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New Global Business Opportunity

Live free and well with seven international micro business secrets

To see who was the expert on international micro businesses, last night (Sunday November 21, 2010) I Goggled the phrase International Micro Business.

Guess who?


See below… 11 global income experiences that can set you free and how to attend our latest International Business seminar online…  Free.

Last year when one of the largest business publishers in the world agreed to publish my course International Business Made EZ (IBEZ), before the agreement went into effect, I made a special offer that saved readers $598.

Now I am delighted to make an even better offer… for an even bigger reason.

The bigger reason is that another (even bigger) publisher has offered to expand our “Self Fulfilled – How to be a Self Publisher” course.  One of the heads of the company recently sent Merri and me this note.

“Hi Gary and Merri,  Thank you so much for your hospitality and generosity during our stay.  I had a wonderful time and it was so great to finally meet you both in person.  It’s funny when you know so much about someone to actually get the chance to sit down face to face.  And it was even better than I’d imagined!

I’m really looking forward to enhancing the program “formerly known as Self Fulfilled – How to Self-publish.”   I will be in touch soon with more details.  Have a wonderful rest of your week,

So here we go again… before that agreement takes place… I can afford to offer a very special deal in fact much more than last year because our International Business Made EZ seminars are now available in audio files.

I explain this special offer in great detail below.

First to save time for many… let me give you the offer in condensed form.

Here are the facts.

#1: Our online course International Business Made EZ is normally available for $299.

#2: The audio portion of the October seminar is now available so you can listen to it on your computer or in your car. You can normally order this audio seminar now for $299.

#3: Our course International Business Made EZ was conducted in October 2010 and will be updated and conducted three times in 2011.  You can normally enroll in any one of these courses for $499.

#4: Our course “Self Fulfilled – How to be a Self Publisher” is also available online, normally for $299.

Here is the special offer.

If you enroll in any of our three 2011 International Business Made EZ seminars,

Feb. 12-13, 2011 – Mt. Dora, Florida.

June 25-26, 2011  –  Jefferson, North Carolina.

Oct. 8-9, 2011 – Jefferson, North Carolina.

I will email you International Business Made EZ (normally $299) Self Fulfilled (normally $299) and the audio October 2010 International Business Made EZ seminar (normally $299  FREE. You save $897!

Each of the 2011 seminars will update the business ideas contained in the information you learn now.

You receive $1,396 of courses for $499.

To enroll ($499 single, $749 for two) click here.

Even better join the International Club ($1,500) attend eight 2011 courses free and/or receive them in audio files online.  Save $3,482,  Click here.

Each of the 2011 seminars will update the business ideas contained in the information you learn now.

You receive $1,396 of courses for $499.

Here is how IBEZ can help you gain tax reduced income, fulfillment and freedom as you live wherever you choose.

I began my international business 43 years ago (as of May 2011) and have been creating and running international micro businesses since.

During that time Merri and I have been able to live, work and earn all over the world… literally anywhere we wanted because of seven secrets we gained which we share here with you.

We’ll also share 11 of the global earning experiences we have enjoyed that helped us make millions with many international micro businesses over these past 43 years… such as with British Lordships.


Global Earning Experience #1: Lepers. Merri started her international business in her 20s (long before she knew me) importing Italian clocks to the USA. This earned so much ($80,000 in the first year) that she created other micro businesses helping 0rphans in the Yucatan and Haitian lepers (at the Albert Schweitzer Hospital) produce crafts she sold for them in the USA.

Excellent income ($80,000 in the 1970s was a lot of cash)…  incredible contacts… working with Dr. Larimer and Gwen Mellon who created the Albert Schweitzer Hospital in Haiti… and enormous satisfaction. Merri still cries 30 years later when she tries to speak of the gratitude of the lepers and her time in Haiti.

Plus she gained lessons that allowed her to live and earn… in many places and many ways.

Then we got together.

Global Earning Experience #2:  Lords. Another of Merri’s ideas (in the mid 1980s) was to broker British titles to wealthy Americans.  We made a ton from that… even gained 15 minutes of fame when Gary Trudeau learned about this business and immortalized it by having B.D. Zonker buy a title!  See above.

What fun… profitable, plus stimulating, meeting and working with the Blue Bloods of Britain… visiting their castles… invited to their events and affairs.


Global Earning Experience #3: Lumber Sustainability. Here is one of the headwaters on our farm… that eventually feeds into the Mississippi River and Gulf of Mexico.  We have a sustainable logging business that employs people in low income areas who cut old and dead trees to improve forests, protect the watershed and bring back wood craft traditions and mill the wood by hand.

Global Earning Experience #4: Hospitality. Here’s a hotel we own and operate in Ecuador, another one of our international micro businesses… an inn… just 15 rooms, but we created a foundation and gave to the hotel the task of creating profits to help educate children from poor families in our Andean area.  The inn is doing well and how gratifying that is!


Having a variety of places to live is part of one of the secrets on how to earn more, have a better life with more fun, adventure and greater freedom.


Global Earning Experience #5: Loans. Here I am at our Florida home consulting with Danish bankers about multi currency financing international businesses.

Global Earning Experience #6: Exporting. Here I am at the Florida house showing clients how to import…


these hand tailored, made to order, high quality wool suits into the US from Ecuador for as little as $135 .

The secrets we’ll share below are not about how to buy suits though.  The secrets show ways to make money marketing and much much more…. globally.

Global Earning Experience #7:  Green Produce. For example at our Florida home we have this orange grove and we are…


are the first to test new organic ways to make citrus farming better for the environment and the consumer.  We have been leaders in encouraging these ideas to be tested in Mexico, Ecuador and numerous other countries as well.

Global Earning Experience #8:  Education. Here we are conducting tours in Ecuador about organic farming.  One of our international businesses is based on agriculture use of bio degradable solutions like the one we use in the orchard above.


In addition to our Ecuador hacienda, North Carolina and Florida homes… we also have other homes in Ecuador.

I also wish to assure you, that with all of our businesses and homes and we personally are debt free.  The secrets we share below show how to earn and save enough so you can be free of debt.

Global Earning Experience #9: Property. We have conducted real estate tours all over the world.  Here is a group on one of the tours we conducted on the…


Ecuadorian coast.


Merri in her Panama hat leading an Ecuador coastal tour.

We have helped our clients find real estate in London… Switzerland… Isle of Man… Dominican Republic… Belize… Mexico as well as Ecuador.

Talk about adventure… we took a group to look at Belize real estate 20+ years ago… very primitive and exciting!

Global Earning Experience #10: Real Estate Finance: These condos belonged …

ecuador micro business

to this Andean Indigenous builder.  He needed financing when he started the project so we created a global micro business to help him successfully find finance to finish the project.


Global Earning Experience #11:  Green Fair Trade Flowers. One of our international businesses has been to ship environmentally correct fair trade roses around the world. Here are a couple hundred of these roses in our North Carolina kitchen waiting for me to arrange and display them.

This has been an especially gratifying business as we have been able to donate the proceeds to help rebuild an Ecuadorian school for these children.


These are just a few of the business experiences that can help you have the freedom to earn globally.

These experiences are shared in our emailed correspondence course, International Business Made EZ.  This course helps you learn how to earn and live wherever you choose!

The course teaches a system based on seven secrets so powerful that it creates money for you regardless of where you are:  in town, out of the country, traveling or even in places as remote as we live.

These secrets have worked for us in real estate… titles… tours… agriculture… clothing… hospitality… alternative health,  spirituality… printing, publishing and art businesses for Merri and me all over the world.

I searched for these elusive secrets of opportunity for over twenty years, looking for a way to gain incredible, outlandish, unbelievable profit potential.

I finally found them and after years of proof, can now share with you. The opportunity I sought had to be enormously profitable yet also safe.  It had to work in good times and bad and had to be flexible so it could evolve as times changed.

These were not the only standards. I wanted to find unbelievable profit and high safety and freedom but also wanted this incredible investment to offer the ultimate tax shelter, something so perfect it would not be even a little bit questionable with the tax man. It had to be so tax foolproof that Congress would never change it. I wanted a tax shelter so good that it would be encouraged by the government!

I feared deep down inside that what I wanted was impossible. Nevertheless, I scoured the world for over twenty years looking for it. I looked in Japan, Hong Kong, Korea, Thailand, Indonesia and the Philippines. But I didn’t find it in Asia. I went to the Middle East and searched all over Europe… all across the USA and Latin America.  I hardly missed a country. After twenty years and millions of miles, I guess I gave up.  Only then (as these things so often happen) was it that I found the best opportunity in the world.

This opportunity was not only perfect but I discovered that it was wherever I wanted it to be, in my own back yard, in Florida and our remote home in the High Country of North Carolina and our even the more remote cloud forests in Ecuador.

Merri and I have created a special system that makes it possible for you to enjoy extra income with this opportunity. You can gain full or part time and enjoy excellent profits as you have fun and do something good in the world.

My search stumbled on the fact that most millionaires make their money in business. This discovery led to a study of rich businesses, ones that generate everlasting wealth. Here are five of seven secrets I learned about these businesses:

Secret #1: They must enjoy the multiple effect. A product once created must produce profits again and again, almost on a never-ending basis. Each investment made needs to make huge returns.

Secret #2: They need to be greater than their owner’s time. They must produce income even when the owner doesn’t put in day-to-day effort. You may already be wealthy or earning a high income. You may not even need another business or extra income, but some day you might. One surgeon explained it this way. “I am making a fortune because peoples’ lives are in my hands. Once my hands are no longer steady, my income stops. My entire financial well being will then be in someone else’s hands!”

Secret #3: These money making systems should be enjoyable and fun! Sadly most people make money for the sake of making money. Many spend their lives working, just to have a few precious hours having fun. The most important fact I learned about making and keeping wealth was that those who were richest absolutely loved what they were doing! Money was of secondary importance to their effort. And as things are, this means they actually ended up making more money!

Secret #4: These money making systems need to be flexible. No matter what the economy brings, your ability to make money should work regardless of inflation, recession or even depression.

Secret #5: These businesses usually start small, but grow quite large. I learned that good money systems work for large or for small amounts and can be operated on either a full or part time basis. Most businesses start with a learning curve. During that time it is essential they are small. Once the lessons have been learned and the system is operating properly, then it needs to grow for larger and larger returns.

These secrets created a fantastic way to make money with my own international business doing what I love!  Now you too can make a fortune by turning your passion into profit.

Before discovering these secrets I had a business but to be honest could never get ahead. I was almost penniless, in debt and living from month to month, check to check. Then I discovered these seven secrets…and how to apply them around the world.

Since then our international micro businesses have brought in millions. We gained all the physical possessions we desired, plus more than enough money in the bank.

We do not have one penny of debt and we have leisure time… though when you love your business… why not work?

This is most important, we have fun and feel that we do something beyond just making money every day! Merri and I do what we love and have learned that through our global business we can accomplish far more important goals, gain self fulfillment and be of service to our community. In short we can help make ourselves and the world a better place.

Among our greatest thrills is being able to help others through foundations we have started that help the environment and the poor.

More importantly we have the freedom to do all this from our many locations (some are very remote) that we really enjoy.

You too can have the freedom to do what you love from any place you like, even operating (actually preferably) from your bedroom if you wish.

