Tag Archive | "JGAM"

Save Steps to Success in Difficult Times


Here are seven tips on how to fight hard times… plus a recorded interview on where to invest in 2012.

Yesterday Scotland really celebrated the New Year. This is perhaps the biggest holiday of the year and there are some good hardy Scottish traditions behind this celebration.  Cleaning the house on 31st December and clearing all your debts before “the bells” at midnight are two.

Wouldn’t the world be different if all of society actually did that?  The hard times faced now are based much on the fact that governments around the world have not been willing to clean the house each year.

“First footing” is part of the celebration as well and to ensure good luck for the house, the first foot should be male with symbolic coal, shortbread, salt, black bun and whiskey.

I hope there was one of the “First Foot” in your home.  Instead of whiskey and short bread (almost certainly not in your resolutions)… here are seven steps we all can take to prosper in hard times… or any time.

Plus there is a 38 minute interview with Thomas Fischer of Jyske Bank on  what the economy holds in 2012 and what to do in the year ahead after these seven steps .

The steps below are good for prosperity anytime.  When economies boom, we might ignore them and succeed.  If we ignore them now during a recession, it is at our peril.

#1: Look for every way you can to trim expenses.

#2: Do not be inflexible or proud. A seminar delegate told me about a friend who had risen from a zero net worth to having an Internet portfolio worth $300 million. “Then,” the delegate said, “he lost it all when the bubble burst. He went right back to where he started.”

That was not quite right. That investor did not go back to where he started. He most likely acquired bad habits when he thought he was worth $300 million! Unless he shed those habits when he went broke, it will make it harder for him to succeed again! In good times, we may think we deserve a certain way of life or that some things (luxuries for instance) are our inalienable rights. Really our only economic right is to spend a little less (maybe 90%) than we earn.

#3: Always save. No matter how tough the times always try to save at least 10% of your income. Those who do this almost never run into economic trouble.

#4: Look harder for the silver lining. There are more opportunities in bad times than good. An old British saying is “Where there is muck there is brass”. Business is solving problems and difficult times create problems. Look for ways that you (and/or your investments) can help others squeeze through tight times.

#5: Be positive. One of the greatest risks in recession is a can’t win attitude. If the economy falls drastically (say 30%), you still only have to be in the top 70% to get by. The entire history of modern humanity has been one of long term growth chopped by short term recessions. Current conditions are nothing new.

#6: Remain true to your economic plan. Use three phase investing.

Do not panic.  Stick by your investments (assuming they were made intelligently to begin). This will increase your odds of success and help you with step seven.

#7: Maintain perspective. Rethink Priorities.  Use a slowdown to rethink your grueling schedule.  Think about pursuing work that might pay less but is more meaningful. We live in the richest, most incredible era that mankind has ever known. Our poorest have more than the richest of just centuries ago. Yet this can be hard to remember when caught in the day-to-day rush of the material rat race.

Here is a 38 minute interview with Thomas Fischer of Jyske Bank on  what the economy holds in 2012 and what to do in the year ahead.

thomas-fischer

Thomas Fischer.

2012 Thomas Fischer Interveiw

Gary

Delegates of either our January or February seminars in Mt. Dora can also attend the New York seminar FREE.

Thomas Fischer and Jyske Global Asset Management will host a one day New York seminar on where to invest in 2012 with David Darst of Morgan Stanley and Peter Berizin of BCA Analysts.

This is an incredible opportunity because David Darst is managing director and chief investment strategist at Morgan Stanley, Smith Barney with responsibility for asset allocation and investment strategy. He was the founding president of the Morgan Stanley Investment Group after he joined Morgan Stanley 14 years ago from Goldman Sachs where he held senior management posts within the Equities Division and earlier, for six years as resident manager of their private bank in Zurich.  He  earned his MBA from Harvard Business School and was awarded a BA degree in Economics from Yale University.  He has lectured extensively at Wharton, Columbia, INSEAD and New York University business schools. For nine years he served as a visiting faculty member at Yale College, Yale School of Management and Harvard Business School.

Wow… what a resume.

David is an incredibly powerful speaker and a key part of  his beliefs is that the power of American innovation could create a huge positive economic recovery and this offered excellent investing opportunity.

gary-scott-photo

Gary Scott and Peter Berezin.

Peter Berezin is the managing editor, of Bank Credit Analyst (BCA).  BCA Research is one of the world’s leading independent providers of global investment research. Since 1949, the firm has provided its clients with leading-edge analysis and forecasts of the major financial markets, with clear and focused recommendations for investment strategy backed by time-tested proprietary indicators. BCA Research provides its services to investors in more than 90 countries through a range of products, consulting and conferences.

Peter joined BCA Research in 2010, as managing editor and member of the BCA research team. Previously for three years he was Vice President and Senior Global Economist with Goldman Sachs in New York.  Prior to joining Goldman Sachs, Peter spent 7 years with the International Monetary Fund. He has a Ph. D in Economics from the University of Toronto, a Master of Science (Economics) from the London School of Economics and a Bachelor of Arts (Economics) from McMaster University. He has extensive experience in analyzing global economic and financial market trends.

Thomas Fischer will lead this seminar and will bring what he learns and share with us at the February International Investing and Business seminar.

However if you enroll in either of our January or February seminars you can meet these speakers in New York this January FREE.

This is an important time to have timely advice from such experienced speakers because the current tough economic times increases opportunity, IF, finances survive!

Join us in January Super Thinking + Spanish course in Mt. Dora, Florida, January 12-15, 2012.

or join us with Thomas Fischer in February for International Investing & Business Made EZ,  Mt. Dora, Florida February 10-12, 2012.

Gary

Better still become an International Club member and attend both these and five other seminars or more FREE.

Belong to the International Club

Join Merri and me.  Spread an epidemic of success… in health… wealth…. service to the community and personal fulfillment.   Be infected with positive purpose…. enthusiasm… fulfillment… extra income, profits and fun.

I invite you to join the International Club for 2013-2014.

As a club member you save on seminars, courses, online courses plus Spanish lessons and Ecuador tour discounts.

Join Merri and me for all the courses and seminars that we’ll conduct in 2013 and 2014 FREE.  Gain positive solutions to economic, financial and lifestyle developments.

Here are the courses you can attend at no cost.

August 31- Sept 1-2 Super Thinking Writer’s Camp West Jefferson, NC.

October 4-5-6 Super Thinking Writer’s Camp, West Jefferson, NC.

November 15-16-17 Super Thinking Writer’s Camp, Mt. Dora, Fl.

January 10-11-12, 2014 Super Thinking + Spanish, Mt. Dora, Fl.

February 14-15-16, 2014  Super Thinking Writer’s Camp, Mt. Dora Fl.

In addition members receive discounts on Ecuador farm tours and Spanish courses conducted by our Ateam Ecuador and Super Spanish teachers.  For example Super Spanish courses that are normally $699 are $175.  Ecuador real estate tours are reduced 20%.

Here is the Super Spanish teacher schedule:

June 21-22-23  Super Thinking + Spanish  St. Charles, MO  (Teacher Mark Frakes)

July 12-13-14  Super Thinking + Spanish  Kelowna, BC, Canada  (Teachers Shawn & Suzanne Bandick)

August 16-17-18  Super Thinking + Spanish  St. Charles, MO   (Teacher Mark Frakes)

September 27-28-29  Super Thinking + Spanish  St. Charles, (Teacher Mark Frakes)

October 3-5  Super Thinking + Spanish Atlantic City NJ  (Teacher Rick Brown)

November 21-22-23  Super Thinking + Spanish  Puerto Aventuras, Mexico  (Teachers Suzanne & Shawn Bandick)

 

We conduct our courses in the peace and quiet of  Smalltown USA.

Part of the courses we conduct are held at Jefferson Landing where we conduct seminars in West Jefferson NC

jefferson-landing-nc

Jefferson Landing

50 delegates joined us.

ashe-county

The seminar in action.

Here are photos I took of Mt. Dora…

mt-dora-images tags:
This is home of our winter courses.

After the seminar, International Club members join us at our home to talk with the speakers.

gary-scott-home

International Club members meeting in our home after a North Carolina seminar.

There are many benefits of membership.

Most members join us for at least three courses… one investing and business, one writers camp and one Spanish course.  That alone creates a $1,198 savings. Some members attend every course plus more.

You (and a guest of your choice) can attend all of the seminars we have already set for 2013 and 2014 plus any others we decide to conduct in the year ahead FREE.

As a club member you also receive seven online reports, courses and workshops worth $1,246 FREE.

The first of these seven online courses is “Tangled Web – How to Have an Internet Business,” normally sold at $299.

The second is our online course “Self Fulfilled – How to be a Self Publisher”, which has a $299 value. I am sending you this extra course free as I think it will help you have greater success. This is an extra $299 savings.

The third is our online course “International Business Made EZ” sold at $299.

You also receive fourth the 50 minute video by our webmaster David Cross on “How to Get Your Web Business Started”.

Your fifth course is the 50+ lesson course “How to Create your Own Website Using Sitesell” by Michelle Toole. (We are proud that this course was written by a student of our courses showing how well the 43 years of knowledge that Merri and I have accumulated and put into these programs can help you start your own global micro business.)

Sixth, you become a beta member in our newest online course “Event – Full Business – How to have a Seminar and Tour Business” currently offered at $349.

