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Ecuador Spanish Program


A recent message about our Ecuador Spanish Course looked at how our Super Thinking Course differs from regular Spanish programs because it focuses coordinating brain frequencies for learning.

This is important because change can create a brain drain when our brain frequencies are not integrated.

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Delegates at our Super Thinking + Spanish Courses and our Shamanic tours learn about incorporating frequencies of thought. Here delegates get ready for a shamanic ceremony.

During these times of rapid change most of us have ups and downs in our lives so we need a zone defense to keep up, adapt and move ahead.

Excerpts from a Time magazine article entitled “Getting and Staying in the Zone” by Alice Park explains how to gain an edge.

Elite athletes talk a lot about being in the zone, that magical place where mind and body work in perfect synch and movements seem to flow without conscious effort. Major-league pitchers, NBA stars, pro golfers and Olympic hopefuls dedicate their careers to the search for this elusive feeling, devoting hours of training to “listening” to their body and “reading” their muscles—trying to construct a bridge between mind and body sturdy enough to lead them straight to athletic nirvana.

But the truly great athletes, those with long careers and performances that fans talk about for generations, know that maintaining a competitive edge is less about keeping it honed to perfection at all times than realizing they can lose the edge every once in a while and still get it back.

Athletes in the throes of a slump will swear that it came all of a sudden, out of nowhere. But psychologists say the episodes are less mysterious than they seem. They usually stem from a failure to prepare mentally for the pressure of athletic competition. “Training is about strengthening the mind-body connection,” says Kirsten Peterson, sports psychologist for the U.S. Olympic Committee. “Athletes need to train their mind with the same discipline that they train their bodies.”

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Delegates head onto the lake for the ceremony.

Super Thinking helps us learn how to integrate brain wave frequencies so we can get into the zone as we learn Spanish or learn or do anything.

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Off they go…

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headed for…

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a frequency ceremony at this shore.

There are at least three simple ways to turn on this super thinking ability:  meditation, listening to 60 cycle music and taking Theanine.

Being in the zone comes when we integrate four categories of brainwaves, ranging from beta waves, the fastest of the four different brainwaves to alpha, theta and the final brainwave state, delta. Delta brainwaves are of the greatest amplitude and slowest frequency.  Deep dreamless sleep takes you down to the lowest frequency.

When we allow these waves to interconnect freely we gain unimaginable intellect.

Merri and I meditate twice every day to tap into this energy.

Plus we listen to 60 beat ten cycle classical music as we work. You could count the number of times we have missed our meditation routine in the last 20 years on one hand. This has helped us enormously.

60 cycle music, along with deep breathing exercises for relaxation moves the mind into Alpha and deeper states as well.  Health benefits are gained as blood pressure can drop, heart rates slow and the mind becomes calmed.

This is a simple as listening to relaxing Baroque music such as Handel’s Water Music. A few others compositions at this cycle include Corelli’s Concerti Grossi, Op. 6, Violin and Orchestra in No. 2, 8, 5, 9. or J.S. Bach’s Fantasy in C Minor and Trio in D minor or Vivaldi’s Five Concertos for Flute and Chamber Orchestra.

Music has been used for centuries to induce states…babies being lullabyed to sleep, sea chanteys and harvesting songs to ease workers while laboring. Eastern mystics and South American shaman have used music to carry them to unusual states of consciousness.

Your body relaxes and your mind becomes alert in these simple forms of relaxation.

Soviet psychologist, I.K. Platonov, found it was possible to just use a metronome beating at 60 to enable the mind to take in and hold more strongly.

In choosing a recording of a slow movement, simply check that the tempo is about 60 beats a minute. When a composer writes a piece of music, he indicates the speed at which he wants each of the different movements or segments to be played.

These indications of tempo are generally given in Italian. You will often see them on the different movements of a concerto. For instance, allegro indicates a tempo of around 120 – 168 beats to the minute, andante around 76-108, adagio from around 66 to 76, larghetto 60 to 66 and largo 40-60 beats to the minute. Some performers and conductors may set a tempo somewhat faster or slower than what the composer indicated. To check out the tempo of a recording, be sure it’s at around 60 beats a minute. You can check it with a metronome or against a clock with a second hand.”

Here is a portion of the music list provided with that study.

Bach, J.S.: Largo from Concerto in G Minor for Flute and Strings. Bach and Telemann Flute Concerts and Aria to The Goldberg Variations.

Corelli, A.: Sarabanda (largo) from Concerto #7 in D Minor.

Corelli: 12 Concerti Grossi op.5

Handel, G.F.: Largo from Concerto #1 in F. Music from the Royal Fireworks.

Telemann, G.: Largo from Double Fantasia in G Major for Harpsichord.

6 Fantasias for Harpsichord Vivaldi, A.: Largo from Winter. The Four Seasons

A third avenue that helps the mind slip into the zone is Theanine (chemical name: r-glutamylethylamide) one of the chemicals found in green tea. Theanine is used to reduce stress and anxiety without the tranquilizing effects found in many other calming agents. Scientific evidence shows that Theanine stimulates the brain’s production of alpha waves, making the user feel relaxed but alert and not drowsy. It also helps the body produce other calming amino acids, such as dopamine, GABA, and tryptophan. As might be expected from a calming supplement, Theanine may be able to lower elevated blood pressure as well.