What do you love? Rare cars? You can make a fortune creating a business around them. Do you prefer fine art? Or do you love beautiful jewelry, coins, gems, real estate, furs, model railways, dolls, scientific equipment, war memorabilia, old and rare books, or whatever? Do you prefer social subjects rather than objects?

Are you concerned with the environment or humanitarian problems, with crimes, war or poverty?  Would you like to help wipe these social problems out in the course of your business?

Are you a golfer? Do you love to travel? Why not make all kinds of money in a global business related to golf?

Would you like to help the world be a more spiritual place, help people get along better together? You can do something good for the world, increase your income and live wherever you please in the process!

Whatever your passion you can learn how to make a fortune by creating an international micro business around it. You can be international if you love to travel or not. Regardless of your skills and position there is some approach that will work for you.

Take fishing, for example. Millions of people love fishing. Here are just a few of many ways that others have profitably matched this passion with profit. Two of my friends, John and Lou, grew up near me in the Oregon mountains. They were outdoor adventure types and moved to Canada, where they homesteaded 1,200 acres on a trout-filled lake in mid British Columbia. They built a fishing camp that attracts fisherman from around the world.

Duncan Kinderman on the other hand loved fishing and castles. He bought a castle on the River Tay, a great Scottish salmon river, and offered time shares for fisherman from Britain, Europe and the US.

Another entrepreneur I know was from Montana. His skills were in marketing so he sold fishing trips for fishing camps. He attended rod and gun exhibitions, met owners of these camps and arranged to sell their fishing trips to the US, Argentina and even in Russia to fisherman around the world.

Ralph Kylloe on the other hand loved fishing and photography so he created the book, “Fishing Camps”, which was published by Gibbs Smith publisher. This allowed Ralph to travel across the country enjoying fishing camps as he photographed and wrote.

Steve Ambrose, another friend of ours, had family commitments at home so he set up a bass fishing business in Florida that served Americans, Germans, Canadian, Dutch and Belgians. Later as his children grew, he used his client base to arrange fishing trips in Argentina.

Each of these people had provincial backgrounds and differed in age, situation and skills. Their common link, the love of fishing, led each to a global micro business. Each was able to blend a unique nature and set of skills to develop a global business that surrounded them with fun, like minded fishing souls.

Also, imagine what an international business means to your world travel. Every trip you take can be tax deductible! You can honestly write off every trip that is related to your business. Every journey becomes a research oriented adventure and a TAX DEDUCTIBLE EVENT.

As a real international business person, you’ll have one of the most respected and tax protected businesses in the country. Every country needs to do business abroad, and most governments have created many programs to encourage their citizens to do business overseas. Many of those benefits come in the form of reduced tax! Other benefits come in the form of legal protection and even subsidies and grants.

There is such an abundance of opportunity that Merri and I have created an entire system to help you have your own international business. This system is unique because Merri and I are unique.

We started our global business together. Since we’re almost recluses, we decided to do the whole business by ourselves… thus we create micro businesses that do not require large staffs.

We began working at home. Today, though we have tens of thousands of buyers and have made millions, we still work at home on our remote farms and employ only a few people to help.

You can do the same with a system contained in an electronic correspondence course called International Business Made EZ.  The course reveals all you need to know about how to start and run your own global business all by yourself. It answers your questions and gets your business started!

Thousands have profited from this course which we just updated in its fifth edition.

For example, Ben, an investor from Pennsylvania used International Business Made EZ and wrote:

“Jam packed with vital information. My head is spinning. Thank goodness this is all backed up by your manual. This is a true and cherished gift. Your tips on low cost business are a blessing! Thank you once again for an outstanding course. The value far exceeds the price.”

In just a week, you can be well on your way to income and freedom to live wherever you choose! International Business Made EZ shows you how to take advantage of the five secrets mentioned above and the remaining two secrets below:

Secret #6: Look for ways to gain 1,000% returns in business. The wealthiest families in the world today come from global businesses. Learn how margins can be so incredible that few would believe them. Learn how to use stories to make huge shifts in the value of products. Take for example our friend Earl who is a dog trainer. On a trip to Ecuador clay whistles in the market place were for sale at .35 cents each. By calling them dog whistles Earl was able to sell them at $9.95,  a whopping 2,700% mark up!

Secret #7: Create and market your product everywhere using niche marketing. There are 11 steps to create the perfect product. You learn them with International Business Made EZ. Understand how to review ideas, test focus, aim at markets. Learn where and how to get your data and get others to provide your marketing material for you almost FREE.

Learning how to market is the key to successful business. Knowing how to turn pennies into dollars is good marketing focus. International Business Made EZ gives you this winning marketing knowledge.

You’ll learn how to turn advertising dollars into a fortune. You’ll learn how to create your own ads and when to use the internet… search engines… pay per click… classifieds, space ads, direct mail or word of mouth… even flea markets and roadside stands in some cases.

See how to build a PR list and social business network on the World Wide Web to gain thousands of dollars in free publicity. I even share my most secret results on my marketing so you will know why sometimes you sell more units of a product at $49 instead of $29.

Learn how one couple used ads about retirement to supplement their retirement income and received free trips all over the world.

Learn how we have made money over the Internet (specific details, specific experiences, hard earned knowledge over the last 13 years!)  With an inexpensive computer you can easily run a business from home and still have tons of time left over- even if you are computer challenged. Merri and I have certainly proven this. We were one of the first out there with a successful website and still rank high today even with millions of competitors. The secrets in the course include a step-by-step approach.

Merri and I with our webmaster, David Cross, were leaders in beginning internet micros businesses and have sold millions over the web.  You gain ways to earn global income over the net from that experience as well.

At www.garyascott.com our daily emailed messages are sent to over 20,o00 readers every day and the site has been ranked among the top 16,000 web sites (out of over 100 million sites) in America, top 8,000 in Canada and top 500 in Ecuador.  IBEZ explains secrets so you can do the same… earn more as others seem to earn less.

You learn the income producing power of defined focus and immediate repetition to get good search engine rankings and sales.

Here is an example when I worked on the phrase “Ecuador Tickets”… to help sell Ecuador tours.

This was a competitive phrase at Google with 108 millions rankings.

Google put me on the first page (#10) for the phrase “Tickets in Ecuador”


You can earn successfully while living anywhere because people of all ages are doing this. Technology wiped out any disadvantages of age and gender. A USA Today article entitled “The new entrepreneurs: Americans over 50” explains that older business people often start one person ventures in home offices using technology that did not exist a few years ago. The article gave an example of Franny Martin who launched a cookie company at age 56 and said she expected $500,000 revenue in 2005. Yet her web site which attracts cookie customers from around the world cost only $3,000 to build.

International Business Made EZ is arranged in an easy to understand style. Everything is explained in vivid detail. We share all, how we have done it ourselves. The course is full of business ideas and case studies based on our 43 years of experience.

The course gives names, resources and addresses of contacts in marketing, printing, plus attorneys, accountants, Internet whiz kids who can give help. This is not theoretical. It describes on a step-by-step basis, how Merri and I built a multi-million dollar international micro business in just 7 years and how you can do the same.

Terry T., a friend and attorney from Germany took the course and enjoyed this fact when he stated, “What I like most is that it is a nuts and bolts course-not pie in the sky.”

We have even helped clients learn how to earn in art by creating artistic business cards and professional printing.


These efforts have also been especially enjoyable as they also support the painter Monteros (below) and several other starving artists in Otavalo Ecuador.


The course includes information on:

*How to Gain Total Security. Learn how and why the global economy makes employment riskier because change is no longer an option. See ways to become and agent of and profiteer from change never a victim of change.

*How to Perfect a Lifestyle. Living as you choose is important because life is short. Fortunately matching what you love with what you do in business actually increases profits.

George K an MD from California confirmed this when he wrote: “Your course helped me to crystallize and clarify ideas I’ve been considering that relate to my interests in writing, travel and ecology. They showed ways to combine them in a personally engaging and potentially profitable way. I especially appreciated the practical advice on organizing and marketing-turning ideas into products that sell and make a profit.”

* How to Choose the Best Legal Structure. How to use Non-Controlled Corporations. How to gain freedom, asset protection and privilege.

A retired railway executive from Michigan picked up on this aspect and said, “Your course opened my eyes to the merits, profits, and prestige of becoming an international businessman, particularly the idea of doing business in Canada for distribution in the U.S. (for total tax protection).”

* How to Market your Product. Learn truths that rule the market place. Gain knowledge on subjects like….How to Make the Truth Exciting. Create your own Sales Story. How to Deal With Cultural Differences. How to Build Global Lists and Use International PR. How to Spot the National Psyche and Quadruple Profits With Multimedia Marketing. How to Choose Businesses as Pioneers or as Settlers.

Tom K.,an engineer from Ohio, cashed in on this idea and wrote, “Basically, I learned the selling and marketing implications. The course is absolutely worth the price!”

* How to Obtain What You Need from the Net. How to Use the Web to Reach your Market. How to develop your site, target your market and start getting visits. The top ten Internet tips to use, the top ten traps to avoid, and many other lessons our Webmaster has used in his 13 years on the net. This system is so simple anyone can use it.

“Thank you for taking the mystery out of business and bringing it down to the ham and eggs level.” L – Chiropractor – Oklahoma”

* The Importance of Business Evolution. It is vital to success and fulfillment that your business has balance and grows in harmony.

Rachel B, a housewife from Washington, enjoyed learning this fact and told us, “The idea of starting at the lowest cost level was terrific.”

* How to Set up your Banking Structure. Take Advantage of International Treaties. Learn all you’ll need about the financial end: How to control inventory, keep overheads down, check ad results, get 30 day free credit and stay on top of your business. Learn 11 hazards to avoid and tricks to stay profitable without a daily accountant.

International Business Made EZ contains all these secrets and more.

One delegate, Ted T. a publisher from California said, “Your course is outstanding! Just two hours of study alone were worth more than the price.”

While Kelly, a business woman from Atlanta, exclaimed, “It was great going through your steps, being 100% honest without fear of giving trade secrets since you have paid the price (to gain this knowledge).”

Who is helped by International Business Made EZ?

This correspondence course is for those who would like their own international business for fun and profit. The course also helps business people, brokers and professionals, insurance agents and marketers who want to enhance their existing business or build a second source of income.

Business people or professionals who want to add an extra profit center to their business or who want to change their business entirely will benefit. Those who want more control over their career can profit. Plus those who love global travel and want to turn their trips into profitable tax deductions!

Your tax savings in a year can be worth ten, twenty even 100 times the cost of International Business Made EZ.

Even older entrepreneurs are taking advantage of technology. One of our friends and clients, Mickey E., a 72 year old real estate broker, began a small global business. With just a computer and internet, she created publications that attracted English real estate buyers. This allowed her to become a top sales person in the biggest real estate firm (selling over a billion dollars of real estate a year) in town and then build a business in Ecuador after the US real estate market collapsed.

If you want fun, freedom, extra income and fulfillment with your own full or part time international business, or want to build your existing business, you can profit by International Business Made EZ!

This course is also for couples who want their own business or who want to have a business together or a family business.

This is the perfect course for those who can no longer find employment, who are looking for ways to earn abroad and who wish to retire and supplement their income.

