Earning in the New Era

How do we earn in this new era?

Global economic shifts have altered the way most people can earn.

Recent statistics suggest that unemployment has fallen in the US… but at the cost of enormous added stress.  Millions are under employed or working so hard that the process is not fulfilling, healthy and barely worth the effort.

Millions are escaping the rat race… creating their own business or moving abroad.

See below great opportunities in publishing and vineyards.

Small magazine publishing businesses are one great way to earn.  Merri and I learned how to earn in Ecuador with publishing.  Our friends Dave and Sherry Johnson learned how to earn with publishing small magazines.

asheboro magazine

Dave and Sherry’s first magazine in Asheboro.

Publishing Benefits.  The income from small Positive Community Magazines is wonderful… as much as $17,000 gross a month (with profits over $11,000) but it’s the wonderful fringe benefits that come to publishers which make this business really great.

Dave sent a note about these benefits.

#1:  Freedom of setting your own hours.  Working when you where and when you want to… not what you are told.  This saves time, frustration and stress.  Dave says he has no commute unless you count the 8 seconds it takes to walk from the bedroom to his  office.  You don’t have to ask permission to take time off to attend your children’s sporting events, concerts, plays or any other event.

#2:  Freedom of expression.  One of Dave’s favorite reasons for having his own publishing business is that he can work at home in his pajamas!   One great writer I know used to work in a SuperMan suit!  Whatever yanks your chain is okay in this business.

#3: You have complete control over your earnings.  If you want to earn more, give yourself a raise by working more and increasing your revenue.

#4: The tax benefits are tremendous.  An expanded portion of your lifestyle becomes tax deductible.

#5:  When you work hard, you are working hard for your benefit and wealth not someone else’s.

#6:  You get PRESS credentials.   Dave says that some big venues (like NASCAR) require official credentials which you can get by calling the press office.  Publishers can create their own “PRESS” badge and it usually gets them “behind the scenes” access.  In addition when there, everyone of course wants to talk to the press so they can end up in the magazine.  Being part of the press also (usually) gets you free admission into most events.  Worst case scenario, you trade/barter an ad to gain admission.

Recently Dave attended an event called the “Big Sip”.  Not only did he get free tickets, he received free VIP tickets which gave him and his wife Sherry access to the show early and gave access benefits that non-VIP ticket holders will not have… separate and earlier session, special demos, a special program, commemorative glass, more participation, a coupon booklet and entry to win free tickets to a national Big Sip Expo.

#7:  Prestige (Celebrity Status).  Dave & Sherry get invited to everything because people want their magazine at their events.  Additionally, they are very well known around town.

#8: Service You Provide to the Community.  The Johnsons are told again and again told that the content of the magazine they publish shines a positive light on the community.

#9:  You  can give a voice to positive organizations that normally wouldn’t have one.  They raise the awareness to programs being hosted by the myriad of organizations in their town that most people would normally never hear of.

#10: Philanthropy.  The Johnson’s have chosen two non-profit organizations to support.  One of the things  non-profits need is press coverage and advertising.   They give about $10,000 worth of advertising a year to our non-profits and various other groups to help them get the exposure they need.

#11:  They even save lives.  In one issue of their magazine they told the story of a little boy who was struggling with a rare disease that caused life-threatening seizures.  One day, while his mom was out shopping, the little boy had a seizure so she rushed him to the hospital.

She called ahead and the nurse met her at the emergency room.  As it happens, the nurse had read the article in the magazine (which someone had brought to the nurse’s lounge) and she recognized the little boy from the article.  Since she knew immediately what was wrong with him, no time was wasted and he was treated quickly.  They were told that this particular seizure was especially bad and that the article probably saved his life.  This doesn’t happen every day but once in a lifetime is good enough!

How’s that compared to being stuck in a cubicle just to make the mortgage?

With these thoughts in mind, Merri and I share with you the report  How to Earn With Positive Community News 

See another way to create a multi dimensional lifestyle….

Wine and Vineyard Investing

By Steve Rosberg

Argentina winery

Argentina Vineyard.

In the six years Ushay has been involved raising capital and operating the Los Arbolitos Vineyard project, we have come across the most varied investor questions and related situations.

Perhaps one of the oddest happened last year, when an acquaintance – who has been in the investment advisory service business for years – approached to ask wine-wizard Andres Rosberg if he would consider joining him and a group of his customers on a tour to Austria.

His goal was to combine a wonderful luxury pleasure trip with the exploration of investment opportunities, and wouldn’t Andres go to cover the topic of “wine investment”.

“Wine investment? Hmm, what exactly do you have in mind?” he asked him. “Do you mean buying bottles and holding them as they age? Buying a winery? Buying a vineyard and selling grapes to wineries? Or enjoying the life of a house in the vineyard?

He looked – a little lost – and said “I don’t know, I never thought about it!”

So, let us go over a little of what we have learnt these past years.

