Currently one of the biggest fear driven investing mistakes is taking place in the global economy… below zero real returns… as you’ll see below.
“Fures apud nos”… There are thieves among us.
While researching this message I came across an interesting article entitled “Ten pieces of thief slang” and learned the Latin word “Furuncle”… a synonym for a boil but derived from the Latin “fūrunculus”, which means a knob on a vine that “steals” the sap.
This is such an apt phrase for negative interest rates… a silent thief that steals the sap of an investor’s lifeblood by quietly robbing purchasing power every day.
The main street investing establishment is doing little to help.
I have fought this battle for 45 years. When I recommended investing in Hong Kong and Japan in the 1970s most bankers and brokers in North America said I was crazy. When I recommended buying Ecuador real estate in the 1990s I was described more scientifically… something like “He is nuts”!
Yet those who demonized my decision to sell Florida condos in early 2007 (at a premium) to buy Ecuador beach condos at $50 a square foot… are not calling this decision quite as loony now.
Speaking of loony… in a moment we’ll look at investing in the Loon to help avoid this ripoff.
Still after four decades, the establishment is way behind the times. Imagine this… you walk into your local bank or visit your financial adviser and tell him you would like to borrow some Japanese yen and invest the loan in Brazilian and Hungarian bonds, plus some shares in Vietnam and Canada. He might think you are crazy… at the least he probably can’t help you get the yen loan or invest in the Brazilian and Hungarian bonds. Maybe he or she can get the Vietnam and Canadian shares… though chances are he’ll try to talk you out of it saying its too expensive or risky, etc.
At the least you may have an uphill battle of convincing your banker or broker of your logic.
This is why this site shares what we have learned and experienced… plus provides contacts with people who have helped Merri and me and/or our readers and though they may not always agree with our thoughts… they are informed about and understand our thinking.
Big Rip Off
Yet this is a short term illusion. Everyone… not just boomers have this problem. The savings of young workers won’t grow enough to make a down payment on a house. Couples with children cannot expect bonds and bank savings to build fast enough for their children’s college education or their later retirement. We all face the dilemma of below zero returns and falling purchasing power. Retirees just happen to be those who have less time to solve the problem through investing. Retirees need positive returns on their savings and investments to create income now.
An article in The Regional Economist published by the Federal Reserve Bank of St. Louis entitled “How Low Can You Go? Negative Interest Rates and Investors’ Flight to Safety” by Richard G. Anderson and Yang Liu confirms that this “fūrunculus” is at work “stealing the sap” right now. Here are excerpts:
Conventional wisdom is that interest rates earned on investments are never less than zero because investors could alternatively hold currency.
Interest rates come in two flavors.
Nominal rates (or yields) refer to a periodic payment received by an investor relative to either the asset’s principal (face) amount or its market price.
Real rates refer to nominal rates minus the anticipated inflation rate.
Each rate, at certain times and for certain securities, can be negative.
Consider, for example, nominal Treasury notes and bonds, that is, securities not indexed for inflation.
The yield to maturity on the 5-year Treasury note has been below 2 percent since July 2010, and the yield to maturity on the 10-year Treasury note has been below 2 percent since May 2012.
Yet, looking forward, the Federal Open Market Committee in January 2012 announced an inflation target of 2 percent—implying an anticipated negative real yield over the life of the securities. Investors, facing uncertainty, appear willing to pay the U.S. government—when measured in real, ex post inflation-adjusted dollars—for the privilege of owning Treasury securities.
Nominal interest rates also, at times, are negative. Generally, each occurrence of a negative rate has its own special story. Most stories involve fear or uncertainty, with investors fleeing to perceived safer assets.
Our first example is very simple: negative interest rates on certain deposits in U.S. banks. These negative rates have been observed on large noninterest-bearing demand deposits insured by the Federal Deposit Insurance Corp. (FDIC) under its Transaction Account Guarantee (TAG) program. This program, authorized by the Wall Street Reform (Dodd-Frank) Act through year-end 2012, insures noninterest-bearing demand deposits without limit. Because banks perceive few investment opportunities for these deposits, they charge customers the cost of the FDIC insurance. Overall, customers receive a negative interest rate on their deposit—but also the safety of FDIC insurance. Anecdotal evidence suggests that many such deposits previously were held as shares in money market mutual funds, which have very low risk but are not federally insured.