An employed couple from New York wrote, “We found the course interesting and informative. We were inspired to start work on an international project. When we came down, we had no idea on what to do.”

There is nowhere else to gain such a unique network of information and help. The contacts are well worth more than the course alone. We have a successful international business with over 20,000  readers in 82 countries so you gain practical current business contacts that are active now.

Are you interested in a global micro business? It can be small and part time mainly to gain prestige, fun and tax benefits. It can be full fledged and rake in thousands a day. If so, International Business Made EZ is an absolute bargain. Our goal and guarantee is that you will be able to start and run your own global micro business.

If you are not fully satisfied in any way, just tell us and we’ll send you a 100% full refund with no questions asked.

Whether you are retired, an investor, chiropractor, doctor, dentist, professional or already own your own business, this offers another way to make money, to turn your passion into profit. We guarantee that we have shared all we know to help you start and run your own international business. Enjoy and live a life of following your Passion to Profit….through an International Business.

Your Friend,

Gary Scott

“The course gave me insight on what to do with widening my client base.” M – Real Estate Broker – Florida

“The course helped me in several ways. #1: To realize that it is not only OK but preferable to start small. #2: I feel I have a workable program to have my own newsletter-my own passion!” T B – Professional, Washington

“The course fulfilled all my expectations providing all the details necessary to start a business from creating the idea, through marketing including the systems necessary to implement our ideas.” B C – Chiropractor – California

“The first thing that strikes you when you start this course is how quickly and simply Gary cuts through many of the common misunderstandings about doing business internationally. In fact anyone with even a small local business could learn a wealth of practical marketing and sales strategies and tips through International Business Made EZ.”

So simple even my Mom can use it.

International Business Made EZ is designed to make international business so easy that even my Mom, when she was a retired 76 year old grandmother, could participate. (She learned how to turn her doll collecting hobby into a real international business which adds zest in her life and turns her hobby into a tax deductible expense.) Yet the program is so comprehensive even sophisticated business people will gain. International Business Made EZ has been accepted by many US State Boards of Continuing Education for attorneys and CPAs.

More Comments from Readers

“I completed International Business Made EZ in a (long!) weekend and – unlike many business books and courses – I didn’t fall asleep whilst reading it! I found it helpful to refer back to whilst I put my business ideas into action and the business and banking contacts in the course were worth their weight in gold.”

“There is a lot of rubbish written about business and ‘get rich quick schemes’ and I seem to receive some sort of junk mail or spam e-mail most days trying to sell me a ‘get rich quick’ idea, but I found Gary’s course genuinely different.”

“Firstly, the International Business Made EZ course is written by someone who has tried and proven his international business and then chose to share those practical examples in a course rather than as ‘pie-in-the-sky theory’. Secondly, although the course would show even hard-nosed, skeptical business people a few things about doing business internationally, it is written in a completely unassuming and open way and this makes it easy for anyone to gain maximum benefit in the minimum amount of time from the course.”

International Business Made EZ contains fifteen lessons. This electronic International Business Made EZ costs $299. You gain incredible education and the importance of the knowledge for you and your family’s wealth. The course is so complete Merri and I extend our “no fooling around-complete satisfaction guarantee.”

Here is the special offer.

If you enroll in any of our three 2011 International Business Made EZ seminars,

Feb. 12-13, 2011 – Mt. Dora Florida.

June 25-26, 2011  –  Jefferson North Carolina.

Oct. 8-9, 2011 – Jefferson North Carolina.

I will email you International Business Made EZ (normally $299) Self Fulfilled (normally $299) and the audio October 2010 International Business Made EZ seminar (normally $299)…  all immediately and FREE. You save $897!

Each of the 2011 seminars will update the business ideas contained in the information you learn now.

You receive $1,396 of courses for $499.

To enroll ($499 single, $749 for two) click here.

Even better join the International Club ($1,500) attend eight 2011 courses free or receive them in audio files online.  Save $3,482,  Click here.

If you are not fully satisfied that this offers you enormous value simply email us for a full refund within 30 days of enrollment. You can keep all three courses as our thanks for giving our courses a try.

Does that sound fair enough?

There has never been a time when the opportunity for small businesses abroad has been so outstanding. Expand your borders now! Increase your economic security freedom, independence and success. Order now!

Micro Business Risk

I never had the luxury of worrying about a micro business risk.


Here I am with my first Hong Kong sales team… circa 1972… well on my way to being completely… totally and utterly broke!

See how to get a 50 minute Video Workshop “How to Start Your Own Internet Business” presented by my webmaster David Cross, FREE below.

This lesson was written by our webmaster David Cross.


David has been our webmaster since our site began over a decade ago and was also chief internet consultant to some of the largest internet marketing companies in the world.

First, let me share a note that a reader recently sent me about one of our articles on investing.


My reply was… “Money helps yes…but service, time and energy work well also”.

There was a time that if I had the luxury of a $1,000 a month income… I would have felt in heaven!  I did not have that luxury.
I had the luxury of poverty instead.

Our positions in life… regardless of what they are.   That we cannot change.  What we can change is who we feel about it.   Eliminate excuses… forget reasons why our position holds us back.  End the blame of any outside source.   Instead what we can do is assess our situation and move forward from there.

My international business career began in the late 1960s at age of 21. I joined a hot new international mutual fund company running their Asian office from Hong Kong.  Being one of the first to join I was given a generous stock option and watched it make me a paper millionaire at age 24. (And a million dollars was worth a lot in the 70s!)

Then Wall Street sank, the offshore mutual fund industry exploded and just as I turned 25, I was broke.  The shares in my stock option were worthless paper.

That day I was jogging along Bowen Road, in the mid-levels of Hong Kong.


Bowen Road Hong Kong

This narrow stream of pavement flows through the middle of a thick boscage that looms above one of the richest and most crowded cities in the world.  A low rumble was rising from the crowds below, muffled through thick foliage and vibrations over this thin ribbon of asphalt that wound, flat as a snake, through the jungle ahead.  Warm fog swept from the South China Sea was hanging like a humid blanket in the air. The green, freshness and cacophony of birds brought me here each morning, running amidst amahs that stretched on bent iron pipe handrails, ancient wrinkled men carrying caged sparrows and all types of early risers moving like shadows against the verdant forest in their motions of Tai Chi.

I was really broke… wondering how to pay the rent… buy food and felt stranded 6,000 miles from home.

When I returned to my flat and readied for work I realized how really broke I was.  Normally the two mile drive into Central was cut short by a brief ride on the peak tram from the now defunct Bowen Road stop.

This ride cost then HK.25 cents… about  US$ .04 cents.  I did not have that Hong Kong quarter. I recall fishing though all the pockets in my clothes and could not find a cent!  Flat broke.

I had the true luxury of poverty which meant… get to work.  I was selling real estate in Fiji as a stop gap income producer… which in retrospect actually made some sense.

This and why is all explained  in my course International Business Made EZ.

Yet at that moment… I did not feel particularly clever.  The thought was more like…. never again!  Merri had a similar experience stranded in Germany and her father’s passing… perhaps one reason why we are so darn conservative… without debt… never spending more than we earn, etc.

Back then though I could not spend more than I earned because I had nothing… zero… zip.

Plus Hong Kong was not a place where a young American got a job with a salary.  Nor was Hong Kong welfare…  not even food stamps.  I had to start my own micro business to survive.

Those painful times are worth recalling because in our International Business Made EZ seminars we find that the hardest part for many people why want a micro business is getting started.

Today most of us do not have the luxury of poverty so we hesitate. “Why take the risk?”

A recent article in Times magazine in the Global Business section entitled “Myth of a Fearless Entrepreneur” by Keith McFarland shows that there is a lot less risk to having your own business than it would seem.

Here is an excerpt from that article: What distinguishes an entrepreneurial leader from the rest of the pack? Most people would tell you it is a tolerance for risk, and most people would be wrong. Having studied 22 years of performance data on more than 7,000 growth companies, I discovered that the idea that entrepreneurs are, by definition, risk takers is a myth. Curiously, many entrepreneurial leaders actually lose their nerve as they become successful. That may sound like a reasonable trade-off, but this tendency can hurt a firm’s chances for long-term success and growth.

When calculating the entrepreneurial risk involved, people often get the math wrong. Take starting a business, for example. Some might say Scott Cook, co-founder of Intuit, took a huge risk when he left a successful career at Bain & Co. to help start the company. But Cook figured otherwise. “The worst thing that could happen to me is that I would spend a few years paying off credit-card debt. To me, it looked like a risk-free decision,” he said.

Like Cook, most people who start businesses don’t take big risks because they don’t have a lot to risk when they’re getting started. Consider the history of the U.S.’s fastest-growing firms: 73% of them were started with less than $100,000 in capital. That’s clearly in Cook’s “go back to work, and pay off the credit card” range. And contrary to what most people imagine, most new businesses are not started with risky, new-to-the-world ideas like those of eBay and Google, which promise to transform the way we buy things. Cook reported that when his company launched its Quicken software program, there were already 46 similar products on the market–causing him to joke, “We enjoyed 47th-mover advantage.” Columbia University business professor Amar Bhidé found that only 12% of growth-company founders surveyed attribute their success to an “unusual or extraordinary idea”; 88% reported that their success was due mainly to “exceptional execution of an ordinary idea.” There’s a lower risk in getting the details right.

So if you want a new lifestyle.. added adventure…. extra income…. something worthwhile to do…. start your own micro business.  The idea behind your business can be traditional, crazy, fun or even funky as is shown in our Funky Business Hall of Fame.  I am especially fond of the above quote “exceptional execution of an ORDINARY idea.”

Whatever you choose the real risk is in NOT acting… so consider having your own micro business now.

See how to earn with Ecuador coffee here.


Get a 50 minute video workshop “How to Start Your Own Internet Business” FREE.

Sign up for our $299 online course Tangled Web How to Have an Internet Business

or Enroll in our upcoming International Business Made EZ Seminar in Mt. Dora, Florida February 12 and 13.

Enroll here $499. Save $299!

I’ll send you the online Tangled Web course plus the 50 minute video workshop FREE.

The video workshop is presented by our webmaster who has helped me make our site one a highly profitable micro internet businesses that also allows us to have fun and freedom.

ecuador assistance

David Cross with his wife (and our daughter), Dr. Cinda Scott..

International Business Made EZ – Syllabus

International Business Made EZ (IBEZ) Syllabus.

IBEZ is a 1.5 day course on how to start a micro business for extra income. The course is based on Merri’s and my experience of what we have done and are doing now with our own business run from our home with over 20,000 clients in dozens of countries.

See the International Business Made EZ Syllabus below.

Our International business seminars evolve with the global economy so each is updated… based on the evolution of our own business

Join us for our international business seminars “International Business Made EZ 2011″.

Feb.  12-13  2011  Mt. Dora Florida

June 25-16 2011  Jefferson, North Carolina

October 8-9   Jefferson, North Carolina

Enroll here. $499.

Enroll here for two. $749.

See below how to attend all our 2011 International Investing seminars FREE

When you enroll in an IBEZ seminar we email a download of the previous seminar so you immediately gain the basics that apply to each seminar and will be able to pick up on the new economic conditions and where to invest.

The syllabus below was for our  Jefferson, North Carolina,  October 8 to 9, 2011 seminar.