These Super Thinking tools integrate brain hemispheres and improve the way the left brain, the body and the right brain working together.

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In the ceremony…

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the three spears…

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represent the union of the body mind and soul.

It might help to think of an orchestra: brass, percussion and strings. When the horns are featured, the drums and violins don’t try to pound and saw against them. Nor do they go rambling off on their own. They play in concert. Logical mind, body, creative mind…you may be focusing with one, but because you are a whole person the other parts are there, and they are in resonance. They can create disharmony. Or, they can play in concert.

Usually in our efforts to learn and live a smooth life, we’ve separated ourselves into pieces.

This separation is especially stressful during times of great change. During change many of the pieces we adhere to in our daily routine lose their dependability.

Super Thinking allows us to operate as a whole, pulls the pieces back together, coordinates, refreshes and renews them.

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Unite the mind…

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joyfully.

When this happens, seemingly inexplicable things can happen.

A woman studying a foreign language suddenly finds her sinus trouble has disappeared.

A man learning chemistry realizes his intuition has accelerated. An athlete doing body-training techniques finds his concentration improved in academics. As obstructive divisions dissolve, all areas of the person can be strengthened. It’s similar to light striking one facet of a crystal; soon it then lights up another and another and another….

Let’s look at a comparison on the benefits of meditation. Since TM is the most documented form of meditation worldwide, it lends itself to a comparison to Super Memory. Below, we can see the physiological changes during sessions of listening to certain types of music as compared to TM Meditation.

Supermemory Concert Meditation (TM)
Slow Baroque Music during Intense Mental Activity Reciting a Mantra
Alpha brain waves Increase by
an average 6%.
Alpha brain waves increase.
Beta Brain Waves Decrease by
an average 6%.
Theta Brain Waves unchanged. Some increase in Theta.
Pulse slows down by an average a mean decrease of 5 beats per minute. Decreases significantly withof 5 beats per minute.
Blood pressure drops slightly Tendency to decrease
Awareness becomes relaxed concentration Restful alertness

The philosopher Heraclitus stated reality correctly when he said… “Nothing endures but change”.

Henry Thoreau made the more important comment about life:  “Things do not change; we change”.

So during times of great change, we can change in ways that improve our health, increase our wealth and provide better lifestyles.   Super Thinking helps and you can also learn Spanish in the process!

Gary

Join us in Ecuador and learn Super Thinking.

Sept. 17-21 Ecuador Spanish Course
Sept. 23-24 Imbabura Real Estate Tour
Sept. 25-28 Ecuador Coastal Real Estate Tour

Join Merri me and Thomas Fischer of JGAM in North Carolina this October and enroll in our emailed multi currency course free. Save $175.

Learn more about global investing, how to have an international business and early retirement in Ecuador.

Oct. 9-11 IBEZ North Carolina

The Balance of our 2009 course and tour schedule.

Oct. 21-24 Ecuador Import Export Tour

Nov. 6-8 IBEZ Ecuador
Nov. 9-10 Imbabura Real Estate Tour
Nov. 11-14 Ecuador Coastal Real Estate Tour

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.

Learn more on the power of coordinated brainwaves.

Read the entire Times article Getting and Staying in the Zone

Learn more at Global Investing Balance.

Why Ecuador Retirement


Why take retirement in Ecuador?

For many it is the low cost of Ecuador living that makes retirement there attractive.

For others Ecuador retirement is attractive due to the low entry cost of good income producing businesses.

Ecuador retirement can be enhanced by owning an agricultural business.  This is a tomato farm for sale in Ecuador.

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This property offered at $130,000 includes a house.

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We are told that this farm generates $25,000 a year of income… an excellent addition to one’s Ecuador retirement plan.

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I believe this farm is under offer… but there are other farms ideal for Ecuador retirement like the one below.

Retirement and farming go well together for many… Ecuador retirement or retirement at home.

Merri and I are lucky having a farm in Ecuador and the US.

Excerpts from a recent article in USA Today entitled  “For Boomers, recession is redefining retirement” by Christine Dugas, shows why Ecuador retirement and farm retirement plans will grow.

The 77 million Americans in the Baby Boom generation face an economic storm: The Wall Street meltdown trampled their retirement nest eggs more than any other group. After losing jobs during what they thought would be some of their peak earning years, many are struggling to get back into the workforce. Health care costs are rising, and declining home values mean they might not be able to count on home equity to guarantee an easier retirement.

SAVE EARLY: Tips for building a solid retirement plan

“This generation will be sobered by their experience,” says John Coyne, president of Brinker Capital, an investment management firm. “They may not have as extravagant a vision of retirement as they did last July.”

The reality is sinking in: Baby Boomers, born from 1946 to 1964, are planning to work longer, save more money and spend less, to reach any semblance of the retirement they once envisioned. According to AARP:

•35% of those ages 45 to 54 have stopped putting money into their 401(k), IRA or other retirement accounts.

•25% said they have prematurely withdrawn funds from their retirement accounts.

•56% have postponed a major purchase.

•24% have postponed plans to retire.

