Double Profits on the Dow – “Borrow Low – Deposit High”

Here is how some investors have doubled their profits in the stock market bull over the last six months.

Anyone investing in the Dow Jones Industrial Index since December, has done pretty well.   The index, as the chart,from www.finance.yahoo.com shows, is up 13.85%

(click on photos to enlarge)

Those who follow our multi currency posts more than doubled their profit because….

the US dollar has risen against the Japanese yen, as Yahoo’s chart shows, by 15.49% in the same period.

On December 12, 2012, a message at this site Multi Currency Sandwich said:  The yen is too strong again.   Plus yen interest rates are as low as 2%.  If I am correct, this is a good time to short the Japanese yen.

Consider this math.

If you invested $100,000 in the Dow Jones Industrial Index… the profit, in the last six months before costs, has been $13,850.

If you borrowed $100,000 of yen and put this into cash earning just 2%, the profit in the same period before costs, has been $15,490.

If you borrowed $100,000 of yen and put this into the Dow Jones Industrial Index… the profit, before costs, has been $29,340.

Such is the power of the multi currency sandwich.

This is why I want to introduce you to our report “Borrow Low Deposit High – How to Use the Multi Currency Investment Sandwich.”

For over 20 years we have continually updated this report to help investors large and small learn how to spot and cash in on currency distortions.

See real six year examples below of how multi currency investing has doubled and even tripled profits… plus enhanced safety.

Smart investors who know how to spot value in multi currency portfolios at some of the world’s safest banks have already earned 57%…120% …263%.

Before I explain how you can use this report, let’s look at both the up and down side of these high performing portfolios?

The report provides an extensive beginner’s guide to developing multi currency portfolios backed up by our more than two decades of experience working with Jyske Bank and its investment management subsidiaries to create and track multi currency portfolios real time.  The report data comes from dissecting and discussing the portfolio results.  Readers learned… real time, from real portfolios created by some of the best investment managers in the world as these portfolios rise or fell in the market place… in the here and now.

Jyske Bank, Denmark’s second largest bank  assisted by providing portfolio details.   Now ENR Management will fill this role.   Our symbiotic relationship allows me to combine my experience with both Jyske Bank’s incredible knowledge, real time capability and expertise and ENR’s management skills so readers of my report can learn in a most practical way from some of the greatest multi currency experts in the world.

Here is our educational performance from 2006 till 2013.

We created five portfolios for educational purposes beginning in 2006.  One of the five multi currency portfolios was the Asian Emerging Multi Currency Portfolio. The portfolio started with a $100,000 investment and a $200,000 loan in Japanese yen (more on the loans in a moment).

This gave us $300,000 to invest in this portfolio.

Investments Total Value 300,000.00

Invested $100,000

Loan $200,000 100.00% JPY at 1.63%

Loan cost for one year $3,260.

This portfolio diversified into bonds and equities throughout Asia ..very multi currency.

Chinese yuan, Indian rupee, Japanese yen and more.

Twelve months later the portfolio was worth $417,420. Paying off the loan cost $203,260 leaving $214,160 or $114,160 (114.16% profit) on the $100,000 originally invested.

On November 1, 2006 we made the five changes mentioned above.  We dropped the Japanese equities and emerging market bond mutual funds and added an Eastern European, Far Eastern and Turkey equity mutual funds. This is how the rearranged portfolio stood.

Investments Total Value 300,000.00

Invested $100,000

Loan $200,000 100.00% Czech Koruna at 3.875%

Loan cost for one year $7,750.

As promised this portfolio only had five changes. We swapped the Japanese equity fund for a Eastern European equity fund and dropped the bond fund replacing it with a Far Eastern and Turkey equity fund.

May I, at this point, interject a note about ENR fund managers. They are a Canadian firm but assets and multi currency loans are at Jyske Bank.

In addition the portfolio manager, Thomas Fischer,  I have always worked with for the past ten years and who built these portfolios is moving from Jyske to ENR Management.

So how did that portfolio do?  From November 1, 2006 to October 31, 2007 the fund rose in value from $300,000 to $430,370. The loan payoff of $207,750 left a profit of $222,620 or a rise of 122.62%.