Session #1: Why having an international micro business is easier than ever before.

Session #2: What’s Next? Trading down.  How the next imagination era affects business opportunity now.  How business will shift to the lower end and how small businesses can benefit from niche markets.

Session #3: Other forces affecting business economics.  How to get started. How to find your idea for a PIEC (Personal Income Earning Corridor). How to and & why you should start small.

Session #4: Seven ways to have a business with your idea.  Buy it – build it – sell it –  picture it – wrote about it – teach it – manage it.

Session #5: The business evolutionary process. How to grow your business in a risk free, low stress way.

Session #6:  How to use modern technology to start global micro businesses with minimal investments of time and capital

Session #7: “Seven Ps”  (Problem, Person, Place, Prospecting, Product, Promise, Presentation  Product)  How to zero in on key word phrases.

Session #8: How to figure out the problem your business will solve.

Session #9: How to figure out who are the people who have the problem.

Session #10: How to create the profitable product.

Session #11: How to figure our the place where your businesses people are.

Session #12: How to prospect for your clients.

Session #13: How to create a promise to attract your client.

Session #14: How to develop a presentation that moves your client to action.

Session #15: How to use the internet. How to set up. How to use it to prospect and to sell products. How to use the internet to create products. How to get good Google rankings.  We share in this session how we have learned to use Pay Per Click and Search Engine Optimization.  Take a look at one week of our recent message headlines.

Headline… “Global Investment Income”


ranked #1 at Google.

“Ecuador Police Unrest”… ranked…


ranked #3   “Extra Global Income” ranked…


#2 and “Mindo Real Estate” ranked…  #1, #2, #3, #4 and #5!


Plus this session look at how to build your client list.  This chart from our auto responding company Mail Chimp shows how our list grows about 800 new addresses a month.


Session #16: How to turn words into cash.

Session #17: How & why markets are shifting from materialistic needs to emotional needs.

Session #18: Cashing in on markets in love-friendship-control-freedom-tradition-change-big answers-recognition and care.

Session #19: How to use the power of authenticity.

Session #20: How to develop the correct legal structures for asset protection and tax efficiency.

Session #21: There is a shift of emphasis from GDP to GWB  (General Wellness Barometer Happiness Factor).  Business will operate with more passion.
We’ll see how to turn these shifts into new opportunities for investment and internet business in seven areas:

Currency Distortions
Value Markets
Emerging Markets
Water and Alternate Energy
Truth & Cohesion
Ecuador and Smalltown USA Real Estate

I call these seven areas the Magnificent Seven… these are the places where I am looking for opportunity and focusing our business efforts now.

This has really paid off:

Here is a recent ranking of just one of our five websites.


This ranking from Alexa.com shows how our site is in the top 16,000 web sites in America, top 8,000 in Canada and top 500 in Ecuador.  There is more.  The recession caused our internet business to grow.

Our seminar helps you learn how to use the same tactics we do… with a micro business.

Our sales doubled during the recession.  Our list of readers increased over 100%.  Since the economy picked up our business growth has slowed but business is still growing. This is how good, value oriented business grow by the way…. jumping up in bad times and remaining steady when things are good. The seminar explains why this business model that seems upside down works best.

Join us for our international investing  seminars “International Business Made EZ 2011″.

Feb.  11-12  2011  Mt. Dora Florida

June 24-25 2011  Jefferson, North Carolina

October 7-8  Jefferson, North Carolina

Previous course delegates have included business people, brokers and professionals, doctors, dentists, lawyers, retirees, couples wanting to get into international business together, insurance agents and marketers who want to enhance their wealth and security through international investments.

Enroll here for two. $749.

Attend both International Investing Made EZ & International Business Made EZ seminars (Save $249 or $499 for two) on Friday Saturday and Sunday.

See International Investing Made EZ Friday and Saturday morning.

Enroll here. $749. Save $249.

Enroll in both seminars for two. $999. Save $499.

See how to attend both courses Free with International Club 2011 Membership  Enroll here

See more details about our International business seminars here.

Read the entire Times article Myth of a Fearless Entrepreneur

Protected: Upside Down Micro Business Model For Extra Income

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International Value Markets

Here is an update on international value markets.

The global economy is in tension as the US and Western European economies battle between inflation and deflation.

Who will win out?  Will costs rise or will they fall?  Whichever way events emerge, the best way to protect against loss is by always seeking value.

Value holds a special place for investors and business people… local or global because spotting value is another way of finding distortions.  Distortions are vacuums and nature abhors a vacuum.  Imbalances will always correct themselves. To have success in investing or business… one simply has to spot good value.

Understanding value is the tricky part.

This is why once a quarter we look at a major equity market valuation analysis by Michael Keppler.

If you are a new multi currency subscriber learn about Keppler Asset Management here.

Here are Keppler’s Comments on Major Market Value for this quarter.

After the first correction since March 2009 in the second quarter 2010, Global equities have resumed their upward trend in the third quarter.

The Morgan Stanley Capital International (MSCI) World Total Return Index (with net dividends reinvested, December 1969 = 100) advanced 9.3 % in local currencies, 13.8 % in US dollars and 2.1 % in Euros.

Year to date, the MSCI World Index gained 1.6 % in local currencies, 2.6 % in US dollars and 7.8 % in Euros.

The Euro had a strong comeback in the third quarter. It soared to 1.3652 versus the US dollar, up 11.5 % from its end-of-June level but still 4.8 % shy of 1.4348 — the level at which it stood at the end of 2009.

Twenty-two markets advanced in the third quarter and two markets declined.

Hong Kong (+21.5 %), Norway  (+16.5 %) and Austria (+15.1 %) performed best.

Ireland (-13.5 %), Japan (-0.1 %) and Switzerland (+2.6 %) came in at the bottom.

Year-to-date, thirteen markets are up and eleven markets are down.

The best performing markets in the first nine months of 2010 were Denmark (+28.5 %), Hong Kong (+17.7 %) and Sweden (+17.4 %).

Greece (-35.5 %), Ireland (-19.2 %) and Spain (-10.1 %) performed worst year-to-date.

Performance numbers are in local currencies unless mentioned otherwise.

The Top Value Model Portfolio currently contains the following six “buy” rated countries at equal weights:

Austria, France, Germany, Italy, Singapore and the United Kingdom. Our current ratings suggest that a combination of these markets offers the highest expectation of long-term risk-adjusted returns.

As the chart below indicates, our implicit three-to-five-year projection for the average annual gain of the Equally-Weighted World Index now stands at 14.1 % slightly below our estimate of 14.3 % published here three months ago in our “Summer 2010 Quarterly”.

Given the 9.2 % appreciation of the Equally Weighted World Index in the third quarter, it is remarkable that our return estimates did not come down more.  The reason is fundamentals  have been improving throughout the year. Compared with their end of 2009 levels — which may have marked the bottom of the cycle — the 12-month trailing earnings and cash flows for the average equity market covered here are up 63.5 % and 24.7 %, respectively. In addition, the low interest rate environment continues to make stocks look  attractive.


Keppler also shows major markets which he believes to be least statistically likely to appreciate.





Hong Kong












New Zealand




Through good times and bad… through inflation… deflation and steady economies value rises above all.  We can never know for sure what will happen next… but we can know that when we find value our chances of a good return rise.

On the subject of value see news about real estate investing by one of the richest men in Ecuador here.



Learn about my two reports on how to find value here.

Belong to the International Club

The Huge 2018 Risk

Here is a huge risk that could explode in 2018.

I hope I am wrong.

According to Treasurydirect.com, as of October 31, 2017 the cost of interest on  the total US public debt of $20,467,375,664,755.32 (20 trillion+) was $24,411,569,716.36 (24 billion+).

The 36 cents isn’t much of a problem.  The other 20 trillion is.

This is good news and bad… the rock and the hard spot.  The bad news is that the rock (US federal debt) is getting bigger….harder to miss.  The Congressional Budget Office (CBO) projected in 2010 (the debt then was a bit over 14 trillion) that, under law at that time, debt held by the public would exceed $16 trillion by 2020, reaching nearly 70 percent of GDP.

They sure goofed on that.  Here we are… not quite into 2018 and debt has shot past 20 trillion.

How could the CBO be so wrong? 

The CBO screwed up because they could never imagine that the Fed would push interest rates so low… and keep them there.  The interest rates are so low that the government can borrow and borrow and still afford the interest.

For example, US Federal government interest this year will amount to around $483 billion on the 20 trillion of debt.  Yet in 2008 on debt of only $9,229,172,659,218.31 (9 trillion +) the interest that year was $451,154,049,950.63 (451 billion +).

Interest payments in 2017 are 7% higher than they were in 2008.  Yet the debt is over 100% higher.  

Very low interest rates have helped the government borrow.  Low interest has also helped the US stocks reach all time high prices.

Here is the very hard spot.  The downside is that low interest has reduced earnings of investors.  Low interest has ruined the lifestyles of many who have retired.

Here is what happened and why the problem may exist for quite a bit longer.

If investors can increase the interest rate to 6% from the lousy 1% (or so) they earn now, they gain 1,263% more over 30 years.  Anyone living off interest, who is drawing down their portfolio over 20 years, makes 57% more annual income every year.

But if investors get 6% interest instead of 1%, the government has to also pay more on it debt.

The government will resist raising rates because it will ruin their budget, cause a collapse of the stock markets and destroy the US dollar.  

Rising interest rates, that we would like to see as investors, will create an almost unimaginable debt crisis.  If government interest goes to 6% it is like the $20+ trillion national debt  rising to 100 trillion!  Unless there are some huge tax increases, a 5% increase in interest rates would increase the national debt by five times.

A tax increase?  The current tax act being proposed reduces, not increases, revenue.

This is not a theoretical problem for the future. This is not something that our children and grandchildren will have to deal with.  This is a problem in the here and now.

Interest rates create a massive problem on two sides of the same coin.  Raise rates the massive national debts ruins the purchasing power of currencies.  Keep interest rates low and capitalism does not work for investors.  Politicians simply borrow more (on our behalf) but for their benefit.

Learn how to have more freedom and time, less stress, better health care, extra income, greater safety and profit in your savings despite America’s deficits, debt and currency risk.

Fortunately there are secrets that will allow a few to live much better, free of debt and worry despite the decline in the dollar’s purchasing power.   My wife, Merri and I, have traveled, lived, worked and invested around the world for nearly 50 years to gain this information.

Let me share the basics of this data and how we can be of help through 2018.

The first fact behind this secret is that things are really good in the western world.  Despite many problems, we are surrounded by more abundance and greater opportunity than almost anyone has ever enjoyed, anywhere, ever.   To enjoy a fair share of this wealth, all we have to do is understand human nature and learn how to invest in the new economy, as it changes and becomes new, again and again.

Merri and I have made seven huge transitions in the 50 years.  Each has allowed us to always stay ahead of losses that the majority of Americans suffer.  We are in another transition right now and want to share why and what to do so you can stay ahead and live a richer, independent life through 2018 and beyond.

A falling US dollar is one of the greatest risks we have to our independence, safety, health, and wealth, but also brings a window of huge profit as I explain below.   Though the greenback has been strong for a number of years, its strength is in serious jeopardy.  The growing federal deficits increase the national debt and this with rising interest rates propels a growing debt service.

