barn  with  10′ side extensions for storage or horses

24′ x 36′ upstairs of shop/barn has   “caretaker” quarters, gas hook up,  full bath, kitchen area

50 x 50 Medicine wheel garden & Feng Shui perfect picket fence, with Mt. Hood View through arbor

property fenced with 5′ no climb horse fence/cross fenced, 6′ no climb w rail road ties for stallion area

smalltown-oregon-real-estate

Front pasture gate.

Some interesting websites of the area:

http://www.klickitat-trail.org/                                       Klickitat Trail Conservancy
http://wdfw.wa.gov/viewing/birds/index.htm               Birding in Klickitat County’
http://bchw.org/lnt/main/BCHWhistory.htm                Back Country Horsemen of Washington
http://www.maryhillmuseum.org/                                 Maryhill Museu
m

For details contact Toni Reita at toni@happytailsrescue.com

Neither Merri or I are involved in this offer in anyway and are just passing this along as part of our Smalltown USA focus.

Gary

How We Can Serve You

Power of Global Investing Diversification


There is great power in global investing diversification.

Investment-diversification

Sunrise at our North Carolina farm.  We diversify because the sun always shines somewhere.

Pure capitalistic theory says that in the long run… a global economy is good for everyone….overall.

Technology gives us the ability to buy from those who serve us best, wherever they are  in the world.  Why should we buy poorer quality goods locally at a higher price when someone from elsewhere can serve us better and for less.

Plus if we produce something better than anyone else we should be able to sell our product or service anywhere in the world as well.

Floridians and Californians buy apples from Oregon and North Carolina.

Oregonians and North Carolinians buy oranges from Florida or California because these areas each have special advantages… excellent conditions to produce and deliver those fruits clear across a continent, better and for less.

Global market advantages can be based on geography, infrastructure, skills sets, labor costs etc.

The theory of globalization is good but the process is not smooth. Globalization creates unemployment in many places and distorts many economies in the short term.  This usually pushes the process into the political arena and gets governments involved.  Governments often act based on political considerations rather than for good, long term economic reasons.

Plus business if given a chance… does not always encourage a free economy either.  Give big business a monopoly and they’ll tie up free trade even faster and much more efficiently than a government.

There is little, as businesses or investors, that we can do do to change these facts.

We are usually better off to adapt and take advantage of whatever situation exists instead.

This is what creates power in diversification.

Investment-diversification

Sunrise at our Ecuador hacienda.

The sun always shines somewhere. When our business and investments are diversified, we just have a better chance that our investments and business will be somewhere where there the business climate is sunny.

For example… a recent message Ecuador Beats Inflation looked at excerpts from a recent AOL.Money article by Jim Kuhnhenn entitled “White House Projects $9 Trillion Deficit”: In a chilling forecast, the White House is predicting a 10-year federal deficit of $9 trillion — more than the sum of all previous deficits since America’s founding. And it says by the next decade’s end the national debt will equal three-quarters of the entire U.S. economy.  But before President Barack Obama can do much about it, he’ll have to weather recession aftershocks including unemployment that his advisers said Tuesday is still heading for 10 percent.  Overall, White House and congressional budget analysts said in a brace of new estimates that the economy will shrink by 2.5 to 2.8 percent this year even as it begins to climb out of the recession. Those estimates reflect this year’s deeper-than-expected economic plunge.

Yet at the same time a Wall Street Journal article entitled “Ecuador Inflation To End ’09 Below 4%”  By Mercedes Alvaro shows that Ecuador’s economy is growing.
Here is an excerpt: QUITO (Dow Jones)–Ecuador’s inflation rate will end 2009 below 4% and the economy will grow close to 2% this year, President Rafael Correa said Wednesday.

“The annualized inflation will be below 4%,” Correa said late Wednesday in a radio and TV address. “There is not recession. Ecuador will have a growth of about 2%.”  “We have faced the biggest world crisis successfully,” Correa added. Early Wednesday the central bank said the Ecuadorian economy overall is poised to expand 1% in 2009.  Ecuador’s gross domestic product grew 6.52% in 2008 while inflation reached 8.83%.  According to central bank data, Ecuador’s liquid international reserves stood at $4.0 billion as of Aug. 21.  Last week, the central bank president, Carlos Vallejo, said that the government will repatriate in the coming days some $300 million of Ecuador’s liquid reserves invested abroad.  Ecuador’s liquid international reserves include public-sector deposits with the central bank, revenues from oil exports, loans from multilateral lenders and minimum reserve requirements from private banks.  In May, the central bank established a liquidity requirement forcing private banks to keep at least 45% of their assets and investments in Ecuador to draw back cash and boost domestic liquidity.

Investment-diversification

Sunrise on…

Investment-diversification

Sunrise over Mount Imbabura.

Because I am diversified in Ecuador, Georgia, Florida and North Carolina, in 2007, I was selling Florida property at the top of the market.  I was buying Ecuador real estate with those returns. Now that Florida  is down and Ecuador real estate has risen,  I am selling Ecuador real estate and buying in Florida.

A huge portion of all profits in business and investing come from timing.  Most commodity, stock and real estate markets go through ups and downs.  If you plan your investments and liquidity so you sell only at favorable times, global investing diversification enhances your chances of always having assets someplace where there is a seller’s market.

Investment-diversification

Sunrise shot from our hotel Meson de las Flores.

So when you think Ecuador… or Mexico or Panama… or wherever…. also thing diversification.  The sun always shines somewhere and your changes of financial suntans increase when you diversify.

Gary

The greatest asset of all is the ability to labor at what you love wherever you live. This brings everlasting wealth.

This is why we are providing a special three for one offer with our  course Tangled Web… How to Have an Internet Business

This course can help you create your own internet business.

Our emailed course “Tangled Webs We Weave – How to Have Your Own Web Based Business” is a continuing educational program.  You receive the first 28 lessons when you enroll and a new lesson every week or two.

This course teaches how to create a web based business and is developed from the ongoing experiences that we have from our successful and profitable internet business.

This course is well worth the enrollment fee of $299… but currently you also receive two additional courses FREE.

The other two courses are #1: International Business Made EZ, and #2: Self Fulfilled – How to be a Self Publisher.

These two courses have sold for $398 and thousands have paid this price. We add them to your course, at no added cost, as I believe they will help you develop a better business in these crucial times..

Even Better Get All three Courses Free

To make this offer even more compelling,  I am giving everyone who enrolls in our North Carolina or Ecuador International Business & Investing seminar in October or November all three courses, “Tangled Web… How to Have an Internet Business Course,”  “Self Fulfilled- How to be a Self Publisher” and “International Business Made EZ” free.

internet-business-idea We always conduct our autumn North Carolina course on the first weekend of October… the best time to enjoy  the leaf change.

Join us with Jyske Bank and my webmaster David Cross in West Jefferson North Carolina. Learn more about global investing, & how to have an international business at the seminar.

Oct. 9-11 IBEZ North Carolina with our webmaster  David Cross & Thomas Fischer of JGAM

ecuador-tours

You’ll see views like this on your way to West Jefferson for the October seminar.

Or head south to Ecuador!

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October 16-18 Ecuador Southern coastal tour ONLY FOUR SPACES LEFT

Oct. 21-24 Ecuador Import Export Tour

Oct. 25-26 Imbabura Real Estate Tour

ecuador-hotel

In Cotacachi the weather is always spring like.  Here is the village plaza near our hotel Meson de las Flores.

Join us with Peter Laub of Jyske Global Asset Management in Ecuador. Learn more about global investing, how to have an international business at the seminar.

Nov. 6-8 IBEZ Ecuador Seminar

ecuador-hotel

Let our friendly staff at Meson de las Flores serve you.

Nov. 9-10 Imbabura Real Estate Tour

Nov. 11-14 Ecuador Coastal Real Estate Tour

ecuador-hotel

This shorts weather photo was taken from our beach penthouse in February.

Join us in the mountains and at the sea.  Attend more than one seminar and tour and save even more plus get the three emailed courses free.

Attend any two Ecuador seminar or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799

Read the entire article Ecuador Inflation To End ’09 Below 4%

Ecuador Investing & Business Idea


Here is an Ecuador investing and  business ideas for Ecuador or anywhere you live.

In a moment, I am going to show you how to own this 16 room hotel in Otavalo for almost nothing… maybe even free.

otavalo-hotel-for-sale

First let’s look at a business idea for this hotel… rootlessness… a growing global problem.

Problems create opportunity so there is business opportunity in rootlessness.

Technology has given mankind the ability to work, live and invest globally… a wonderful benefit.   Yet this mobility has created a problem as well.

One of my messages many years ago (2002) outlined that there would be a growing market for friendship in this modern era.

That message said: The market for friendship has to grow because technology has made society so  mobile. I for example have lost nearly every single really good friend from school.  I haven’t seen most of the friends I grew up with for forty five years. I imagine they still live in Portland, Oregon, but maybe not. They might all have become travelers like myself. Out of a six pack of school buddies, Steve is the only one with whom I keep in touch.

When I moved to North Carolina, I visited the local car mechanic named Jay Dee to have some work done on my 1986 Suzuki Samari Jeep. This is the perfect farm car but often needs work.  Jay Dee’s garage is a barn by his house and local people sort of collect around that barn to shoot the breeze, spit a little tobacco and talk over old times. “Remember old Johnny Blevins and that time he threw you in the creek,” one of them might say. “Well darn that must a been fifty years ago.”

ecuador-business

My Samari… 23 years old and only 62,000 original miles.

I love being with these wonderful mountain people and their easy going, friendly ways. They have such deep roots and ties and are comfortable and at ease with their friends. They know who they are, where they are and who their friends are because they have been with them their entire lives. These people aren’t hanging around Jay Dee just to get their cars fixed. They are enjoying a ritual of friendship that has united them since they were kids.