There you have it, a portfolio held at one of the world’s safest banks. With only three trades in two years the performance was 114.16% profit in one year 122.62% profit in year two.

I am sure that when looking at performance like that you are thinking “how did the other portfolios do?” Good question and your suspicions are correct…some of the other portfolios did not rise this much.

Yet believe it or not some portfolios did even better.

For example the 2007 Green Portfolio consisted of six shares and rose 266.30%!

Here is the exact performance of all five portfolios for two years.

You can imagine with performance like this attracted quite a bit of attention…and it did.  However there is more than high returns you gain with our multi currency report.

“Borrow Low Deposit High” does not recommend specific portfolios.   The portfolios in the report are educational and designed to help readers work with their own investment manager to create their own multi currency portfolio that suits their own special, individual needs.

“Borrow Low Deposit High” helps you learn how to manage your investment manager… nothing more.

This gives you triple profit potential because you’ll know how to spot strong currencies.    ENR can help you refine your thinking and execute a balanced portfolio. Jyske Bank provides a stable and safe institution who make multi currency loans and hold your assets.

“Borrow Low Deposit High” helps you learn why and when to invest in shares, how to leverage, how to create discipline and manage risk. The incredible portfolio performance above was achieved because the portfolios were leveraged using a tactic we call a multi currency sandwich.  Investors borrow low and invest in yielding or growth portfolios. The portfolios used loans in Japanese yen and Swiss francs to magnify profits in good times.

The report teaches how these loans can magnify losses in bad times as well.

For example look at the performance of the leveraged portfolios we created to study from November 2007 through September 2008.

Leverage in 2008 caused the portfolios to lose badly… in one instance the total portfolio was lost!

“Borrow Low – Deposit High” is especially useful now because we SHOULD NOT expect rising markets all the time.

You learn how to look ahead and act rather that react (when it is too late).

Trusting your fate to any one currency can destroy your purchasing power.    Every investor needs to know what to do!

The report helps learn how to look for times when to leverage and for times when to retract.  The idea is to cash in when the going is good and then withdraw.

Once you learn how to borrow low and deposit high you can stay on top of big market shifts through our daily ezine.  For example in 2007…  we began warning readers to exit the markets well before the crash.  Our first of many early warnings said:  “We have enjoyed two years of enormous growth.  Periods of high growth are normally followed by periods of low growth.”

Then in 2009 we recommended investing in Smalltown USA real estate instead of shares.

In 2012 we became bullish on equity markets again and wrote:  “History suggests that despite the doom and gloom so many preach… we are at the threshold of the next big global economic acceleration”.

This is why I invite you to read my current update of Borrow Low Deposit High…  in the beginning of this wave when profit potential is greatest.

I’ll have to update this report again to reflect the new management.

However with the stock market so high and the yen so weak… I do not want you to wait to read this report.  I will send the existing report to you right now and you’ll get the mid 2013 update FREE when it is complete.

This report has been read by tens of thousands of investors over the years.   This report sold for decades as a survivor’s hand guide to currency turmoil for $79 and we are not raising the price now just because the next bull market is at its peak.

As always you are protected by our 30 day complete satisfaction or your money back guarantee.

Order “Borrow Low Deposit High – How to Use the Multi Currency Investment Sandwich” $79.

Here is what a few others from around the world have said about our services and reports on international investing.

“Gary , I am a long time subscriber in various media, and while cleaning out my files today I found some old ‘Gary A. Scotts World Reports’. In particular, the April 1988 issue provided the info that made me over a million dollars. Just wanted to say a belated ‘thank you’ and please continue the excellent work. Warm regards,”

From an Unknown Reader

“Dear Gary, I would like to give thanks to you for introducing me to Jyske Bank two years ago.

“I have been a long-time client of Merrill Lynch, but am in the process of re-evaluating my relationship with the largest brokerage company in the world. My problem is that when I compare Merrill to Jyske, Jyske outshines Merrill (or other major U.S. brokerage firms) in most categories as follows:

“1) Even though Jyske is much smaller, it has a much more global perspective which is critical in an evermore global investment environment.

“2) In order to maximize their own individual revenue, the brokers at Merrill prefer to outsource the day-to-day management of their accounts to various fund managers and hence, ‘manage the managers’. In contrast, I can call my Account Manager at Jyske and he can discuss every aspect of my account in detail with me.

