Tag Archive | "Georgia"

Power of Global Investing Diversification


There is great power in global investing diversification.

Investment-diversification

Sunrise at our North Carolina farm.  We diversify because the sun always shines somewhere.

Pure capitalistic theory says that in the long run… a global economy is good for everyone….overall.

Technology gives us the ability to buy from those who serve us best, wherever they are  in the world.  Why should we buy poorer quality goods locally at a higher price when someone from elsewhere can serve us better and for less.

Plus if we produce something better than anyone else we should be able to sell our product or service anywhere in the world as well.

Floridians and Californians buy apples from Oregon and North Carolina.

Oregonians and North Carolinians buy oranges from Florida or California because these areas each have special advantages… excellent conditions to produce and deliver those fruits clear across a continent, better and for less.

Global market advantages can be based on geography, infrastructure, skills sets, labor costs etc.

The theory of globalization is good but the process is not smooth. Globalization creates unemployment in many places and distorts many economies in the short term.  This usually pushes the process into the political arena and gets governments involved.  Governments often act based on political considerations rather than for good, long term economic reasons.

Plus business if given a chance… does not always encourage a free economy either.  Give big business a monopoly and they’ll tie up free trade even faster and much more efficiently than a government.

There is little, as businesses or investors, that we can do do to change these facts.

We are usually better off to adapt and take advantage of whatever situation exists instead.

This is what creates power in diversification.

Investment-diversification

Sunrise at our Ecuador hacienda.

The sun always shines somewhere. When our business and investments are diversified, we just have a better chance that our investments and business will be somewhere where there the business climate is sunny.

For example… a recent message Ecuador Beats Inflation looked at excerpts from a recent AOL.Money article by Jim Kuhnhenn entitled “White House Projects $9 Trillion Deficit”: In a chilling forecast, the White House is predicting a 10-year federal deficit of $9 trillion — more than the sum of all previous deficits since America’s founding. And it says by the next decade’s end the national debt will equal three-quarters of the entire U.S. economy.  But before President Barack Obama can do much about it, he’ll have to weather recession aftershocks including unemployment that his advisers said Tuesday is still heading for 10 percent.  Overall, White House and congressional budget analysts said in a brace of new estimates that the economy will shrink by 2.5 to 2.8 percent this year even as it begins to climb out of the recession. Those estimates reflect this year’s deeper-than-expected economic plunge.

Yet at the same time a Wall Street Journal article entitled “Ecuador Inflation To End ’09 Below 4%”  By Mercedes Alvaro shows that Ecuador’s economy is growing.
Here is an excerpt: QUITO (Dow Jones)–Ecuador’s inflation rate will end 2009 below 4% and the economy will grow close to 2% this year, President Rafael Correa said Wednesday.

“The annualized inflation will be below 4%,” Correa said late Wednesday in a radio and TV address. “There is not recession. Ecuador will have a growth of about 2%.”  “We have faced the biggest world crisis successfully,” Correa added. Early Wednesday the central bank said the Ecuadorian economy overall is poised to expand 1% in 2009.  Ecuador’s gross domestic product grew 6.52% in 2008 while inflation reached 8.83%.  According to central bank data, Ecuador’s liquid international reserves stood at $4.0 billion as of Aug. 21.  Last week, the central bank president, Carlos Vallejo, said that the government will repatriate in the coming days some $300 million of Ecuador’s liquid reserves invested abroad.  Ecuador’s liquid international reserves include public-sector deposits with the central bank, revenues from oil exports, loans from multilateral lenders and minimum reserve requirements from private banks.  In May, the central bank established a liquidity requirement forcing private banks to keep at least 45% of their assets and investments in Ecuador to draw back cash and boost domestic liquidity.

Investment-diversification

Sunrise on…

Investment-diversification

Sunrise over Mount Imbabura.

Because I am diversified in Ecuador, Georgia, Florida and North Carolina, in 2007, I was selling Florida property at the top of the market.  I was buying Ecuador real estate with those returns. Now that Florida  is down and Ecuador real estate has risen,  I am selling Ecuador real estate and buying in Florida.

A huge portion of all profits in business and investing come from timing.  Most commodity, stock and real estate markets go through ups and downs.  If you plan your investments and liquidity so you sell only at favorable times, global investing diversification enhances your chances of always having assets someplace where there is a seller’s market.

Investment-diversification

Sunrise shot from our hotel Meson de las Flores.

So when you think Ecuador… or Mexico or Panama… or wherever…. also thing diversification.  The sun always shines somewhere and your changes of financial suntans increase when you diversify.

Gary

The greatest asset of all is the ability to labor at what you love wherever you live. This brings everlasting wealth.

This is why we are providing a special three for one offer with our  course Tangled Web… How to Have an Internet Business

This course can help you create your own internet business.

Our emailed course “Tangled Webs We Weave – How to Have Your Own Web Based Business” is a continuing educational program.  You receive the first 28 lessons when you enroll and a new lesson every week or two.

This course teaches how to create a web based business and is developed from the ongoing experiences that we have from our successful and profitable internet business.

This course is well worth the enrollment fee of $299… but currently you also receive two additional courses FREE.

The other two courses are #1: International Business Made EZ, and #2: Self Fulfilled – How to be a Self Publisher.

These two courses have sold for $398 and thousands have paid this price. We add them to your course, at no added cost, as I believe they will help you develop a better business in these crucial times..

Even Better Get All three Courses Free

To make this offer even more compelling,  I am giving everyone who enrolls in our North Carolina or Ecuador International Business & Investing seminar in October or November all three courses, “Tangled Web… How to Have an Internet Business Course,”  “Self Fulfilled- How to be a Self Publisher” and “International Business Made EZ” free.

internet-business-idea We always conduct our autumn North Carolina course on the first weekend of October… the best time to enjoy  the leaf change.

Join us with Jyske Bank and my webmaster David Cross in West Jefferson North Carolina. Learn more about global investing, & how to have an international business at the seminar.

Oct. 9-11 IBEZ North Carolina with our webmaster  David Cross & Thomas Fischer of JGAM

ecuador-tours

You’ll see views like this on your way to West Jefferson for the October seminar.

Or head south to Ecuador!

ecuador-tours

October 16-18 Ecuador Southern coastal tour ONLY FOUR SPACES LEFT

Oct. 21-24 Ecuador Import Export Tour

Oct. 25-26 Imbabura Real Estate Tour

ecuador-hotel

In Cotacachi the weather is always spring like.  Here is the village plaza near our hotel Meson de las Flores.

Join us with Peter Laub of Jyske Global Asset Management in Ecuador. Learn more about global investing, how to have an international business at the seminar.

Nov. 6-8 IBEZ Ecuador Seminar

ecuador-hotel

Let our friendly staff at Meson de las Flores serve you.

Nov. 9-10 Imbabura Real Estate Tour

Nov. 11-14 Ecuador Coastal Real Estate Tour

ecuador-hotel

This shorts weather photo was taken from our beach penthouse in February.

Join us in the mountains and at the sea.  Attend more than one seminar and tour and save even more plus get the three emailed courses free.

Attend any two Ecuador seminar or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799

Read the entire article Ecuador Inflation To End ’09 Below 4%

International Investing & Business Index


Making international investing and business decisions based around an index of happiness can add depth to your international investment and business decisions.

Understanding what will happen globally is important to everyone’s decision making process on where to do business… where to invest and where to live.

We’ll see below that Ecuador is high on NEF’s (New Economics Foundation) Happiness Index (more on the index in a moment)… but this index is about much more than Ecuador.

This index is about the world… the future…. prosperity and poverty… life and death.  We should know it… especially because it is quite hard to believe.

You’ll see below why:

* Seemingly poor countries may have an advantage in the years ahead.

* The richest countries may not be the best places to invest or start a business.

* How to use new techniques to see what the future may bring socially and economically.

NEF is an independent think-and-do tank that tries to analyze real economic well-being.  NEF’s aim is to improve the world’s quality of life by promoting innovative solutions that challenge mainstream thinking on economic, environmental and social issues.

NEF says:  NEF’s report, the Happy Planet Index: An index of human well-being and environmental impact, published in association with Friends of the Earth, moves beyond crude ratings of nations according to national income, measured by Gross Domestic Product (GDP) to produce a more accurate picture of the progress of nations based on the amount of the Earth’s resources they use, and the length and happiness of people’s lives.

