Tag Archive | "Guayaquil"

Guayaquil Natural Health Spa Facility For Sale


Here is a natural health spa facility in Guayaquil, Ecuador for sale.  Please see notes from the owner below…

Here is a link to the full document with 28 pictures and full description of the offer.

FOR SALE
Natural Health / Spa Facility / Gym – Fitness Studio
Guayaquil, Ecuador

NovaVita Research Center
Av. Las Monjas 115
e/ Circunvalacion y Costanera
Urdesa Central
Guayaquil, Ecuador
E-mail: novavitacenter@hotmail.com
Telephone:  Ecuador:  593-8-729-6447 / 593-9-936-8571
USA:  801-633-5867

This beautiful building provides many opportunities to those looking to
develop a business in Ecuador. It is one that can be divided into many
different areas for offices, conference rooms, and various therapies rooms. It
could even be made into a mini strip mall and leased out to others.  It is a
dream of a situation for anyone who is ready to start a business whether it is
a natural medicine center or any other business because of its many versatile
uses. It is in immaculate condition and ready for immediate occupancy. This
unique building, a must see, is one of a kind with its beauty in such a
fabulous location in the heart of such a thriving metropolis.

Guayaquil

The weather in Guayaquil is between 80 and 95 degrees all year. The rainy
season is from January to April but the temperatures are still warm. The
weather is beautiful and at best you would need only a light raincoat, an
umbrella and some durable shoes that are suitable for rain. The dry season,
from May until December, is a little warmer.

Various major airlines have direct flights from the United States such as:
Delta, American, Lan, Aerogal, Copa Air, and Continental, which flies
through Panama City.  Air France, Lan, and Iberia airlines fly directly from
Europe.

The Nova Vita Research Center is located in the heart of the business
district of Guayaquil, about 10 minutes from the Simon Bolivar
International Airport.

Major hotels such as the Sheraton, Hilton, Howard Johnson, Hotel Oro
Verde have a shuttle service to and from the airport and are in close
distance to NovaVita.

guayaquil-spa

This building is wrapped around a very gorgeous swimming pool and a
Jacuzzi hot tub surrounded with palm trees swaying in the gentle breeze and
flowers and shrubs that adorn the edges of the blue lagoon-like colored
water of the pool.

NovaVita

NovaVita is located in the heart of beautiful Urdesa Central which is one of the most desirable business districts in Guayaquil. It is most surprising when you walk through our doors to find yourself in a beautiful and peaceful oasis hidden from the outside world.

* Swimming pool and hot tub: The building is wrapped around a most gorgeous swimming pool and a Jacuzzi hot tub surrounded with palm trees swaying in the gentle breeze and flowers and shrubs that adorn the edges of the blue lagoon-like colored water of the pool.

guayaquil-spa

Jacuzzi with plants

The pool has been well cared for by a weekly cleaning service and the grounds are immaculate. When lounging around the pool, it is hard to imagine that there is a city outside of this uniquely designed building.

guayaquil-spa

Guests at the juice bar

Juice bar welcomes visitors to enjoy smoothies and drinks made with the abundant exotic fruits and vegetables of the area.

Bathroom Change Room

guayaquil-spa-for-sale

A complete bathroom / change room is conveniently located outside near the
pool with toilet, sink and shower.

Here is a link to the full document with 28 pictures and full description of the offer.

For more details contact:

NovaVita Research Center
Av. Las Monjas 115
e/ Circunvalacion Y Costanera
Urdesa Central
Guayaquil, Ecuador
E-mail: novavitacenter@hotmail.com
Telephone: 593-8-729-6447

This is a paid advertisement….

Gary

Join an Imbabura Ecuador real estate tour and visit Guayaquil

Dec.   6-7, 2010

Jan. 13-14-15, 2011
Feb  21-22-23, 2011

Enroll here for two. $749.

Ecuador multi course adventures can help you save.

 See multi tour details here.

Mass Wisdom Q&A Oct. 16


Let’s share Mass Wisdom in our Saturday Q&A.

We can see the wisdom of the masses everywhere so we devote our Saturday message to comments and questions from our readers. With over 21,000 readers we have a lot to share!

gary-scott-seminars

At our seminars… after the lessons, we pay a lot of attention to the social get-togethers because these informal sessions help everyone add depth and experience to what they formally learn.  Here are delegates sitting round a bonfire at the wine and cheese reception at the New River Organic Winery hosted by Thomas Fischer.

This Saturday see below:

#1: Questions on forex… risk and Hong Kong dollar investments.

#2: Questions on our global investment syllabus.

#3: Questions on Guayaquil hotels and tourist attractions.

#4: Questions about the International Club and Club Ecuador.

#5: Ecuador Rose comments.

#6:  Comments on a 10 acre Ecuador organic farm on top of the mountain with avocado (four varieties), and lemons, oranges, tangerines, limes and yucca.

#7: A Blue Ridge Geography lesson. Do you know the Stone Mountains?

gary-scott-seminars

At our seminars (see our 2011 schedule here) we get everyone together for social occasions. Here are delegates at our last course having lunch at our house.

#1: Questions on forex… risk and Hong Kong dollar investments.

Here is the first question that came from that seminar: Dear Gary,  I am planning on relocating to Ecuador and I have been reading and enjoying your newsletters and articles for some time now. I have learned a lot from you about life in Ecuador and I’m trying to make sense of the financial information you have provided.

I am looking at opportunities for safe investments. However, I understand you when you say that there are always risks associated with any investments. If I may, I have a few questions for you and I would really appreciate and hope you have the time to reply.

1. Your October 9th letter mentioned having a small percentage of one’s porfolio in forex; what percentage do you recommend? What kind of returns can one expect from JYSKE / forex trading? What are the risks of putting all your assets with JYSKE and having them take care of the management? It is my understanding that with forex trading my original capital investment will be safe and won’t lose value as the U.S. dollar is falling.

2. Do you have any information about the German Solar company that is paying 15% interest on investments? (I read about this in International Living Magazine / seminars)

3. Is it a good idea to convert money to Hong Kong dollars and/or the Brazilian currency because it seems to hold value against the U.S. Dollar?

Reply: First… embrace risk at this time.  The seemingly safest investments now may be the riskiest. History suggests that the light at the end of the tunnel will show up in 2012 or 2013. Until then bonds considered safe provide really low returns and are at risk.

The amount of forex depends on your profile… low…medium or high risk and how much you can afford to lose or how long you can wait out a reversed position.   If you are a US resident or citizen, review this with Thomas Fischer at Jyske Global Asset Management fischer@jgam.com If you are a non US investor, contact Rene Mathys at Jyske Private Bank mathys@jbpb.dk

Re solar power and 15%. Solar power is good but a ways off.  15% this must be very risky.  Risk is not bad if the return is high enough but read my FREE report “3% Solution to determine Risk versus Risk Premium.

My report “Running Risk” shows how to earn 22% without great risk.

I view holding Hong Kong, Singapore dollars or Brazilian reals a good forex investment… when you can get a decent return… such as with Suntec REIT a real estate investment trust. This Asian company was  established with the objective of investing in income-producing real estate properties in Singapore which are used primarily for retail and office purposes.

We love the social aspect of our seminars but afterwards, we get away into peace and quiet to reflect and absorb what has been shared.  The day after our October course I hiked up to…

wild-turkey

our labyrinth and did my meditation there.  See Buddha whom we have added behind that maple tree.

Although I was brought up as a Quaker, I like the story of Buddha because his father was a king and he possessed everything that he could want or need….but he felt that material wealth was not life’s ultimate goal…his left his life in the palace and started teaching merchants.  He traveled and taught for 45 years on how to lead a balanced life.  Whenever I finish a seminar that has had a lot of focus on money, business and profits; I like to go out into nature and remind myself that these are just by products of a good life spent in giving in service.

wild-turkey

#2: Questions on our global investment syllabus.

Readers Question; Hello, Can you tell me what is covered in your International Business Made EZ and Intl. Investing Made EZ courses? Do you have a syllabus or outline you can send?

Also, does the price of $499 include accommodations and meals? If not, how much are those, or are they on your own?  Thanks.

My reply: Jeff,  Thanks for asking.  We have an extensive course syllabus here.

This year we began making audio recordings of our international investing and business seminars courses so even if you cannot attend you can get the seminar online so you can listen in your MP-3, computer or car.

The seminar recordings also help provide a head start.  We are currently editing the October 2010 International Investing and Business seminars and when  you enroll we’ll immediately send them to you by email.  This way you can start using the data now and then and gain updates at each seminar.

This is the secret of a good investors success… enjoy the masses… but also solidtude. See the big picture but also know the details.

#3: Questions on Guayaquil hotels and tourist attractions.

Hello:  We had a wonderful trip back to Tri-City Airport on Monday after the October seminar.  Since we had plenty of time we took Rt. 16 up to Mouth of Wilson and Rt 58 over to 81.  Lots of twists and turns but the color up in the “high country” was spectacular.  More on all of this and the seminar in a later email.

I have a good client in Germany that is bringing his family to the Galapogos over their Xmas vacation and all of the arrangements have been made thru their tour company.  Just prior to returning to Germany they want to stay two nights in Guayaquil or Bogota.  (their return flight home is out of Bogota)  I am real uneasy about Columbia and think that staying in Ecuador would be a better option from a safety standpoint.  I have two questions: 1.  Can you recommend a high-end hotel in Guayaquil?

2.  They will have a full day in Guayaquil-Are there some “must see” things while they are there?

Warm regards to you and Merri.

My Reply: In Guayaquil there is the old Oro Verde Hotel  town(our choice) and the modern Hilton by the airport.  Years ago, the Swiss built the Oro Verde and it is a premier hotel with the best breakfast in the world….and safe.  Things are better in Guayaquil than they were in the past, but caution is always advised.  I would only go to a hotel which sent a driver or shuttle to the hotel for me.

It seems that things we could do explore and do years ago are better but of course it might be best to take a driver and guide with you.

In Guayaquil a walk along the Malecon stretches for several miles along the Guayas River.  This is a beautiful boardwalk, well-patrolled day and night and features small food stands, other eateries and a blend of historic and modern buildings.

Directly north of the Malecon is Cerro Santa Ana a colorful neighborhood with shops,  restaurants and bars lining the 400+ step staircase.

Once you get to the top, you can visit a small church and lighthouse. The views of Guayaquil are excellent.

Museum Casa de la Cultura has prehistoric gold work collection belonging mostly to the ancient inhabitants of the coast. The ceremonial pots, snake-shaped bracelets, nose rings, gold pieces that were used on the lips and cheeks, elaborated pins used to fasten clothing, chest shields, ceremonial masks and earrings are interesting.

The Museo Municipal, located at the corner of Pedro Carbo and Sucre has four divisions: Archeology, History, Colonial Art and Modern Art.

However, they would enjoy Quito more and there are flights from Quito to Galapagos as well as Guayaquil.  Quito is the Heritage City of the World and offers a lot of sights and of course Colonial Quito…there I would stay only in Colonial Quito or in La Floresta…such as the Suisse Hotel or if one preferred a smaller boutique hotel, the Mansion del Angel, owned by our friends at La Mirage.  This hotel is remarkable…and Quito assures one of the views/the beauty/the heritage and is really a taste of Ecuador wheras Guayaquil is not.

Ecuador-roses

I wanted to thank Jeff & Linn Neal, readers who are also Ashe County real estate brokers. They attended our October seminar and answered questions about real estate here.  Linn gave us this wonderful bouquet  of roses from her garden (enhanced by a couple of fresh Ecuador roses). She taught us a great idea. The bouquet was garnished with herbs… basil… parsley, cilantro and mint. Vision and aroma combined!

#4: Questions about the International Club and Club Ecuador.

Question: Dear Gary,  I have been researching Ecuador and following your news there for several years now. I would very much like to participate in the many courses here in the States and also in Ecuador. I feel the time is right for me to move forward with my ambitions in this regard. The International Club appears to be a great deal of a lifetime!

Could you please elaborate further. Does the club fee include the seminars/courses in Ecuador, as well as North Carolina and Florida? I am unclear on exactly what is included. I understand the air fare and accommodations are the responsible of the individual. What other costs would be incurred in the trip to Ecuador? Also, I would prefer to bring someone with me, perhaps my sister or brother. I understand that the cost to bring someone along would be free. Is this correct? I just want to make sure I am getting it all clear before I proceed. Please advise. Thank you very much!

Reply: Merri’s and my mission is to serve our readers by sharing our 42 years of global experience in ways that help them live better in these changing times.  We do this through seven areas:

#1: Investing Globally.
#2: Having an International Micro Business.
#3: Gaining From Small Town USA.
#4: Everlasting Quantum Wealth.
#5: Getting and Staying in the Zone with Quantum Thinking.
#6: Saving Fortunes and Adding Years of Energy, Good Health and Comfort with Alternative Health Ideas.
#7: Living in Ecuador.

Ecuador is just one part of what the nine seminars Merri and I conduct cover.  We personally have not conducted the Ecuador real estate, shamanic or export tours for a number of years. These Ecuador tours, which are sponsored by Jean Marie Butterlin, are not included in the International Club.

The nine seminars included for our International Club members are in the USA and they include a lot of Ecuador content provided by Jean Marie Butterlin and Bonnie Keough who conduct the Ecuador tours we advertise at our site.  They have been conducting these tours for some time…and offer superb services and experiences.

Jean Marie speaks at our seminars about Ecuador real estate. Bonnie Keogh who conducts the Ecuador export tours speaks at our seminars about Ecuador exporting and exhibits Ecuador products at our seminars… plus Merri and I share our 14+ years of Ecuador experience.

All the Ecuador tours advertised at our site are conducted by the tour company, Morya Ecuador Discovery SA, which was formed by Jean Marie Butterlin and is run by him and our former staff.

Jean Marie is offering Club Ecuador which he advertises at our Ecuador Living site.   He offers over 50 tours in the remainder of 2010 and 2011 and the fee ranges from $499 for one person to attend one tour up to $3,199 as many of the tours through 2010 and all of 2011 as you wish.

Merri’s and my International Club seminars are all conducted in the USA. They help you learn Spanish and gain experience and expertise in the other seven areas mentioned above. You can enroll here.

#5: Ecuador Rose Comments.

My Comment: Don’t forget to order your fresh Ecuador roses for the holiday. During our seminar last weekend we  shared 100 of these beautiful orange Halloween and Thaksgiving roses.

Ecuador-roses

This is one of five bouquets we made from them. Order fresh Ecuador roses here.

#6:  Comments on a 10 acre Ecuador organic farm on top of the mountain avocado of four varieties, and lemons, oranges, tangerines, limes and yucca.

Ecuador Comments:  Gary and Merri, Thanks for you assistance! Your advice and website information has allowed us to purchase a small organic farm in Ecuador. There were challenges, especially since we don’t speak Spanish, but your staff and contacts kept us on the right path. Taking a step of faith to pursue and purchase out of the USA can be attributed to your website info and guidance.

We would like to thank Peggy and Lee Carper, Bonnie Keough and the staff of The Land of the Sun hotel, Roberto Moreno and Santiago Andrade- the attorneys, and many others. A special thanks to Omar Pinto who drove me around and translated for me for several days of negotiations and educated me on the culture. He and his family were the highlight of the trip!