I love this! My friendships are scattered and far flung all over the world. I sometimes don’t get to see my friends for years!

A huge segment (much of the wealthiest) of the population no longer lives where they were brought up. They have lost touch with their roots.  The more technology removes us from our origins, the more the market for togetherness and friendship grows.

Friendship is an extension of togetherness and can develop around many themes. For the mountain folk of North Carolina or anyone who remains rooted in their birthplace the theme is mostly “down home”.

These friendships are tight and if you have ever heard the phrase “You ain’t from around here are ya, boy,” you have experienced the reverse side of this type of friendship. The implication is that with these long term, locally based friendships, the only way to be a friend is to have been there for years.

Some of the years I lived in Gloucestershire, England were spent in a tiny village named Chalford. I lived over  a local pub there, “The Mechanics Arms.” Though I was a newcomer to the area I was accepted as an old timer because of family ties. One man in his sixties, who visited the pub every night however wasn’t quite part of the crowd.

Many of the locals talked about him as the new man in town. I was surprised later to learn he had lived in Chalford for nearly thirty years!  The locals would always view him as less trustworthy because he had not been born and raised there. Childhood experiences were the basis of their deepest friendships.

Many of us will never have this type of long term familiarity friendship.We have moved around too much. This creates markets for many types of new friendships.

Networking is a form of business friendship. The theme of the friendship is scratch my back and perhaps I can scratch yours or we will both be better off scratching each others’ backs. Such friendships can be local, state or country wide or as mine span the globe. They can be very informal or very formal.

The market for formal friendships has already exploded.  Incredible growth of support groups such as AA are a sign of the momentum in the friendship market. Such groups offer a format for formal friendships and range from disease support groups to abused support groups. Each offers an organized way to have friends. The growth of these groups is not because there are more problems than thirty years ago. The growth is because of the increasing market for friendships.

We can see this trend spreading everywhere. For example one telephone company has recognized this growing trend and has successfully built its business around the idea of calling “family and friends.

This thought (that a market for friendships would grow) was correct.  We see this on the internet with one of the biggest trends being social networking sites.

A recent New York Times article, “Invisible Immigrants, Old and Left With ‘Nobody to Talk To” by Patricia Leigh Brown reveals a sliver of this problem.

Here is an excerpt from this article:   They gather five days a week at a mall called the Hub, sitting on concrete planters and sipping thermoses of chai. These elderly immigrants from India are members of an all-male group called The 100 Years Living Club. They talk about crime in nearby Oakland, the cheapest flights to Delhi and how to deal with recalcitrant daughters-in-law.

Together, they fend off the well of loneliness and isolation that so often accompany the move to this country late in life from distant places, some culturally light years away.

“If I don’t come here, I have sealed lips, nobody to talk to,” said Devendra Singh, a 79-year-old widower. Meeting beside the parking lot, the men were oblivious to their fellow mall rats, backpack-carrying teenagers swigging energy drinks.

In this country of twittering youth, Mr. Singh and his friends form a gathering force: the elderly, who now make up America’s fastest-growing immigrant group. Since 1990, the number of foreign-born people over 65 has grown from 2.7 million to 4.3 million — or about 11 percent of the country’s recently arrived immigrants. Their ranks are expected to swell to 16 million by 2050. In California, one in nearly three seniors is now foreign born, according to a 2007 census survey.

Now let’s look at this 16 room hotel in Otavalo that you can have for almost nothing… maybe even free and how it could offer a business that solves this problem.

First, let me detail the hotel and why a fabulous bargain has come up… and how this hotel can fit into the friendship market.

This  is an really good Ecuador income opportunity, a…

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hotel for sale in Otavalo.

The owners have had this on the market for a number of years at one million dollars. We thought this price was too high and never wrote about it.

Earlier this year they dropped the price to $750,000 and offered us $150,000 commission if we sold it. I wrote then:  The owners offered us a $150,000 commission to sell the hotel. We are not brokers and do not take commission so our reply was “cut the price for our readers”!  This would place the price at $600,000… an interesting value.

$600,000 may have been interesting but the owner now just emailed us and dropped the price to $495,000.  This places the price beyond  an interesting value into the bargain range.

Plus the owners again offered us a commission.  We do not take commissions so whatever (how much commission was not clear) amount they would pay could be deducted from this price.

This makes the hotel a real bargain.

At $750,000 the commission of $150,000 was 20%.  We don’t know of course about the commission, and I didn’t want to wait to verify this because this hotel is valuable, beautiful and it could  work out at about $35 a foot on the building and leaves you the land (which right next to Otavalo market is worth a lot).

Yet there is more. I believe you can get the land and the 16 room hotel for almost nothing.

I’ll explain how below.

First: the hotel details. The hotel is right next to Otavalo Market, one of the largest tourist attractions in Ecuador.

The property has these characteristics:  Appx. 30,000 sq. feet of  land and 12,000 sq.  feet of  building in 3 apartments and 16 hotel rooms.

Property Details:  The property consists of approximately 30,000 square feet of land, with trees, gardens and many types of exotic birds.  The gardens…

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are large… well groomed and…

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have a wonderful patio.

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Ma too likes it there.

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There is approximately 12,000 square feet of solid brick and cement construction.

On the property, there is plenty of room for expansion and development, especially in a town where there is absolutely no land left to develop.  The building is built in the old colonial style with finely crafted hardwood arched windows and doors, rustic floor tile and traditional clay-tiled roof.  The building is constructed according to U.S. anti-seismic standards.

The owner claims this is one of the best built constructions in Otavalo—and one of the prettiest in the city!

The building boasts excellent water pressure on all four floors. (Please don’t pooh pooh this quality!) The building has a powerful, propane gas-fueled boiler system capable of producing up to 700 gallons of hot water a day.  With access to the land/building from two streets, the property has frontage on 3 streets, which have been newly paved by the City of Otavalo.

Characteristics:  16 rooms, large social area (restaurant), large working kitchen, two medium-sized apartments, one large penthouse apartment, small building in back (approximately 250 square meters) that serves as a laundry room and storage facility, which also has a full bathroom and a working fireplace.  This could easily be converted into a small rental property.  Adjacent, yet private, to the main property, and which consists of 350 square meters of our total property, is a working area and parking garage (which can accommodate approximately 6 cars), with clothes lines, and general storage area.

First floor: Consists of large working kitchen, with back door exit to outdoor enclosed pantry/food storage room, laundry area and herb garden.  There is a large dining room (approximately 2,500 square feet) with excellent working fireplace, and space to comfortably entertain 60 or so people.

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Reception.

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Restaurant is beautiful also.

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The dining room leads outside onto the tiled patio and garden where there are tables and chairs for serving and relaxing, and this area may be used to accommodate another 30 or so people.  Also on the first floor there are 8 rooms which have served as hotel rooms, each 55 X 45 feet  in size with large bathrooms.

All rooms face out into the garden and the property is in front of Mount  Imbabura.   Hundreds of hummingbirds and exotic birds roam the grounds.

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Patio seen from one of the three apartments.

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Hotel room…

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shots.

Second floor: There are two spacious apartments, each about 1,100 square feet in size, with glass windows looking down onto the garden.

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Apartment #1 view…

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Apartment#1 bedroom.

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Apartment #1 Living room

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and kitchen.

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Each apartment has a large bathroom and a kitchenette with small balconies in the back.  Also on the second floor there are 8 more rooms, equal to the rooms on the first floor, that open onto a balcony over-looking the garden.

Apartment #2 living room

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Bedroom.

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bathroom.

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Third floor:  There is a very large “penthouse” apartment, approximately 2,250 square feet with large glass windows and a large balcony overlooking the garden.  This apartment has one bathroom with a small adjacent room that may be converted into a sauna, large spacious kitchen and living room, two large bedrooms, and a large working fireplace.

Penthouse…

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views.

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Penthouse.

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Penthouse fireplace.

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Kitchen.

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Penthouse bedroom.

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Extra room.

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Penthouse bedroom #2.

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The Roof: The penthouse apartment has stairs that lead to the roof, where there are two 5,000 gallon reserve tanks for storing water (if needed), as well as more storage space.  As stated before, there is excellent water pressure on all 4 floors.  Also includes a solar hot water system which connects into the boiler system.

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Two 5,000 gallon water storage tanks…

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plus solar water heater.

This is an excellent facility with wonderful grounds in a high priced area..

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Let’s look at the owner’s explanation of why they have lowered the price… then we’ll see how to get this hotel for almost nothing.

Hello Merri and Gary,  This is Margaret from Ali Shungu in Otavalo. I have been living up here on the mountain for about 6 months full time, going back and forth to the Hotel.  I feel better up here in my little house with my projects.   I have been recovering from an illness and have been in the hospital in Quito. They said that if this diverticulitis does not clear up, and it has been bad for about 6 months with 3 months of vomiting, fever, etc.,–that I will need an operation to remove it.  I’m drinking all kinds of herbs and aloe vera cactus and only boiled simple foods, and hoping to heal without an operation.  Did 2 rounds of antibiotics, might have to do more…….I will say though, that the hospital bill was not that bad in Voz Andes for all the tests that I had and treatments, etc.   I will now take care of myself more, and do more praying!  I might need intravenous antibiotics but I do not want to go back to the hospital in Quito.

There you have it… a owner whose health no longer allows them to run the hotel nor wait out a high priced buyer.

Here is how to get this 16 room hotel for almost nothing. I believe that the three apartments, if separated from the hotel and sold on their own, are worth near the price of the hotel.   I do not know the Otavalo real estate market so well…but I have seen the apartments and penthouse and they are exquisite.

If they are and if you can buy this for hotel in the $400,000 range… this means the 16 room hotel, the grounds and the restaurant are almost free.

This will require some negotiating, some work and legal work  (Ecuador lawyers are not very expensive)… but could provide one heck of a deal.