When you enroll, we’ll send you a password that makes the online courses easy to access at the Club website.  You can reserve as many seminars as you desire.

Five Positive Steps

Join Merri and me as we look at positive ways to prosper during 2013 and 2014.  Here are five ways to gain from the forces of change.

#1: Having your own micro business for extra earnings, freedom, fulfillment and fun.

#2: Living and prospering in lower cost countries or small towns.

#3: Multi currency investing through US brokers and bankers abroad.

#4: Commodities that rise with inflation.

#5: Good value real estate…. especially multi dimensional and agricultural property.

We have specialized for over four decades in helping our readers excel in these five inflation beating opportunities.

The big benefits of belonging to the International Club are the power of repetition, updates and international friendships.  As a club member, you become friends with other members as you meet again and again.

Your first saving is on waived seminar fees for the seminars over the next year.

As you will see above and below you can attend Florida & North Carolina seminars.  If you attend just two of these seminars, the $1,799 membership fee will have already created a savings for you.

Yet there is more.  Much more.

ashe-county

International Club members meeting in West Jefferson for a reception after the North Carolina seminar.

Enough…. Enough with the Bad News.

Our mantra is BE POSITIVE in this negative world.  There is nothing as valuable as rarity but we need to remember that bad news sells. This means the mainstream media has slipped into offering information with an adrenaline rush.  Mayhem, murder and natural disasters.   These negative events will happen…. globally. We cannot do much about this.  Dwelling on insolvable negativity is not good for our health or wealth.

A recent quote from the Abraham Hicks website explains why nicely.

Continuing to tell stories of shortage only continues to contradict your desire for abundance, and you cannot have it both ways: You cannot focus upon unwanted and receive wanted. You cannot focus upon stories about money that make you feel uncomfortable and allow into your experience what makes you feel comfortable. A different story will bring different results: My thoughts are the basis for the attraction of all things that I consider to be good, which includes enough money, and health, for my comfort and joy.

Make the Years Ahead Your Best Years Ever

What we can do is make ourselves Friendlier, More Compassionate, Happier, Stronger, More Energetic with greater intellect.  The way to start is to surround ourselves with successful, friendly, compassionate, happy, stronger, smarter, positive people who think as you do.

The International Club brings together experienced, like minded souls, who take a positive view and think outside the box… in constructive, thoughtful, doable ways.

Being in the club surrounds you with successful… positive… like minded souls.  This benefit alone is truly powerful stuff!

The courses you can attend free integrate Super Thinking with business and investing ideas and experience that enhance your health and wealth.

Focus on Ecuador & Smalltown USA & Canada

Learn how to create a BIG INCOME by thinking SMALL.   At the seminars you meet speakers who are attorneys and real estate experts for both Ecuador and small town USA.   You’ll rub shoulders with experts on global investing and pensions who can help you increase and protect your savings and pensions also how to increase the income you earn in positive ways you enjoy as you help your community.

(See a list of speakers you’ll meet at the club meetings along with other club members below).

Absorb  through  Osmosis

Merri and I are in our 45th year of organizing courses, seminars and newsletters about international and Super Thinking  lifestyles. The importance of this sharing… by like minded souls… was reinforced when a delegate from a course sent an email that said:

My Dearest Merri and Gary, Thank you for your most gracious hospitality last weekend. I am just thrilled at being a part of your group. You and Gary were exactly as I imagined you to be, warm friendly, kind, considerate, genuine, helpful, fun, sincere, what else can I say……I felt so comfortable in your presence and learned so much in your course. I was sad to leave the farm that Sunday afternoon. You made us all feel so welcome and cared about. You were so kind to make arrangements for a ride with the other delegates from the Charlotte Airport. They were so nice to me and so helpful, by the time the weekend was over I felt like they were my long lost brothers. Monday morning we all had breakfast at the airport together and I was so sad to see them go, I was sad the weekend was over, perhaps sad is not the right word for how I was feeling perhaps Gratitude is a better way to describe it. Grateful for having the opportunity to share the weekend with such wonderful, like minded Human Beings, in the beautiful mountains of North Carolina. Thank you Merri and Gary.  Thanks to you I now have new hope and a new direction to move forward in my life.  I know by attending your classes and conferences that through education and due diligence I will make the right choices.

This delegate’s comments about “belonging and feeling like a brother” to the other delegates is a wonderful refrain we have heard from our readers, year after year.

24 years ago Merri and I created a way that readers can join us to be immersed in a year-long learning program through our International Club.

The ideas behind this program began all those years ago in Vienna, Austria while we were conducting a course there.  One of our older delegates, had some sort of attack. The first fear was heart trouble. Several delegates took him to the hospital.  Others stayed with him there. I don’t think that delegate was alone for a minute!

What impressed Merri and me was that no one asked the delegates to help this man.

The friendships of delegates sharing many courses had just grown so strong that it was a natural reaction, just as if a family member was ill. Fortunately, it was only travel fatigue and the delegate didn’t miss a session of the course!

When you join our International Club 2013 you become part of a special family. The very first member to join the club all those years ago wrote, Thank you for the enjoyable and informative courses. I am pleased to be part of your international family and look forward to continuing my education at the next course.

His feeling struck a familiar chord. It has always been one of my greatest satisfactions to see how much fun delegates have getting together, sharing information and making friendships as we learn how to improve our health and increase our wealth.

The courses draw like-minded souls.  For this reason some delegates come back again and again. They come to learn, but also to be with their many friends made at the courses. When like-minded souls get together again and again to discuss a common purpose, magic happens! I can’t explain it in any other way-but it is true.

In a way our meetings are almost like family reunions. Perhaps it is getting together and reflecting on what has been said and what has been happening.

Learning with those who are also interested in the world creates thoughts that multiply the value of what we gain.  This is hard to describe but results are most powerful and wonderful!  This is to me is as important as the great financial benefit of attending many of our courses.

See the 2013 seminars in detail  below.

We started and have continued the International Club for 24 years because there are wonderful benefits from having repeat delegates at courses. Having repeat delegates makes the whole course somehow more exciting for all. Being a repeat delegate makes it easier to make and keep wealth and to lock in the knowledge you gain. It’s an exciting lifestyle. We have fun, gain adventure, discovery and friendships and share ways to improve our health and wealth!

You can see from the schedule above a very busy schedule for 2013. Very few club members actually attend every seminar.  Many  attend almost all of them!  Of course we hope you be with us for all of them, but even if you attend just two of the seminars, you gain considerable savings.

Another savings: Lifestyle for Two.

We want couples! As a member of the program, you are entitled to bring another person to every single course or tour. The cost for that extra person will be ZERO! You can bring whomever you wish. Bring your spouse, a friend, son or daughter, partner, accountant, adviser. You can bring the same person each time or a different person, whomever you choose to accompany you. (Accommodations and air fares relating to the courses are not included for members, delegates or their guests.)

The International Club fee of $1,799 is less than the price of two seminars.

I invite you to be a member of the International Club which allows you and your guest of your choice to attend all of these courses and tours.

Let’s prosper in these times of change. Won’t you join us in this exciting club and share Merri’s and my lifestyle for the next year? Join us at our farms and visit Ecuador. We look forward to seeing you at as many courses as possible and sharing this wonderful world of abundance and well being with you!

Gary

You can attend all of our seminar , courses online courses and more plus $1,246 of online value.  Club membership is $1,799. 

Become an International Club  Member $1,799.

Attend as many of the courses below as you desire.

August 31- September 1-2 Super Thinking & Writers Camp at Merrily Farms, NC.

October 4-5-6 Super Thinking & Writer’s Camp West Jefferson, NC

November 15-16-17  Super Thinking & Writer’s Camp Mt. Dora, Florida

January 10-11-12, 2014 Super Thinking + Spanish  Mt. Dora, Florida

February 14-15-16, 2014  Super Thinking & Writer’s Camp  Mt. Dora, Florida

In additional Super Spanish courses will be scheduled in Canada, Mexico. and the US throughout the year.

(Dates subject to change).

Join us in 2013 – 2014 and learn how to take advantage of the fact that the Sun Always Shines Somewhere

Here is the Super Spanish teacher schedule:

June 21-22-23  Super Thinking + Spanish  St. Charles, MO  (Teacher Mark Frakes)

July 12-13-14  Super Thinking + Spanish  Kelowna, BC, Canada  (Teachers Shawn & Suzanne Bandick)

August 16-17-18  Super Thinking + Spanish  St. Charles, MO   (Teacher Mark Frakes)

September 27-28-29  Super Thinking + Spanish  St. Charles, (Teacher Mark Frakes)

October 3-5  Super Thinking + Spanish Atlantic City NJ  (Teacher Rick Brown)

November 21-22-23  Super Thinking + Spanish  Puerto Aventuras, Mexico (Teachers Suzanne & Shawn Bandick)

 

Yes, I want to become an International Club Member. 

Annual membership $1,799. Click  here.

 

 

 

Double D Investing Haven


The Double D Investing Haven is the Dollar and Danish kroner.

Last week JGAM sent me the note below about two haven currencies.

U.S. dollar and Danish kroner used as safe haven currencies

There is a good chance that this week will end with relief on markets as a successful Spanish bond auction and positive economic news from the U.S. yesterday caused global equities to rise for the first time this week. At the Spanish auction buyers asked for 6bn euro worth of debt, almost twice the initial bonds on offer.