Our second example is U.S. Treasury inflation-protected securities (TIPS). The yield on the 5-year TIPS has been negative since March 2011, and yields on 7-year and 10-year TIPS have been negative since August and December 2011, respectively. The yield on the 20-year bond hovers near zero.
In short if you put money in the bank… or in any of these bonds, you are guaranteed to lose purchasing power.
Simply getting out of the US dollar into European savings and/or bonds is not the answer either.
European bonds have negative interest also.
What to Do?
One month ago on January 14, 2013, the message at this site said: A Canada & Vietnam multi currency mix can add safety and profit to your savings and portfolio.
The Canadian dollar has been strong against the US dollar.
Canadian dollar versus US dollar chart at www.finance.yahoo.com
Click on photo to enlarge.
Canadian investments make sense… for now.
Canada has solid banks, vast agriculture, mining operations, and energy reserves making it perhaps the most stable country in the world.
Despite the recession in 2007, the Big Five Canadian banks have booked $18.9 billion total profits while the five biggest U.S. banks had $37 billion loss.
Canada is rich in water and natural resources, fertile farmlands, aluminum, copper, gold, iron ore, nickel, uranium and the “black gold” of Albertan oil sands.
There is plenty of land, resources, a immigration policy that ensures the sustainability of social programs and cushions against the damaging effect of an aging population, the future is pretty bright.
The Canadian equity market has performed really well long term.
So a mix with another younger country (demographically speaking) adds more long term profit potential.
Vietnam is a good example. The market is down as this chart shows.
One way to invest in Vietnam is with the Market Vectors Vietnam ETF (symbol VNM).
Since that time this ETF has risen from $19.75 to $23.50 (18.9%) in one month.
Just two months ago, this site (December 12,, 2013) looked at borrowing Japanese yen at 2.5% to make such an investment. The message posted at this site said: Yen interest rates have normally been near or under 3% for 20 years! Any loan that was invested for more than 3% enjoyed pure extra profit!
On December 12, 2012 one USA dollar would buy 82.44 yen. Yesterday that same dollar would buy over 94 yen. This is a profit of 14.5% in two months.
Yet had you approached most North American investment managers or bankers and asked them for a safe investment… the answered would have been more likely bonds… at a guaranteed loss. Had you suggested borrowing yen to invest in Vietnam… there may have been resistance to the thought.
This is why five of the speakers at our most recent Super Thinking + Investing and & Business seminar offered ideas on different ways to protect against declining purchasing power through global investing.
Thomas Fischer of Jyske Global Asset Managers can help readers manage money via their Copenhagen bank and to buy selected bonds and shares.
JGAM can borrow yen or any major currency to invest globally. They will manage funds and buy specific investments. However their minimum account is $200,00 or $70,000 if you have loans. Plus for them to buy specific investments their minimum account is $1 million or $$350,000 if you have loans.
Michael McDonald can help readers buy specific bonds and shares almost anywhere in the world.
Michael fills this gap as he can buy shares and bonds almost anywhere for almost any amount. He has very low minimums.
Lou Shiniman and Morgan Hatfield can help readers manage global investments from the USA via ETFS. They can also help you invest in ETFs that short the yen or other currencies.
Lou and Morgan can help you invest globally through ETFs… again with very low minimums.
Rich Checkan can help readers invest in precious metals and PM certificates globally.
See contact information for these speakers below.
Not all these speakers agree with everything I write all the time. I would be surprised if any of them agreed with our thinking all the time. However they all know me… read what I write and understand my logic. This means that if you contact them… they have a basis for understanding your thinking and can zero in better on helping you make your unique investments to protect your specific circumstances.
This integration of my and the thinkers’ thinking make them and you more effective when you look at your particular and unique investing needs.
Learn how to Borrow low and Deposit High with our Multi Currency Report.
Thomas Fischer firstname.lastname@example.org
Jyske for non US investors Henrik Bøllingtoft Henrik.email@example.com
Michael McDonald firstname.lastname@example.org
Morgan Hatfield email@example.com
Rich Checkan firstname.lastname@example.org
The Third Way To Be Smarter.
Our seminars provide information. You also gain contacts so you can act on this data. More important we share ideas on how to have super thinking and tap into the greater intelligence that is within all of us through the use of Classical Baroque Music.
Here is the music I listened to as I researched and wrote this note to share with you. Listen to it as you work and you’ll find a step towards excellence through relaxed concentration.