Cash management change

Middle-class Boomers have few options for improving their retirement goals. If they maintain their current standard of living and don’t cut costs, three out of five will outlive their financial assets in retirement, according to a new report from Americans for Secure Retirement, a coalition of more than 40 organization.

Our last real estate tour looked at a number of new properties including an Ecuador Avocado farm. Here is the entrance to the avocado farm.

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the main  house.

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Here, in front of the houses, is the fruit… the cash generator.

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We are told they will offer a $50,000 a year income after two years… $25,000 potential this year.

Learn more about the Avocado farm and see a recipe for Avocado Naranjilla Muffins at Retire in Ecuador Idea

Farming and retirement in Ecuador or anywhere can be fun and healthy… better than a La-Z- Boy recliner for sure.

Excerpts from an October 2007  Time magazine article “Back Home on the Hobby Farm” by Dan Kadlec says: When he was a child, Walker Miller would pick berries and bring them to his mother, who baked “the best blueberry pie you ever ate,” he recalls. Today, Miller, 66, a retired Clemson University plant pathologist, has found a way to return to a bit of that past: he owns a 9-acre (3.6 hectares) pick-your-own farm in rural South Carolina, which he named the Happy Berry. At least some of the local children who pick blueberries for their mothers today pick them from Miller’s fields. This pleases him–as does the simple hard work the place requires. “I enjoy being outside,” he says. “I enjoy sweating.”

Miller and his wife Ann (who still works for Clemson) are among the tens of thousands of recent retirees finding meaning and fun back on the farm. Their tiny operation also happens to generate half their annual income. But others are raising cattle or seeding small plots with no regard for revenue. These gentlemen–and gentlewomen–farmers are drawn to the country by a love of nature, affordable real estate and, in some cases, Internet connections that allow them to keep working as lawyers, writers and consultants.

The number of farms in the U.S. has been shrinking for seven decades. But the rise of “lifestyle,” or hobby, farms–typically about 30 acres (12 hectares) that produce little or no income–promises to halt the decline, say officials at the U.S. Department of Agriculture. Largely because of hobby farms, whose numbers are growing 2% a year and now account for about half of all farms, the population of rural counties is up 12% since 1990–the first gain in such areas since the Depression.

“Many of these people are businessmen or bankers,” says Karen Keb Acevedo, editor-in-chief of Hobby Farms. “They start on weekends, wanting a better quality of life.” The hot spots, she says, are in areas that are one to three hours outside of big cities on both coasts and throughout the Southeast.

Hobby farmers drive up land prices in hot areas. They also raise big-picture concerns about total farm output. Hobbyists get far less yield per acre than the lifetime pros, and in times of food shortage they would further crimp the supply, usda officials warn.

But there appears to be no stopping the trend, which is fueled not just by retirees getting in touch with the land but also by a rapid rise in the market for organic foods, which these farms tend to produce.

Now is a good time to buy a retirement farm as well.  Demand has definitely dropped.  US and Ecuador retirement farm prices are still low.

On a previous Ecuador real estate tour we looked at a small farm that included a thousand peach trees that created real estate income. The peaches were sold to the armed forces and a super market chain. Here is the house and…

The orchard with wonderful views of Ibarra in the distance.

Merri and I love the enjoyment and the health benefits of living on our farm

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with…

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our horses.  This is Goliath…one of our five.  Our…

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chickens lay great fresh farm eggs. What an omelette… farm eggs and home grown veggies!

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The omelettes are even bigger with our geese.

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We love the pure spring water…  and our creek…

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filled with trout.  Our daughter Elle caught this brookie in the creek last year.  Plus…

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the wildlife like these deer in our front yard.

Our ability to grow food… taking care of the animals and even getting to the mail box keeps us walking… working… flexible and trim.

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So whether  you plan to retire in Ecuador or elsewhere, do not stop working and perhaps consider moving to a farm.   This is a great way to live.

Gary

Join us at our North Carolina farm this July or October for our International business & investing seminars below.

July 24-26 IBEZ North Carolina

Oct. 9-11 IBEZ North Carolina

Or join us and learn more about living and retiring in Ecuador.

July 24-26 IBEZ North Carolina

Oct. 9-11 IBEZ North Carolina

Or join us in Ecuador and learn more about living and retiring in Ecuador.

Sept. 17-21 Ecuador Spanish Course
Sept. 23-24 Imbabura Real Estate Tour
Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 21-24 Ecuador Import Export Tour

Nov. 6-8 IBEZ Ecuador
Nov. 9-10 Imbabura Real Estate Tour
Nov. 11-14 Ecuador Coastal Real Estate Tour

Read the October 2007  Time magazine article Back Home on the Hobby Farm at http://www.time.com/time/magazine/article/0,9171,1670527,00.html

Reading the entire article For Boomers, recession is redefining retirement http://www.usatoday.com/money/perfi/retirement/2009-06-16-retirement-boomers-recession_N.htm will help you understand Ecuador retirement better.

International Earning Potential in Business


Ecuador and international earning potential in business offers great freedom.

The 4th of July, America’s day to celebrate freedom, is a good day to remind ourselves of how freedom can bring anyone and everyone opportunity now.

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Internet based export businesses are a way to develop International income potential. 