Monday risk assets suffered significant losses as investors had second thoughts on last week’s EU summit agreement. As Martin Wolf, chief economics commentator, wrote in the Financial Times on 14 Dec, “A disastrous failure at the summit… to tighten the screws on fiscal deviants. It may feel good. But it will not work.” Also, Italy auctioned 7bn euro of 1-year bonds at a yield close to 6%, slightly lower than an auction one month ago but still an extreme and unsustainable level.

Tuesday, the U.S. Federal Reserve published a standstill statement as the central bank on the one hand has become more optimistic on the U.S. economic outlook, and on the other hand remains concerned about the potential damage the eurozone crisis may have.

Wednesday, stocks and the euro continued to sink. The euro declined below 130 U.S. dollar for the first time since January 2011. The dollar not only strengthened against the euro, the dollar index also jumped to 80.5, close to the high for the year. The general dollar rise is an indication of investors seeking safe haven. Something similar is happening to the Danish kroner. It’s strong and therefore, the Danish National Bank lowered its leading interest rate another notch down to 0.7%, now 0.3% points below the euro level.

Let’s look at those currencies compared to the BRIC  (Brazil, Russia, India and China) as well as the euro.

A dollar euro chart from www.finance.yahoo.com shows  woo thegreenback is rising thugh far from where it skyrocketed in the 2009 crisis.

brazil-charts

The long term fundamentals of the Brazilian currency are much higher than the dollar’s so the dollar offers protection now but once its gets around two real per dollar there will be some good opportunity.

Brazil is a good value market with strong long term potential and investments in the Wisdom Tree Dreyfus Brazilian Real Fund can add a solid holding in a multi currency portfolio.  As this fund price falls… as is shown in its chart (also from www.finance.yahoo.com), this market’s downturn  creates greater value.

brazil-charts

Get multi currency updates faster.

My normal messages take time to post and mail.  To speed up the process I have added Twitter to our service. I sent a tweet leading to this site last week.

Twitter gives me the ability to get messages to you faster so I invite you to follow my tweets at http://twitter.com/garyascott

Tweets also give you a way to pass on the information quickly to others that you feel will benefit from this information.

Get more multi currency information.

International Club members and Multi Currency Portfolio Subscribers can see research on all the BRIC countries and euro plus our previous comments on Brazil in September at their password protected site here

International Club members and Multi Currency Portfolio Subscribers can read the full Cash in Crash – Brazil Brazil report at their password protected site here .

The Cash in Crash – Brazil report can be purchased at www.amazon.com to be read on the Kindle, $4.99.

Learn how to get a Multi Currency Portfolio password.

Gary

Join us for a year and receive all our services, seminars and courses FREE.

Belong to the International Club

Join Merri and me.  Spread an epidemic of success… in health… wealth…. service to the community and personal fulfillment.   Be infected with positive purpose…. enthusiasm… fulfillment… extra income, profits and fun.

I invite you to join the International Club for 2013-2014.

As a club member you save on seminars, courses, online courses plus Spanish lessons and Ecuador tour discounts.

Join Merri and me for all the courses and seminars that we’ll conduct in 2013 and 2014 FREE.  Gain positive solutions to economic, financial and lifestyle developments.

Here are the courses you can attend at no cost.

August 31- Sept 1-2 Super Thinking Writer’s Camp West Jefferson, NC.

October 4-5-6 Super Thinking Writer’s Camp, West Jefferson, NC.

November 15-16-17 Super Thinking Writer’s Camp, Mt. Dora, Fl.

January 10-11-12, 2014 Super Thinking + Spanish, Mt. Dora, Fl.

February 14-15-16, 2014  Super Thinking Writer’s Camp, Mt. Dora Fl.

In addition members receive discounts on Ecuador farm tours and Spanish courses conducted by our Ateam Ecuador and Super Spanish teachers.  For example Super Spanish courses that are normally $699 are $175.  Ecuador real estate tours are reduced 20%.

Here is the Super Spanish teacher schedule:

June 21-22-23  Super Thinking + Spanish  St. Charles, MO  (Teacher Mark Frakes)

July 12-13-14  Super Thinking + Spanish  Kelowna, BC, Canada  (Teachers Shawn & Suzanne Bandick)

August 16-17-18  Super Thinking + Spanish  St. Charles, MO   (Teacher Mark Frakes)

September 27-28-29  Super Thinking + Spanish  St. Charles, (Teacher Mark Frakes)

October 3-5  Super Thinking + Spanish Atlantic City NJ  (Teacher Rick Brown)

November 21-22-23  Super Thinking + Spanish  Puerto Aventuras, Mexico  (Teachers Suzanne & Shawn Bandick)

 

We conduct our courses in the peace and quiet of  Smalltown USA.

Part of the courses we conduct are held at Jefferson Landing where we conduct seminars in West Jefferson NC

jefferson-landing-nc

Jefferson Landing

50 delegates joined us.

ashe-county

The seminar in action.

Here are photos I took of Mt. Dora…

mt-dora-images tags:
This is home of our winter courses.

After the seminar, International Club members join us at our home to talk with the speakers.

gary-scott-home

International Club members meeting in our home after a North Carolina seminar.

There are many benefits of membership.

Most members join us for at least three courses… one investing and business, one writers camp and one Spanish course.  That alone creates a $1,198 savings. Some members attend every course plus more.

You (and a guest of your choice) can attend all of the seminars we have already set for 2013 and 2014 plus any others we decide to conduct in the year ahead FREE.

As a club member you also receive seven online reports, courses and workshops worth $1,246 FREE.

The first of these seven online courses is “Tangled Web – How to Have an Internet Business,” normally sold at $299.

The second is our online course “Self Fulfilled – How to be a Self Publisher”, which has a $299 value. I am sending you this extra course free as I think it will help you have greater success. This is an extra $299 savings.

The third is our online course “International Business Made EZ” sold at $299.

You also receive fourth the 50 minute video by our webmaster David Cross on “How to Get Your Web Business Started”.

Your fifth course is the 50+ lesson course “How to Create your Own Website Using Sitesell” by Michelle Toole. (We are proud that this course was written by a student of our courses showing how well the 43 years of knowledge that Merri and I have accumulated and put into these programs can help you start your own global micro business.)

Sixth, you become a beta member in our newest online course “Event – Full Business – How to have a Seminar and Tour Business” currently offered at $349.

When you enroll, we’ll send you a password that makes the online courses easy to access at the Club website.  You can reserve as many seminars as you desire.

Five Positive Steps

Join Merri and me as we look at positive ways to prosper during 2013 and 2014.  Here are five ways to gain from the forces of change.

#1: Having your own micro business for extra earnings, freedom, fulfillment and fun.

#2: Living and prospering in lower cost countries or small towns.

#3: Multi currency investing through US brokers and bankers abroad.

#4: Commodities that rise with inflation.

#5: Good value real estate…. especially multi dimensional and agricultural property.

We have specialized for over four decades in helping our readers excel in these five inflation beating opportunities.

The big benefits of belonging to the International Club are the power of repetition, updates and international friendships.  As a club member, you become friends with other members as you meet again and again.

Your first saving is on waived seminar fees for the seminars over the next year.

As you will see above and below you can attend Florida & North Carolina seminars.  If you attend just two of these seminars, the $1,799 membership fee will have already created a savings for you.

Yet there is more.  Much more.

ashe-county

International Club members meeting in West Jefferson for a reception after the North Carolina seminar.

Enough…. Enough with the Bad News.

Our mantra is BE POSITIVE in this negative world.  There is nothing as valuable as rarity but we need to remember that bad news sells. This means the mainstream media has slipped into offering information with an adrenaline rush.  Mayhem, murder and natural disasters.   These negative events will happen…. globally. We cannot do much about this.  Dwelling on insolvable negativity is not good for our health or wealth.

A recent quote from the Abraham Hicks website explains why nicely.

Continuing to tell stories of shortage only continues to contradict your desire for abundance, and you cannot have it both ways: You cannot focus upon unwanted and receive wanted. You cannot focus upon stories about money that make you feel uncomfortable and allow into your experience what makes you feel comfortable. A different story will bring different results: My thoughts are the basis for the attraction of all things that I consider to be good, which includes enough money, and health, for my comfort and joy.

Make the Years Ahead Your Best Years Ever

What we can do is make ourselves Friendlier, More Compassionate, Happier, Stronger, More Energetic with greater intellect.  The way to start is to surround ourselves with successful, friendly, compassionate, happy, stronger, smarter, positive people who think as you do.

The International Club brings together experienced, like minded souls, who take a positive view and think outside the box… in constructive, thoughtful, doable ways.

Being in the club surrounds you with successful… positive… like minded souls.  This benefit alone is truly powerful stuff!

The courses you can attend free integrate Super Thinking with business and investing ideas and experience that enhance your health and wealth.

Focus on Ecuador & Smalltown USA & Canada

Learn how to create a BIG INCOME by thinking SMALL.   At the seminars you meet speakers who are attorneys and real estate experts for both Ecuador and small town USA.   You’ll rub shoulders with experts on global investing and pensions who can help you increase and protect your savings and pensions also how to increase the income you earn in positive ways you enjoy as you help your community.