When the Dow Jones Industrial Average recently passed 20,000, another milestone of “20” took place that has a much darker meaning to your and my spending power.  The U.S. national debt passed the $20 trillion mark.

The problem is that the Dow will come back down.  National debt will not fall.

The double shock of money fleeing Wall Street and US debt skyrocketing, will destroy the purchasing power of the greenback.

Go to the store even now.  Statistics say inflation is low, but buy some bread or, heaven forbid, some fresh vegetables like peppers or fruit.   Look at the cost of your prescription or hospital bills.  Do something simple like have your car serviced at an auto dealer.  Look at the dollars you spend and you’ll see what I mean.

The loss of the dollar’s purchasing power erodes our independence, our freedom and our savings and wealth as well. 

At the same time, low interest rates by big banks and higher health care costs soak up the ever diminishing income and savings we have left.  According to a Gallup poll, the most unpopular three institutions in America are big corporations & Wall Street banks, HMOs and Congress.

Yet there is little we can do because these institutions are in control.

Over the last 50 years the average income for 90 percent of the American population fell.  Our health system is restricted by a Kafka-esque maze of legislation and insurance regulations that delay, frustrate, and thwart attempts by patients and doctors from proper medical care.  Big banks and corporations restrict our freedom of choice.  The business customer relationships are no longer transactions between free equals.

Banks can trap us in indebtedness at every age from student loans to mortgages to health care costs.  They pay almost nothing on our savings.  They hide unexpected fees and payments in complex and unreadable documents.  Banks and big corporations routinely conceal vital information in small print and then cheat.  Weak regulations and lax enforcement leave consumers with few ways to fight back.  Many of these businesses ranging from cable TV to phone and internet service to health insurance have virtual monopolies that along with deceptive marketing destroys any form of free market.

These same companies control the credit-scoring agencies so if  we don’t pay unfair fees, our credit scores will plunge and we could lose the ability to borrow money, rent an apartment, even to get a job.  Many consumers are forced to accept “arbitration clauses” in lieu of  legal rights.  The alternative is to lose banking, power, and communication services.

Big business has also usurped our privacy.  Internet companies sell our personal data.  Personal information is pulled from WiFi and iPhones track and store our movements.  The government can access this information, sometimes without subpoenas.  There’s a lot that we don’t know, often withheld under the guise of “National Security.”

The glow on Western democratic capitalism has dimmed… or so it seems.  The US, leading the way, is still a superpower with economic, innovation and military might, but the institutions that should serve the people have become flawed or broken.

America’s infrastructure is in shambles.  The nation’s bridges are crumbling, many water systems are filled with toxins, yet instead of spending more to fix this, we build more prisons.  The 2.2 million people currently in  jail is a 500 percent increase over the past thirty years.  60% of the inmates belong to ethnic groups.  Not just non-white ethnic groups are suffering.  Annual death rates are falling for every group except for middle-aged white Americans.  Death rates are rising among this group driven by an epidemic of suicides and afflictions stemming from substance abuse, alcoholic liver disease and overdoses of heroin and prescription opioids.

America’s middle class is shrinking.  Nearly  half of America’s income goes to upper-income households now.  In 1970 only 29 percent went to this group.  How can we regain our freedom, our happiness and our well being in such a world?

What can we do?

Gain a better, freer life is to combine better health, higher income and greater savings for a happier, more resilient lifestyle. 

Merri and I will celebrate our 50th year of global living, working, investing and researching to find and share ideas on how to have simpler, low stress, healthier, more affluent lifestyles.  Our courses, reports and email messages look at ways to gain:

#1:  Global micro business income.

#2:  Low cost, natural health.

#3:  Safer, more profitable, investments that take little time or cost to buy and hold… so you can focus on earning more instead

Many readers use our services for just one of these three benefits.  They focus only on health or on earning more or on better, easier investing.

27 years ago Merri and I created the International Club as a way for readers to join us and be immersed in all three of these benefits.   The International Club is a year long learning program aimed at helping members earn worry free income, have better affordable good health and gain extra safety and profits with value investments.

Join us for all of 2018 NOW.

The three disciplines, earning, health and investing, work best when coordinated together.  Regretfully the attacks on our freedom are realities of life.  There is little we can do to change this big picture.  However we can change how we care for our health, how we earn and how we save so that we are among the few who live better despite the dollar’s fall.

We start with better lower cost health care.

Club membership begins by sharing ways to be free of the “Secret Hospital Charge Master”.   Just as governments hide truth behind “National Security”, big health care businesses hide medical truths behind “Charge masters”.  Most hospital charge masters are secret because big business does not want us to know how much hospital costs have risen.  Motivations beyond our good health, like corporate greed, want to keep us in the dark about health care cost.

Despite rising health care costs, a report from the Centers for Disease Control & Prevention shows that hospitals are the last place we want to be for good health.  One report shows that hospital-acquired infections alone kills 57% more Americans every year than all car accidents and falls put together.

Often, what patients catch in the hospital can be worse than what sent them there.  Governments and health care agencies agree  – antibiotic resistance is a “nightmare.”  An antibiotic-resistant bacteria may be spreading in more hospitals than patients know.  About one in every 25 hospitalized patients gets an infection and a 2013 report from the Journal of Patient Safety showed that medical errors are the third-leading cause of death in the country.

Along with the risk of hospital acquired illness and medical errors, the second huge threat to our well being… is health care costs, especially at hospitals.  This is why charge masters are so often secret.  There are few risks to our wealth that are greater than a hospital stay.

I have created three natural health reports are about:

#1: Nutrition

#2: Purification

#3: Exercise

Each report is available for $19.95.  However you’ll receive this free as club member and save $59.85.

Club members also receive seven workshops and courses on how earn everywhere with at home micro businesses.  We call this our “Live Well and Free Anywhere Program”.   The program contains a series of courses and reports that show ways to earn and be free. These courses and reports are:

  • “International Business Made EZ”
  • “Self Fulfilled – How to Write to Sell”
  • Video Workshop by our webmaster David Cross,
  • The entire weekend “Writer’s Camp” in MP3
  • The report “How to Raise Money Abroad”
  • Report and MP3 Workshop “How to Gain Added Success With Relaxed Concentration”
  • The course “Event-Full – How to Earn Conducting Seminars and Tours”

This program is offered at $299, but is available to you as a club member free.  You save $299 more.

Next, club members participate in an intensive program called the Purposeful investing Course (Pi).  The purpose of Pi is finding value investments that increase safety and profit.  Learn Slow, Worry Free, Good Value Investing.

Stress, worry and fear are three of an investor’s worst enemies.  These destroyers of wealth can create a Behavior Gap, that causes investors to underperform in any market good or bad.  The behavior gap is created by natural human responses to fear.  Pi helps create profitable strategies that avoid losses from this gap.

Lessons from Pi are based on the creation and management of a Primary Pi Model Portfolio, called the Pifolio.  There are no secrets about this portfolio except that it ignores the stories from economic news (often created by someone with vested interests) and is based mainly on good math that reveals the truth through financial news.

The Pifolio is a theoretical portfolio of MSCI Country Benchmark Index ETFs that cover all the good value markets using my 50 years of global experience and my study of the analysis of four mathematical investing geniuses (and friends).

There are seven layers of tactics in the Pi strategy.

Pi Tactic #1: Determine purpose and good value.

Pi Tactic #2: Diversify 70% to 80% of portfolio equally in good value developed markets.

Pi Tactic #3: Invest 20% to 30% equally in good value emerging markets.

Pi Tactic  #4:  Use trending algorithms to buy sell or hold these markets.

Pi Tactic  #5:  Add spice speculating with ideal conditions.

Pi Tactic  #6: Add spice speculating with leverage.

Pi Tactic  #7:  Add spice speculating with forex potential.

The Pifolio analysis begins with a continual research of international major stock markets that compares their value based on:

#1:  Current book to price

#2:  Cash flow to price

#3:  Earnings to price

#4:  Average dividend yield

#5:  Return on equity

#6:  Cash flow return

#7:  Market history

We combine the research of several brilliant mathematicians and money managers with my years of investing experience.

This is a complete and continual study of what to do about the movement of international major and emerging stock markets.  I want to share this study throughout the next year with you.

This analysis forms the basis of a Good Value Stock Market Strategy.  The analysis is rational, mathematical and does not worry about short term ups and downs.  This strategy is easy for anyone to follow and use.  Pi reveals the best value markets and provides contacts to managers and analysts and Country Index ETFs so almost anyone can create and follow their own strategy.

The costs are low and this type of ETF is one of the hardest for institutions to cheat.  Expense ratios for most ETFs are lower than those of the average mutual fund.  Little knowledge, time, management or guesswork are required.  The investment is simply a diversified portfolio of good value indices.  Investments in an index are like investments in all the shares of a good value market.

Pi opens insights to numerous long term cycles that most investors miss because they have not been investing long enough to see them.

The Pi subscription is normally $299 per annum but as a club member you receive Pi at no charge and save an additional $299.

Profit from the US dollar’s fall.

In the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

Club members receive a report about opportunity in the  current strength of the US dollar is a second remarkable similarity to 30 years ago.   The dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  The trends are so clear that I created a short, but powerful report “Three Currency Patterns for 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but when you become a club member you receive the report, “Three Currency Patterns For 50% Profits or More” FREE.

Plus get the $39.99 report, “The Platinum Dip 2018” free.

With investors watching global stock markets bounce up and down, many missed two really important profit generating events.  The price of silver dipped below $14 an ounce as did shares of the iShares Silver ETF (SLV).   The second event is that the silver gold ratio hit 80 and has remained near this level, compared to a range of the 230s only two years ago.

Now there is a new distortion ready to ripen in the year ahead.

These two events are a strong sign to invest in precious metals.

I prepared a special report “Platinum Dip 2018”.   The report explains the exact conditions you need to make leveraged precious metal speculations that can increase the returns in a safe portfolio by as much as eight times.  The purpose of the report is to share long term lessons about speculating in precious metals gained through 30 years of speculating and investing in gold and silver.

The low price of silver offers special value now so I want to send you this report because the “Platinum Dip 2018” offers enormous profit potential in 2018.

The report “Platinum Dip 2018” sells for $39.95 but club members receive it free as well.

The $39.95 new “Live Anywhere – Earn Everywhere Report” is also free.

There is an incredible new economy that’s opening for those who know what to do.  There are great new opportunities and many of them offer enormous income potential but also work well in disaster scenarios.

There are are specific places where you can reduce your living expenses and easily increase your income.  Scientific research has shown that being in such places actually make you smarter and healthier.  Top this off with the fact that they provide tax benefits as well and you have to ask, “Where are these places?”.

Learn about these specific places.  More important learn what makes them special.  Discover seven freedom producing steps that you can use to find other similar places of opportunity.

The report includes a tax and career plan broken into four age groups, before you finish school, from age 25 to 50 – age 50-to 65 and what to do when you reach the age where tradition wants you to re-tire.  (Another clue-you do not need to retire and probably should not!)

The report is very specific because it describes what Merri and I, our children and even my sister and thousands of our readers have done and are doing, right now.