The Happy Planet Index (HPI) strips the view of the economy back to its absolute basics: what we put in (resources), and what comes out (human lives of different length and happiness). The resulting Index of the 178 nations for which data is available, reveals that the world as a whole has a long way to go.  In terms of delivering long and meaningful lives within the Earth’s environmental limits – all nations could do better.  No country achieves an overall ‘high’ score on the Index, and no country does well on all three indicators.

This index is important because everyone is increasingly faced with complicated problems, parts of which are unknown or unreachable.

This index is worth sharing because as I read it,  my first thought was “nonsense.”

Who would have placed the nations of Guyana, Bosnia, Georgia  and Romania above the UK for happiness?  Yet  Guyana is 63rd in the index. the UK 74th.

Here is 63 to 74 on the happiness index.

63. Guyana
64. Belgium
65. Bosnia and Herzegovina
66. Slovenia
67. Israel
68. Korea
69. Italy
70. Romania
71. France
72. Georgia
73. Slovakia
74. United Kingdom

Guyana happier than France and the UK?

I wanted to reject it.

Then it made me begin to realize… the somewhat disturbing fact that as far as potential for happiness goes, Americans are almost at the bottom of this international index… along with the British and most Europeans.

Reading this index made me realize that we cannot use old standards of the past to analyze what will happen in the future.

About the time of this thought, a page from an old John Sanford novel, “The Hanged Man’s Song” came to light.

The prime person in this fiction is a computer hacker… a very logical, scientific thinking person… but who also from time to time uses a totally unscientific way to process information… tarot cards.

The story says:

So I got the cards out, my tarot cards.  I’m not exactly a scientist – I was trained as an engineer-but I have studied the philosophy of science and I’m a true believer.  The tarot as a predictive system is superstitious nonsense. The deck is useful as a gaming device, though and that’s how I use it.

Like this: we are forced to deal with complicated problems, when some facets of the problem are unknown or unreachable, we deal with them in terms of our past experience. That’s almost inescapable. But approaches that are useful with some problems don’t work with others. The tarot deck, when used as a gaming system, pushes you outside past experience and encourages you to think of new ways to deal with it.

Say for example, you are involved in a complicated business transaction and that the group you were involved in a complicated business transaction and that the group you were dealing with, the opposition,consisted of five men and a women. You begin doing the tarot spreads and see a number of indications of female influence.

This does not mean that the deck correctly predicts female influence in the transaction, but suggests that you should sit back and think about the woman on the other side, who might otherwise seem to be just another functionary. Why is she there? What specific influences does she have? Is there a way to approach her that would help the deal?

This has nothing to do with supernatural-it’s simply a human way, and a fairly subtle way to game a problem.

This started me looking at the index more.

international-investing

Sustainability and cost of happiness are a part of the index. This is why we grow some of our own crops at our farm… like the lettuce we harvest around our backyard pool.

The Happiness Index pushes us beyond our past experience.  This international index does challenge mainstream thinking.

Imagine Haiti is 41st on the list.  Denmark 105th.

99. Uruguay
100. Ghana
101. Latvia
102. Australia
103. New Zealand
104. Belarus
105. Denmark

That started me thinking for sure.

NEF is composed of some very intelligent people so their approach does have  logic. NEF calls it a new global measure of progress, the ‘Happy Planet Index’.

The NEF logic factors in the short and long term cost of happiness.

Mainstream thinking uses measurements like growth of GDP… but ignores the relativity involved. If GDP rises 10% this is considered good.  Traditional thinkers do not ask what is the cost of this growth to our environment. How much will we, our children and grandchildren have to pay in the future for this current growth?

Nor does the mainstream paradigm compare the happiness efficiency of a nation.

The NEF Happiness Index takes into account whether a culture is using more than its fair share of the Earth’s resources.

This creates a new international ranking of environmental impact and well-being and reveals a very different picture of the wealth, and poverty of nations.

Environmental Efficiency

NEF’s view is that Happiness Efficiency is a phrase and concept worth knowing and using in consideration of the overall (long and short term) success of a nation.

We all know the benefits of efficiency. Now we have a way to measure a really important long term efficiency.  We could call it the “cost per smile” or “laughter earning ratio”.

This really makes sense because it is the inherent nature of all living things to strive for happiness and satisfaction and avoid stress.  If the population of a nation needs to do and spend a lot to attain it… that nation is likely to have economic problems due to its lack of efficiency compared to other nations.

NEF’s index combines environmental impact with well-being to measure the environmental efficiency with which countries provide long and happy lives.

The results are surprising, even shocking.

The index shows a very different hierarchy of success than we normally assume.

For example, the US is a disappointing 114th in happiness ranking behind  countries like Mongolia, Malawi and Chad.

106. Mongolia
107. Malawi
108. Russia
109. Chad
110. Lebanon
111. Macedonia
112. Congo
113. Madagascar
114. United States of America

NEF’s report also says:

“It is clear that no single nation listed in the Happy Planet Index has got everything right. But the Index does reveal patterns that show how we might better achieve long and happy lives for all, whilst living within our environmental means. The challenge is – can we learn the lessons and apply them? Governments the world over have been concentrating on the targets for too long. If you have the wrong map, you are unlikely to reach your destination”, says Nic Marks, head of NWF’s Centre for well-being.

The HPI shows that high levels of resource consumption do not reliably produce high levels of well-being (life-satisfaction).  This suggests that it is possible to produce high levels of well-being without excessive consumption of the Earth’s resources.

The report also shows that a culture can have a long, happy life with a small environmental impact.   America and Germany have similar life satisfaction and life expectancy. Germany’s Ecological Ecological footprint is barely half that in America.   This means that Germany is twice as efficient as the USA at generating happy long lives based on the resources they consume.

international-investing

Sustainability is important for long term happiness which is why we bought a farm with lots of spring fed water, like this stream that flows in our backyard.

How can we use this index in business and investing?

I am not sure how accurate this index is or how important it will be.  Accuracy is not all that important though because, if nothing else, this index is a thought process put together by intelligent people that can help us see and think outside the box… something we always need to do.

We must always ask, what comes next?  This index might help us answer this question by adding one more small light that reflects of what might be in the days ahead.  Now we can see better how a country is doing now plus how the cost of the current success may affect the future.

Thinking outside the box is almost always a criteria for long term success. For those who believe this, NEF’s Happiness Index will help make them happy!

Ecuador is 25th on the index.  See the top 25 countries on the index and more about Ecuador’s Index here

Gary

Join us July 24-26 in the cool Blue Ridge during the hot summer and save $299.

We hope you’ll share our beautiful lifestyle in the cool Blue Ridge with us this summer. July 24-26 IBEZ North Carolina

Enjoy the farm and our pools.

internet-business-idea The Cabin pool.

Enroll in our July 24-26 seminar and I will enroll you in our course Tangled Webs – How to Have an Internet Business free. You save $299.

Merri and I love our life in the Blue Ridge… the rushing streams and..

investing-course

cool, green forest.

We invite delegates to the farm for lunch and we’ll take a walk through the woods with delegates who would like to…

investing-course

enjoy nature and the views.

We’ll have a wine tasting of Blue Ridge organic wines. Here are delegates at the tasting last year.

investing-course

I have just sent our multi currency email course subscribers a report on coffee related shares that now have a strong upward trend.

Enroll in our July 24-26 seminar and I will enroll you in our course Tangled Webs – How to Have an Internet Business free. You save $299.

July 24-26 IBEZ North Carolina

Read the NEF  report at www.neweconomics.org/gen/m1_i1_aboutushome.aspx

Vilcabamba Ecuador Small Hotel


Madre Tierre is a small Ecuador hotel in Vilcabamba. Here is the entrance to this small Ecuador hotel.

vilcabamba-small-hotel

We have been sharing this series on Small Ecuador Hotels.

There is an Ecuador small hotel business opportunity in Vilcabamba now.  This message reviews this opportunity in a moment.

First, the subject of Social Security rules about working and owning a business abroad (that could reduce Social Security) and Ecuador’s new asset reporting regulation has sent many of you to the keyboard!

Yesterday’s message on Ecuador & Privacy raised many questions that I cannot answer personally.  As a financial publisher I cannot give individual legal or investing advice.