We have put our Ecuador Living subscribers in touch with the sellers.  To gain this contact information you can subscribe to Ecuador Living here.

If the hotel is not under offer, we’ll show it on our upcoming October Andean Real Estate tour.    See tour details here.

Merri and I are not involved financially in any way with this offer.  We have not looked at the hotel’s financial accounts, legal situation, titles, nor had an engineering inspection, so be sure to take all normal precautions if you are interested.  Especially look at the labor obligations you’ll absorb.

Our recommendation for those who are interested in Ecuador is to come visit first… look around… rent and stay awhile… before you buy.  One reason for this recommendation is that when you are here awhile you’ll see bargains… like this and I believe for the reasons stated that Hotel Ali Shungu is now a bargain.

Now let’s see how this creates opportunity from the problem of rootlessness.

Americans and Canadians are flocking to Ecuador.  I know.  Our Ecuador Living business is going wild.  The subscription pace has almost doubled recently and the request for rentals in this area has skyrocketed past our ability to keep up!

The demand is especially strong at the lower income level… those who are retiring and can no longer have a decent life in Canada or the US… especially in places where there is winter sun.

There people are isolated… often not speaking Spanish and with little to do.   So Turn this hotel into a residence for gringos. Provide free internet… US papers…. weekly Spanish lessons… a support program… group tours, travel assistance etc.

There is one more value.  Yesterday’s message How to Make Money in this Multi Currency Era explained how, due to the falling US dollar, Ecuador real estate has become a 10% better value since this last February.

Gary

The greatest asset of all is the ability to earn globally in many currencies.

This is why we are providing a special three for one offer with our  course Tangled Web… How to Have an Internet Business that can help you create your own internet business.

Our emailed course “Tangled Webs We Weave – How to Have Your Own Web Based Business” is a continuing educational program.  You receive the first 28 lessons when you enroll and a new lesson every week or two.

This course teaches how to create a web based business and is developed from the ongoing experiences that we have from our successful and profitable internet business.

This course is well worth the enrollment fee of $299… but currently you also receive two additional courses FREE.

The other two courses are #1: International Business Made EZ, and #2: Self Fulfilled – How to be a Self Publisher.

These two courses have sold for $398 and thousands have paid this price. We add them to your course at no added cost as I believe they will help you develop a better business in these crucial times..

Even Better Get All three Courses Free

To make this offer even more compelling,  I am giving everyone who enrolls in our North Carolina or Ecuador International Business & Investing seminar in October or November all three courses, “Tangled Web… How to Have an Internet Business Course,”  “Self Fulfilled- How to be a Self Publisher” and “International Business Made EZ” free.

Join us with Jyske Bank and my webmaster David Cross in West Jefferson North Carolina. Learn more about global investing, how to have an international business at the seminar.

Oct. 9-11 IBEZ North Carolina with our webmaster  David Cross & Thomas Fischer of JGAM

Or head south to Ecuador!

October 16-18 Ecuador Southern coastal tour

Oct. 21-24 Ecuador Import Export Tour

Oct. 25-26 Imbabura Real Estate Tour

Join us with Peter Laub of Jyske Global Asset Management in Ecuador. Learn more about global investing, how to have an international business at the seminar.

Nov. 6-8 IBEZ Ecuador Seminar

Nov. 9-10 Imbabura Real Estate Tour

Nov. 11-14 Ecuador Coastal Real Estate Tour

Join us in the mountains and at the sea. Attend more than one seminar and tour and save even more plus get the three emailed courses free.

Attend any two Ecuador seminar or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799

Read the entire article Invisible Immigrants, Old and Left With ‘Nobody to Talk To here.

Ecuador Longevity & Smalltown US Value


Ecuador has many valleys of longevity… but it is more than just the valley that enhances the long lives there. There are at least three longevity secrets.

Because of big value changes, in a moment we’ll look at real estate value in Smalltown USA compared to Ecuador property.

First, the three Ecuador longevity secrets.

Secret #1 is a restricted diet with a reduced caloric intake.

Secret #2 is live with ritual! Those who live extra ordinarily long lives seem to share this common trait. Whatever they do they do in moderation, in a very similar way and with great gusto. For example, if they drink an ounce of whiskey every day, at six o clock, they do not do this at five some days and eight others. They do not have a half ounce one day and two another. They tend to have one ounce at six p.m. every day. This instills discipline, keeps life simple (very important) and allows the body to get used to doing whatever it is it has to do.

Take Chris Mortensen one of the oldest documented men in the 1990s who at 113 said of his weekly cigar, “If you take my weekly cigar away from I am going to die”. The anticipation and ritual of whatever pleasure he received from this was far more life giving than the stress. The world’s oldest documented woman in the 1990s, Jeanne Clement, at age 122 drank cognac and ate a pound of chocolate a week (but never two).

One good ritual is to do EZ exercises that keep all the muscle groups flexible… such as the sun salute.

sun-salute

Here…

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are the…

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postures…

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of…

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of…

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the…

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Sun…

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Salute.

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You can see another example of the Sun Salute See http://www.garyascott.com/images/sunsalute.jpg

Ecuador shamans also exercise their legs.  One thing  I do when meeting an Ecuador shaman is observe his legs.  My experience is that the most knowledgeable taita yatchaks exercise their legs. They believe them to be man’s root to the earth… channels for the earth energy.

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I also notice that they walk barefoot a lot.

This taita yatchak is very elderly but his leg muscles are still highly developed and he is easily walking on rocks.

So…  whenever we can, Merri and I take off the insulation between us and earth and walk barefoot.

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An EZ leg exercise taught to me by an Ecuador shaman is called the Llama Walk.

This exercise…

LLama-walk

helps strengthen the legs.

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Bend one knee to touch the heel of the other foot, but…

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do not perform too many to start.  Otherwise you may have some very sore legs the next day.

Remember start EZ.

Longevity Secret #3 is to remain independent, challenged, active and needed. One of the most important features found in societies where residents are long lived is that old age is revered.

People at age 100, even 110 can still active and working!

I collect stories of long lived people… such as Max Zimmer of Los Angeles who came to the US from Austria in 1911 with only a two dollar bill. At age 103 he still had the same two-dollar bill and had built and still ran a multimillion-dollar business.

This is one reason why Merri and I focus on turning passions into profit!

Having something fun and interesting to do every day that also erases financial worries makes it fun to remain alive.

The greatest asset of all, is the ability to earn wherever you live, brings everlasting wealth. This is why we offer our course Tangled Web… How to Have an Internet Business.

SmallTown USA

Today’s message was posted much later than the norm because all last week we were in Oregon helping my sister and daughter get my mom out of the hospital system where she has been since April.  We were pretty busy taking her to assisted living homes, buying her new furniture and getting her moved from her house of 42 years to her new apartment.  We managed to get this all in and send my message at its normal time, but finally yesterday the Portland-LA-Cincinnati-Tri Cities trip threw us off schedule.

I mention this because I am sure that many of you who love Ecuador (or the idea of living abroad) have many ties (as we do) here in the US.   So it takes time to make your move or the best you can do is to live abroad (as we do) part time.

Though we have always lived a global life,  last February I wrote in an article Ecuador Shamans & Truth, why Merri and I are redirecting some of our focus back to the US from Ecuador.

Never Fear! The US, especially Small Town USA, is a great place to be.   Fortunately we sold all of our Florida property at the top of the market, in March 2007, so since this spring we have been looking to buy back a winter home.

There have been some substantial changes in real estate value since 2007 as you will see  below.

We find that Florida real estate prices are still falling!

Merri writes about this process and one house we have been tracking.

This house is in Winter Haven, Florida.

On the Road again…

For all of you out there who continue to ask, “Bought anything yet in Florida?”…the answer is NO.

We’ve had a few blips on the screen with necessary trips to Oregon for Gary’s mom and courses that we’ve conducted plus our daughter, Francesca, home from Africa for a visit.  Then Jacob, just finishing up law school, came over to NC for the summer.

It’s been a busy time but a good and productive one…but absolutely no time for house hunting.

We really are serious about buying that home on the lake in Florida…and we do have to have it by November.  I’ve been feeling guilty and a little nervous because there was no time to spend on the search.

Today, I finally had a tiny bit of time and jumped right back in.

Here’s what I discovered, of the original 21 we were considering from April, only one is sold or for some reason is off the market….nothing really lost there for sure.

The others have dropped in price since I’ve been looking $50,000, $70,000, $100,000, $300,000 and one a whopping $495,000!

Hey, I ceased berating myself for not spending enough time on this situation.

Here’s one below which we will not be buying as Gary would rather be on a smaller lake rather than this extremely large lake but wow is it beautiful and look at the price!

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Side view.

We looked at it in April and thought the neighborhood was charming, wonderful for long private walks (Interlaken) and it has a feeling of being a settled neighborhood.  We loved the features of this house with its guest quarters (something high on our list), boat dock, and ambiance.

When I first spotted it, it reminded me of a house that we knew and loved tucked on a hillside in the French Rivieria…charming, low key and so so pretty.  (Actually, I fell in love with this house at its original offering price of $599,000.)

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Lake view and dock.

It’s in Winter Haven in Central Florida which offers proximity to Tampa Airport (an excellent small airport with kindness and frequent flights) and not too far from Orlando Airport.  The town of Winter Haven is filled with lakes and seems very pleasant.  The county boasts 554 lakes and the famous Chain of Lakes…16 navigable together.  Winter Haven is also 146′ above sea level.  SmallTown USA with less than 25,000 people.

The house is situated on huge corner lot with 13,000 + sq.’ and the house (although not huge) has that wonderful guest quarters!

Here it is…straight out of a James Bond movie…at the new this morning’s price of $369,000 which probably could translate into $299,000.

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I believe this is good value.