Live Anywhere – Earn Everywhere focuses on a system that takes advantage of living in Smalltown USA, but earning locally and globally.

This report is available online for $39.99 but International Club members receive it free.

Save $418.78… “plus more” when you become a club member.

Join the International Club and receive:

#1: The $299 Personal investing Course (Pi).   Free.

#2: The $299 “Live Well and Free Anywhere Program”. Free.

#3: The $29.95 report “Three Currency Patterns For 50% Profits or More”. Free.

#4: The $39.99 report “Platinum Dip 2018”. Free

#5: The three $19.99 reports “Shamanic Natural Health”.  All three free.

#6: The $39.99 “Live Anywhere – Earn Everywhere” report. Free.

#7: A subscription to the Purposeful investing course… Plus more.

These reports, courses and programs would cost $767.78 so the 2018 membership saves $418.78, “plus more”.

What’s the “plus more”?

The International Club membership is $499, but we want to encourage our first 100 members for 2018 to join quickly so we are currently accepting discounted membership at $349. 

To encourage our first 100 members for 2018 to join quickly so we are currently accepting discounted membership at $349.

Save $418.78.  Join the International Club for $349 and receive all the above online now, plus all reports, course updates and Pi lessons through the rest of 2017 and all of 2018 at no additional fee.

Click here to become a member at the discounted rate of $349


International Investing Made EZ – Syllabus

Here is a sample  International Investing Made EZ Syllabus.

Join us for our international investing  seminars “International Investing Made EZ 2011″.

Feb.  11-12  2011  Mt. Dora Florida

June 24-25 2011  Jefferson, North Carolina

October 7-8  Jefferson, North Carolina

Enroll here. $499 Reserve here –  $749  Reserve for two

See how to attend all our 2011 International Investing seminars FREE

Our International investing seminars evolve with the global economy so each is different tuned up to what’s currently happening.

When you enroll in an IIEZ seminar we email a download of the previous seminar so you immediately gain the basics that apply to each seminar and will be able to pick up on the new economic conditions and where to invest.

The syllabus below was for our  Jefferson, North Carolina,  October 7 to 10, 2011 seminar.

Session #1:  1000 Year Economic Review. How industrialization has affected markets as it moved through stages powered by:

Steam Engine
Internal Combustion Engine – Car – Production Line – Petroleum
Jet Engine – Phone – TV – Plastics – Chemicals- Fertilizers
Electron – PC – Internet – WWW

Session #2: What’s Next? How the next imagination era affects investments now

Session #3:  Other forces affecting economics.
15 year Bull Bear Cycle
Why the Current bear Turns  Around in 2012
Economic Cycle
Farmers moving from the rural farm to the urban production line

Session #4: Where to invest? Asset Class Performance over a 95 year study:

Equities: 11.9% per annum

Housing:  6.7% per annum

Bonds:     4.8% per annum

T-Bills:      4.6% per annum

Silver:       4.2% per annum

Review of each class in stable, moderate and high inflation and deflation.

Session #5: Why Safety is Now the Riskiest Place. Look for Value Created by Risk. Risk is Our Partner. Embrace it. Adapt. Look for Contrasts & Trends. Look for Value. Invest in What You Know.
Have Fun

Session #6: Seven Golden Trends We Have Enjoyed for 40 Years.

#1:  1970s Gold & Silver. Japan, Germany, Switzerland, England, Australia and HK.

#2: 1980s. The Tigers, Taiwan, Singapore Malaysia and South Korea, & Turkey.

#3: 1990s.  South America (which led me to Ecuador).

#4: 2000s.  China, India and Eastern Europe.

#5: Invest in Real Estate Throughout.

#6: Bet Against the US Dollar Throughout.

#7:  Green! Green! Green!

Session #7: Seven Sectors to Invest In Now:

#1: Multi Currency Spread

#2: High Yield Bonds & Value Shares

#3 Emerging Markets

#4: Wellness

#5: Water

#6: Alternate Energy

#7: Real Estate

Session #8: Multi Currency Spread. Example Invest in Brazil 9.02%
Borrow 300K yen – dollar and franc. Cost 2.2%
Invest in Rouble   6.6% – Pound  7.94%
Euro  5.5%  – AUD  6.29%  –  MXN 7.79%
Ave Yield 6.794% X 300K =              $20,382
100K earns  $9,020
Interest Costs                                        6,600
Total Yield                                           $22,802

Session #9: Emerging Markets.   Ten year Study.  Annual Return   19.81% compared to 10% for major Markets.
EM Longest Down 6 mos – Biggest down 55%
MM Longest Down 6 mos – Biggest down 53%
EM PE Ratio 12.9   Yield  3.22%
MM PE Ratio 15.2  Yield  3.70%    

Session #10: Wellness. Example – Wellness – Novo Norordisk Denmark – Insulin

Session #11: Water. Example Hyflux Singapore – Kurita Water japan.

Session #12: Alternate Energy. Example Vestas Wind Turbines Denmark. – Kyocera Japan.

Session #13: Real Estate.

US Benefits in Crisis.  “Where will everybody live?” US Population 200 to 300 million in 39 years.
Next Hundred Million in 34 years.  Americans Use 20% More Land than 20 years ago.
Need 70 Million New Homes and 100 Billion Square Feet of Non Residential Space. How the real estate crash changed this and the market segments with great value now.

Ecuador Real Estate Alternative:  60 million boomers retire Beginning Now Pensions and social security squeezed by inflation.

Options are:
#1: Keep working

#2: Move to less expensive areas in the US

#3: Export their retirement

#4: Live in near poverty

#5: Die

Ecuador is 3 hours & 45 min from US…. has full infrastructure….  has really low cost of living.
1% of boomers is 600,000 people… 5%  of Ecuador’s 11 million population.
Ecuador Gross Domestic Income (GDI) is $4,300 pa per person.
Total GDI of $47,300,000,000.
600,000 boomers with average income of $18,000 adds $10,800,000,000. 20% increase of GDI

Session #14 Look for Value Created by Crisis. Example Greek Crisis Caused  Italian & Spanish Banks to Fall.  Caused Euro to Fall Versus US dollar.

My Answer buy shares in Unicredit Italian Bank, 2nd Largest Italian Bank Group-1999, bought Poland’s 2nd largest bank, expanding in Bulgaria, Slovakia, Croatia, Romania, the Czech Republic and Turkey.
Bought German group HVB and Bank Austria to become 3rd largest in Germany and 1st in Austria. Entered Bosnia, Hungary, Slovenia, Serbia, Russia and the Baltic countries.
In 2007 expanded into the Ukraine, Kazakhstan, Tajikistan and Kyrgyzstan.

Now present in 23 countries Europe and Central Asia.  European leader with 5000 branches and 40 million clients. 7 separate divisions: loans, factoring, leasing, refinancing, asset management, investment

An Italian success story but Unicredit Share fell from April  2007 to March 2009 from Euro7.59 to 72 Cents when I bought.

Session #15: Avoid Bond Balloons
.  Top-5 performers Jyske Invest Funds based on 3-year performance as of September 30, 2010

British Bonds Up 30.00%

Emerging Local Market Bonds Up 29.47%

Emerging Market Bonds Up 20.30%

Emerging Market Bonds (EUR) Up 19.30%

Danish Bonds Up 18.04%

Shift to Higher Yield Bonds.  Examples:

New World Resources Miners   (NWORLD)
Bond: 7.875% 2018
Rating: BB-
Yield:  7.13%

Name: Rhodia Chemicals RHA
Bond: 7% 2018
Rating: BB-
Yield: 6.30%

Session #16 Power of Diversified Portfolios. How my Portfolio has shifted over the past 18 months.

18 Mos    9 mos     Now
Ecuador Property      14%        14%        7%
US Property                46%        58%      58%
Total Real Estate        61%        72%      65%
Equities                          3%       3.6%        9.6%
Emerging Bonds           9%     10.7%      10.7%
Bonds                           14%     16.0%      16.0%
Cash                              13%       6.8%        7.8%
Liquid                           39%      37.0%      44%
US dollar Loan                          -9%        -9.0%

My Currency Diversification
GBP  1.3% – Euro 8.1%  – NKR 2.1%
DKR -3.3% – A$4.8%  – C$ 5.1% – NZ$4.2%
BRL 5.0% – MXN 3.0% – TRY  3.6% – PLZ 3.0%
Mixed 3.3%  Property 64% US$ Loan -9%

Session #17 Shares I have Now.

#1: KGHM Copper Mining and Smelting Combine, Southwest Poland
560,000t copper, 1,244t silver.  Why its up 49% this year.

#2: Brookfield Power Shares.
Canadian income fund among largest power income funds in North America with 1,647 megawatts (MW) of installed capacity and an average annual production of 6,371 gigawatt hours (GWh).
42 hydroelectric generating stations and one wind farm in four distinct geographic regions across North America: Québec, Ontario, British Columbia and New England. Up $15 a share to 25 and paid 6,17% dividend.

#3: Turkey Equity Fund. Why its up 37.92% this year.

#4: Jyske Bank Shares. Up seven times investment.

#5: Good Value European Equity Fund. Why.

Session #18: Favored High Yield Shares Review.

Veolia Evironnement (VE) in Euro.
150 years in environmental services including wastewater treatment, collecting, treating, and recycling waste, supplying heating and cooling services, and providing public transportation. Veolia supplies drinking water to 78 million people, provides transportation services for 2.7 billion passengers, and treats 66 million tons of waste per year.

E.ON AG E.Germany in Euro

Endesa, S.A. Spain in Euro

Enel S.p.A. Italy in Euro

Land Securities Group Plc UK in GBP

Suntec REIT Singapore in $SGD

Session #19: 54 other High Yield Shares Shares

Session #20: How & Where to Bank Abroad.

Session #21: Structures For Asset Protection and Tax Savings. Partnerships, Trust, LLCs and and Corps.  Domestic and overseas. When to se. Costs, what to gain and risk.

See more details about our International investing seminars here.

Join us for our international investing  seminars “International Investing Made EZ 2011″.

Feb.  11-12  2011  Mt. Dora Florida

June 24-25 2011  Jefferson, North Carolina

October 7-8  Jefferson, North Carolina

Enroll here. $499 Reserve here –  $749  Reserve for two

See how to attend all our 2011 International Investing seminars FREE

Gain Extra Global Income

Many readers can learn how to gain extra global income with a micro business at our upcoming Super thinking + International Investing and Business Seminar.

This can be easy and can also be fun.


Saturday Market at West Jefferson brought this truck load of giant pumpkins and this cute boy enjoying the spirit of the season.

Autumn has arrived in the Blue Ridge and the ways of earning extra income here are currently…


very colorful.

Ashe County Farmers Market is…


packed and we enjoy driving in and visiting with our friends, the farming people like…




Jeanne and…


Ann Rose who has gone totally organic… plus the many other wonderful farmers and friend we meet there who are making extra income from their sales.

Everyone’s economic  future is threatened by the prospect of inflation created by massive global government spending.

Now government efforts to avoid a double dip recession are pushing interest rates to all time lows. Investors are avoiding risk.  Thus inflation can ruin the purchasing power of pensions, investments and savings…yet low interest rates and high risk in stock markets makes it hard to protect against the loss.

This is why it is good to gain extra income with a micro business.  Businesses always adjusts against inflation so business earnings can protect purchasing power.

