Tag Archive | "head"

Ecuador Roses Help the Poor


A recent message looked at how you can now order Ecuador roses with a vase delivered direct to your home by fedex.

Beyond the beauty in your, or a loved one’s home, here is another benefit these roses bring.

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They…

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help…

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the village of Topo Grande and children there.  They provide benefits in…

ecuador-roses three

ecuador-roses ways.

One is…

ecuador-roses building a…

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security wall around the school in Topo Grande.

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Here we are… Merri inspecting the wall with…

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Franklin Sandoval, manager of our hotel and the head of the village.

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Everyone…

ecuador-roses helps…

old and…

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young…

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help.  Everyone.

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Carrying rocks.

We also distribute fruit to the village.

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We are helping them add a water supply to the village school as well.

The entire village has mingos… village work projects. Here they are working on the water.

ecuador-roses to clear their The villages watershed is far…

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above the valley floor.  The village below is Cotacachi. Our hotel meson de las Flores is next to the Cathedral.

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Everyone works at this as well.

Men…

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women.

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Young.  This is Maria. Our foundation is supporting her school enrollment as it does numerous students.

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and old. This is Maria’s mother. She wants Maria to have a better life.

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This party cleared the water lines to this storage box.

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Here is Franklin and Franklin checking out the…

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water.

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Everyone is happy.

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and pleased to help.

You can order the 24 Ecuador roses with vase here.

You can currently order 50  Ecuador roses here.

You can order fresh Ecuador lilies here.

ecuador-roses

Gary

The greatest asset of all is the ability to labor at what you love wherever you live. This brings everlasting wealth.

This is why we are providing a special three for one offer with our  course Tangled Web… How to Have an Internet Business

This course can help you create your own internet business.

Our emailed course “Tangled Webs We Weave – How to Have Your Own Web Based Business” is a continuing educational program.  You receive the first 28 lessons when you enroll and a new lesson every week or two.

This course teaches how to create a web based business and is developed from the ongoing experiences that we have from our successful and profitable internet business.

This course is well worth the enrollment fee of $299… but currently you also receive two additional courses FREE.

The other two courses are #1: International Business Made EZ, and #2: Self Fulfilled – How to be a Self Publisher.

These two courses have sold for $398 and thousands have paid this price. We add them to your course, at no added cost, as I believe they will help you develop a better business in these crucial times..

Even Better Get All three Courses Free

To make this offer even more compelling,  I am giving everyone who enrolls in our North Carolina or Ecuador International Business & Investing seminar in October or November all three courses, “Tangled Web… How to Have an Internet Business Course,”  “Self Fulfilled- How to be a Self Publisher” and “International Business Made EZ” free.

internet-business-idea We always conduct our autumn North Carolina course on the first weekend of October… the best time to enjoy  the leaf change.

Join us with Jyske Bank and my webmaster David Cross in West Jefferson North Carolina. Learn more about global investing, & how to have an international business at the seminar.

Oct. 9-11 IBEZ North Carolina with our webmaster  David Cross & Thomas Fischer of JGAM

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You’ll see views like this on your way to West Jefferson for the October seminar.

Or head south to Ecuador!

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October 16-18 Ecuador Southern coastal tour ONLY 4 SPACES LEFT

Oct. 21-24 Ecuador Import Export Tour

Oct. 25-26 Imbabura Real Estate Tour

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In Cotacachi the weather is always Spring like.  Here is the village plaza near our hotel Meson de las Flores.

Join us with Peter Laub of Jyske Global Asset Management in Ecuador. Learn more about global investing, how to have an international business at the seminar.

Nov. 6-8 IBEZ Ecuador Seminar

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Let our friendly staff at Meson de las Flores serve you.

Nov. 9-10 Imbabura Real Estate Tour

Nov. 11-14 Ecuador Coastal Real Estate Tour

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This shorts weather photo was taken from our beach penthouse in February.

Join us in the mountains and at the sea.  Attend more than one seminar and tour and save even more plus get the three emailed courses free.

Attend any two Ecuador seminar or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799

High Voltage International Investing


Here are some international investing ideas that could bring a shock.

We can add energy to our international investment portfolios with investments in green energy!

electric-car

Will the new Chevy Volt add energy into an investment portfolio?

But which green investments make sense?

Ecuador for example is regreening the Galapagos. We’ll see why and how in a moment.  Does investing there provide an opportunity?

Green and alternate energy is important because the world has a lot of wasted energy in modern lifestyles…. that the environment can no longer afford.

Investing in electric energy not always simple though.

One main rule of good investing is to invest in what you know.  Yet the nature of the next new era of productivity is unknown.

In the computer era, who knew anything about Windows when Microsoft began?  In the .com era who knew what impact the internet would bring?  How can we imagine the unimaginable?

Who knows what will be …”the thing” of sustainability in the future?

For example, a recent message Investing in Chaos looked at the ideas of investing in new battery technology.  The idea looked pretty good to me… but a reader just sent me this note:

Hello Gary,  Your columns are a daily joy to read for me, including yesterday’s “Investing in Chaos” and the article it referenced about Ceramatec’s ‘wonder battery’.  Being a specialist in renewable solar electric energy, I’ve read hundreds of articles over three decades written for purposes of sensationalizing hardware equivalents of software ‘vaporware’, and this one fits the bill perfectly.

Identifying truly new technologies possessing wide ranging, paradigm-busting potential, is not easy, especially for readers and investors depending upon what they read in popular sources like newspapers as being bona-fide journalism.

Having received a great deal of very high value from your writings, I thought I’d send back a few words given this topic is so near and dear to my own heart and personal passion for purity in all things energetic (physical and otherwise).

Because breakthrough technologies involving renewable energy – especially solar-electric (photovoltaic) power, including batteries of all types – is core and central to my own life career work as an electrical engineer and research scientist in this field, I believe I can offer your readers a bit of technical feedback:

First and foremost, it is valid that storage of electricity generated by photovoltaic solar power sources – in batteries of many types, sizes and costs – is nearly as vital a technology as the solar cells that charge them. The claim in this article, though, that Ceramatec’s battery ‘concept’ (NOT a product yet, by a very long shot)”… could be the single most important breakthrough for clean, alternative energy since Socrates first noted solar heating 2,400 years ago.”

This is a huge overstatement, to say the least.

In no way would their technology, if and when ultimately developed into a useful product, compare to any one of a long list of truly authentic alternative energy breakthroughs, such as: silicon semiconductors (solar cells), electronic devices (MOSFET transistors, integrated circuits galore), power conversion methods (inverters), optical lenses (fresnel and others), super-insulators (thermal barriers), or even plain old window glass (for passive heating and active heat collectors).