I can answer tax questions in general if I send the reply all readers. For example, one reader just ask: Gary, Re the continuing discussion of foreign & domestic taxes,

In the 1980s, my husband was working for an American corporation in Saudi. One incentive – at least back in the day – was that income earned there was exempt from US taxes unless the employee broke the contract and left early.

I realize that the situation of being an employee is different from being a business owner or being self-employed.  And I have no idea whether the arrangement described above applied to all US companies or some (the corporation in question was Bechtel).

That said, if earnings are taxed in the country where they are earned and then taxed again in the country of residence or citizenship, this constitutes double taxation – kind of like getting taxed on your income tax refund. Do your tax experts have any comments on whether international law allows or prohibits double taxation?

The answer is that there are tax treaties between the US and many countries, including Ecuador, so if you reside outside the US and are under another tax jurisdiction in another country, then you do not have to pay double tax.

In many instances there are even tax benefits… called the Foreign Earned Income Exclusion. The IRS code says: If you are a U.S. citizen or a resident alien of the United States and you live abroad, you are taxed on your worldwide income. However, you may qualify to exclude from income up to $87,600 of your foreign earnings. In addition, you can exclude or deduct certain foreign housing amounts.

There can be even greater tax benefits when you have a correctly structured business abroad. This is explained in the tax portion of our Tangled Web… How to Have an Overseas Business course. Joe Cox wrote the tax portion for me and the excerpt below explains how the benefit can be achieved.

The excerpt begins: Seven Taxing Levels

International business people have at least seven levels to choose from when they start their international business:

#1: Sole Proprietorship
#2: U.S. Corporation
#3: Overseas International Business Corporation or Limited Liability Company or Limited Partnership
#4: Foreign Sales Company
#5: Overseas Trust with Overseas Company
#6: Multiple Overseas Corporate Structure
#7: Overseas Corporate Structure with Genuine Non U.S. Shareholders

Over the duration of this course we will review all of these structures and when each works best. But whenever it is possible to attain, the seventh structure is always the best from a tax point of view.

This generally is the best from a business point of view as well because it means you have someone abroad helping you with your business.

Merri’s and my new business in Ecuador was this situation. We created a business using partners who will help us build the center, run it and provide the valuable knowledge.

This assistance is invaluable. We could not do this business (which I believe will so well as do good for the clients and community) without their help and involvement.

The tax key is that any business owned 50% or less by a U.S. person and 50% or
more by non-U.S. persons pays no U.S. tax. Such a company does not have to even file a U.S. tax return.

This is a complicated law, filled with land mines and I would not hope to understand or explain it all. Instead in this lesson I have asked my tax attorney to explain the legal aspects of this tax law. I will add my comments along the way to help you understand more in lay terms.

Essentially CFC law aims at stopping investors from putting money into an overseas corporation and not paying tax. This is because in general overseas corporations that do not do business in the U.S., do not have to file with the IRS and never owe U.S. tax. Subpart F of the Internal Revenue Code aims to stop investors from simply putting capital and investments in overseas companies and thus avoiding tax on the income from these investments.

Essentially the law creates three concepts. First, it creates the concept that income such as rents, royalties, interest, dividends and portfolio income are unearned and are different from income earned by business activities in a company.

Second, it creates the concept of when an overseas company is controlled by an
American. An American is any U.S. citizen, green card holder or resident.

Third, it creates the concept that if an overseas company is controlled by an
American, then that American has a personal tax liability on parts of the unearned income earned by that overseas company. You can see in Joe’s outline below as he clarifies the specifics in great detail.

Foreign Corporation Tax Issues by JOE B. COX, ESQ.

A. CONTROLLED FOREIGN “CORPORATIONS (“CFC”)

1.  The principal purpose of Subpart F of the Internal Revenue Code (IRC) is to frustrate U.S. taxpayers’ attempts to defer the U.S. tax on income falling within Subpart F.

2.  Generally, Subpart-F income is “portable” income, which can be manipulated by U.S.

Taxpayers through the use of foreign corporations.

Gary’s Comments: This is one of the most interesting areas of tax law for the international businessperson. This outline will explain why sharing my business with Ecuadorians will create a tax paradise.

End of Excerpt.

Do not be confused.  Income tax planning does not necessarily create good Social Security planning.  If you have not reviewed your Social Security regulations and you plan to live and work abroad… see a tax attorney about this.

I have reviewed these rules with both my attorneys in the US and Ecuador.

My US attorney and very good friend, Joe Cox wrote:  Gary, I have set it up so my personal assistant April Barza can answer calls and e-mails and schedule a no obligation, no fee conference call on the questions that come out of your newsletter or seminar.  I would not want to give the government of Ecuador a listing of my international holdings.  I would think they would have no security with that information.  Joe.

You can reach Joe Cox at jcox@coxnici.com or his personal assistant April Barza at abarza@coxnici.com

You can reach my Ecuador attorney, Floridalva Zambrano, at FLORIFLORI58@YAHOO.ES

Back to small Ecuador hotel opportunity in Vilcabamba.

Recent messages have looked at Vilcabamba real estate.

When we began investigating Ecuador back in the mid 1990s.  Joseph Garzozi, the Ecuador Economic Consul in Miami was one of the first people we visited.

One of the places he recommended we visit was the village of Vilcabamba.

vilcabamba-small-hotel

The Madre Tierra restaurant at this small Ecuador hotel.

I researched this Ecuador village and became fascinated with the fact that some of the residents there lived to extreme ages.

Further research brought us to an article written in the January 1973 National Geographic entitled, “Every Day Over 100 is a Gift” written by Dr. Alexander Leaf. This article was written about the three valleys-one in Georgia (then USSR), one in Pakistan (Hunza) and the valley of Vilcabamba, where 1,080 people per 100,000 lived on average to be 100. The article compared this to three per 100,000 in the United States. More important those who reached a ripe age (even over 100) remained vital, sexually active, still work and participate regularly in the community.

This greatly peaked our curiosity and we started looking for ways to visit this valley.  This was easier said then done.  One reason the population was long lived was because they were isolated from the rest of society. Few people knew how to get to Vilcabamba.

Finally we found a national guide, Eduardo Quito, who could take us.   We flew to Cuenca where we met Eduardo and then drove south along the Andes for an entire day to Loja.   A Quito Loja flight would have been faster but we wanted to see this part of the world.

We spent the night in Loja and Eduardo drove us next day to Vilcabamba where we stayed at a small hotel, Madre Tierra.   This small Ecuador hotel was owned at that time by an Ecuadorian, Jaime Espinosa and his French Canadian wife.

Madre Tierra was a popular spot for Israelis  and other backpackers hiking along the Gringo Trail at that time.  There was a sign in Hebrew Letters that said “Shalom, Jaime’s Hideaway” and the room rate then was $9.00 per night for Israelis and $10 to $15  for all others.

The rooms were little thatched cottages sprawling down a steep hillside with rich gardens and killer views.  Breakfast and dinner were served on the terrace.

Backpackers were not very profitable guests.  It is hard to develop much revenue with $9 a night rooms.  Jaime and his wife were in the process of creating a spa.  They had just installed a spa, massage room, hot tub, steam and clay baths and special cold and water accupressure treatment.

They hired us to consult with them about how to upgrade their market so we spent an enjoyable day talking, thinking about how to get a higher grade of guest and enjoying the spa.

After working with the couple we headed back to Cuenca fully expecting to return to Vilcabamba with a group.

Then as the saying goes, “life happened.”  Vilcabamba is remote… an extra day’s journey when reaching Ecuador and this spectacular valley never worked into our plans.

However Vilcabamba did take off and we hear from many readers that they are moving or have moved to Vilcabamba.

We also heard that a retired actor and his wife had purchased this small Ecuador hotel.

Due to this background and the fact I am always looking for ways that readers can earn income in Ecuador, I perked up when I received the note below.

“Gary,  This is an emergency message for YOU and Merri.  You may recall that my husband and I own the Madre Tierra Hotel (Spa, Restaurant, craftsman
Conference/ballroom dance floor/theater Center) in Vilcabamba.  This is to
notify you, in case you have potential buyers or you would be interested
yourself to buy and/or make a commission, that we are putting the hotel, and
our home and guest houses, and our 360 degree view farm with mansion and
sugar cane mill, all adjacent and minutes walk to the village, up for
emergency sale.

This wasn’t an emergency until TODAY…as a family member has to go in for surgery tomorrow morning.