Use Relaxed concentration to learn Spanish in three days.
Gain Super Thinking – Learn Spanish in Cuenca, EcuadorLearn Spanish in Cuenca, Ecuador June 2,3,4 2017.
There are seven benefits you gain beyond Spanish when you learn the techniques of Super Thinking-Learning Spanish.
Learn Spanish in Cuenca, Ecuador this June, 2017.
Speaking Spanish is a huge benefit on its own. You can become one of the rare North Americans who can get along in Spanish speaking countries. You can be one of the special people who can communicate with 10 million non-English speakers in the USA. Spanish is the second most used language in the USA. There are more Spanish speakers than speakers of Chinese, French, German, Italian, Hawaiian, and the Native American languages combined. According to the Census Bureau, Spanish is the primary language of nearly 50 million people in the US. This is the largest Spanish-speaking community outside of Mexico. Only half of these speakers also speak English “very well,” and 19% do not speak Spanish at all. XXXX
You can tap into all this potential when you speak Spanish. Yet there are seven more benefits.
An article in England’s leading newspaper, the Telegraph, entitled “Why learn a foreign language? Benefits of bilingualism” (1) sum up the biggest benefit of learning a second language and increased intelligence. The article says: “Learning a foreign language is more than just a boost to your CV or handy for traveling. It will make you smarter, more decisive and even better at English. Physiological studies have found that speaking two or more languages is a great asset to the cognitive process. The brains of bilingual people operate differently than single language speakers, and these differences offer several mental benefits.”
The article then explains studies that show seven cognitive advantages gained from learning a foreign language.
#1: You become smarter
#2: You build multitasking skills
#3: You stave off Alzheimer’s and dementia
#4: Your memory improves
#5: You become more perceptive
#6: Your decision-making skills improve
#7: You improve your English
This is why I invite you to visit Ecuador and learn how to use Super Thinking as you learn Spanish in three days.
Does it sound impossible to learn Spanish in three days? Yes, it is impossible when you try to learn Spanish in the traditional way.
However, there is a scientific method of learning… proven and described in numerous best selling books that create educational jumps by making education natural, easy and fun. This course works because it is education without stress!
This method was created and refined by the Bulgarian educational master, Georgi Lozanov. who transformed the entire Soviet educational system to such a degree that this third world country beat the USA into space.
Merri was lucky to be one of a handful of students outside of Bulgaria who were allowed to be taught this system in the early 70s. She practiced this unique and remarkable form of education for four decades.
Merri and I began integrating these techniques with other shamanic and educational tactics we had gained in our global travels and applied them to teach Spanish in three days.
The course has been proven again and again by the thousands who have used this system. You can read a few of the many raves we have received from delegates who have learned from the Super Thinking Spanish course we created. If this is not proof enough, I have provided links so you can read dozens more raves. If this still is not proof enough, I’ll be happy to provide phone numbers so you can talk to those who have learned to speak Spanish in three days.
One delegate who attended a Super Thinking + Spanish course taught by two of the Super Spanish teachers that Merri and I trained (Shawn and Suzanne Bandick) wrote:
Here are a few quotes from other delegates of courses conducted by our Super Spanish teachers.
One delegate from St. Louis wrote about his courses with Super Spanish teacher, Mark Frakes: Hi Gary, Just ended forty-five years in dentistry last week,and I’m on to a new career. What is my new career? Still formulating,but the eye -opening,mind expanding Super-Spanish course last weekend in St. Louis surely shows me the opportunity exists to expand my horizons. Mark was a very capable leader and teacher and his choice of a pronunciation coach was well received.
Besides having a lot of nice people to learn our new language; the methods Merri and you developed proved to be just what you said they would be. We all and I in particular relaxed our way to new learning. I feel so very comfortable with the basis of my new language skills that I know I will be spitting out great Spanish sentences by the time I reach Ecuador in October. Last year I spent six weeks in Ecuador and now I plan on conversing with the people.
Today’s excerpt of your newsletter really hit home. You do what you say you will. There are no surprises or hidden sales tricks. The only tricks are beneficial to our learning. Thank you for a wonderful experience that I was quite unable to grasp how you would pull it off. You did,and I look forward to other courses that you offer,and I have absolutely no doubt they also will work beneficially. Thanks to Mark, who you chose well to represent your program. Best regards, Denis Molloy.