Although several errors and misstatements fill the article, one in particular really stands out.

Readers may recognize its error quickly when explained economically: …”With the batteries expected to sell in the neighborhood of $2,000, that translates to less than 3 cents per kilowatt hour over the battery’s life. Conventional power from the grid typically costs in the neighborhood of 8 cents per kilowatt hour”

Re-read that last paragraph and let the information really sink in.

Knowing that batteries, like bank accounts, only store what’s put into them, the essential question  is: where do deposits come from, and what do they cost?

In solar energy systems, it’s solar energy in that equals energy out.  With the battery being not a SOURCE of energy but simply a ‘bank’, or RESERVOIR in which to temporarily store what’s generated by day for use at night.

Stating the daily cost of a battery (“less than 3 cents per kilowatt hour”), which, remember, supplies NO power (it only stores it) while in the same sentence making NO mention of the cost of what DOES supply the power, whether it be solar panels, wind turbines or just the normal electric-utility grid, implies at best and misleads at worst that the battery cost is all that counts, as if it were the SOURCE of the power itself.

And then comparing it so favorably to the cost of electricity from the utility (8 cents per kilowatt hour) which DOES SUPPLY ALL the power, is obviously grossly misleading; the TOTAL cost would be the sum of BOTH, or 3 + 8 or 11 cents per kilowatt hour!

Either the author has near zero understanding of what batteries do (store energy) and do not do (generate it), or as is often the case in local newspapers writing about local businesses, another agenda is being served.  To tell readers that “buckets deliver water cheap without being refilled”, can only cause misplaced interest.   Unfortunately, every bucket and battery and bank account must be refilled at some cost. The cost of the bucket should be, and usually is, nearly negligible. Cheap buckets do not mean cheap water.

Many thanks for all you do to bring so many new ideas, concepts, tools and awareness to all of us readers who tune into your thinking regularly.

The reminder from this reader provides a good lesson that we always have to use diligence in understanding the future. And aren’t we thankful when readers can come forth with information on these complicated subjects!  When we invest in new ideas and technology that we do not know… go slow!

The same questions can be raised about electric cars.

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The picture above is from a USA Today article entitled “Plug-in Fisker Karma car is stylishly environmental” by Chris Woodyard.  Here is an excerpt: Even as Ferraris, Lamborghinis and Rolls-Royces prowled the avenue, the obscure silver sedan parked at the curb gathered its share of stares and curiosity.

The Fisker Karma, as it is called, has looks that rival a Mercedes-Benz roadster. Yet the key to what makes it different is emblazoned on the sides in chrome letters:

The maker, Fisker Automotive, is trying to carve out a niche in what is fast becoming a crowded field of next-generation electric vehicles: a high-performance eco-car loaded with style.

The company has taken more than 1,400 refundable deposits so far for the Karma, which has a starting price of $87,900 and can top $100,000. The car can be driven for 50 miles on electric power alone before its auxiliary gasoline engine fires up to generate more juice and extend the range to up to 300 miles. The engine never directly drives the wheels.

The point never mentioned is the cost of electricity to charge the Karma.

This cost may not be much… I do not know and this is the point.  Use diligence as we move into new technologies.

See Jyske TV for an interview with Henrik Fisker the head of this company

Galapagos Green

Even Galapagos is turning to solar and wind power. Every year, more than 140,000 tourists descend on Galapagos and the island’s population has tripled to nearly 30,000 in the past two decades. To support all those people, 10 million gallons of diesel fuel and gasoline are shipped to the Galápagos annually, a fifth of which is used just to generate electricity. Regular tanker traffic in one of Earth’s most fragile ecosystems is a disaster waiting to happen (just ask an Alaskan), so the Ecuadoran government is trying to go green. Naturally, the remote location involves challenges, but several projects to cut fuel use and boost protections are up and running, with more in the works. See how Galapagos is becoming more green here.

Gary

The greatest asset of all is the ability to earn wherever you live, which brings everlasting wealth.

This is why we offer our course Tangled Web… How to Have an Internet Business.

A clear mind and healthy body are also a vital assets… plus a second language is a powerful diversification tool.

This is why I am willing to pay you $300 to attend either our Ecuador Super Thinking plus Spanish seminar in September or our North Carolina International Business & Investing seminar in October.  Sign up for either seminar and I will email you our Tangled Web… How to Have an Internet Business Course (offered at $299) free plus I’ll knock an extra dollar off your seminar fee…. to round up the $300 savings.

Here are comments from a reader about the way we help:  Merri, I am sitting here with a smile on my face.  I am always amazed at the turn around that I get from my emails to you.  I know you are busy with all of the projects that you and Gary address on a daily basis and appreciate very much you making time for mine.

Sept. 17-21 Ecuador Super Thinking + Spanish Course

Sept. 23-24 Imbabura Real Estate Tour

Sept. 25-28 Ecuador Coastal Real Estate Tour

Learn more about global investing, how to have an international business and diversification in Ecuador at the seminar.

Oct. 9-11 IBEZ North Carolina with our webmaster  David Cross & Thomas Fischer of JGAM

October 16-18 Ecuador Southern coastal tour (early sign up before Sept. 1, $499 per person).

Oct. 21-24 Ecuador Import Export Tour

Oct. 25-26 Imbabura Real Estate Tour

Nov. 6-8 IBEZ Ecuador Seminar

Nov. 9-10 Imbabura Real Estate Tour

Nov. 11-14 Ecuador Coastal Real Estate Tour

Attend any two Ecuador seminar or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799

Read the entire USA Today article Plug-in Fisker Karma car is stylishly environmental

International Investing & Business Index


Making international investing and business decisions based around an index of happiness can add depth to your international investment and business decisions.

Understanding what will happen globally is important to everyone’s decision making process on where to do business… where to invest and where to live.

We’ll see below that Ecuador is high on NEF’s (New Economics Foundation) Happiness Index (more on the index in a moment)… but this index is about much more than Ecuador.

This index is about the world… the future…. prosperity and poverty… life and death.  We should know it… especially because it is quite hard to believe.

You’ll see below why:

* Seemingly poor countries may have an advantage in the years ahead.

* The richest countries may not be the best places to invest or start a business.

* How to use new techniques to see what the future may bring socially and economically.

NEF is an independent think-and-do tank that tries to analyze real economic well-being.  NEF’s aim is to improve the world’s quality of life by promoting innovative solutions that challenge mainstream thinking on economic, environmental and social issues.