I do not want to handle the stress of anything else right now.  So I’m writing to tell YOU that we’d even be willing to sell both properties for the price of one.

In other words, this has suddenly become an illness, desperation emergency sale.

We left most of the main furniture there so someone could move in
immediately…and the hotel is turn-key  (World Travel Awards nominated it
for the third year in a row in the category of Best Hotel and Spa in Ecuador
category…it’s truly a paradise!).

vilcabamba-small-hotel

Here is the spa in this small Vilcabamba hotel.

Our six acre home/mansion with the most spectacular views of all time has three craftsman fabulous guest houses and stables, etc.   We are selling the 43 hectare farm that has a 360 degree view mansion and worker house and a working sugar cane factory, etc.

vilcabamba-small-hotel

View of the farm from the house.

We’ll take an offer from you or anyone and will offer a discount to any reader who comes down and stays at the hotel.

I have followed your work for many decades…and so appreciate you and
Merri.  Now, I’m letting you know about this…as I feel it would be a great
opportunity to add to your successes, and a wonderful deal for one of your
friends or contacts.

Perhaps you can find a buyer we’d love who would love owning our beautiful
properties as much as we have loved them. We know a lot of people would love
to live in the Valley of Longevity.   Again, these properties are adjacent
to each other and just minutes walk to the village…location location
location…the farm is located along the river (never flooded! And possible
for development or farming…)…has a pure water well and various
additional water sources available, too, and so much more.

vilcabamba-small-hotel

Madre Tierra conference room and theater.

Thank you for all you do for others and the world.  Much love to you both, Carol Rosin.

As mentioned I have not been to Vilcabamba nor Madre Tierra for at least 15 years. A lot appears to have changed and Madre Tierra appears to have dramatically upgraded its market.

This offers an opportunity for readers who live in or are thinking of moving to Vilcabama and want a business.  The seller offered a commission and we explained we do not accept commissions so this savings may help this make this a better deal for our Ecuador Living subscribers.

You read a full report on this offer with contact details as an Ecuador Living subscriber.

I have no updated knowledge of the property, income, profit and any buyer should use all normal due diligence in looking at this offer.

Regards,

Gary

We hope you’ll join us to learn more business and investing opportunities globally as well as Ecuador.

July 4-8 Ecuador Export Tour

July 8-9 Imbabura Real Estate Tour
July 10-13 Ecuador Coastal Real Estate Tour

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.

July 24-26 IBEZ North Carolina

Sept. 17-21 Ecuador Spanish Course

Sept. 23-24 Imbabura Real Estate Tour
Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 9-11 IBEZ North Carolina

Oct. 21-24 Ecuador Import Export Expedition

Nov. 6-8 IBEZ Ecuador

Nov. 9-10 Imbabura Real Estate Tour
Nov. 11-14 Ecuador Coastal Real Estate Tour

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.

Vilcabamba Property & Longevity


Vilcabamba property is a beautiful blend of fine architecture…

vilcabamba-Ecuador

and nature’s beauty as you can see at the entrance of CLUB HACIENDA EL ATILLO, RESORT & SPA

Yet there is more…longevity as well.

Malcom Gladwell in his latest best seller “Outliers”  points out why.

An excerpt from this book says:

In Roseto, virtually no one under 55 died of a heart attack, or showed any signs of heart disease. For men over 65, the death rate from heart disease in Roseto was roughly half that of the United States as a whole. The death rate from all causes in Roseto, in fact, was something like thirty or thirty-five percent lower than it should have been.

Wolf brought in a friend of his, a sociologist from Oklahoma named John Bruhn, to help him. “I hired medical students and sociology grad students as interviewers, and in Roseto we went house to house and talked to every person aged twenty one and over,” Bruhn remembers. This had happened more than fifty years ago but Bruhn still had a sense of amazement in his voice as he remembered what they found. “There was no suicide, no alcoholism, no drug addiction, and very little crime. They didn’t have anyone on welfare. Then we looked at peptic ulcers. They didn’t have any of those either. These people were dying of old age. That’s it.”

What Wolf slowly realized was that the secret of Roseto wasn’t diet or exercise or genes or the region where Roseto was situated. It had to be the Roseto itself. As Bruhn and Wolf walked around the town, they began to realize why. They looked at how the Rosetans visited each other, stopping to chat with each other in Italian on the street, or cooking for each other in their backyards. They learned about the extended family clans that underlay the town’s social structure. They saw how many homes had three generations living under one roof, and how much respect grandparents commanded. They went to Mass at Our Lady of Mt. Carmel Church and saw the unifying and calming effect of the church. They counted twenty-two separate civic organizations in a town of just under 2000 people. They picked up on the particular egalitarian ethos of the town, that discouraged the wealthy from flaunting their success and helped the unsuccessful obscure their failures.

This is scientific proof that living in the right type of giving society can improve longevity. Vilcabamba has had that type of society.

The January 1973 issue of National Geographic contains an article entitled, “Every Day Over 100 is a Gift” written by Dr. Alexander Leaf. This article was written about the three valleys-one in Georgia (Balkans), one in Pakistan (Hunza) and the valley of Vilcabamba (Ecuador), where 1,080 people per 100,000 lived on average to be 100.

The article compared this longevity to three per 100,000 in the United States. More important those who reached a ripe age (even over 100) remained vital, sexually active, continuing to work and participate regularly in the community.

See more about how to learn from Vilcabamba’s longevity lessons.

Vilcabamba property has style…seen here from the entrance of CLUB HACIENDA EL ATILLO, RESORT & SPA…

vilcabamba-Ecuador

to the night time views…

vilcabamba-Ecuador

There is beauty and hidden treasures like this…

vilcabamba-Ecuador

and you can own Vilcabamba property here.   See more here.

You can get more information, prices, a full brochure and site plan of Club Hacienda El Atillo Resort & Spa in Vilcabamba Ecuador from Manuel Vivanco by email  at elatilloclubhacienda@hotmail.com or manuelvivancoriofrio@hotmail.com

Or call his mobile phones at: 092.772546 or 099.444495

Gary

Learn more about Longevity on our shamanic mingo tours.

vilcabamba-property

See more about them at

Feb. 9-11 Beyond Logic-Shamanic Mingo

June 12-15 Shamanic Mingo Tour

Wealth and Longevity Tip


One secret to more wealth is to live a long, healthy, productive  life. There are two scientifically proven ways to accomplish this as I explain below.

Biologist Siegfried Hekimi learned how to lengthen the average lifespan of tiny transparent worms from 15 to 20 days (the equivalent of increasing a human lifespan from 75 to 100) and confirmed what many scientific studies have found. There is a link between metabolism and lifespan. Eating less can slow the metabolism down. This is the only way that scientific research has shown to live a longer life. But there are some other secrets that help as well.

I have been an investment newsletter writer and publisher and seminar organizer working for nearly twenty years and am continually looking for new places to invest. But in this process I have come across an amazing array of healers and alternate health methods as well.

I have learned and used them and think that many have paid off. This shows up every time I talk about our two oldest daughters who are well into their mid thirties. People often look confused and when talking to them they acknowledge that they think Merri and I are in our mid forties. They are wrong by more than a decade. But more important we feel good and have not been to a Medical Doctor with illness in twenty years. Our energy and vitality is so good that often our kids have a tough time keeping up!

Now I have no way of knowing or proving that we aren’t just lucky at the gene pool, but I don’t think so. My Dad passed at barely sixty and Merri’s Dad even much younger.

So perhaps the cleansings, exercise, meditation and diet alteration, herbs, vitamins and botanicals we use have had an effect (the problem with this is we won’t really know).

One thing I can see is that most of the ones we have found best actually aim at altering the metabolism! So this would make sense.

Surprisingly one of my biggest health adventures began when I Was in the process of looking for business and investing opportunities in Ecuador. This tiny South American country contains such diversity that its Pacific coast to Andean peaks terrain has the same bio-diversity as all the territory ranging from the equator to the Arctic Circle. This and its equatorial location also means it is the closest source to North America of maximum daily direct sunlight and rainforests that produce amazing botanicals.

Merri and I visited this country looking for investments and never imagined how this journey would improve our health. After our first two journeys to Ecuador, I became fascinated with the fact that some of the valleys there have special qualities, which enhance longevity. Residents in these valleys reach extreme ages.