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View of the lake from one of the patios.

I like the broker a lot, Christiana Bulow, who sent it to me.  She is very good about listening to what you like, and then sending you EVERY single listing in your area of choice that fits your requirements. Also, you can just click on your “Favorites” and she’ll keep those and do exactly what she did this morning, send me one of my Favorites with a Reduced Price!  It’s fun and helpful to just look at each one of them…I saved this one on her easy to use system back in April…also from a distance this helps to learn a lot.

Her service is a concierge service…very unique and interesting…which offers a number of great details including a free moving truck, free termite inspection and a Buyer’s Guarantee.

You can reach Christina Bulow:  Christina-vwbx30547239@centralflhomesnow.com    Her phone # is (863) 207-3929.

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Maybe you’ll love this one…sorry we do love it and of course Gary loves the price but it’s the wrong situation for us…so I’ll keep looking and report back!  Merri

Here is the change in value we need to consider now. In 2007 the house above would probably have cost a million dollars.  Since 2007 real estate prices in Ecuador have risen as they have dropped in the US.

This is not to say that Ecuador no longer has good real estate value.  More work in finding good prices on Ecuador real estate is required.  For example yesterday’s message South Ecuador Beach Property looks at how to have a beach condo for $35,000.  Yet this is a riskier start up way to own real estate.

This is not to say that Ecuador does not offer a much lower cost of living… better climate… a happier gentler lifestyle… just one must continually examine value… and now Florida real estate prices may be comparable to real estate prices in Ecuador.

Whether you head south to Ecuador or just to Florida we wish you longevity and good value!

Gary

Your own small, global, independent business because this can bring freedom, fulfillment and a longer life.A clear mind and healthy body are vital assets… plus a second language is a powerful diversification tool.

This is why I am willing to pay you $300 to attend either our Ecuador Super Thinking plus Spanish seminar in September or our North Carolina International Business & Investing seminar in October.  Sign up for either seminar and I will email you our Tangled Web… How to Have an Internet Business Course (offered at $299) free plus I’ll knock an extra dollar off your seminar fee…. to round up the $300 savings.

Here are comments from one group who just conducted a seminar at our hotel in Ecuador wrote about the way we help: Wow.  We had such an amazing time in Ecuador.  That includes me, my colleague Jackie, the instructors, and all of the attendees.  Everyone enjoyed themselves immensely, and really, we owe it to you and El Meson for making it all run smoothly.  We felt so welcomed and well-treated.  Thank you.I’d also like to say that both Mauricio and Alberto went out of their way to make sure we felt comfortable.  The bus was always there for us when we were to leave, they hopped to it whenever we wanted to plan something, they made suggestions for things to do in town, and were very gracious and pleasing to be around.  Mauricio was particularly helpful when it came to making trips to nearby villages.  He was open and sharing with information about the ceremonies and ways of life of the Kichwa, and always willing to answer questions.  What a privilege for us, and a real delight. I’m hoping we’ll get to stay at Meson again some time. Thanks again.

Sept. 17-21 Ecuador Super Thinking + Spanish Course

Sept. 23-24 Imbabura Real Estate Tour

Sept. 25-28 Ecuador Coastal Real Estate Tour

Learn more about global investing, how to have an international business and diversification in Ecuador at the seminar.

Oct. 9-11 IBEZ North Carolina with our webmaster  David Cross & Thomas Fischer of JGAM

October 16-18 Ecuador Southern coastal tour (early sign up before Sept. 1, $499 per person).

Oct. 21-24 Ecuador Import Export Tour

Oct. 25-26 Imbabura Real Estate Tour

Nov. 6-8 IBEZ Ecuador Seminar

Nov. 9-10 Imbabura Real Estate Tour

Nov. 11-14 Ecuador Coastal Real Estate Tour

Attend any two Ecuador seminar or tours in a calendar month…$949 for one.  $1,349 for two.

International Investment Gains


Our latest International Investment & Business Seminar here in Ashe County,  North Carolina  looked at International Investment gains that were up 14% in the first six months of this year.

When these seminars begin… there is always a hint of excitement.   Thomas Fisher has flown in from Denmark. Our webmaster, David Cross, has arrived from Oregon and delegates have come from all over the world.

We’ll look at some of the international investments we view (including Ecuador opportunity) but let’s also allow some of the delegates to tell you how they felt about this seminar.

One delegate wrote:

Hi Gary, Merri and David,  Thanks for a great weekend.  As a new club member, I’m looking forward to the next time that we can spend some time together and to reading “Ecuador Living”.  Sincerely,

When our North Carolina international investing and business seminars begin, I rise at dawn on the farm and then…

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we drive into West Jefferson where we conduct the seminar.

We are casual at our international investment seminars but serious.

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Many delegates make international investing and business… even lifestyle decisions based on the economic updates we share, so I and our other speakers, Thomas Fischer of Jyske Global Asset Management, our webmaster David Cross and Merri have spent enormous time getting prepared.

This year our July North Carolina course was conducted at at the Ashe County Arts Center in West Jefferson.

The Arts Center is housed in a historic WPA building featuring a gallery so we share our information amidst local art and crafts, statuary and exhibits from over four-dozen artists.  Here is some of the art we saw.

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The seminar began with a historical review that led us to three places to invest now.

#1: Multi Currency Sandwich in value markets, emerging markets and wellness.

#2: The environment.

#3: Real Estate in the US and Ecuador.

Plus we saw why many of us would need our own business.

The first historical fundamental we covered was a way to predict where markets might go next.  We saw for example that the Dow has moved in approximate 15-17 year up and down cycles for over 100 years.

We viewed how the Dow appears to be in the 10th year of a 15 to 17 year down cycle that began in 1999.  We compared the last two years of this cycle, with the equivalent period in the 1968 to 1982 bear cycle.

We saw an amazing 93% correlation between then and now.

The chart below from Moore Research compares the Dow from 1976 through 1978 to the Dow of the last 18 months. The Blue line is what happened in the equivalent period in the 1970s to now.

global-trends

Here is what another delegate wrote about this seminar:

Hello Merri & Gary,  Now that I am back home and settled into the normal routine, it’s time to drop you a line to say how much my brother Rick and I enjoyed attending the conference last weekend.   Experiencing the beauty of Ashe County and the pleasant disposition of the people who live there contributed to the picture of the place that you paint via the letters and photos sent out to your readers.  Not only was the information presented there of great value, but Rick and I found that all of the other participants we met are great people indeed, just as you’ve mentioned.  Your ability to attract like-minded souls is a service in itself, and one that provides lessons we can all strive to emulate going forward.

Thank you again for providing the opportunity of meeting you both in person; I will begin to make use of the information to enhance my own life and look forward to seeing you both again some day.  Best wishes.

Then we looked at the multi currency sandwich and how you can currently borrow US dollars at 3% to invest the loan in higher yielding shares and bonds.  Pound loans are 4%.

We also saw how the British pound was a potentially undervalued currency versus the US dollar.

We looked at how Jyske Global Asset management’s Low Risk Portfolio with a 100% loan rose 11.4% since 2009 or at 23% per annum pace.

Then we reviewed an 18% six month profit with 4.75% ISS Capital 2010 bond (or growth at 36% per annum pace).

We reviewed a  7.25% Bombardier 2016 bond. that offered a longer duration and higher spread of 3.5%.

This led us to a multi currency sandwich with $100,000 invested and $50,000 US$ loan at 3% and $50,000 loan in British pounds at 4%.

The $200,000 was invested $100,000 in US the 7.5% dollar bond above.  $50,000 was invested in a Pound denominated bond issued by Hungary due 2016 and yielding 10%.  $50,000 was invested in British shares because Britain is one of the best valued major markets at this time.

Here is what another delegate shared about the seminar:

Merri, My wife  and I would like to thank you and Gary for a wonderful course. We thoroughly enjoyed all the information presented by Gary, Thomas and David. And we thank you for your hospitality with having us to your lovely “piece of paradise” in Lansing. The lunch was delicious and your presentation of import/export items was quite interesting.  We look forward to visiting Ecuador in September of 2010. And we look forward to visiting and staying at your hotel in Cotacatchi.

We then reveiwed the best and worst value equity markets around the world and saw that the best valued major markets are now Austria, France, Germany, Italy, Singapore and the UK.

Here is what another delegate had to say about this seminar.

Hi Gary & Merri,  I thoroughly enjoyed the time you so graciously allowed me to attend at your seminar and am not surprised, in the least, that you are getting rave reviews.  You and Merri make such a wonderful team offering these seminars with professionalism and charm, and here in Ashe County, with a unique local flavor.  We all thoroughly enjoyed meeting and getting acquainted with many of your delegates.  As it was last year as well, many of the people you attract with your seminars are well traveled, interesting and very personable.  Thank you for your friendship and generosity,

In another session we looked at the importance of investing in the environment. We saw three ways to gain from sustainability changes ahead.

#1: Adaptation.  Investing in solutions to health problems is an example. Poor food produced in our central food system creates blood sugar problems, so Novo Norsk a Danish company that is the largest producer of insulin makes sense.

#2: Mitigation.  Cleaning up the mess humanity offers profit especially with water. Hyflux, a Singapore company, and Kurita Water, a Japanese firm, both have potential in this field.

#3: Structural Change.   Vestas Wind Turbines is a Danish company and is the largest maker of wind turbines to produce energy.

Here is what anther delegates sent to Merri and me about this seminar:

As a retiree who saw her retirement sustain considerable loss due to the economy, I found the information you presented during the three days to be extremely helpful and showed a plausible way for me to have some recovery.  Besides all of the relevant information, your emphasis on honesty and the importance of not to be deceptive was reassuring.  The bottom line is, that what gave real value to the information we were receiving and what made us feel comfortable was, that we felt you, Thomas and David were all people of good character.  Something that is very important to us.  Thank you, Gary and Merri, for providing a wonderful Seminar. Sincere regards.

