Tag Archive | "Ecuador coast"

Ecuador Coastal Review


Here is a review of the February coastal tour after the Ecuador Get Together

Your Ecuador experience is vastly improved when you can speak and understand Spanish.

To help delegates gain a richer experience on the Ecuador tour, there are full scholarships to our January 10-11-12, 2014 Super Thinking + Spanish course for all delegates who enroll in the Platinum or Gold program described below.  You save an extra $699 to $899.

Roberto Ribadeneira, head of the Ateam Ecuador, sent this review of the last Get Together and tour.

We get started with our Coastal tours with a two day “Get Together Seminar” in Quito.   The seminar gives you all the fundamental details you need about Ecuador. We start with doctors and then move to lawyers.   We have expats and Ecuador real estate agents. We also have an accountant who explains the SRI (Ecuador’s IRS) tax law.  Other speakers explain security – import and export –  logistics of  moving to Ecuador.

Ecuador Coastal Tour

Delegates at the Get Together at Hotel Finlandia in Quito, November 7 & 8, 2013

Delegates love meeting with these many Ecuadorians but the real fun part starts on the real estate tours.    The Get Together provides theory and contacts.   The tours are field trips that allow delegates to apply what they learned.

The logistics of these tours are complicated, but worth doing.   In February we’ll fly early Saturday March 1st to Manta, our first destination. Manta is a mid-sized city in the Coast and is one of the major entry ports for goods coming to Ecuador.  Manta enjoys healthy growth and stable economy. These factors have attracted a strong volume of  real estate investments.

Manta is a great choice to look for properties.   There are over 200,000 people living in the area  so there is plenty to do.

There are frequent daily flights to Manta.   The port has expanded and is set to be the busiest in Ecuador.  Major cruise lines come to Manta year round.

Ecuador Coastal Tour

New Construction Building in Manta

There are golf courses, tennis courts, restaurants, night life, gated communities and some amazing beach properties in and around the city.

Beyond Manta there are many smaller towns with beautiful beaches and less hustle and bustle.  Bahia de Caraquez is one of the best such small town options.

Ecuador Coastal Tour

The Hotel La Piedra in Bahia

Bahia is a small town close enough to Manta for bigger hospitals, clubs, restaurants and airport.

Ecuador Coastal Tour

Having Lunch on our way to Bahia de Caraquez

So our next stop is Bahia de Caraquez. Bahia is a tourist town for middle upper class people from Quito. It has lots of buildings and a new bridge that crosses the bay and takes you to San Vicente. Bahia is a beautiful town that enjoys an influx of people that no longer want to stay there only on vacation, but also are planning on moving. If you like a more peaceful life then a small town like Bahia is perfect for you. Plus it is close to many other amazing places in the area. You have San Vicente, San Jacinto and Canoa, which is one of the most beautiful beaches in the area. Plus the food in the province of Manabi could be the best in Ecuador.

Ecuador Coastal Tour

View of the city from the top floor by La Piedra Hotel

In Bahia we show you apartments on a wide ranges of prices, with many amenities and nice views of the city. But if you like to see more properties like houses by the beach or maybe land where you can build your own place, we head outside Bahia across the bridge and to Canoa.

Ecuador Coastal Tour

Beach Property on the way to Canoa

On these places you can still get land and houses at a very good price.  There is good town to town transportation by “mototaxi”. These  motorcycles have been adapted to carry passengers and normally cost $1 or $2.

Ecuador Coastal Tour

Available land for new projects on the beach

This area has some of the most extraordinary places in Ecuador.   Isolated beaches often run for miles. You can enjoy areas where no one will bother you. Yet there are also pockets of population when you want fine restaurants and the other benefits of more population.

The tour looks at property all along the Ecuador coast.

Enjoying amazing food at Canoa

The next Ecuador coastal tour begins March 1, 2014 when we visit the Manta-Bahia area.  We breakfast in Manta and look at real estate until  lunch and tour again in the afternoon. Depending on the time we spend on each property we  finish the day around 5 to 6pm. Then we all gather together and share our experiences,

On the morning of March 3 we travel by bus to Guayaquil to prepare for our next Real Estate tour in Cuenca.  There are no flights Manta –  Cuenca flights, so we’ll enjoy the view from Manta to Guayaquil by bus as we talk and perhaps take a nap if we need to recharge our batteries.

Ecuador Coastal Tour

On the Tour Bus

February 2014 Ecuador Schedule

#1: Health Care tour.  February 25-26 in Quito.  Meet MDs, dentists and eye doctors.  Have a health check up and complete diagnosis from top doctors in Ecuador.  Get a specific review of where to get the best care and at what price for your personal health requirements. $299 but you save on combined tours.

#2: Real Estate tour to the coast.  March 1-3.  Ecuador real estate from Manta north. A two day tour with locals.  $345 but you save on combined tours..

#3: Real estate tour to Cuenca. March 3-4. A two day tour with locals. $345 but you save on combined tours.

Fees are Low

The fees for the “Get Together Seminar and Tours” are remarkably low because this program is conducted by Ecuadorians.  No high costs to bring outside speakers are incurred by the Ateam Ecuador.

Ecuador tours

Option #1: The two day “Get Together” only $799.  (see below how two come together for the price of one!)

Option #2: Just take a tour.

Option #3: The two day “Get Together” and two optional tours. $1,340.

Option #4: Platinum package: two day “Get Together” and all optional tours  $1,608. Saves $247.

Two for the Price of One. Bring your friend or spouse at no extra charge.  The goal of the “Get Together” seminar is to help visitors and Ecuadorians get together.  We believe this creates a special magic for those who want to know the real Ecuador.  Ecuador has such strong family values… we want to encourage couples and friends to attend.  To make this possible there is no additional fee for a second person who attends.

Learn Spanish FREE

Your Ecuador experience is vastly improved when you can speak and understand Spanish.  To help delegates gain a richer experience on the toured we sponsor we are providing a full scholarship to Gary Scott’s January 10-11-12, 2014 Super thinking + Spanish course for all delegates who enroll in the Platinum program described below.  You can attend the January Spanish course FREE and save an extra $699 to $899.

Platinum Package all activities included for $1,608.  Bring a spouse or guest with you at no extra charge.

Enroll in this Platinum Service that entitles you to all courses and tours.   Attend the “Get Together” February 27 and 28, 2014.   Then take each of the three optional tours… coastal real estate, Cuenca real estate and medical tours.

I will attend everything with the Platinum Package (bring a guest free)  $1,608.

I will  just attend the two day “Get together” in Quito February 27-28, 2014.  Enroll here $699    Enroll here Couple $799

I will  attend the two day “Get together” in Quito and two tours.  Enroll here Single $1,167     Enroll here Couple $1,340.

Please indicate which tours you will take in the comments section on the order form. Travel, Food and Accommodations NOT included.

NEED HELP with the courses and/or tours?  Please call us at our toll FREE number 1-888-482-3850 or email me directly:  roberto_ribadeneira@me.com

 

Ecuador Beach Condo For Sale Near Atacames-Tonsupa


Here is a paid advertisement of an Ecuador beach condo near Atacames-Tonsupa in this complex, with…

Ecuador-beach-condo

this Ecuador beach view.

Ecuador-beach-condo

Friends and long term readers Bill Bushnel and Leita Hulmes (also partners in Villa Nova Inn in Cuenca) sent this advertisement.

We have a condo for sale in Edificio Sunrise in Puerto Gaviota.  This is a blossoming, secure development of mid and high rise condominiums on the northern edge of Atacames-Tonsupa on what is referred to as the northwest coast of Ecuador.

One of the key attractions to this area’a beach is the warm waters of the Panama Current rather the colder Humboldt Current that  the majority of Ecuador’s beaches.

This area is located on an “uplift” coast which means that the beach is protected from the effects of rising sea level. The building is further protected from tidal increases by a 10 foot scarp (cliff).  It is also located on the back of a 1,500 foot lot as you can see from the pictures on suparenta.com.  If you want, or need, additional pictures we can certainly supply them.  The Puerto Gaviota area is expanding rapidly and prices are sky rocketing as more and more “gringos” and folks from Quito and other mountain towns  are buying in the area with its great beach, restaurants, super market, and easy convenience to Esmeraldas Airport.  New construction is booming.

Our 8th floor view, considered among the best on the entire coast, is protected by low-rise projects to our north and south.  The main reason we are selling is that we have decided to spend our “off” time traveling around the world.

Ecuador-Beach-Condo–Atacames-Tonsupa

Master Bedroom

Ecuador-Beach-Condo–Atacames-Tonsupa

Guest Bedroom

Ecuador-Beach-Condo–Atacames-Tonsupa

Office

Ecuador-Beach-Condo–Atacames-Tonsupa

Kitchen

Ecuador-Beach-Condo–Atacames-Tonsupa

Dining Room

Ecuador-Beach-Condo–Atacames-Tonsupa

Patio Jet Bath

Ecuador-Beach-Condo–Atacames-Tonsupa

Patio

Ecuador-Beach-Condo–Atacames-Tonsupa

Outlook Sun Room

Ecuador-Beach-Condo–Atacames-Tonsupa

Patio Pool View

Ecuador-Beach-Condo–Atacames-Tonsupa

Pool

Ecuador-Beach-Condo–Atacames-Tonsupa

Reading Room

This 8th floor condo is 2500 square feet with elevator access.

There are 3 Bedrooms, 2 Bathrooms with hot water, patio with barbecue pit, sun room with 180 degree view and Jacuzzi.

The asking price is $199,900… Fully furnished

The condo rents for $150 per night and $175 on holidays.

You can get more data direct from Bill Bushnell at bushbaby58@aol.com

End of Paid Advertisement.

We have not inspected or visited the property in the advertisement above nor do we know the advertiser. Interested parties should use all normal caution, take care with all due diligence and use an independent attorney in all purchases to check title, contracts and all aspects of the purchase. We highly recommend that interested readers always visit and inspect any property and/or construction before purchasing.

Gary

How We Can Serve You

How to Have Real Safety

Regain Real Security

There is a path to true security.

I was reminded of this once when I made a horrible mistake.  Almost!

The supposed error?  Letting my mind wander six decades back to an hour I spent with a girl.

Learn from this near disaster, seven most powerful sources of wealth, health, security and fulfillment in this era.

The girl was pretty and blond.  Terry was her name. My imagination spanned decades returning to my Oregon roots seeing her as if she were there.

We were 11 or 12 and had known each other since we started Rockwood grade school.  Just buddies, our non-romantic friendship lasted 12 years, from first grade till high school’s end.  Then she went off to Pepperdine College in California.  I started traveling the world.  Never saw her again.  I hope her life has gone well.  But until that reflection I’d never thought much of Terry in so many years.

What could have been the tragic error was letting that memory touch my heart.  Two kids, walking on a crisp, Pacific Northwest autumnal afternoon.

We walked down a sun filled, pine needle covered, dirt path.  Huge, fat, green Douglas firs lined the road.  Traffic was no problem, not many cars.  Crossing Stark Street we turned left, hiking three blocks to 182nd.  There we passed an old clapboard candy store.  I can still hear the wooden sidewalk of that store slap beneath my feet, felt the soggy planks sag and smelled astringent pitch from the fir trees.  Then we turned right, up 182nd for about a mile.  There was Terry’s house.

I carried on, walking through a big field, waist high grass turned straw brown by an early frost.  There were dozens of paths made by who knows what.  Animals perhaps or countless generations of other kids walking home alone from school.  I chose one following it to another wood of tall, rough-barked fir.  Crossing one more field, I climbed a rock wall, struggled through a barbed wire fence (my Mom hated that fence ripping my jeans).  I was home!

Sweet simplicity, that dream.  Two kids holding hands, walking on a dirt trail under a crisp, but blue, sunny sky.  Pure innocence.

My tragic error was looking back.  I returned to Rockwood, Oregon with Merri and my kids to show them this part of their roots.  Following the route, Terry and I had walked were the candy store, grange hall, old wooden buildings and their home spun honesty and charm.

Instead we found six lanes of fast, frantic traffic and road rage.  McDonalds, KFC, strip shopping centers.  The car radio blared warnings of local gangs and drive-by-shootings. Beauty, innocence, sweet simplicity, replaced by drive ins and drive bys.  Gangs and drive-by shootings replacing a tender walk in the sun.  Good bye memories, good bye.