The farm we purchased is off the beaten path in the Rio Intag area about a 2 hour public bus ride that costs $2.00 or about a 1 1/2 hour drive by a car from Otavalo. The ride is difficult but when you arrive it’s completely forgotten. There are 4 hectares, about 10 acres, on top of the mountain overlooking the village of Apuela and it faces the legendary “Face of the Intag” mountain. There are many mature fruit trees that are primarily avocado with four varieties, and lemons, oranges, tangerines, limes and yucca with over 70 trees. The caretaker has planted many herbs for medicine and teas, mints, herba luisa  and many others along with many types of vegetables. Everything is organic!

We are very appreciative of your efforts and those of your staff to provide the great information compiled on your website. Without this information we would have never taken the plunge to purchase in Ecuador. Thanks.

wild-turkey

We love our home in the Blue Ridge… the beauty and nature. Here is a flock of turkeys we stirred up ambling yesterday through the autumnal woods. They had little fear. Oops!  Maybe  we have not been living where we thought… in the Blue Ridge. See why in the comments below.

#7: Comments on geography.

Comments: Just a quick note on geography.  We are on the eastern slope of the Stone Mountains.  The Blue Ridge is just east of us, over toward the Parkway.  Just thought you might like to know.  I’m sure it doesn’t mean much to those from far away but I like accuracy so very much.  Take care this winter on your journeys.

Be sure to send your comments & questions.

Gary

Belong to the International Club

Enjoy the Good New Days

Many people yearn for a return to the good old days.  This is a mistake.  Those days are gone and will never return.  Honestly they really were not that good.  We would be sorry if they were here now.  The future is better and for a special few the days, months and years ahead will be much better than the past.   We plan to be among them and invite you to join us in an easier, freer, richer, safer world.

Soon you will be reading… again, about how instability in the US dollar threatens our lifestyles.  The dollar, once the world’s reserve currency is burdened with debt and deficits that threaten economic and social order almost everywhere.  This is nothing new.  In fact, deterioration in the greenback is one reason for a seven decade downward spiral in your and my freedom.  When we work hard and save carefully, but get less and less in return, we become boxed in.  It’s a never ending rat race.  This is a trap, a downwards spiral where the more dollars we get the less we can buy.

Learn how to have more freedom and time, less stress, better health care, extra income, greater safety and profit in your savings despite America’s deficits, debt and currency risk.

downwards spiral

A downward spiral of the US dollar began the downward spiral of our freedom.

Fortunately there are secrets that will allow a few to live much better, free of debt and worry despite the decline in the dollar’s purchasing power.   My wife Merri and I have traveled, lived, worked and invested around the world for nearly 50 years to gain this information.  Let me share the basics of this data and how it can help you.

The first fact behind this secret is that things are really good in the western world.  Despite the many problems, we are surrounded by more abundance and greater opportunity than almost anyone has ever enjoyed, anywhere, ever.   To enjoy a fair share of this wealth, all we have to do is understand human nature and learn how to invest in the new economy, as it changes and becomes new, again and again.  Merri and I have made seven huge transitions in the 50 years.  Each has allowed us to always stay ahead of losses that the majority of Americans suffer.  We are in another transition right now and want to share why and what to do so you can stay ahead and live a richer, independent life too.

The concept of democracy, as we learned it, has weakened, but we still have free will and do not have to let poor government, wars, economic and social injustice blur our well-being.  We can still be free and responsible for our health, our income and our wealth.  The majority of people blame on government and big business for economic failure.  They want them to fix the problems, step back from the change and rebuild from what they perceive as ruin.

The few who succeed see change as a gift instead.   No change is a guarantee that nothing gets better.  Evolution brings destructive innovation but such change is not ruin. It is opportunity.

The change in the purchasing power of the US dollar is one of the greatest risks we have to our independence, safety, health, and wealth, but is also a chance for huge profit as i explain below.   Though the greenback has been strong for a number of years, its strength is in serious jeopardy.  The growing federal deficits increase the national debt and this with rising interest rates propels a growing debt service.

When the Dow Jones Industrial Average recently passed 20,000, another milestone of “20” took place that has a much darker meaning to your and my spending power.  The U.S. national debt passed the $20 trillion mark.

The problem is that the Dow will come back down.  National debt will not fall.

In the past decade US debt nearly doubled and the Congressional Budget Office estimates that the rate of  debt will continue to rise for at least ten more years.  That debt is all the debt issued by the US  Department of the Treasury since 1790.  In other words in the ten years from 2006 to 2016 the US government added as much debt as it had accumulated in the previous 216 years!

That number does not include state and local debt.  That number doesn’t include so-called “agency debt ( debt issued by federal agencies and government-sponsored enterprises) which is “guesstimated” to be another $8.6 trillion or so.  That  dreadful number does not include the so-called unfunded liabilities of entitlement programs like Social Security and Medicare.

Do you feel burdened by personal debt?  Well, add the Federal National Debt because per person it is over $60,000.  If one adds in all the other debt each and every American owes over $100,000!   For each family of four, our friendly Congress has added an extra $400,000 debt.

How can America pay this back?

The answer is they cannot.  However there is good news.  Payback actually does not matter.  No one expects the US or any country to ever pay back all its debt.  Isn’t that nice? We all owe $100,000 but don’t have to pay it back?  Right?

Here is the bad news.  Everyone does expect every country to pay its national debt service.   This is why we know there will be a downward dollar spiral.  You see when debt service gets too high, governments always let the purchasing power of the currency fall.  It’s a dirty trick.  Someone owes you a bunch of dollars every month and they pay it.  The problem is those dollars buy less clothing, less food, less housing and energy and less everything.

Wait a minute isn’t that good for us?  If we each owe a $100,000 but get to pay it back in devalued dollars, don’t we reduce our debt?   Yes, but those are the same dollars we are paid with.  Those are the same dollars that pay for our food, our clothing and our shelter. Those are the same dollars in our savings account so the reduced purchasing power lowers our standards of living too!

Go to the store.  Buy some bread or, heaven forbid, some fresh vegetables like peppers or fruit.   Look at the cost of your prescription or hospital bills.   Do something simple like have your car serviced at an auto dealer.  Look at the dollars you spend and you’ll see what I mean.

A huge dollar conundrum looms from the rising national debt service as well.  During most of the last decade when the national debt was skyrocketing, interest rates were plunging and remained really low.  Now rates are starting to rise as will the US national debt service.  This chart from the Congressional Budget Office (CBO) shows that debt service is expected to more than triple in the next ten years.

dollar charts

Largely due to the Federal Reserve’s aggressive efforts to keep interest rates low, the U.S. government is paying historically low rates on its debt.

The CBO projects, unless the law changes, US national interest costs will more than double over the next 10 years, rising from $270 billion in 2017 to $712 billion in 2026 and totaling $4.8 trillion over the period.  Interest costs are expected to continue climbing beyond the next 10 years and are projected to be the third largest category in the federal budget by 2028 (after just Social Security and Medicare), the second largest category in 2046, and the single largest category in 2050.

These interest costs add up to trillions of dollars that won’t be spent on roads, on the military, on health care or the environment or schools.  That rising debt service creates a vicious cycle that can only lead to a devaluation of the US dollar so the debt can be paid, but in phony terms.

The loss of the dollar’s purchasing power erodes our independence, our freedom and our savings and wealth as well. 

At the same time, low interest rates by big banks and higher health care costs soak up the ever diminishing income and savings we have left.  According to a Gallup poll, the most unpopular three institutions in America are big corporations & Wall Street banks, HMOs and Congress.  Yet there is little we can do because these institutions are in control.

Over the last 50 years the average income for 90 percent of the American population fell.  Our health system is restricted by a Kafka-esque maze of legislation and insurance regulations that delay, frustrate, and thwart attempts by patients and doctors from proper medical care.  Big banks and corporations restrict our freedom of choice.  The business customer relationships are no longer transactions between free equals.

Banks can trap us in indebtedness at every age from student loans to mortgages to health care costs.  They pay almost nothing on our savings.  They hide unexpected fees and payments in complex and unreadable documents.  Banks and big corporations routinely conceal vital information in small print and then cheat.  Weak regulations and lax enforcement leave consumers with few ways to fight back.  Many of these businesses ranging from cable TV to phone and internet service to health insurance have virtual monopolies that along with deceptive marketing destroys any form of free market.

These same companies control the credit-scoring agencies so if  we don’t pay unfair fees, our credit scores will plunge and we could lose the ability to borrow money, rent an apartment, even to get a job.  Many consumers are forced to accept “arbitration clauses” in lieu of  legal rights.  The alternative is to lose banking, power, and communication services.

Big business has also usurped our privacy.  Internet companies sell our personal data.  Personal information is pulled from WiFi and iPhones track and store our movements.  The government can access this information, sometimes without subpoenas.  There’s a lot that we don’t know, often withheld under the guise of “National Security.”

The glow on Western democratic capitalism has dimmed… or so it seems.  The US, leading the way, is still a superpower with economic, innovation and military might, but the institutions that should serve the people have become flawed or broken.

America’s infrastructure is in shambles.  The nation’s bridges are crumbling, many water systems are filled with toxins, yet instead of spending more to fix this, we build more prisons.  The 2.2 million people currently in  jail is a 500 percent increase over the past thirty years.  60% of the inmates belong to ethnic groups.  Not just non-white ethnic groups are suffering.  Annual death rates are falling for every group except for middle-aged white Americans.  Death rates are rising among this group driven by an epidemic of suicides and afflictions stemming from substance abuse, alcoholic liver disease and overdoses of heroin and prescription opioids.

America’s middle class is shrinking.  Nearly  half of America’s income goes to upper-income households now.  In 1970 only 29 percent went to this group.  How can we regain our freedom, our happiness and our well being in such a world?  What can we do?

The answer to a better, freer life is to combine better health, higher income and greater savings for a happier, more resilient lifestyle. 

Merri and I are in our 48th year of living, working, investing and researching to find and share ideas on how to have simpler, low stress, healthier, more affluent lifestyles.  Our courses, reports and email messages look at ways to gain:

#1:  Low cost natural health.

#2:  Global micro business income.

#3:  Safer, more profitable, easy to make value investments.

Many readers use our services for just one of these three benefits.  They focus only on health or on earning more or on investing better.

27 years ago Merri and I created the International Club as a way for readers to join us and be immersed in all three of these benefits.   The International Club is a year long learning program aimed at helping members earn worry free income, have better affordable good health and gain extra safety and profits with value investments.

The three disciplines, health, earning and investing, work best when coordinated together.  Regretfully the attacks on our freedom are realities of life.  There is little we can do to change this big picture.  However we can change how we care for our health, how we earn and how we save so that we are among the few who live better despite the dollar’s fall.

We start with better lower cost health care.

Club membership begins by sharing ways to be free of the “Secret Hospital Charge Master”.   Just as governments hide truth behind “National Security”, big health care businesses hide medical truths behind “Charge masters”.  Most hospital charge masters are secret because big business does not want us to know how much hospital costs have risen.  Motivations beyond our good health, like corporate greed, want to keep us in the dark about health care cost.

Despite rising health care costs, a report from the Centers for Disease Control & Prevention shows that hospitals are the last place we want to be for good health.  One report shows that hospital-acquired infections alone kills 57% more Americans every year than all car accidents and falls put together.

Often, what patients catch in the hospital can be worse than what sent them there.  Governments and health care agencies agree  – antibiotic resistance is a “nightmare.”  An antibiotic-resistant bacteria may be spreading in more hospitals than patients know.  About one in every 25 hospitalized patients gets an infection and a 2013 report from the Journal of Patient Safety showed that medical errors are the third-leading cause of death in the country.

Along with the risk of hospital acquired illness and medical errors, the second huge threat to our well being… is health care costs, especially at hospitals.  This is why charge masters are so often secret.  There are few risks to our wealth that are greater than a hospital stay.

I have created three shamanic health reports are about:

#1: Nutrition

#2: Purification

#3: Exercise

Each report is available for $19.95.  However club members receive these three reports worth $59.85 free.

Club members also receive seven workshops and courses on how earn everywhere with at home micro businesses.  We call this our “Live Well and Free Anywhere Program”.   The program contains a series of courses and reports that show ways to earn and be free. These courses and reports are:

  • “International Business Made EZ”
  • “Self Fulfilled – How to Write to Sell”
  • Video Workshop by our webmaster David Cross,
  • The entire weekend “Writer’s Camp” in MP3
  • The report “How to Raise Money Abroad”
  • Report and MP3 Workshop “How to Gain Added Success With Relaxed Concentration”
  • The course “Event-Full – How to Earn Conducting Seminars and Tours”

This program is offered at $299, but is available to club members free. They save $299 more.

Next, club members participate in an intensive program called the Purposeful investing Course (Pi).  The purpose of Pi is finding value investments that increase safety and profit.  Learn Slow, Worry Free, Good Value Investing.

Stress, worry and fear are three of an investor’s worst enemies.  These destroyers of wealth can create a Behavior Gap, that causes investors to underperform in any market good or bad.  The behavior gap is created by natural human responses to fear.  Pi helps create profitable strategies that avoid losses from this gap.

Lessons from Pi are based on the creation and management of a Primary Pi Model Portfolio, called the Pifolio.  There are no secrets about this portfolio except that it ignores the stories from economic news (often created by someone with vested interests) and is based mainly on good math that reveals the truth through financial news.

The Pifolio is a theoretical portfolio of MSCI Country Benchmark Index ETFs that cover all the good value markets using my 50 years of global experience and my study of the analysis of four mathematical investing geniuses (and friends).

There are seven layers of tactics in the Pi strategy.

Pi Tactic #1: Determine purpose and good value.

Pi Tactic #2: Diversify 70% to 80% of portfolio equally in good value developed markets.

Pi Tactic #3: Invest 20% to 30% equally in good value emerging markets.

Pi Tactic  #4:  Use trending algorithms to buy sell or hold these markets.

Pi Tactic  #5:  Add spice speculating with ideal conditions.

Pi Tactic  #6: Add spice speculating with leverage.

Pi Tactic  #7:  Add spice speculating with forex potential.

The Pifolio analysis begins with a continual research of international major stock markets that compares their value based on:

#1:  Current book to price

#2:  Cash flow to price

#3:  Earnings to price

#4:  Average dividend yield

#5:  Return on equity

#6:  Cash flow return

#7:  Market history

We combine the research of several brilliant mathematicians and money managers with my years of investing experience.

This is a complete and continual study of what to do about the movement of international major and emerging stock markets.  I want to share this study throughout the next year with you.

This analysis forms the basis of a Good Value Stock Market Strategy.  The analysis is rational, mathematical and does not worry about short term ups and downs.  This strategy is easy for anyone to follow and use.  Pi reveals the best value markets and provides contacts to managers and analysts and Country Index ETFs so almost anyone can create and follow their own strategy.

The costs are low and this type of ETF is one of the hardest for institutions to cheat.  Expense ratios for most ETFs are lower than those of the average mutual fund.  Little knowledge, time, management or guesswork are required.  The investment is simply a diversified portfolio of good value indices.  Investments in an index are like investments in all the shares of a good value market.

Pi opens insights to numerous long term cycles that most investors miss because they have not been investing long enough to see them.

The Pi subscription is normally $299 per annum but club member receive Pi at no charge and save an additional $299.

Profit from the US dollar’s fall.

In the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

Club members receive a report about opportunity in the  current strength of the US dollar is a second remarkable similarity to 30 years ago.   The dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  The trends are so clear that I created a short, but powerful report “Three Currency Patterns for 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but when you become a club member you receive the report, “Three Currency Patterns For 50% Profits or More” FREE.