On Saturday evening we drove to Lansing and looked at how small businesses can grow as we visited the New River Winery for a wine tasting. The winery is housed in another old WPA building which originally was the Lansing school.

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Here is Haskell McGuire one of New River founders showing us the winery.

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New River’s flagship wines are Bohemia Red and Bohemia White. These were followed by the introduction of signature wines, Back Porch Blueberry.  New River now has several new wines in production including:  Pinot Blanc, Viogner, Hellbender Red, Lansing School White, Big Laurel Blush, and Seyval.

The winery started small and is growing by leaps and bounds. Vineyards and wineries are one of the fastest growing business sectors in North Carolina.

Here is an unedited quite from another delegate:

Dear Gary and Merri:  We so enjoyed attending the IBEZ Seminar this past weekend in Jefferson, NC.  We loved the high country area, the nice people we met and particularly enjoyed the visit and tour of the New River Winery.  We were lucky to sit at a table with four utterly charming southern women, one of whom was Haskell’s wife.  We had a long drive home on Sunday and were sad that we had to leave and not be able to join you and our group for lunch at your farm and sad that we missed Merri’s cooking.  We hope someday in the future we may have the opportunity to visit your property as we heard it is quite beautiful.

Then we began the international business sessions of the course and David began teaching how to use the internet in business.

We started by looking at a Time Magazine quote which said:

Throw away your briefcase: you’re not going to office. You can kiss benefits goodbye. Your new boss won’t look much like your old one. There’s no longer a ladder, and you may never get to retire, but there’s a world of opportunity if you figure out a new path.

On Sunday we continued the course at our farm. Everyone was invited up to the house for lunch.

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We did a review of Ecuador export products.

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Like this leather coat and these baby alpaca sweaters.

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Another delegate wrote:

Hi Gary, Just a quick note to tell you again how much I enjoyed the seminar and seeing your lovely farm.  I spoke to you briefly about deciding that I wanted the web course instead of mult-currency.  Thank you for sending me that instead of the multi-currency.  It may be two weeks, but I am starting to work on that site.  I know from life experience that it is always better to focus on what you want to create instead of what you don’t want. So thank you for the buzz of creativity that you, David, and others from the  group inspired.  I am also interested in featuring the dulcamaras product on my site, along with testimonials.  You mentioned a contact for that product.  I would appreciate that information also. Smiles.

Here is some Ecuador art that evolved from drum making.

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Delegates came up with many marketing and…

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Business ideas.

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plus we had fun.

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Next time this course will be in October.  This view…

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will look like…

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this!

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As the guests leave… in the dusk… there is always a moment of sadness.  New friends made.  Interesting ideas shared and now we are moving apart.

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Yet we’ll be back together again next seminar.

This delegate expressed it well when she wrote:

Thank you again for a truly life changing and life enhancing weekend. And we also wish your loved ones a speedy recovery and good health. Best regards.

We hope you will join us for our International Investing and Business Course in North Carolina this October or in Ecuador in November like this delegate who wrote:

Hi Gary,  It was wonderful to meet you and Merri at the IBEZ Conference this past weekend!  You both are so warm and caring and have a genuine desire to help the people of Ecuador and others to build a successful business.

The classes were very insightful and jam packed with information and suggestions on how to start your very own web based business. You and David, your webmaster, presented the information in an easy to understand format that even computer dummies like me could understand.

The multi currency investing portion of the class presented by you and Thomas Fischer from Jyske Global Asset Management were very interesting and educational.  It opened our eyes to new avenues of investing that we didn’t have a clue about before.

We also very much enjoyed the Import and Export portion of the class.  The items from Ecuador that you and Merri shared with us were very beautiful.  I especially loved the bird art and would be very interested in importing some of these to sell.  I am also interested in jewelry, leather goods, and the shawls like Fran was wearing in class (they were enhanced with the leather collar and leather applique).  I think that custom made leather goods that are stamped, as you and Merri suggested, have good income potentials. We would like to thank you and Merri for opening up your beautiful home to the class on Sunday afternoon and feeding us such a delicious lunch.  This was the perfect ending to three days of fun and sharing of ideals and suggestions on how to make money from investing in property and multi currency to building a successful web site business and Importing/Exporting from Ecuador for profit.  Thank you and Merri so much for everything.  We look forward to attending additional conferences.  Take care and hope to see you again soon.

Gary

Join Merri me and Thomas Fischer of JGAM and our webmaster David Cross in North Carolina this October and enroll in our emailed course on how to have a web business free. Save $299.

Learn more about global investing, how to have an international business and early retirement in Ecuador at the course.

Oct. 9-11 IBEZ North Carolina

Or join us in Ecuador and learn more about living and retiring in Ecuador.

Sept. 17-21 Ecuador Spanish Course
Sept. 23-24 Imbabura Real Estate Tour
Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 21-24 Ecuador Import Export Tour

Nov. 6-8 IBEZ Ecuador
Nov. 9-10 Imbabura Real Estate Tour
Nov. 11-14 Ecuador Coastal Real Estate Tour

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.

Another delegate wrote:

Hi Gary, Just looked at your website for the first time and couldn’t hardly stop reading all the fantastic topics and the wealth of information you provide.  One of the best website’s I’ve experienced.  Don’t know why I haven’t looked at it sooner but am very happy I finally got to it.  I read as many articles as I could in one sitting with limited time this morning and am anxious to get back to read more.  Your life experiences and expertise is fascinating.  It’s amazing how close your philosophy about life, work, investing, family, etc. parallels my own.  I suppose international living, broad experiences with other cultures, diverse business experiences, etc., culminate in a certain way we view the world.  Anyway, thanks for sharing so much excellent philosophy and expertise.

Retire in Ecuador – Out of Cities


Retire in Ecuador… our wherever…out of town because isolated places may be out of the box bargains.

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Merri and I have purchased many isolated places.  Here is a shot from our North Carolina farm.

A reader, wanting to know whether to retire in Ecuador or not sent this note last week:

Dear Gary,

I have noticed that you have mentioned (a few times) that you and Merri are not residents of Ecuador —– and you do not want to become residents. Would you be kind enough to explain what brought you to this decisions? Thank you,

My reply was “Mainly grandkids”.

Yet there is much more.

Merri and I live both in Ecuador and North Carolina because we love the people, the way of life, the land and the value.

We did not choose Ecuador because it is outside the US, nor Ashe county because it is in America.

We chose them because they are both in our opinion great places to be… and they are isolated.

Change alters the value of places.

When I grew up living in the suburbs of Portland Oregon, I could walk miles to school when I was eight.  We let our doors unlocked.

When I was a young man, huge cities were great places to be.  I lived in Hong Kong, San Francisco and London as well as portland… at times walking late at night in many parts of the city alone.  Cities were fun!

Now cities are much more dangerous and crowded and inconvenient.

Traffic from my mom’s suburban Oregon house (the same one for 50 years) to downtown Portland is horrid and she has to double lock all her windows.

Great places bring opportunity and joy in our lifestyles… but great places change and now there are double benefits in Isolation

I have steadily increased my investments in three seemingly isolated places; high in the Ecuador Andes, in a remote Pacific fishing village and in Ashe County North Carolina.

I chose each for the same reasons.  They are isolated but have good internet and reasonable access to a good airport

There are several reasons why change has put a premium on isolation.

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Merri and I have purchased many isolated places.  Here is a shot from our Ecuador Hacienda.

One reason is food.  Ecuador is a small agricultural country and as such, huge national distribution systems are not required to feed the population.  The food is fresher.  Preservatives are not as required.

The residents in the Blue Ridge of Ashe county know how to feed themselves as well.  Our farm is dotted with old homesteads where the dwellers lived mostly off the land… not that long ago… so people here know how to create their own food supply if need be.

The second reason is that the cost of living is still low compared to cities in Ecuador or the US.

The third reason is health.  There are no big factories… the air is fresh… water is quite pure… and you are not surrounded by crowds… increased risk of crime and such.

Plus (fourth) lifestyle benefits are great. No traffic jams… not much traffic noise… far less stress.

Fifth, property prices are low compared to alternatives… yet for the reasons stated above… they offer potential of appreciation as more and more people want to get out of the cities and burbs.

At the beginning of this millennium I recommended investing in Ashe County, North Carolina and did so myself.

In the 10 years since, even with the real estate crash, the price of land in the area has risen five to 10 times. Yet these prices remain low compared to other similar areas.

The small towns in the area are safe, the people friendly.   Life is still good.  People still wave when you drive by.

I can now eat a hearty breakfast in Jefferson, North Carolina (our nearest town of any sort) for under five dollars.   Also when we go out to breakfast we can leave the house unlocked and cars, trucks and jeeps parked with the keys in them.

9/11 changed people’s values. Family, friends and quieter, more peaceful life is more important than before.

Having these fine qualities is harder to achieve in downtown Manhattan or Central Chicago or in the heart of L.A.

Life in America is changing due to the difficult economic and social times. There is a return to simplicity and the value of these small towns and their honest core values will grow.

If the economy suddenly recovers and the world’s economy rises, small towns will still not lose their appeal. The world’s population continues to grow.   People always want what they perceive they have lost… freedom from crowds, traffic jams, pollution and the hassle of city life.   I believe these qualities will grow in value.

Today, the portable computer, internet and cell phone have changed all the rules of real estate. The old maxim is still true that the three most important aspects that affect a properties value are location, location, location, but technology alters which locations will have greater value!

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Merri and I have purchased many isolated places.  Here is a shot of the land around the village where we have our Ecuador hotel.

Take for example, my own career in writing about international investing.