“3) I attribute this difference in #2 to the fact that Jyske’s employees are not compensation driven, but instead are focused on satisfying their customers. That is why Jyske’s clients stay with the Bank on average for 12 years, which is phenomenal by Wall Street standards.

“4) Jyske’s security is far more stringent than that of Merrill’s. In addition to the standard account code and password, to pass through Jyske’s security one has to enter a Key Card number and also a randomly-generated 4-digit number from said Key Card.

“5) Having an account offshore allows me to sleep better given the anxious times we live in. Since I report the existence of the account and pay all taxes due, I am fully compliant with the law. However, such an account gives me and my family a ‘financial life boat’ should events in our own country ever get out of hand.

“As Dorothy Parker once said, ‘You can lead a horse to water, but you can’t make them THINK’. Jyske is a thinking person’s bank. My only complaint is the time zone difference since I live in California . However, since I am an early riser and my Account Manager is very responsive to my emails, this problem is very small relative to the HUGE benefits.

“Again, many thanks for introducing me to Jyske Bank. Given the ‘dumbing down’ that occurs in the popular media today, your ezine and its recommendations are ever more important. Please continue your good work to enlighten your readership.

“Warm regards,”

C.M. CALIFORNIA Businessman

“I was so overwhelmed with information I received I had to spend several days reading, sorting and filing it! I have decided to move my modest investment capital overseas.”

B.W. MONTREAL CANADA Professor

“Send me your report on safe banks lending at 7% for redeposit at 13% or more.” B.V. ADDIS ABADA ETHIOPIA Economic Commission United Nations

“A number of new and significant contacts were made. It would be extremely helpful if you could supply us with WORLD REPORTS.” I.M. TORONTO , CANADA Banker

“You are as good as your word which is rare these days. I look forward to attending one of your seminars.” C.K. GENEVA , SWITZERLAND Banker

“In spite of my marketing experience, your information really got me going!” M. C. LONDON, ENGLAND Marketing Consultant

“Thanks for the three reports. They are very interesting and should find many readers here in Japan .” M.A. Tokyo , JAPAN Computer Programmer

“I would like to say how much I enjoyed the information I received.” A.B. Providenciales TURKS & CAICOS Accountant

“First let me say how much we enjoyed the investment seminar.” W.J. SAUDI ARABIA Oil Engineer

“Once again thanks for all the great information.” G.K. PERTH , AUSTRALIA Insurance Executive

“Your letter of November 8th warned me to beware of the market just a week before the 120 point crash on November 15th!” T.G. N. CAROLINA Pilot”

Enhance Privacy

This report also helps you learn how to legally enhance privacy. The erosion of privacy is caused by technology and the global economy has made the erosion global.

Doctors, accountants, businessmen, political activists, and others have found themselves the targets of federal prosecutions, despite sensibly believing that they did nothing wrong, broke no laws, and harmed not a single person.

One of the areas especially targeted are the finances and privacy of individuals.

Over the past four decades I have watched the rights to privacy of everyone’s financial affairs slowly erode.

There are always positives that balance the negatives though.  As one loophole closes, others pop open.

For example a change  in a US privacy reporting requirements now allows almost any investor to hold assets abroad… legally without reporting the fact.

The primary document used by US government to keep track of US investments abroad is the Treasury Department Form 90-22.1.   This must be filed any year a person have an interest in, or a signing power on any foreign bank account or other types of financial accounts outside the United States.

Previously these accounts were defined as:

•    Bank accounts (checking and savings)
•    Investment accounts
•    Mutual funds
•    Retirement and pension accounts
•    Securities and other brokerage accounts
•    Debit card and prepaid credit card accounts
•    Life insurance and annuities having cash value

A new loophole has opened that allows Americans to legally hold substantial amount abroad in large safe banks without filing this form.

I have created a short report explaining this and the “Borrow Low Deposit High – How to Bank and Invest Abroad” subscription includes the new report on how to hold even large sums in an overseas bank account with having to file a TDF 90-22.1.

Your report is guaranteed.  Satisfaction or your money back.

Order “Borrow Low Deposit High – How to Use the Multi Currency Investment Sandwich” $79.

Gary