I am happy to report, that freedom in America is not dead.   America’s independence, in my opinion, has improved and evolved.  Yankee ingenuity has used technology to enhance the business mobility that has often given America a leading business edge.

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Textiles for export

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that we…

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saw on our…

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Ecuador tour.

This spirit of  Americans moving to “where the action is” was epitomized in Horace Greeley’s famous quote, “Go west, young man.”

In fact Greeley himself was a reflection of this mobility-for-better-circumstances ideal.

He was born the son of a New England farmer and day laborer in New Hampshire. The economic struggles of his family meant that Greeley received a spotty education.  When he could not find enough work and seeking to better his circumstances, he set out for New York City and eventually founded the New Yorker and later the New York Tribune.

Willingness to keep moving for progress has always been the American way.  In less mobile times this mobility worked from state to state.  Now it moves from nation to nation.

At a time when US earning potential may seem diminished, it should be no surprise that Americans are on the move finding opportunities all over the world.

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Jewelry for export.

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Leather products for export.

Why should American earning mobility be limited to just the borders of the USA?

The original concept of  many united states was that we lived in the land of the free and could move to whatever state that offered the best opportunity.  With modern technology, why not spread this mobility beyond the oceans and Canadian and Mexican borders?

Big businesses in America have certainly not limited their efforts within American borders.  Almost every major US corporation, manufactures or outsources work globally.  American corporations go where opportunity is best.

Now small businesses can use the internet to be global as well.

I see many Americans finding good earning potential in Ecuador.  I expect this is taking place around the world.

The real factors that make Americans free… willingness to work… try new innovations… cross social and cultural lines… take risk and trying new things works anywhere and are a state of mind and attitude… not a place… or a date.

This is the American way… serve… work harder… be better… do more for others. This works… an attitude that gives anyone, anywhere, who uses it an edge.

This is why one finds American  entrepreneurs thriving in Ecuador and anywhere one travels…  Americans and the American spirit are global… successful… and free.

Today let’s celebrate more than just a day of  declaration of freedom.   Let’s rejoice in a universal truth that freedom is something within us all.  Freedom is not a condition but an energy available to any and everyone with desire and willingness to work and serve wherever the opportunity opens.   That’s the spirit of the American way.

Merri and I send our best wishes that each and every reader will always be free!

Gary

Join us in North Carolina at our July seminar and learn how the internet era can help you increase your freedom with  your own global internet business operated from Ecuador or anywhere.

At the seminar we look at how to get good rankings for your business.

For example our Garyascott.com and Ecuadorliving.com sites have first page Google rankings for many Ecuador search phrases including the phrase “Ecuador Banking” and…

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and “Ecuador Attorney”.

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plus many others like “Ecuador Real Estate”,  “Ecuador Beach Property”, “Ecuador Exports”, and many many more.

At our seminar we’ll study how to get and monetize rankings.

Our rankings do so well, that according to Alexa.com our garyascott.com site’s traffic rank is in the top 20,000 US sites. Out of tens of millions.  Here is a recent Alexa report.

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Our webmaster David Cross will join us at the July seminar.  David is chief internet consultant to some of the largest internet marketing companies in the world.

The July seminar will focus on the essence of a successful internet business, plus those who attend this course can have our emailed course “Tangled Webs We Weave, How to Have Your Own Internet Business” FREE.  (or you can choose our email course on multi currency investing instead).  You save $299.

Learn more at Tangled Web

This seminar  is July 24 to 26 here in the green and cool North Carolina Blue Ridge Mountains.

Half this course is about international investing and Thomas Fischer at Jyske Global Asset Management helps me conduct this portion of the course.  The other half is about how to develop your own business. Merri and David help me with this.

Here is a special offer. If you enroll in the July 24 to July 26 course, I sign you up for one of our two emailed courses free. This is up to a $299 savings.

Join me and Thomas Fischer from Jyske Global Asset Management in North Carolina to learn more about economic trends and David Cross our webmaster to learn how to have a global internet business.

We’ll have lunch at the farm and enjoy the cool summer mountains. Here’s a shot of our front yard.

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Thomas Fisher speaking to our delegates at the farm.

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Delegates enjoying a private conversation with Thomas Fischer during a coffee break at the farm.

Join Merri and me with Thomas Fischer of Jyske Global Asset Management and our webmaster David Cross in North Carolina July 24-26 IBEZ North Carolina

Read the entire article Business bankruptcies up 240% since 2006 at www.usatoday.com/printedition/money/20090701/smallbiz01_cv.art.htm

Read the entire article Ecuador’s Business Confidence Index Up at online.wsj.com/article/BT-CO-20090630-711211.html

Beat Recession in Ecuador


One way to beat the recession is to live in Ecuador and enjoy its low cost of living.

How can one earn extra income while in Ecuador?

With an internet business.

In a moment we’ll look at why internet businesses in Ecuador are now easier.

First, why have your own internet business at all?

Yesterday’s message about Ecuador & Longevity showed how your own business can help you live longer and better… when you have a business that you love.

That in itself is a pretty good reason to be your own boss with an internet business.

There is a good chance that this recession will manifest itself in the form of currency destruction..rather than growing unemployment.

Governments are spending trillions of dollars (that they do not have), to kick start the global economy back to life and to create jobs.