Further research brought us to an article written in the January 1973 National Geographic entitled, “Every Day Over 100 is a Gift” written by Dr. Alexander Leaf. This article was written about the three valleys-one in Georgia (then USSR), one in Pakistan (Hunza) and the valley of Vilcabamba, where 1,080 people per 100,000 lived on average to be 100. The article compared this to three per 100,000 in the United States. More important those who reached a ripe age (even over 100) remained vital, sexually active, still work and participate regularly in the community.

This National Geographic article shows pictures of some of the world’s oldest people. For example, a picture featured one of Vilcabamba’s patriarchs, Miguel Carpio, getting a haircut. Carpio was aged 123 and Said, “I would not like to be young again, but if I could take 15 years from my age (be 108 again)- wonderful!” Another picture showed Hermelinda Leon, aged 94, who labors at the Vilcabamba bakery. The cover picture was a trim Jose Roa who at 87 years slogs daily through Ecuadorian ooze to make adobe.

These valleys offered not only ideal living conditions, but also special waters acclaimed in many global scientific journals.

This greatly peaked our curiosity and we started looking for ways to visit this valley. We found one reason these people lived so long was because they were isolated from the rest of society. Few people knew neither where the valley actually was nor how to get there.

Finally we found a guide who could take us and during the trip met a great Andean healer. We were so impressed that two months later we returned by air (less than four hours from Miami) with 14 of our friends to Quito and bused to this wise man’s village.

There we learned how these healers begin their apprenticeship when they are still children and are sent for training throughout the region to Bolivia, Peru, Colombia, Mexico, Central America and Venezuela to train with the greatest healers in each country. They receive intensive training until they become Taita Yatchaks, (Father of Fathers). Taita Yatchaks are healers of great purity.

We met many of these healers across the country and spent nights in healing lodges, sharing in cleanings and balancing rituals and enjoying healthful Andean exercises and diets. Then we were asked by the Yatchaks to help pass this knowledge onto the Western world.

We began taking groups to stay in beautiful old haciendas in Ecuador where they could stay and meet with Andean healers. In these sessions we met under huge willow trees by the Paute River and listened to the Yatchkas share their secrets about health and longevity. Everyone was touched.

On one trip something very special happened as I was talking with one Taita Yatchak about the longevity valley of Vilcabamba and why people lived so long there. He explained there is a special energy in these valleys, which was put there by the old ones. (“Abuelos” is the word he used.)

So we spent over a year living and working with this Taita Yatchak to learn these secrets.

Here is one Andean Health Tip.

Essential Oil Deodorant for Natural Health

Here is why I am excited about the essential oil deodorant Merri and I use.

Merri and I lived and worked with this Ecuador Yatchak for seven years.

ecuador shamans

This photo was taken after a purification ceremony at a sacred spring.

One of the main ways this shaman helped restore our health was through purification.  He had us walk in mountain mists.  “The negative ions in the mists attach to free radicals and purify the skin to cleanse us from the inside out,” he said.  Another purification was of our blood.  He fed us herbs, minerals and a low calcium diet.  There was almost no dairy served.  We used watermelons, pineapple and sweats to purify.

One of the most important lessons gained is that the first rule of good purification is “Avoid getting impurities in your body in the first place!”

Everyday living bombards most of us with all types of toxicity, from the air we breath, to the water we drink, even the receipts at the supermarket may be toxic.  Merri and I compensate for this by taking care in what we eat, drink and especially breathe and put on our skin.  The fastest way for any element good or bad to get into the blood stream is via the lungs and the skin.

Now there is a better way to replace a toxin with a purifier.

Since it is difficult for most of us to avoid toxicity in the West, this message looks at a longevity alternative and begins by showing how in the early 2000s, due to strict FDA  regulations, the government has approved a product that may encourage cancer, create dementia, Alzheimer’s and complicate kidney problems.

The FDA issued a final rule which said “over-the-counter (OTC) antiperspirant drug products are generally recognized as safe and effective and not misbranded as part of FDA’s ongoing review of OTC drug products”.  I suspect that part of this ruling was influenced by scientists with the Personal Care Products Council, the trade association that represents the cosmetic and personal care products industry.  They have claimed that “antiperspirants can be used with high confidence of their safety. They’ve been used for many years, and there’s no evidence that suggests a problem“.

Many people use over-the-counter antiperspirant drug products every day because almost everyone does.  That’s the way its seems like it has always been.  Is this wise or simply the massive repetition of an error?  We assume that the FDA exists to protect us, but must ask this question, “How much should we trust?”

The FDA’s claims of safety are not entirely correct, because antiperspirants contain aluminum. 

An article at Duke University’s Nicholas School of the Environment helps clarify the risks of placing aluminum under our arms every day. (2)  This article says of aluminum, a main ingredient in antiperspirants, “What’s it good for in humans? Simple answer: not very much.  Except for possible involvement in some enzymatic reactions, aluminum “has no known function in the human body.”   While there is little or no upside for aluminum in the body, there is a most definite downside: aluminum is a neurotoxin.

The Aluminum Downside

The Duke article (linked below) contains numerous links to a number of negative health effects, including impaired mental and motor function, Alzheimer’s and other brain diseases, and bone diseases.  It points out a number of questions about aluminum’s impact on human health and explains there is not much study on aluminum antiperspirants.  Then it says: So, while the FDA regulates antiperspirants as over-the-counter drugs and deems them safe, it hasn’t based its decision on a large body of work specifically examining these products.  So rather than a stamp of approval, FDA’s aluminum regulation seems more an indication that, given the ubiquitous nature of aluminum, exposure from antiperspirants isn’t believed to be unsafe.”

Antiperspirants and Disease:  It’s the Pits

In other words there’s no definitive answer.  There are links between aluminum and disease, yes.  There is a link to Alzheimer’s, dementia, diminished thinking and cancer but, no study provides specific proof of a direct link between antiperspirants and these problems.

We can see the risks of aluminum more clearly at a different government source, the Agency for Toxic Substances & Disease Registry. (3)

This agency’s report on aluminum says: Workers who breathe large amounts of aluminum dusts can have lung problems, such as coughing or changes that show up in chest X-rays.  Some workers who breathe aluminum-containing dusts or aluminum fumes have decreased performance in some tests that measure functions of the nervous system.

Some people who have kidney disease store a lot of aluminum in their bodies.  Sometimes, these people developed bone or brain diseases that doctors think were caused by the excess aluminum.

Although aluminum-containing over the counter oral products are considered safe in healthy individuals at recommended doses, some adverse effects have been observed following long-term use in some individuals.

Studies in animals show that the nervous system is a sensitive target of aluminum toxicity.

Then there is the question of  parabens.

A health warning from Mercola.com (4) says:   99% of Breast Cancer Tissue Contained This Everyday Chemical (NOT Aluminum). Recent research found higher concentrations of parabens in the upper quadrants of the breast and axillary area, where antiperspirants are usually applied, suggesting they may contribute to the development of breast cancer.

The data from this latest study, the most extensive examination of parabens in human breast so far published, confirms previous work and raises a number of questions on the entire parabens, personal care product and human health debate, particularly relating to the source and toxicological significance of the paraben esters.

Merri and I have not used antiperspirants for decades.  We eliminate a potential toxicity and use purifying essential oils instead.  For years we have used a facial rejuvenation, Rose Otto essential oil formula, created by, Candace Newman. Essential oils help balance the body so it can eliminate impurities. Essential oils eliminate daily applications of numerous toxins that most Westerners are bombarded with from antiperspirants.

However, Candace has created a new, stronger deodorant based on Tea Tree Essential Oil.

Candace is one of the world’s experts on essential oils, developing formulas, writing, teaching and lecturing.  During this time she has spoken at hundreds of events and on radio and TV, at conventions, retreats, lectures and classes for the general public.  As a volunteer at Hospice, she taught hundreds of nurses, staff, caregivers and volunteers how to use essential oils.

I am using Candace’s new HealThy Essential Oil Deodorant and like it so much I decided to make it available to all my readers at a really special price, lower than I believe you can get a similar product anywhere.

This essential oil formula acts like a deodorant and helps improve rather than decrease natural health. 

Let me begin by saying that essential oils have not been evaluated by the FDA as cures for any specific illness.  This product is not intended to diagnose, cure or prevent disease.  It simply a common sense approach to assume that putting organic, all natural essential oils under your arms is better for you then chemical laden deodorants and antiperspirants.