When I began, I had to live in London. This was where all the knowledge and information was held. To give timely advice I had to be there. Then as phone rates dropped and the fax came along, I was able to leave the congested city and move to Naples, Florida, then a sleepy fishing village and still have access to the data I would need. Finally as Naples became crowded, because of the Internet, we were able to move to isolated farms both here and in Ecuador and still have access to any international investment information.

I can call up market details, specific shares, global news, regardless of how remote I am.

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Merri and I have purchased many isolated places.  Here is a shot of the empty beah near our Ecuador beach condos.

Here is the key point.

The primary factor of real estate’s value used to be physical accessibility to many people. This factor is shifting to accessibility of information.

Remote places are gaining a new value if they have access to information.

Ashe county which adjoins Virginia and Tennessee was established and named after Samuel Ashe in 1799. It is often known as the Lost Province because until recently hardly anyone knew of the place.

The county seat is Jefferson and the county has a land area of 426.16 miles but only a population of 22,209 people. This population is wide spread as well. The only towns are Jefferson (1,300 population), West Jefferson (1,002) and Lansing (183).

This is a totally rural area with three commercial crops, Christmas trees, timber and tobacco.

There are several small factories in the county but tourist activities such as canoeing on the new river, scenic drives though Southern Appalachian Wilderness, leaf looking and camping.

Ashe county is isolated but sits almost equidistant from the north and south of the east coast of the United States.  We almost the same distance from Florida and  Maine.

Here are the signs I see that suggest to me that this area will boom:

1. The prices here are a fraction of the counties north and south.

2. The first cappuccino machines have arrived in Jefferson. When we arrived there was nothing like this and it was a dry county.  Now there are smart cafes… wine bars and art gallerys.

3. Prices as mentioned have already risen.

4. The major road from I-77 has being widened to four and even six lanes.

5. Wal Mart built a super store.

6. The first golf course community has been a success in Jefferson.

7. Lowes has open a large DIY store.

There are some other great benefits here. The nearest airports for commercial flights is Tri-Cities Tennessee.   This s one of the easiest airports I have ever checked into…a 15 check in allowee. Parking right at the front door and often the policemen will hel yu haul in your bags.  Yet this regional airport is just over a half hour to Atlanta or Cincinnati.

There is a great college town Boone just 45 minutes away, a chic, resort area, Blowing Rock the same distance and real cities, like Charlotte two hours drive.

Yet as isolated as we are we have great DSL broadband so I am as connected as if I lived in Manhattan.

This makes me more effective than some businesses in the center of major cities, as I avoid the delays from traffic jams, crowds, smog, missed parking places and crowds.

You can take advantage of great isolated places to be by creating an internet business and looking for places like Ashe county north Carolina that are short on people but long on data resources.

Retire in Ecuador because Ecuador real estate is inexpensive.

Merri and I have purchased a lot of Ecuador real estate in remote places as well.

See why at Ecuador Real Estate is Inexpensive

Wherever you plan to retire in Ecuador at home or elsewhere, think about leaving the maddening crowd.  Isolated places may be the bargains of the future.

Gary

Our 2009 course and tour schedule.

Sept. 17-21 Ecuador Spanish Course
Sept. 23-24 Imbabura Real Estate Tour
Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 9-11 IBEZ North Carolina

Oct. 21-24 Ecuador Import Export Tour

Nov. 6-8 IBEZ Ecuador
Nov. 9-10 Imbabura Real Estate Tour
Nov. 11-14 Ecuador Coastal Real Estate Tour

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.

Global Investing and Ecuador


My global investing and business began 41 years ago May 2, 1968 and eventually led me to Ecuador.

My background as son of a zoo keeper did not leave me prepared.

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Here is a newspaper clipping of my sister Sandra and me feeding a baby lion we kept at home… one of many lions and tigers we raised.

Let me share 41 years of multi currency investing and a couple of important facts I learned that may help you… including what’s happening with the swine flu in Ecuador.

I arrived in Hong Kong in the night, the tropical air so soft it was a velvet mist.   Thick evening scents in the fragrant harbor and mellow insects purrings in rhythm with the cacophony of the great city!  What a an exotic adventure.

Kai Tak was Hong Kong’s airport then and being American born and bred, I knew nothing about investing aboard.

That was my first airplane trip, first time out of Oregon. Portland to Vancouver, Tokyo to Hong Kong.  I melted in my heavy woolen blazer, was weary and afraid but excited too. An incredible global investing journey had begun… and continues to this day.

Here I was, 21 years old.

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Here is the first stamp in that first passport. That stamp you might say was my first international investment.

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That first stamp makes a point by the way about how to enter and initially work or invest in a country.  That first stamp was issued May 2, 1968 and allowed me to stay in Hong Kong until June 2, 1968.

I worked in Hong Kong for quite some time on tourist stamps… coming in for a month at a time.   I was developing sales teams in Japan, Korea, Taiwan, Thailand, Indonesia, Indonesia, Singapore and the Philippines at the same time so a month was plenty of time before I exited.

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Here is one of my first sales teams… this one in Hong Kong led by John So Kwok Kee (far left – you can guess which one I am).

I built teams from the north in Japan down through Thailand.  One of the salesmen we worked with in Thailand, Brian Tracy, returned later to Canada and has had great success in the sales education field.

Starting a business, investigation or residence with a tourist visa is a pretty good idea. This is usually the easiest, most efficient, practical way to begin so you can be sure what you are doing and how you’ll develop a more permanent stay if you want one.  In many cases… such as mine… a permanent tourist system is simply the easiest and best.

I began my business in Hong Kong this way and for years I also lived and worked in England on tourist stamps before obtaining my permanent residence there.

A reader recently sent me this note about Ecuador tourist visas.

“Gary, When I was staying at the Hotel, someone mentioned that you do not
have a residential visa for Ecuador.  Is this correct?  How do you
spend as much time in the country as you do?”

Here is my rely:

“I spend less than 6 months a year in Ecuador.

“We have heard from others who come stay for 90 days, leave for just a day or two (especially just over the border in Peru or Colombia)  and come right back that there are difficulties.

“Our experience is that every time we come to Ecuador we are given a 90
day visa.  However we do not stress this system. For example we may stay 70 days and then be away for weeks or even a month or so.  Then return for 20 days or so.. then leave for another month etc.   The immigration officers look carefully at the total number of days by the end of the year and to help them, I keep a list of each day we have arrived and departed and the page number in our passport… so they can efficiently see we have not been in more than 180 days the maximum allowed on a T-3 tourist visa).

Be careful not to overstay. One reader reported that having done so he was denied entrance upon his return and were not allowed to return to Ecuador for one year.

We have a full report on Ecuador visas and an immigration attorney who helps our Ecuador Living subscribers.

I am also preparing a report for Ecuador Living subscribers to answer this question from a reader yesterday.

“Hi Gary, Wonderful timing, we had tickets to fly from Guadalajara to Quito yesterday, but were stymied by the fact that Ecuador (and Peru) are refusing passengers from Mexico.  We understand Ecuador’s borders  will be closed for a month to non-residents flying in from Mexico.

We had thought about flying back to the States and then flying to Ecuador, but an electronic scan of our passports would show we’d been in Mexico and we’re not sure what would happen.  Any insights?   Thanks!

You can obtain these reports and answers as an Ecuador Living subscriber. Learn how to subscribe to Ecuador Living here.

Back to Hong Kong.  I began there selling US mutual funds.

When arriving there 41 years ago there is no way I could have known how exciting the next decades would be, how much information, facts, figures, ideas and insights on how to invest globally would be gained. Had I known the mistakes to be made I would probably have run!

Then I moved east again to England and Europe… trying many things.

Thankfully all the trials, tortures and errors were mitigated by much fun and an earnest endeavor to live right and learn.

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Here is a newspaper clipping of me  with a business partner in my London office on Artillery Row selling square inches of Graceland… not really a very good idea.

Later I imported Rolls Royces and Bentleys from England to the US… a better idea.

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One goal at this site is to share basics of global investing and living an international life learned over these 41 years. Global investing has changed so much during this time and is changing even faster now.  I am continually forced to rearrange my thinking strategy and tactics at a faster pace.

We offered health courses at our North Carolina farm. Here I am with our son, Jake, with one tactic we taught… a morning dip in a cold creek after exercise… yes that is snow on the banks and no… this not surprisingly did not sell very well either.

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Our food as medicine courses taught by Merri in her teaching kitchen at the farm had better attendance!

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For almost 15 years now we have been conducting courses in Ecuador. Here I am this year in the meeting room at the Cotacachi museum next to Meson de las Flores on an Ecuador export tour.

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This continual evolution has helped Merri and me, our readers and our income continually grow… through good times and bad.

Yesterday April 2009 for example ended with anoter record month for our internet sales.  Our 2009 sales (April month on month) were up 48.01% over April 2008, which in turn were up 24.04% over April 2007 sales.

Our sales in the first four months of 2009 were up 81.75% over Jan through April 2008 which was up 26.20% over 2007.  Learn how to develop an internet business that can grow like this here.

The reason we have survived and progressed amidst this never ending update is that the little stuff shifts and evolves, but the fundamentals remain immutable.

Investing globally is not a panacea, but expanded horizons are. Life is a trip and we have an entire globe to enjoy the ride.

Two years ago on May 2, 2007, I wrote:

History suggests that this is a time when chances are increased for panic and sudden drops in investment markets. Investors who have proven themselves nervous short term thinkers are highly leveraged, in thin, over purchased markets that are easily sinkable boats treading the dangerous waters of May though October when tradition says the currents will most likely be treacherous and surrounded with lots of storms.

Now, that this risk has proven true, history also suggests that we have a once in a life time opportunity.

The way to cash in on this incredible opportunity is the same way I suggested avoiding the collapse two years ago. I wrote then: “One way to get good international investments is to take a long term, expansive international view.”