Buying from all the markets in Ecuador and in Smalltown USA  reminds me of how easy it is to come up with business ideas with something like a pumpkin or squash.

For example… once when our son was ill in Ecuador… the shaman cut up a squash and had him sleep with the pieces under his arm.  I am not sure why but it sure worked!  The business idea?  A book of obscure healing ideas from the shamans… or a tour.

The craftsmen of Ecuador make many musical instruments from pumpkins squash and gourds.  The business idea?  Export them.

Or export these pumpkins with intricate carvings… or create classes so people can come learn how to carve like this.

ecuador earning
One Ecuadorian in Otavalo has imported American pie!

Wherever you live… in Ecuador…. Smalltown USA…. or anywhere, there are three tips to having extra income with a micro business success that can help you fight inflation and enhance your lifestyle.

Micro Business Tip #1: Get started!

Micro Business Tip #2: Practice by doing.

Micro Business Tip #3: Use the business evolutionary cycle.

We’ll look at ways to get a micro business started in a moment. First let’s talk about the importance practice by doing.

Malcolm Gladwell has written three must read books for anyone who has a business or invests…. “The Tipping Point”, “Blink” and “Outliers: The Story of Success”.


Malcom Gladwell speaking on Ted.

In the Outliers, Gladwell presents a strong argument that if you want to really succeed you have to put in 10,000 hours before your best success will come.

He says that practice makes perfect.

Gladwell acknowledges the importance of ability, work ethic, luck, a strong support base and even being born in the right year as being important parts of success.

Yet he points out that it is “learning through action” that hones one’s abilities and skills… and develops the contacts, insights etc. needed to be a top performer.

Gladwell uses the Beatles’ rise to fame in the 1960s as one example.  The Beatles performed live in Hamburg, Germany over 1,200 times from 1960 to 1964, amassing more than 10,000 hours of playing time, shaping their talent, so they were in the right place at the right time sounding like no one else when the rock boom exploded. These hours were their making.

Bill Gates is another example.  Outliers shows how Gates gained special access to a high school computer in 1968 at the age of 13, and spent 10,000 hours programming on it placing him in a position to take advantage of the programming boom and of course has become one of the world’s richest men.

“No one – not rock stars, not professional athletes, not software billionaires and not even geniuses – ever makes it alone,” writes Gladwell in Outliers: The Story of Success.

The third secret… The Business Evolutionary Cycle makes it possible for a business to continually adapt  to change as it unfolds.  See a link to the cycle below.

The first step… getting started seems to be the hardest part of all.

To begin start small with a smart business plan blended with good marketing supported by technology.

This is what Merri and I do and below I have provided some proof that we really do know what we are talking about as technology exists today.

Merri, our webmaster, David Cross, and I have been frontiering a new business concept that is the step beyond broadband.  We call it “Narrowband.”

Narrowband is about starting small and then staying focused and remaining small (but more and more profitable).   A Narrowband business uses the internet to create and unite a small band of readers with common ideals, needs and interests.

Our goal is to unite our customers with cohesion and authenticity.

Building a small Narrowband business requires three steps:

#1: Attract a steady flow of interested readers.

#2: Use a set pattern of information to weed out readers who really do not have a common need, ideal or interest.

#3: Develop an intimate relationship with the readers that are not weeded out and do have a common need, ideal or interest.

This is reflected in several ways the first being quality of communication.
Here are some reports from out emailing system as of July 29, 2012.  We have two main lists…. www.garyascott.com and www.Ecuadorliving.com that compose 31,926 readers.

Our system aims to assure that we send our daily message only to the readers most likely to benefit from what we share.

This high rating is attained by continually weeding out readers.

Sending away customers? Am I kidding?

I am not.  Bigger is not better and this is no joke.  We are selective about who are readers are and have a number of check points they have to pass through to remain readers. New readers who sign on especially have to pass certain litmus tests to remain on our list.

Now let’s look at the steady growth. Here is our list growth record for 21-12.  Each month the list grows steadily as it has for years.  If growth is too fast in a small business the consequences can spell disaster.
The next important point… is how we make these lists grow on a profitable basis.

First, because we do not push and because we are not trying to be huge, we do not have to compete in expensive ways.  We use referrals…. Google rankings and low cost Pay Per Click.
Google Rankings

Here is a list from our home page of the titles of the  last ten messages we have emailed our readers and posted at our site.
Let’s see how they rank at Google:

* Phrase for a Google Search:  “Household Toxin Report”
Google ranking #1.
* Phrase for a Google Search:  “Wisdom of the Masses”.
Google ranking #11.
* Phrase for a Google Search:  “International Investing Update”.
Google ranking #1 and #2.
* Phrase for a Google Search:  “October Investment Risk”.
Google ranking #4.
* Phrase for a Google Search:  “Micro Business Internet Income.
Google ranking #1 and #2.
* Phrase for a Google Search:  “Ecuador First Class Home for Sale”.
Google ranking #1 and #2.  Plus note on the right hand side of the Google page that our Pay Per Click sponsored ad also kicked in here ($39,000 mountain view). This ad was #1 at the phrase Ecuador Home for sale also.

pay per click success

Seven of the ten titles of my last ten messages ranked in the top 12 at Google.
In other words we know how to make the search engines work on a micro business’s behalf… right now.

We would love to help you get started in your own micro business with the help of the internet in one (or all) of three ways.

First… we offer an emailed course The Tangled Web – How to Have Your Own Internet Business.
See details of this course here.

Second… We offer our International Club  so you can attend all our seminars for a year FREE to learn how to use super thinking and invest and use super thinking to set up your own business.

Third… Over a third of the sessions in our October 5 -6-7 seminar in North Carolina is on how to create your own global business with the help of the internet.  Get course details here.

Whether you use our services or not, a global business that brings extra income can help you overcome the inflation that the current government spending will bring.


Gary A Scott & Ecuador Living Links

How we can serve you at Garyascott.com and www.Ecuadorliving.com


Gary Scott has been investing and doing business globally, and writing and talking about how since…




Gary Scott’s first book published in the 1970s.

Free Ezines

Daily… useful… interesting… helpful information to make your lives

Enroll at www.ecuadorliving.com for information about Ecuador.


www.garyascott.com for emails about global investing and business… Smalltown USA… how to earn extra income… natural
heath secrets and quantum health and wealth.

Ecuador Services


Gary & Merri Scott hiking around Lake Quicocha crater lake near their hotel in Cotacachi.

Here are Gary and Merri Scott with…


the staff of their hotel Inn Land of the Sun they purchased in Cotacachi.

Ecuador Living Subscription

Ecuador Real Estate Advertising.  Sell your Ecuador Real Estate

Learn to Speak Spanish in Four Days

Ecuador Tours


Gary Scott speaking to over…


400 Americans in


Quito Ecuador.

Earn With Ecuador Exports

Ecuador Shaman Mingo Tours

Ecuador Multiple Tour Discounts

Ecuador real estate tours… Coast… Imbabura… Quito… Cuenca

Ecuador Flowers


Gary Scott with Ecuador flowers at his North Carolina home.

Ecuador Roses & Lilies Delivered to Your Home by Fedex

Ecuador Accommodations – Monthly Rental Discounts

Earn Globally Online Courses

Earn Globally Seminars


Delegates at Gary Scott’s North Carolina seminar visiting his home for personal discussions.

Multi Currency Investing Online Report

Ecuador La Mirage Cooking Classes

We look forward to serving you.

Gary & Merri Scott


Gary & Merri Scott on their way to their North Carolina, deep woods seminar hall to conduct an international business and investing course.

A Stretching Funky Micro Business Idea

Here is a funky business idea we have added to our Hall of Funky micro business ideas.

We support the idea that micro businesses should be profitable, good for owners, employees, customers and society now and in the future… green… humanitarian… fair trade…  at least.

We believe in self fulfillment…  and that business should be fun and can be unusual… funky… even off the wall.

So we have created our Hall of Funky micro business ideas… to inspire… share and show the incredible number of ways that people are earnings with micro businesses.

This idea shows how one businessman stretched profits… with rubber bands.

This micro business idea comes from excerpts from the article “Silly Bandz stretch into a trend as copycat rivals hop on board” by Bruce Horovitz that says:

For all the kids who live to have Silly Bandz dangling from their wrists — and for all the grown-ups befuddled by the rubber-band bracelets that have taken over pop culture — here’s the news: It’s only the beginning.

Silly Bandz and its gaggle of copycat rivals aren’t taking a summer vacation.

Instead, they’re spending the summer rolling out related products — such as Silly Necklaces that can hold gobs of the bands and Silly Bandz that change colors in the sun. That’s even as Silly Bandz and competitors Logo Bandz, Crazy Bands and Zanybandz prepare for a back-to-school onslaught.

DISCUSS: What accessory did you have to have when you were a kid?

No one is more blown away by Silly Bandz mania than Robert Croak, 47, the Silly Bandz man and CEO of BCP Imports. He talked and hawked with USA TODAY in his first substantive interview about the serious business of Silly Bandz.

“My dream was to be a pro baseball player — or an inventor,” says the quasi-punk-haired, bespectacled Croak, who thrives on acting zany — much like a Curious George with business savvy.

He says his clearest memory of his childhood here is taking apart toasters to see how they work. Now, he’s taking apart Toyland with a $4.95-a-24-pack fad some retail experts say will leave Beanie Babies and Webkinz in the kid-trend dust. Bandz and imitators are estimated to now be a $200 million-a-year business — with $1 billion a future possibility.

Silly Bandz are basically rubber bands that hold shapes such as a cat, fairy princess or — coming soon — SpongeBob. Annual sales of the Silly Bandz brand alone are north of $100 million, Croak says, vs. $10,000 just two years ago.

Success in your micro business is not a stretch!If this entrepreneur can make a fortune with rubber bands… imagine what you can do with your funky idea!

See how to make sky high profits in Ecuador.

See more micro business ideas at our funky micro business hall of fame.


How We Can Serve You

Hot Emerging Markets

One path to everlasting wealth is via the hot emerging market economies.


This Latin path has led to some great profits. See where this path is below.

Yesterday’s message looked at the seven places where I am investing now that we reviewed at our June Quantum Wealth course.

#1: Multi Currency Spreads Increase Cash
#2: Value Markets
#3: Emerging Markets
#4: Wellness
#5: Water Alternate Energy
#6: Truth & Cohesion
#7: Real Estate

And we saw why Emerging Markets especially make sense.

A recent 10 year comparison of major versus emerging markets show some of the reasons that emerging markets are one of the seven places I like to invest in now.

A comparison of the Morgan Stanley Capital index Emerging Market versus Morgan Stanley Capital Index Emerging Market Index.

Annual Return   Emerging Markets 19.81%    Major Markets  10%

Emerging Markets Longest Down period 6 months – Major Markets Longest Down 6 mos.

Emerging Markets biggest downward drop 55% – Major Markets biggest downward drop  53%.

Emerging Markets PE ratio 12.9   Major Markets  PE Ratio 15.2.

Major Markets yield    3.70%.
Emerging Markets yield  3.22%.

In other words in a decade… Emerging Markets have appreciated nearly twice as much as Major Markets.  There has been little difference in the lengths or size of drops and Emerging Markets offer much better PE ratios.  The only area where Major Markets have excelled is yield.