How can our kids walk in places like this?  How can we return to those old feeling of security and comfort?

How can any of us possibly keep pace in this world that’s moving so fast?  Then something inside snapped. “There has to be an answer for honest, hard working folks to enjoy the wonderful opportunities of today and regain what we’ve lost over the past forty years”, I swore to myself.

How can we keep up, without having such a fast paced life we turn into machines?  Where do we find time for God, family, charity, and our friends?  How can we rediscover those sun filled, pine needle covered, dirt paths we want to walk?

“There has to be places that are still innocent and pure”, I thought.  “There has to be a way of life that does not pound us with stress”.

This thinking led me to begin reviewing the thousands of economic and business experiences I have shared with readers over the decades.  This started a search for a simpler way of life and a better place to earn and protect our wealth.

By digging, asking and observing, traveling and talking to investors and investment managers all over the world I found that there are true paths to real security in the here and now.  That knowledge helped me develop courses on how to have natural health, everlasting wealth and purposeful investments.

This knowledge helped Merri and me invest in stocks and real estate all over the world.  It helped us find and develop Merrily Farms into a sanctuary here on Little Horse Creek.

That almost error led us to create an entire portfolio of information on how to keep pace, get ahead, enjoy our modern society but, to enjoy life wherever you choose without having to move too fast.

I want to share this information with a special few in our summer course in the Blue Ridge Mountains where the air is dry, crisp, with a bright sparkling sun.  Our North Carolina woods is a place where we can once again walk down sun filled, pine needle covered, dirt paths beneath huge, fat, green fir and hemlock.

We start the course with this question that can help us get our lives back.

“What would you think in the last 30 seconds of your life if you were the richest man in the world but were unhappy?”

This quote is from the opening slide of our Value Investing Seminar, “How to Secure Your Future With a Value Breakout Plan”.  This a vital question because few investors think about the value of comfort and happiness.  Yet the truth is, those who are comfortable and happy with their investments are likely to make good investment decisions.  If not, no matter how much money an investors has, changes are, they’ll lose.

Bring Value and Purposeful Investing Together

value

Join us to learn how to make safety and profit easier and less time consuming so we can focus on our individual purposes in life.

Become an International Club member and join like-minded souls, who take a positive view and think outside the box for better health, greater income and safer, more profitable investments. Share ideas on how to add value to everything and make 2016 -2017 your best years yet.

In 2016 Merri’s, David’s and my mission is to share our 50 years of experience in international business, investing and living to make ourselves happier, healthier and wealthier.

To reach a wider audience we have shifted our seminars online including the seminar “How to Secure Your Future With a Value Breakout Plan”.

Here is a partial syllabus of this seminar.

  • Three common sense ideas:   Avoid lines.  Go where you are a name not a number.  Decide who you are and what matters to you.
  • Why three economic trends that have make smart investors rich every 30 years are ready for cashing in now.
  • How to look for short term problems that create long term value.
  • Update on the best ten markets for safety and profit.
  • How to diversify in value with Country ETFs.
  • The value of time in investing and life.
  • The economics in cyber wars. How to look back at the economics of war to see ahead.
  • Great new innovations that will ignite a 16 year bull market from 2016 to 2032.
  • The next great fuel.
  • Timing long cycles, economic cycles and seasonality.
  • Investing in Demographics.
  • Trading Down, the biggest global trend ahead.
  • Hidden Inflation .
  • How to protect against pension loss.
  • The Silver Dip 2016. When and how to invest in gold and silver . How to double your position with loans.
  • How to spot currency distortions and borrow low to deposit high.
  • How, Why When & Where to bank abroad.

Club membership is for an entire year and the recorded seminar is just one high point.

In 2016 and 2017 we are conducting online seminars about value investing, natural health and how to write to sell.

International Club members receive all the online seminars free.

In addition club membership includes:

  • Personal investing Course (Pi), normally $297, FREE
  • Self Fulfilled How to be a Self Publisher, normally $299, FREE
  • Eventful Business, normally $349, FREE
  • International Business Made EZ, normally $299, FREE
  • Report “Three Economic Conditions for 50% or More Profit,” normally $29.95, FREE
  • Report “Silver Dip 2015” normally $27, FREE
  • Three online Value Investing Seminars, normally $477, FREE
  • One online Natural Health Seminar, normally $119, FREE
  • One online Writers Camp, normally $299, FREE

Annual International Club (one year) Membership  $1,199

Annual International Club (one year) Membership four quarterly $375 payments

Merri and I have been organizing courses, seminars and newsletters about international and Super Thinking  lifestyles for over 30 years.  The importance of this sharing… by like minded souls… was reinforced when a delegate from a course sent an email that said:

My Dearest Merri and Gary, Thank you for your most gracious hospitality last weekend. I am just thrilled at being a part of your group.  You and Gary were exactly as I imagined you to be, warm friendly, kind, considerate, genuine, helpful, fun, sincere, what else can I say……I felt so comfortable in your presence and learned so much in your course. I was sad to leave the farm that Sunday afternoon.  You made us all feel so welcome and cared about.  You were so kind to make arrangements for a ride with the other delegates from the Charlotte Airport.  They were so nice to me and so helpful, by the time the weekend was over I felt like they were my long lost brothers. Monday morning we all had breakfast at the airport together and I was so sad to see them go, I was sad the weekend was over, perhaps sad is not the right word for how I was feeling perhaps Gratitude is a better way to describe it.  Grateful for having the opportunity to share the weekend with such wonderful, like minded Human Beings, in the beautiful mountains of North Carolina. Thank you Merri and Gary.  Thanks to you I now have new hope and a new direction to move forward in my life.   I know by attending your classes and conferences that through education and due diligence I will make the right choices.

I invite you to be a member of the International Club.

Let’s prosper in these times of change. Won’t you join us in this exciting club and share Merri’s and my lifestyle for the next year?  Join us online.

Club members receive everything we offer in 2016 and 2017.

Annual International Club (one year) Membership  $1,199

Annual International Club (one year) Membership four quarterly $375 payments

Gary

Bahia De Caraquez to San Vicente


Good value for Ecuador real estate around Bahia De Caraquez to San Vicente is about to be harder to find… though it is still there.

The Chone Estuary has long been a barrier that stopped traffic from Manta, the main port and biggest airport, on the coastal highway north. This kept real estate prices low north of Bahia De Caraquez, from San Vicente and on up Ecuador’s coast.

The bridge is about to end that problem.

san vicente-pedernales-real estate

This strip of Ecuador coast perhaps has the greatest long term potential on all of Ecuador’s coast because the Chone Estuary has always stopped traffic from Manta. Now the bridge crossing the Chone at Bahia is almost done.

We have been advising readers of this potential for many years. In fact we took our first group to that area well over a decade ago.  Due to the difficulty of getting the bus across the Chone, we have not conducted regular real estate tours to this area, we have been writing and sending readers to this part of the coast on an individual basis.

Delegates on our latest real estate course crossed the estuary and looked at some great value real estate in San Vicente.

See a full report on this trip and area here.

Gary

Join us in North Carolina this June to learn more about the Multi Currency Sandwich. June 24-27 International Investing and Business North Carolina

Visit Ecuador coastal real estate on our April Ecuador Mid Coast Real Estate Tour (See below).

Learn how to gain earning freedom with Ecuador exports at our Ecuador Export Expedition Tour ($499 or couple $749)

Apr. 17-18   Imbabura Real Estate Tour ($499 or couple $749)
Apr. 20-21  Coastal Mid Coast Real Estate Tour ($499 or couple $749)
Apr. 23-24  Quito & Mindo Real Estate Tour ($499 or couple $749)

Learn more about Ecuador Roses here

Ecuador-christmas-roses

Learn how Fedex delivers Ecuador Easter lilies to your home.

ecuador-floral-information

May 9-12       Super Thinking + Spanish Course, Cotacachi Ecuador

May  13-14    Ecuador Shamanic Minga

May  16-17    Imbabura Real Estate Tour

May  19-20    Coastal Real Estate Tour

May  22-23    Quito Real Estate Tour

May  25-26    Cuenca Real Estate Tour

You enjoy discounts by attending multiple seminars and tours.

Here are our multi tour adventure discounts.

Two Pack… 2 seminar courses & tours $998 Couple  $1,349 Save $149 on couple

Three Pack… 3 seminar courses & tours   $1399 Couple  $1,899 Save $98 single or $348 on a couple or more

Four Pack… 4 seminar courses & tours   $1,699 Couple $2,299 Save $98 single or $697 on a couple or more

Five Pack… 5 seminar courses & tours  $1,999 Couple $2,699 Save $496 single or $1,046 on a couple or more

Six Pack… 6 seminars courses & tours  $2,199 Couple $3,099 Save $795 single or $1,395 on a couple or more

Here is the balance of our 2010 schedule.

June 24-27 International Investing and Business North Carolina

June 28-29    Ecuador Travel & Andes

June 30-Jul 1 Imbabura Real Estate Tour

2010 Summer Schedule

July 3-4      Coastal Real Estate Tour
July 6-7      Quito Real Estate Tour
July 9-10     Cuenca Real Estate Tour

Sept.   3-6   Ecuador Export Tour
Sept.   8-9   Imbabura Real Estate Tour
Sept. 11-12   Coastal Real Estate Tour
Sept. 14-15   Cuenca Real Estate Tour
Sept. 17-18   Ecuador Shamanic Mingo

Oct.    7     Quantum Wealth North Carolina
Oct.   8-10   International Investing & Business North Carolina
Oct.   11-12  Travel to Quito and Andean Tour
Oct.  13-14   Imbabura Real Estate Tour
Oct.  16-17   Coastal Real Estate Tour
Oct.  19-20   Quito Real Estate Tour
Oct. 22-23    Cuenca Real Estate Tour

Nov.    4-7   Super Thinking + Spanish Course Florida
Nov.    8-9   Travel to Quito and Andean Tour
Nov. 10-11    Imbabura Real Estate Tour
Nov. 13-14    Coastal Real Estate Tour
Nov. 16-17    Quito Real Estate
Nov. 19-20    Cuenca Real Estate Tour

Dec.   3-5    Ecuador Shamanic Mingo
Dec.   7-8    Imbabura Real Estate Tour
Dec.  10-11   Coastal Real Estate Tour
Dec. 13-14    Quito Real Estate Tour
Dec. 16-17    Cuenca Real Estate Tour

Salinas Ecuador Real Estate Tours


We are adding four Salinas Ecuador real estate tours to our 2010 schedule.

Mar 28-29. 2010
May 28-29, 2010
Sept 20-21, 2010
Nov 22-23, 2010

Enroll here  $499 Couple $749

(when you enroll, please state which dates you will attend the tour)

See how to save on multi tours below.

Delegates gained so much useful information on the October 2009 southern Ecuador beach tour that we have added this tour as a regular part of our 2010 multi tour adventure.

We have been our expanding our focus in Ecuador and this helps readers look in the southern coastal areas.

Ecuador beach property has always represented incredible value and this expansion means we can help readers see a much larger part of the Ecuador coast.

ecuador-beach-map

Those who have been reading our messages for any length of time know that we have focused our efforts on the middle portion of Ecuador’s beach from Manta to Bahia in the province of Manabi.

However there are many other great Ecuador beach areas that you may want to visit.

I recently sent readers an article “SEE SALINAS LIKE A LOCAL” by Amy Pinoargote  that said:

Ecuador-beach-salinas

The Salinas Malecon area has long been a favorite destination.

Salinas is one of the favorite in Ecuador for good reasons.  It has beautiful beaches, with calm waters perfect for swimming, water sports, activities or just relaxing.   Along the Malecon, or beachfront promenade, you will find a variety of restaurants, hotels, bars and other attractions.  During the summer season there is even a giant sandcastle.  If you “tip” the sculptor $1, he will take your photo.  However, to really enjoy all that Salinas has to offer, you need to get to know it like a local.

Ecuador-beach-salinas

Pose for a photo by the giant sandcastle

Salinas at a Glance

There are two seasons in Ecuador.  Summer runs from December to April and winter from May to November.  The summer in Salinas is usually sunny, with occasional showers.  Daytime temperatures reach the low to mid 80s and nighttime temperatures run in the low 70s.  The winter tends to be overcast to partially sunny, but not rainy.  The winter is actually the drier time of the year and temperatures run about 10 degrees cooler than during the summer.   Because Salinas is semi-arid, it doesn’t experience sticky, tropical humidity.  This makes a comfortable environment for outdoor activities all year long.

