When the Right Pension Fails


What happens when we do everything we are taught right and are punished for it?

bill-scott-lion-image

My dad with “Boots”, a lion we raised from the Portland Zoo. (Circa 1955).

Raising lions and tigers at our home taught me some lessons.  These incredible felines were wonderful pets, warm and loving… unless at meal time you stuck your hand between them and their food.  They taught me the law of the jungle at an early age.

Perhaps this is why I often asked myself what it was like for loyal Soviets, who believed and acted upon everything taught by the State, until the Soviet Union failed.  Imagine how they felt when they received the message… “State to public…  everything we taught you was wrong.  You are broke.  Sorry.”

Those Soviets must have felt betrayed, as I did the first time my beloved pet ripped my hand to  shreds while it hovered too near the food bowel.  A lot of Americans are feeling the same way, especially in Illinois.

A Wall Street Journal article “Illinois attorney general files motion to suspend state workers pay” says:

CHICAGO—Illinois lawmakers are again under pressure to solve their budget crisis after the state’s attorney general filed a motion that would effectively suspend all state workers’ pay until a budget is in place.

Democratic Attorney General Lisa Madigan filed a motion in St. Clair County, Ill., Circuit Court on Thursday requesting a judge end an order given last year that allowed employees to be paid despite the state not having a budget.

Bruce Rauner, Illinois’s Republican governor, and the state’s Democratic legislature failed to agree on a budget last year, and they have been deadlocked on a new spending plan ever since.  No state had gone without a budget for over a year since the Great Depression until Illinois.  The state is currently about $11 billion behind on paying its bills, according to the Illinois comptroller’s office.  Illinois already has the lowest credit rating among U.S. states and a large unfunded pension liability.

Yet there are places in America where pension promises are shakier than in Illinois.

Take Portland, Oregon as an example.

My dad was a victim of the 1930s recession so job security was his number one priority.   When he left the navy after WWII he went to work for the City of Portland.  A steady job and good pension were his main concerns.  Fortunately he also loved his job as zookeeper at the Portland Zoo and worked his way up the ladder to become Associate Director there.

Yet when the city turned over the zoo to the Zoological Society, he had to either switch employment to the Zoological Society or take a demotion and remain working for the city.   He did not think twice and gave up job satisfaction for pension benefits.  He chose to work in the city parks and left his beloved career.  He passed shortly after, at an early age.  This was the right financial choice for my mom who has received great pension benefits for over three decades (she is now 93).

However she may be among the last to have pension promises kept.  The City of Portland’s pension is under enormous stress.  In 2013 its funding position was worse than the City of Chicago so it’s possible that the generation after my mom won’t be given anywhere near what was promised.

Businesses, cities, states and the Feds all made pension promises that cannot be kept.  Simultaneously, the government and society as a whole created an educational system that left the majority of the population believing those promises.

Politicians found it expedient to make promises that future generations would have to pay.   Now the future is here.  The promises cannot be kept.  We are seeing the results of this mess unfold now.

We Can Have Security and Pursue our Passions

Most people bought into the unsustainable promises of generations past.  I did not.  Maybe Boots and Rajah and the dozen or so lions and tigers we raised made me aware that the law of the jungle was always just below the veneer.  Whatever the roots, my first book, “Passport to International Profit” published in the 1970s warned of the “Soil Defense Syndrome”, the “Duck in the Pond Problem” and showed ways to become a “One Man Multinational”.  In short,  the book showed how to live anywhere, but earn everywhere and how to create and manage one’s own income and pension.

We have dedicated our publications to these ideals of true freedom and independence since.  Our mantra for three decades has been “Turn Your Passion into Profit” and this is why I have made a special offer from now to Valentine’s Day for our “Live Anywhere – Earn Everywhere Program” to help you be financially right and fulfilled when the pensions and promises fail.

Gary

(1)  www.wsj.com/articles/illinois-attorney-general-files-motion-to-suspend-state-workers-pay-1485538584?mod=itp&mod=djemITP_h

Ultimate Form of Freedom

If you are making millions but hate the work and can’t afford to stop, are you really free?