This gets the job market rolling again but that money people will earn is likely to lose value. Printing money to create jobs without real production creates inflation.  Inflation destroys the purchasing power of cash.

This means that the best four ways to beat the recession is to invest in real estate… commodities or shares (these are all investments that will rise with inflation) or … to invest in your own business.

Why an internet business?

A Time Magazine article entitled “The New Internet Start-Up Boom: Get Rich Slow” by Josh Quittner helps explain why.  Here are excerpts from that article (see a link to the entire article at the end of this message).

Business Bucking the Recession

Here’s why.

At no other time in recent history has it been easier or cheaper to start a new kind of company.  Possibly a very profitable company. Let’s call these start-ups LILOs, for “a little in, a lot out.” These are Web-based businesses that cost almost nothing to get off the ground yet can turn into great moneymakers (if you work hard and are patient, but we’ll get to that part of the story).

How do you get started? All that’s required is a great idea for a product that will fill a need in the 21st century. These days you’d do best if your idea either makes people money or saves them money.

That’s what John Tayman is doing. He’s an author (The Colony, about a former leper colony near Maui) who lives in San Francisco, where I met him; he wrote reviews for a business magazine I edited. Tayman knew little about technology and even less about business.

Tayman said he intended to build the site on the side while continuing to write for a living. He’d work on his new company only at night and on weekends. Oh, yes, and he had only about $10,000. “Good luck with that!” I thought. Ideas are much easier to hatch than they are to execute.

Tayman went to work with nothing more than his PowerBook laptop. A hyperorganized fellow, he quickly discovered a trove of freebies online — instructional manuals and sites aimed at bootstrappers — that walk you through the process from start to finish.

Within months, Tayman had a virtual staff of 20 employees working for him in five different countries. “In fact, I didn’t even meet the guy who built most of the site until the launch party,” he says.

The article goes on to say that Tayman worked on the site about 10 hours a week and did not spend a cent on marketing or advertising.  The site’s growth is modest but steady: nearly 10,000 people visit each week.

Ecuador Broadband

It is easy and inexpensive to start an internet business. Now it is even easier to start an Ecuador internet business because mobile internet is now available in Ecuador.

Three cell phone operators are now offering an internet connection via a USB connecting modem that receives a data signal via their cell phone networks use.

This modem allows you to hook up to the internet anywhere in Ecuador where there is a cell phone signal.

This means that anywhere in Ecuador where there is even a hint of civilization you can have broadband!

We offer a special service using Porta Cell Modems,  the Ecuadorian subsidiary of Carlos Slim’s America Movil conglomerate.  In a country with a 13 million population there are surprisingly 9.7 million cellphone users (2007) and Porta has 68% of the market.

Porta´s mobile internet service is called ‘Internet Banda Ancha Movil de PORTA’. They are rapidly rolling out the latest 3G technology that allows for faster speeds.

The 3G speed is advertised as up to 1.2 MBs. I have used this service and it allows me to work on broadband almost anywhere, in a cab, sitting in a cafe… like our courtyard at Meson de las Flores. Here is a group in the courtyard on one of our tours.

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I can work from the park in Cotacachi’s central plaza.

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can work  the beach… almost anywhere… such as here in Bahia where we had a group on a real estate tour.

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I can work on an Ecuador bus… and have.

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or even on the train there.

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I can work in busy cities like Quito.

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or in the country.

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I can work as I travel and there´s no more worrying about finding a hotel with wireless service (and hoping it works).

The service is less than $80 a month.

The only downside is that an 18 month contract is required.

We have resolved this by buying the modems so our subscribers can use them on a month to month basis without the long term contract.  We add $10 a month for this and charge $90 for a month.

If you have an interest in this service drop me a note at gary@garyascott.com

We are in the worst economic correction since the 1930s.

This creates enormous opportunity and now low cost countries like Ecuador are becoming better, with wonderful people and cheap cost combined with the the convenience of  broadband.

Gary

Learn about our internet course “Tangled Web – How to Have an Internet Business” here.

You can read the entire Time Magazine article “The New Internet Start-Up Boom: Get Rich Slow by Josh Quittner at  www.time.com/time/magazine/article/0,9171,1890387,00.html

Ecuador Real Estate & Value


Cotacachi & Ecuador real estate offer great value.

Here are delegates looking at Cotacachi houses on our last Imbabura real estate tour.

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One benefit of our Ecuador real estate tours in Cotacachi and on the coast is that we are often able to talk builders into lowering their prices for our delegates since we do not accept commissions.

In fact this no commission reputation means that sometimes we do not even have to act.  We attract many new sellers who want to try us first in the hopes they can reduce their selling costs.

This means we help our delegates gain better selection, lower prices and objective opinions.

Because we do not care whether delegates buy or not or what they buy, we have no reason to slant or opinions.

We are paid regardless for conducting the tour.  This assures that our only goal is helping the delegate… not the seller.

For example, delegates who purchased these PrimaVera condos received a 2% discount…worth an extra $1,000.

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It’s little wonder that these condos are almost all owned by our readers and delegates.

These were viewed on our last tour and are of excellent construction.

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In the case of these houses, the price was dropped from $54,000 to $46,900.

These four particular houses are good for older buyers with health concerns as they are extremely near the Cotacachi hospital.