Starting with aging wine, this goes from the absolutely hedonic notion of buying wine before (or right after) the wineries release it and storing it until it has reached a more advanced level of maturity – but not more, as it goes downhill after that. The dividend? Better wine at home, nothing to be sneered at. And occasionally, the possibility of taking something that through aging has become special (“You can’t get any more of this harvest … etc.”) to share with friends, and making a bit of a social splash. In this scenario, you need to see that what you buy is apt for aging, and you have to store it in the right conditions, or it will be a disappointing exercise.

One step up, although we don’t know how you could tap into it on a small scale, is to note that, f. ex. in Buenos Aires restaurants that have a real wine-list, the general price difference between one vintage and the next of the same wine is seldom under 15% and often over 20%. Pretty steep, considering you have a zero credit-risk asset in storage, no?

Then, playing in the serious leagues is buying top end wines – the kind of stuff we can’t afford.

A good place to learn about this (and, eventually, invest in it) is Liv-ex, the London based fine-wine exchange (www.liv-ex.com). It gives the concept of “liquid financial asset” a new perspective.  See below the LVX 100 chart.

wine chart

Click on photo to enlarge.

Moving closer to the grapes, the next level of wine investment is the winery. And that too, comes in all colours, sizes and locations – so no two are the same. Broadly, this ranges from garage crushing for home consumption to large-scale concerns producing industrial wines – which too go from bulk to high-end with a focus on quality. And not to be forgotten, the incredibly alluring boutique winery which will carry YOUR character and maybe your name into the mystical realm of a bottle of wine.

The spectrum is so broad …

If you are serious about doing a “real” winery investment, you not only need to have a grip on grape-sourcing, processing, aging and finance skills, and overall understanding of the wine business, but also a powerful distribution arm, unless you plan on increasing inventory every year.

If you are into the more romantic boutique winery concept, consensus is that your best bet is to wait for the next cyclical shakeout (crises happen everywhere from time to time) and buy somebody else’s dream project for a song. It keeps capital costs down, no mean feat in a super-capital intensive project. No matter how romantic it is, believe me, it IS capital intensive.

There is, of course, the variant of the winery with its own vineyard, the type which provides a scenic background for photos of cool-looking people talking and looking at a glass of wine surrounded by lush green vines laden with ripe fruit. This is better than winery alone, as you get to source part or all of your raw material from a vineyard that you control. But it requires that, aside from having the industrial marketing and financial skills mentioned above, you also be a good farmer.

You may find hybrid projects, where there are teams on the ground to farm your land, to run your winery, and to ship your produce. We have seen some spectacular ones in our neck of the woods, in Mendoza, Argentina’s wine capital. These are valid options, provided you know what you are going to do with the wine.

Somewhere in here is a niche for the gifted wine-trader, who can sell a shipment and then go and source it for delivery. Definitely not for amateurs, if you want to keep your shirt. But for the right persons, ROI is infinite as they have no investment. Success as a trader is the best way in to a winery ownership project.

Getting to the grape – to the pure agriculture play – we have the possibility of buying or planting a vineyard, with the aim of being good farmers and selling the produce to the wineries.

This was the path Ushay chose at Los Arbolitos Vineyard, as  we have the best land, the dream-team team on the ground to operate it, and the right market environment to sell high quality grapes for recurring profits, plus great capital gains.

But be careful. Before you buy a vineyard or land to create one on, check with the neighbors (not only sellers or their agents …) about the environment. Is it hail city? Frost paradise? What about water? Is there any, surface or well? And salinity? Is the water table too high? And the soil? Is there electricity to run the pumps? Available labor? Are you thinking of the right variety/ies, in the appropriate wine region?

The person flogging the property may not be so concerned about these things as you need to be. And you really don’t want to buy the property and learn the answers to all the questions afterwards.

New, exotic wine regions are often very short of supplies, skilled labor and service providers – let alone  customers, so this too is a major consideration.

Finally, there is the possibility of living in a vineyard full or part-time.

This is not such a frequent find, unless you want the whole farming package too.

But it exists, as in La Morada de los Andes (www.lamoradadelosandes.com).

In this case, you have a real-estate investment which allows you a life-style you normally only read about. You are surrounded by vines, you can take a glass of any wine you like and have your photo taken in the vines, with the mountains behind you, and get together with neighbors who are also into embracing nature, pristine air, and year-round breathtaking landscapes. You can hear yourself think. And, like buying wine to age yourself at home, it allows you to enjoy the best in life with family and friends while at the same time creating an enduring legacy.

Yes, investing in wine is worth looking into. That granularity – as opposed to the uniformity of financial assets – makes it fascinating at every step of the way, requiring our attention and intelligence to separate wishful thinking from desirable reality. Which brings the added bonus of stimulating our vitality.

Cheers. Steve.

Others are leaving the stress and pressure behind and moving to a country with less stress.   Ecuador Ateam member Stephen Milden tells how North Americans are earning in Ecuador.

The world is changing and this is making it harder for the middle class to earn a living without giving up a life.  We can shift with the times in many ways with our own small multi dimensional business abroad or in small communities.