(See a list of speakers you’ll meet at the club meetings along with other club members below).

Absorb  through  Osmosis

Merri and I are in our 45th year of organizing courses, seminars and newsletters about international and Super Thinking  lifestyles. The importance of this sharing… by like minded souls… was reinforced when a delegate from a course sent an email that said:

My Dearest Merri and Gary, Thank you for your most gracious hospitality last weekend. I am just thrilled at being a part of your group. You and Gary were exactly as I imagined you to be, warm friendly, kind, considerate, genuine, helpful, fun, sincere, what else can I say……I felt so comfortable in your presence and learned so much in your course. I was sad to leave the farm that Sunday afternoon. You made us all feel so welcome and cared about. You were so kind to make arrangements for a ride with the other delegates from the Charlotte Airport. They were so nice to me and so helpful, by the time the weekend was over I felt like they were my long lost brothers. Monday morning we all had breakfast at the airport together and I was so sad to see them go, I was sad the weekend was over, perhaps sad is not the right word for how I was feeling perhaps Gratitude is a better way to describe it. Grateful for having the opportunity to share the weekend with such wonderful, like minded Human Beings, in the beautiful mountains of North Carolina. Thank you Merri and Gary.  Thanks to you I now have new hope and a new direction to move forward in my life.  I know by attending your classes and conferences that through education and due diligence I will make the right choices.

This delegate’s comments about “belonging and feeling like a brother” to the other delegates is a wonderful refrain we have heard from our readers, year after year.

24 years ago Merri and I created a way that readers can join us to be immersed in a year-long learning program through our International Club.

The ideas behind this program began all those years ago in Vienna, Austria while we were conducting a course there.  One of our older delegates, had some sort of attack. The first fear was heart trouble. Several delegates took him to the hospital.  Others stayed with him there. I don’t think that delegate was alone for a minute!

What impressed Merri and me was that no one asked the delegates to help this man.

The friendships of delegates sharing many courses had just grown so strong that it was a natural reaction, just as if a family member was ill. Fortunately, it was only travel fatigue and the delegate didn’t miss a session of the course!

When you join our International Club 2013 you become part of a special family. The very first member to join the club all those years ago wrote, Thank you for the enjoyable and informative courses. I am pleased to be part of your international family and look forward to continuing my education at the next course.

His feeling struck a familiar chord. It has always been one of my greatest satisfactions to see how much fun delegates have getting together, sharing information and making friendships as we learn how to improve our health and increase our wealth.

The courses draw like-minded souls.  For this reason some delegates come back again and again. They come to learn, but also to be with their many friends made at the courses. When like-minded souls get together again and again to discuss a common purpose, magic happens! I can’t explain it in any other way-but it is true.

In a way our meetings are almost like family reunions. Perhaps it is getting together and reflecting on what has been said and what has been happening.

Learning with those who are also interested in the world creates thoughts that multiply the value of what we gain.  This is hard to describe but results are most powerful and wonderful!  This is to me is as important as the great financial benefit of attending many of our courses.

See the 2013 seminars in detail  below.

We started and have continued the International Club for 24 years because there are wonderful benefits from having repeat delegates at courses. Having repeat delegates makes the whole course somehow more exciting for all. Being a repeat delegate makes it easier to make and keep wealth and to lock in the knowledge you gain. It’s an exciting lifestyle. We have fun, gain adventure, discovery and friendships and share ways to improve our health and wealth!

You can see from the schedule above a very busy schedule for 2013. Very few club members actually attend every seminar.  Many  attend almost all of them!  Of course we hope you be with us for all of them, but even if you attend just two of the seminars, you gain considerable savings.

Another savings: Lifestyle for Two.

We want couples! As a member of the program, you are entitled to bring another person to every single course or tour. The cost for that extra person will be ZERO! You can bring whomever you wish. Bring your spouse, a friend, son or daughter, partner, accountant, adviser. You can bring the same person each time or a different person, whomever you choose to accompany you. (Accommodations and air fares relating to the courses are not included for members, delegates or their guests.)

The International Club fee of $1,799 is less than the price of two seminars.

I invite you to be a member of the International Club which allows you and your guest of your choice to attend all of these courses and tours.

Let’s prosper in these times of change. Won’t you join us in this exciting club and share Merri’s and my lifestyle for the next year? Join us at our farms and visit Ecuador. We look forward to seeing you at as many courses as possible and sharing this wonderful world of abundance and well being with you!

Gary

You can attend all of our seminar , courses online courses and more plus $1,246 of online value.  Club membership is $1,799. 

Become an International Club  Member $1,799.

Attend as many of the courses below as you desire.

August 31- September 1-2 Super Thinking & Writers Camp at Merrily Farms, NC.

October 4-5-6 Super Thinking & Writer’s Camp West Jefferson, NC

November 15-16-17  Super Thinking & Writer’s Camp Mt. Dora, Florida

January 10-11-12, 2014 Super Thinking + Spanish  Mt. Dora, Florida

February 14-15-16, 2014  Super Thinking & Writer’s Camp  Mt. Dora, Florida

In additional Super Spanish courses will be scheduled in Canada, Mexico. and the US throughout the year.

(Dates subject to change).

Join us in 2013 – 2014 and learn how to take advantage of the fact that the Sun Always Shines Somewhere

Here is the Super Spanish teacher schedule:

June 21-22-23  Super Thinking + Spanish  St. Charles, MO  (Teacher Mark Frakes)

July 12-13-14  Super Thinking + Spanish  Kelowna, BC, Canada  (Teachers Shawn & Suzanne Bandick)

August 16-17-18  Super Thinking + Spanish  St. Charles, MO   (Teacher Mark Frakes)

September 27-28-29  Super Thinking + Spanish  St. Charles, (Teacher Mark Frakes)

October 3-5  Super Thinking + Spanish Atlantic City NJ  (Teacher Rick Brown)

November 21-22-23  Super Thinking + Spanish  Puerto Aventuras, Mexico (Teachers Suzanne & Shawn Bandick)

 

Yes, I want to become an International Club Member. 

Annual membership $1,799. Click  here.

 

 

Two Haven Currencies


Here are two haven currencies.

Jyske Global Asset Mangers just sent me this note:    U.S. dollar and Danish kroner used as safe haven currencies

There is a good chance that this week will end with relief on markets as a successful Spanish bond auction and positive economic news from the U.S. yesterday caused global equities to rise for the first time this week. At the Spanish auction buyers asked for 6bn euro worth of debt, almost twice the initial bonds on offer.

Monday, risk assets suffered significant losses as investors had second thoughts on last week’s EU summit agreement. As Martin Wolf, chief economics commentator, wrote in the Financial Times on 14 Dec, “A disastrous failure at the summit… to tighten the screws on fiscal deviants. It may feel good. But it will not work.” Also, Italy auctioned 7bn euro of 1-year bonds at a yield close to 6%, slightly lower than an auction one month ago but still an extreme and unsustainable level.

Tuesday, the U.S. Federal Reserve published a standstill statement as the central bank on the one hand has become more optimistic on the U.S. economic outlook, and on the other hand remains concerned about the potential damage the eurozone crisis may have.

Wednesday, stocks and the euro continued to sink. The euro declined below 130 U.S. dollar for the first time since January 2011. The dollar not only strengthened against the euro, the dollar index also jumped to 80.5, close to the high for the year. The general dollar rise is an indication of investors seeking safe haven. Something similar is happening to the Danish kroner. It’s strong and therefore, the Danish National Bank lowered its leading interest rate another notch down to 0.7%, now 0.3% points below the euro level.

Let’s look at those currencies compared to the BRIC  (Brazil, Russia, India and China) as well as the euro.

A dollar euro chart from www.finance.yahoo.com shows  woo thegreenback is rising thugh far from where it skyrocketed in the 2009 crisis.

brazil-charts

The long term fundamentals of the Brazilian currency are much higher than the dollar’s so the dollar offers protection now but  once its gets around two real per dollar there will be some good opportunity.

Brazil is a good value market with strong long term potential and investments in the Wisdom Tree Dreyfus Brazilian Real Fund can add a solid holding in a multi currency portfolio.  As this fund price falls… as is shown in its chart (also from www.finance.yahoo.com) this market’s downturn  creates greater value.

brazil-charts

International Club members and Multi Currency Portfolio Subscribers can see research on all the BRIC countries and euro plus our previous comments on Brazil in September at their password protected site here

International Club members and Multi Currency Portfolio Subscribers can read the full Cash in Crash – Brazil Brazil report at their password protected site here .

The Cash in Crash – Brazil report can be purchased at www.amazon.com to be read on the Kindle, $4.99.

Gary

Learn how to get a Multi Currency Portfolio password.

Join us for a year and receive all our services, seminars and courses FREE.

Belong to the International Club

Join Merri and me.  Spread an epidemic of success… in health… wealth…. service to the community and personal fulfillment.   Be infected with positive purpose…. enthusiasm… fulfillment… extra income, profits and fun.

I invite you to join the International Club for 2013-2014.

As a club member you save on seminars, courses, online courses plus Spanish lessons and Ecuador tour discounts.

Join Merri and me for all the courses and seminars that we’ll conduct in 2013 and 2014 FREE.  Gain positive solutions to economic, financial and lifestyle developments.

Here are the courses you can attend at no cost.