NEF says:  NEF’s report, the Happy Planet Index: An index of human well-being and environmental impact, published in association with Friends of the Earth, moves beyond crude ratings of nations according to national income, measured by Gross Domestic Product (GDP) to produce a more accurate picture of the progress of nations based on the amount of the Earth’s resources they use, and the length and happiness of people’s lives.

The Happy Planet Index (HPI) strips the view of the economy back to its absolute basics: what we put in (resources), and what comes out (human lives of different length and happiness). The resulting Index of the 178 nations for which data is available, reveals that the world as a whole has a long way to go.  In terms of delivering long and meaningful lives within the Earth’s environmental limits – all nations could do better.  No country achieves an overall ‘high’ score on the Index, and no country does well on all three indicators.

This index is important because everyone is increasingly faced with complicated problems, parts of which are unknown or unreachable.

This index is worth sharing because as I read it,  my first thought was “nonsense.”

Who would have placed the nations of Guyana, Bosnia, Georgia  and Romania above the UK for happiness?  Yet  Guyana is 63rd in the index. the UK 74th.

Here is 63 to 74 on the happiness index.

63. Guyana
64. Belgium
65. Bosnia and Herzegovina
66. Slovenia
67. Israel
68. Korea
69. Italy
70. Romania
71. France
72. Georgia
73. Slovakia
74. United Kingdom

Guyana happier than France and the UK?

I wanted to reject it.

Then it made me begin to realize… the somewhat disturbing fact that as far as potential for happiness goes, Americans are almost at the bottom of this international index… along with the British and most Europeans.

Reading this index made me realize that we cannot use old standards of the past to analyze what will happen in the future.

About the time of this thought, a page from an old John Sanford novel, “The Hanged Man’s Song” came to light.

The prime person in this fiction is a computer hacker… a very logical, scientific thinking person… but who also from time to time uses a totally unscientific way to process information… tarot cards.

The story says:

So I got the cards out, my tarot cards.  I’m not exactly a scientist – I was trained as an engineer-but I have studied the philosophy of science and I’m a true believer.  The tarot as a predictive system is superstitious nonsense. The deck is useful as a gaming device, though and that’s how I use it.

Like this: we are forced to deal with complicated problems, when some facets of the problem are unknown or unreachable, we deal with them in terms of our past experience. That’s almost inescapable. But approaches that are useful with some problems don’t work with others. The tarot deck, when used as a gaming system, pushes you outside past experience and encourages you to think of new ways to deal with it.

Say for example, you are involved in a complicated business transaction and that the group you were involved in a complicated business transaction and that the group you were dealing with, the opposition,consisted of five men and a women. You begin doing the tarot spreads and see a number of indications of female influence.

This does not mean that the deck correctly predicts female influence in the transaction, but suggests that you should sit back and think about the woman on the other side, who might otherwise seem to be just another functionary. Why is she there? What specific influences does she have? Is there a way to approach her that would help the deal?

This has nothing to do with supernatural-it’s simply a human way, and a fairly subtle way to game a problem.

This started me looking at the index more.

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Sustainability and cost of happiness are a part of the index. This is why we grow some of our own crops at our farm… like the lettuce we harvest around our backyard pool.

The Happiness Index pushes us beyond our past experience.  This international index does challenge mainstream thinking.

Imagine Haiti is 41st on the list.  Denmark 105th.

99. Uruguay
100. Ghana
101. Latvia
102. Australia
103. New Zealand
104. Belarus
105. Denmark

That started me thinking for sure.

NEF is composed of some very intelligent people so their approach does have  logic. NEF calls it a new global measure of progress, the ‘Happy Planet Index’.

The NEF logic factors in the short and long term cost of happiness.

Mainstream thinking uses measurements like growth of GDP… but ignores the relativity involved. If GDP rises 10% this is considered good.  Traditional thinkers do not ask what is the cost of this growth to our environment. How much will we, our children and grandchildren have to pay in the future for this current growth?

Nor does the mainstream paradigm compare the happiness efficiency of a nation.

The NEF Happiness Index takes into account whether a culture is using more than its fair share of the Earth’s resources.

This creates a new international ranking of environmental impact and well-being and reveals a very different picture of the wealth, and poverty of nations.

Environmental Efficiency

NEF’s view is that Happiness Efficiency is a phrase and concept worth knowing and using in consideration of the overall (long and short term) success of a nation.

We all know the benefits of efficiency. Now we have a way to measure a really important long term efficiency.  We could call it the “cost per smile” or “laughter earning ratio”.

This really makes sense because it is the inherent nature of all living things to strive for happiness and satisfaction and avoid stress.  If the population of a nation needs to do and spend a lot to attain it… that nation is likely to have economic problems due to its lack of efficiency compared to other nations.

NEF’s index combines environmental impact with well-being to measure the environmental efficiency with which countries provide long and happy lives.

The results are surprising, even shocking.

The index shows a very different hierarchy of success than we normally assume.

For example, the US is a disappointing 114th in happiness ranking behind  countries like Mongolia, Malawi and Chad.

106. Mongolia
107. Malawi
108. Russia
109. Chad
110. Lebanon
111. Macedonia
112. Congo
113. Madagascar
114. United States of America

NEF’s report also says:

“It is clear that no single nation listed in the Happy Planet Index has got everything right. But the Index does reveal patterns that show how we might better achieve long and happy lives for all, whilst living within our environmental means. The challenge is – can we learn the lessons and apply them? Governments the world over have been concentrating on the targets for too long. If you have the wrong map, you are unlikely to reach your destination”, says Nic Marks, head of NWF’s Centre for well-being.

The HPI shows that high levels of resource consumption do not reliably produce high levels of well-being (life-satisfaction).  This suggests that it is possible to produce high levels of well-being without excessive consumption of the Earth’s resources.

The report also shows that a culture can have a long, happy life with a small environmental impact.   America and Germany have similar life satisfaction and life expectancy. Germany’s Ecological Ecological footprint is barely half that in America.   This means that Germany is twice as efficient as the USA at generating happy long lives based on the resources they consume.

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Sustainability is important for long term happiness which is why we bought a farm with lots of spring fed water, like this stream that flows in our backyard.

How can we use this index in business and investing?

I am not sure how accurate this index is or how important it will be.  Accuracy is not all that important though because, if nothing else, this index is a thought process put together by intelligent people that can help us see and think outside the box… something we always need to do.