Plus get the $39.99 report, “The Silver Dip 2017” free.

With investors watching global stock markets bounce up and down, many missed two really important profit generating events.  The price of silver dipped below $14 an ounce as did shares of the iShares Silver ETF (SLV).   The second event is that the silver gold ratio hit 80 and has remained near this level, compared to a range of the 230s only two years ago.

These two events are a strong sign to invest in precious metals.

I prepared a special report “Silver Dip 2015” and updated this in 2017.   The report explains the exact conditions you need to make leveraged silver & gold speculations that can increase the returns in a safe portfolio by as much as eight times.  The purpose of the report is to share long term lessons about speculating in precious metals gained through 30 years of speculating and investing in gold and silver.

The low price of silver offers special value now so I want to send you this report because the “Silver Dip 2017” offers enormous profit potential in 2017.

The report “Silver Dip 2017” sells for $39.95 but club members receive it free as well.

The $39.95 new “Live Anywhere – Earn Everywhere Report” is also free.

There is an incredible new economy that’s opening for those who know what to do.  There are great new opportunities and many of them offer enormous income potential but also work well in disaster scenarios.

There are are specific places where you can reduce your living expenses and easily increase your income.  Scientific research has shown that being in such places actually make you smarter and healthier.  Top this off with the fact that they provide tax benefits as well and you have to ask, “Where are these places?”.

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The report includes a tax and career plan broken into four age groups, before you finish school, from age 25 to 50 – age 50-to 65 and what to do when you reach the age where tradition wants you to re-tire.  (Another clue-you do not need to retire and probably should not!)

The report is very specific because it describes what Merri and I, our children and even my sister and thousands of our readers have done and are doing, right now.

Live Anywhere – Earn Everywhere focuses on a system that takes advantage of living in Smalltown USA, but earning locally and globally.

This report is available online for $39.99 but International Club members receive it free.

Save $418.78… “plus more” when you become a club member.

Join the International Club and receive:

#1: The $299 Personal investing Course (Pi).   Free.

#2: The $299 “Live Well and Free Anywhere Program”. Free.

#3: The $29.95 report “Three Currency Patterns For 50% Profits or More”. Free.

#4: The $39.99 report “Silver Dip 2017”. Free

#5: The three $19.99 reports “Shamanic Natural Health”.  All three free.

#6: The $39.99 “Live Anywhere – Earn Everywhere” report. Free.

#7: Plus more.

These reports, courses and programs would cost 767.78 so membership saves $418.78, “plus more”.

What’s the “plus more”?

Join the International Club for $349 and receive all the above online now, plus any online reports, online course updates or online programs we create throughout 2017 all at no additional fee. The club membership entitled you to everything.

The International Club membership is $499, but we want to encourage our first 100 members to join quickly so we are currently accepting discounted membership  at $349. 

Join the International Club for $349 and receive all the above online now, plus all reports, course updates and Pi lessons throughout 2017 at no additional fee.

Click here to become a member at the discounted rate of $349

Gary 

Ecuador FARC Thoughts


Numerous readers have forwarded a spammed email they have read about the FARC, drugs and Iran in Ecuador.

The email leads to a report entitled  “Ecuador at Risk: Drugs, Thugs, Guerrillas and the Citizens Revolution”

I won’t comment much on the email or the report itself since it seems quite slanted, aimed more at alarming than informing and…  lacking in balance… completeness and fact.  However, I have added the url for the report at the end of this message if you wish to read it.

But readers have concerns so let’s take a look and start with the FARC.

I am perhaps more familiar with the impact of the FARC in the Amazon… than most, because the FARC directly affected us.

A number of  years ago Merri and  I invested in opening an Amazon Jungle Lodge  at the request of a small group of Amazonians.

We built the lodge to help a small community of Amazonians who wanted tourism rather than oil revenues to support them.  I managed to take just one group to the lodge.   Then we lost our entire investment when it was rumored that the FARC was in that area.   Learn more about that journey at Amazon trips.

Yet my opinion is that this problem with the Farc is minor and strictly limited to remote parts of the Ecuador Colombia Amazon border.

My opinions on the FARC and Iran are below, but since I am no expert on military and security affairs I asked over a dozen of my friends and contacts across Ecuador for their opinions and any facts they could garner on this subject.

I have replies from Cuenca, the coast, the Amazon, Cotacachi, and Guayaquil that we’ll share.

The first reply was from a US expat who lives in Cuenca. He wrote:

Hi Gary – I haven’t been able to find anything locally about the veracity of this article. Have you found anything through your contacts down here?

The fact that this friend could not find anything is telling in itself.  The reality as far as daily life is concerned… the FARC in Ecuador are a non event. I am reminded of a similar situation in Thailand in the late 1960s and early 1970s… the years I lived and worked all over Asia.  Everyone knew that there was a war going on and that it was not safe around the border because the Viet Cong used to cross it freely. The solution was… we avoided the border.  Heck it took a real effort to get to the border anyway. Forget it!  Life went on… busy… happy…. safe… except the crazy Bangkok traffic created enormous risks.

Plus this article about Ecuador and the FARC seemed especially badly timing since the FARC have been so seriously weakened as a force.  There are even realistic hopes they will soon disband as evidenced in a Reuters article “Catholic Church seeks talks with Colombia rebels”.

Here is an excerpt: BOGOTA (Reuters) – A Roman Catholic Church official on Friday proposed a meeting in Europe with Colombia’s main guerrilla leader to discuss handover of hostages and possible negotiations to end Latin America’s oldest insurgency.  Previous attempts to bring the FARC, or Revolutionary Armed Forces of Colombia, to the table have failed over conditions for the release of the captives it holds in jungle camps and demands that the rebels end hostilities before talks begin.  Colombian Cardinal Dario Castrillon said the plan to seek talks with the FARC was approved by President Alvaro Uribe, whose U.S.-backed army offensive has battered the guerrilla group to its weakest level in decades.

This site has also shared information in the past about the Colombian bombing of the FARC inside Ecuador territory at Ecuador Border Tensions

Plus we have looked at potential benefits of Iran Ecuador relations at  Ecuador Iran.

Drugs?  Drugs are everywhere… globally. My experience has been that there are far more drugs being created near our homes in North Carolina and Florida than anywhere expats live in Ecuador.

Shortly after arriving at our new home near Mt. Dora, Florida… a police officer explained that another small town in central Florida is named the meth capital of Florida.

A December 2009 WFTV.com article entitled “Lake County Deputies Busting More Meth Labs” outlines the problem.

This story says: LAKE COUNTY, Fla — The number of meth labs busted in Lake County nearly doubled this year because deputies say they are cracking down on the problem.  In 2009, Lake County’s drug unit dismantled 54 methamphetamine labs compared to just 24 in 2008.  Investigators say the higher number of busts is a good sign their efforts are working.  “In Lake County, the sheriff’s office has devised a team that does nothing but concentrate its efforts on the meth labs,” said Sgt. Glen Hall with the Lake County Sheriff’s Office.  Investigators believe the poor economy and easy access to meth ingredients cause meth labs to pop up across the country.”

The area around our home in North Carolina may be even worse.

A 2004 map from North Carolina’s  State Bureau of Investigation shows that the counties around our house were among the  worst (Ashe county yellow and Wautauga County red) in the state.

ecuador-crime

A 2004 article in the Mountain Times “Four Meth Labs Found Over The Last Month In Ashe” confirms this problem when it says:  Several meth labs have been found over the past few weeks bringing the total for Ashe County up to approximately 10 labs, compared to only two labs found last year at this time, according to Detective Chris Miller of the Ashe County Sheriff’s Department.

News in the area suggests that  the problem had not disappeared by 2008. Here’s an excerpt from a July 2008 article in the Jefferson Post:  Sheriff James Williams believes he started making good on his promise to clean up drugs in Ashe County when his office conducted an investigation that nabbed 15 suspects who were charged with possession of various illicit drugs including marijuana, opium, heroin, cocaine, and methamphetamine.

At the conclusion of the day, investigators believed that the operation was a success as it conveyed a clear message to drug users and distributors that they better sleep with one eye open because the sheriff’s office would be looking for them.

The year of 2008 proved to be an especially busy year for deputies and Sheriff Williams. Earlier in March, an investigation led by the sheriff’s offices in Ashe and Wilkes counties resulted in the region’s largest methamphetamine seizure and bust.

Ashe and Wautauga Counties are not the only ones with this problem.   A July 2009 article at Methlabhomes.com entitled “North Carolina Meth Labs are rising” says:  Meth labs in North Carolina are increasing. In fact, drug enforcement agents have already made 102 meth lab busts statewide so far this year. That is a 52% increase over this same time last year.

What should we expect… these wonderful mountains in North Carolina have a wild streak and have always been famous for the creation of illicit substances. Before drugs the big problem was moonshine.

The story of Thunder Road came from moonshining as a way of life in the Blue Ridge and Appalachians. Moonshiners turned corn mash into “mountain dew”. They built cars to outrun the revenuers that influenced the rural south and were the roots of stock car racing and NASCAR.

This problem by the way has not disappeared either.  Last October, an hour and half away from us in Wilkesboro, North Carolina, State Alcohol Law Enforcement agents (the revenuers) seized 929 gallons of moonshine in a still bust… the biggest haul in memory.  Wow that’s a lot of ethanol!

So to say Ecuador has a drug problem would normally stifle a yawn. In this case the reaction is more because Ecuador is tough on drugs.  They do not execute drug dealers as they do in Singapore, but Ecuador is the only country I know that checks you for drugs when you enter AND exit the country.

I am sure there is a drug problem… like everywhere, but I have never seen anyone using drugs in Ecuador.

As you will see below…others who live in Ecuador agree.

Here is reply to my question about this article from an Ecuadorian  businessman in Quito.

Gary here are a few of my thoughts on these problems:

The FARC has indeed increased its presence in the Colombian-Ecuadorian border, but you can’t really claim that Ecuador is allowing that to happen (if they freely cross the border it means that Colombia is responsible as well). The border is pretty much in the Amazon, meaning that anyone could easily cross between the trees. The Ecuadorian government received criticism that it was allowing the FARC to come in and out with no resistance so the military presence in the region has increased. Now Ecuadorian military units patrol the border at day and night.

There is no exact number on how many drug labs there are in the Amazon, but the Ecuadorian government has destroyed many of them in the past years, and they burned thousands of tons of drugs.

The government also created a special commission to go over the drug related accusations that it was facing after Raul Reyes was killed by a Colombian bombing in Ecuadorian territory. The commission found that there were ties between some government former employees and members of irregular groups, but found that the government was not in direct contact neither with the FARC or any other “irregular group” (they don’t call them terrorists).

The conclusion was that few bad apples actually were talking to the FARC, but they claimed that it was for humanitarian reasons. Non of the implicated former employees are in jail right now and the commission is just that, so whatever they found is just for common knowledge.

The Ecuadorian police has confiscated and arrested hundreds of people this past years fighting drug traffic. It seems at times that the Ecuadorian government on the other hand is not that committed to that, but then again there is no proof or at least, not proof that will be legally strong enough to arrest any government employee or former employee.

So people can claim that the Ecuadorian government is suspicious of  being permissive toward the FARC, but since many arrests have been made and also we still collaborate with the US in fighting drug related issues, Ecuador had it’ s ATPDA renew for one more year, meaning that the US government still believes that Ecuador is fighting along it’ s side.

However there are issues out there that are not conclusive and lead to believe that some connection may be between government employees and the FARC. Things are even more complicated since the FARC also said that they had nothing to do with the Ecuadorian government, and the computes seized in several occasions by Colombia have no conclusive information either.

Bottom line, there is a feeling that something fishy is going on mainly because the FARC is a leftist movement and this is a leftist government, so ideology plays a big role, linking several government ex-funtionaries to FARC related issues. But there is also a big military presence in the border taking over the security and occasional fights that ended up in FARC members being killed by the ecuadorian military. Also the police captures hundreds of drug related people and thousands of tones of drugs each year.

My personal thought is that the government is not collaborating with the FARC but some people that it has relations with are. And it seems not to be that upfront in going after it’ s former members on trials leaving that sour taste that is somehow involve, which I don’t think it is.

The hard thing is to prove that this is actually happening, and it particularly hard because our judiciary system is deficient, so yes we are suspicious but there is nothing conclusive and the commission that I told you about found no friendly government policies toward the FARC, it found few people that had ties, but then again unless the Ecuadorian judicial system indicts any of them, it is just talk, it won’t be true unless someone proofs it in court.

So I think that unless the US government issues a statement accusing Ecuador of wrongdoing, we will still enjoy the ATPDA and we will still be considered to be a friend of the USA as well.

About the ties with the Iranian Central Bank I think it may be more out of desperation since Correa talked nasty about the IMF and other international financial institutions and renegotiated our foreign debt as illegal, taking a big chunk in discounts. This means that no one will lend money to Ecuador.

My opinion is that Ecuador is a wonderful country. It has some political problems yes. It has some drug problems yes. It has some economic problems yes.  What country does not?   On the plus side, the wonderful weather, excellent soil and agricultural background of the culture means there is always plenty of food.  The strong indigenous roots allows for a more natural lifestyle and the friendly nature of the people of Ecuador means that any turmoil is likely to remain peaceful.

Read more thoughts from readers about Ecuador, drugs and the FARC here

and at FARC in Ecuador

Gary

Join Merri and me plus nine other speakers and contacts this February  at a seminar that shares ways to invest, do business and live in Ecuador or globally February 11-14  at Quantum Wealth -International Investing & Business Made EZ, Mt. Dora, Fl.

You can also come on with us to Ecuador.

February 15-16 Travel to Quito and tour Quito

February 17     Travel Quito to Manta

February 18-19  Manta & Mid Coast Real Estate Tour

February 20 Travel Manta to Cotacachi

February 21-22 North Andes, Imbabura & Cotacachi Real Estate Tour

February 23-24  Quito & Mindo Real Estate Tour

February 25 Travel Quito Cuenca

February 26-27  Cuenca Real Estate Tour

Or join us in March 2010

March 11-14     Super Thinking + Spanish Course, Mt. Dora, Fl.

March 15    Travel to Quito

March 16 Travel Quito Cotacachi

March 17-18  North Andes, Imbabura & Cotacachi Real Estate Tour

March 19-20    Cotacachi Shamanic Tour

March 21  Travel Cotacachi to Manta

March 22-23   Manta & Mid Coast Real Estate Tour

March 24 Travel Manta to Cuenca

March 25-26 Cuenca Real Estate Tour

March 27  Travel Cuenca to Salinas

Mar. 28-29   Salinas & South Coast Real Estate Tour

The Ecuador airfare war makes it cheaper to get to Ecuador than ever before… and there is still time to enjoy great Ecuador tour savings.

You enjoy discounts by attending multiple seminars and tours. Here are our multi tour adventure discounts.

Two Pack… 2 seminar courses & tours $998 Couple  $1,349 Save $149 on couple

Three Pack… 3 seminar courses & tours   $1399 Couple  $1,899 Save $98 single or $348 on a couple or more

Four Pack… 4 seminar courses & tours   $1,699 Couple $2,299 Save $98 single or $697 on a couple or more

Five Pack… 5 seminar courses & tours  $1,999 Couple $2,699 Save $496 single or $1,046 on a couple or more

Six Pack… 6 seminars courses & tours  $2,199 Couple $3,099 Save $795 single or $1,395 on a couple or more

Even Better.  Greater Savings. Our 2010 International Club membership allows you and a guest to attend as many of the 51 courses and tours we’ll sponsor and conduct in 2010  (fees would be $40,947 for all these courses individually) is only $3,500.