August 31- Sept 1-2 Super Thinking Writer’s Camp West Jefferson, NC.

October 4-5-6 Super Thinking Writer’s Camp, West Jefferson, NC.

November 15-16-17 Super Thinking Writer’s Camp, Mt. Dora, Fl.

January 10-11-12, 2014 Super Thinking + Spanish, Mt. Dora, Fl.

February 14-15-16, 2014  Super Thinking Writer’s Camp, Mt. Dora Fl.

In addition members receive discounts on Ecuador farm tours and Spanish courses conducted by our Ateam Ecuador and Super Spanish teachers.  For example Super Spanish courses that are normally $699 are $175.  Ecuador real estate tours are reduced 20%.

Here is the Super Spanish teacher schedule:

June 21-22-23  Super Thinking + Spanish  St. Charles, MO  (Teacher Mark Frakes)

July 12-13-14  Super Thinking + Spanish  Kelowna, BC, Canada  (Teachers Shawn & Suzanne Bandick)

August 16-17-18  Super Thinking + Spanish  St. Charles, MO   (Teacher Mark Frakes)

September 27-28-29  Super Thinking + Spanish  St. Charles, (Teacher Mark Frakes)

October 3-5  Super Thinking + Spanish Atlantic City NJ  (Teacher Rick Brown)

November 21-22-23  Super Thinking + Spanish  Puerto Aventuras, Mexico  (Teachers Suzanne & Shawn Bandick)

 

We conduct our courses in the peace and quiet of  Smalltown USA.

Part of the courses we conduct are held at Jefferson Landing where we conduct seminars in West Jefferson NC

jefferson-landing-nc

Jefferson Landing

50 delegates joined us.

ashe-county

The seminar in action.

Here are photos I took of Mt. Dora…

mt-dora-images tags:
This is home of our winter courses.

After the seminar, International Club members join us at our home to talk with the speakers.

gary-scott-home

International Club members meeting in our home after a North Carolina seminar.

There are many benefits of membership.

Most members join us for at least three courses… one investing and business, one writers camp and one Spanish course.  That alone creates a $1,198 savings. Some members attend every course plus more.

You (and a guest of your choice) can attend all of the seminars we have already set for 2013 and 2014 plus any others we decide to conduct in the year ahead FREE.

As a club member you also receive seven online reports, courses and workshops worth $1,246 FREE.

The first of these seven online courses is “Tangled Web – How to Have an Internet Business,” normally sold at $299.

The second is our online course “Self Fulfilled – How to be a Self Publisher”, which has a $299 value. I am sending you this extra course free as I think it will help you have greater success. This is an extra $299 savings.

The third is our online course “International Business Made EZ” sold at $299.

You also receive fourth the 50 minute video by our webmaster David Cross on “How to Get Your Web Business Started”.

Your fifth course is the 50+ lesson course “How to Create your Own Website Using Sitesell” by Michelle Toole. (We are proud that this course was written by a student of our courses showing how well the 43 years of knowledge that Merri and I have accumulated and put into these programs can help you start your own global micro business.)

Sixth, you become a beta member in our newest online course “Event – Full Business – How to have a Seminar and Tour Business” currently offered at $349.

When you enroll, we’ll send you a password that makes the online courses easy to access at the Club website.  You can reserve as many seminars as you desire.

Five Positive Steps

Join Merri and me as we look at positive ways to prosper during 2013 and 2014.  Here are five ways to gain from the forces of change.

#1: Having your own micro business for extra earnings, freedom, fulfillment and fun.

#2: Living and prospering in lower cost countries or small towns.

#3: Multi currency investing through US brokers and bankers abroad.

#4: Commodities that rise with inflation.

#5: Good value real estate…. especially multi dimensional and agricultural property.

We have specialized for over four decades in helping our readers excel in these five inflation beating opportunities.

The big benefits of belonging to the International Club are the power of repetition, updates and international friendships.  As a club member, you become friends with other members as you meet again and again.

Your first saving is on waived seminar fees for the seminars over the next year.

As you will see above and below you can attend Florida & North Carolina seminars.  If you attend just two of these seminars, the $1,799 membership fee will have already created a savings for you.

Yet there is more.  Much more.

ashe-county

International Club members meeting in West Jefferson for a reception after the North Carolina seminar.

Enough…. Enough with the Bad News.

Our mantra is BE POSITIVE in this negative world.  There is nothing as valuable as rarity but we need to remember that bad news sells. This means the mainstream media has slipped into offering information with an adrenaline rush.  Mayhem, murder and natural disasters.   These negative events will happen…. globally. We cannot do much about this.  Dwelling on insolvable negativity is not good for our health or wealth.

A recent quote from the Abraham Hicks website explains why nicely.

Continuing to tell stories of shortage only continues to contradict your desire for abundance, and you cannot have it both ways: You cannot focus upon unwanted and receive wanted. You cannot focus upon stories about money that make you feel uncomfortable and allow into your experience what makes you feel comfortable. A different story will bring different results: My thoughts are the basis for the attraction of all things that I consider to be good, which includes enough money, and health, for my comfort and joy.

Make the Years Ahead Your Best Years Ever

What we can do is make ourselves Friendlier, More Compassionate, Happier, Stronger, More Energetic with greater intellect.  The way to start is to surround ourselves with successful, friendly, compassionate, happy, stronger, smarter, positive people who think as you do.

The International Club brings together experienced, like minded souls, who take a positive view and think outside the box… in constructive, thoughtful, doable ways.

Being in the club surrounds you with successful… positive… like minded souls.  This benefit alone is truly powerful stuff!

The courses you can attend free integrate Super Thinking with business and investing ideas and experience that enhance your health and wealth.

Focus on Ecuador & Smalltown USA & Canada

Learn how to create a BIG INCOME by thinking SMALL.   At the seminars you meet speakers who are attorneys and real estate experts for both Ecuador and small town USA.   You’ll rub shoulders with experts on global investing and pensions who can help you increase and protect your savings and pensions also how to increase the income you earn in positive ways you enjoy as you help your community.

(See a list of speakers you’ll meet at the club meetings along with other club members below).

Absorb  through  Osmosis

Merri and I are in our 45th year of organizing courses, seminars and newsletters about international and Super Thinking  lifestyles. The importance of this sharing… by like minded souls… was reinforced when a delegate from a course sent an email that said:

My Dearest Merri and Gary, Thank you for your most gracious hospitality last weekend. I am just thrilled at being a part of your group. You and Gary were exactly as I imagined you to be, warm friendly, kind, considerate, genuine, helpful, fun, sincere, what else can I say……I felt so comfortable in your presence and learned so much in your course. I was sad to leave the farm that Sunday afternoon. You made us all feel so welcome and cared about. You were so kind to make arrangements for a ride with the other delegates from the Charlotte Airport. They were so nice to me and so helpful, by the time the weekend was over I felt like they were my long lost brothers. Monday morning we all had breakfast at the airport together and I was so sad to see them go, I was sad the weekend was over, perhaps sad is not the right word for how I was feeling perhaps Gratitude is a better way to describe it. Grateful for having the opportunity to share the weekend with such wonderful, like minded Human Beings, in the beautiful mountains of North Carolina. Thank you Merri and Gary.  Thanks to you I now have new hope and a new direction to move forward in my life.  I know by attending your classes and conferences that through education and due diligence I will make the right choices.

This delegate’s comments about “belonging and feeling like a brother” to the other delegates is a wonderful refrain we have heard from our readers, year after year.

24 years ago Merri and I created a way that readers can join us to be immersed in a year-long learning program through our International Club.

The ideas behind this program began all those years ago in Vienna, Austria while we were conducting a course there.  One of our older delegates, had some sort of attack. The first fear was heart trouble. Several delegates took him to the hospital.  Others stayed with him there. I don’t think that delegate was alone for a minute!

What impressed Merri and me was that no one asked the delegates to help this man.

The friendships of delegates sharing many courses had just grown so strong that it was a natural reaction, just as if a family member was ill. Fortunately, it was only travel fatigue and the delegate didn’t miss a session of the course!

When you join our International Club 2013 you become part of a special family. The very first member to join the club all those years ago wrote, Thank you for the enjoyable and informative courses. I am pleased to be part of your international family and look forward to continuing my education at the next course.

His feeling struck a familiar chord. It has always been one of my greatest satisfactions to see how much fun delegates have getting together, sharing information and making friendships as we learn how to improve our health and increase our wealth.

The courses draw like-minded souls.  For this reason some delegates come back again and again. They come to learn, but also to be with their many friends made at the courses. When like-minded souls get together again and again to discuss a common purpose, magic happens! I can’t explain it in any other way-but it is true.

In a way our meetings are almost like family reunions. Perhaps it is getting together and reflecting on what has been said and what has been happening.

Learning with those who are also interested in the world creates thoughts that multiply the value of what we gain.  This is hard to describe but results are most powerful and wonderful!  This is to me is as important as the great financial benefit of attending many of our courses.

See the 2013 seminars in detail  below.

We started and have continued the International Club for 24 years because there are wonderful benefits from having repeat delegates at courses. Having repeat delegates makes the whole course somehow more exciting for all. Being a repeat delegate makes it easier to make and keep wealth and to lock in the knowledge you gain. It’s an exciting lifestyle. We have fun, gain adventure, discovery and friendships and share ways to improve our health and wealth!