In the 1990s, James Altucher, a popular self help guru who today has a monthly readership of millions today, began his career with a startup web design business and made millions.

He and his wife were soon living in a 2.8 million dollar loft and living the good life.

Yet the lavish lifestyle did not fill an emotional need.  This left him feeling dirt poor thinking he needed $100 million to be happy.  This led him to invest in stupid start ups and not one worked out.  His fortunes collapsed and due to poor timing he was forced to sell his apartment for a $1 million loss.

To be truly free we need flexibility, to be able to flex our ability to earn when and where we choose, doing what we love so regardless of the money, we never feel poor.

My wife Merri and I are entering our fifth decade of writing and self publishing.  We keep working because we love what we do.  Your lifestyle can improve by leaps and bounds when two reasons (profit and passion) for writing come together.

This is why we have recorded our “Writer’s Camp” to help you “Get Started”… but to “Start Small” and maybe like us stay small… tightly focused, but highly profitable.

We love writing and self publishing so much that years ago we offered to conduct a weekend “Writer’s Camp” seminar.  We offered the camp for $1,500. 80 delegates enrolled.  People from all walks of life attended—chiropractors, businessmen, investors, doctors, realtors, inventors, airline pilots, engineers, and housewives.

Merri and I were so overwhelmed by the response, we decided to make it available to a larger audience.  We created a written course based on our current self publishing activity called “Self Fulfilled – How to be a Self Publisher.”  Then we recorded the weekend “Writer’s Camp” seminar.

Thousands have used the course as it has evolved over the decades.

Here are  few stories of how those who attended our Writer’s Camps have used what they learned.

Barry Weinhold sent this note: We were successful authors before attending the Writer’s Camp, with our first book published in 1989 selling over 200,000 print copies. With the tips from your course last fall, we have published six new ebooks in Kindle format that are now available  at Amazon.com.

Thanks for helping us get the word out about Barry’s 2-part Breaking Family Patterns series. Janae has also released her 3-part Con Job series.

weinhold book

We’ve co-authored “How To Break Free of the Drama Triangle and Victim Consciousness.”

weinhold book

Our monthly royalty checks are now coming in and we are very pleased with the response to our new books (656 books sold and 1295 free downloads in seven months). We have six more new ebooks in the pipeline for publication.  Our goal is to publish twelve new ebooks by our one-year course anniversary. We couldn’t have published this quickly without the great support we received from your Writer’s Camp. We highly recommend it to anybody seeking the fast track to becoming independent self-publisher.

Self Publishers can also write in more than one niches.

Nickolette Goff writes non fiction in two niches.  After attending a Writer’s Camp Nicki used what she had learned to help promote her first book… a Quinoa recipe cookbook with 13 recipes.  She had 10,000 downloads of the book in five days and obtained dozens of good reviews!

You can get 13 more great quinoa recipes in Nicki Goff’s book at the links below.

quinoa-book

You can order Nicki’s first book at Amazon.com.

She wrote:  Hi, Gary,  Book sales are actually going well, and I’m having a lot of fun with this. I’m so grateful to you and Merri  for pushing me to get some action going!

The free promos really get things going, and seem to reignite sales.

Two more in the works – both on gardening topics.  Best wishes for 2013 to you and Merri.   Love, Nicki

What a joy seeing how helping and connecting people helps self publishers create their own special success.  How beautiful to see friends turn their passions into profit!

Nicki learned at the camp that getting these downloads is step three in a seven step process. We (and others) have been helping Nicki and our delegates walk through these steps so they can earn income through writing and publishing again and again.

Nicki is now well on her way to wonderful self publishing success.   She just completed her fourth book in a totally different genre gardening. This book is “Under Cover Gardening”.

She used the three day free Kindle marketing program again. Read about Nicki’s new book here.

kindle book

Nicki wrote:  Gary: My book was downloaded exactly 6000 times during the 3 days, and is selling around 5 per day right now.  I’m very pleased with the results – three 5* reviews so far.  Nicki

Chances are that most books you write will not be a best seller.  However Nicki’s books show the process that you use to create a steady income as you build inventory.   She is publishing numerous books in each of the genres she loves.  This creates extra income and added inventory if one of your books becomes a big success.