We must always ask, what comes next?  This index might help us answer this question by adding one more small light that reflects of what might be in the days ahead.  Now we can see better how a country is doing now plus how the cost of the current success may affect the future.

Thinking outside the box is almost always a criteria for long term success. For those who believe this, NEF’s Happiness Index will help make them happy!

Ecuador is 25th on the index.  See the top 25 countries on the index and more about Ecuador’s Index here

Gary

Join us July 24-26 in the cool Blue Ridge during the hot summer and save $299.

We hope you’ll share our beautiful lifestyle in the cool Blue Ridge with us this summer. July 24-26 IBEZ North Carolina

Enjoy the farm and our pools.

internet-business-idea The Cabin pool.

Enroll in our July 24-26 seminar and I will enroll you in our course Tangled Webs – How to Have an Internet Business free. You save $299.

Merri and I love our life in the Blue Ridge… the rushing streams and..

investing-course

cool, green forest.

We invite delegates to the farm for lunch and we’ll take a walk through the woods with delegates who would like to…

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enjoy nature and the views.

We’ll have a wine tasting of Blue Ridge organic wines. Here are delegates at the tasting last year.

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I have just sent our multi currency email course subscribers a report on coffee related shares that now have a strong upward trend.

Enroll in our July 24-26 seminar and I will enroll you in our course Tangled Webs – How to Have an Internet Business free. You save $299.

July 24-26 IBEZ North Carolina

Read the NEF  report at www.neweconomics.org/gen/m1_i1_aboutushome.aspx

Ecuador Tickets to Galapagos


Ecuador Tickets to Galapagos

The ticket to a good Galapagos Ecuador tour is to select a premium boat for the cruise.

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The ticket to a good Galapagos cruise in Galapagos Ecuador is a first class yacht like the Galapagos Yacht Galaxy above.

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Dining on the Galapagos Galaxy.

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Galapagos Galaxy Accommodations.

See the special Ecuador tickets to the Galapagos that save up to $658 here.

I have heard amazing stories from readers about Galapagos tours… good and bad.

Most stories are really positive…  but one point is clear.  There are some bad boats that cruise the Galapagos.  Tickets on these cheaper Galapagos boats are not bargains at all!

You can look for good deals on Galapagos tickets… but look for them on first class yachts…  not second or lower tier cruises.

This is why I always send readers to Haugan Cruises, a company run by our friend, Kjetil Haugan.

The ticket to finding a low cost Galapagos cruise, if your schedule is not rigid, is to look for cruises that are not fully booked. If you can book your ticket on short notice, you can sometimes save thousands.

For example, Fernanda Borja the head of Haugan Cruises Galapagos ticket desk just sent me this note.

Dear Mr Scott,  I wanted to let you know our specials for Galapagos tickets and cruises now:

We have chartered the MY Galaxy, is a First class yacht and at the moment we
have some specials:

June 06-13 (8 days)
Special rate per person $1895.00
June 06-09 (4 days)
Special rate per person
$795.00
This is a very special deal we have right now for all of your clients

June 23-30 (8 days)
Special rate per person $2195.00
June 23-27 (5 days)
Special rate per person $1345.00
June 27-30 (4 days)
Special rate per person $1060.00

You can see more on the MY Galaxy here.

Galaxy Yacht
Category: First Class
Departures: Saturday and Tuesday
Capacity: 16 passenger

Facilities and Accommodation.  The Galaxy Yacht gives a great option to visit the Galapagos Islands.  The yacht offers  4, 5 and 8 days cruises with quality service, excellence and security.

Guest accommodations on this Galapagos yacht include  9 luxurious and comfortable double cabins with lower beds and outside views; 3 on the lower deck, 3 on the main deck and 3 on the upper deck, private bathrooms cold-hot water, air conditioned.

Facilities include a dining room, bar and lounge, TV and DVD, library and sundeck.

As you’ll see below for upcoming offers these special Galapagos cruise deals above are about half price. Few will be able to get Ecuador tickets to go on a Galapagos tour as soon as June 6, but Maybe June 23rd?   We’ll add discount Galapagos tickets on first class cruises as a regular feature to give you as much advance warning as we can.

These prices do not include airfare to Ecuador or the ticket to Galapagos.

Learn how to save on Ecuador air tickets here.

Air tickets, hotel rooms and cruises all have one factor in common.  If not sold they are worthless the moment the flight, night or cruise begins.   As the event nears… the price of the ticket falls if the room, cruise or flight is not filled.

Here are special deals that Haugan Cruises has for all clients who want a Galapagos cruise at more normal fares.

First Class Yacht Athala
SPECIAL 2 X 1 DEAL:
September 01-08 / 26-03 October
Rate for the cabin $4190.00

Note that there is an even better savings because there is an added special 10% discount for Ecuador Living subscribers.  A $119 membership allows subscribers to save as much as $400 on this one benefit alone.  See how to subscribe here.

There are also special deals with flight ticket included.

September 08-15 / 15-22 / 22-29 (8 days)
December 08-15 / 12-19 (8 days)
Special rate per person $3190.00

Again the 10% special discount applies for Ecuador Living subscribers.

OTHER OPTIONS WITH SPECIAL RATES include:
June 27-04 July (8 days)
Special rate per person $3190.00

Ecuador Living subscribers knock 10% from the above rate

July 04-11 / 07-14 / 21-28 (8 days)
August 22-29 / 25-01 September
Special rate per person $3690.00
Family departures, children up to 16 years, pay $2095.00

August 22-29 / 25-01 September
Special rate per person $3690.00

July 04-07 / 11-14 / 25-28 (4 days)
August 08-11 / 15-18 / 22-25 / 29-01 September (4 days)
December 12-15 (4 days)
Special rate per person $1930.00

July 07-11 / 21-25 (5 days)
August 11-15 / 18-22 / 25-29 (5 days)
December 01-05 / 08-12 / 15-19 (5 days)
Special rate per person $2290.00

Ecuador Living subscribers knock 10% from the rates above and below.

First Class Yacht Nina

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Galapagos cruise yacht Nina.