As with most beach towns, the dress code in Salinas is casual.  It is perfectly fine to go from beach to restaurant.  Along with your swimsuit, pack plenty of shorts and short sleeved shirts, plus pants and long sleeves if you are visiting in the winter months.   Have a sweater handy, as some days are cooler than others.

Where to Eat

The Salinas area is a prime spot to enjoy fresh fish and seafood, as well as other Ecuadorian specialties.

A great spot to sample those specialties is Delícias de Ecuador, located near the entrance to the Costa de Oro neighborhood on the main road that runs from Salinas to La Libertad.

Prices here are very reasonable.  The daily lunch special or “Almuerzo” includes a soup, entrée and beverage, usually priced at $2.50.

Don’t ask for changes or substitutions on the lunch special; it comes the way it is.  Other options include Seco de Pollo, which is chicken stewed in a tomato-based sauce, and Menestra, lentils or beans served with your choice of grilled chicken, beef or fish.

If a relaxing lunch at the beach, complete with a hammock for a post-meal siesta is your style, drive about 30 minutes north of Salinas to San Pablo.  In this fishing village you will find cabana style restaurants right on the sand, specializing in fresh fish and seafood.

Las Manabas restaurant is one of the best.  If you can’t decide what to order from the extensive menu, try the Chupe de Pescado (fish stew) or Corvina (a mild tasting sea bass), cooked to order.  Most meals run between $3 and $5.

Ecuadorians typically eat a big meal at lunch and a light dinner.

Roca Parilla is the spot to enjoy an Ecuadorian style dinner.  Located a block off the Malecon, it opens at about 6 p.m.  Place your order at the counter, then take your receipt to the grill.  Specialties, which are typically priced from 50 cents to $1 each, include:

Chuzos -shrimp, chicken, beef or sausage grilled on a skewer
Torta de Papa – potato pancake filled with cheese
Torta de Choclo – corn pancake (this one is usually a favorite!)
Muchín – a yucca croquet filled with cheese

No trip to Salinas is complete without a visit to the Cevicherías, casual outdoor eating areas a few blocks off the Malecon that specialize in ceviche.  Shrimp ceviche in a tangy salsa is a good choice.  Shellfish and fish ceviche are also available.  Be aware that the shellfish or fish will not be cooked in the traditional manner.  The citrus juice in the salsa is said to “cook” the fish.  If you have concerns about eating uncooked fish, go with the shrimp version, which is cooked.

Things to See

If you want to browse for souvenirs, visit Mercado de Artesanias, an outdoor flea market in the Chipipe area of Salinas, where you can buy a variety of Ecuadorian handicrafts.

To get a glimpse of days gone by, visit the Museo de Sumpa.  This small, but well thought out museum features exhibits of artifacts from the early residents of the Santa Elena peninsula, including the Las Vegas culture.  It also features a Las Vegas burial site of the “lovers of Sumpa,” mummified remains of two people that appear to have died in an embrace.  You can also tour a cane dwelling typical of those built by the early settlers.

Enjoy a relaxing evening drive a few miles across the Santa Elena peninsula to the Punta Carnero beach, where you can see some of the most beautiful sunsets in Ecuador.  On your way back to Salinas, pass by the Malecon of La Libertad and stop for an evening stroll.

Ecuador-beach-salinas

Whether dining, sunsets or beach activities are your idea of a fun time, you will find it in Salinas.

Ecuador-beach-salinas

Gerardo & Amy Pinoargote spend their time between their home in Florida and Salinas and together with relatives are building and managing Spondylus II, a small beachfront development in the Costa de Oro area of Salinas, about 2 miles from the Malecon.

This is an area they like due to its privacy, great beach for walking, sunbathing and water sports. Yet it is just a short ride to dining and shopping in the central area.

Spondylus II  is a family business consisting of three towers. Tower A1 is sold out, except for a ground floor ocean front 1000 square foot unit. Several one and two bedroom suites are still available in tower A2, priced from $49,500 to $50,500.

Larger 1300 square foot units are also still available, priced under $110,000. Tower B has just been release for sale and features larger units (1400 – 1500 square feet), in the $120,000 – $135,000 price range.

Spondylus II offers the following amenities… beachfront pool & social area, a workout center, 24 hour security and the Pacific Ocean as a front yard.  All units feature granite kitchen counter tops, tile floors, tile baths, inset ceiling light fixtures and wooden kitchen cabinets.

Now it is possible to see Salinas like a local with Amy and her husband acting as your hosts and guides.

Amy and Gerardo Pinoargote will conduct four Ecuador southern coastal real estate tours for us on the following dates.

Mar 28-29. 2010
May 28-29, 2010
Sept 20-21, 2010
Nov 22-23, 2010

On this tour you can get to know Salinas property and the real estate along the beaches north of Salinas.

This is an opportunity to view more than a dozen properties and get tips from experts who are living in this area right now.  You save time, risk and zero in with help from those “in the know”.

The tour makes your real estate investigation efficient and productive but also allows time for relaxing in the evenings and enjoying the beaches.  Plus as you’ll see in a moment could save you thousands should you ever decide to buy in this area.

Here are a few of the properties you’ll see:

•    New 2 bedroom condo located directly on a tranquil beach in popular Salinas… $55,000.

•    3 bedroom, 3 bathroom house with ocean views in the most popular complex in Olon…. $100,000.

•    Large house on a ¼ acre lot near Montanita, complete with basketball court, ample parking and caretaker’s cottage that could be a bed & breakfast… $250,000.

Here is an example of the type of Salinas coastal beach condos for sale you’ll see. This was viewed on the October Ecuador South Coast Real Estate Tour.

This is a property on the tour where the tour operator is offered a 2% discount to Ecuador Living subscribers who are on the tour.

Amy Pinoargote who led the tour wrote:   This is a 5 bedroom townhouse for resale in Spondylus I.  It is listed at $79,000.  It is a small complex with cobblestone streets and a nice pool area.  It is about 1/2 a mile from the beach, conveniently located to shopping.

salinas-condo-for-sale

Living area

salinas-condo-for-sale

condos

salinas-condo-for-sale

Project

salinas-condo-for-sale

stairs to condo

salinas-condo-for-sale

pool

salinas-condo-for-sale

Salinas sunset

salinas-condo-for-sale

beach

salinas-condo-for-sale

Kitchen

Here is the schedule for the March 28-29 tour.

On March 27, 2010. you should travel to Guayaquil and on to Salinas.

Day one of the tour begins on March 28. After breakfast property in the Salinas area is viewed.

On day two after breakfast, Ruta de Sol and Olon properties are inspected  (Ballenita to Montanita), lunch and return in the evening to Salinas

On Sunday, March 30, you can return to Guayaquil.

See how to save even more on multiple tours below.

The tour package includes all property tour travel from Salains back to Salinas but does not include your flight, travel from Guayaquil to Salinas, food or accommodations.   You should plan to fly into Guayaquil on March 26 and depart from there on March 31.  If you are attending the Cuenca real estate tour which ends March 26, we’ll help you join this tour with other delegates.

Save 2% on real estate purchase.

We are promoting this tour in cooperation with Gerardo and Amy  and when we promote outside tours, we always ask for the tour operator to give something special to our Ecuador Living subscribers.

In this case,  Amy & Gerardo will provide Ecuador Living subscribers a 2% discount on any  Spondylus II condo purchase. This is possible because we do not accept real estate commissions and ask that the benefit of exposure to our large readership (this message will reach over 18,453 readers) be pass onto our Ecuador Living subscribers.

Here is a Salinas Ecuador coastal update sent to us by Amy Pinoargote.

salinas-picture

Ecuador is known for the Galápagos Islands, the Andes Mountains and the Amazon Jungle.  Did you know that it is also home to the westernmost point in continental South America – the “Chocolatera,” at the tip of the Santa Elena Peninsula in Salinas?

This carries strategic significance. During the World War II era it was home to an American military base.  Now it is occupied by the Ecuadorian armed forces.  However, that doesn’t mean that it is closed to the public.  Visitors simply need to check in at the main gate, where they are asked to leave their driver’s license with the guard.  It will be returned when you check out.  Don’t be alarmed that the guards wear fatigues and carry guns.  Keep in mind that this is normal dress for a military base.

There are no signs or billboards announcing that you have arrived as far west as you can go.  Instead follow signs for the Chocolatera.  You will know you have arrived when you see a black and white lighthouse.  In Spanish chocolatera refers to the container used to make hot chocolate, which is whisked until foamy.  It is said that the waves crashing against the rocky shoreline look like the foam on top of hot chocolate.

salinas-picture

Be sure to wear sturdy shoes.  The terrain is rough and rocky.  Pay attention when you venture towards the edge.  Large waves can suddenly top the cliffs and could even knock you off your feet.  The Ecuadorians say, only half in jest, that if the fall onto the rocks below doesn’t kill you, the sharks lurking in the area will.

Before leaving the base, travel a short distance east from the Chocolatera to the Mar Bravo beach.   It is marked with a sign and lined by a row of tiki huts on the sand.  Surfers say this is the place to find the best waves in Salinas.   This secluded beach is also the perfect spot for a stroll or just to relax and enjoy the sound of the surf.

salinas-picture

During the Ecuadorian winter (North American summer) the rocky outcropping at the eastern end of Mar Bravo beach becomes home to a group of sea lions.

salinas-picture

You will get the best view from the elevated observation area.  And be sure to take your binoculars or use the zoom on your camera to get a closer look.

No matter what time of year you visit Salinas, make sure to include the Clocolatera in your itinerary.

Save with Multi tours.

Learn more on how to save with multiple tours to Cotacachi Imbabura, Ecuador’s coast, Cuenca and more.

Join us on Ecuador’s coast this winter.   Attend our seminars and tours in Florida and Ecuador. See the best Ecuador property for you.  Find the best real estate offers.  Know more of Ecuador. To help you experience a bigger adventure in this wonderful nation, to broaden your horizons, to expand your awareness of all Ecuador offers, we are providing deep discounts in 2010 for those who sign up for multiple tours.

Jan.   8-11     Ecuador Export Tour
Jan. 13-14     Imbabura Real Estate Tour
Jan. 15-18     Coastal Real Estate Tour
Jan. 19-20    Quito-Mindo Real Estate Tour
Jan. 21-23    Cuenca Real Estate Tour

Join us in February or March.

Feb. 11-14   Quantum Wealth Florida -International Investing & Internet Business, Mt. Dora, Fl.

Feb. 15-16   Travel to and visit Quito
Feb  17         Travel to Manta
Feb. 18-19   Coastal Real Estate Tour
Feb. 20        Travel to Cotacachi
Feb. 21-22   Imbabura Real Estate Tour
Feb. 23-24  Quito-Mindo Real Estate Tour
Feb. 26-27  Cuenca Real Estate Tour

Mar. 11-14     Super Thinking + Spanish Course, Mt. Dora, Fl.
Mar. 15-16    Travel to Quito and Andes
Mar. 17-18     Imbabura Real Estate Tour
Mar. 19-20    Cotacachi Shamanic tour
Mar. 22-23    Coastal Real Estate Tour
Mar. 25-26    Cuenca Real Estate Tour
Mar. 28-29   South Coast Real Estate Tour

Enjoy extra savings with a multi tour pack.

Two Pack… 2 seminar courses & tours $998 Couple  $1,349 Save $149 on couple

Three Pack… 3 seminar courses & tours   $1399 Couple  $1,899 Save $98 single or $348 on a couple or more

Four Pack… 4 seminar courses & tours   $1,699 Couple $2,299 Save $98 single or $697 on a couple or more

Five Pack… 5 seminar courses & tours  $1,999 Couple $2,699 Save $496 single or $1,046 on a couple or more

Six Pack… 6 seminars courses & tours  $2,199 Couple $3,099 Save $795 single or $1,395 on a couple or more

These four new south coast tours and our six pack tour price create a bit of a crisis here.

As you can see above a six pack costs $3,099.  This is already a really low price for a tour that last up to 21 days (under $150 a day).