You can see from the schedule above a very busy schedule for 2013. Very few club members actually attend every seminar.  Many  attend almost all of them!  Of course we hope you be with us for all of them, but even if you attend just two of the seminars, you gain considerable savings.

Another savings: Lifestyle for Two.

We want couples! As a member of the program, you are entitled to bring another person to every single course or tour. The cost for that extra person will be ZERO! You can bring whomever you wish. Bring your spouse, a friend, son or daughter, partner, accountant, adviser. You can bring the same person each time or a different person, whomever you choose to accompany you. (Accommodations and air fares relating to the courses are not included for members, delegates or their guests.)

The International Club fee of $1,799 is less than the price of two seminars.

I invite you to be a member of the International Club which allows you and your guest of your choice to attend all of these courses and tours.

Let’s prosper in these times of change. Won’t you join us in this exciting club and share Merri’s and my lifestyle for the next year? Join us at our farms and visit Ecuador. We look forward to seeing you at as many courses as possible and sharing this wonderful world of abundance and well being with you!

Gary

You can attend all of our seminar , courses online courses and more plus $1,246 of online value.  Club membership is $1,799. 

Become an International Club  Member $1,799.

Attend as many of the courses below as you desire.

August 31- September 1-2 Super Thinking & Writers Camp at Merrily Farms, NC.

October 4-5-6 Super Thinking & Writer’s Camp West Jefferson, NC

November 15-16-17  Super Thinking & Writer’s Camp Mt. Dora, Florida

January 10-11-12, 2014 Super Thinking + Spanish  Mt. Dora, Florida

February 14-15-16, 2014  Super Thinking & Writer’s Camp  Mt. Dora, Florida

In additional Super Spanish courses will be scheduled in Canada, Mexico. and the US throughout the year.

(Dates subject to change).

Join us in 2013 – 2014 and learn how to take advantage of the fact that the Sun Always Shines Somewhere

Here is the Super Spanish teacher schedule:

June 21-22-23  Super Thinking + Spanish  St. Charles, MO  (Teacher Mark Frakes)

July 12-13-14  Super Thinking + Spanish  Kelowna, BC, Canada  (Teachers Shawn & Suzanne Bandick)

August 16-17-18  Super Thinking + Spanish  St. Charles, MO   (Teacher Mark Frakes)

September 27-28-29  Super Thinking + Spanish  St. Charles, (Teacher Mark Frakes)

October 3-5  Super Thinking + Spanish Atlantic City NJ  (Teacher Rick Brown)

November 21-22-23  Super Thinking + Spanish  Puerto Aventuras, Mexico (Teachers Suzanne & Shawn Bandick)

 

Yes, I want to become an International Club Member. 

Annual membership $1,799. Click  here.

 

New Yen Position by JGAM


Jyske Global Asset Management just sent this note about a new yen position.

December 8, 2011, JGAM’s Investment Committee held its ordinary monthly meeting. We decided to take a small Japanese yen (JPY) position in all managed asset allocation portfolios. This position shall be seen as part of our strategy to include more elements of “all weather investments” in our portfolios.

I agree with JGAM’s approach on spreading the portfolio globally for safety.  See why at Multi Currency Update

See how to get multi currency updates quickly when you follow my tweets.

Gary

Multi Currency Shift


Jyske Global Asset Management sent this note about a recent multi currency shift in their managed forex portfolios:

Stop loss on EUR/NZD

Dear Client,

On 10 November 2011 we recommended advisory clients to sell EUR and buy New Zealand dollars (NZD).

Our protective stop loss order on the short euro (EUR) and long New Zealand dollar (NZD) position has been executed and we have taken an unleveraged loss of 3.22% (1.7425 – 1.7987).

See how to get multi currency updates quickly when you follow my tweets.

Gary

Micro Currency Safety North


See an idea for multi currency safety with bond diversification in the North of Europe.

Friday’s email entitled “Message From a Tipi Man” looked at why global warming may favor nations up north.

jgam-headquarters

Jyske Global Asset Managers (JGAM) new offices. Address: H.C. Andersens Boulevard 11
1553 Copenhagen V, Denmark.

In 2008 during the last global economic crisis, I moved 15% of my portfolio into Swedish and Danish bonds funds.  They offered lousy returns but great stability and safety.   See below why Denmark may again be one of the safest places to invest now.

Here are excerpts from an email JGAM sent me last week (bolds are mine):  Latest news on Greece is that the Prime Minister, George Papandreou has resigned and a new crisis government has been formed to implement the necessary and unpopular austerity measures.  To be able to make ends meet, Greece is in need of the next tranche of the rescue package before mid December. Before being prepared to handing over this next pile of funds, the EU leaders wish to see some evidence that Greece indeed is prepared and willing to introduce these cuts. One hurdle now is that the leader of the opposition Mr. Samaras whose party forms part of the temporary government, does not seem to be prepared and willing to sign a document to this effect.

As a consequence, the financial markets started to fear a breakup of the latest rescue package which was agreed on by the leaders of the EU in the early hours on 27 October. A breakup would most likely lead to an uncontrolled default of Greece and a burst of the intended firewall around Greece.

Attention now has turned to Italy, who saw its 10-year bond yield reaching 7.25% representing unsustainable financing costs. Heavy pressure on Italy’s Prime Minister, Silvio Berlusconi has mounted for him to resign and hand over leadership to a temporary government of technocrats, like in Greece. Today Friday, Italy’s Senate will vote on a package of measures promised to the European Union aimed at boosting growth and cutting Italy’s debt of 1.9 trillion euros (USD 2.6 trillion), the world’s fourth biggest, in an attempt to shore up investor confidence and pave the way for an emergency caretaker government led by Mario Monti, the former European Union Competition Commissioner. Prime Minister Berlusconi has indicated that he is prepared to step down when the agreed austerity measures have been implemented. The latest development has led to a drop in the 10-year Italian bond yield to 6.6%.

If a solution is not found for Italy, then there is a fear that France also could become a target for financial unrest. In an effort to prevent ending in that situation, France, for the second time in three months, has announced a package of additional budget savings. A need for this move was caused by a sharp slowdown in growth that threaten to wipe out France’s fiscal target and put into play the country’s AAA sovereign debt rating. If France is downgraded then it will backfire on Greece’s rescue package as it contains a leverage of the European Financial Stability Facility (EFSF) fund from 440bn to 1,000bn EUR.

…… story to be continued.

The Industrial production in Germany plunged by 2.7% in September, undershooting market expectations three times more than the expected 0.9 % drop as among the 37 economists Bloomberg beforehand had collected estimates from. This development has increased the fear for a recession in Europe, as the German economy, being the largest in Europe, since autumn of 2008 has largely been alone to drive growth in Europe.

An analysis from the American National Bureau of Economic Research points that Denmark, Sweden, Finland and Norway are the safest countries in Europe to lend to. The analysis shows that Denmark since its establishment as an independent state in year 980 has always met its debt obligations and has never let down its creditors. At the other end of the scale is Greece, which since 1829 has defaulted on 50.6% of the debt which the country has established.

Multi currency diversification adds safety to your portfolio.  Added safety can come if a portion of that spread goes north.

JGAM just selected three new multi currency plays for its managed Forex accounts and advisory clients.

These ideas include adding (via currency sets) the  Singapore dollar.  JGAM’s research partner believes, that China will make a soft-landing. Food inflation has peaked and China has also managed to cool down the real estate market.With Europe, China’s biggest export market, heading into a recession the Chinese authorities may ease measures to spur growth and the Singapore dollar (SGD) will lead an Asian recovery.

See more about this Singapore position and the three multi currency portfolio sets.  Subscribers can access these ideas at their password protected site. Click here.

Learn how to get a Multi Currency password here.

Gary

See three simply ways to diversify into Nordic bonds here.

Learn more about multi currency portfolios here

Three Multi Currency Forex Ideas Include Singapore


Three new multi currency forex ideas include Singapore.

jgam-headquarters

Jyske Global Asset Managers (JGAM) new offices. Address: H.C. Andersens Boulevard 11
1553 Copenhagen V, Denmark.

JGAM just selected three new multi currency plays for its managed Forex accounts and advisory clients.

These ideas include adding (via currency sets) the  Singapore dollar.  JGAM’s research partner believes, that China will make a soft-landing. Food inflation has peaked and China has also managed to cool down the real estate market.With Europe, China´s biggest export market, heading into a recession the Chinese authorities may ease measures to spur growth and the Singapore dollar (SGD) will lead an Asian recovery.

See more about this Singapore position and the three multi currency portfolio sets.  Subscribers can access these ideas at their password protected site. Click here.

Learn how to get a Multi Currency password here.

Multi Currency Tip: Sell Australia & Brazil


JGAM has advised me to sell Australian dollars and Brazilian real.

I have four logical investment advisers and three who give me out of the box information.   Two of the four logical advisers (Thomas Fischer and Anders Neilsen) work at Jyske Global Asset Management (JGAM), so when JGAM sends me advice… I doubly listen.

Thomas-Fischer

Gary Scott with Thomas Fischer and Anders Neilsen

See a warning they sent me Friday and an excerpt from the Multi Currency Report I’ll send our Personal Portfolio readers this week…. outlining when to follow such advice…  explaining why I won’t now… but that many reader should.