My first trip abroad 41 years ago was significant because 1968 was the beginning of a new era for world stock markets. When I arrived in Hong Kong the world of investing was dominated by Wall Street. That was about to end. 1968 was the year when the Hong Kong Stock Market began to explode upwards along with Tokyo’s market. What a ride!

The Heng Seng Index was then 100 and rose to 18,000. Anyone who steadily committed money to this market then made a fortune.

I can sum up my investment basic investing and advice in seven sentences.

#1: 1970s. Invest in real estate, gold, silver Japan, Germany, Switzerland and Hong Kong.

#2: 1980s. Invest in real estate, the Tigers, Japan, Taiwan, Singapore Malaysia and South Korea as well.

#3: 1990s. Invest in real estate South America (which led me to Ecuador).

#4: 2000s. Invest real estate, China, India and emerging markets including Ecuador real estate.

#5: Always have an expansive view.

#6: Use stop losses during peaks.

#7: Have an international investment view. Never overextend. Don’t trade too much, just hang on.

This philosophy has reaped millions for Merri and me. Had we been more expansive, we would have an extra $20 million or so.  However our conservative approach to business and investing also protected us during the recent melt down of 2007 and 2008.

This may be time to begin taking advantage of the recovery. Panic is subsiding but values are still high. The huge excesses of the US and other government’s will at some stage begin to seriously erode the purchasing power of currencies.

I remain highly diversified from a currency point of view.  Here is my current currency breakdown in my liquid portfolio that represents 43% of my total portfolio.

An excerpt from a recent Multicurrencyinvesting.com lesson explains why when I wrote about the currency distribution of investments:

Here is my currency distribution:

Danish kroner    24%
Euro                     24%
British Pound      8%
US Dollar            12%
Canadian Dollar 3%
Norway kroner   4%
NZ Dollar             3%
Sweden kroner    7%
Brazil real             3%
Hungary Forint   6%
Turkey Try            6%

With more than a third of my liquid position in Danish, Swedish and Norwegian kroner, my Scandinavian  position is seriously over weighted in terms of global market size.

One reason is because these are such small countries located on the sea.  This means that their histories are composed of  travel and trade.

A nation’s heritage reflects in the value of its currency strength. This fact helped me answer this question from a reader.

“Gary, Will  future strength in DKK be bad for equities denominated in that currency?”

Here is my reply.

Most of the Danish companies you would buy are global companies.

Because Denmark is such a small market any large Danish company is doing most of its business out of Denmark  so a lot of their success depends on the type of business business and where the company actually manufactures and sells its products.

Plus look at the margins built into the product.

One benefit in Scandinavia is their very highly educated population. A recent Time magazine article shows that Finland (not Scandinavian but Baltic and Finland’s currency is the euro – otherwise I would have Finmark in my portfolio as well) ranked number one for educational performance of 15 year olds in math. Denmark was number 10, Sweden number 15 and Norway number 23… all ahead of the US (number 25).

Finland was number one for reading performance of 15 years olds as well.  Sweden number seven, Norway number 10 and Denmark number 16. The US was number 15.

This means that the products produced in these nations will tend to be high value.

For example, Novo Norsk makes insulin.  I suspect that the margins are substantially high.

Ditto for novozymes that makes enztymes for environmental purification.  These are firms where there is likely to be a great deal of value added into their product.

Vestas, makes wind turbines. and may be more affected by a strong kroner if they do a lot of manufacturing in Denmark but are having and sales in the US and especially if their competitors manufacture in the US or other countries where the currency is weak.

I am updating the value of major and emerging markets now at multicurrencyinvesting.com and will be revaluing our green and Danish portfolios in upcoming lessons.  You can subscribe to our Multi Currency Portfolios Course here.

I have increased my Ecuador real estate to 22% of my total property.  The balance is in US property and I am looking to add more US property now in Florida and or Savannah.

If you have real estate in central Florida or Savannah that you would like to swap for real estate in Ecuador… let me know.

I have held a high cash position for over a year but now agree with Warren Buffet who recently wrote about business and opportunity:

Clinging to cash equivalents or long-term government bonds at present yields is almost certainly a terrible policy if continued for long. Holders of these instruments, of course, have felt increasingly comfortable – in fact, almost smug – in following this policy as financial turmoil has mounted. They regard their judgment confirmed when they hear commentators proclaim “cash is king,” even though that wonderful cash is earning close to nothing and will surely find its purchasing power eroded over time.

Now is the time to convert cash into investments that will appreciate with the loss of cash’s loss of purchasing power… stocks… commodities… real estate or your own business.

This leaves all of us with a lot to do after 41 years of a global life.

I feel healthier and more energetic then 41 years ago.   Maybe I am not wiser… but I am more experienced and seem in a better position then when I took that first trip.

Merri and I look forward to the next 41 years… and we look forward to sharing them with you!

Gary

This is the schedule of Gary our 2009 Ecuador information tours, courses and seminars.

May 16-17 Ecuador Coastal Tour

May 20-21 Imbabura Real Estate Tour

May 22-24. Ecuador Amazon Herbal Tour

June 12-14 Shamanic Mingo Tour

June 16-17 Imbabura Real Estate Tour

June 18-21 Ecuador Coastal Real Estate Tour

July 4-8  Ecuador Export Tour

July 8-9 Imbabura Real Estate Tour

July 10-13 Ecuador Coastal Real Estate Tour

July 24-26 IBEZ North Carolina

Sept. 17-21 Ecuador Spanish Course

Sept. 23-24 Imbabura Real Estate Tour

Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 9-11 IBEZ North Carolina

Oct. 21-24 Ecuador Import Export Expedition

Nov. 6-8 IBEZ Ecuador

Nov. 9-10 Imbabura Real Estate Tour

Nov. 11-14 Ecuador Coastal Real Estate Tour

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.


Ecuador May – July 2009 Tours


In Ecuador we offer two 2-4-1 tours this May and June.

Economic downturn?

Yesterday’s New York Times article entitled “Jobless Rate Hits 8.5%; 663,000 Jobs Lost” said:

The unemployment rate reached its highest level in a quarter-century after 663,000 jobs were lost in March, the 15th consecutive month of job losses.

Yet our Ecuador and other businesses are expanding so fast that I can barely keep up.

More and more readers are wanting to know… “How do you increase affluence like this when so many are losing it?”

This fact creates potential profit and benefits for you.

Apparently the needs to… live in Ecuador… invest in multi currencies…  have a small international business and…  have low cost natural health secrets have all risen at once.

These are our four specialties and this creates opportunity for you. Let me explain why…

Our business has focused on these four areas for decades and as the global economic crunch is highlighting  the values of these ideas… our 41 years of  international experience has seen a growing demand.  This makes us leaders in these fields exactly when more information is required. But this also creates three dilemmas.

These dilemmas force me to (happily) create two 2-4-1 tour packages where you can attend two of our Ecuador information tours for the price of one.   2-4-1… plus a bit more.

Here are MY three dilemmas that create YOUR 2-4-1 opportunity.

Dilemma #1:  We are swamped. This May begins Merri’s & my 41st year of living, investing and doing business abroad. Here is the passport from my first airplane trip, first time out of Oregon. Portland to Vancouver, Tokyo to Hong Kong at 21 years of age.

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This is the first stamp in that passport, May 2, 1968.

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Yet we are going stronger than ever before.  This March I spoke to almost 400 delegates in Ecuador and we were involved in five tours.  Here I am speaking to almost 300 delegates at International Living’s Quito seminar.

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I spoke six times to this group.

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Then went on to conduct four more tours in Cotacachi.

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This, along with the four ezines I write, plus our investment and property management and life in general is keeping us… “kinda busy”.

Dilemma #2: We wish to remain small. This is the  fifth recession and market crash our business has thrived through (1968 – 1970s- 1980s – 1998 and now).   Part of our success is that we have remained a small (mainly just Merri and me) tightly run and controlled business.  We have had to expand some (especially with Meson de las Flores)  but overall we wish to remain a small, family business that we operate from our home.

Dilemma #3: We want to do more. I have friends and clients asking me to do seminars in May and June in both Ecuador and the US.  So I have been racking my brain to figure out how to be in two places at once.

This created the 2-4-1 concept that offers a special opportunity for you.

I cannot be in two places at once but I can make to possible for you to gain all the information I know and see what I am talking about for yourself by visiting Ecuador.

The first crunch comes in May and June when an exploding demand for information about multi currency investing and Ecuador living collide.

Jyske Bank has taken the trouble to qualify for US investors (thank God as most overseas banks are abandoning the US… with good reason).   I have agreed to help them conduct seminars in the US… the first in May when I’ll be joining Jyske Bank in Naples, Florida.

Yet we have many delegates who want to attend our real estate tours.  So we created our first 2-4-1 tour program where you can come to one of our educational courses in the US and one of two Ecuador tours for the price of one tour. 2-4-1

For example we have three Ecuador tours scheduled for May 2009.

Ecuador Coastal Real Estate Tour May 16-17

Imbabura-Cotacachi Real Estate Tour May 20-21

Ecuador Amazon Herbal Tour May 22-24

Merri and I will not be on these three tours and we do want to meet you. So to make sure we can meet, we will let you attend these either one of the May real estate tours free if you enroll in one of our three International Made EZ  courses, in July, October or November.

You get two courses for the price of one.  Enroll in any of these courses that Merri and I will conduct below and choose either May real estate tour free.

July 24-26 IBEZ North Carolina + Tangled Web

Oct. 9-11 IBEZ North Carolina + Tangled Web

Nov. 6-8  IBEZ Cotacachi + Tangled Web

There is no need to  hurry either. If you are not sure about attending two tours,  sign up and attend the real tour now… then we’ll knock the tour fee off our IBEZ Cotacachi + Tangled Web course fee later.

You can also still take advantage three course discount as well.