Another wrote about Super Spanish teacher, Glenn Sterling’s course: Buenos Dias, Gary y Glenn, Here is a testimonial for Super Thinking Super Spanish. Please feel free to use all or part in promotions for the course. In addition, you may give my email address to any prospect “on the fence” about enrolling. Yesterday, in Cotacachi, Ecuador, I finished Super Spanish Super Learning. I had high expectations for the course and they were exceeded.
The course was taught in English by Dr. Glenn Sterling, a witty, engaging, retired chiropractor, and Alberto, his Ecuadorian side kick, who made sure we learned to pronounce everything correctly. After three days, I can speak Spanish in complete sentences. In simple conversations, such as buying groceries or ordering a meal, I can make myself understood. I think that’s incredible!
Although I am far from the competence level of a native speaker, I feel I’ve taken a giant step forward in learning Spanish so that I can experience the people and culture of Ecuador. The foregoing benefits would have more than justified the time and money I invested in Super Thinking Super Spanish. And learning some Spanish was not the most important benefit I got from the course.
Prior to leaving the USA, I had felt for some time that the pace of life there was unhealthy for me (and for most people) and I did nothing about it.
I’ve thought about the pace issue during the course. One of the key elements Merri Scott designed into Super Learning is placing the student in the optimal state for learning.
During the course of the day and night, humans experience four types of brain waves: alpha, beta, delta, and theta. It turns out we learn best in alpha state. Research has shown that alpha state can be induced by meditation, listening to Baroque music (or any music that has about 60 beats per minute) and by taking a theanine (the active ingredient in green tea) supplement.
Getting into alpha involves slowing down and relaxing. So, the class includes baroque music and guided journeys to support relaxation. Imagine learning while relaxing and having fun. That’s not how I remember school!
The brutal truth: In recent years, I’ve rarely relaxed. (No wonder I have high blood pressure!) and, suddenly, I’m aware of it. Why?
1. Since early April, I’ve been living in a small town in a country with a slower pace of life and I’ve been affected by it. Positively, I’d say.
2. In class, the past three days, I’ve been re-introduced to guided journeys and introduced to the calming effects of Baroque music (www.sundaybaroque.org). What a blessing! I’m inclined to make one or both a daily part of my life. Rob Christi. Cotacachi, Ecuador
Another attendee from a course wrote: “I took this incredible class a few weeks ago, and I would like to tell anyone that is interested, that it is an amazing three days of learning with lots of laughs included. You leave everyday wanting to learn more and are so excited to do so.
“Other Spanish classes and tutoring made us feel like it would take forever to get to the point where we could put it into practice, but this method gave us a more fluent use for everyday life almost immediately AND the confidence to use it. It is a fantastic way to show people how much they know and give confidence to learn and use Spanish creating a momentum.
“I liked how simple it made speaking Spanish. Shawn and Suzanne are amazing teachers. They made learning Spanish easy and fun in a very relaxed, comfortable atmosphere. I would definitely recommend this course. Even if you know some Spanish, this helps make it easier because of the less stress that no verb conjugations gives you. This gives you more confidence in yourself to try and speak it more.
“The stress free atmosphere and tons of interaction and participation were very conducive to learning. The relaxation techniques alone are worth the price. The fact that I can now feel more comfortable conversing in Spanish with my new friends and neighbors is priceless. Muchas, muchas gracias.”
“I loved the relaxed environment. I picked up quite a lot of new vocabulary. I found this course very informative about how the language works, how I can make sentences and understand others better! Muchas Gracias! I had a call from Telcel (the local phone company) after our second class and I was able to speak and understand them for the first time. Despacio (meaning slowly) … a great word! Everyone should take this course before they pick up bad habits.”
“I liked how simply the course was organized and the positive attitude about learning. Thank you so much for helping me to learn Spanish!”
“I liked the laid back yet professional approach. I highly recommend this new, relaxing method of learning Spanish, I feel a lot more confident in the delivery of my words and sentences. It was taught in an excellent and very professional way.
“It was a very enjoyable class.”
How this Course Works in Just Three Days.
A Livescience.com article helps explain why this course works and how delegates are creating Spanish sentences by the first lunch break and can communicate well in Spanish after just three days. This article by Jeremy Hsu, LiveScience Senior Writer, is entitled “CIA Seeks Anyone, Anyone Who Can Speak 2 Languages.”