JGAM sent me this note on Friday:  On 22 September, JGAM’s Investment Committee held an ad hoc meeting deciding to sell bonds denominated in Australian dollar (AUD) and Brazilian real (BRL). These trades have now been carried out. We sold the AUD bond with a nice profit and the BRL bond only gave us a small loss.

We took the decision to sell the bonds because of the increasing nervousness in the financial markets sparking a flight to safety in US dollar denominated Treasury bonds. We know from past experience in 2008 and 2009 that when investors run for safety then AUD and BRL can take a severe hit. Therefore, we decided to cash in and protect the funds you have entrusted with us.

Learn more from Thoams Fischer at JGAM

Here is an excerpt from the password Multi Currency Portfolio Update I’ll be sending out to our Multi Currency Portfolio subscribers.

Learn how to subscribe to our multi currency portfolio service.

The excerpt begins here.

The editor of a successful investment publication recently sent me this note:

Hi Gary, I hope all is well. We miss you guys and hope to see you soon but we know you have lots of irons in the fire..and new grandkids, etc. — so congrats!!

Just a quick question if you don’t mind — you’re always the guy I turn to with worries and I apologize for that –but how do you feel about Jyske Bank and its program in light of what’s happening in the currency markets?

My reply can provide a quick update of how I am diversifying right now.

We hope you two are well also.  All’s good here.  Busy but enjoying the Blue Ridge autumn.

We have our holdings at Jyske and our broker in London and feel comfortable with that.  Keep in mind all bonds and shares are held for your acct. so are your assets not the bank’s, plus accts are guaranteed by Danish and British Gvts. who are still both AAA.

We have greatly reduced the leverage (we were short US dollars) down to a very small amount. This reduces profit but also reduces risk.

We also are using cash in accounts to buy more real estate… currently have a four bedroom house in Lakeland, Florida under offer we’ll use as a rental.

Plus we have rentals here in the Blue Ridge as well as Cotacachi and San Clemente.

Here is our portfolio at JYSKE this time so you can see how we have spread out.

    Type          Int.    Rate    % of portfolio

Savings US  $  0.125%    5%    Currency
Savings EUR    0.125%    1%     Euro
Savings Pounds          2%     GBP

Equities

Jyske Invest Turkey     2%     Lira
JI European Equity    5%     Euro
Suntec Reit           2%     SGD
Hyflux Water            2%     SGD
Jyske Bank shares       4%     DKK
KGHM Polska Miedz (Copper Silver) 5%   PLN
Brookfield Renewable Power  5% CAD
Unicredit Itakian Bank  3%     Euro
Axel Springer AG German Publisher  Euro 2%
Sky Deutschland AG German TV   Euro 2%
Silver Wheaton Corporation Silver  5% US$

Bonds
Ishares Maci Latin Amer 5%     Mixed Latin
JI Emerging Local Bonds 4%     Mixed
JI Emergin Market Bonds    3%     Mixed
Mexican Bonos    MxnGvt  2%     MXN    Rate 8.000%   Mature 19.12.2013
Bond    Bombardier Inc.    2%     Can$        7.250%      15.11.2016
Bond    Rabobank, Nederland 4% NOK         4.000%      29.05.2013
Bond European Investment 5%    AUD         6.000%          14.08.2013
Bond Kreditanstalt Für     5%    CAD         4.950%      14.10.2014
Bond European Ivtment BK 5%    NZD         6.500%          10.09.2014
Euro Invment BK Turkey   3%    TRY        10.000%      28.01.2011
Euro Investment BK Brazil3%    BRL        11.125%          14.02.2013
Bond Brazil GVT            3%    BRL        12.500%      05.01.2016
Bond Brazil GVT            3%    BRL        12.500%      05.01.2016
Bond Euro Invment BK    3%    AUD         6.000%      14.08.2013
Bond Kreditanstalt Für   2%    NZD         6.250%      15.04.2013
Bond Euro Invment BK    3%    PLN         6.500%      12.08.2014
Bond Mexican Fixed Rate    3%    MXN         8.000%      17.12.2015

Loan                    -3%    USD     Interest rate 2.5%

End of excerpt.

Timing and strategy are the keys to long term multi currency investing so selling Australian dollars and Brazilian real will depend on  your timing, your strategy and when you bought and what you paid.. plus your current economic and investing position.

Take this advice and fit the data into your picture and consider the benefits of selling Australian dollars and Brazilian real.  Review this and your position with a financial planner because there is an added risk that for some time the Australian dollar and Brazilian real will fall.

Gary

 

International Investing & Micro Business in the Fourth Dimension


Let’s examine international investing & micro business in the fourth dimension.

Here is an excerpt from our upcoming lesson in our Self Publishing 202 – Tidbits on Kindle a real time online course built on how we are developing our publishing business via Amazon.com.

The Excerpt begins here:

Self Publishing 202… Tidbits on Kindle

Lesson Five:  Our Kindle Plan Using Authenticity

This lesson looks at our current Kindle plan and shows why authenticity is one of the most powerful and lasting assets your self publishing business can have.

Photos can help develop authenticity but currently do not fit into our Kindle publications but photos do fit into our overall plan.

micro-business photos

Often readers ask about our photos.  How we get them and what processes we use.  I carry my small pocket camera everywhere and shoot relevant shots when visual cues I see create publishing ideas.  This makes it easy to incorporate the photo into the message theme.

Pictures are important in publishing.  Studies have shown that pictures with relevance in online articles help strengthen the message… but fluff generic shots reduce effectiveness.

This is a reminder of the importance of authenticity.

This looks at the importance of authenticity in your Kindle (and all) publications (and all business as a matter of fact). Then we’ll look at how authenticity has helped Merri and me earn for 43 years, year in and year out, through good time and bad in our publishing and international business.

Authenticity is especially important for a micro businesses because small does not have the market acceptance that huge expenditures on brand advertising  can provide to a big business.

A micro business may offer a service that is more honest… less expensive and better than a big business… but the micro business cannot compete head on with a multi million dollar advertising budget that a big business will have.

In this era of transition being small is a benefit because:

#1: Micro businesses do not have to factor in ad costs so much.

#2: Micro business can be authentic more easily.  Developing a corporate culture is difficult.

#3: Technology has made it easier to run a small business at the same time it is eroding the power of broadcast and erasing the dimensions of time and space.

Technology is also eroding the three dimensions of height, width and depth.

In the old era the maxim… a picture is worth a thousand words was because we believed in what we saw.  No longer!  Digital photography has erased the authenticity of photography and shifted it further from a science to an art form.

Recently one of the messages at our website had a photo I shot of a blue heron in our front yard.

blue-heron

A reader wrote this and commented that it looked more like a painting rather than photograph.  That’s in part because even on my Mac Book Pro, the simple iPhoto allows me to change the colors and textures of this shot.

heron

After posting a scan of a really old Hong Kong photo of me with my sales team from the 1960s, a reader sent me…

Photo micro business

this upgrade.

Photo micro business

Technology has reduced the dimensions of time and space…but in addition it has eroded the dimension of truth.  This is a huge  groundswell shift which can create all kinds of business and publishing opportunity.

A September 3, 2011 Economist article entitled “Cameras get cleverer confirms this shift and says:  New approaches to photography treat it as a branch of computing as well as optics, making possible a range of new tricks.

Photography can trace its roots to the camera obscura, the optical principles of which were understood as early as the 5th century BC. Latin for a darkened chamber, it was just that: a shrouded box or room with a pinhole at one end through which light from the outside was projected onto a screen inside, displaying an inverted image. This, you might think, is a world away from modern digital cameras, brimming with fancy electronics which capture the wavelengths and intensity of light to produce high-resolution digital files. But the basic idea of focusing rays through an aperture onto a two-dimensional surface remains the same.

Now a novel approach to photographic imaging is making its way into cameras and smartphones. Computational photography, a subdiscipline of computer graphics, does not simply capture single images. The basic premise is to use multiple exposures, or multiple lenses, to capture information from which photographs may be derived. These data contains myriad potential pictures which software then converts into what looks like a conventional photo. More computer animation than a pinhole camera, in other words, though using real light refracted through a lens rather than the virtual sort.

In June this year Ren Ng, a former student of Dr. Levoy’s at Stanford, launched a new company called Lytro, promising to start selling an affordable snapshot camera later this year.

Dr. Ng has figured out a way to capture lots of images simultaneously. This approach is known as light-field photography, and Lytro’s camera will be its first commercial incarnation. In physics, a light field describes the direction of all the idealised light rays passing through an area. Dr. Levoy’s and Dr. Hanrahan’s seminal paper described a new way to model this field mathematically. Now, 15 years later, Dr. Ng has worked out how to implement the technique using off-the-shelf chips.

Dr. Ng’s camera uses an array of several hundred thousand microlenses inserted between an ordinary camera lens and digital image sensor. Each microlens functions as a kind of superpixel. A typical camera works by recording where light strikes the focal plane—the area onto which rays passing through a lens are captured.

Shoot first, refocus later.

For now, though, Lytro is targeting internet photo-sharers. It will let owners of its camera upload the image data and the processing tools to Facebook and other social networks. The firm has reportedly already raised $50m. Investors must be hoping that consumers find all the irritants that Lytro’s camera removes, like blurred or dim pictures, niggling enough to want them eliminated once and for all from their holiday snaps.