Yesterday’s  message also reviewed the current best value Emerging Markets (according to Keppler Asset Mangement): Brazil, the Czech Republic, Egypt, Hungary, Poland, Russia, Taiwan, Thailand and Turkey.

Now let’s look at the Hot Emerging Market region… LATIN AMERICA.

Here is an excerpt from today’s www.Ecuadorliving.com article that explains why.

“In the first book I wrote back in the early 1970’s I wrote that ‘the sun always shines somewhere”.  This has been the motto of our publishing company since.

“On the eve of the 4th of July… a celebration of Independence, it may be fitting to remember this fact and that this celebration is about an attitude and way of life, not a place.

“The only source of real freedom comes from a strong economic base where everyone has a chance to live well.

“The history has been that industrialized countries provided this economic base of freedom and emerging countries did not.  So great fences have been built to keep the poor from moving to places where most are rich.  However as the tide changes we have to wonder… will the walls built to keep people out start keeping citizens in… like a Berlin Wall?

“Readers often ask me about Nationalization in South America.


Photo from May 6 Economist article on Bolivia nationalization.

“I often receive notes from unsettled readers writing with worries about Correa nationalizing all of Ecuador whenever politicians in Venezuela or Bolivia or Peru act up.

“These really are different countries… different people…. different political histories and Correa is quite different having risen from poverty via the educational route not military.


Photo I took of Correa in Cotacachi.

“Yet the economic prosperity is growing in Latin America… as excerpts from the New York Times below explains.

“We can see the future in the here and now.  Plus our imagination is a value tool if we use it realistically and see ahead with an open mind.  Our forward vision is always blurred by the haze of quantum uncertainty that creates this  world.

“We should hedge our bets.

“One chapter there was about the ‘Concept Conversion Trick’ and says:

“The Concept Conversion Trick begins when people agree on a good concept for working and living together. The people go to work and if the concept is good they will create a paradise. The government gives them a flag and a song. Then the government pulls the trick. The government convinces the people that the flag and song are important. Then while the people are busy watching the flag and singing the song, the government replaces the concept with a set of ever increasing written rules and regulations administered by bureaucrats and backed up by a police force.

“This trick trades people’s individual freedoms for a shiver up the spine when the song is played and the piece of cloth is waved. The Concept Conversion Trick turns spirit into matter. Like trading love for a beautiful plastic doll. When the trick has been pulled and the dust settles, the people realize too late what has happened. Anyone who steps out of line is called unpatriotic or even criminal. He is swatted down by the bureaucracy or police force, crushed with overwhelming power or made an example of so others will tow the mark ‘for the good of society’. All this is done in the name of public interest.

“If this writing sounds prophetic having been written 25 + years ago, it was not. Any simple review of any previous great society shows this trick and evolution. Like the Roman Empire, things may get better for a while, then worse and then better again. In the long term, as societies age, they can lose their original vibrancy and life.

“Should we be surprised? Does not every single thing in this universal existence develop in the same way, vibrant and flexible while young and growing thicker and more brittle with age?

“My father loved animals and worked at the Portland City Zoological Gardens. He was a really kind, gentle, fair and scrupulously honest man. Yet one of his jobs was doing the zoo’s annual budget. I recall him spending weeks late at night (on his own time) working over these budgets each year. I also remember his telling me that every year they had to ask for more money because otherwise the city government would give them less. ‘If we do a good job with their funds, they penalize us,’ he told me.

“This is how the bureaucracy and society works, millions of small units each trying to grow and spend a little more, until the whole thing swells into an unstoppable mass of self-interest. This is the universal nature to grow until the growth becomes so excessive that balance is lost!

“This truth shows us the nature of mankind and every underlying force that goes from birth to continuity and then transformation. This is the way of life and if we are smart investors we recognize this and adapt.

“This is why I have almost always bet against the US dollar.

“This is why my business has been global for more nearly 40 years.

“This is why I have been so involved in Ecuador.

“My experience is that Ecuador is a very democratic free country filled with sweet friendly people. My bet is that the flag waving focus on drugs and terrorists and anti US sentiment will mislead a lot of potential investors and create bargains here now. That’s where I have been putting my money.

“An article in yesterday’s New York Times entitled Economies in Latin America Surge Forward by Moises Saman shows how correct this decision has been. Here is an excerpt:

“LIMA, Peru — While the United States and Europe fret over huge deficits and threats to a fragile recovery, this region has a surprise in store. Latin America, beset in the past by debt defaults, currency devaluations and the need for bailouts from rich countries, is experiencing robust economic growth that is the envy of its northern counterparts.

“Copper awaiting delivery in Valparaíso, Chile. Latin America has benefited from strong Asian demand for commodities.

“Strong demand in Asia for commodities like iron ore, tin and gold, combined with policies in several Latin American economies that help control deficits and keep inflation low, are encouraging investment and fueling much of the growth. The World Bank forecasts that the region’s economy will grow 4.5 percent this year.

“Recent growth spurts around Latin America have surpassed the expectations of many governments themselves. Brazil, the region’s rising power, is leading the regional recovery from the downturn of 2009, growing 9 percent in the first quarter from the same period last year. Brazil’s central bank said Wednesday that growth for 2010 could reach 7.3 percent, the nation’s fastest expansion in 24 years.

“After a sharp contraction last year, Mexico’s economy grew 4.3 percent in the first quarter and may reach 5 percent this year, the Mexican government has said, possibly outpacing the economy in the United States.

“Smaller countries are also growing fast. Here in Peru, where memories are still raw of an economy in tatters from hyperinflation and a brutal, two-decade war against Maoist rebels that left almost 70,000 people dead, gross domestic product surged 9.3 percent in April from the same month of last year.

“We’re witnessing what are probably the best economic conditions in Peru in my lifetime,” said Mario Zamora, 70, who owns six pharmacies in Los Olivos, a bustling working-class district of northern Lima where thousands of poor migrants from Peru’s highlands have settled.

“Vibrancy mixes with grit around his pharmacies. A Domino’s Pizza vies for customers with Peruvian-Chinese restaurants called chifas. Motorcycle taxis deliver passengers to nightclubs. Competition, in the form of a newly arrived Chilean pharmacy chain, looms around the corner from his main store.
Los Olivos offers a glimpse into the growth lifting parts of Latin America out of poverty, but big exceptions persist. In Venezuela, electricity shortages and fears of expropriations caused gross domestic product to shrink 5.8 percent in the first quarter.”

The path below is right outside of Cotacachi, Ecuador.  See the rest of this article at today’s Ecuador Living message that shows why Latin America is a “Growing Place to Be”.


This is why I have invested heavily in Ecuador.

This is also why I have borrowed US dollars and invested the loan into Mexican pesos and Brazilian real. Learn about this tactic in my report Borrow Low Deposit High.

For example at our June Quantum Wealth course we looked at how the position I took with a$100,000 investment matched with a $100,000 US dollar loan at three percent returns 17% (before fees and forex gain or loss).

$200,000 Brazil bonds due 2016 that pays 10.00%
That’s $20,000 income per annum.
$100,000 dollar loan at 3% costs $3,000 per year

My return on the $100,000 invested is  $17,000 or 17% per annum.

Another one of my borrow low positions is an investment of

$100,000 Mexican government binds due Due 2024 that pays 8%
$100,000 AAA European Investment Bank Australian dollar 2013 bond that pays 5.56%
$100,000 AAA rated European Investment Bank New Zealand dollar 2014 bond that pays  5.38%

My average income on the three bonds is 6.31%  or  $18,930 a year.
My loan cost  on the $300,000 loan is $9,000.

My return on the $300,000 loan is $9,930.

New global bank regulations mean that it requires increasingly larger amounts to make this kind of investment… especially for Americans.  However new forex managed portfolios allow small investors to take advantage of this type of tactic.

For more details Americans should contact Thomas Fischer at Jyske Global Asset Management  fischer@jgam.com

Non US investors contact Rene Mathys at Jyske Private Bank mathys@jbpb.dk



Merri and I hike the harbor every day when we are in Copenhagen.  We love…


the sights, the…


cafes and…


open air and…


waterfront dining.  Summer is the best time to visit Copenhagen.

Peter Berezin, Managing Editor of Bank Credit Analyst Researech (BCA) will be one of the speakers at the August Jyske Bnak’s Global Wealth Management Seminar, August 25 to 29, 2010 in Copenhagen.

I love attending these Jyske seminars not just as a speaker but because I get to hear all the other speakers, whom I consider world class.

One speaker who may provide some special emerging market insights is James Ellert, Professor of Finance and  Strategy, International Institute for Management Development, a global business school in Switzerland.  This school offers and MBA program for corporations,firms, institutions, and private and business clients worldwide.  This elite school located on the shores of Lake Geneva in Lausanne, Switzerland offers pioneering solutions that encourages open attitudes and provides relevant, innovative and rigorous research for a unique real world, real learning approach to apply new insights. The school  challenges boundaries for redefining ambitions and realizing performance breakthroughs.  This is one of the world’s top ranked business schools and the ideas from Professor Ellert can help understand emerging opportunities.

Other speakers include will be Bjorn Lomborg known as the “Skeptical Environmentalist.”  See more on Lomborg here.

Another speaker will be Jeff Rubin. Rubin was the Chief Economist for CIBC, a North American investment bank for 20 years. See more about Rubin here.

Kenneth Rogoff  the Thomas D. Cabot Professor of Public Policy and Professor of Economics at Harvard University and former Chief Economist for the International Monetary Fund is also a speaker. See more at Rogoff.

Another speaker is Daniel Brehon, the foreign exchange strategist, for Deutsche Bank AG.  See more about Daniel Brehon and Deutche Bank here.

Another speaker is Peter Berezin, Managing Editor Bank Credit Analyst Research.

The strong US dollar makes this the year to enjoy Europe and Thomas Fischer at Jyske just sent me this note: Gary due to the increasing US dollar, the cost for our August seminar in Copenhagen for Americans has dropped from about $2,050 to $1,700, a 15% discount. (THE COST INCLUDES MOST OF THE FOOD, TRIPS, MAKING THE CONFERENCE A GREAT BARGAIN.)

Some great things about the Copenhagen conference are the seminar of course…then there’s the stunning food and the wonderful visits included…This package includes:  accommodation at the Copenhagen Marriott Hotel for four nights, (25-28 August) including breakfast,  Reception and dinner at the bank’s Copenhagen offices, seminar fee and materials for the seminar sessions on Thursday, Friday and Saturday. full lunches on Thursday, Friday and Saturday, canal & harbour tour on Friday in the late afternoon, four-course gala dinner with entertainment and dancing on Saturday evening, and a Sunday excursion including lunch.

Merri and I always go on the excursion also to Silkebord with a drive out into the country, lovely food, picnic cruise and a chance to see the main office and the trading center.  This is always our most interesting, favorite and delightful conference…and we hope you will join us there!  We love the stroll along the harbor, the fresh air, wonderful meals and interesting people from all over the world.

See details on how to join Merri and me at Jyske’s bi annual Copenhagen seminar here Global Wealth Management Seminar.


We also really enjoy the restaurants and coffee shops along Nyhavn.

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