Four important points in the article are shown in excerpts below with my comments to show what has been wrong with traditional Spanish courses and why the Super Thinking tactic is perfect for this program.
The article begins: WASHINGTON, D.C. — Many Americans don’t learn a second or a third language from birth, let alone a language that the CIA or U.S. Foreign Service might want. The situation has forced U.S. government agencies to learn how to cultivate the most talented second-language speakers from among college students with little to no other-language expertise.
“In U.S. education, we don’t develop early bilinguals,” said Catherine Doughty, a language expert at the University of Maryland.
Doughty spoke as part of a panel during the American Association for the Advancement of Science (AAAS) conference in Washington, D.C.
She and other speakers described the typical U.S. second-language program as being a series of disjointed classes where students often repeated what they had learned before.
“Imagine math [programs] where the middle school says, ‘We don’t have any idea about what you studied,’ so you learn it again. It’s the same with high school,” said Robert O. Slater, director of the U.S. National Security Education Program.
MY COMMENT. This is why traditional Spanish courses often do not work. They create two obstacles up front…conjugation and memorization of vocabulary. Super Thinking + Spanish avoids both these obstacles.
The article continues: Finding the best. Government agencies aren’t alone in trying to recruit multilingual speakers; U.S. corporations covet such skills for doing business in the era of globalization.
MY COMMENT: This is why speaking Spanish adds value to each of us as a person. We become especially useful in an increasingly global multilingual society.
The article explained how Doughty and her colleagues used tests to train up cognitive processes related to language learning, such as the ability to hold information in the brain while using it for learning. The tests sought to predict those who can succeed despite everything stacked against them.
The article reviewed changes in the brain. Lee Osterhout is a cognitive neuroscientist at the University of Washington in Seattle. His lab used electrodes placed on the scalp to measure the electrical activity created by the signals of brain cells. That allowed the researchers to see differences in the brain patterns among language learners and fluent speakers. They found some surprising results:
The article pointed out: Repeated studies of French language students showed that their brains responded differently to real French words compared with fake words after just two weeks of classes, even if the students themselves could not tell such words apart.
“From knowing nothing to a little bit, [there are] huge changes in the brain,” Osterhout pointed out. “[From] knowing a little to knowing a lot, [it is] much more subtle.”
MY COMMENT: This is why Super Thinking + Spanish works. The three day course focus is entirely on making the huge change and ignores the subtle. From there the perfection and subtle change. The three day course prepares the learner to speak Spanish immediately and then make the subtle changes in their day to day life.
The article also said: Another surprise came from studies of Spanish-speaking immigrants, because neither age nor language proficiency seemed to predict how quickly the immigrants picked up English. Instead, the fastest learners showed both the greatest motivation to learn and a willingness to use English at every opportunity despite being bad at it (at first).
MY COMMENT: This is the other reason why Super Thinking plus Spanish works. This three day course gets the delegates speaking and thinking Spanish all the time so they can use and/or think Spanish every day… and communicating even from the beginning. In this way, the education grows even when Spanish is not being spoken.
The Super Thinking course first integrates the brain. Students learn better with relaxed concentration. Then the course teaches them 17 simple lessons so they know 4005 words in Spanish and can use them to create sentences. In this way, you can communicate in just three days.
The first tactic is to use Baroque music in the learning process. At least three best selling books, “Superlearning”, the “Mozart Effect” and “Superlearning 2000” have revealed insights about how to learn and think more powerfully based on systems drawn from the Bulgarian educational master, Dr. Georgi Lozanov. Merri Scott was among just a few who learned directly from Lozanov when he visited the USA.
The second tactic uses 17 unique lessons to provide Spanish fluency in a short time. Let me prove to you how this tactic works by teaching you hundreds of Spanish words in less than 30 seconds.
Here is the proof.
“Most words in English that end in ION are almost identical, just pronounced differently. For example action is accion, education-educacion, manipulation- manipulacion, etc.”
There you have it. How long did it take you to read the sentence? You now know hundreds of Spanish words that you will never forget.
See examples of the words you already know below.
How long would have taken you to memorize all those words? How soon would you have forgotten them?
This is just one of seventeen Spanish lessons in the course.
The next lesson teaches how to pronounce each of the nouns.
Then, the third lesson teaches almost as many verbs, almost as quickly.