Let’s look at Nicki’s example again to see these benefits. Imagine this. Nicki writes a half dozen books, three on organic gardening and three on quinoa.

Then imagine that Oprah is interested in quinoa, reads Nicki’s book and has her on the show.  Nicki’s quinoa book sales will go bananas.  So too will all her other quinoa books.   Add further to this example and say that the national psyche just happens to be focused on better nutrition when this all happens.  If so, Nicki’s organic gardening book sales will skyrocket as well.

To sum this up… at the camp you’ll learn the importance of writing a lot for your niche.   The increased number of publications will allow you to keep your price low, but generate income that keeps you writing as you build inventory so any bigger success can grow in exponential bonds.

You can also self publish at any age.  A number of our friends who have used our writers course to self publish are in their 70s and 80s.  Yet college students have self published as well.

The father of the family of four wrote:  Hi Gary and Merri:  Just thought y’all would like to know that today Doss published his first book.  It is called College Confidential and it is currently listed at number 42 on amazon. com.  He would not have done it but for our experience this summer at your Writer’s Camp.

So, here is thanking you both very much.

Bill Winter

This book is written by a student, for students, College Confidential: An Insider’s Guide to Success written by Doss Winter is filled with practical tips and insider information addressing everything from Academics to getting your Zzzzs.

dos winter

Dos Winter

Order College Confidential at Amazon.com here.

Here are a few more examples of how others used the information from our workshop?

A long time friend, who had just retired from a 30 year career in the oil industry joined our program. His passion was to learn more about health and looking at the deep, more spiritual aspects of life since he had ended a financially successful career. He has gone on to publishing the leading healthy living magazine where he lives.

Not only was he able to publish 20,000 copies of a 48-64 page magazine on healthy living every month, he was able to meet and work with leading health and spiritual leaders like Deepak Chopra, Dr. Wayne Dwyer and even the Dali Llama. What a thrill.

Michelle Toole, an at home mother, made a fateful decision… to attend our self publishing course.

Michelle was disabled when she took the “Self Fulfilled – How to be a Self Publisher” camp.

She took what she learned from our publishing courses and created her own successful global micro website.

Michelle wrote:  “I have some great news, my web site  http://healthy-holistic-living.com is now getting on average 2,000 visitors a day! Yup my little one man show web site now gets close to 60,000 visitors each month!  The power of the internet is amazing as well as the opportunities.  We have said it before but it deserves saying again the internet is truly the great equalizer.

“My web site is at a point now that it is growing without much effort and produces a nice passive income allowing me to continue working on my second site http://home-remedies-and-natural-cures.com and to get my third site up and running.  I am also working on various joint ventures with other web sites focusing on helping others start their own web business. I am doing monthly webinars helping disabled individuals start their own business on the Internet and will be starting a coaching club in the new year.  The opportunities are only limited by one’s imagination.

“Again I can not thank you and Merri enough, I look forward to many great adventures and new experiences in the coming years!”

Another successful self publisher who attended our workshop wrote :

“MY HEAD IS STILL SPINNING from all of the valuable input I received. Out in the boonies, 2 + hours from the airport in Charlotte , North Carolina it was not your typical setting for a business seminar.

“It was presented by a fascinating guy with an interesting career history. Gary Scott and his wife, Merri, split their time between their idyllic farm in North Carolina and their property in the mountains of Ecuador . I first heard about Gary through my interest in Ecuador .

“By his own admission, Gary is often ‘a bit ahead of the curve’ which is part of what makes his material interesting. You sense the authenticity of what he is saying but it has not caught on in the mainstream media or pop-culture.

“The input is that is already affecting my life was not just from the instructor, but from other participants. The small group, less than twenty, seemed to be intimately bonded as soon as the seminar started. People from all walks of life and all parts of the country gained insights from the information that was geared to create a ‘life of your choosing more so than just a successful business. A very simple but powerful concept. Why do we want the money in the first place?