If you join the International Club, the entrance fee for 2010 is $3,500.  Your attendance fees at all courses will be waived. You and a guest of you choice can attend courses worth $40,947.You can calculate the savings as our schedule of all 2010 courses here.
International Club 2010 Membership $3,500 Enroll here

International Club Three Monthly Payments of $1,190

Our Spring 2010 schedule starts:

Apr. 12-15   Ecuador Export Tour ($499 or couple $749)
Apr. 17-18   Imbabura Real Estate Tour ($499 or couple $749)
Apr. 20-21  Coastal Mid Coast Real Estate Tour ($499 or couple $749)
Apr. 23-24  Quito & Mindo Real Estate Tour ($499 or couple $749)
Apr. 26-27  Cuenca Real Estate Tour ($499 or couple $749)

The multi tour discounts remain effective for the April tours.

Read Catholic Church seeks talks with Colombia rebels

The email report entitled  “Ecuador at Risk: Drugs, Thugs, Guerrillas and the Citizens Revolution” is at http://www.strategycenter.net/research/pubID.221/pub_detail.asp

Ecuador Airfare Savings


Here is another Ecuador airfare savings idea.

Since the Ecuador air fare war began last week, we have been showing our Ecuador Living subscrobers how to grab the losest Ecuador airfares.

We have been receiving some great feed back from readers in Canada and the US.

There are three gateways for US airlines… Houston, Miami and Atlanta.

When Merri and I are in North Carolina, we take the Delta Atlanta to Quito.

When we are in Florida, we fly Miami Quito… Lan, Aerogal or if we must American Airlines.

However we are on the US West Coast a lot.   When returning to Ecuador from there,  we like to breakup the flight… go to Atlanta… Houston or Miami, spend the night and fly down.

Usually the least expensive way to fly is to look for specials from PDX to the three gateways and look for specials from the three gateways to Quito (or Guayaquil if you are going there)… at the same time.

For example Jet Blue was recently offering LAX – MIA for $99.  Lan Air was offering $340 flights for Miami Quito.  This made the flight from Los Angeles to Quito at just $439!

A reader from the West just confirmed this when she wrote:

Hi Gary, You don’t know me … yet …. but I’m planning to move to Ecuador in the future. I follow your emails excitedly and I’ll be coming to your seminars.  I wanted you to pass on to the others that Jet Blue just announced a fare sale from all over … NYC, LAX, etc. as low as $99 to Miami/Ft. Lauderdale which as you know, would make a trip to Ecuador affordable even from the west coast.

There are three downsides in this approach which I have just explained in a message just sent to our Ecuador Living subscribers along with another Ecuador airfare savings tactic.

You can subscribe to Ecuador Living here.

Gary

You can use this tactic to join us for our February or March split sessions. Find a discount fare to Orlando (near Mt. Dora)… then enjoy a low cost group fare with all of us from Miami to Quito.

Join us this February in Florida and Ecuador.  Feb. 11-14  for Quantum Wealth Florida -International Investing & Internet Business, Mt. Dora, Fl.

or Mar. 11-14     Super Thinking + Spanish Course, Mt. Dora, Fl.

Enjoy a Split session and join us in Florida and Ecuador.  After the Florida course, on Feb. 15-16  we’ll travel to and visit Quito.

Feb  17         Travel to Manta
Feb. 18-19   Coastal Real Estate Tour
Feb. 20        Travel to Cotacachi
Feb. 21-22   Imbabura Real Estate Tour
Feb. 23-24  Quito-Mindo Real Estate Tour
Feb. 26-27  Cuenca Real Estate Tour

or

Mar. 11-14     Super Thinking + Spanish Course, Mt. Dora, Fl.

Mar. 15-16    Travel to Quito and Andes
Mar. 17-18     Imbabura Real Estate Tour
Mar. 19-20    Cotacachi Shamanic tour
Mar. 22-23    Coastal Real Estate Tour
Mar. 25-26    Cuenca Real Estate Tour
Mar. 28-29   South Coast Real Estate Tour

Ecuador Beach Acreage


Here is Ecuador beach acreage for sale north of Bahia, Ecuador. This area may be Ecuador’s best secret.

Readers who have been reading our site for some time know that I like Manta Real Estate in Ecuador.

But areas north of Bahia may have the greatest long term potential.

This picture at tripadvisor.com shows one reason why. Here is Bahia, Ecuador.

bahia-Ecuador

The full name of the city is Bahia de Caraquez. This is a town that makes living on this part of Ecuador’s coast a great place to be.

Bahía is a Pacific coastal city located on a peninsula about an hour and 15 minutes north of Manta and is bordered by the Chone River. This river creates the opportunity.  The estuary has always stopped the traffic flow.

Here is a shot taken on one of our coastal real etsate tours over the Chone Estuary.

Bahia-Ecuador-Chone-River

Over the last decade Bahia has become one of the country’s most attractive resort areas due to its beauty, cleanliness and access to Manta and Quito (five hours by car once the roads are completed) and Guayaquil (four hours by car) but the estuary makes it hard to get north of Bahia from Manta.

There are also two very important reasons why this area north of Bahia real estate may now rise.

First, a new highway is being built between Quito and the coast. This construction is taking much longer than it should and costing way more than budget..but eventually it will be complete and one more concrete freeway will be able to whisk from Quito to Bahia.

Second, some day there will be a bridge across the Chone. Bahia sits on an isthmus between the Pacific Ocean and the huge estuary of the Chone River. If you are traveling from the south up the coast in a northwards direction, you are stopped at the Chone. The drive onwards moves down the Chone for a couple of hours just to get back to the coast north of the estuary north. Here is a group of our real estate tour delegates looking across the Chone.

Bahia-Ecuador-Chone-River-Sailing-

This map shows the area… Manta in the south… Perdernales on the beach and Quito to the east.

Ecuador-beach-real-estate-for-sale

The only way to cross the Chone at this time is via ferry. There are usually two car ferries. This is the Pacific Coast Highway running from Columbia all the way down to Peru and Chile so cars, buses and trucks use them.

Big trucks are loaded, first followed by the cars. These ferries also take foot passengers and are free.

Bahia-Ecuador-Ferry

There are also passenger ferries that continually go back and forth costing about 30 cents for the trip.

However, at times it can take up to two hours to get on a car ferry.

So a bridge across the Chone would be invaluable and is in the process.

President Correa came in 2008 and promised to get the bridge built.

Bahia-Ecuaor-President

Here is President Correa in Bahia.

The bridge construction is quite advanced as you can see below.

Ecuador-beach-real-estate-for-sale

Below is a paid advertisement of 16.7 acres of land for sale in this zone of opportunity on Ecuador’s Pacific between Bahia and Perdernales.

Ecuador Beach Real Estate for Sale… four hours west of Quito… 28 miles south of Perdernales… 20 miles south of Jama in the village of Tasate.

A new highway under construction will reduce driving time to Quito by an hour.

There are no services at the moment. Electricity and telephone services are  at the the front of the property and are easily available. A deep well will be needed for water.

This 16.7 acres sits on…

Ecuador-beach-real-estate-for-sale

the main highway between the cities of Pedernales and Jama.  It is very close to the village of Tasaste. The main highway runs along the Coast, is asphalted and in good driving conditions. This highway is the south – west border of the property.

The property is well fenced along the highway and has a gated entrance, leading to…

Ecuador-beach-real-estate-for-sale

interior roads that…

Ecuador-beach-real-estate-for-sale

reach…

Ecuador-beach-real-estate-for-sale

many areas of…

Ecuador-beach-real-estate-for-sale

the land…

Ecuador-beach-real-estate-for-sale

and…

Ecuador-beach-real-estate-for-sale

the beach.

Ecuador-beach-real-estate-for-sale

with views…

Ecuador-beach-real-estate-for-sale

and plenty of sand.

The previous owners had planned a tourist development and provided me with a SWOT plan (Strengths, Weaknesses, Opportunity and Threats).

Here are excerpts from the SWOT study:  The goal of this project is to provide tourism and residential services to the cities of Quito and Santo Domingo de los Colorados. The ways to access from Quito are: Aloag – Santo Domingo, Santo Domingo – El Carmen and El Carmen – Pedernales. The driving time is approximately 4 hours.

We should consider very important that the Council provincial of Pichincha and Manabi signed an agreement to finish the highway from La Concordia to Puerto Nuevo. This new highway will reduce at least one hour driving from Quito to Pedernales.

All these highways are asphalted and in good driving conditions. With this, it is demonstrated that the Pedernales beaches are the closest ones to the city of Quito because they are on the latitude 0.0.

There are few hotels within 2 miles and the highway is being widened between Pedernales and Jama.

STRENGTHS

Strategic location of the land (close to the sea)
The project is located inside of the tourist zone.
Easy access and highways in good driving condition.
Good public transportation system with regular service.
Landscape of dry forest and extraordinary view to the sea.
The projected area per unit and their costs are totally accessible compared with other similar programs in other provinces.
A total wearing down of the emerald tourist zone.
The distance from Quito to the project is 3 to 4 hours.

OPPORTUNITIES

The zone is projected for tourist and residential uses, according to strategic  Municipal plans.
The project is close to the cities of Jama and Pedernales to have access to their goods and services.
The project will be transformed in a development pole, using manual labour from the small town of Tasaste.

WEAKNESSES

Acoustic contamination because of the highway Jama – Pedernales.

THREATS

Constant growth of the real estate supply
Presence of establishments of temporary lodging (hotels)

DESCRIPTION OF PROJECT

The topography of the land determines 2 elevations with a regular slope, the central part of the lot is but flat and is crossed by a matting.

By the morphology the project has been divided in 2:  The North part is destined for the house and 40 units will be implanted. In the South elevation the hotel zone will be located where they will be located the restaurant, 12 single rooms, 10 cabins, an area of reception, a museum, a small commercial center and all the areas of viewpoint to take advantage of the natural enchantment.

The estate is crossed by a ballast way that gives access to the beach and to the hotel zone.

In the green areas of the project we propose sport fields, gardens, 2 swimming pools: one for the residential zone and another one for the hotel zone, all this framed within the norms of respect to the ecology, remembering that the impact to the nature.

The entire 16.7 acres is offered as is.

I can send interested parties a 97 page Power Point presentation showing more of the property and the entire SWOT.

The asking price is US$285,000.

Please send requests to me Amrit Nahata at amritnahata@hotmail.com

See more details on the property here.

End of paid advertisement. We have no interest in this property or the sale of this property. All the data in the paid ad above has been provided by the seller and anyone interested should take all due diligence.

Gary

Join our real estate tours in January.

Jan.   8-11     Ecuador Export Tour
Jan. 13-14     Imbabura Real Estate Tour
Jan. 15-18     Coastal Real Estate Tour
Jan. 19-20    Quito-Mindo Real Estate Tour
Jan. 21-23    Cuenca Real Estate Tour

If you plan to join us at six or more seminars and tours in Ecuador, Florida or  North Carolina in 2010 you can save as an International Club member

See details about each of our seminars and tours below… then see our December special that allows you to attend as many of these courses you like at a huge savings.

For International Investing and Business.

For Super Thinking + Spanish

For Ecuador Shamanic Tour

For Ecuador Export

For North Andes, Imbabura & Cotacachi

For Manta & Mid Coast

For Quito & Mindo

For Salinas & South Coast

For Cuenca

You gain discounts by attending multiple seminars and tours.

Here are our multi tour adventure discounts.

Two Pack… 2 seminar courses & tours $998 Couple  $1,349 Save $149 on couple

Three Pack… 3 seminar courses & tours   $1399 Couple  $1,899 Save $98 single or $348 on a couple or more

Four Pack… 4 seminar courses & tours   $1,699 Couple $2,299 Save $98 single or $697 on a couple or more

Five Pack… 5 seminar courses & tours  $1,999 Couple $2,699 Save $496 single or $1,046 on a couple or more

Six Pack… 6 seminars courses & tours  $2,199 Couple $3,099 Save $795 single or $1,395 on a couple or more

But our 2009 International Club membership which allows you and a guest to attend as many of the 56 courses and tours we’ll sponsor and conduct in 2010  (fees would be $40,947 for all these courses individually) is only $2,999.

The International club fee rises to $3,500 in January 2010. Enroll in the International Club now at the original fee of $2,999. Save $501.

International Club 2010

Attend our 56 investment, business, Spanish, real estate and export, courses and tours in 2010 with one small enrollment fee.

International Club 2010 Membership Enroll here

Here are the 56 courses and tours you can attend free. Plus there is even one more savings you will see below.

Jan.   8-11     Ecuador Export Tour
Jan. 13-14     Imbabura Real Estate Tour
Jan. 15-18     Coastal Real Estate Tour
Jan. 19-20    Quito-Mindo Real Estate Tour
Jan. 21-23    Cuenca Real Estate Tour

Join us in February or March.

Feb. 11-14   Quantum Wealth Florida -International Investing & Internet Business, Mt. Dora, Fl.

Feb. 15-16   Travel to and visit Quito
Feb  17         Travel to Manta
Feb. 18-19   Coastal Real Estate Tour
Feb. 20        Travel to Cotacachi
Feb. 21-22   Imbabura Real Estate Tour
Feb. 23-24  Quito-Mindo Real Estate Tour
Feb. 26-27  Cuenca Real Estate Tour

Mar. 11-14     Super Thinking + Spanish Course, Mt. Dora, Fl.
Mar. 15-16    Travel to Quito and Andes
Mar. 17-18     Imbabura Real Estate Tour
Mar. 19-20    Cotacachi Shamanic tour
Mar. 22-23    Coastal Real Estate Tour
Mar. 25-26    Cuenca Real Estate Tour
Mar. 28-29   South Coast Real Estate Tour

Apr. 12-15   Ecuador Export Tour ($499 or couple $749)
Apr. 17-18   Imbabura Real Estate Tour ($499 or couple $749)
Apr. 20-21  Coastal Real Estate Tour ($499 or couple $749)
Apr. 23-24  Quito-Mindo Real Estate Tour ($499 or couple $749)
Apr. 26-27  Cuenca Real Estate Tour ($499 or couple $749)

May  13-14     Ecuador Shamanic Minga  ($499 or couple $749)
May  16-17    Imbabura Real Estate Tour  ($499 or couple $749)
May  19-20    Coastal Real Estate Tour ($499 or couple $749)
May  22-23    Quito-Mindo Real Estate Tour  ($499 or couple $749)
May  25-26    Cuenca Real Estate Tour  ($499 or couple $749)
May  28-29    South Coast real Estate Tour ($499 or couple $749)

June 24         Quantum Wealth North Carolina
June 25-27    International Investing and Business North Carolina  ( $749 or couple $999)
June 28-29   Travel to Ecuador and Andes
June 30-Jy 1 Imbabura Real Estate Tour  ($499 or couple $749)
July 3-4          Coastal Real Estate Tour   ($499 or couple $749)
July 6-7          Quito-Mindo Real Estate Tour    ($499 or couple $749)
July 9-10        Cuenca Real Estate Tour   ($499 or couple $749)

Sept.   3-6      Ecuador Export Tour  ($499 or couple $749)
Sept.   8-9      Imbabura Real Estate Tour  ($499 or couple $749)
Sept. 11-12     Coastal Real Estate Tour   ($499 or couple $749)
Sept. 14-15     Cuenca Real Estate Tour    ($499 or couple $749)
Sept. 17-18     Ecuador Shamanic Minga  ($499 or couple $749)
Sept 20-21      South Coast Real Estate tour ($499 or couple $749)

Oct.    7          Quantum Wealth North Carolina
Oct.   8-10     International Investing & Business North Carolina ($749 or couple $999)
Oct.   11-12    Travel to Quito and Andes
Oct.  13-14     Imbabura Real Estate Tour ($499 or couple $749)
Oct.  16-17     Coastal Real Estate Tour ($499 or couple $749)
Oct.  19-20    Quito-Mindo Real Estate Tour ($499 or couple $749)
Oct. 22-23     Cuenca Real Estate Tour ($499 or couple $749)

Nov.    4-7        Super Thinking + Spanish Course Florida ($749 or couple $999)
Nov.    8-9       Travel to Quito and Andes
Nov. 10-11       Imbabura Real Estate Tour ($499 or couple $749)
Nov. 13-14      Coastal Real Estate Tour ($499 or couple $749)
Nov. 16-17      Quito-Mindo Real Estate  ($499 or couple $749)
Nov. 19-20     Cuenca Real Estate Tour ($499 or couple $749)
Nov  22-23      South Coast Real Estate Tour (($499 or couple $749)

Dec.   3-5       Ecuador Shamanic Mingo  ($499 or couple $749)
Dec.   7-8       Imbabura Real Estate Tour ($499 or couple $749)
Dec.  10-11    Coastal Real Estate Tour ($499 or couple $749)
Dec. 13-14     Quito-Mindo Real Estate Tour ($499 or couple $749)
Dec. 16-17      Cuenca Real Estate Tour ($499 or couple $749)

If you join the International Club, the entrance fee for 2010 is $2,999 (until January 2010).  Your attendance fees at all courses will be waived. You and your guest can attend courses worth $40,947.