Candace’s new essential oil blend is called the “OLA HealThy Deodorant” and it can be used as a healthy deodorant and underarm lymph massage oil.  The lymph area is close to the heart, lungs and breasts, a significant place to use this synergy of oils to support good health of the body and mind.  OLA HealThy Deodorant  can also be used for rashes, irritated skin, and healthy nails.

The OLA HealThy Deodorant contains essential oils specifically known for supporting a healthy immune system  antimicrobial effects and the ability to neutralize odors.

The OLA HealThy Deodorant  contains only pure essential oils and Organic Golden Jojoba, so it is safe and effective for underarm lymph massage and skin care.

The essential oils in the formula are:

Tea Tree  (Melaleuca alternifolia) – broad spectrum of antimicrobial activity against bacteria, viruses, fungi. (The #1 First Aid Oil for skin infections and tissue issues of all kinds.)

Lavender (Lavandula augustifolia) – antiseptic, antimicrobial, deodorant, anti-inflammatory. This #1 Balancing Oil for the central nervous system is highly antiseptic.  Great for balancing skin bacteria and combating odors.

Lemon (Citrus limonene) – antimicrobial, antiseptic, astringent, antibacterial, tonic. The Oil of Sunshine to cleanse our skin, lift our spirits, and combat negative smells. Lemon is an exceptional antiseptic with a joyful aroma.

Geranium (Pelargonium roseum) – deodorant, fungicidal, antiseptic, antibacterial. The Soothing Oil for calming down skin irritations and our nervous system. The rose element in this Geranium is nurturing to our physical and emotional state … our whole sense of well-being.

Myrrh (Commiphora myrrha) – anti-inflammatory, antimicrobial, antiseptic, astringent, anti-fungal. An Oil of Antiquity renown for skin and wound care. Used in healing unguents of Ancient Egypt. Also known to instill tranquility and peaceful effects on many levels.

Use a purifier rather than a toxin and save at the same time.

You save first because you can also throw away expensive colognes, perfumes and face cremes as well as deodorants.  You save money as you gain a chance for better health.  Only one or two drops are required so a bottle goes a long way. One bottle lasts for a couple of months for me.  If you use it for the face as well… obviously it will go faster.

The price is already low, but during the sale the price is less than half that charged for 3 ounces of  women’s DERMAdoctor Total NonScents Brightening Antiperspirant.

More importantly this could offer a lifesaving savings.  According to answers.yahoo, the treatment cost for stage 3 non-hodgkin’s lymphoma can easily exceed $300,000 so cutting off  potential health problems at the pass can really make sense.

deoderant

Merri and I love the refreshing smell and feel of this spray that eliminates the need for perfume, cologne and antiperspirants that may contain unhealthy chemicals.   I recommend you try The OLA HealThy Essential Oil Deodorant.

Find out more about OLA HealThy Essential Oil Deodorant or order here.

Candace has also added a OLA HealThy shampoo to replace shampoos that contain chemicals.

Find our more about OLA Essential Oil Shampoos here.

Gary

(1) Is Your Deodorant Drugging you Every Day

(2)  blogs.nicholas.duke.edu/thegreengrok/antiperspirants/

(3)  The Agency for Toxic Substances & Disease Registry.

(4)  Dr. Mercola article 99% of Breast Cancer Tissue Contained This Everyday Chemical (NOT Aluminum)

 

Cotacachi Morning


Our Cotacachi Ecuador economic tour continues this morning.

We start the day walking instead of talking…enjoying a hike in the fresh morning air. This is the wet season which means perfect, cool, sunny mornings with afternoon clouds and perhaps later rain.

This confuses many readers. If one looks at the Ecuador weather reports for Quito, Cotacachi and surrounds it seems to rain almost every day. This is true, it rains a bit many days. Thank goodness. Most days it is so sunny and clear and the sun so intense that without those clouds one would really burn. Learn more about this at Ecuador Weather.

I rise about 4:30, try to answer my email etc. before dawn,. Then Merri and I hit the street around 6am. This morning we were in a perfect position to watch the sun rise behind Mt. imbabrura.

ecuador-tours

This seemed appropriate because the course we are conducting is looking at how many opportunities are rising now.

On our way back we passed the local Cotacachi food store, a two story affair with a great mural from the Guayasamín school. This morning it was perfectly framed by Mt. Cotacachi in the background.

ecuador-tour

The 50+ delegates enjoyed breakfast in the hotel.

cotacachi-tours

Cotacachi loves art and there are murals everywhere in village, including in our dining room. Our mural depicts all the famous buildings in the village.

At 9 am we began speaking again. Delegates are getting seated and ready to go.

ecuador-tour

Here is Peter Laub from Jyske Global Asset Management talking about the current economic downturn.

ecuador-tour

One current condition that Peter and I reviewed was the current downturn in bonds around the world.

Some time back we reviewed at this site bonds issued by Bank TuranAlem (BTAS) the second-largest bank in Kazakhstan bank, formed in 1997 as a merger between two government-owned banks. This is a full-service bank with representative offices in Kazakhstan, Russia, Ukraine, China, Belarus, Kyrgyzstan, Georgia, Tajikistan and Armenia. The bank’s bonds are rated by Moody’s Ba1 and S&P: BB and it has government backing.

This bank has been offering many bonds in dollars and euro. Now while the bond market is in panic mode the yields are phenomenal.

Their 6.25% 27/09/2011 bond denominated in euro is being sold at 74.22 which creates a yield of 18.14%…in euro.

The bank has bonds in pounds yielding 36.46% and US dollars at 45.25%

You can see some of the bonds and their yields below.

GBP 7.125 21/12/2009 TURANALEM FIN BV 75.00 36.46%

USD 5.434 22/01/2009 TURANALEM FIN BV 92.75 45.25%

USD 7.875 02/06/2010 TURANALEM FIN BV 71.00 33.19%

USD 8.000 24/03/2014 TURANALEM FIN BV 50.49 25.37%

USD 8.5 10/02/2015 TURANALEM FIN BV 52.00 23.52%

Yields like this create an argumet for speculating in such bonds now.

See more about Bank TuranAlem at Multi Currency Investment Secrets.

There are plenty of other dollar, euro and pound bonds with exceptional yields now.
EUR 5.75 12/01/2009 FORD MOTOR CRED 92.52 53.63%

EUR 5.875 08/07/2013 HUTCH WHAM FIN 89.96 8.53%

EUR 8.465 15/05/2013 EUROPCAR GROUPE 43.00 34.10%

EUR 8.25 01/05/2016 NORDIC TEL CO HL 74.00 13.96%

We gave an in depth review of these bonds at the course.

Tomorrow learn about our coffee breaks and quinoa jello!

Until then may your Sunday be as bright as ours.

Gary

Join us at a course in Cotacachi or on Ecuador’s coast this winter.

Jan. 16-21 Ecuador Spanish Course
Jan. 22-23 Imbabura Real Estate Tour
Jan. 24-27 Coastal Real Estate Tour

We’ll visit the Otavalo markets.

Ecuador-Project

Feb. 13-15 International Business & Investing Made EZ
Feb. 16-17 Imbabura Real Estate Tour

Cotacachi-meeting

Courses are centered around this open air courtyard in our colonial inn El Meson de las Flores.

March 8-9 Imbabura Real Estate Tour
March 10-15 Ecuador Export Expedition
March 16-19 Coastal Real Estate Tour

You are also invited to tag along to the beach where we visit all types of Ecuador beach property for sale. Here is one f our previous tours enjoying a visit to Vistazul condos.

Ecuador-Project

Better still join us all year in Ecuador! See our entire schedule of 26 courses, tours, mingos and expeditions we’ll conduct in 2009.

Vilcabamba Ecuador Real Estate


Merri and I first visited Vilcabamba, Ecuador while looking for business and investing opportunities in Ecuador.

This tiny South American country contains such diversity that its Pacific coast to Andean peaks terrain has the same bio-diversity as all the territory ranging from the equator to the Arctic Circle. This and its equatorial location also means it is the closest source to North America of maximum daily direct sunlight.

Vilcabamba has been attracting many residents since we visited. They are moving to communities like CLUB HACIENDA EL ATILLO, RESORT & SPA.

vilcabamba-ecuador-ad

Vilcabamba has great beauty. This is a view from the Club Hacienda El Atillo gated community in Vilcabamba.

vilcabamba-ecuador-lawn]

This photo was taken from the LA MOLIENDA DE EL ATILLO lodge which has three apartments that can be rented (two to four people) on a daily or monthly basis.