“The lifestyle aspect of the course was taught by example. We, as a group, were temporarily inserted directly into the lifestyle led by Gary and Merri. No better way to learn than by doing.

“The course content suited my needs very nicely. It addressed issues pertinent to FilmTrips and my marketing company, MJ Media. New life has been injected into several FilmTrips projects that had been languishing on a back burner for quite some time. Gary talks about being open to ‘connect the dots’ and take advantage of distortions or discrepancies between economies and countries. I am in a very good position to do that. Telephone and Internet technology has certainly arrived to help make it happen. I will keep you posted!”

Delegates from our last camp wrote:

My daughter and I had a fantastic time at the Writer’s Camp this past weekend.  We both felt we gained a tremendous amount of knowledge on “how to make money with our writing skills”!  Thank you.
 
Yours and Merri’s expertise on transmitting knowledge to others is phenomenal.  The warm, personal feel of being with you both along with the great people in the class was great!
 
Thank you again for all the added information gained in all areas of life and what I consider gourmet meals served to us all.
 
Donna/Jeanna

Another wrote:Have just returned from the writing seminar conducted at your farm in Ashe County, North Carolina, I thought I’d give you my take on what I experienced. To suggest that the location, hosts, seminar content, and accommodations were adequate would be an understatement.

The seminar itself opened a whole new world that I hope to explore in the coming months. I drove away from your farm with a well inflated right rear tire and a wealth of information that could catapult me into a whole new profession should I opt to go that route. I still have a number of professional business ideas that I intend to pursue, however, the concepts and ideas conveyed in your seminar will serve to enhance whatever I undertake going forward.

But if there was one underlying common denominator that I recognized, it was the fact that you are both so well qualified to present in this field of communication. Probably my most prolific observation was how well read and knowledgeable you are. The breadth and depth of knowledge on so many diverse yet associated subjects kept my unswerving attention. It also opened my mind to a variety of fields that, heretofore, I would not have considered relevant to my interests. And as a presenter, Gary is prolific. I drove away knowing that not only did the seminar give me my money’s worth but I was introduced to some very valuable contacts.

The bottom line is your seminar was both eye opening and entertaining. I came, I saw, I learned, and I even ate healthy. Thanks for everything. John

The son of a father son team sent this note:

Hi Merri!  I just attended your writers camp with my dad this past weekend.  I didn’t get to express how much I appreciated all that you and Gary did for us this weekend because we were in a hurry to get to the airport.  Letting us stay in your cottage and having us for your writers camp was an experience that I will remember for the rest of my life! Gary and Merri’s stories of adventure, success, your lessons, and advice are truly priceless!!

This camp has inspired me. Writing has always come naturally for me but I never was able to view it as a business opportunity.

This camp has shown me not only that writing can be profitable, but HOW to make it profitable! Thank you so much for sharing your wisdom with me. In my lifetime, I could only hope to see the success that you and Gary have achieved.

I not have only signed up for your newsletter, but I can’t stop spreading the word to my friends about my experience. Thanks again for your amazing hospitality,  Mitchell

If you accept our invitation, the workshop hammers, even bombards you with the absolute, vital importance of starting small.  We live in the era of epublishing that makes small “big”.   This plays perfectly into the hands of small businesses and copywriters as we just happened to have a perfect advantage right now in the marketplace.

Now let’s get to the important stuff.  Our life is less stressed (not stress free – every business has stress) but Self Publishing can be a low stress business… no commuting… choose your own hours… immersed in your passions with like minded souls. Work at home. How refreshing!

gary-scott-image

Here I am at our Florida home… at work?

gary scott

Here I am at work in the Blue Ridge.  Better than a cubicle for sure!

You can have fun every day doing what you love as you accomplish goals that are important… to you… and are a service to your community.

Merri and I, for example, love helping people get jobs.  So we used self publishing to create a foundation (Land of the Sun Foundation) to help the indigenous learn how to get work.  The foundation has donated nearly a million dollars in Ecuador to create jobs.