The fourth lesson shows how to avoid conjugating verbs by sticking with the infinitive (far easier than it sounds). This simple lesson leaves a person sounding like a Spanish professor without ever conjugating a verb.
Lesson five shows how to sound infinitely polite and yet get almost anything desired in Spanish.
Lesson six gives valuable connectors and the seventh lesson triples the Spanish capacity with three words for “yesterday,” “now” and “tomorrow”.
By the end of three days you feel comfortable speaking Spanish.
Plus the system is Impro Dynamic. This means your Spanish keeps getting better even though you do not seem to be studying… practicing… or speaking Spanish.
I was amazed by this as I traveled back and forth from the USA to Ecuador. The longer I was away from Ecuador… the better my Spanish became. My second language was automatically improving. The self improving feature comes because you learn to create Spanish sentences rather than remember them. The portion of the brain that creates is more powerful than the portion that recalls. When your mind creates something… it owns it! You do not have to remember .
During the course you learn 4005 Spanish words that you already know .
You then learn how to create Spanish sentences from these words.
Throughout the course you learn how to pronounce the sentences you create.
When the course ends… the mind keeps working… and creating… so next time you begin to speak Spanish you’ll be surprised . You improve even though you have not actively worked on your lingual skill.
Learn Spanish in Cuenca, Ecuador. Super Spanish teacher, Rick Brown, will be teaching a Super Thinking + Spanish course in Cuenca, Ecuador June 2, 3, 4 2017.
Rick Brown Super Thinking plus Spanish teacher, lives in Cuenca, Ecuador and Toronto, Ontario.
Rick sent the note below.
Cuenca Inn Courtyard.
I recently visited Bill Dixon at his Cuenca Inn B&B located at Don Bosco and Santa Maria Streets in Cuenca, Ecuador. This is Bill’s third project in Cuenca and shows what a beautiful creation he can make.
The Inn itself is in a large home well back from the road. It has four good sized guest rooms, two with bathroom en suite and TVs.
There is a wonderful large central covered courtyard with TV, a central fire pit and lots of plants.
TV room for guests.
A guest living room with TV and big comfortable sofas adjoin the courtyard.
There is also a small bar area just off the courtyard that we all enjoyed. The Inn is very well appointed and the ambiance is warm and conducive to the comforts of a home away from home. Internet/WIFI is good and is available to guests for long distance calling, along with pyre-loaded local cell phones.
Cuenca Inn Dining Room.
At the same time I was visiting Bill, Neil and Inge (another retired couple) were there as well. We all enjoyed a great meal and hobnobbed about the state of affairs in North America for about three or four hours while enjoying a couple of bottles of wine.
Cuenca Inn bar.
The Inn has a reasonably sized, fully equipped kitchen where breakfast is prepared. Bill created a superb dinner for us all including South African style BBQ Grilled Chicken with a very tasty vegetable casserole Au Gratin and an appetizer of his own design. We had somewhat of an argument trying to name. It consisted of layers of corn chips, peppers, cheese, chilies, some secret ingredients and was served with a wonderfully flavored home made red pepper jelly. We finally settled on Bill’s Deep Dish Corn Chip Pizza as a name for it. It was sweet and spicy, crispy and very well balanced, well received by all, as was the rest of the food.
Cuenca Inn Kitchen.
As I said previously we sat around the fire pit enjoying the conversation and the wine until well past 11 PM. No one really wanted to leave but Bill had engagements in the morning and eventually we had to call it a day. Since the Inn is at a fairly major cross street we had no trouble hailing a taxi back to Ordonez Lasso where it turned out Neil, Inge and I all lived.
Bill and I had originally met in Oshawa when he attended our Super Thinking / Super Spanish course prior to coming to Cuenca. He indicated that it had been a really good investment on his part as he had acquired the language basics he needed, and it gave him the confidence to make the change in his location and his life.
He actually attended the Super thinking / Super Spanish course twice about 3 months apart. He says he was amazed at how much of the first course he remembered on the second time around. He really threw his all into the course and got a lot out of both sessions.
Cuenca Inn hosts, Bill Dixon (left), Michael and Deanna.
Cuenca Inn is offering course delegates a 20% discount on room rates and a hearty and warm welcome to Cuenca. You can make reservations or get further details from Bill Dixon at email@example.com.
That’s all for now except that you should come and visit Ecuador whenever you can. You will not be disappointed!