This is an experienced builder. Here are two of his earlier built houses.

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He is starting a new project near by… 20 homes and town houses on a small river (we would call it a creek in the US)… near here which is just a couple of minutes walk from…

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this Cotacachi plaza.

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If you are a Ecuador Living premium subscriber (paid) and have an interest in these homes, let me know for more details.

If you are not an Ecuador Living subscriber, you can learn how to subscribe here.

This is a time of incredible opportunity because markets always tend to rise to high and fall to low.  In 2005, 2006 and into 2007, US real estate and global equity prices rose way too high.

Now through 2007, 2008 and into 2009; the economic corrections have been fixing this.  During this stabilization, a time will come when due to market panic real estate and equity prices will fall too low.

The way to reap a fortune from this down turn is to be able to spot value.

Do not however make the error of thinking that just because a price of something has dropped dramatically that it is a good value.

Take of example the price of gold.  Was it a good long term value when it had dropped from almost $700 an ounce to barely $300 an ounce  in the early 1980s?   The long term chart from http://goldprice.org/30-year-gold-price-history.html below suggests not.

The price over the next 15 years fell much lower and today 25 years later has only increased 200%… an average of 8% per annum simple return… not much better than inflation.

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We need better ways to determine value than just looking at recent high prices.

I am grappling with these value thoughts as I search Florida real estate at this time.

Certainly Florida real estate prices have dropped.

A Times magazine article, “The Hope in America’s Foreclosure Capital” by Nancy Gibbs shows how change and big problems are creating opportunity. (a link to the full article is at the end of this message).

The article says:

This is how empires rise and fall, pulling our fortunes along with them. Start with virgin territory: back in 1957, the Rosen brothers of Baltimore flew over Cape Coral, Fla., in a plane, liked what they saw, paid $678,000 for the farmland and started dredging 400 miles (640 km) of canals, which is more than Venice can claim. It was a peaceful place for old people — Cape Coma, folks called it, until about five years ago, when the gold rush began.  Numbers made no sense; people got drunk and reckless. And then they got crushed. Cape Coral–Fort Myers, once the third fastest growing metro area in the country, last year became the foreclosure capital of America.

Marc Joseph grew up here, the Realtor son of a Realtor dad. He watched the market go mad and had his revelation: now is the moment to get back in — and stake your claim. At 41, he did not expect to be driving around Cape Coral in an old church bus that he bought off Craigslist, painted dollar green and emblazoned with the motto “ForeclosureToursRUs.com.” But most people had no idea how to buy a house from a bank, and many were too scared to try, so he decided to lead tours of the new economic frontier. He is a revivalist for this apocalyptic age, living an American story as old as the pilgrims and the 49ers and every pioneer who ever saw opportunity where everyone else saw only ruin.

It’s gotten so bad that the courts have had to hire extra judges to handle the 1,000 foreclosures a day — that works out to roughly one every 30 seconds.

The speculators are back — but they’ve changed; he has investors up North who are buying houses sight unseen, for cash. (The conditions? No mold, no Chinese drywall.) And then there are the newly pissed off and liberated: the guy in his 40s who’s tired of watching his IRA shrivel, who calls and says, “I’m coming down,” who wants six houses at $50,000 each, nice flat homes that he can rent to people who are sick of shoveling snow or climbing stairs. That’s less than the land used to sell for; it’s as if you get the house for free.

“You have to play fair, put in a decent price.” And then, just maybe, there will be rewards for the patient and prudent. “Someone else’s loss,” he says, “is another’s blessing.”

The greedy got punished, the new prospectors say. But maybe this is just how the life cycle has to work to restore balance to the world. Painted on the side of the green bus is a house being sprinkled with a watering can (“Watch your investment grow!”) and a tree with dollar bills hanging on it. Anything can grow here in all this hope and sunshine, if you bury your fear deep enough.

Merri and I have started our search.  You can see the deeper clues that led us back to Florida as a place to invest here.

Now we are combining these clues with our experience and logic to find value… that works for us… in our particular situation because all value is relative.

We’ll report what we discover… but three facts are clear:

#1: Some Florida real estate offers value.

#2: Ecuador real estate still offers value as well.

#3:  Diversification remains important.

Until next message, I hope you find good value in every part of your life.

Gary

Join our Ecuador real estate tour this May and save.

I cannot be in two places at once but I can make to possible for you to gain all the information I know and see what I am talking about for yourself by visiting Ecuador.

For example we have three Ecuador tours scheduled for May 2009.

Ecuador Coastal Real Estate Tour May 16-17

Imbabura-Cotacachi Real Estate Tour May 20-21

Ecuador Amazon Herbal Tour May 22-24

Merri and I will not be on these three tours and we do want to meet you. So to make sure we can meet, we will let you attend these either one of the May real estate tours free if you enroll in one of our three International Made EZ  courses, in July, October or November.

You get two courses for the price of one.  Enroll in any of these courses that Merri and I will conduct below and choose either May real estate tour free.

July 24-26 IBEZ North Carolina + Tangled Web

Oct. 9-11 IBEZ North Carolina + Tangled Web

Nov. 6-8  IBEZ Cotacachi + Tangled Web

There is no need to  hurry either. If you are not sure about attending two tours,  sign up and attend the real tour now… then we’ll knock the tour fee off our IBEZ Cotacachi + Tangled Web course fee later.