Here is a house in the community.

vilcabamba-house

and plaza.

vilcabamba-plaza

Merri and I visited Vilcabamba over a decade ago because during our initial research the Ecuadorian consul told of Vilcabamba’s great beauty and he explained that the residents had great longevity.

After our first two journeys to Ecuador, I became increasingly fascinated with the fact that some of the valleys including Vilcabamba have special qualities, which enhance longevity. Residents in these valleys had a history of reaching extreme ages.

Imagine sitting round this pool in your back yard as you view the mountains of Vilcabamba Ecuador.

vilcabamba-ecuador-pool

Further research brought me to an article written in the January 1973 National Geographic entitled, “Every Day Over 100 is a Gift” written by Dr. Alexander Leaf. This article was written about the three valleys-one in Georgia (then USSR), one in Pakistan (Hunza) and the valley of Vilcabamba, where 1,080 people per 100,000 lived on average to be 100. The article compared this to three per 100,000 in the United States. More important those who reached a ripe age (even over 100) remained vital, sexually active, still work and participate regularly in the community.

This National Geographic article shows pictures of some of the world’s oldest people. For example, a picture featured one of Vilcabamba’s patriarchs, Miguel Carpio, getting a haircut. Carpio was aged 123 and Said, “I would not like to be young again, but if I could take 15 years from my age (be 108 again)- wonderful!” Another picture showed Hermelinda Leon, aged 94, who labors at the Vilcabamba bakery. The cover picture was a trim Jose Roa who at 87 years slogs daily through Ecuadorian ooze to make adobe.

There are plenty of ways to enjoy healthy exercise at the Club Hacienda El Atillo gated community in Vilcabamba.

vilcabamba-ecuador-tennis

Tennis courts at LA MOLIENDA DE EL ATILLO lodge.

These valleys offered not only ideal living conditions, but also special waters acclaimed in many global scientific journals.

This greatly peaked our curiosity and we started looking for ways to visit this valley. We found one reason these people lived so long was because they were isolated from the rest of society. Everyone in Ecuador knew of Vilcabamba but few knew how to get there.

Finally we drove the spine of the Andes and visited this special place and enjoyed its exquisite beauty. Due to its remoteness we never returned, but times have changed and I know that many readers now visit their and love it. You can see why in the pictures below…the wonderful views…the amazing landscapes like this at LA MOLIENDA DE EL ATILLO lodge.

vilcabamba-ecuador-landscaping

Because of this, when Manuel Vivanco Riofrio asked me to place an advertisement for the Club Hacienda El Atillo gated community in Vilcabamba, after just a little checking, I agreed to do so.

Here is what Manuel originally wrote about Vilcabamba.

“I am the developer of a project in Vilcabamba Loja Ecuador Which we feel is an excellent place for those who wish to enjoy the magic of this valley but also wish convenience. Our project is only two blocks from the center of the village.

We have great experience in this area as our family has owned the farm “EL ATILLO” for 200 years. We now wish to share this experience with those who wish to live in our longevity valley. We offer land parcels, houses and suites. we have developed 36 lots and 25 have been sold, ten to Americans, four Europeans and eleven to Ecuadorians.

Club Hacienda El Atillo is in an advanced state of construction, Our condominiums are almost finished, our club area is 65% complete and we feel that the project is very special.”

Here are some more photos taken at Club Hacienda El Atillo in Vilcabamba Ecuador.

Wonderful flowers.

vilcabamba-ecuador-landscape-views

Great landscaping.

vilcabamba-ecuador-views

Scenic views.

vilcabamba-ecuador-back-yard

CLUB HACIENDA EL ATILLO, RESORT & SPA has 24/7 Security, Swimming Pool, Tennis Court, Library, Restaurant, Bar, Chapel, Spa., Gym, Equestrian Club, Gallery, Gardens, Cascades, Walking paths, sidewalks and Roadways,club house, Plaza, 360 degree panoramic and breath taking view of the Valley and more.

You can get more information, prices, a full brochure and site plan of Club Hacienda El Atillo Resort & Spa in Vilcabamba Ecuador from Manuel Coriofrio by email  at elatilloclubhacienda@hotmail.com or manuelvivancoriofrio@hotmail.com

Or call his mobile phones at: 092.772546 or 099.444495

Until next message, may every nook and valley of yours have such beauty as well.

Gary

Learn more about Vilcabamba and Ecuador this November. Join Merri, me, Steve, Kjetil Haugan and Peter Conradsen of Jyske Global Asset Management in Cotacachi Ecuador. We’ll review economic conditions, Ecuador real estate, my entire portfolio and investing and business ideas for the months ahead.

Nov 7-9 2008 International Investing and Business Made EZ Ecuador

Stay on for our Imbabura real estate extension. See wonderful condos for sale at $46,000 in Cotacachi with beautiful hardwood kitchens like this.

multi-currency-Ecuador-condo kitchen

Nov 10-11 Imbabura Real Estate tour

Then travel to the coast. Enjoy Ecuador’s coast and see condos for $89,000 on Ecuador’s Pacific with views like this.

Ecuador-beach-condo-sunset view

November 12-15, 2008 Ecuador Coastal Real Estate Tour;

The coastal tour includes a free one day Quito Real Estate Tour November 16, 2008.

See discounts for two or more of these courses and tours

We can also arrange Ecuador real estate guided tours to Vilcabamba.

vilcabamba-ecuador-mountains

Enjoy Vilcabamba Ecuador.

vilcabamba-ecuador-rainbow

Here is the brochure for Club Hacienda El Atillo Resrot & Spa

vilcabamba-Brochure

and site plan

vilcabamba-blueprints

You can get full size brochures and site plans emailed by emailing Manuel Coriofrio at elatilloclubhacienda@hotmail.com or manuelvivancoriofrio@hotmail.com

Protein Blackberry Pie Recipe


Summer sun shadows are cast deeper as the katydids suddenly go still. Sweet afternoon silence, rich in the day’s lingering warmth, falls like a warm blanket through the woods and the fullness of the day whispers with sweet promise at the coolness of dusk.

farm colors

Field at the top of our farm

August days up here in the Blue Ridge are perfect. Some days we might hit as high as 80 at high noon, then a quick evening cooling into the 60s and below, perfect for rocking on the front porch and watching the fireflies signal their light and glow show.

Eating is wonderful too as we live almost entirely off the garden at this time of the year, tender lettuce, rich onions and corn so sweet it does not need to be cooked. Squash of every type, beans, peas, bell peppers, Brussels sprouts and cauliflower…and of course luscious, most delicious tomatoes. This is a sweet feast enjoyed on our open-air deck with the creek rushing below. Throw in a little corn bread and we have a wonderful afternoon meal.

farm-view

Our daughter Francesca enjoying wildflowers and mountain views from the farm.

In the evening we eat lightly. Ayurveda, the Indian science of health, shows us that we have three cycles twice a day (air 2-6, water 6-10 and fire 10-2. The best time to eat our biggest meal is at the highest point of fire (12 noon) when the digestive fires are most bright (noon). Then in the evening we eat lightly and early so the body can use the second fire cycle to burn up accumulated toxins from the day.

Often our evening meal is fruit pie. Right now Merri whips up a wonderful blackberry cobbler and this is not an unhealthy food if you don’t overload it with sugar and white refined flower. Merri and I often have a nice piece of this cobbler instead of dinner. This is a great summer food and fits the season.  We grind Quinoa into powder and use this as half the flour for the crust and filling and stevia (go to www.stevia.net) as a sweetener, you have a delicious, balanced, low calorie meal.

Blue-Ridge-View

Hiking is also good for health. Here is our daughter Eleanor hiking above the farm.

Keeping your caloric intake down is one of the most important things you can do for good health and longevity. This has been scientifically proven and an article by Dr. Mercola “Insulin and Its Metabolic Effects” explains why this may be fact.

This article suggests that insulin is one of nature’s great balancers. Insulin is created by high amounts of blood sugar levels in the body. Lots of insulin is a signal that there is plenty of food supply and hence there will be plenty of population growing. Consequently insulin becomes an agent to decrease longevity, nature’s way of keeping the population in check.