Enroll now and save. The Super Spanish course is $499 ($799 couple) but in the Early Bird offer you save $150 when you enroll before April 1, 2017 .
Here are more testimonials from previous Super Spanish Courses.
Maggie wrote: It didn’t really seem possible that we would be speaking and understanding Spanish in only 3 days but the Bandick’s made it happen in a very supportive learning environment. I would highly recommend this course for anyone wishing to learn “practical Spanish”. The teaching methods, use of relaxation, the use of native Spanish speakers for pronunciation and the teachers themselves who were approachable and helpful and always positive made this a very valuable class.
This course improved my self confidence in my ability to learn and retain a language. It was presented with genuine enthusiasm, great energy and the style of learning is very effective. Gracias! It was a great experience.
Nadine wrote: “Just spent the last 3 days in the most wonderful learning environment learning Spanish. What an amazing learning experience!! First day out of class and I could not stop thinking in Spanish WOW!! I am amazed by how much I learned, retained and how much more is showing up now that I am out of class. And the best part is THERE WAS NO STUDYING!! Indeed this is Super Thinking!!! I would highly recommend this to anyone that has ever had a desire to learn another language or learn anything in record time.
And a few days after that …. As I went through my day, just hanging out with my son, I could see myself starting to think in Spanish. At first I thought it was amusing but as it continued and increased I thought “My goodness this is really remarkable amazing” It was really an effortless unfolding. I wasn’t at any point “trying” to think in Spanish, just words I knew would fly across the screen in my mind. And then this afternoon, my son cuddled up on the couch to watch some cartoons on his ipad and was watching Peppa Pig in Spanish…hmm coincidence? I think not, I’m radiating Spanish so much that my son is being influenced! Thanks a million again. This weekend the best learning experience of my life!!
If you have ever had a desire to learn Spanish this is the way to do it! By the end of the first day I had more confidence and more practical ability than I had from any previous courses I had taken. It was fun and relaxed and full of laughter. You will leave this class excited to use what you have learned. Rather than leaving overwhelmed with how much you have yet to learn and master, you are equipped with the knowledge and know how to go out and communicate as well as the excitement to do it!”
Gary noted: “The whole approach is positive and conducive to learning at a level that benefits ALL participants. It is not intimidating and does not set up a pass/fail atmosphere. The presenters are terrific and the results unbelievable. It was relaxed, informal, friendly and effective.”
Twila said: “This class provided a very refreshing and relaxed way of learning. The atmosphere felt very safe to say the words you were practicing. I learned a lot in a way that will make it easy to apply. Starting with conversation is way more fun. How quickly you can learn! It was a great group, great instructors and great stories.
The atmosphere in the classroom was so relaxed that learning Spanish felt like a breeze and not like a painful task. The relaxation exercises are really conducive to language learning. We learned A LOT in a short time and it was fun and the environment was non-threatening.”
Brigitte sent this: “Buenos Dias, Suzanne. su clase de espanol es excelente! Muchas Gracias! I have already done what you suggested and went into the program listening to the music and going over the lessons. I know: Repetition……reinforcement…..thinking in the new language….it’s all part of it. I loved your course and will certainly recommend it to friends. Who knows….I might feel the urge and have the opportunity to repeat it at your beautiful place in Puerto Aventuras…..Quien sabe? Hasta otro dia y saludos a su familia.”
Marie wrote: “I would highly recommend this course. The amount covered in 3 days is amazing! All with no stress. The correlation lessons and pronunciation practice has greatly reduced my anxiety to go out and use my Spanish. I really enjoyed the whole process and thank you for the take away tools.”
Enroll now and save. The Super Spanish course is $499 ($799 couple) but in the Early Bird offer you save $150 when you enroll before April 1, 2017 .
Here is the English translation of a few of the many Spanish words you now know and will never forget. How long would it have taken you to memorize them? How soon would you forget?
“Most words in English that end in ION are almost identical, just pronounced differently. For example, action is accion, education-educacion, manipulation- manipulacion, etc.”
Some more of these words: Combination, Attrition, Education, Vacation, Petition, Lotion, Motion, Construction, Abduction, Pronunciation, Concentration and a ton of others!
Enroll now and save. The Super Spanish course is $499 ($799 couple) but in the Early Bird offer you save $150 when you enroll before April 1, 2017 .