SPECIAL 2 X 1 DEAL:
September 01-08 (8 days)
Rate for the cabin $4390.00

SPECIAL DEAL WITH FLIGHT TICKET INCLUDED:
September 08-15 / 15-22 / 22-29 (8 days)
December 01-08 / 08-15 (8 days)
Special rate per person $3390.00
Special discount for Gary Scott clients 10% from this above rate

OTHER OPTIONS WITH SPECIAL RATES:
July 07-14 / 14-21 / 21-28 / 28-04 August (8 days)
Special rate per person $3890.00
Family departures, children up to 16 years, pay $2195.00

August 11-18 / 18-25 / 25-01 September (8 days)
Special rate per person USD 3890.00ate

October 13-20 / 20-27 / 27-03 November (8 days)
Special rate per person $3490.00

For more information or further assistance on Galapagos Ecuador tickets and cruises contact  Fernanda Borja at fernanda@haugancruises.com

Haugan Cruises-Columbus Travel
Phone: (593-2) 223 5095 / 255 4080/254 7587 / 252 3223 ext 110 or 111
1-877 436 7512 / 213-8144567
Fax: (593-2) 254 0427
Mobile emergency phone: 593 8 44 89 593
SKYPE: columbus-fernanda
www.galapagosisland.net
www.haugancruises.com

Free Galapagos Cruise Tickets

Kjetil Haugan not only runs Haugan cruises and the Athala and Nina but is also the developer of Vistazul condos.

Here is the Athala.

Galapagos-Cruise-news

One of the most luxurious Galapagos cruises.

Galapagos-Cruise-news

Buyers of a Vistazul condo can have a Galapagos cruise free.

Galapagos-Cruise-news

You can get details on the condos here.

Galapagos-Cruise-news

This free Galapagos cruise can be on Kjetil’s newest boat the Nina as well.

For more details contact Kjetil Haugan at kjetil@haugancruises.com

Gary

July 4-8  Ecuador Export Tour

July 8-9 Imbabura Real Estate Tour

July 10-13 Ecuador Coastal Real Estate Tour

July 24-26 IBEZ North Carolina

Sept. 17-21 Ecuador Spanish Course

Sept. 23-24 Imbabura Real Estate Tour

Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 9-11 IBEZ North Carolina

Oct. 21-24 Ecuador Import Export Expedition

Nov. 6-8 IBEZ Ecuador

Nov. 9-10 Imbabura Real Estate Tour

Nov. 11-14 Ecuador Coastal Real Estate Tour

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.

Green Investing & Ecuador Cars


Green investments may have extra value now.

“Green  Cars”  means something different now… than it did when I began to drive.

Today “Green Car” might means this….”Small is beautiful”.

green-investment

45 years ago a “green car” meant something like this!

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“Bigger was better!”

Thinking about this change can help us cash in on green investing.

Actually buying a car like the GTO would have been a pretty good investment.

Rare cars had really good appreciation for many years… but the green, very non green, GTO above can tell us more about where to invest in “Environmental Green.”   A change in green mentality can show us how to spot special investing value that goes way beyond collecting antique cars.

This was my first car.

green-investments

This was a 1958 Chevy Bel Air.  I bought it in 1963, used… for $895. This forced me to get a job…. busing dishes at a steak house in Portland, Oregon.   That car sort of set my lifestyle for decades… a solid member of the “one car per person” society.

I lived a mile from an isolated levy on the Columbia River… so yes, I drove my Chevy to the levy.

No more!   Bye Bye Miss American Pie is a more appropriate tune since Pontiac is about to die.   What could be more American Pie than a Pontiac?

I know because this was my second car…

green-investing

a 1966 Pontiac Tempest LeMans Sprint.

These pictures from www.cardomain.com brought back fond memories.  I can list every car I have ever owned in order… it’s a guy sort of thing… but this is not the point here.

That Pontiac had a special new Pontiac – built 230 cubic-inch overhead cam six power plant, the only such engine found in an American production car at that time.  This was available in this Sprint option package on two-doors with a four-barrel, high-compression 207 horsepower version,  marketed as an alternative to higher-priced European sport sedans, which had similar OHC engines.

This motor was hot and was fuel efficient!  Here is a picture.

green-investing

Then the idea of smaller more fuel efficient engines was lost.  The gas guzzling GTO with a huge eight cylinder took over and this type of engine became hot.  Europe’s idea of smaller, high performance fell to the idea of … just plain… BIG.

Bigger is better.   Faster is good.   Power is king.  These became  the American ideals and most of us (boomer) guys and gals bought into it.

This led society down an incorrect, unsustainable path of consumption worth mentioning now because of Pontiac’s recent death.

A recent BBC News article entitled “Pontiac RIP” by Nick Holland tells the tale.

Here is an excerpt from that article:

The GTO transformed Pontiac into a muscle car brand.

Pontiac has become the highest-profile victim of the crisis in the American car industry.  The decision this week by General Motors to discontinue the brand shocked a generation of petrol heads who fell in love with the all American muscle cars the company developed in the 1960 and 70s.

It is a great shame that one of America’s iconic brands is having to be removed from the automotive scene

We are talking about cars like the Pontiac Firebird, The Grand Am and the GTO.
Like Route 66, roadside diners and baseball all of these vehicles have become genuine artefacts of U.S. culture.

“If ever a car company defined swagger – Pontiac was it,” says Peter DeLorenzo who runs the Autoextremist.com blog.

“Pontiac delivered cars to the market bristling with a maverick, edgy appeal and genuine soul – a commodity so far removed from most of Detroit’s products then that it was striking,” he says.

Things began to change when the company employed John De Lorean, who later founded the ill-fated De Lorean Motor Company, as its new head of engineering in 1956.

Pontiac started test driving a saloon car fitted with powerful V8 engines.

However, the vehicle did not meet General Motors’ corporate guidelines because they were considered too fast and breached an agreement with other manufacturers within the GM group to avoid building performance cars.

Regardless of that, a handful of the cars were built and Pontiac salesman drove them around to test public reaction.  They got 5,000 orders.

Once the board at General Motors found out, the GTO was born.

The popularity of the car encouraged the company to transform itself into a performance brand.

Alongside the GTO the company developed the Grand Prix and the Firebird during the 1960s, all of them muscle cars.

The demise of Pontiac is a clue… the end of a wasteful non sustainable way… plus it’s part of  this economic slowdown that signals huge socio-economic changes.

The global financial correction has pushed equity markets down everywhere and ended as time Magazine puts it, “the end of excess”.

American society revered big. Bigger was better. The more one had… the bigger the house… the faster the car… the greater the consumption… the more a consumer was respected.

Perhaps no more.  Now being environmentally sensitive is cool.

This creates a distortion because green shares have been especially hard hit.

There is a reason for this.  A USA Today article entitled “Going green can cost too much green” by Alan Gomez may help explain why.

Here are excerpts from this article:

Going green isn’t easy, especially during a recession.