These changes in photography alter business and how it will move forward in ways we can only just begin to understand.

Here is how we are expanding our Amazon.com publications… why we will not use photos in these publications.. but how photos play a huge role in expanding income for the overall…. beyond Amazon.com plan.

(End of excerpt)

You can learn more about how to earn income publishing Kindle books on Amazon.com here.

Changes in photography show why most investors and businesses have huge risks from change.

When we think about photography we can understand risk from change better.  Look at what has happened to investments in Xerox or Kodak… businesses that did not change with technology.

Kodak share chart from www.finance.yahoo.com

fallen-shares

Xerox share chart.

fallen-shares

Even leading edge businesses like Netflix are having hickups keeping pace.

This firm is trying to shift its focus from CD to streaming and has lost 57% of its share value this year and over half its share price in the past year as this chart of the Netflix share price shows.

fallen-shares

Amazon.com and Hulu are wiping up on Netflix right now.

One way to overcome the risk of change is to make venture investments in companies like Lytro… the light-field camera makers. See a link to Lytro’s which is financed so far by private placement only but watch for this technology opportunity and see a link to Lytro’s website below.

Another way is to stay well diversified and be ready to shift your asset classes like  JGAM does for me and many readers of this site.  JGAM’s latest Portfolio outlines the the importance of staying on top of market shifts and adapting to change.

JGAM wrote: On 14 September, JGAM’s Investment Committee held an ad hoc meeting deciding to make use of a rebound in the stock and corporate bond market to sell securities and thereby unload risk. The decisions have been carried out and we are now underweight on all asset classes except cash (US dollar) and alternatives (gold and grains).

The world’s leading central banks have intervened and is now supporting European banks with unlimited US dollar (USD) funding. See our Market Update on 16 September for details on this. It’s our interpretation that this action from central banks underlines the seriousness of the situation in Europe and that unlimited liquidity does not solve the fundamental problem that many European banks will become insolvent if or when Greece defaults on its sovereign debt. A default could cause another financial crisis similar to the one we experienced in 2008.

In 2008, the financial crisis caused risky corporate bonds to take a severe hit. Some bonds tumbled more than 80%! We want to protect our clients against a similar scenario and therefore, we have sold the following risky bonds, mainly high yielding corporate bonds issued in euro (EUR); Auto-Teile-Unger 2014 (EUR), Mobile Tele 2012 (USD), Bombardier 2016 (EUR), AP Moeller-Maersk 2014 (EUR), Gaz Capital 2014 (EUR) and Republic of South Africa 2013 (EUR).

Furthermore, we have made some adjustments in the equity part of the portfolios, reducing risk exposure by selling the following mainly cyclical and/or EUR exposed stocks; Neurosearch, Bayer, Telefonica, Toshiba, Suez Environment, Cisco and iShares MSCI Asia.

Finally, we have changed the loan mix on leveraged portfolios from a mix of yen (JPY), USD and EUR to a 100% EUR funding. We expect EUR to depreciate if or when Greece default.

To us, it’s no longer a question whether Greece will default, the question is when. Central banks and other policymakers are trying to buy time and postpone the default in order to give European banks sufficient time to become enough capitalized to be able to survive another financial crisis. We have now protected your portfolios better against the rising and already high risk that this risk scenario will play out.

Learn how JGAM can hep you invest to protect against the risks of change by contacting Thomas Fischer at Fischer@jgam.com  

Gary

Join Merri and me with Thomas Fischer this October in North Carolina.  See how to invest and earn into 2012.

See Lytro’s web site:

A September 3, 2011 Economist article entitled “Cameras get cleverer

JGAM Introducer Program


JGAM Introducer Program

We have started a program to help our readers create their own micro business working with these businesses as referrers, dealers and distributors.

What a match… tens of thousands of readers, many wanting to earn globally… meeting some great… really unique global businesses tied together with our communication system that can bring all this: training…. communicating and networking.

Some of the opportunities we have brought together include:

#1: Jyske Global Asset Management  (JGAM)

#2: Bio Wash

#3: Candace Newman Essential Oils

#4: Ecuador Roses

#5: Ecuador Imbabura Export Products

#6: Phytobiodermie

#7: Teaching Super Thinking + Spanish

After attending our International Business and investing seminar on October 7-8-9, you will be qualified to enroll for referrer, distributor and dealer programs above and any others we develop. 

Enrolling in any of our online business development courses and attending one seminar provides full qualification to apply for all programs we provide for a year.

I’ll explain the first specific way you can tap into greater power for everlasting health and wealth in a moment.

We provide three e-courses that can help you develop your own micro business that we designed to help you earn anywhere you live in the world.

International Business Made EZ ($239)

Self Fulfilled – How to be a Self Publisher ($499)

Event – Full How to Earn With  Your Own Seminars ($349)

We have started the beta program that takes the effectiveness of these online courses to a new level and the good news is that we are not charging a penny more more.  Our International Business Made EZ online course and our International Business Made EZ seminars remain the same price though we’ll now offer subscribers an entrance to doing business with many turnkey businesses.

The overall service can bring you the following benefits:

#1: Connect you via our our online course “International Business Made EZ” to here and now specific business opportunities.

#2: Keep you in touch with other readers in the program, share business tips, ideas contacts and even website support in some instances.

Our first turnkey business program is Jyske global Asset Management because our activities as publishers has a synchronicity with Jyske and JGAM.   We have been able to combine our training, communications and lead generation abilities with their financial organization.

Business is always a little more complicated when it entails financial products so we have created a beta program to develop this system.

A referrer does not have to be a registered as an investment adviser but JGAM does have a due diligence requirement. JGAM will also expect a certain amount of referrals per year though this amount has not been determined… hence this beta offer.

JGAM pays a percentage of their fee to the referrer up to a maximum 25% of their fee. This not only offers an excellent income generating opportunity but creates a potential long term income stream because JGAM keeps paying the fee as long as the client remains a client. Fees are paid on a quarterly basis.

There is also potential for growing long term income because JGAM pays the referrer based on the total assets under management.  If a referred client makes additional payments, the referrer will be paid on the total amount.

For example if an referrer refers a client who invests a minimum $100,000 and the annual fee is 2%, the referrer earns $500 per annum basic fee (as long as the customer remains with JGAM)… plus if the assets grow either through portfolio growth or added deposits… so too does the referrer’s fee.

We have been working with Jyske Bank for over 20 years and Jyske Global Asset Management, a Jyske Bank wholly owned subsidiary. We started talking to Thomas Fischer Senior VP about an referral program for some time.  Finally,we introduced this opportunity for the first time at our June 2011 seminar.  The response was overwhelming.

Jyske Bank employs a staff of about 4,000 and operates 116 Danish branches, which makes it the second largest independent Danish bank. They offer a full range of financial solutions to retail as well as small and medium-sized corporate clients.

We have always liked Jyske because they are one of Europe’s largest currency traders and offer very simple but sophisticated multi currency investing services.  They are one of Europe’s largest currency traders and dealers.

We have especially enjoyed our business relation with Jyske because being open and honest is one of the core values of the bank group. Traditionally, Jyske formulates and communicates its values – and the way they understand and live by them – to the surrounding world. They work hard offering shareholders, customers and employees balanced opportunity.

We especially like the fact that Jyske employees are not paid bonuses.  No multi million pay outs are in the system that might temp staff to distort earnings or take undue risks.

Here is how you can apply for this program.

To start as a referrer,  there is first the compliance process with Jyske Bank.

Once that process is complete, our IBEZ system helps educate and assist the introducer.

First… once a introducer  has been approved by JGAM, and has completed our online course International Business Made EZ they can begin earning right away.

JGAM and our company conduct this one day intensive training for agents the day after each International Investing and Business seminar.

We will also provide a referrer communication forum and update training as well as portfolio and investing ideas.  We have general plans at this stage but find the best way to develop systems is to refine through action. We expect our beta program this year to clarify how we can best help our readers become referrers and how we can help them succeed.

Step one is to start the compliance process with JGAM.  Thomas Fischer  can send you the Introducer Questionnaire and Terms of Business.

Thomas Fischer’s email is fischer@jgam.com

This will begin the process of establishing a relationship with JGAM.  Once this relation is approved and verified, then you will be able to enroll in the referrer training.

You must complete one of the online business development courses above.

All of our readers are invited to enroll in our International Business Made EZ Online Course and our International Business and Investing Seminar at any time.

Satisfaction Guaranteed.  Three Guarantees.

There is no guarantee that JGAM will approve your application as a referrer just because you enroll in the seminar or take the online course so we make two special guarantees.

First Guarantee. Regarding the online course International Business Made EZ.  Enroll in this course. Take it and if you are not satisfied for any reason within 30 days… let us know and we’ll give you a full refund.

Second Guarantee. Enroll in an International Business & Investing Seminar.  I’ll send you a recording of the June seminar now so you better understand what these seminars are and how they help you.  If you are not happy with what you hear, let us know within 30 days and we’ll give you a full refund. You keep the recorded seminar as our thanks.

Third Guarantee.  Your earnings potential has this guarantee.  First, any time between now and October… before you attend the International Business and Investing seminar if you fail to qualify as a JGAM referrer agent or change your mind before attending the International Business and Investing seminar you can ask for a full refund.

See the schedule for our International Investing and Business Seminar here.

Gary