For example, if you choose to attend all three of the May tours… both real estate and the Amazon herbal tours, then you can attend our July, October or November course free.

You can see some options below.

These three May 2009 Ecuador real estate tours are hosted by Alberto Verdezoto (a long term friend and guide as well as an expert on herbal medicine from the Amazon) and our staff.

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Here is Alberto leading our last real estate tour on the coast.

You could not be in better hands.  Alberto was in the Ecuador travel business for more than 10 years and has been our main real estate researcher for three years. He has helped us find most of the good Ecuador property deals and is doubly helpful because he bargains down the price!

Here is Alberto (left) leading our staff at International Living’s Ecuador seminar in March.

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On the coastal real estate tour,  you’ll see these houses near the beach for $19,500.

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Here is an interior shot.

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Plus on the Imbabura – Cotacachi real estate tour we’ll see these excellent houses.

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with these views and…

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with top quality finish.

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Plus on the Imbaburra – Cotacachi real estate tour we’ll look at (unless it has sold) a really well organized 12 acre avocado farm just minutes from Ibarra.  The owner has returned to Loja.  Here is the entrance.

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the main  house.

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inside living room and…

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kitchen.

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Here are both houses from the rear and…

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the back garden.

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Here, in front of the houses, is the fruit… the cash generator.

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The avocados are flowering for their first crop.

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We are told they will offer a $50,000 a year income after two years… $25,000 potential this year. (Be sure to check this out as we are not avocado farmers so cannot discern the truth.)

Asking price with these two houses, land and crops is $260,000.

You can enroll in one, two or three of these courses below

Ecuador Coastal Real Estate Tour May 16-17. $499 Enroll here.   $749 For a couple.

Imbabura-Cotacachi Real Estate Tour May 20-21.  $499 Enroll here.  $749 For a couple.

Ecuador Amazon Herbal Tour May 22-24.  $399 Enroll here. $499 For a couple.

Take Two for One. Attend any of the three courses below and select any one of the tours above free.

July 24-26 IBEZ North Carolina + Tangled Web

Oct. 9-11 IBEZ North Carolina + Tangled Web

Nov. 6-8  IBEZ Cotacachi + Tangled Web

Or sign up for two or three of the May 2009 tours and attend any of the IBEZ Cotacachi + Tangled Web FREE.

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.

Learn about our July 2009 Ecuador export tour 2-4-1 deal here.


Cotacachi Organic Animal Care


Here is a way to earn income and help animals in Cotacachi (or anywhere) with organic care.

Meet Lee…

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and Peggy…

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Lee & Peggy Carper.

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and their latest project.

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Lee and Peggy are animal lovers who look after Cotacachi animals. More on the puppy and this specific project in a moment.

First, let’s look at the Cotacachi organic animal  business and income opportunity.

Our last two messages have looked at advice from billionaires Warren Buffet and Li Ka-Shing on how to use this economic correction to create wealth.

Here is another quote from a billionaire… T. Boone Pickens who said:

We’ve got all these politicians talking about better health care and what all, but believe me, we’re not going to have the money to take care of sick people.. or anyone else as far as I’m concerned.. if we don’t fix our energy problem right now.

There are several ways to take advantage of the current economic correction… invest in stocks… real estate… commodities or  to have or start your own business.

Picken’s quote hit on several huge fundamental problems that will need many businesses to solve…  energy… health and federal spending.

This is why I am writing this series on Ecuador business ideas and have focused on the environment and using organic products which helps solve all three of the problems above.

Here is an Cotacachi Ecuador organic animal care business idea.   You can help Ecuador pets and earn income in the process.

Our Land of the Sun Foundation  (LOTS) has been helping Lee & Peggy.   They live right next to our hotel, Meson de las Flores. Here is a typical shot of their balcony.

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They help dogs.  They feed stray dogs, get medical care for them and have them spayed and neutered.

Lee and Peggy’s neighbors know about this care for the animals.  They bring pets in need to Lee & Peggy.   For example this dog had been hit by a car.  A neighbor took them to the dog.  Traces of blood were dry on the sidewalk under this weak and under nourished male basset hound. His eyes were infected which made his drooping eyes even more pitiful.

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Lee and Peggy got together with a nurse and they paid for the antibiotic she suggested he needed. She quickly mixed the two part antibiotic and administered the first dose and wrote instructions for the future.

Peggy visited Meson de Las Flores and found a translator  as she was having a difficult time explaining the accident and getting advice. After  giving the medicine they flagged a truck and the driver took them and the dog to their place.

They called the local vet, Jose, and he gave the dog a shot for pain and inflammation, bathed the area of the dried blood, and put on iodine. He checked for broken bones and for internal injury as the dog did have blood mixed in with his urine. He assured them the hound would be fine, but he  came back the next day to give him another shot and see how he was fairing.

Lee and Peggy fed the hound and nursed him back to health.

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They named him Sid and thanks to the many guests at Meson who have donated, as well as LOTS, Sid fully recovered.

Now there is a profitable, organic, commercial way to help animals in Cotacachi… or anywhere you choose.

Our webmaster’s wife, Cinda, is a Veterinarian and she is introducing a new line of organic animal washes for pets.  Our webmaster recently sent this note to vets we know.

Hi,  I’m helping my wife Cinda (a veterinarian in Oregon) with her new
project – a cool website for pet owners and vets. She is sticking her
neck out vicariously through me to offer you a great opportunity.

For pet owners, it’s a great place to get impartial information and
suggestions on pets, pet ownership, going to the vet, virtual “second
opinions” a place where people can read more and ask the questions
they wished they’d asked at the vets and were either too confused,
worried, unsure, or plain forgot to ask.

For vets, it’s a phenomenal place to go and read about cases, business
ideas for running a vet practice, share tips with colleagues and catch
up on new ideas, techniques and developments. Like CE but we don’t
call it that.

We’ll have some incredible vets, skilled animal trainers, select vet
techs, and a few select pet owners writing and contributing content.

Pretty cool huh?

And as an incredible vet, vet tech, animal trainer or pet owner here
is that great opportunity I mentioned…

We’d like to invite you to contribute content – articles, ideas,
opinions, suggestions, etc. either for pet owners or vets. We’ll
include your bio and a link back to your website or practice website
and (if you wish) your email address so people may contact you. As
frequently or infrequently as you can manage. Once a blue moon? Great.
Daily? Awesome.

The site is just starting but we’ll build it into an incredible online
community. And you’ll have been there since the start and will gain
all those referrals from day one through my own expertise – Internet
marketing.

A couple of vet friends already said “Wow! OK!” so you can feel you’re
in good company. Just say OK and I’ll send you details to get you
started.

Super and thank you so much!

David

PS: If you’ve colleagues or friends who fit the bill, we’d love to
have them on board. Have them email me please.

You can get involved on the ground floor because Dr. Cinda is introducing a biodegradable, organic, pet wash. This creates a business opportunity distributing  this organic animal care solution in Ecuador or any part of the world.

Here is our webmaster David and his wife Cinda.

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For information on the earning potential of Dr. Cinda’s organic animal wash  visit the ourfamilyvet.com site and use the “Contact Us” to reach David and Dr. Cinda for the financial details.

I can give David & Dr. Cinda a wholehearted recommendation. David has been my friend and webmaster for more than a decade.  I know Cinda even better. She has been my daughter for…  I am not allowed to say how many years!

Cinda is #2  of our five children.

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Until next message may all your income be good and come with care.

Gary

See below how to have fun as you learn how to profit.

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To help you learn how to earn income anywhere,  I am making a special offer with three days to go. (I have extended this two days due to our web site crash).

You can have the “The Tangled Webs We Weave”…our course on how to have a Web Based  Business… FREE..

A Cotacachi business is great…a quiet peaceful place without much crime, noise or pollution. You can do as Merri and I  have done… have a business that works in Cotacachi, the Blue Ridge of North Carolina or anywhere we choose in the world!

I launched this course earlier this year and am making a special offer…that gives you this course free…and more.

Now you can learn everything that I do to create income and have fun and fulfillment in a web based micro business.  Here is a  special offer.

This new course entitled “Tangled Webs We Weave – How to Have Your Own Internet Business” is available at $299.

This is a bargain. Merri and I have been traveling and doing international business for 41 years. We have had a web based business for over ten years. You can share everything we have learned.

However when you sign up for Tangled Web in March 2009, I’ll include two of my other emailed courses, How to be a Self Publisher and International Business Made EZ  FREE as well.

PLUS…

My webmaster is joining Merri and me at our two North Carolina courses this year for our first Tangled Web seminars.

July 24-26 IBEZ North Carolina + Tangled Web

Oct. 9-11 IBEZ North Carolina + Tangled Web

Nov. 6-8  IBEZ Cotacachi + Tangled Web

If you have ordered Tangled Web, I will reduce any of these course fees by $299!

In all you receive the emailed “Tangled Web” course, International Business Made EZ” and “How to be a Self Publisher”,  FREE when you enroll in either the July, October or November seminar.

Enroll here $299

or enroll for any of the three courses above. I’ll send all three emailed courses free right away.

We provide our standard, full guarantee. Enroll.  Try the course for 30 days. If not satisfied we’ll give you an immediate, full… no fuss refund.  This offer expires at midnight April 3, 2009.

Another reason to join us is we have fun at our courses.  Here are musicians at our last Ecuador course.

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We have encouraged this young group. This was one of their first public performances.

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Seven of them… plus…

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they brought indigenous dancers.

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You can learn…

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more about the entertainment we have at our courses here.

Plus see more about Lee & Peggy’s per project!

Join us and Cotacachi’s animals in North Carolina or Cotacachi Ecuador for learning, earning and fun!

July 24-26 IBEZ North Carolina + Tangled Web

Oct. 9-11 IBEZ North Carolina + Tangled Web

Nov. 6-8  IBEZ Cotacachi + Tangled Web