What do you love? Why not make the kinds of money I’ve just mentioned publishing your passion and do something good for the world at the same time?

Your passion and self publishing create…magic, wealth, happiness.

Three other things you gain.

#1: Respect. If you are not a recluse like Merri and me, you’ll find yourself the center of attention at social events and with your friends and in business because publishing is highly respected.

#2: Power. Everyone wants publishers to distribute good information about them. And everyone fears publishers a bit. The pen IS mightier than the sword!

#3: Protection. Writers are protected by the 1st Amendment of the U.S. Constitution. You do not need a license to publish. There is no government watchdog nor do you have bureaucratic red tape involved in publishing. Publishers enjoy almost more freedom than any other occupation because of the Freedom of the Press. This is so powerful because the first amendment is actually a part of the Bill of Rights. Just in case you missed this in school (as most students did including me) here are the exact words of this amendment:  “Congress shall make no law respecting an establishment of religion, or prohibiting the free exercise thereof; or abridging the freedom of speech, or of the press; or the right of the people peaceably to assemble, and to petition the Government for a redress of grievances.”

You become the press and you are set free. You cannot get more protection than that.

Shall we get back to the money and lifestyle? What can self publishing do financially for you?

Merri and I love nature so our home in Florida is set amidst and orange grove… just far enough from busy parts of the state that we enjoy wonderful peace and quiet. This makes a perfect place to study.  This is a winter shot from the front yard of our Florida home looking over our orange grove and lake…  that we bought with cash from our self published writing.

The Blue Ridge is our summer home.  That name is a slight misnomer for a large part of the year.  Correctly named in the winter, these mountains would be called “White Ridge”.  The white comes from snow which begins with S as does South which is where we head around November…to Florida or Ecuador .

While it’s freezing in the North Carolina mountains, we worry about sunburn sometimes.

Why listen to this Writer’s Camp?  Self publishing can easily fulfill all of your material needs.  More importantly it throws you together with fantastically interesting people from all walks of life.   You all share a common goal… to write… to sell… to earn.  This create magic for all.

You can enjoy this wonderful lifestyle.  Married, single, rich, poor, in good and bad health, educated and not, travelers and those who want to just stay at home. This is who self publishing works for… those who want a gradual part time improvement in life and those who want to make big enhancements now.

This workshop appeals to anyone who would like to write or publish or both.   See how published products can include compilations, catalogues, CDS, interviews. Plus look at how to develop treks, tours, visits, products and services.

You’ll see how one delegate who attended the workshop used her publication to sell real estate.

This course is for individuals and couples. We include those who want their own publishing system together as a family business.

This workshop is not theory. Merri and I share our real time experiences. We start at the beginning over 40 years ago but mainly look at how we earn hundreds of thousands and even millions a year in our exciting lifestyle…right now.

We study and listen to many other self publishers as well.

Self employed, retired, professionals and those who are employed who want to add extra income or who want to change their life entirely will benefit. Previous course delegates have included investors, chiropractors, doctors, dentists, lawyers, architects, other professionals and those who already own their own business and of course retirees.

Which would you rather have… 6% of $10 or 70% of $3?

The math to this question brings an obvious answer and creates opportunity for those who want a writer’s life.

Starting with online books allows you to lower price…  increase volume and cut out a publisher, distributor and book store who normally absorb up to 88% of the income created by a book.

You can start self publishing with no printing costs, no shelf space, no inventory, no postal delivery.  Most of the publishing expenses are eliminated.

The writer keeps 70%.

Amazon keeps 30%.

A typical writer earning 12% of the wholesale book sales makes about $.60 per $9.99 book sale.  A Kindle writer makes $2.10 on a $3 sale.

Buyers of books fall into niches.   Choosing the correct niche is a first step in the elusive process of capturing the national psyche.  When you tap into this phenomenon, you can earn millions just from online sales.   I know. This process has netted an extra $2,072,614.89 for my business in the past several years.

Yet the income from selling ebooks… as profitable as it can be… is only a part of the earning potential.