But as you will see below, our International Club membership which allows you and a guest to attend up to 56 courses and tours in 2010  (fees would be $40,947 for all these courses individually) is only $2,999.

Which would you choose… 6 courses and tours for $3,099 or those same 6 courses and tours plus 50 more for $2,999?

“Duh,” I said when this was pointed out to me.

So our only solution is to raise the International Club membership to $3,500… still a terrific deal… but $501 more than before.

Save $37,457…plus $501.  I will not raise the International club fee until January 2010. Enroll in the International Club now at the original fee of $2,999.

International Club 2010

Attend our 56 investment, business, Spanish, real estate and export, courses and tours in 2010 with one small enrollment fee.

International Club 2010 Membership Enroll here

Economic turmoil today will create more future prosperity then ever before…for those….who accept change and adapt.

This is why we bring together experienced, like minded souls, who take a positive view and think outside the box..in a constructive…thoughtful way.

Merri and I are in our 41st year of organizing courses, seminars and newsletters about international and quantum lifestyles.

The importance of this sharing…by like minded souls…was reinforced when a delegate from a course sent an email that said:

My Dearest Merri and Gary, Thank you for your most gracious hospitality last weekend. I am just thrilled at being a part of your group. You and Gary were exactly as I imagined you to be, warm friendly, kind, considerate, genuine, helpful, fun, sincere, what else can I say……I felt so comfortable in your presence and learned so much in your course. I was sad to leave the farm that Sunday afternoon. You made us all feel so welcome and cared about.

You were so kind to make arrangements for a ride with the other delegates from the Charlotte airport. They were so nice to me and so helpful, by the time the weekend was over I felt like they were my long lost brothers. Monday morning we all had breakfast at the airport together and I was so sad to see them go, I was sad the weekend was over, perhaps sad is not the right word for how I was feeling perhaps Gratitude is a better way to describe it. Grateful for having the opportunity to share the weekend with such wonderful, like minded Human Beings, in the beautiful mountains of North Carolina. Thank you Merri and Gary…………..Thanks to you I now have new hope and a new direction to move forward in my life. Thanks to you I am so ready to move to Ecuador and begin a new life. I just have to figure out what I am going to do and how to do it……… I know by attending your classes and conferences that through education and due diligence I will make the right choices.

This delegate’s comments about “belonging and feeling like a brother” to the other delegates is a wonderful refrain we have heard from our readers, year after year.

This why I want to share how you can attend 56 of our investment, business, Spanish, real estate and export, courses, tours in 2010 worth $40,947.

20 years ago Merri and I created a way that readers can join us to be immersed in a year-long learning program through our International Club.  The ideas behind this program began 21 years ago in Vienna, Austria while we were conducting a course there. One of our older delegates, had some sort of attack. The first fear was heart trouble. Several delegates took him to the hospital. Others stayed with him there. I don’t think that delegate was alone for a minute!

What impressed Merri and me was that no one asked the delegates to help this man. The friendships of delegates sharing many courses had just grown so strong that it was a natural reaction, just as if a family member was ill. Fortunately, it was only travel fatigue and the delegate didn’t miss a session of the course!

When you join our International Club 2010 you become part of a special family. The very first member to join the club all those years ago wrote,

“Thank you for the enjoyable and informative courses. I am pleased to be part of your international family and look forward to continuing my education at the next course.”

His feeling struck a familiar chord. It has always been one of my greatest satisfactions to see how much fun delegates have getting together, sharing information and making friendships. These courses somehow draw together like-minded souls. For this reason some delegates come back again and again. They come to learn, but also to be with their many friends made at the courses.

When like-minded souls get together again and again to discuss a common purpose, magic happens! I can’t explain it in any other way-but it is true. In a way our meetings are almost like family reunions. Perhaps it is getting together and reflecting on what has been said and what has been happening. Learning with those who are also interested in the world creates thoughts that multiply the value of what we gain. This is hard to describe but results are most powerful and wonderful!

This is to me is as important as the great financial benefit of attending 52 courses that would cost $40,947 if all booked separately.

See why and our 2010 schedule below.

We started and have continued this program for 20 years because there are wonderful benefits from having repeat delegates at courses. Having repeat delegates makes the whole course somehow more exciting for all. Being a repeat delegate makes it easier to make and keep wealth and to lock in the knowledge you gain. It’s an exciting lifestyle. We have fun, gain adventure, discovery and friendships and share ways to improve our health and wealth!

We have more than doubled our courses in 2010… 56 courses and tours, two in the Blue Ridge of North Carolina, three in Central Florida and the balance in Ecuador.  Few club members actually attend every course and tour…  but you can if you desire. If you attend even a few of the courses, you gain considerable savings.

For those not interested or unable to visit Ecuador, we have our North Carolina courses in the summer when it is cool here in the Blue Ridge Mountains and don’t forget the autumnal beauty in October…. plus in Florida during the winter.  Each US course is attached to an Ecuador tour so you gain information in the US and then travel with others to Ecuador for experience (if you desire).

Here are the 56 courses and tours you can attend free. Plus there is even one more savings you will see below.

Jan.   8-11     Ecuador Export Tour   ($499 or couple $749)
Jan. 13-14     Imbabura Real Estate Tour  ($499 or couple $749)
Jan. 16-17     Coastal Real Estate Tour  ($499 or couple $749)
Jan. 19-20    Quito-Mindo Real Estate Tour  ($499 or couple $749)
Jan. 22-23    Cuenca Real Estate Tour  ($499 or couple $749)

Arrival dates are always one or two days earlier. Please double check with us before booking flights.

Feb. 11-14   Quantum Wealth Florida – International Investing & Internet Business, Mt. Dora, Florida ($749) Couple $999
Feb. 15-16   Travel to Quito
Feb. 17         Travel to Manta
Feb. 18-19   Coastal Real Estate Tour ($499 or couple $749)
Feb. 20        Travel to Cotacachi
Feb  21-22   Imbabura Real Estate Tour ($499 or couple $749)
Feb. 23-24  Quito-Mindo Real Estate Tour ($499 or couple $749)
Feb. 25         Travel to Cuenca
Feb. 26-27   Cuenca Real Estate Tour ($499 or couple $749)

Mar. 11-14     Super Thinking + Spanish Course Florida ($749 or couple $999)
Mar. 15-16    Travel to Quito and Andes
Mar. 17-18     Imbabura Real Estate Tour  ($499 or couple $749)
Mar. 19-20    Cotacachi Shamanic Tour  ($499 or couple $749)
Mar. 22-23    Coastal Real Estate Tour   ($499 or couple $749)
Mar. 25-26    Cuenca Real Estate Tour  ($499 or couple $749)
Mar. 28-29   South Coast Real Estate Tour ($499 or couple $749)

Apr. 12-15   Ecuador Export Tour ($499 or couple $749)
Apr. 17-18   Imbabura Real Estate Tour ($499 or couple $749)
Apr. 20-21  Coastal Real Estate Tour ($499 or couple $749)
Apr. 23-24  Quito-Mindo Real Estate Tour ($499 or couple $749)
Apr. 26-27  Cuenca Real Estate Tour ($499 or couple $749)

May  13-14     Ecuador Shamanic Minga  ($499 or couple $749)
May  16-17    Imbabura Real Estate Tour  ($499 or couple $749)
May  19-20    Coastal Real Estate Tour ($499 or couple $749)
May  22-23    Quito-Mindo Real Estate Tour  ($499 or couple $749)
May  25-26    Cuenca Real Estate Tour  ($499 or couple $749)
May  28-29    South Coast real Estate Tour ($499 or couple $749)

June 24         Quantum Wealth North Carolina
June 25-27    International Investing and Business North Carolina  ( $749 or couple $999)
June 28-29   Travel to Ecuador and Andes
June 30-Jy 1 Imbabura Real Estate Tour  ($499 or couple $749)
July 3-4          Coastal Real Estate Tour   ($499 or couple $749)
July 6-7          Quito-Mindo Real Estate Tour    ($499 or couple $749)
July 9-10        Cuenca Real Estate Tour   ($499 or couple $749)

Sept.   3-6      Ecuador Export Tour  ($499 or couple $749)
Sept.   8-9      Imbabura Real Estate Tour  ($499 or couple $749)
Sept. 11-12     Coastal Real Estate Tour   ($499 or couple $749)
Sept. 14-15     Cuenca Real Estate Tour    ($499 or couple $749)
Sept. 17-18     Ecuador Shamanic Minga  ($499 or couple $749)
Sept 20-21      South Coast Real Estate tour ($499 or couple $749)

Oct.    7          Quantum Wealth North Carolina
Oct.   8-10     International Investing & Business North Carolina ($749 or couple $999)
Oct.   11-12    Travel to Quito and Andes
Oct.  13-14     Imbabura Real Estate Tour ($499 or couple $749)
Oct.  16-17     Coastal Real Estate Tour ($499 or couple $749)
Oct.  19-20    Quito-Mindo Real Estate Tour ($499 or couple $749)
Oct. 22-23     Cuenca Real Estate Tour ($499 or couple $749)

Nov.    4-7        Super Thinking + Spanish Course Florida ($749 or couple $999)
Nov.    8-9       Travel to Quito and Andes
Nov. 10-11       Imbabura Real Estate Tour ($499 or couple $749)
Nov. 13-14      Coastal Real Estate Tour ($499 or couple $749)
Nov. 16-17      Quito-Mindo Real Estate  ($499 or couple $749)
Nov. 19-20     Cuenca Real Estate Tour ($499 or couple $749)
Nov  22-23      South Coast Real Estate Tour (($499 or couple $749)

Dec.   3-5       Ecuador Shamanic Mingo  ($499 or couple $749)
Dec.   7-8       Imbabura Real Estate Tour ($499 or couple $749)
Dec.  10-11    Coastal Real Estate Tour ($499 or couple $749)
Dec. 13-14     Quito-Mindo Real Estate Tour ($499 or couple $749)
Dec. 16-17      Cuenca Real Estate Tour ($499 or couple $749)

If you join the International Club, the entrance fee for 2010 is $2,999 (until January 2010).  Your attendance fees at all courses will be waived. You and your guest can attend courses worth $40,947.

You can calculate the savings as our schedule of all 2010 courses is shown below.

Arrival dates are always one or two days earlier. Please double check with us before booking flights.

I invite you to be a member of the International Club which allows you and your guest of your choice to attend all of these courses which are valued at $40,947! 

International Club 2010 Membership Enroll here

You may well wonder why I would make such an offer and ask why the cost is so low? Let me answer this question frankly and from the heart.

First, it helps us do a better job for you. We feel greatly enriched when we can really help our clients improve their lives. We have learned through years of experience the best way to do this is to meet with you regularly. We can best help you learn how to improve your health and wealth through continual expansion of knowledge.

Second, we gain enormous fulfillment from the many friendships we form through the years. Our friends have enriched our lives tremendously. Let me explain this in more detail.

As a member, you will be part of our international family that meets intensively over the next year to examine ways we can make our lives better. Our goal is beyond just having money. Our goal is to have quantum wealth… good health… wealth and fulfillment through service.

Though I give all course delegates my very best, I cannot help but to do a better job for those who come again and again. As we meet often; your particular wants, needs and desires become clear, and it is easier for me to point you in the right direction.

Another phenomenon is that repeat delegates help each other! They get to know one another, help each other learn, share their insights, make contacts and gain more wealth.

Out associates in Ecuador, are experienced business people who live or work and conduct our real estate and export courses.  They can also act as your local backup for the business.

Lifestyle for Two. There is more! I have learned at my courses that many repeat delegates were couples.

We want couples! As a member of the program, you are entitled to bring another person to every single course or tour. The cost for that extra person will be ZERO!  You can bring whomever you wish. Bring your spouse, a friend, son or daughter, partner, accountant, adviser. You can bring the same person each time or a different person, whomever you choose to accompany you. (Accommodations and air fares relating to the courses are not included for members, delegates or their guests.)

Won’t you join us in this exciting club and share Merri’s and my lifestyle for the next year? We look forward to seeing you at as many courses as possible and sharing this wonderful world of abundance and well being with you!

Gary

International Club 2010 Membership  Enroll here

Capital Ecuador Income


Here is a capital idea to gain some extra capitals gains as income.

Kjetil Haugan, owner of the Vistazul project, where I have purchased condos, recently sent me the note below that sparked some capital income ideas.

ecuador-beach-real-estate

Mid coast Ecuador tour delegates visiting Palmazul condos.