You can also still take advantage three course discount as well.

For example, if you choose to attend all three of the May tours… both real estate and the Amazon herbal tours, then you can attend our July, October or November course free.

You can enroll in one, two or three of these courses below

Ecuador Coastal Real Estate Tour May 16-17. $499 Enroll here.   $749 For a couple.

Imbabura-Cotacachi Real Estate Tour May 20-21.  $499 Enroll here.  $749 For a couple.

Ecuador Amazon Herbal Tour May 22-24.  $399 Enroll here. $499 For a couple.

Take Two for One. Attend any of the three courses below and select any one of the tours above free.

July 24-26 IBEZ North Carolina + Tangled Web

Oct. 9-11 IBEZ North Carolina + Tangled Web

Nov. 6-8  IBEZ Cotacachi + Tangled Web

Or sign up for two or three of the May 2009 tours and attend any of the IBEZ Cotacachi + Tangled Web FREE.

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.

Learn about our July 2009 Ecuador export tour 2-4-1 deal here.

You can read  the entire article “The Hope in America’s Foreclosure Capital”at www.time.com/time/magazine/article/0,9171,1889164,00.html

Ecuador Crafts – After the Fall


Ecuador crafts can provide opportunity for three reasons we’ll review here.

Ecuador crafts people are excellent in the crafts business. they start and learn early on.

Ecuador-Crafts

Merri and I have returned to our North Carolina farm for spring planting.  The local wisdom is that lettuce, radishes, potatoes and  onions should be planted on Good Friday. Everything else goes in on Mother’s Day.

Things change slowly here in the mountains except the seasons.   Spring really does jump out quickly here.

One day the branches are bare. Next day there is a distinctive red blush as the buds have popped out seemingly overnight. You can see the red tinge in this shot I took from my office window yesterday.

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Saturday all we had in the lawn was green. Easter the dandelions were there.

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This makes me happy.   My favorites are the dandelion salad and the dandelion quinoa pancakes that Merri cooks for breakfast… topped with one of the great blue eggs that our hens lay.

Here’s my morning collection sitting on the kitchen counter…waiting!

ecuador-crafts

While out collecting those eggs a thought about change… the change that’s going on… in the Western world… in the entire world, popped into my mind.

Here is the thought.

Change comes suddenly… like the spring. One moment it’s not.  Then suddenly it is.  Yet really change isn’t sudden. The forces that created the dandelions and the tree buds have been at work for quite some time.  The physical manifestation that we see only seems sudden because we do not see the subtle shifts that are happening everyday that bring this explosion of apparent change.

Take for example, yesterday’s message that showed how America’s debt has been growing and the US dollar falling since 1969.

A further look at the graph from that message… with this new thought in mind… shows how the change really began in the 1940s… because since then… America has almost always been at war… the occupation… Korea… VietNam… the Cold War…  Iraq… twice.  Afganistan.

This huge cost… plus others (such as Social Security) have created continual change… though it may seem that we are just seeing the big shift now. deficit chart I have studied this change for 40 years. Just understanding the greenback’s fall has been enough to prosper… but this new thought crystallized an error.

I have been studying the fall of the Roman Empire to see what I could learn from the past about our change now.

Here is the error.  I should have been studying who succeeded… and how after the fall.

I will now study this and suspect here are a few of the rules that the Italians who thrived and prospered post Post Roman Empire.

#1: They accepted the change and did not bury their heads in the sand.

#2: They saw the change as an opportunity… and grasped it.

#3: They moved to or already were in safe places out of any battle zones.

#4: They did not display their wealth (the Latin habit to this day is to live within walled courtyards- modest outside- luxurious within).

#5: They took risks based on fundamental distortions created by those who did not embrace change.

#6: They were frugal.

#7: They were independent.

This type of thinking shows why Ecuador crafts make sense from a business point of view.

Shigra handbags made from agauve fibers and natural dyes.

Ecuador-Crafts

One way we can see change is in an article from Time Magzine entitled “Here’s to the Death of Broadcast” by James Poniewozik.  The article says:

When ER goes off the air April 2, we will say goodbye to more than the medical staffers who have lived, loved and been tragically killed off for sweeps over the years. We will also say goodbye to the era of broadcast TV it represented: the era of big shows, big audiences and big money.

In 1994, when ER debuted, NBC, CBS and ABC ruled TV. The fourth network, Fox, had no top-20 shows. Cable was flourishing but was hardly a threat. Only a handful of dorks (like me) were using “graphical user interfaces” like Netscape to look at something called the World Wide Web.

Fifteen years later, the networks are, as the TV docs say, crashing. In the 1994-95 season, 43% of U.S. households, on average, watched the Big Four at a given moment in prime time. Now it’s 27%.

Programmers and cultural critics are warning of the end of the mass-media era, when shows from I Love Lucy to Seinfeld joined tens of millions of Americans in a common experience.

Shigras in Otavalo Ecuador crafts market:

Ecuador-Crafts

As we shift from the era of broadcast to broadband, we’ll no longer have an entire population mesmerized by the same performers, programs and modes of thought.  Smaller unique businesses with quality products such as organic Ecuador crafts produced by individual crafts people will thrive.