You can calculate the savings as our schedule of all 2010 courses is shown below.

Arrival dates are always one or two days earlier. Please double check with us before booking flights.

I invite you to be a member of the International Club which allows you and your guest of your choice to attend all of these courses which are valued at $40,947!

International Club 2010 Membership Enroll here

You may well wonder why I would make such an offer and ask why the cost is so low? Let me answer this question frankly and from the heart.

First, it helps us do a better job for you. We feel greatly enriched when we can really help our clients improve their lives. We have learned through years of experience the best way to do this is to meet with you regularly. We can best help you learn how to improve your health and wealth through continual expansion of knowledge.

Second, we gain enormous fulfillment from the many friendships we form through the years. Our friends have enriched our lives tremendously. Let me explain this in more detail.

As a member, you will be part of our international family that meets intensively over the next year to examine ways we can make our lives better. Our goal is beyond just having money. Our goal is to have quantum wealth… good health… wealth and fulfillment through service.

Though I give all course delegates my very best, I cannot help but to do a better job for those who come again and again. As we meet often; your particular wants, needs and desires become clear, and it is easier for me to point you in the right direction.

Another phenomenon is that repeat delegates help each other! They get to know one another, help each other learn, share their insights, make contacts and gain more wealth.

Out associates in Ecuador, are experienced business people who live or work and conduct our real estate and export courses.  They can also act as your local backup for the business.

Lifestyle for Two. There is more! I have learned at my courses that many repeat delegates were couples.

We want couples! As a member of the program, you are entitled to bring another person to every single course or tour. The cost for that extra person will be ZERO!  You can bring whomever you wish. Bring your spouse, a friend, son or daughter, partner, accountant, adviser. You can bring the same person each time or a different person, whomever you choose to accompany you. (Accommodations and air fares relating to the courses are not included for members, delegates or their guests.)

Won’t you join us in this exciting club and share Merri’s and my lifestyle for the next year? We look forward to seeing you at as many courses as possible and sharing this wonderful world of abundance and well being with you!

Gary

International Club 2010 Membership  Enroll here


Salinas Ecuador Real Estate Tours


We are adding four Salinas Ecuador real estate tours to our 2010 schedule.

Mar 28-29. 2010
May 28-29, 2010
Sept 20-21, 2010
Nov 22-23, 2010

Enroll here  $499 Couple $749

(when you enroll, please state which dates you will attend the tour)

See how to save on multi tours below.

Delegates gained so much useful information on the October 2009 southern Ecuador beach tour that we have added this tour as a regular part of our 2010 multi tour adventure.

We have been our expanding our focus in Ecuador and this helps readers look in the southern coastal areas.

Ecuador beach property has always represented incredible value and this expansion means we can help readers see a much larger part of the Ecuador coast.

ecuador-beach-map

Those who have been reading our messages for any length of time know that we have focused our efforts on the middle portion of Ecuador’s beach from Manta to Bahia in the province of Manabi.

However there are many other great Ecuador beach areas that you may want to visit.

I recently sent readers an article “SEE SALINAS LIKE A LOCAL” by Amy Pinoargote  that said:

Ecuador-beach-salinas

The Salinas Malecon area has long been a favorite destination.

Salinas is one of the favorite in Ecuador for good reasons.  It has beautiful beaches, with calm waters perfect for swimming, water sports, activities or just relaxing.   Along the Malecon, or beachfront promenade, you will find a variety of restaurants, hotels, bars and other attractions.  During the summer season there is even a giant sandcastle.  If you “tip” the sculptor $1, he will take your photo.  However, to really enjoy all that Salinas has to offer, you need to get to know it like a local.

Ecuador-beach-salinas

Pose for a photo by the giant sandcastle

Salinas at a Glance

There are two seasons in Ecuador.  Summer runs from December to April and winter from May to November.  The summer in Salinas is usually sunny, with occasional showers.  Daytime temperatures reach the low to mid 80s and nighttime temperatures run in the low 70s.  The winter tends to be overcast to partially sunny, but not rainy.  The winter is actually the drier time of the year and temperatures run about 10 degrees cooler than during the summer.   Because Salinas is semi-arid, it doesn’t experience sticky, tropical humidity.  This makes a comfortable environment for outdoor activities all year long.

As with most beach towns, the dress code in Salinas is casual.  It is perfectly fine to go from beach to restaurant.  Along with your swimsuit, pack plenty of shorts and short sleeved shirts, plus pants and long sleeves if you are visiting in the winter months.   Have a sweater handy, as some days are cooler than others.

Where to Eat

The Salinas area is a prime spot to enjoy fresh fish and seafood, as well as other Ecuadorian specialties.

A great spot to sample those specialties is Delícias de Ecuador, located near the entrance to the Costa de Oro neighborhood on the main road that runs from Salinas to La Libertad.

Prices here are very reasonable.  The daily lunch special or “Almuerzo” includes a soup, entrée and beverage, usually priced at $2.50.

Don’t ask for changes or substitutions on the lunch special; it comes the way it is.  Other options include Seco de Pollo, which is chicken stewed in a tomato-based sauce, and Menestra, lentils or beans served with your choice of grilled chicken, beef or fish.

If a relaxing lunch at the beach, complete with a hammock for a post-meal siesta is your style, drive about 30 minutes north of Salinas to San Pablo.  In this fishing village you will find cabana style restaurants right on the sand, specializing in fresh fish and seafood.

Las Manabas restaurant is one of the best.  If you can’t decide what to order from the extensive menu, try the Chupe de Pescado (fish stew) or Corvina (a mild tasting sea bass), cooked to order.  Most meals run between $3 and $5.

Ecuadorians typically eat a big meal at lunch and a light dinner.

Roca Parilla is the spot to enjoy an Ecuadorian style dinner.  Located a block off the Malecon, it opens at about 6 p.m.  Place your order at the counter, then take your receipt to the grill.  Specialties, which are typically priced from 50 cents to $1 each, include:

Chuzos -shrimp, chicken, beef or sausage grilled on a skewer
Torta de Papa – potato pancake filled with cheese
Torta de Choclo – corn pancake (this one is usually a favorite!)
Muchín – a yucca croquet filled with cheese

No trip to Salinas is complete without a visit to the Cevicherías, casual outdoor eating areas a few blocks off the Malecon that specialize in ceviche.  Shrimp ceviche in a tangy salsa is a good choice.  Shellfish and fish ceviche are also available.  Be aware that the shellfish or fish will not be cooked in the traditional manner.  The citrus juice in the salsa is said to “cook” the fish.  If you have concerns about eating uncooked fish, go with the shrimp version, which is cooked.

Things to See

If you want to browse for souvenirs, visit Mercado de Artesanias, an outdoor flea market in the Chipipe area of Salinas, where you can buy a variety of Ecuadorian handicrafts.

To get a glimpse of days gone by, visit the Museo de Sumpa.  This small, but well thought out museum features exhibits of artifacts from the early residents of the Santa Elena peninsula, including the Las Vegas culture.  It also features a Las Vegas burial site of the “lovers of Sumpa,” mummified remains of two people that appear to have died in an embrace.  You can also tour a cane dwelling typical of those built by the early settlers.

Enjoy a relaxing evening drive a few miles across the Santa Elena peninsula to the Punta Carnero beach, where you can see some of the most beautiful sunsets in Ecuador.  On your way back to Salinas, pass by the Malecon of La Libertad and stop for an evening stroll.

Ecuador-beach-salinas

Whether dining, sunsets or beach activities are your idea of a fun time, you will find it in Salinas.

Ecuador-beach-salinas

Gerardo & Amy Pinoargote spend their time between their home in Florida and Salinas and together with relatives are building and managing Spondylus II, a small beachfront development in the Costa de Oro area of Salinas, about 2 miles from the Malecon.

This is an area they like due to its privacy, great beach for walking, sunbathing and water sports. Yet it is just a short ride to dining and shopping in the central area.

Spondylus II  is a family business consisting of three towers. Tower A1 is sold out, except for a ground floor ocean front 1000 square foot unit. Several one and two bedroom suites are still available in tower A2, priced from $49,500 to $50,500.

Larger 1300 square foot units are also still available, priced under $110,000. Tower B has just been release for sale and features larger units (1400 – 1500 square feet), in the $120,000 – $135,000 price range.

Spondylus II offers the following amenities… beachfront pool & social area, a workout center, 24 hour security and the Pacific Ocean as a front yard.  All units feature granite kitchen counter tops, tile floors, tile baths, inset ceiling light fixtures and wooden kitchen cabinets.

Now it is possible to see Salinas like a local with Amy and her husband acting as your hosts and guides.

Amy and Gerardo Pinoargote will conduct four Ecuador southern coastal real estate tours for us on the following dates.

Mar 28-29. 2010
May 28-29, 2010
Sept 20-21, 2010
Nov 22-23, 2010

On this tour you can get to know Salinas property and the real estate along the beaches north of Salinas.

This is an opportunity to view more than a dozen properties and get tips from experts who are living in this area right now.  You save time, risk and zero in with help from those “in the know”.

The tour makes your real estate investigation efficient and productive but also allows time for relaxing in the evenings and enjoying the beaches.  Plus as you’ll see in a moment could save you thousands should you ever decide to buy in this area.

Here are a few of the properties you’ll see:

•    New 2 bedroom condo located directly on a tranquil beach in popular Salinas… $55,000.

•    3 bedroom, 3 bathroom house with ocean views in the most popular complex in Olon…. $100,000.

•    Large house on a ¼ acre lot near Montanita, complete with basketball court, ample parking and caretaker’s cottage that could be a bed & breakfast… $250,000.

Here is an example of the type of Salinas coastal beach condos for sale you’ll see. This was viewed on the October Ecuador South Coast Real Estate Tour.

This is a property on the tour where the tour operator is offered a 2% discount to Ecuador Living subscribers who are on the tour.

Amy Pinoargote who led the tour wrote:   This is a 5 bedroom townhouse for resale in Spondylus I.  It is listed at $79,000.  It is a small complex with cobblestone streets and a nice pool area.  It is about 1/2 a mile from the beach, conveniently located to shopping.

salinas-condo-for-sale

Living area

salinas-condo-for-sale

condos

salinas-condo-for-sale

Project

salinas-condo-for-sale

stairs to condo

salinas-condo-for-sale

pool

salinas-condo-for-sale

Salinas sunset

salinas-condo-for-sale

beach

salinas-condo-for-sale

Kitchen

Here is the schedule for the March 28-29 tour.

On March 27, 2010. you should travel to Guayaquil and on to Salinas.

Day one of the tour begins on March 28. After breakfast property in the Salinas area is viewed.

On day two after breakfast, Ruta de Sol and Olon properties are inspected  (Ballenita to Montanita), lunch and return in the evening to Salinas

On Sunday, March 30, you can return to Guayaquil.

See how to save even more on multiple tours below.

The tour package includes all property tour travel from Salains back to Salinas but does not include your flight, travel from Guayaquil to Salinas, food or accommodations.   You should plan to fly into Guayaquil on March 26 and depart from there on March 31.  If you are attending the Cuenca real estate tour which ends March 26, we’ll help you join this tour with other delegates.

Save 2% on real estate purchase.

We are promoting this tour in cooperation with Gerardo and Amy  and when we promote outside tours, we always ask for the tour operator to give something special to our Ecuador Living subscribers.

In this case,  Amy & Gerardo will provide Ecuador Living subscribers a 2% discount on any  Spondylus II condo purchase. This is possible because we do not accept real estate commissions and ask that the benefit of exposure to our large readership (this message will reach over 18,453 readers) be pass onto our Ecuador Living subscribers.

Here is a Salinas Ecuador coastal update sent to us by Amy Pinoargote.

salinas-picture

Ecuador is known for the Galápagos Islands, the Andes Mountains and the Amazon Jungle.  Did you know that it is also home to the westernmost point in continental South America – the “Chocolatera,” at the tip of the Santa Elena Peninsula in Salinas?

This carries strategic significance. During the World War II era it was home to an American military base.  Now it is occupied by the Ecuadorian armed forces.  However, that doesn’t mean that it is closed to the public.  Visitors simply need to check in at the main gate, where they are asked to leave their driver’s license with the guard.  It will be returned when you check out.  Don’t be alarmed that the guards wear fatigues and carry guns.  Keep in mind that this is normal dress for a military base.

There are no signs or billboards announcing that you have arrived as far west as you can go.  Instead follow signs for the Chocolatera.  You will know you have arrived when you see a black and white lighthouse.  In Spanish chocolatera refers to the container used to make hot chocolate, which is whisked until foamy.  It is said that the waves crashing against the rocky shoreline look like the foam on top of hot chocolate.

salinas-picture

Be sure to wear sturdy shoes.  The terrain is rough and rocky.  Pay attention when you venture towards the edge.  Large waves can suddenly top the cliffs and could even knock you off your feet.  The Ecuadorians say, only half in jest, that if the fall onto the rocks below doesn’t kill you, the sharks lurking in the area will.

Before leaving the base, travel a short distance east from the Chocolatera to the Mar Bravo beach.   It is marked with a sign and lined by a row of tiki huts on the sand.  Surfers say this is the place to find the best waves in Salinas.   This secluded beach is also the perfect spot for a stroll or just to relax and enjoy the sound of the surf.

salinas-picture

During the Ecuadorian winter (North American summer) the rocky outcropping at the eastern end of Mar Bravo beach becomes home to a group of sea lions.

salinas-picture

You will get the best view from the elevated observation area.  And be sure to take your binoculars or use the zoom on your camera to get a closer look.

No matter what time of year you visit Salinas, make sure to include the Clocolatera in your itinerary.