For two years, the city of Durango, Colo., bought electricity for all its government buildings from wind farms. The City Council ended that program this year, reverting to electricity derived from coal-burning plants and saving the cash-strapped city about $45,000.

“It’s very hard for us to lay off an employee to justify green power,” City Manager Ron LeBlanc said. “Those are the tradeoffs you have to face.”

Across the country, government agencies are either cutting or shrinking programs that use or fund renewable energy projects. Green power — from wind farms, solar power or other renewable energy sources — remains more expensive than traditional power sources.

As budgets shrink, some people have had to scale back their green ambitions.
Pennsylvania passed a comprehensive energy plan last July that included a $100 million program to encourage people to invest in solar energy. The Pennsylvania Sunshine Program would provide reimbursements to homeowners and small business owners who installed solar electric and solar hot water projects.
The program has yet to begin, and the state will start with only $30 million in grants, according to Scott Dunkelberger, executive director of the Commonwealth Financing Authority, which administers the funding of Pennsylvania’s economic development programs. “We just want to take on the debt that we need,” he said.
That has left some in Pennsylvania waiting.

Buyers and investors have been backing off green because of short term financial concerns. Yet the huge long term problems of sustainability have not been resolved. Driving old Pontiacs might be cheaper in the short run then building new energy efficient cars… but returning to “Gitiup Little GTO” will not solve the problem’s of the high energy costs that those dual quads consume nor deal with the pollution coming from the twin exhausts.

Wise investors with a medium and long term view can gain extra value by investing in the value created by distortions in green shares that are vital to society in the long term… but depressed more than the norm right now due to short term economic concerns.

One example of this is that a no car trend is also growing. Excerpts from A New York Times article entitled “In German Suburb, Life Goes On Without Cars”
by Elisabeth Rosenthal.

VAUBAN, Germany — Residents of this upscale community are suburban pioneers, going where few soccer moms or commuting executives have ever gone before: they have given up their cars.

Street parking, driveways and home garages are generally forbidden in this experimental new district on the outskirts of Freiburg, near the French and Swiss borders. Vauban’s streets are completely “car-free” — except the main thoroughfare, where the tram to downtown Freiburg runs, and a few streets on one edge of the community. Car ownership is allowed, but there are only two places to park — large garages at the edge of the development, where a car-owner buys a space, for $40,000, along with a home.

Ecuador Cars

Ecuador has some green potential in this way because Ecuador has a great import law for cars.  You cannot import used cars to Ecuador.  You can only import new cars only…ie. in 2009 a 2008 or newer.  This helps keep junkers, gas guzzlers and smokey, old wrecks off the road.

Merri and I encourage people to forget the car in Ecuador… for several reasons.

First, it is a hassle.

Second, the taxes are  high for imported vehicles. The norm for taxes for a regular car is near 50% and as the price of the car rises…so does the percentage of tax.  Cars over $100,000 have a 100% tax.

Third, hiring a car with driver (this what Merri and I do) is really inexpensive. Cars used for commerce (i,e. taxis) can be imported into Ecuador tax free. Gas is cheap (about $1.50 a gallon) and drivers do not earn a lot.  These facts often make it cheaper to hire a car with driver than to own a car.

Using a car and driver avoids getting lost.  You eliminate the legal hassle of fender benders and provide employment. Very few of the many people I know who have moved to Ecuador have a car.

Learn more about Ecuador cars at Driving in Ecuador

Owning one’s car is ingrained in the North American mentality. I am reminded of this every time I drive through a city during commuter hours. There are miles upon miles of individuals each sitting in one car.

I understand this… the minute I turned 16  I had to get a car… a big one that was fast.

That mindset was an error that the world (and many individual budgets) can no longer afford… so say bye bye Miss American Pie and so long Little GTO.  Invest in green and when possible do what you can to eliminate one person… one car.

Gary

Learn more about green investing at our upcoming International investing and business courses.

July 24-26 IBEZ North Carolina

Oct. 9-11 IBEZ North Carolina

Nov. 6-8 IBEZ Ecuador

Nov. 9-10 Imbabura Real Estate Tour

Nov. 11-14 Ecuador Coastal Real Estate Tour

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.

You can read the entire article “Going green can cost too much green” at www.usatoday.com/money/industries/energy/2009-05-03-greencities_N.htm

You can read the entire article German Suburb, Life Goes On Without Cars at http://www.nytimes.com/2009/05/12/science/earth/12suburb.html?_r=1&th&emc=th

Ecuador Wills


Ecuador wills do not work if challenged.

We’ll look at some important information about Ecuador wills and Ecuador’s legal system in a moment.

Plus see below how asset protection benefits in the LLC you use may have changed.

Here is a group of indigenous farmers that our foundation Land of the Sun (LOTS) is helping.  They created a mingo (working circle) to clean out their water system that feeds a school that LOTS is helping to renovate.  Merri and I and some friends visited to check on their progress.

Ecuador-wills

Everyone works, men…

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women…

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young…

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and old.

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Well… not everyone works.

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But everyone gets involved in helping. Here is our hotel manager Franklin Sandoval conferring with the head of the village.

Ecuador-wills

I mentioned our foundation here  because it helps us gained fulfillment in our business, plus creates tax and asset protection benefits plus is part of our estate planning to make sure that the people of Ecuador are helped even after we pass.

Making sure that your assets held abroad are protected and properly conveyed in your estate requires extra planning.

Yet many Ecuador Living subscribers have been buying real estate or are moving to Ecuador without giving thought to the added complexity in their estate plans and other legal requirements.

I strongly suggest that you review you entire estate with both a local and Ecuadorian attorney. Here are some excerpts from an Ecuador Living report on why.

The Western world operates on two systems of law, the civil law of ancient Rome, and the common law of England.  These two systems have a lot in common, yet in many important areas they differ.

These differences can create legal conflicts in contracts, wills, trusts, parental rights and even residency.

The passing of wealth to heirs for example is one area that differs.

Few people coming from North America (which operates under a British common Law system), understand that US, Canadian or Ecuador wills do not work in Ecuador if challenged.

Many legal systems have evolved from The Roman civil code.  The Napoleonic Code is the French version, established under Napoléon I in 1804.  The Napoleonic code was not the first legal code to be established in a European country with a civil legal system though. The Codex Maximilianeus bavaricus civilis was reated in Bavaria arund 1756).  The Allgemeines Landrecht formed in Prussia, around 1794.  The West Galician Code,  began in part of Austria around 1797.