Less insulin in the body signals that there is not so much food so the body may be needed to stay around longer to contribute to the gene pool! Hence those who consume less, live more. Consequently the protein balanced, low carbohydrate, cooling blackberry cobbler recipe below is a perfect and tasty alternative to a heavy evening meal. Enjoy the treat and be healthier.

Take fresh cleaned blackberries (ours are all organic so all we need to do is lightly rinse them in the pure spring water) and add just a bit of stevia…it sweetens yet does not raise the blood sugar level. You can squeeze a bit of lime over them. Then add a crumble top…famous in England and Georgia…(but I suspect made a lot differently than ours!) The crumble is made from equal parts of flour and quinoa powder with some organic milk to moisten. Cover the top of the blackberries with this mixture, then add just a smidgen of clarified butter.Bake at 350 degrees until hot and bubbly. We enjoy a cup of mint tea (from the mint that grows wild on the banks of Little Horse Creek) with this at day’s end.

Until next message, may all your secrets be healthy!

Gary

Join us October 3-5 for the Blue Ridge leaf change.
International Investing and Business Made EZ North Carolin

autumn-leaf-change

Enjoy the autumn leaf change in October.

Economic Labyrinth


Follow the money three words that form an economic labyrinth and have the potential to destroy the world.

Actually those words create an economic maze not a labyrinth.

Labyrinths are often confused with mazes, but a maze is a  puzzle that confuses the path and direction; Labyrinths have only a single path to the center that are unambiguous ways to the center and back. Labyrinths are not designed to be difficult to navigate.

The Western economic model of working mainly for money to have lots of things and to eventually retire is flawed.

So too is the social concept that having more is better.

The combination of these flaws have hurt the environment…perhaps badly…not to mention our social order.

Now the entire concept is falling apart because bigger is not better.

Correcting this will create some fortunes for those who see ahead.

Environmental investing is one area that is and will continue to prosper.

Shifting China and the US to European/Japanese conceptual models of “smaller is better” will help as well.

A July 7, 2008 USA Today article entitled “New cars will skimp on fuel but not on amenities” by Sharon Silke Carty gives an example when it says: “Automakers are working as fast as they can to meet a new consumer landscape: Buyers want not just fuel-efficient cars but also the same amenities they had in their hulking SUVs.

“It’s a change from how most cars have been set up in the USA.

“If gas prices stay high and demand remains strong for smaller engines, auto executives say the U.S. market will start looking more like Europe’s, where what is considered a small car here is seen as a family sedan.

“People are starting to look at their four-cylinder cars like they did their luxury cars, with leather seats and creature comforts,” says Mike DiGiovanni, General Motors’ executive director of global market analysis. ‘Think about this: The price of fuel in Europe is $7 a gallon, and the industry has survived nicely with smaller vehicles that are loaded up.'”

Automakers that shift fastest to this euro model will clean up.

One way to prosper is to look at how crowded Europe and even more crowded Japan deal with the different supply and demand. The US, Canada, Australia and China all have learned to squander having huge natural resources and space.

No more.

However there is another flaw in the relation to work, fulfillment and living. The idea of having the biggest house on the bloc and “he who has the most toys wins” isn’t working so well anymore.

Bonsai is an example, a Chinese invention that became big in Japan…perfect for limited resources and space.

The Japanese rock or Zen garden, often small, containing sand, gravel, rocks, and occasionally grass and/or other natural elements, with the sea symbolized not by water but by sand raked in patterns that suggest rippling water. Compare this with the large water consuming grass lawn requiring plenty of gasoline to mow.

The Japanese tea ceremony is another…lots of pleasure from limited resource expenditure.

Global shifts in resource supply and demand are creating new lifestyles via economic crisis that will bring a post consumer society.

This shift will be easier than most realize because it is human nature to feel best when working with a sense of purpose. Current shifts are so profound that societies will have to live more purposeful lives.

We try to watch for, adapt to and reflect these shifts in everything we do in our work, play, business and social interactions.

Yet it is not always easy to change after 61 years of doing things one way!

This is why we are busy here at the farm making a number of changes. One was to enhance our labyrinth.

The history of labyrinths dates back into the mists of time, but their religious and spiritual aspects became most noted during the twelfth and thirteenth centuries when many Christian gothic cathedrals installed them in England, Italy and France.

Labyrinths help connect the spiritual side of consciousness in a physical way.

Walking or tracing a labyrinth unites the physical with the spiritual. It brings the inner spiritual life into the outer physical world. We operate in a more holistic way when these inner and outer worlds are united.

Labyrinths represent an easy to follow series of twists and turns from the outer to the inner and back..200% of life, in spirit and material wealth.

Environmentally speaking, labyrinths are great places for exercise as well. They provide the longest amount of walking in the smallest possible space.

We have had a seven circuit classic labyrinth carved in one of our upper, hidden meadows for a numbers of years, but it had grown a bit worn and the meadow overgrown

So Richard and I jumped in my 22 year old Suzuki Samari and headed to the meadow.

samari

We cleaned up.

old labyrinth

Then we called our friend of decades, Chuck Hunner, a master labyrinth builder who had laid out this labyrinth in the first place.

Chuck drove up from his home in Asheville and the three of us enhanced this labyrinth…a lot…including with another good and essential friend John (Deere) putting a heavy stelae in the center.

stellae

The labyrinth is beginning to look better!

labyrinth-taking-shape

You can see the entire process and many pictures of our Merrily Farms Labyrinth being created in Chuck’s Labyrinth Journal.

Chuck is a craftsman with 38 years of experience making art with his hands. For the last 10 years he’s made labyrinths.

His ‘career’ in labyrinth making started when Richard Anderson taught him to
scratch the labyrinth pattern on the beach. The first time Chuck walked into
the pattern he immediately felt the same effect that 15 minutes of deep
meditation gave him.

He makes labyrinths because he knows that they can influence the way people think and feel…this has been for hundreds of years. Walking a labyrinth automatically balances and enhances the way we think. Labyrinth walkers report feeling calm, clear headed and focused. Some experience a catharsis moving old emotions out so that they can see new solutions to the confines of their past. Breakthroughs are almost automatic.

Chuck says he loves labyrinths because they free up his own creative process. A long walk in this small space gets the creative juices flowing and allows new ideas to bubble up into awareness. Ideas come and make life better.

Man working with the environment. Logic uniting with intuition. Work becoming part of play.

There is huge change coming. The change is good. Understanding and adapting to it can help bring profits and help make life better as well.

Gary

Join us and stay at our farm. Enjoy the mountain cool and summer views as you learn.

Or sit at our waterfall.

waterfall

Walk the labyrinth with us during Susan Rotman’s business intuition course.

Or walk the Labyrinth during the splendor of the Blue Ridge leaf change as you learn at our October 3-5, International Business and Investing Made EZ North Carlolina Course.
Labyrinths…lots of walk…little space…uniting the mind, body and emotion. They are springing up all over the US …another sign of how the Western world is changing.

You can see many permanent labyrinths in hospitals, churches and schools near you. Chuck Hunner has helped create many. Try a long walk in a small space.

Labyrinths are another sign of how Western concepts are changing.

Here is a list of Labyrinths that Chuck as worked on in the past few years.

Yanney Park, Kearney, Nebraska
Memphis, Tennessee Cancer Survivors’ Park
Intermountain Medical Center, Murray, Utah.
Lafayette Orinda Presbyterian Church, Lafayette, California.
Trinity United Methodist Church, Ruston, Louisiana.
Labyrinth at Bright School, Chattanooga, Tennessee
Marianjoy Rehabilitation Hospital in Wheaton, Illinois
First United Methodist Church of Ventura, California
First Presbyterian Church, Livermore, California
Central Park Labyrinth, Burlington, Ontario,Canada.
University of Redlands, Redlands, California.
All Saints Cemetery, Salina, Kansas.
Boone Medical Center, Columbia, Missouri..
Church of the Good Shepard, Augusta, Georgia.
Maxey-Gregg Cancer Survivor Park, Columbia, South Carolina.
Trinity Episcopal Church, Santa Barbara, California.
St. Dominics, Houston, Texas.
Danville Labyrinth Project, Danville, Kentucky.
Kanuga Conference Center near Hendersonville, North Carolina.
Dolores, Colorado – Sophia Retreat Center

See pictures of these labyrinths