Ecuador crafts include some great art like these religious reproductions.
Ecuador-Crafts

More Ecuador crafts and art we view on our Ecuador export tours.

Ecuador-Crafts

Colorful art in bowls…

Ecuador-Crafts

Ecuador crafts and art in woodwork.

Ecuador-Crafts

Ecuador crafts and art in textiles.

Ecuador-Crafts

Ecuador purses and rugs.

Ecuador-Crafts

Ecuador crafts are perfect products positioned to sell well in the broadband era ahead… organic… authentic…colorful… exotic…useful and meaningful.

One does not have to be crafty to prosper from change… but many can prosper from more hand made crafts… from Ecuador or anywhere in the world.

Until next message, may you prosper from change.

Gary

In Ecuador we offer two 2-4-1 tours this May and June.

Economic downturn?

Yesterday’s New York Times article entitled “Jobless Rate Hits 8.5%; 663,000 Jobs Lost” said:

The unemployment rate reached its highest level in a quarter-century after 663,000 jobs were lost in March, the 15th consecutive month of job losses.

Yet our Ecuador and other businesses are expanding so fast that I can barely keep up. More and more readers are wanting to know… “How do you increase affluence like this when so many are losing it?”

This created the 2-4-1 concept that offers a special opportunity for you.

I cannot be in two places at once but I can make to possible for you to gain all the information I know and see what I am talking about for yourself by visiting Ecuador.

For example we have three Ecuador tours scheduled for May 2009.

Ecuador Coastal Real Estate Tour May 16-17

Imbabura-Cotacachi Real Estate Tour May 20-21

Ecuador Amazon Herbal Tour May 22-24

Merri and I will not be on these three tours and we do want to meet you. So to make sure we can meet, we will let you attend these either one of the May real estate tours free if you enroll in one of our three International Made EZ  courses, in July, October or November.

You get two courses for the price of one.  Enroll in any of these courses that Merri and I will conduct below and choose either May real estate tour free.

July 24-26 IBEZ North Carolina + Tangled Web

Oct. 9-11 IBEZ North Carolina + Tangled Web

Nov. 6-8  IBEZ Cotacachi + Tangled Web

There is no need to  hurry either. If you are not sure about attending two tours,  sign up and attend the real tour now… then we’ll knock the tour fee off our IBEZ Cotacachi + Tangled Web course fee later.

You can also still take advantage three course discount as well.

For example, if you choose to attend all three of the May tours… both real estate and the Amazon herbal tours, then you can attend our July, October or November course free.

You can see some options below.

These three May 2009 Ecuador real estate tours are hosted by Alberto Verdezoto (a long term friend and guide as well as an expert on herbal medicine from the Amazon) and our staff.

ecuador-information-tours

Here is Alberto leading our last real estate tour on the coast.

You could not be in better hands.  Alberto was in the Ecuador travel business for more than 10 years and has been our main real estate researcher for three years. He has helped us find most of the good Ecuador property deals and is doubly helpful because he bargains down the price!

Here is Alberto (left) leading our staff at International Living’s Ecuador seminar in March.

ecuador-tours

On the coastal real estate tour,  you’ll see these houses near the beach for $19,500.

ecuador-information-tours

Here is an interior shot.

ecuador-information-tours

Plus on the Imbabura – Cotacachi real estate tour we’ll see these excellent houses.

ecuador-business-hotel

with these views and…

ecuador-business-hotel

with top quality finish.

ecuador-business-hotel

Plus on the Imbaburra – Cotacachi real estate tour we’ll look at (unless it has sold) a really well organized 12 acre avocado farm just minutes from Ibarra.  The owner has returned to Loja.  Here is the entrance.

ecuador-tour

the main  house.

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inside living room and…

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kitchen.

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Here are both houses from the rear and…

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the back garden.

ecuador-tours

Here, in front of the houses, is the fruit… the cash generator.

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The avocados are flowering for their first crop.

cotacachi-real-estate

We are told they will offer a $50,000 a year income after two years… $25,000 potential this year. (Be sure to check this out as we are not avocado farmers so cannot discern the truth.)

Asking price with these two houses, land and crops is $260,000.

You can enroll in one, two or three of these courses below

Ecuador Coastal Real Estate Tour May 16-17. $499 Enroll here.   $749 For a couple.

Imbabura-Cotacachi Real Estate Tour May 20-21.  $499 Enroll here.  $749 For a couple.

Ecuador Amazon Herbal Tour May 22-24.  $399 Enroll here. $499 For a couple.

Take Two for One. Attend any of the three courses below and select any one of the tours above free.

July 24-26 IBEZ North Carolina + Tangled Web

Oct. 9-11 IBEZ North Carolina + Tangled Web

Nov. 6-8  IBEZ Cotacachi + Tangled Web

Or sign up for two or three of the May 2009 tours and attend any of the IBEZ Cotacachi + Tangled Web FREE.

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.

Learn about our July 2009 Ecuador export tour 2-4-1 deal here.

You can read the entire article “Here’s to the Death of Broadcast” at
http://www.time.com/time/magazine/article/0,9171,1887840,00.html