Many of the civil codes in Latin America are based on an original work derived from the French code and Castillan law.  Chile was the first to accept this type of legal system in 1855.  Ecuador followed in 1858.  El Salvador,  Venezuela,  Nicaragua, Honduras, Colombia and Panama are other countries with a legal system based on this foundation.

In this Ecuador legal system, the will is called the testament and allows the testor to direct the disposal, in whole or in part, of their property, upon death.   The testor retains the right to revoke the provisions in the testament anytime during his or her life.

However there is a difference in common and civil law as to what is a person’s property is.   In most civil codes, the wife automatically owns half of all property unless otherwise  stipulated in a formal way. The children own the other half.  Period. A will cannot supersede this fact.

If a person’s will leaves all of his or her property to his or her spouse, the will works fine UNLESS the children contest the will. If they do the testament will not be valid.

This can create complications in simple circumstances.  If the circumstances become complicated… for example children from two or more marriages… then problems could mount.  There is even a concern in my mind that a surviving spouse could lose investor residency status if the inheritance falls below required minimums.    A spouse could lose residency and a house!

In a common law country a person can write a will on a scrap of paper, throw it in a drawer (not advised) and that may be enough.  Though it also might not.  In a civil code jurisdiction such a will definitely will not work!

So if you create a will in Ecuador and then write another later… be sure to make the change official. Otherwise the new will may not work.

In a common law legal system wills do not have to be recorded and often the act of writing a new will allows the new document to supersede the old.

Ecuador’s Act reforming the Civil Code, of August 17, 1989 updated a number of areas relating to  covers relationships between a children and their parents, marriage, divorce, the status of wives, marital property and marital agreements.

Having an attorney to help you with estate planning in every country where you hold property makes sense…  especially if  two of the countries have different legal systems.

The US attorney we use is our friend (and trustee of LOTS) Joe Cox.

Joe’s firms specializes in cross border tax and estate planning, asset protection and real estate.

He provides an incredible system called The Strategic Snapshot which is an easy to use, color coded visualization of a person’s structures, corporate entities, estate plan and assets. We use the snap shot and have found it incredibly useful in seeing how everything from a legal point of view should fit.

You can ask Joe about the Strategic Snapshot at  jcox@coxnici.com.

Joe’s law firm also provides an excellent estate planning newsletter that I read regularly.

A recent letter at his archive shows how and says:

Conversion to Manager-Managed LLC Format

Many individuals concerned with asset protection have formed a Limited Liability Company (“LLC”) in an effort to protect their assets. In fact, most people do not know that Florida was the second state in the United States to draft LLC legislation (dating back to 1982). Most LLCs we see in our daily practice have been formed as member-managed LLCs, that is, when the members (i.e., owners) of the LLC control and manage the LLC as well. However, due to recent changes in the law regarding LLCs, we are now recommending that any Member-Managed LLC be converted into a Manager-Managed LLC format.

The intent of this recommendation is to increase the creditor protection of the LLC should the Member be involved in a lawsuit.

For example; under a Member-Managed LLC, if a creditor of the Member is able to obtain the LLC membership units (by court order, for example), the creditor could obtain management rights and make decisions for the LLC. At least one recent court ruling (from Colorado) makes this result a possibility. However, under a Manager-Managed LLC format, the Manager retains control of the management of the assets held by the LLC even if someone else “controlled” the LLC membership units.

In a Manager-Managed LLC, an elected Manager (pursuant to the Operating Agreement) manages the LLC. Note, that an existing member can act as the initial Manager of the LLC, and an independent Manager can be elected at a later time, if desired. Under a Manager-Managed LLC format, if a member was successfully sued, and the creditor obtained the member’s LLC membership units, the Manager could withhold distributions from all Members and the creditor would receive nothing. This result could deter a potential creditor from filing an unjustified or otherwise frivolous claim.


Plus Joe’s website offers an easy to use internet questionaire. See Questionaire.

We live in a complicated world often made more frustrating by the legal system.  Legal systems are problematic enough when one lives and resides in one country.   Difficulties can compound when living and or holding assets in two countries or more… especially if both legal systems…common and civil become involved.  So get an attorney and get advice so you, your spouse and your heirs never find your results uncivil.

The text above is an excerpt from a more complete report sent to Ecuador Living subscribers that describes Ecuador legal system, how to create wills there and provides legal contacts in the US, Canada and Ecuador that can help.

Learn how to subscribe here.

Regards,

Gary

Join us in Ecuador at a 2009 course or tour.

Ecuador Coastal Real Estate Tour May 16-17. $499 Enroll here.   $749 For a couple.

Imbabura-Cotacachi Real Estate Tour May 20-21.  $499 Enroll here.  $749 For a couple.

Ecuador Amazon Herbal Tour May 22-24.  $399 Enroll here. $499 For a couple.

Take Two for One. Attend any of the three international business & investing courses below and select any one of the tours above free.

July 24-26 IBEZ North Carolina + Tangled Web

Oct. 9-11 IBEZ North Carolina + Tangled Web

Nov. 6-8  IBEZ Cotacachi + Tangled Web

Sign up for our three May 2009 tours and attend any of the IBEZ Cotacachi + Tangled Web seminar above FREE.

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.

Learn about our July 2009 Ecuador export tour 2-4-1 deal here.

See our full 2009 schedule here.

May 29-31  JGAM Multi Currency investment Seminar Naples Florida

June 12-14 Shamanic Mingo Tour
June 16-17 Imbabura Real Estate Tour
June 18-21 Ecuador Coastal Real Estate Tour

July 3-6 Ecuador Import Export Expedition
July 8-9 Imbabura Real Estate Tour
July 10-13 Ecuador Coastal Real Estate Tour

July 24-26 IBEZ North Carolina

Sept. 17-21 Ecuador Spanish Course
Sept. 23-24 Imbabura Real Estate Tour
Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 9-11 IBEZ North Carolina

Oct. 21-24 Ecuador Import Export Expedition

Nov. 6-8 IBEZ Ecuador
Nov. 9-10 Imbabura Real Estate Tour
Nov. 11-14 Ecuador Coastal Real Estate Tour

Ecuador Capital Gains Tax


Ecuador Capital Gains Tax

Ecuador capital gains tax is not due on occasional property sale profits.

This is another Ecuador earning idea… fixing up properties… like this.

This can be profitable. Plus these profits can be tax efficient as well.

In Ecuador there is no capital gains tax on the occasional sale of real estate… so you can take a property like this…

Cotacachi condos

fix it t look like this…

Cotacachi-condos

and sell it without incurring income or tax tax liability in Ecuador.