Kjetil wrote: Gary, I am getting more and more requests for the time-share units and think I can do quite well with a bit more marketing here in Ecuador. I already have a company interested in working with me to sell the weeks..they sold out Casablanca, a project in the north of Ecuador and another time share development in Esmeraldas and they need more inventory.

If your readers buy a unit I would still sell at $ 89,000 but offer them a quite good return if they offered their unit as time share. If I helped out to sell the high season weeks (let’s say 20 weeks + @ $ 4000 each) they would recover most of their investment and still have 30 weeks for themselves.

This is a speculative capital idea that can create some tax free (in Ecuador) capital gains.

Let me share a few of the reasons why Merri and I are enthusiastic about the Vistazul Ecuador beach condo project.

First, it’s the water.

Ecuador-beach-property

Most parts of Ecuador’s coast are without a central water supply and water is delivered in trucks like this.  That system works okay, is inexpensive  and the water is good.. yet to have your own water supply is even better.  Vistazul has its own water wells.  The water is a bit saline but Kjetil also developed a company that owns several Galapagos cruise ships so has experience with desalination.  As you’ll see below these beach condos have their own water… generator and  desalination.

Second, we love the warm water and waves.

Ecuador-beach-property

Merri and I lived on the Gulf of Mexico for many years and love to frolic in the waves… but in the Pacific?  Where I grew up in Oregon… the water is just too cold to stay in long.   Yet on Ecuador’s Pacific the water is almost as warm as the Gulf of Mexico… yet the waves are good.  We can play in the water for hours without getting to cold.  We never worry about hurricanes because they do not have them on the Ecuador coast.

Plus the weather is best in the winter when its coldest up north.

Third… the empty beaches and protection from excessive  development. You can walk for about 30 miles at low tide. Here is a shot from Crucita.  You can walk all the way to the point in the distance (this is where Vistazul is located).

Ecuador-beach-property

Then once around the point you can walk many miles more… often never seeing another person. Here are Merri and me with our friend Steve Hankins enjoying this broad beach with our hound, Ma.

ecuador-beach-real-estate

Fourth, peace & quiet. San Clemente is a small fishing village and Vistazul is on a secluded dead end road… with little traffic and hills behind the condos.  The town is quiet and the community concerned with developing tourism… but without destroying the environment.  Kjetil spent many hours with community leaders obtaining a consensus on how what and how much to build.

Ecuador-beach-property

This is the center of San Clemente, very quiet, yet only 45 minutes to central Manta… and all the resources of a major port city.

Local transportation into San Clemente is on foot (Merri and I enjoy ambling on the beach), or in these quaint taxis.

Ecuador-beach-property

Fifth, fresh seafood… really fresh…  really cheap. The fishermen bring in their catch each day and you can buy right from the boat.

Ecuador-beach-property

Sixth, safety in the fact that your are buying real property… not just a promise. The club house exists… the pool… the tennis courts… the spa, the condos.You are buying completed or nearly completed condos with a title and US title insurance.

Ecuador-beach-property

Palmazul Spa is Vistazul’s clubhouse.  Pool, Tennis, spa and gourmet dining on the beach.

Ecuador-beach-property

or parties poolside.

Ecuador-beach-property

Merri and I purchased at the beginning when the project looked like…

Ecuador-beach-property

this… but now most of the condos are complete and some residents have moved in.

Here is a group of delegates inspecting one of my Ecuador beach condos at Vistazul.

Ecuador-beach-property

Finally, Merri and I love the sunsets. When we lived in Naples, everyone gathered to watch the sunsets and I thought they could never be better. At the Equator they are!

Here is a group enjoying a roof garden party as…

ecuador beach real estate

they enjoy a warm, sea breeze and a sun that sinks gently into the sea.

ecuador-beach-real-estate

Vistazul is a great place.  So too is the profit potential. Here is how Kjetil explained this capital gains opportunity of buying whole and selling in pieces.

Gary, Here is a quick update on the project.  Business has been slow as the government is rebuilding the roads from Manta to this area so we currently have to take a much longer back way to get here from Manta.

This means I get complaints about all the driving time but in the long run the improved road will dramatically enhance value.

I have received a private loan from one of the buyers at Vistazul and should have enough money to complete all the units..I still need a couple of sales to be able to complete all the infrastructure but I am negotiating credits, etc. so I may be able to make it with what I have.

Block 5 is ready..block 4 is painted and with tile and block 2 is almost ready to be painted and for tile to be installed. Block 6 will have the second floor put in next week. I have already contracted a swimming pool and a desalination system that will produce enough portable water for Vistazul and the hotel. We also have a group of 13 carpenters working 14 hours per day to complete all woodwork on all the units so things are going well.  In total there are approx. 40 people working at Vistazul right now.

We had a group of Ecuadorians at Vistazul yesterday and they committed to buy 12 weeks for time share..I am making a brochure and planning on a marketing campaign starting in January so I believe the time share idea could work well over time. The downturn is that you will have families with kids times of the year but mainly in July/August when most of the current owners will be back home.

I have mentioned the option to sell weeks to several of the condo owners and they seemed to be interested in the idea.  If they pay $ 89,000 and sell the premium weeks + some high season weeks they should be able to recover their investment and still have 30 weeks for themselves. They could even try to sell the 30 weeks over time and make good money if it was only for investment.

We are promoting premium weeks (Christmas, New Year, Carnival and Easter) at $ 6,995, High season (February, March, July, August) at  $3,995 and the rest of the weeks at $ 1,995.  We charge 10% to sell the weeks and I believe we should be able to sell most of the weeks over time (2 to 3 years). We have already received about 200 inquiries for the New Year weekend at the hotel and we sold out months ago for this date so San Clemente is getting more and more popular with Ecuadorians.

You can see our first offer at our Spanish website for these time shares at www.lacostaecuador.com
.

Regards,  Kjetil.

There you have it. beauty… charm and opportunity.  There are some risks involved. Once you start selling the time share units… you lose the opportunity to sell as a whole unit… plus you have to manage, maintain and care for this type of ownership.  Plus there is no guarantee you can resell enough units this way to recover your whole investment.

On the other hand if you recover your investment selling half the units, this means you end up with half a year of use for yourself free.

There are other ways to profit from an Ecuador beach property like this… such as advance rentals.

A New York Times article entitled “Making Her Dream House Pay for Itself”  by Amy Silverman tells how  Julie Hampton bought a villa in Tuscany, raising the purchase price by selling three-week stays for $1,000 each.

Here are excerpts from that article:  WHEN Julie Hampton was a graduate student, she decided that she wanted to buy a small house in a remote Italian village about a 90-minute drive northwest of Florence. But she didn’t have the more than $80,000 she needed, so she came up with a plan.

She went to the local office of the Small Business Administration and told a volunteer adviser that she wanted to finance the purchase largely by persuading 60 people to pay $1,000 each in exchange for three weeks at the villa. The adviser laughed.

Then he bent over and began searching around her feet. Ms. Hampton didn’t understand why he was doing that, she recalled nearly six years later, sitting in her apartment in downtown Phoenix. So she asked him a question — did he drop his pen?

“And he said, ‘No, I’m looking around for my bucket of cold water.’ ”

But Ms. Hampton was unfazed: “I said, ‘I’m provin’ you wrong, pal.’ ”

So prove him wrong she did. The meeting took place in early 2001. That same year, Ms. Hampton, after coming up with all the money, in exactly the way she planned, bought a 2,500-square-foot house in the medieval village of Vitiana.

She e-mailed the owners and went off to Los Angeles for New Year’s 2001. When she came back, an e-mail response was waiting: “If you can come before Jan. 15, we’ll show you the house.”  Ms. Hampton bought a plane ticket and left for Italy within a week. A friend of a friend arranged a place for her to stay in Florence and left a key with a neighbor.

Several days later, she drove to Vitiana with the two owners.

She felt she had to have the house. But she kept reminding herself that she didn’t have the money. Nonetheless, she agreed to buy it, putting down, as a binder, $2,300 — college-fund money that was left after she had paid tuition.

Back in the United States, she found a lawyer willing to help her create a limited-liability company and draw up simple legal arrangements for the transactions that would implement her plan. With only a few weeks to go until a $28,000 down payment was due, Ms. Hampton made a color brochure and offered three weeks at the villa to anyone willing to pay her $1,000. (Not all of the weeks needed to be taken at one time, and if the money was sent before the down-payment deadline, the buyer would get a bonus week.) She also put a six-line classified ad in The New York Times Travel section for four weeks at $270 a week.

She met the deadline — getting all the money from subscribers.

Long before New Year’s 2002, the house was Ms. Hampton’s. She wound up paying $82,000 — including $12,000 from a retirement account, a $6,000 loan from her parents and $8,000 in loans from her credit union. About half the 60 subscribers came from the Phoenix area, and half from responses to the ad.

An Ecuador beach rental would seem to be much easier to rent than an Italian villa in the current depressed economy… closer and far… far less expensive.

If you are looking for a speculation that could bring good capital gains or the use of an Ecuador beach condo for half the year… consider buying whole and selling some of the pieces.

Save even $10,000 more. We have several units reserved for Ecuador Living subscribers at $79,000, $10,000 off the retail price of these Ecuador beach condos.  See more details on how to become an Ecuador Living subscriber here.

Gary

Join us on Ecuador’s coast this winter.   Attend our seminars and tours in Florida and Ecuador. See the best Ecuador property for you.  Find the best real estate offers.  Know more of Ecuador. To help you experience a bigger adventure in this wonderful nation, to broaden your horizons, to expand your awareness of all Ecuador offers, we are providing deep discounts in 2010 for those who sign up for multiple tours.

Jan.   8-11     Ecuador Export Tour

Jan. 13-14     Imbabura Real Estate Tour
Jan. 15-18     Coastal Real Estate Tour
Jan. 19-20    Quito-Mindo Real Estate Tour
Jan. 21-23    Cuenca Real Estate Tour

Join us in February or March.

Feb. 11-14   Quantum Wealth Florida -International Investing & Internet Business, Mt. Dora, Fl.

Feb. 15-16   Travel to and visit Quito
Feb  17         Travel to Manta
Feb. 18-19   Coastal Real Estate Tour
Feb. 20        Travel to Cotacachi
Feb. 21-22   Imbabura Real Estate Tour
Feb. 23-24  Quito-Mindo Real Estate Tour
Feb. 26-27  Cuenca Real Estate Tour

Mar. 11-14     Super Thinking + Spanish Course, Mt. Dora, Fl.

Mar. 15-16    Travel to Quito and Andes

Mar. 17-18     Imbabura Real Estate Tour

Mar. 19-20    Cotacachi Shamanic tour

Mar. 22-23    Coastal Real Estate Tour

Mar. 25-26    Cuenca Real Estate Tour

Enjoy extra savings with a multi tour pack.

2 seminar courses & tours $998 Couple  $1,499

3 seminar courses & tours   $1399 Couple  $1,899

4 seminar courses & tours   $1,699 Couple $2,299

5 seminar courses & tours  $1,999 Couple $2,699

6 seminars courses & tours  $2,199 Couple $3,099

(Be sure to show in the comments section which courses and tours you are attending)

International Club attend up to 52 courses and tours in 2010 free.

See our entire 2010 seminar and tour schedule here

Read the entire article: Making Her Dream House Pay for Itself  here

Ecuador Export & Southern Coastal Tour


We have added an October Ecuador southern coastal and a northern Andes real estate tour to our 2009 schedule.

This southern coastal tour will be conducted just before our final Ecuador export tour of the year conducted October 21 to 25.  The Andes real estate tour will be conducted just after the export tour so you can attend all three.

ecuador-exports

We’ll see fine gold encrusted art on the export tour.

Maggie Beesley conducts our export tours and she just sent me this note.

ecuador-exports

Leather products of all types.

Value, Value, Value.  Today’s economy has us all looking for value in everything.  In reading Gary Scott’s emails for the last two weeks, we are all learning about ways to help our dollars to go farther, as well as how and where to get wise values.

ecuador-exports

Wood carving.

October 21st thru October 24th we will be conducting another Import/Export class in Cotacachi, Ecuador.

If you are a reader of International Living, or Gary’s Ecuador Living, you know Ecuador is rated the number one country in the Retirement Index.