Save with Multi tours.

Learn more on how to save with multiple tours to Cotacachi Imbabura, Ecuador’s coast, Cuenca and more.

Join us on Ecuador’s coast this winter.   Attend our seminars and tours in Florida and Ecuador. See the best Ecuador property for you.  Find the best real estate offers.  Know more of Ecuador. To help you experience a bigger adventure in this wonderful nation, to broaden your horizons, to expand your awareness of all Ecuador offers, we are providing deep discounts in 2010 for those who sign up for multiple tours.

Jan.   8-11     Ecuador Export Tour
Jan. 13-14     Imbabura Real Estate Tour
Jan. 15-18     Coastal Real Estate Tour
Jan. 19-20    Quito-Mindo Real Estate Tour
Jan. 21-23    Cuenca Real Estate Tour

Join us in February or March.

Feb. 11-14   Quantum Wealth Florida -International Investing & Internet Business, Mt. Dora, Fl.

Feb. 15-16   Travel to and visit Quito
Feb  17         Travel to Manta
Feb. 18-19   Coastal Real Estate Tour
Feb. 20        Travel to Cotacachi
Feb. 21-22   Imbabura Real Estate Tour
Feb. 23-24  Quito-Mindo Real Estate Tour
Feb. 26-27  Cuenca Real Estate Tour

Mar. 11-14     Super Thinking + Spanish Course, Mt. Dora, Fl.
Mar. 15-16    Travel to Quito and Andes
Mar. 17-18     Imbabura Real Estate Tour
Mar. 19-20    Cotacachi Shamanic tour
Mar. 22-23    Coastal Real Estate Tour
Mar. 25-26    Cuenca Real Estate Tour
Mar. 28-29   South Coast Real Estate Tour

Enjoy extra savings with a multi tour pack.

Two Pack… 2 seminar courses & tours $998 Couple  $1,349 Save $149 on couple

Three Pack… 3 seminar courses & tours   $1399 Couple  $1,899 Save $98 single or $348 on a couple or more

Four Pack… 4 seminar courses & tours   $1,699 Couple $2,299 Save $98 single or $697 on a couple or more

Five Pack… 5 seminar courses & tours  $1,999 Couple $2,699 Save $496 single or $1,046 on a couple or more

Six Pack… 6 seminars courses & tours  $2,199 Couple $3,099 Save $795 single or $1,395 on a couple or more

These four new south coast tours and our six pack tour price create a bit of a crisis here.

As you can see above a six pack costs $3,099.  This is already a really low price for a tour that last up to 21 days (under $150 a day).

But as you will see below, our International Club membership which allows you and a guest to attend up to 56 courses and tours in 2010  (fees would be $40,947 for all these courses individually) is only $2,999.

Which would you choose… 6 courses and tours for $3,099 or those same 6 courses and tours plus 50 more for $2,999?

“Duh,” I said when this was pointed out to me.

So our only solution is to raise the International Club membership to $3,500… still a terrific deal… but $501 more than before.

Save $37,457…plus $501.  I will not raise the International club fee until January 2010. Enroll in the International Club now at the original fee of $2,999.

International Club 2010

Attend our 56 investment, business, Spanish, real estate and export, courses and tours in 2010 with one small enrollment fee.

International Club 2010 Membership Enroll here

Economic turmoil today will create more future prosperity then ever before…for those….who accept change and adapt.

This is why we bring together experienced, like minded souls, who take a positive view and think outside the box..in a constructive…thoughtful way.

Merri and I are in our 41st year of organizing courses, seminars and newsletters about international and quantum lifestyles.

The importance of this sharing…by like minded souls…was reinforced when a delegate from a course sent an email that said:

My Dearest Merri and Gary, Thank you for your most gracious hospitality last weekend. I am just thrilled at being a part of your group. You and Gary were exactly as I imagined you to be, warm friendly, kind, considerate, genuine, helpful, fun, sincere, what else can I say……I felt so comfortable in your presence and learned so much in your course. I was sad to leave the farm that Sunday afternoon. You made us all feel so welcome and cared about.

You were so kind to make arrangements for a ride with the other delegates from the Charlotte airport. They were so nice to me and so helpful, by the time the weekend was over I felt like they were my long lost brothers. Monday morning we all had breakfast at the airport together and I was so sad to see them go, I was sad the weekend was over, perhaps sad is not the right word for how I was feeling perhaps Gratitude is a better way to describe it. Grateful for having the opportunity to share the weekend with such wonderful, like minded Human Beings, in the beautiful mountains of North Carolina. Thank you Merri and Gary…………..Thanks to you I now have new hope and a new direction to move forward in my life. Thanks to you I am so ready to move to Ecuador and begin a new life. I just have to figure out what I am going to do and how to do it……… I know by attending your classes and conferences that through education and due diligence I will make the right choices.

This delegate’s comments about “belonging and feeling like a brother” to the other delegates is a wonderful refrain we have heard from our readers, year after year.

This why I want to share how you can attend 56 of our investment, business, Spanish, real estate and export, courses, tours in 2010 worth $40,947.

20 years ago Merri and I created a way that readers can join us to be immersed in a year-long learning program through our International Club.  The ideas behind this program began 21 years ago in Vienna, Austria while we were conducting a course there. One of our older delegates, had some sort of attack. The first fear was heart trouble. Several delegates took him to the hospital. Others stayed with him there. I don’t think that delegate was alone for a minute!

What impressed Merri and me was that no one asked the delegates to help this man. The friendships of delegates sharing many courses had just grown so strong that it was a natural reaction, just as if a family member was ill. Fortunately, it was only travel fatigue and the delegate didn’t miss a session of the course!

When you join our International Club 2010 you become part of a special family. The very first member to join the club all those years ago wrote,

“Thank you for the enjoyable and informative courses. I am pleased to be part of your international family and look forward to continuing my education at the next course.”

His feeling struck a familiar chord. It has always been one of my greatest satisfactions to see how much fun delegates have getting together, sharing information and making friendships. These courses somehow draw together like-minded souls. For this reason some delegates come back again and again. They come to learn, but also to be with their many friends made at the courses.

When like-minded souls get together again and again to discuss a common purpose, magic happens! I can’t explain it in any other way-but it is true. In a way our meetings are almost like family reunions. Perhaps it is getting together and reflecting on what has been said and what has been happening. Learning with those who are also interested in the world creates thoughts that multiply the value of what we gain. This is hard to describe but results are most powerful and wonderful!

This is to me is as important as the great financial benefit of attending 52 courses that would cost $40,947 if all booked separately.

See why and our 2010 schedule below.

We started and have continued this program for 20 years because there are wonderful benefits from having repeat delegates at courses. Having repeat delegates makes the whole course somehow more exciting for all. Being a repeat delegate makes it easier to make and keep wealth and to lock in the knowledge you gain. It’s an exciting lifestyle. We have fun, gain adventure, discovery and friendships and share ways to improve our health and wealth!

We have more than doubled our courses in 2010… 56 courses and tours, two in the Blue Ridge of North Carolina, three in Central Florida and the balance in Ecuador.  Few club members actually attend every course and tour…  but you can if you desire. If you attend even a few of the courses, you gain considerable savings.

For those not interested or unable to visit Ecuador, we have our North Carolina courses in the summer when it is cool here in the Blue Ridge Mountains and don’t forget the autumnal beauty in October…. plus in Florida during the winter.  Each US course is attached to an Ecuador tour so you gain information in the US and then travel with others to Ecuador for experience (if you desire).

Here are the 56 courses and tours you can attend free. Plus there is even one more savings you will see below.

Jan.   8-11     Ecuador Export Tour   ($499 or couple $749)
Jan. 13-14     Imbabura Real Estate Tour  ($499 or couple $749)
Jan. 16-17     Coastal Real Estate Tour  ($499 or couple $749)
Jan. 19-20    Quito-Mindo Real Estate Tour  ($499 or couple $749)
Jan. 22-23    Cuenca Real Estate Tour  ($499 or couple $749)

Arrival dates are always one or two days earlier. Please double check with us before booking flights.

Feb. 11-14   Quantum Wealth Florida – International Investing & Internet Business, Mt. Dora, Florida ($749) Couple $999
Feb. 15-16   Travel to Quito
Feb. 17         Travel to Manta
Feb. 18-19   Coastal Real Estate Tour ($499 or couple $749)
Feb. 20        Travel to Cotacachi
Feb  21-22   Imbabura Real Estate Tour ($499 or couple $749)
Feb. 23-24  Quito-Mindo Real Estate Tour ($499 or couple $749)
Feb. 25         Travel to Cuenca
Feb. 26-27   Cuenca Real Estate Tour ($499 or couple $749)

Mar. 11-14     Super Thinking + Spanish Course Florida ($749 or couple $999)
Mar. 15-16    Travel to Quito and Andes
Mar. 17-18     Imbabura Real Estate Tour  ($499 or couple $749)
Mar. 19-20    Cotacachi Shamanic Tour  ($499 or couple $749)
Mar. 22-23    Coastal Real Estate Tour   ($499 or couple $749)
Mar. 25-26    Cuenca Real Estate Tour  ($499 or couple $749)
Mar. 28-29   South Coast Real Estate Tour ($499 or couple $749)

Apr. 12-15   Ecuador Export Tour ($499 or couple $749)
Apr. 17-18   Imbabura Real Estate Tour ($499 or couple $749)
Apr. 20-21  Coastal Real Estate Tour ($499 or couple $749)
Apr. 23-24  Quito-Mindo Real Estate Tour ($499 or couple $749)
Apr. 26-27  Cuenca Real Estate Tour ($499 or couple $749)

May  13-14     Ecuador Shamanic Minga  ($499 or couple $749)
May  16-17    Imbabura Real Estate Tour  ($499 or couple $749)
May  19-20    Coastal Real Estate Tour ($499 or couple $749)
May  22-23    Quito-Mindo Real Estate Tour  ($499 or couple $749)
May  25-26    Cuenca Real Estate Tour  ($499 or couple $749)
May  28-29    South Coast real Estate Tour ($499 or couple $749)

June 24         Quantum Wealth North Carolina
June 25-27    International Investing and Business North Carolina  ( $749 or couple $999)
June 28-29   Travel to Ecuador and Andes
June 30-Jy 1 Imbabura Real Estate Tour  ($499 or couple $749)
July 3-4          Coastal Real Estate Tour   ($499 or couple $749)
July 6-7          Quito-Mindo Real Estate Tour    ($499 or couple $749)
July 9-10        Cuenca Real Estate Tour   ($499 or couple $749)

Sept.   3-6      Ecuador Export Tour  ($499 or couple $749)
Sept.   8-9      Imbabura Real Estate Tour  ($499 or couple $749)
Sept. 11-12     Coastal Real Estate Tour   ($499 or couple $749)
Sept. 14-15     Cuenca Real Estate Tour    ($499 or couple $749)
Sept. 17-18     Ecuador Shamanic Minga  ($499 or couple $749)
Sept 20-21      South Coast Real Estate tour ($499 or couple $749)

Oct.    7          Quantum Wealth North Carolina
Oct.   8-10     International Investing & Business North Carolina ($749 or couple $999)
Oct.   11-12    Travel to Quito and Andes
Oct.  13-14     Imbabura Real Estate Tour ($499 or couple $749)
Oct.  16-17     Coastal Real Estate Tour ($499 or couple $749)
Oct.  19-20    Quito-Mindo Real Estate Tour ($499 or couple $749)
Oct. 22-23     Cuenca Real Estate Tour ($499 or couple $749)

Nov.    4-7        Super Thinking + Spanish Course Florida ($749 or couple $999)
Nov.    8-9       Travel to Quito and Andes
Nov. 10-11       Imbabura Real Estate Tour ($499 or couple $749)
Nov. 13-14      Coastal Real Estate Tour ($499 or couple $749)
Nov. 16-17      Quito-Mindo Real Estate  ($499 or couple $749)
Nov. 19-20     Cuenca Real Estate Tour ($499 or couple $749)
Nov  22-23      South Coast Real Estate Tour (($499 or couple $749)

Dec.   3-5       Ecuador Shamanic Mingo  ($499 or couple $749)
Dec.   7-8       Imbabura Real Estate Tour ($499 or couple $749)
Dec.  10-11    Coastal Real Estate Tour ($499 or couple $749)
Dec. 13-14     Quito-Mindo Real Estate Tour ($499 or couple $749)
Dec. 16-17      Cuenca Real Estate Tour ($499 or couple $749)

If you join the International Club, the entrance fee for 2010 is $2,999 (until January 2010).  Your attendance fees at all courses will be waived. You and your guest can attend courses worth $40,947.

You can calculate the savings as our schedule of all 2010 courses is shown below.

Arrival dates are always one or two days earlier. Please double check with us before booking flights.

I invite you to be a member of the International Club which allows you and your guest of your choice to attend all of these courses which are valued at $40,947! 

International Club 2010 Membership Enroll here

You may well wonder why I would make such an offer and ask why the cost is so low? Let me answer this question frankly and from the heart.

First, it helps us do a better job for you. We feel greatly enriched when we can really help our clients improve their lives. We have learned through years of experience the best way to do this is to meet with you regularly. We can best help you learn how to improve your health and wealth through continual expansion of knowledge.

Second, we gain enormous fulfillment from the many friendships we form through the years. Our friends have enriched our lives tremendously. Let me explain this in more detail.

As a member, you will be part of our international family that meets intensively over the next year to examine ways we can make our lives better. Our goal is beyond just having money. Our goal is to have quantum wealth… good health… wealth and fulfillment through service.

Though I give all course delegates my very best, I cannot help but to do a better job for those who come again and again. As we meet often; your particular wants, needs and desires become clear, and it is easier for me to point you in the right direction.

Another phenomenon is that repeat delegates help each other! They get to know one another, help each other learn, share their insights, make contacts and gain more wealth.

Out associates in Ecuador, are experienced business people who live or work and conduct our real estate and export courses.  They can also act as your local backup for the business.

Lifestyle for Two. There is more! I have learned at my courses that many repeat delegates were couples.

We want couples! As a member of the program, you are entitled to bring another person to every single course or tour. The cost for that extra person will be ZERO!  You can bring whomever you wish. Bring your spouse, a friend, son or daughter, partner, accountant, adviser. You can bring the same person each time or a different person, whomever you choose to accompany you. (Accommodations and air fares relating to the courses are not included for members, delegates or their guests.)

Won’t you join us in this exciting club and share Merri’s and my lifestyle for the next year? We look forward to seeing you at as many courses as possible and sharing this wonderful world of abundance and well being with you!

Gary

International Club 2010 Membership  Enroll here

Ecuador Hotel Discounts


Ecuador hotel discounts are available to Ecuador Living subscribers.  The Ecuador hotel savings can be much more than the subscription cost.

We receive comments like this continually.

“Gary & Merri  Wow, — My daughter and I are coming to Ecuador next week. I checked the Radisson prices and did not appreciate the good deal you provided us in the past.

May I still book those rooms at Gary Scott prices through you?   As you may know we bought a house on the beach in San Clemente, however we still intend to take your “new” tours just for the fun of it.  Your assistance is greatly appreciated. Thank you.”

The reply is that our Ecuador Living subscribers receive Ecuador hotel discounts across Ecuador.

Subscribers are entitled to a free nights stay at both Ecuador hotels Meson de las Flores in Cotacachi. (the fourth night is free the first time three nights are booked).

Cotacachi hotel Meson de las Flores is…

right on the main Cotacachi plaza.