You may still incur tax liability in your country of residence or citizenship. For example if you are a US citizen you may have US capital gains or Alternative Minimum Tax liability.

This is why it is of utmost importance that you consult a tax attorney on such matters.

In fact it now more important than ever to have legal advice (US citizens at least) when you bank and do business abroad.

For year’s we have advised readers of the advantages of investing, business opportunity and banking opportunities abroad.

The main benefit is greater opportunity.  This is the era of the global economy and those who invest globally have the greatest opportunity. This is the story we have been preaching for 41 years this May.

For example right now the US property market is quite slow. Ecuador’s market is strong.

Banking abroad provides access to more experienced global investment knowledge and the ability to execute global investments and business more efficiently.

Another benefit is added asset protection.

I regularly get notes like this from readers who are professionals and in business…

“Gary, I continue to be bothered by an unjust lawsuit that is actually  extortion.  The legal fees are crazy. Such is the legal system now that even when you are totally innocent, you lose even if you win.”

When you invest and do business globally, assets held correctly abroad are safer from seizure via civil action.

However, we have also continually warned of the great risk of doing global investing and business  without good legal advice. Monday’s message looked at the importance of making sure that you use overseas banks in the correct way.

An excerpt from a recent article in the Financial Times entitled “Swiss agree to relax bank secrecy rules” points out the importance of this advice.

The article says:

BERNE, March 13 – Switzerland agreed on Friday to relax its strict bank secrecy rules and co-operate more on tax evasion in a last-ditch attempt to fend off a global crackdown on tax havens that is rattling the offshore banking industry.

In a landmark statement, the Swiss government said it would embrace standards for tax cooperation and exchange of information set by the Organisation for Economic Cooperation and Development, meaning more information on suspected tax evaders will be shared with other countries.

”Banking secrecy does not protect tax crimes. International cooperation on taxes has become more important given the globalisation of financial markets and in particular against the background of the financial crisis,” Swiss president and finance minister Hans-Rudolf Merz told a news conference.

A decision on Thursday by tiny offshore rivals Liechtenstein and Andorra to adopt more tax co-operation has put even more pressure on Berne.

It comes on the heels of moves by other centres, including Singapore, Hong Kong, Jersey and the Isle of Man, to open up.”

An article in the New York Times outlines the focus importance that taxing authorities have placed on tax havens.  The article was about how US President Barrack Obama acted as a mediator during a recent tense meeting between The French President Sarkozy and Chinese President Hu who were arguing about tax havens during the Group of 20 meetings.

The article said:

“Mr. Sarkozy wanted the big communiqué produced by the Group of 20 to endorse naming and shaming global tax havens, maybe even including Hong Kong and Macao, which are under China’s sovereignty. Unsurprisingly, Mr. Hu was having none of it. He appeared angry that Mr. Sarkozy was effectively accusing China of lax regulation, and that the French leader was asking China to endorse sanctions issued by the Organization for Economic Cooperation and Development, a club of wealthy nations that Beijing has yet to join.

According to accounts provided by White House officials and corroborated by European and other officials also in the room, Mr. Obama escorted both men, one at a time, to a corner of the room, to judge the dispute. How about replacing the word “recognize,” Mr. Obama suggested, with the word “note?”

The result: “The era of banking secrecy is over,” the final communiqué said. “We note that the O.E.C.D. has today published a list of countries assessed by the Global Forum against the international standard for exchange of tax information.” Hong Kong and Macao did not appear on the list.

In other words, be global by all means… but make sure you have a local attorney who helps you do everything legally and correct.

The attorney I use is Joe Cox.  You can reach Joe at jcox@coxnici.com.

Learn more about Joe Cox here.

Back to the fixer uppers.

If a person spends time in Ecuador  and stays alert, they’ll see many incredible fixer upper bargains.

Just over a year ago, Merri and I bought the four story office building shown above.   We began cleaning it up an converting two floors into condos.

I could sell these for double what I paid… and still have the two downstairs floors… though they are not for sale.

Construction costs are low. Local craftsmen are handy.  They’ll do things you ask.  So we can afford to use great tiles in the kitchen but keep costs down.

This was the third floor… the kitchen especially…

was a mess.

Here is the third floor now.

ecuador-banks

This if fully furnished with…

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one bedroom and …

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office/den (or second bedroom)  and…

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balcony.   The kitchen now…

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looks great.  The hardwood cabinets had not been installed when I took this shot.

This was the 4th floor, before…

now let’s head up the stairs and see  it after.

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This is a loft studio with…

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great light and an open feel with…

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full dining area and…

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kitchen.

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These floors are among the highest points in the village and views from both units are the best around.  Morning’s give…

the sunrise over Mt. Imbabura.

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Evenings offer sunset in the east on Mt. Cotacachi.

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Views are great at night with the village alight.

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and you can see the entire village…

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and both mountains during the day.

Where we had huge walls we said…”How about windows with a view?”.   The builder  figured out what height was needed to see Mt. Cotacachi and simply knocked the window openings in the walls. Then he built hardwood window surrounds that frame this view.

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The bathroom includes a full tiled bathtub and spa shower like this.

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The king size sleeping nook has this view also and is fully curtained…

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with full hardwood closets.

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These units are available for rental on a three, six or 12 month lease by the way.

Fixing up has property provided Merri and me with sopme nice extra profit… that is totally tax free in Ecuador. Though our last Ecuador fixer upper profits did create some US tax liability.

In these times of change the best ways to gain opportunity are with real estate, commodities, stocks and your own business.  For those who want to live full or part time in Ecuador and earn extra tax efficient profits, that avoid Ecuador capital gains, consider buying and fixing up Ecuador property.

Gary

Join us in Ecuador.

Ecuador Coastal Real Estate Tour May 16-17. $499 Enroll here.   $749 For a couple.

Imbabura-Cotacachi Real Estate Tour May 20-21.  $499 Enroll here.  $749 For a couple.

Ecuador Amazon Herbal Tour May 22-24.  $399 Enroll here. $499 For a couple.

Take Two for One. Attend any of the three international business & investing courses below and select any one of the tours above free.

July 24-26 IBEZ North Carolina + Tangled Web

Oct. 9-11 IBEZ North Carolina + Tangled Web

Nov. 6-8  IBEZ Cotacachi + Tangled Web

Sign up for our three May 2009 tours and attend any of the IBEZ Cotacachi + Tangled Web seminar above FREE.

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.

Learn about our July 2009 Ecuador export tour 2-4-1 deal here.

See our full 2009 schedule here.