What does this mean?

Value is here, prices are incredible, cost of living anyone can afford and wonderful shopping.

Who should come to the class, why you should come, and what you will learn?

ecuador-exports

Botanical art.

In other words…what is this class all about?

•    Creating income
•    Finding those “one of a kind” treasures
•    Having fun doing the above two things

Of course, those are only three things.  You are going to learn to recognize true “finds”….know what your market will buy, and get all these wonderful treasures in your suitcase home safe and sound.

ecuador-exports

Ceramics.

We all know shopping is much different today than it was this time last year.  Last year we were still charging whatever we wanted.  This year we are paying cash for whatever we want.  People never spend as much if paying with cash.  So our mission in class is to find things for your market that are affordable, attractive, AND your people will happily hand over those hard earned dollars still allowing you a nice profit.

As I said this time last year, the main question I was asked “Do you take credit cards?”

I did a Bazaar yesterday and not one person charged anything.  The phrase of the day was “if I can’t pay cash for it, I won’t buy it.”  So right away I know some of the high end items that were selling left and right this time last year aren’t going to be my main sales today.

What have I learned?

Always be prepared to offer less expensive alternatives…not less quality, just more affordable for this cash market we are in.  The Credit Card Machine that was a must last year is an unneeded start up expense to you right now.

Don’t waste your money.  Plus the beauty of cash is that there are no additional charges from your bank to process those charges.  All a little more profit for you.  Yesterday at the Bazaar there were 16 vendors and I was the only one who had a credit card machine, and it sat, meaning at the end of the month, that “sitting” charge will cost me $48.00.

ecuador-exports

Jewelry

ecuador-exports

of many types.

ecuador-exports

Now for this class there is a little homework, but fun homework.

FIRST ASSIGNMENT…..I want each of you to think about what you would buy today?

I am not talking about groceries.

Ladies, is it that “to die for” pair of boots on sale, perhaps a leather purse, maybe a wrap for early fall, or decorations for the December holidays?

Guys, what would you buy today? Boots, new billfold/wallet, leather sports jacket, sweater? Just think about what you would spend your hard earned dollars on.

ecuador-exports

Top quality hand made suits at really low prices. This suit in french wool cost $135.

Your needs and wants are probably what will sell in your market, and that is what we need to look for.

Knowing your market is probably the most important knowledge you will take with you when making those purchases for resale.  Many of you already know about my red cape.  I love my red cape, however up in the Northeast my buyers are a little more conservative and red is not necessarily their first color of choice.

Gary Scott told me all about knowing my market, but I just love red.  I purchased 6 red alpaca capes plus 1 beige,  1 sage, 1 tan, 1 navy, and 2 black.

Yes you guessed it.

The red capes sat for a bit, but the neutral colors sold instantly and I could have sold more.  So I lost sales, and warehoused those 6 red capes until Christmas.  Moral to this story, please know your market.

ecuador-exports

Flowers.

Your SECOND ASSIGNMENT… Please walk around your shopping areas and notice what colors people are wearing. Go into the stores and see what is on display.  Look at every catalogue you get.  What are those colors everyone is looking at?  Purple is huge again in the catalogues and stores, but do you see your market going with the fashion trends?

Look at accessories.

Scarves, jewelry, purses, shawls and make note of the prices.  Accessories have a very high markup, and this is where we can really make our money.

You all have your assignments, so get to work.  In class I want to see pictures you have cut out of catalogues, and let’s see if we can’t find those same items in Ecuador for much better prices.  It is fun!

ecuador-exports

Textiles of…

ecuador-exports

many

ecuador-exports

types.

Look forward to seeing many of you in Ecuador.  By the way, if you haven’t made your flight reservations, there is what I call an “airplane sale” going right now for flights into South America. Grab those lower prices…and you just saved some money.  Maggie Beesley

ecuador-exports

Crafts of all sorts and much… much more.

You can enroll in the Ecuador Export Tour here.

Before Maggie’s Export tour you can join Amy Pinoargote and Mike Sager  for the Ecuador southern coastal tour.

We have been our expanding our focus in Ecuador and now are helping readers look in the southern coastal areas.

Ecuador beach property has always represented incredible value and this expansion means we can help readers see a much larger part of the Ecuador coast.

We are also adding an October northern Andes real estate tour as you will see below.

ecuador-beach-map

Those who have been reading our messages for any length of time know that we have focused our efforts on the middle portion of Ecuador’s beach from Manta to Bahia in the province of Manabi.

However there are many other great Ecuador beach areas that some of you want to visit.

I recently sent readers an article “SEE SALINAS LIKE A LOCAL” by Amy Pinoargote  that said:

Ecuador-beach-salinas

The Salinas Malecon area has long been a favorite destination.

Salinas is one of the favorite in Ecuador for good reasons.  It has beautiful beaches, with calm waters perfect for swimming, water sports, activities or just relaxing.   Along the Malecon, or beachfront promenade, you will find a variety of restaurants, hotels, bars and other attractions.  During the summer season there is even a giant sandcastle.  If you “tip” the sculptor $1, he will take your photo.  However, to really enjoy all that Salinas has to offer, you need to get to know it like a local.

Ecuador-beach-salinas

Pose for a photo by the giant sandcastle

Salinas at a Glance

There are two seasons in Ecuador.  Summer runs from December to April and winter from May to November.  The summer in Salinas is usually sunny, with occasional showers.  Daytime temperatures reach the low to mid 80s and nighttime temperatures run in the low 70s.  The winter tends to be overcast to partially sunny, but not rainy.  The winter is actually the drier time of the year and temperatures run about 10 degrees cooler than during the summer.   Because Salinas is semi-arid, it doesn’t experience sticky, tropical humidity.  This makes a comfortable environment for outdoor activities all year long.

As with most beach towns, the dress code in Salinas is casual.  It is perfectly fine to go from beach to restaurant.  Along with your swimsuit, pack plenty of shorts and short sleeved shirts, plus pants and long sleeves if you are visiting in the winter months.   Have a sweater handy, as some days are cooler than others.

Where to Eat

The Salinas area is a prime spot to enjoy fresh fish and seafood, as well as other Ecuadorian specialties.

A great spot to sample those specialties is Delícias de Ecuador, located near the entrance to the Costa de Oro neighborhood on the main road that runs from Salinas to La Libertad.

Prices here are very reasonable.  The daily lunch special or “Almuerzo” includes a soup, entrée and beverage, usually priced at $2.50.

Don’t ask for changes or substitutions on the lunch special; it comes the way it is.  Other options include Seco de Pollo, which is chicken stewed in a tomato-based sauce, and Menestra, lentils or beans served with your choice of grilled chicken, beef or fish.

If a relaxing lunch at the beach, complete with a hammock for a post-meal siesta is your style, drive about 30 minutes north of Salinas to San Pablo.  In this fishing village you will find cabana style restaurants right on the sand, specializing in fresh fish and seafood.

Las Manabas restaurant is one of the best.  If you can’t decide what to order from the extensive menu, try the Chupe de Pescado (fish stew) or Corvina (a mild tasting sea bass), cooked to order.  Most meals run between $3 and $5.

Ecuadorians typically eat a big meal at lunch and a light dinner.

Roca Parilla is the spot to enjoy an Ecuadorian style dinner.  Located a block off the Malecon, it opens at about 6 p.m.  Place your order at the counter, then take your receipt to the grill.  Specialties, which are typically priced from 50 cents to $1 each, include:

Chuzos -shrimp, chicken, beef or sausage grilled on a skewer
Torta de Papa – potato pancake filled with cheese
Torta de Choclo – corn pancake (this one is usually a favorite!)
Muchín – a yucca croquet filled with cheese

No trip to Salinas is complete without a visit to the Cevicherías, casual outdoor eating areas a few blocks off the Malecon that specialize in ceviche.  Shrimp ceviche in a tangy salsa is a good choice.  Shellfish and fish ceviche are also available.  Be aware that the shellfish or fish will not be cooked in the traditional manner.  The citrus juice in the salsa is said to “cook” the fish.  If you have concerns about eating uncooked fish, go with the shrimp version, which is cooked.

Things to See

If you want to browse for souvenirs, visit Mercado de Artesanias, an outdoor flea market in the Chipipe area of Salinas, where you can buy a variety of Ecuadorian handicrafts.

To get a glimpse of days gone by, visit the Museo de Sumpa.  This small, but well thought out museum features exhibits of artifacts from the early residents of the Santa Elena peninsula, including the Las Vegas culture.  It also features a Las Vegas burial site of the “lovers of Sumpa,” mummified remains of two people that appear to have died in an embrace.  You can also tour a cane dwelling typical of those built by the early settlers.

Enjoy a relaxing evening drive a few miles across the Santa Elena peninsula to the Punta Carnero beach, where you can see some of the most beautiful sunsets in Ecuador.  On your way back to Salinas, pass by the Malecon of La Libertad and stop for an evening stroll.

Ecuador-beach-salinas

Whether dining, sunsets or beach activities are your idea of a fun time, you will find it in Salinas.

Ecuador-beach-salinas

Gerardo & Amy Pinoargote spend their time between their home in Florida and Salinas and together with relatives are building and managing Spondylus II, a small beachfront development in the Costa de Oro area of Salinas, about 2 miles from the Malecon.

This is an area they like due to its privacy, great beach for walking, sunbathing and water sports. Yet it is just a short ride to dining and shopping in the central area.

Spondylus II  is a family business consisting of three towers. Tower A1 is sold out, except for a ground floor ocean front 1000 square foot unit. Several one and two bedroom suites are still available in tower A2, priced from $49,500 to $50,500.

Larger 1300 square foot units are also still available, priced under $110,000. Tower B has just been release for sale and features larger units (1400 – 1500 square feet), in the $120,000 – $135,000 price range.

Spondylus II offers the following amenities… beachfront pool & social area, a workout center, 24 hour security and the Pacific Ocean as a front yard.  All units feature granite kitchen counter tops, tile floors, tile baths, inset ceiling light fixtures and wooden kitchen cabinets.

Now it is possible to see Salinas like a local with Amy and her husband acting as your hosts and guides.

Amy and Gerardo Pinoargote, along with American real estate broker, Mike Sager, will conduct a Ecuador southern coastal real estate tour October 15th through 18th.

On this tour you can get to know Salinas property and the real estate along the beaches north of Salinas.

This is an opportunity to view more than a dozen properties and get tips from experts who are living in this area right now.  You save time, risk and zero in with help from those “in the know”.

The tour makes your real estate investigation efficient and productive but also allows time for relaxing in the evenings and enjoying the beaches.  Plus as you’ll see in a moment could save you thousands should you ever decide to buy in this area.

Here are a few of the properties you’ll see:

•    New 2 bedroom condo located directly on a tranquil beach in popular Salinas… $55,000.

•    3 bedroom, 3 bathroom house with ocean views in the most popular complex in Olon…. $100,000.

•    Large house on a ¼ acre lot near Montanita, complete with basketball court, ample parking and caretaker’s cottage that could be a bed & breakfast… $250,000.

The southern coastal tour package includes three nights accommodations:

Thursday, October 15 –  The tour fee includes a room at the Castel or similar hotel in Guayaquil.
Friday, October 16 – breakfast, transportation from Guayaquil to Salinas, lunch, Salinas area property viewings, happy hour and night’s stay at Coco’s or similar hotel in Salinas.

Saturday, October 17 – breakfast, Ruta de Sol property viewings (Ballenita to Montanita), lunch, night’s stay at Charo’s or similar hotel in Montanita.

Sunday, October 18 – breakfast, Olon area property viewings, lunch, tour of Salinas , return transportation to Guayaquil, night’s stay at the Castel or similar hotel in Guayaquil.

The tour will be limited in size but you can assure a space and save $100 if you reserve by September 1.

If you enroll today, the fee is $499 for one $998 for two.

Tomorrow the tour fee rises to $599 for one and $1,198 for two.

See how to save even more on multiple tours below.

The tour package does not include your flight.  You should plan to fly into Guayaquil on October 15th and depart from there on the 19th.  If you are attending the export and/or Andean tour we’ll help you join other delegates in Quito.

Save 2% on real estate purchase.

We are promoting this tour in cooperation with Gerardo, Amy and Mike and when we promote outside tours, we always ask for the tour operator to give something special to our Ecuador Living subscribers.