The foundations of this building were started here over 180 years. Here is the entrance.

The inner courtyard is open and this (plus an inside dining area) where meals are served.

Five minutes away is the Cotacachi Garden Hotel & Spa La Mirage a Relais and Chateuax Spa.  La Mirage offers Ecuador Living subscribers who stay a complimentary bottle of sparkling wine and free room upgrades… plus a reduced room rate.

Ecuador Living subscribers also receive reduced rates and free upgrades at the luxury Quito boutique hotel Mansion del Angel, perhaps the most luxurious boutique hotel in Quito.

Quito-Boutique-Hotel

The Ecuador Palmazul Boutque Hotel & Spa is in San Clemente on Ecuador’s coast.

The ordinary room rate is $ 117 + 22% taxes and including breakfast.

For Ecuador Living subscribers a single room with breakfast is $ 60 + 22% taxes.  A double room with breakfast is $ 90 + 22% taxes.

ecuador-sea-real-estate

This is the Palmazul Boutique Hotel and Spa dining room on the Ecuador beach.

ecuador-sea-real-estate

Other Ecuador hotels that currently provide discounts to subscribers include the Radisson in Quito Ecuador.

In Cuenca Ecuador three hotels & hostels offer discounts to our subscribers.

Boutique Hotel Mansion Alcazar.

Cuenca’s Boutique Hotel Mansion Alcazar is luxurious inside.

ecuador-business-hotel

This is true luxury.

ecuador-business-hotel

Villa Nova Inn

The five star hostel Villa Nova Inn in Cuenca Ecuador is open and offers a savings opportunity for you.

cuenca-ecuador-hostel

This is an attractive location overlooking Cuenca’s Tomebamba River and directly across from Parque de la Madre (Mother’s Park).

cuenca-ecuador-hostel

El Dorado Hotel

Cuenca-hotel

Here is a shot of a Cuenca El Dorado…

Cuenca-hotel

Plus we will soon offer discounts in Loja, Guayaquil, Manta and Vilcabamba Ecuador.

See more about Ecuador Living subscription here.

Gary

Join us in Ecuador or Florida or Both. See the best Ecuador property for you.  Find the best real estate offers.  Know more of Ecuador. To help you experience a bigger adventure in this wonderful nation, to broaden your horizons, to expand your awareness of all Ecuador offers, we are providing deep discounts in 2010 for those who sign up for multiple tours.

Jan.   8-11     Ecuador Export Tour $499 Couple  $749

Jan. 13-14     Imbabura Real Estate Tour   $499 Couple $749
Jan. 15-18     Coastal Real Estate Tour $499 Couple $749
Jan. 19-20    Quito-Mindo Real Estate Tour  $499 Couple $749
Jan. 21-23    Cuenca Real Estate Tour  $499 Couple $749

Enjoy extra savings with our special early bird fees (if you enroll in November 2009)

Join us in February or March.

Feb. 11-14   Quantum Wealth Florida -International Investing & Internet Business, Mt. Dora, Florida ($749) Couple $999

Feb. 15-16   Travel to and visit Quito
Feb  17         Travel to Manta
Feb. 18-19   Coastal Real Estate Tour   $499 Couple $749 or discounted fee for multiple tours below.
Feb. 20        Travel to Cotacachi
Feb. 21-22   Imbabura Real Estate Tour  $499 Couple $749 or discounted fee for multiple tours below.
Feb. 23-24  Quito-Mindo Real Estate Tour $499 Couple $749 or discounted fee for multiple tours below.
Feb. 26-27  Cuenca Real Estate Tour  $499 Couple $749 or discounted fee for multiple tours below.

Mar. 11-14     Super Thinking + Spanish Course, Mt. Dora, Florida $749 Couple $999

Mar. 15-16    Travel to Quito and Andes
Mar. 17-18     Imbabura Real Estate Tour   $499 Couple $749 or discounted fee for multiple tours below.
Mar. 19-20    Cotacachi Shamanic Tour      $499 Couple $749 or discounted fee for multiple tours below.
Mar. 22-23    Coastal Real Estate Tour        $499 Couple $749 or discounted fee for multiple tours below.
Mar. 25-26    Cuenca Real Estate Tour        $499 Couple $749 or discounted fee for multiple tours below.

Enjoy extra savings with our multi tour adventure packs.

International Club attend up to 52 courses and tours in 2010 free.

See our entire 2010 seminar and tour schedule here


Ecuador Legal Checklist


Ecuador Legal Checklist

A recent message about Ecuador Legal scams started when I received this note from a subscriber.

“Gary, When I read your newsletter today, I was hoping you would say something about the cost of a visa.  Unfortunately, there are people who are promising newcomers a resident’s visa for $7000.  I’ve never heard of anyone paying more than $2000 for a resident’s visa, no matter which lawyer they used.

The reader went on to say that one  couple discovered this scam and tried to back out of the contract.  This elderly couple was threatened by a lawsuit.

I did not have all the facts so was not able to know if this was a pure scam… or just really unfair pricing or if more than just a visa was offered, but $7,000 seemed awfully high if all that was provided was just a resident visa.  I immediately wrote to the three attorneys who advise us in Ecuador to check on the price.

I am happy to say that this problem was resolved.  The person offering this service is no longer in Cotacachi.

I asked Ecuador attorney Roberto Moreno, about this and he wrote:   Gary,  Yes, $7000 is absolutely out of range. Depending on the visa we charge from US$900 to US$1200.  Also, it is important to inform the readers that some lawyers will just obtain visas with few requirements, especially in Guayaquil.  The risk is that the visa could be removed later on. We prefer now to obtained all the visas for our clients at the immigration office in Quito.

cotacachi-green

Gary Scott and immigration attorney, Roberto Moreno, at Meson.

Learn more about Roberto and his firm here.

To help our Ecuador Living subscribers better understand Ecuador laws, Roberto shared an Ecuador legal checklist. Here are excerpts from this list:

LEGAL CONSIDERATIONS TO LIVE AND INVEST IN ECUADOR
By Roberto Moreno

DIFFERENT TYPES OF VISAS

Non- Immigrant:
*    to stay for an specific amount of time
*    most common: Commercial Acts visa good for up to six months.

Immigrant (indefinite time):
*    retired
*    investment in Property
*    investment in Certificate of Deposit

*With an immigrant visa you can apply for citizenship after you have lived in Ecuador for three years.

NON IMMIGRANT VISA : COMMERCIAL ACTS VISA
Requirements:
*    passport valid for at least six months
*    visa application
*    personal information form
*    bank statement
*    government fee:  US$230.00 plus US$80 for each dependent

MOST COMMON IMMIGRANT VISAS

RETIREMENT

INCOME OF AT LEAST US $800 PER MONTH FOR PRINCIPAL AND US $100 FOR EACH DEPENDANT
*    passport valid for at least six months.
*    application for visa and form of personal information.
*    official document of support of the retirement pension or permanent income apostille or legalized at an Ecuadorian Consulate
*    certificate issued by the Ecuadorian Consul verifying the income

INVESTOR IN LAND PROPERTY FINAL DEED OF PURCHASE OF A PROPERTY MINIMUM US$25,000 and $500 for each dependent
*     application for Visa and form of Personal Information
*     deed of purchase registered before the Register of the Property
*    actualized encumbrance certificate from the Registry of Property

INVESTOR IN CERTIFICATES OF DEPOSIT CERTIFICATES OF DEPOSTI MINIMUM US$25,000 for one year and $500 for each dependent
*     visa application  and  Personal Information form
*     time deposit with a term of 365 days minimum
*     To get a Title, Policy or Certificate of Deposit:
– your passport (original and copy)
– bank account in Ecuador
– a letter from your lawyer certifying that it will be used to get the visa

GENERAL DOCUMENTS FOR ANY KIND OF IMMIGRANT VISAS:
*    passport valid for at least six months
*     visa application
*     personal information form
*     5 photos (2×2)
*    Marriage License (wife or husband – dependent) / Apostilled or Legalized at an Ecuadorian Consulate
*    Birth Certificate (for children – dependent) / Apostilled or Legalized at an Ecuadorian Consulate
*     government fee: $350 (titleholder)  $350  (each dependent)

OTHER IMMIGRANT VISAS:
*    GENERAL MANAGER
*     AGENTS
*     UNDEFINED LABOUR CONTRACT
*     RELIGIOUS
*     PROFESSIONALS
*     DEPENDENTS

IMPORTANT NOTE: All official documents coming from abroad should be legalized by APOSTILLE.

BANK ACCOUNTS
Open a bank account locally:
*    prolonged stay
*    if you plan to invest in the future

Requirements:
*    will vary from bank to bank
*    open your bank account with your passport  and  a letter from a law firm

Restrictions:
*    no restrictions to transfer money
*    large amounts (banks will request a licit source form)

DO YOU LIKE A PROPERTY? GO FOR IT!
*    no need of special visa
*    don’t miss a good opportunity
*    to rent be sure of all details  (rental price includes utilities?)

THE IMPORTANCE OF TITLE INVESTIGATION
*    be sure to get the necessary investigation of the property before you take your decision,
*    review previous ownership title before the corresponding authorities.
*    you can get  Title Insurance. (First American Title Insurance provides this alternative)

STEPS TO PURCHASE A PROPERTY
Define:
*    one document purchase (only one deed)
*    a promissory or general deed (first to secure the purchase and  later to finalize the final deed).
*    in your name
*    in the name of a company

Expenses:
*     municipal taxes
*     public notary fees
*     registry of  property

*if you plan to use the property as an investment to obtained your VISA you will need the final deed of purchase.

TAXES AND SENIOR BENEFITS IN ECUADOR
Income tax rate:
*    individuals:  5% -35%
*    companies: 25%

VAT:
*    12%
*income coming from abroad is not object of withhold

Other legal requirements covered in the entire Ecuador legal checklist include:

* SENIOR BENEFITS including exoneration of all type of municipal taxes, income and vehicle  taxes.

* GENERAL PROCEDURE TO SET UP HOUSEHOLDS

* IMPORTING VEHICLES WITH HOUSEHOLD GOODS

* PET REQUIREMENTS

* HEALTH INSURANCE, SOCIAL SECURITY AND PRIVATE INSURANCE SOCIAL SECURITY

* PRIVATE INSURANCE

You receive full access to the entire Ecuador legal checklist plus an internet Ecuador legal address to answer any questions as an Ecuador Living subscriber. Learn how to subscribe here.

Gary

Join us in Ecuador or Florida or Both. See the best Ecuador property for you.  Find the best real estate offers.  Know more of Ecuador. To help you experience a bigger adventure in this wonderful nation, to broaden your horizons, to expand your awareness of all Ecuador offers, we are providing deep discounts in 2010 for those who sign up for multiple tours.

Join us at our upcoming courses and tours.

December 6-8 Blaine Watson’s  Beyond Logic & Shamanic Tour

December 9-10 Imbabura Real Estate Tour

December 11-13 Ecuador Coastal Real Estate Tour

Join us in 2010. See our winter Ecuador real estate tours below.

Jan.   8-11     Ecuador Export Tour $499 Couple  $749

Jan. 13-14     Imbabura Real Estate Tour   $499 Couple $749
Jan. 21-22     Coastal Real Estate Tour $499 Couple $749
Jan. 23-24    Quito-Mindo Real Estate Tour  $499 Couple $749
Jan. 22-23    Cuenca Real Estate Tour  $499 Couple $749

Enjoy extra savings with our special early bird fees (if you enroll in November 2009)

Join us in February or March.

Feb. 11-14   Quantum Wealth Florida -International Investing & Internet Business, Mt. Dora, Florida ($749) Couple $999

Feb. 15-16   Travel to and visit Quito
Feb  17         Travel to Manta
Feb. 18-19   Coastal Real Estate Tour   $499 Couple $749 or discounted fee for multiple tours below.
Feb. 20        Travel to Cotacachi
Feb. 21-22   Imbabura Real Estate Tour  $499 Couple $749 or discounted fee for multiple tours below.
Feb. 23-24  Quito-Mindo Real Estate Tour $499 Couple $749 or discounted fee for multiple tours below.
Feb. 26-27  Cuenca Real Estate Tour  $499 Couple $749 or discounted fee for multiple tours below.

Mar. 11-14     Super Thinking + Spanish Course, Mt. Dora, Florida $749 Couple $999

Mar. 15-16    Travel to Quito and Andes
Mar. 17-18     Imbabura Real Estate Tour   $499 Couple $749 or discounted fee for multiple tours below.
Mar. 19-20    Cotacachi Shamanic Tour      $499 Couple $749 or discounted fee for multiple tours below.
Mar. 22-23    Coastal Real Estate Tour        $499 Couple $749 or discounted fee for multiple tours below.
Mar. 25-26    Cuenca Real Estate Tour        $499 Couple $749 or discounted fee for multiple tours below.

Enjoy extra savings with our special early bird fees (if you enroll in November 2009)

2 seminar courses & tours $949 Couple  $1,399

3 seminar courses & tours   $1199 Couple  $1,749

4 seminar courses & tours   $1,399 Couple $2,149

5 seminar courses & tours  $1,599 Couple $2,499

6 seminars courses & tours  $1,999 Couple $2,999

(Be sure to show in the comments section which courses and tours you are attending)

International Club attend up to 52 courses and tours in 2010 free.

See our entire 2010 seminar and tour schedule here

Cuenca Real Estate


Cuenca Real Estate

The Cuenca real estate market grows.

Cuenca-real-estate

Real Estate in Cuenca has wonderful architecture. Here is Cuenca’s Main Square.

Even the daily press is catching on to Cuenca and Ecuador real estate.

An article “House Hunting in … Ecuador” by Lisa Keys recently appeared in the New York Times.

Here are excerpts from that article: A THREE-BEDROOM, 3000-SQUARE-FOOT HILLTOP HOME IN CUENCA
$220,000  This rustic home — made from local bamboo, hardwood, river rock and tile — was built two years ago by a local architect. It sits on a third of an acre in the Cuenca, a Unesco world heritage site about 300 miles south of Quito.

The front door is inlaid with the local wood, called chanul. An open living room/dining area has mountain views, as well as a stone fireplace, exposed hardwood beams and posts, and a brick ceiling. Off the dining area is a 96-square-foot terrace. The eat-in kitchen has granite countertops; off the kitchen is a maid’s suite. The master bedroom is on this level, along with a second bedroom; both bedrooms have en-suite baths.

A brick-and-bamboo staircase leads upstairs to a sitting area and another bedroom, which has a sloped ceiling and a 36-square-foot terrace. The lower level has a workshop and a storage room.

The house is off an unpaved road in the Rio Amarillo neighborhood, in the foothills of the Cajas Mountains. The area, until recently very rural, is morphing into a suburban neighborhood with large homes, according to David Morrill, the home’s listing agent.

Colonial buildings, art galleries, museums and concert sites are about six miles away in Cuenca. A shopping center as well as Cuenca’s indigenous market is four miles away; the airport, with numerous daily flights to the international airports in Guayaquil and Quito, is eight miles away.

MARKET OVERVIEW

Though predominantly a local real estate market, Cuenca is becoming increasingly popular with American expatriates, particularly retirees, said Mr. Morrill, a partner at Cuenca Real Estate. They are attracted to the relative affordability, he said.