The first step in this process is to focus on a niche and create trust with the readers in that niche.

The eBook revolution makes this entire process easier because Amazon sales can be like prospecting tools.

Some amazing websites and businesses have been and will continue to be built using eBooks.  Kindle sales act like a search engine.  They are the starting point that attracts the original readers who become the nucleus of your success.

Technology especially favors small publishers today. Portable computers, the internet, wireless access, on demand printing smart phones and electronic readers all create enormous new potential for small publishers.

You can receive both the written course and the recorded weekend seminar, in an MP3 file, in a special “Live Well and Free Anywhere” program I am making available to you.  The normal fee is $299 for the written course and $299 for the recorded workshop.   I’ll send you both the course and the recorded workshop and my course “International Business Made EZ (also $299) all for $299.  You save $598.

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within 60 days for a full refund .

You save more than $598 because you also receive a recorded webinar conducted by our webmaster David Cross (at no extra cost).

David-cross-images tags:"2012-4-20"

David Cross

David has been our webmaster since our website began in the 1990s.  He is Merri’s and my business partner. We could not run our business as we do without him.

You can learn the tactics we use in our web business that condenses 27 years of practical experience about search engine optimization, and writing for search engines.

For the last 27 years David has worked with companies large and small – IBM, Agora Publishing, AstraZeneca and many small business owners.  He has worked in 22 countries, and lived in six of them.

David’s clients span the globe and represent companies and charities both large and small.  From corporate giants to small, one-woman businesses and everything from finance, healthcare, publishing, technology, real estate, veterinarians, alternative health centers and everything in between.

David is an essential part of our web based business and Myles Norin, CEO of Agora, Inc.  wrote:  “I have found David’s knowledge and experience unmatched in the industry.  Without David’s expertise and guidance for the past 7 years, we would not be nearly as successful as we are.”

As Senior Internet Consultant to Agora Inc. in Baltimore, MD, he worked closely with Agora’s publishers and marketers and – over a 7-year period – helped to propel Agora’s online revenues from around $20 million to well over $300 million.

David’s webinar will help you gain benefits in your micro business that large internet marketing companies use.  In this practical recorded workshop you will learn valuable skills to help your micro business.

There has never been a time when the opportunity for small businesses abroad has been so outstanding.  Expand your borders now!  Increase your economic security freedom, independence and success.

If you are not fully satisfied that this offers you enormous value simply email us for a full refund within 60 days.  You can keep all three courses as our thanks for giving our courses a try.

You also receive a report  “How to use Relaxed Concentration to Brainstorm Business Ideas” and a recorded workshop “How to Become and Remain Rich With Relaxed Concentration” at no additional cost.

Plus you get more in the program.

You receive the Report, “How to Finance a Small Business Overseas” (no extra fee).

Merri and I have always preferred to start our micro businesses  through cash flow.  However in the early the days of our business I found myself raising extra capital several times.  I have also helped numerous businesses raise money to get started.  This report shares several experiences to give a thumbnail sketch of how to raise money abroad.

In addition you receive any updates we make on any of these courses reports or recordings, free for a year.  Businesses usually need to evolve.  Merri and I continue to publish and have our independent businesses.  Some basics have remained for decades, but new strategies occur all the time throughout the year.  We’ll be sending along updates that share our most recent experiences as we learn and continue to grow our international micro business from Smalltown USA.

My special offer to you in this “Live Well and Free Anywhere Program”, is that you receive:

  • “International Business Made EZ” course
  • “Self Fulfilled – How to Write to Sell” course
  • Video Workshop by our webmaster David Cross,
  • The entire weekend “Writer’s Camp” in MP3,
  • The report “How to Raise Money Abroad”
  • Report and MP3 Workshop “How to Gain Added Success With Relaxed Concentration”
  • Any updates to any of the courses, workshops, reports or recordings for a year.

We are so confident that you’ll gain from this offer that if you are not fully satisfied, simply email us within 60 days for a full refund . 

To order International Business Made EZ and the entire “Live Well and Free Anywhere” program for $299.  Click Here.


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