In this case,  Amy & Gerardo will provide Ecuador Living subscribers a 2% discount on any  Spondylus II condo purchase. This is possible because we do not accept real estate commissions and ask that the benefit of exposure to our large readership (this message will reach 16,572 readers) be pass onto our Ecuador Living subscribers.

Your tour does not have to end on the southern beach. As mentioned, you can then continue to Quito and Cotacachi for our October 21 to 24 Ecuador export tour.

Still more… Imbabura Real Estate Tour

Finally you can also join our October Imbabura real estate tour October 25-26, where we have also convinced developers and real estate sellers to pass savings along to our tour delegates in the form of  discounts.  For example the Prima Vera condos also offer a 2% discount to buyers from our tours.

Join us for one, two or all three tours.  Reduced tour fees apply for attending two or three tours.

October 16-18 Ecuador Southern coastal tour (early sign up before Sept. 1, $499 per person).

Oct. 21-24 Ecuador Import Export Tour

Oct. 25-26 Imbabura Real Estate Tour

Attend any two Ecuador seminar or tours in a calendar month…$949 for one.  $1,349 for two.

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two.

Gary

Multi Currency Predictions Feb. 2009


We made several multi currency predictions at our February 2009 International Investing & Business Course in Cotacachi, Ecuador. The investing and business portion concluded yesterday. We are now inspecting Ecuador property.

We used many approaches to process information about how markets and economies might move.

We viewed currencies at the technical level and saw that Jyske Global Asset Management (JGAM) had closed their British pound recommendation.

This is the fine detailed view… the technical end of investing,  Peter Laub of JGAM showed how JGAM had recommended investing in pounds at 1.3750 with a stop loss at 1.3700. Peter explained how the pound dropped to 1.3703 before rising to 1.4500.  JGAM took profit on the backslide to 1.4300.

We looked at economic fundamentals and discussed the February 10, 2009 New York Times article   “Bailout Plan: $2.5 Trillion and a Strong U.S. Hand”  by Edmund  Andrews and Stephen  Labaton  which said:

WASHINGTON — The White House plan to rescue the nation’s financial system, announced on Tuesday by Timothy F. Geithner, the Treasury secretary, is far bigger than anyone predicted and envisions a far greater government role in markets and banks than at any time since the 1930s.

Administration officials committed to flood the financial system with as much as $2.5 trillion — $350 billion of that coming from the bailout fund and the rest from private investors and the Federal Reserve, making use of its ability to print money.

We compared the inflationary impact of this bailout with the deflationary impact of a 20% contraction in the $14 trillion economy.  This looks like a wash that could bring an economic balance at the cost of the US dollar’s parity to  other currencies.

We viewed how seasonality was at work. Over 30 years the Dow has frown 8.16%  overall but all of that growth and more (8.36% per annum average)  have come in in the months of November through April. The average annual growth per annum over thirty years in May  to October is only 0.37%.   In other words… history suggests that every day we move closer to May, the chances of a stock market correction in 2009 diminish.

We viewed the economic cycle and saw that we are reaching the phase of the economic cycle when we should be coming out of cash and bonds and into  shares as:

* Interest rates are down.

* There is a rush for liquidity.

* Employment is growing.

* Uncertainty is high.

multi-currecny-predictions

We looked at the fact that we have plenty of time… no hurry. We can wait and see.  We have time to choose and pick…  the best bargains and values.

We even looked at how the planets and full moon affect investors. There is a historic link in the general trend of world affairs and the the cycles of Jupiter and Saturn.    History suggests that when  these planets are in a good phase it is been auspicious for the world and vice verse.

The cycles of these planets are about 12 years and 30 years which ties into the market cycles we track.

The chart below shows the historical relationship.

We viewed this chart  from a Maharishi Vedic Astrology prediction by Siebelt Meyera in February 1997.

multi-currency-markets

The chart is a bit hard to see here so here is what it reads in the troughs:

1914 Start of WW I

1939 Start f WWII

1962 Cuban Crisis

1973 Yom Kippur War

1997 Economic meltdown in Asia

Since 1991, the cycle has been in their downward trends and reached its lowest in 1997 when Jupiter was debilitated, and in 1998 when Saturn will be debilitated. From 1999 onwards the value will slowly and reach a peak value again between 2012 and 2015.  This suggests a slow recovery over the next three years.

All of this confirmed that we should not expect a quick recovery and reconfirmed our recommendation to do nothing now. Maintain a defensive position and wait for opportunity to present itself.

We reviewed my personal portfolio to see how I am doing this.

Liquid Portfolio  Allocation

Cash  23%
Bonds  61%
Shares 16%

Liquid Portfolio Currency Allocation

Brazilian real              4%
Denmark kroner      33%
euro                            31%
British pound          10%
Turkey Lira                8%
US$                           14%

Total Asset Allocation

Cash  21%
Shares 2%
Emerging Shares .5%
Bonds 17.5%
Emerging Bonds  8%
Ecuador Real Estate 9%
US Agricultural Land 12%
Residential Property 10%
Commercial Property 20%

My Cash Currency Breakdown

USD   14%
GBP  4%
Norwegian kroner 1%
Swedish kroner 1%
Other 1%

My Shares

Bank of Florida  .5%
Jyske Bank  .5%
Turkey Equity Fund .5%
European Equity Fund 1%

My Bonds

Swedish Bond Fund  2%
Euro Bond Fund 4.5%
Danish Bond Fund 7%
ELF Aquitain  EUR 4.500% 23.03.2009  1.5%
Caisse D‚Amort Dette  EUR 12.07.2009  1.5%
Rabobank NL    CAD 4.250% 2009           1%

My Emerging Bonds

Hungary Gvt.    HUF 6.250%12.08.2009   1%
Hungary Gvt.    HUF 6.750%12.02.2013     1%
Emerging Market Bond fund  2.5%
European Investment BK TRY Bond  1.5%
Brazil    BRL  12.500% 05.01.2016          1%
China    EUR  1%

My US Real Estate

US Agricultural Land  12%
Residential Property  10%
Commercial Property 21%

My Ecuador Real Estate

Ecuador Andean residential 2%
Ecuador Coastal    5%
Ecuador Agricultural 2%

We also looked at the importance of investing in things we like.

We reviewed real estate investments in Cotacachi and on the Ecuador beach.

Delegates met Ecuador condo owners Bob & Barbara Humphrey. Here is Bob & Barbara at the Ecuador beach.

multi-currency-predictions

Bob & Barbara live in Telluride Colorado in the summer. Bob has retired from his diving business… flies his own plane and races cars (Shelby Cobra).  Barbara is a Feng Shui expert who lectures globally on this subject.

Like many of our readers Bob & Barbara have a condo both in Cotacachi and on the beach at Vistaazul Beach Condos.

We packed incredible amounts of information into three days but had fun as well.

There was plenty of time for delegates to talk and share what they learned.  Here are several delegates talking, US, Australian and Canadian.

multi-currency-predictions

Plus JGAM hosted a Valentine’s Day wine & cheese reception on Saturday night.

multi-currency-predictions

Andean musicians performed.

Multi-currency-predictions

There was Andean music… a Conga line began.

multi-currency-predictions

Andean dancers entertained.

multi-currency-predictions

There is an excellent organic vineyard and Swiss cheese factory near Cotacachi.  They are both for sale (the properties) and we are viewing them on today’s real estate tour.  For the party we just enjoyed the products, three excellent Swiss cheeses…

multi-currency-predictions

plus excellent wines.

multi-currency-predictions

The photographers in the group were having fun.

multi-currency-predictions

The youngest delegate was a bit bewildered.

multi-currency-predictions

Here is the key advice from that course.   Hold off. Wait. Do Not hurry. opportunities abound but we have plenty of time to pick them up. There could be another drop in May before a gradual recovery.  Invest with care… but invest with passion. Do things fulfilling as well as profitable. Enjoy the process as well as the end results.

Regards

Gary

Join us in Cotacachi and on Ecuador Coast in March.

Merri, our webmaster and I have created a new course on how to build a web business with a webmaster.  Here is a special offer on this new course.

You can enroll in this special course for $299. However if you sign up for our three courses in March 2009, I will send it to you free. You save $299.

March 8-9 Imbabura Real Estate Tour

March 10-15 Ecuador Import Export Expedition

March 16-19 Ecuador Coastal Real Estate Tour

Bob Shane will be at our March courses and will be available to provide health balancing.

Get our web based course FREE if you join us in Ecuador this February or March.

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two

Future 2009 courses

May 29-31  JGAM Global Asset Strategy Seminar

June 12-14 Shamanic Mingo Tour
June 16-17 Imbabura Real Estate Tour
June 18-21 Ecuador Coastal Real Estate Tour

July 3-6     Ecuador Import Export Expedition
July 8-9    Imbabura Real Estate Tour
July 10-13 Ecuador Coastal Real Estate Tour

July 24-26 IBEZ North Carolina

Sept. 17-21 Ecuador Spanish Course
Sept. 23-24 Imbabura Real Estate Tour
Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 9-11     IBEZ North Carolina

Oct. 21-24 Ecuador Import Export Expedition

Nov. 6-8    IBEZ Ecuador
Nov. 9-10 Imbabura Real Estate Tour
Nov. 11-14 Ecuador Coastal Real Estate Tour

Ecuador Travel Risk


An Ecuador travel risk is theft.  Blaine Watson just who just conducted our Beyond Logic course just sent this note.

Hey there guys. I miss Ecuador, sitting here in Seattle and it is cold and gray.  One delegate on her way back had her apple laptop, camera and cell phone stolen in the business center at the Radisson in Quito.   No help from the staff on that one. Maybe you should warn people that this kind of thing can happen anywhere and to keep an eye on things.

So be warned. In Ecuador, especially the major cities, pick pockets and thieves work even the major hotels. We have had delegates have purses, cameras and computers stolen from restaurants and other public areas in all the major hotels.

Ecuador tourist areas are a pickpocket risk…especially in Quito’s Marical Sucre area and in Otavalo market on Saturday.

However the good parts of Ecuador overwhelm this risk.

We do not have this problem here in Cotacachi but one must keep an eye on there goods anywhere. I have never been robbed in 14 years in Ecuador because I remain aware.  Yet I had all my Christmas shopping stolen in London, my home, just blocks form my house because I felt to secure.  The point?  There are bad guys out there everywhere… so take care.

There is so much good here that we receive many, many more raves like this below (rather than sad stories) from people who come to Ecuador.  A reader  just sent me this note.

Hi Gary:  As Ecuador Living subscribers we have relied on information from your newsletters to make our stay in Ecuador very satisfying.  I don’t know if you like receiving feedback on experiences your readers have had, but we felt we wanted to share some information about a hotel we stayed at in Cuenca. The hotel is called the hostal La Casona.  Up until 6 years ago it was the private hacienda of the owners.  They turned it into a three story hotel, while managing to preserve it’s charm and originality. (ie: original ceilings and crown moldings in the dining room).

The hotel is in a great location between the two rivers, and close to a mall, park, and the old city.  There is a wide variety of restaurants in the neighbourhood, and contrary to what we heard many were open on Sunday.  It is very secure and quiet there.  The rooms were of decent size, and our bathroom had a bathtub and shower.  Our adult daughter was with us, and she had a separate room. The total cost of the two rooms was $70 per night.  Compared to what other places are charging for inferior quality rooms, this is a steal!  We had good internet access and cable T.V.

The owners son, Patrice, lives on site and manages the place.  He speaks excellent English.  He has another fellow (Carlos) working the desk who also speaks some English.  We wanted to visit the ruins one day, and for $20 Carlos came on the bus with us and was our personal tour guide for the day.  Anything we wanted was met with prompt attention.  There is a dining room which serves a complimentary continental breakfast, and we had a lovely supper there one night.  We had three dinners, 2 soups and a bottle of wine for $33.  My daughter said the shrimp bisque was the best she has eaten.

As a lot of your readers come from North America they have certain standards they like to see in a hotel.  We were paying double the room rates in Guayaquil at an international chain hotel that couldn’t hold a candle to La Casona.  We hope if you are in Cuenca you will pay them a visit, and perhaps feel they deserve a mention in your newsletter. On the whole, we loved everything about Cuenca.  It is high on our list of possible retirement destinations.  Another myth dispelled…Cuenca is not COLD!  Especially if you are coming from Canada like we are.