In spite of the global economic downturn, home prices in Cuenca continue to rise, in part, because of they are relatively low to begin with. Condos sell for around $700 a square meter ($56 to $65 a square foot); new construction is $850 a square meter ($79 a square foot), Mr. Morrill said. Single-family homes are $300 to $500 a square meter ($28 to $46 a square foot); new construction is approximately $500 a square meter ($46 a square foot), he added. The house featured here is more expensive than the average, at $73 a square foot, because of its unique design and expensive building materials.

North American buyers are not the only reason for the uptick.

There are some great things about Cuenca like…

Cuenca-real-estate

The agriculture that surrounds Cuenca. Here is an organic farm in the San Joachin area of Cuenca.

One of Cuenca’s public markets.

Cuenca-real-estate

Here a Cuenca flower vendor in one Cuenca’s many public markets.

Cuenca-real-estate

Cuenca has many parks. Here is Parque de Paraiso which has walking and biking trails.

Cuenca-real-estate

Four rivers flow through Cuenca.

Cuenca-real-estate

Yet there are more forces pushing Cuenca’s and Ecuador’s real estate market.

An article from entitled “$600 Million Earmarked by Government for New Housing projects” World Assurance Group Inc.” says: Nov 02, 2009,  World Assurance Group Focuses on Central America in Conjunction With a New Ecuadorian Housing Mandate . World Assurance Group (PINKSHEETS: WDAS) announced today that the Ecuadorian Government has recently announced substantial policies aimed to increase new home buyers in Ecuador.  New home buyers will be allowed a $ 3,960 bonus given by the Housing Ministry for a new house they purchase. It seeks to expand such support to $ 5,000 for homes with a value of up to $ 60,000.

WDAS had announced on Oct 22, 2009 that its subsidiary ANAV Holdings Corporation signed a proposal to enter into a purchase agreement for an 8.5% participating interest in a 15 hectare private housing community located at one of the leading ports in Latin America with Premier Developments. The project’s first phase is in full production and has already sold 20% of the 207 homes. The entire project including phase two will be an estimated 500 home development. Currently these homes sell for $40,000 – $80,000 price range.

Low prices…  great natural resources… colonial charm… every facility a city can possess… but not too many people are all helping Cuenca real estate grab attention.  All of this will help the Cuenca real estate market to grow.

Gary

See the best Ecuador property for you.  Find the best real estate offers.  Know more of Ecuador. To help you experience a bigger adventure in this wonderful nation, to broaden your horizons, to expand your awareness of all Ecuador offers, we are providing deep discounts in 2010 for those who sign up for multiple tours.

See more on Cuenca real estate  at “Cuenca Real Estate

Gary

Join us in Ecuador or Florida or Both. See the best Ecuador property for you.  Find the best real estate offers.  Know more of Ecuador. To help you experience a bigger adventure in this wonderful nation, to broaden your horizons, to expand your awareness of all Ecuador offers, we are providing deep discounts in 2010 for those who sign up for multiple tours.

Join us at our upcoming courses and tours.

December 6-8 Blaine Watson’s  Beyond Logic & Shamanic Tour

December 9-10 Imbabura Real Estate Tour

December 11-13 Ecuador Coastal Real Estate Tour

Join us in 2010. See our winter Ecuador real estate tours below.

Jan.   8-11     Ecuador Export Tour $499 Couple  $749

Jan. 13-14     Imbabura Real Estate Tour   $499 Couple $749
Jan. 21-22     Coastal Real Estate Tour $499 Couple $749
Jan. 23-24    Quito-Mindo Real Estate Tour  $499 Couple $749
Jan. 22-23    Cuenca Real Estate Tour  $499 Couple $749

Enjoy extra savings with our special early bird fees (if you enroll in November 2009)

Join us in February or March.

Feb. 11-14   Quantum Wealth Florida -International Investing & Internet Business, Mt. Dora, Florida ($749) Couple $999

Feb. 15-16   Travel to and visit Quito
Feb  17         Travel to Manta
Feb. 18-19   Coastal Real Estate Tour   $499 Couple $749 or discounted fee for multiple tours below.
Feb. 20        Travel to Cotacachi
Feb. 21-22   Imbabura Real Estate Tour  $499 Couple $749 or discounted fee for multiple tours below.
Feb. 23-24  Quito-Mindo Real Estate Tour $499 Couple $749 or discounted fee for multiple tours below.
Feb. 26-27  Cuenca Real Estate Tour  $499 Couple $749 or discounted fee for multiple tours below.

Mar. 11-14     Super Thinking + Spanish Course, Mt. Dora, Florida $749 Couple $999

Mar. 15-16    Travel to Quito and Andes
Mar. 17-18     Imbabura Real Estate Tour   $499 Couple $749 or discounted fee for multiple tours below.
Mar. 19-20    Cotacachi Shamanic Tour      $499 Couple $749 or discounted fee for multiple tours below.
Mar. 22-23    Coastal Real Estate Tour        $499 Couple $749 or discounted fee for multiple tours below.
Mar. 25-26    Cuenca Real Estate Tour        $499 Couple $749 or discounted fee for multiple tours below.

Enjoy extra savings with our special early bird fees (if you enroll in November 2009)

2 seminar courses & tours $949 Couple  $1,399

3 seminar courses & tours   $1199 Couple  $1,749

4 seminar courses & tours   $1,399 Couple $2,149

5 seminar courses & tours  $1,599 Couple $2,499

6 seminars courses & tours  $1,999 Couple $2,999

(Be sure to show in the comments section which courses and tours you are attending)

International Club attend up to 52 courses and tours in 2010 free.

See our entire 2010 seminar and tour schedule here

$600 Million Earmarked by Government for New Housing projects

www.marketwire.com/press-release/World-Assurance-Group-Inc-1069068.html

Cuenca Real Estate


Cuenca Real Estate

P1000823

Cuenca real estate offers excellent quality and value for exapts visiting Ecuador. Here is a shot of downtown Cuenca.

One of the first cities that Merri and I visited when we began looking for Ecuador property was the Spanish tile roofed colonial city of Cuenca which sits in a broad valley surrounded by lush green mountains. I have always loved the real estate opportunities in Cuenca and am happy to report we can now share this with you in our upcoming 2010 Cuenca real estate tours.

Here is an example why Cuenca is such a popular place.  Our friends, Bill Bushnell and his wife, Leita Hulmes live in a spacious and modern condo in Cuenca within walking distance to the historic colonial city center.

Cuenca condo building
Cuenca Condo building

Cuenca condo living room

We’ll look at more Cuenca property pictures below.

Cuenca is easily Ecuador’s (and perhaps all of South America’s) most beautiful city with a distinctly European look and feel. In a previous
article I reported that MSN has named Cuenca the best retirement city in the world.

It is both modern and classic in its architecture. This is an aristocratic town with hard workers and a solid middle class. The downtown area is remarkably clean and is built around a central park bordered by a huge golden cathedral with brilliant ceramic domes. There is a sense of order in the narrow cobblestone streets which for the most part run on a grid. The markets are filled with color and exotic design, and there is no sense of crime or poverty found here.

Tall Willows and Eucalyptus are abundant along the river banks of the four rivers running through its center where you’ll see locals washing their
colorful clothes. Red tiles on white stucco sparkling in the brilliant sun are the predominate vista.

Cuenca has perhaps the largest North American population in Ecuador though it is a much smaller city (350,000) than Quito or Guayaquil which have many millions of people. It’s large enough to offer almost all goods and services one could want without the hustle and bustle of a big city.

The beautiful sites are not the only joys Merri and I have experienced  in Cuenca. Property prices are startlingly low. Values have certainly risen
since we first began looking almost 15 years ago, yet asking prices still seem like bargains.

For example brand new apartments just down the road from the 5 Star Oro Verde Hotel are offered at just $42,000.

Here is that condo, just…

cuenca-ecuador-condos

four blocks from the center of Cuenca.

cuenca-ecuador-condos

Quality is not lacking.

Here are some more shots of our friends Cuenca condo with all hardwood floors, cabinetry and top quality fittings and additional lighting.

Cuenca condo hardwood finishes

There’s is a 1,690 square foot condo cost  that they bought for under $100,000.

Cuenca condo studio
the studio

The views from the 5th floor living room of the Ecuadorian Sierra Mountains show Cajas National Park in the distance.

View from Cuenca condo

There is space throughout this Cuenca home.

Cuenca condo master bedroom

Hardwood excellence is seen throughout this Cuenca house.

Cuenca condo kitchen

Currently there is a lovely first-floor 2-BR apartment located just across  the Tomebamba River from Cuenca’s historic district. It is within walking distance of El Centro which is Cuenca’s version of Central Park and is offered for $35,000.

If your preference is a house, only four blocks from downtown there is a new 4 bedroom, 4 bath house with 1991 sq ft of living space on 1/3 of an
acre for $77,000.

Another delightful opportunity in Cuenca is within a 10 unit gated community where there are only two townhouses left. The 1600 sq ft 3BR, 3
bath units have solid wood cabinetry, doors and windows and feature an open floor plan connecting the living area, dining room and kitchen for
$89,900. These units are within walking distance of supermarkets, shopping malls and some great restaurants for which Cuenca is renown.

Here are the these brand new condos, outside and…

cuenca-ecuador-condos

in.

cuenca-ecuador-condos

You can find superb spacious country homes in an area called San Joaquín which is known for its agricultural heritage still evident today. Numerous
farms and livestock abound in this area just 10 minutes from downtown.

Here houses sit above the city on gentle slopes with commanding views offering tile, hardwoods and marble, plus exquisite workmanship not found
in the U.S. Yet prices are as low as $145,000.

Just a few kilometers down the road from Cuenca is Challuabamba which has seen a fair amount of new construction in the last few years. It is a
slightly lower than Cuenca so is a bit warmer. Because of the highway, it is more accessible than in the past and many locals have moved out of the
city to be in a more rural locale. New homes range from the low $70s to over $200,000 so there is a wide variety to be had.

In the country you may find the best buys as is the case in most parts of the world. In-town prices are always higher than in the country and if
living closer to nature is your preference, you can have a large hacienda with plenty of land for farming and livestock at unbelievably low prices.
We’ve seen prices starting at $1.50 a square meter ($15,000 per acre) for land featuring stunning views, flowing streams and rich dark soil.

Yunguilla, about an hour from Cuenca via the newly paved highway, is one of the most beautiful valleys in the world. It’s like a Swiss mountain
valley covered in Irish emerald green – all in South America! Explosions of white pampas grass line the road and paisley swaths of forest and
cotton wool clouds cover the broad valley floor. Huge waterfalls spring from the hillsides like gigantic white snakes crashing hundreds of feet.

Here is a shot of Yungilla.

yungilla-ecuador-condos

Currently there is a house with outstanding views sitting on just over an acre. It has 4 bedrooms and 2 baths in 2045 sq ft with an asking price of $80,000 or how about 5 acres with a river running along one boundary for $35,000.

Further on you can find plantations with entrances lined with sugar cane, bananas, mango, papaya, mango, naranjilla, babaco, orange, lemon, lime,
yucca, coffee plants, bread fruit, guavas, achote, grapefruit, coconuts and all the vegetables you could eat. Also abundant are avocado, bamboo,
corn, potatoes and tomatoes.

These veritable gardens led to rustic old farm houses graced by birds of every type, humming birds, toucan, choco, bromeliad fly catchers,
tanagers, finches and animals include agouti, tapir, fox and deer.

You can find land with horses, cows, pigs, numerous dogs, chickens and even llamas which are indigenous.

I viewed one plantation there some years ago that had its own .7 kilowatt hydro electric turbine and sugar cane crusher, distillery where they
distilled 50,000 liters of schnapps a year overlooking the San Francisco river, a broad cascading mountain stream bounds the land and the smaller
Sarayunga river runs through it.

All in all Cuenca, and the area immediately surrounding it, has a great deal to offer no matter what your preferences. Whether you want to live in
an apartment, a home or buy land and build your own – it’s all possible at prices that are a throw back to times past.

Speaking of prices that are from times gone by, our friends and representatives in Cuenca, Stephen Milden and Leanna Palermo, reported today that they went to a local co-op and bought 12 bags of organic fruits and vegetables for only $20.91! If they had purchased the same items in the US it would have cost them close to $200.00 and everything was locally grown. They will be delighted to be your hosts and show you their adopted home during the first tour of 2010 which is set for January 22-23 2010.

Not only will you have an opportunity to see a cross section of available land, homes and apartments, you will be able to experience the local
culture by way of fantastic restaurants, galleries, artisan shops and a walking tour along cobblestone streets that will take your breath away.

Cuenca is one of Ecuador’s most popular towns and we look forward to sharing Cuenca with you on our 2010 Ecuador real estate tours.

Gary

See the best Ecuador property for you.  Find the best real estate offers.  Know more of Ecuador. To help you experience a bigger adventure in this wonderful nation, to broaden your horizons, to expand your awareness of all Ecuador offers, we are providing deep discounts in 2010 for those who sign up for multiple tours.

Join us in Ecuador

Join us at our upcoming courses and tours.

December 6-8 Blaine Watson’s  Beyond Logic & Shamanic Tour

December 9-10 Imbabura Real Estate Tour

December 11-13 Ecuador Coastal Real Estate Tour

Join us in 2010. See our winter Ecuador real estate tours below.

Jan.   8-11     Ecuador Export Tour      $499  Couple  $749

Jan. 13-14     Imbabura Real Estate Tour   $499  Couple $749
Jan. 21-22     Coastal Real Estate Tour $499  Couple $749
Jan. 23-24    Quito-Mindo Real Estate Tour   $499  Couple $749
Jan. 22-23    Cuenca Real Estate Tour  $499  Couple $749

Enjoy extra savings with our special early bird fees (if you enroll in November 2009)

Join us in February or March.

Feb. 11-14   Quantum Wealth Florida -International Investing & Internet Business, Mt. Dora, Florida ($749) Couple $999

Feb. 15-16   Travel to and visit Quito
Feb  17         Travel to Manta
Feb. 18-19   Coastal Real Estate Tour   $499 Couple $999 or discounted fee for multiple tours below.
Feb. 20        Travel to Cotacachi
Feb. 21-22   Imbabura Real Estate Tour  $499 Couple $999 or discounted fee for multiple tours below.
Feb. 23-24  Quito-Mindo Real Estate Tour $499 Couple $999 or discounted fee for multiple tours below.
Feb. 26-27  Cuenca Real Estate Tour  $499 Couple $999 or discounted fee for multiple tours below.

Mar. 11-14     Super Thinking + Spanish Course, Mt. Dora, Florida ($749) Couple $999

Mar. 15-16    Travel to Quito and Andes
Mar. 17-18     Imbabura Real Estate Tour   $499 Couple $999 or discounted fee for multiple tours below.
Mar. 19-20    Cotacachi Shamanic Tour      $499 Couple $999 or discounted fee for multiple tours below.
Mar. 22-23    Coastal Real Estate Tour        $499 Couple $999 or discounted fee for multiple tours below.
Mar. 25-26    Cuenca Real Estate Tour        $499 Couple $999 or discounted fee for multiple tours below.

Enjoy extra savings with our special early bird fees (if you enroll in November 2009)

1 real estate tour  $499 Couple $749

2 seminar courses & tours $949 Couple  $1,399

3 seminar courses & tours   $1199 Couple  $1,749

4 seminar courses & tours   $1,399 Couple $2,149

5 seminar courses & tours  $1,599 Couple $2,499

(Be sure to show in the comments section which courses and tours you are attending)

International Club attend up to 52 courses and tours in 2010 free.

See our entire 2010 seminar and tour schedule here