We would also like to thank you for allowing us to rent your penthouse at San Clemente for a week.  We had a great time there, and we appreciate being able to stay in such a lovely room.  We are currently in Quito, and on Thursday we are heading to Cotacachi.  We will drop by your hotel, though.  Thanks again.  Betty Ann and Harold

There you have it. We have found that those who enjoy the most charm in Ecuador stay in the cozy small places to real get to know the people of Ecuador.

For example yesterday morning… on Valentine’s Day all our staff arrived at 6am. They had stayed up late making these flower arrangements.

ecuador-risk

Promptly at seven they went to every room and presented our guest with a boquet and a box of chocolates.  Our guests were overwhelmed. Here are four guests enjoying the flowers at breakfast.

ecuador-risk Merri and I were overwhelmed as well because we had not ask the staff to do this. The flowers… the chocolate… the early arrival were entirely their ideas.  This is the true, sweet nature of the people in Cotacachi1

Until next message may you be always blessed by sweet natures.

Gary

Join us in Cotacachi and on Ecuador Coast in March.

Merri, our webmaster and I have created a new course on how to build a web business with a webmaster.  Here is a special offer on this new course.

You can enroll in this special course for $299. However if you sign up for our three courses in March 2009, I will send it to you free. You save $299.

March 8-9 Imbabura Real Estate Tour

March 10-15 Ecuador Import Export Expedition

March 16-19 Ecuador Coastal Real Estate Tour

Bob Shane will be at our March courses and will be available to provide health balancing.

Get our web based course FREE if you join us in Ecuador this February or March.

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two

Future 2009 courses

May 29-31  JGAM Global Asset Strategy Seminar

June 12-14 Shamanic Mingo Tour
June 16-17 Imbabura Real Estate Tour
June 18-21 Ecuador Coastal Real Estate Tour

July 3-6     Ecuador Import Export Expedition
July 8-9    Imbabura Real Estate Tour
July 10-13 Ecuador Coastal Real Estate Tour

July 24-26 IBEZ North Carolina

Sept. 17-21 Ecuador Spanish Course
Sept. 23-24 Imbabura Real Estate Tour
Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 9-11     IBEZ North Carolina

Oct. 21-24 Ecuador Import Export Expedition

Nov. 6-8    IBEZ Ecuador
Nov. 9-10 Imbabura Real Estate Tour
Nov. 11-14 Ecuador Coastal Real Estate Tour

.





Ecuador Air Travel Warning


Here is an Ecuador air travel warning that really saddens me to write.

Let me explain why this is sad.

Blaine Watson just finished his Beyond Logic course on Vedic Astrology. We had a really great turn out… more than a full house here at the hotel.

Here is Blaine working with several delegates.

ecuador-travel-warning

Blaine’s course had more delegates than our international investing course. This does not surprise me because so many of our delegates have an interest in looking beyond the traditional health and wealth data.

We work hard to give them great experiences… introducing them to new nutritional and health as well as wealth ideas.

We take delegates for hikes around Cuicocha Crater Lake.

Plus we take them to Chachimbiro Volcanic thermal pools are near by.

This is a wonderful natural place where we can celebrate and immerse ourselves in the pure water of Ecuador .

Here we are enjoying the purest of Ecuador water with one of our groups as we soak for health and longevity in the Chachimbiro thermal springs.

ecuador-air-travel

The Ecuador water comes hot out of the mountains and has one of the most healing blends of minerals in the Americas. The Ecuador water is super hot at the top, about 120 degrees.

Plus we send them to the wonderful Relais & Chateaux La Mirage Spa.

Ecuador-air-travel

One benefit to our course is that we have a close proximity to the wonderful Cotacachi market (five minute walk).  Here one can buy incredible vegetables. Those huge cabbages are between 50 cents and a dollar. You can buy more of those perfectly vine ripened tomatoes than you can eat for a greenback.

The fruit is outstanding as well. This is why Ecuador real estate for sale offers such great value.

We look at the wonderful herbs and spices there… star anise…

Ecuador-air-travel-warning

Cloves…

Ecuador-air-travel-warning

Sweet Pepper (black cardamom)

Ecuador-air-travel-warning

Cumin

Ecuador-air-travel-warning

Achiote

Ecuador-air-travel-warning

We provide them with recipes for purifying teas we learned from a Shaman who lived high in the Andes. Though the village where he lived had no running water, the locals always glowed and their skin looked fresh and clean. I questioned their secret and this is what they said. This cleansing is delightful and works inside and out!

Take six packets of chamomile tea, six long cinnamon sticks and a handful of black cardamom (the sweet pepper shown above). Boil them thoroughly in a couple quarts of water. Set aside a cup or two to drink. Dilute the balance in three to five gallons of water as hot as you can stand. Get in a bathtub or shower. Sit in a meditative pose, relax and slowly ladle cup after cup over your head and entire body. When through, do not rinse or towel dry. Let your hair and body dry naturally. You’ll feel clean with a warm glow, smell like apple pie and your skin and hair will shine!

Enjoy drinking the tea as much and often as you like. This is a sweet, gentle secret that you can enjoy anytime, anywhere.

We even show delegates  how to gain health benefits with indigenous music.  Here are a group of singers at the market.

ecuador-travel-warning

We serve healthy coffee breaks. Here are the pulped fresh coconut balls with hand dipped organic chocolate that our maitre d  Eduardo creates and serves with strawberries and gooseberries.

Ecuador-air-travel-warning

In short we do a lot to fill our clients’ desires for better health…including serving up an good vegetarian menu for our vegetarian delegates.

So here is the Ecuador travel warning. American Airlines does not serve vegetarian meals from Quito.

Blaine Watson is a vegetarian and when we called American Airlines to book his vegetarian meals from Quito back… even though he had a first class ticket… the reply was … sorry. No meal choice from Quito.   We even called the US offices of American Airlines… to no avail.

This is sad… even sadder is the fact that American business… once the leader of capitalism and caring… no longer cares enough… to serve its clients who cannot eat meat… even on first class flights.  This is a long flight.

Next time you travel to Ecuador… if you desire a special meal… check in advance.  American won’t help you… unless maybe people make a fuss.

I prefer LAN and Delta anyway… but I’ll check there as well to make sure that such bad service is not catching.

Until next message, may your choices wherever you are be good.

Gary

Join us in Cotacachi and on Ecuador Coast in March.

Merri, our webmaster and I have created a new course on how to build a web business with a webmaster.  Here is a special offer on this new course.

You can enroll in this special course for $299. However if you sign up for our three courses in March 2009, I will send it to you free. You save $299.

March 8-9 Imbabura Real Estate Tour

March 10-15 Ecuador Import Export Expedition

March 16-19 Ecuador Coastal Real Estate Tour

Bob Shane will be at our March courses and will be available to provide health balancing.

Get our web based course FREE if you join us in Ecuador this February or March.

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two

Future 2009 courses

May 29-31  JGAM Global Asset Strategy Seminar

June 12-14 Shamanic Mingo Tour
June 16-17 Imbabura Real Estate Tour
June 18-21 Ecuador Coastal Real Estate Tour

July 3-6     Ecuador Import Export Expedition
July 8-9    Imbabura Real Estate Tour
July 10-13 Ecuador Coastal Real Estate Tour

July 24-26 IBEZ North Carolina

Sept. 17-21 Ecuador Spanish Course
Sept. 23-24 Imbabura Real Estate Tour
Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 9-11     IBEZ North Carolina

Oct. 21-24 Ecuador Import Export Expedition

Nov. 6-8    IBEZ Ecuador
Nov. 9-10 Imbabura Real Estate Tour
Nov. 11-14 Ecuador Coastal Real Estate Tour

.

Ecuador Beach Condo Rental


We have Ecuador beach rental units for as low as $500 a week.

This is for first class apartments in one of the top hotels directly on one of the best the beaches in Ecuador with full facilities, pool, tennis, spa, broadband and an English speaking staff etc.

Here they are.   This shot from our penthouse in the hotel.

Ecuador-beach-condo-rental

These condos are not exactly on the beach.  They are 133 steps (I walked it off myself) from the hotel… less than two minutes walk to this exact spot.

Ecuador-beach-condo-rental

These are very nice 2 bedroom, 2.5 bathroom units.  Views are good. Here is our last real estate tour on the roof garden.

Ecuador-beach-condo-rental

A sunset I shot at the condo’s roof top garden.

Ecuador-beach-condo-rental

The 1,200 square feet includes a living room…

Ecuador-beach-condo-rental

dining area…

Ecuador-beach-condo-rental

and full kitchen down stairs.

Ecuador-beach-condo-rental

There are two and a half baths plus two bedrooms on the second floor.  The second bedroom is small, but…

Ecuador-beach-condo-rental the master bedroom is spacious with a comfortable king size bed and ocean view.

Ecuador-beach-condo-rental

These furnished units rent $200 per night or $500 week.

Where can you rent on an exclusive, empty beach with warm water at rates like that?

Prices are about 10 times what we were paying when we came here ten years ago but they are still much much less than they are they are in north America… even with the real estate crash.

Brand new 2 bedroom condos are $79,000 on this clean empty beach.

Ecuador-beach-condo-rental

with water so warm you can enjoy the surf all day long… as I do!

Ecuador-beach-condo-rental

This is a property with a full facility club house. here are guests at our last real estate tour enjoying the warm coastal evening.

Ecuador-beach-condo-rental

A similar condo in Naples Florida, where we used to live, even today, would be ten times this or more.

If you wish to come and look for bargains. they are here.

We saw these brand new condos at $18,000.

Ecuador-beach-condo-rental

They are nice inside also.

Ecuador-beach-condo-rental

Yet having brought over 3,000 delegates to Ecuador we know what they want and in the last year no delegates has purchased on of these  low cost units.

We have clients come from all over the world, Thailand, Mexico, Uruguay, Panama and they all say the same. “Ecuador property prices are much lower”.  You will find few places of this quality on this type of location with prices this low.

Our premium service is called Ecuador Living … not Ecuador real estate.  While a large part of our service looks at Ecuador property, our real service is sharing 14 years experience of living in Ecuador. This year will be our 41st  year of living, investing and doing business abroad… so we really are quite experienced.  We have learned from thousands of dealings what most readers desire… so we can help the occasional reader look for the bargains… but we know what most readers will actually buy or rent  and we work hard to find it and make it easy for readers to own or rent.

In the case of Vistazul we were lucky to have a developer who listened to our suggestions and created an ideal place for our readers to call home on Ecuador’s beach.

We gain great delight seeing a community forming here and over the next week will share stories of some of the residents who are moving in.

Gary

Join us in Cotacachi and on Ecuador Coast in March.

Merri, our webmaster and I have created a new course on how to build a web business with a webmaster.  Here is a special offer on this new course.

You can enroll in this special course for $299. However if you sign up for our three courses in March 2009, I will send it to you free. You save $299.

March 8-9 Imbabura Real Estate Tour

March 10-15 Ecuador Import Export Expedition

March 16-19 Ecuador Coastal Real Estate Tour

Bob Shane will be at our March courses and will be available to provide health balancing.

Get our web based course FREE if you join us in Ecuador this February or March.

Attend any two Ecuador courses or tours in a calendar month…$949 for one.  $1,349 for two

Attend any three Ecuador courses or tours in a calendar month…$1,199 for one.  $1,799 for two

Future 2009 courses

May 29-31  JGAM Global Asset Strategy Seminar

June 12-14 Shamanic Mingo Tour
June 16-17 Imbabura Real Estate Tour
June 18-21 Ecuador Coastal Real Estate Tour

July 3-6     Ecuador Import Export Expedition
July 8-9    Imbabura Real Estate Tour
July 10-13 Ecuador Coastal Real Estate Tour

July 24-26 IBEZ North Carolina

Sept. 17-21 Ecuador Spanish Course
Sept. 23-24 Imbabura Real Estate Tour
Sept. 25-28 Ecuador Coastal Real Estate Tour

Oct. 9-11     IBEZ North Carolina

Oct. 21-24 Ecuador Import Export Expedition

Nov. 6-8    IBEZ Ecuador
Nov. 9-10 Imbabura Real Estate Tour
Nov. 11-14 Ecuador Coastal Real Estate Tour