Learn more about Ecuador Multi Dimensional Property and Farm tours


Learn Spanish as you learn about South American farming and timber.  Meet Steve Rosberg in Argentina or Uruguay.  Steve will provide a presentation about vineyard, timber and agricultural investments during the Super Thinking + Spanish courses in Montevideo this February.  Join Our Super Spanish teacher, Spiro Michas, and Steve Rosberg as you learn to speak Spanish in three days and find out more about timber and agricultural investments in Argentina and Uruguay.

See details on the February Montevideo Super Spanish course here.

2015 Schedule

2015 Schedule

Schedule 2015  Seminars and Courses

We conduct our Investment seminar at Jefferson Landing in Jefferson North Carolina.

Join Merri and me for all the courses and seminars that we’ll conduct to help you gain positive solutions to your economic, financial and lifestyle concerns.

Here is the courses we currently have scheduled in 2015. 

Live Long & Prosper More

One of the most frequent questions readers ask is “How can I make my savings safer but also sufficient for life?”

“What is the time horizon of a lifetime?” I ask.  Time horizons are one of the most important elements in investing and most of us will live longer than we expect.

For example in a moment, you’ll see how this exercise is actually connected to my investing portfolio because it alters my investing timeline.

llama walk

(Gary Scott doing Andean yoga.)

Overall US life expectancy at birth was 78.8 years in 2013.  Women live longer, 76.4 years for men, 81.2 years for women.  You’ll be happy to know that those statistics don’t apply to you and me.

How most of us think about life expectancy is wrong.  That overall rate is the average of all people, young and old.  The older we are, the longer our life expectancy grows.  Right now those who are 50 years old, life expectancy is 85.6 for women and 81.6 for men.  The expectancy of a 50 year old is 5 or 6 years longer than the overall expectancy.

As we age, the expectancy gets better.  At 65 the expect age is 87.9 for women and 85.3 for guys.  At 75  there is another boost to 88.6 and 90.5 years.

This is good news and even better is the fact that a succession of six technical panels established by the Social Security Advisory Board, in 1995, 1999, 2003, 2007, 2011 2013 all stated that Social Security was assuming unrealistic mortality rate improvements.  In other words, life expectancy continues to grow.

There is a lot we can do to improve the odds of a long, active life even more.  In fact we can improve them much more.  A University of Washington publication “12 Reasons Yoga Helps Extend Lifespan” (1) shows 12 wasy that yoga extends life.

A UC San Francisco study “Lifestyle changes may lengthen telomeres that measure cell aging” (2) show that exercise, nutrition, meditation, diet, exercise, social support  and yoga can extend life even further, as much as 12 years.

This is why I practice yoga and meditate almost every day and adjust my investing to support a long, busy, lifeline.

How can we have a strategy so our savings, investments & income are sufficient for a full lifetime?

Our life expectancy can be much longer than statistics suggest. That’s really good to know but longer life expectancy is expected to worsen the shortfall in Social Security by 11 percent over the next 75 years.  What will a longer, active life due to our savings and budgets?

During nearly five decades of global investing I have noticed that some people, such as Warren Buffett, have a good value strategy that makes sure they do not lose, but increase their wealth again and again.

What is this strategy?  It is a good value strategy based on three tactics.

The first tactic is to seek safety before profit.

A research paper that studied Warren Buffett’s investing strategy was published at Yale University’s website. This research shows that the stocks he chooses are safe (with low beta and low volatility), cheap (value stocks with low price – to – book ratios), and high quality (stocks of companies that are profitable, stable, growing, and with high payout ratios).

The second tactic is to maintain staying power.  At times Buffet’s portfolio has fallen, but he has been willing and able to wait long periods for the value to reveal itself and prices to recover.

keppler asset management chart

This chart based on a 45 year portfolio study shows that holding a diversified good value portfolio (based on a  good value strategy) for 13 month’s time, increases the probability of outperformance to 70%.  However those who can hold the portfolio for five years gain a 88% probability of beating the bellwether in the market and after ten years the probability increases to 97.5%.  Time is your friend when you use a good value strategy.  The longer you can hold onto a well balanced good value portfolio the better the odds of outstanding success.

The Buffett strategy integrates time and value for safety and profit.

A third, limited leveraging, tactic in the strategy boosts profit.  Buffett leverages his portfolio at a ratio of approximately 1.6 to 1.   The Yale published research paper shows the leveraging methods used by Warren Buffett to amass his $50 billion fortune.  The researchers found that the returns from Buffett’s investment company, Berkshire Hathaway, far outweighed those achieved by any rival that has operated for 30 years or more.  The research shows that neither luck nor magic are involved.  Instead, the paper shows that Buffet’s success hinges on using leverage at the rate of 1.6.

This rate of expansion by the way is called the “Golden Ratio” and it is a mathematical formula that controls the growth of most natural things; trees, the shape of leaves, the spiral of shells, as well as the way economies and societies grow.

To sum up the strategy, Buffet uses Golden Ratio to make large purchases of “cheap, safe, quality stocks”.  He uses limits leverage so he can hold on for very long periods of time, surviving rough periods where others might have been forced into a fire sale or a career shift.

The study found that Buffett applies a leverage of about 1.6 to 1, boosting both his risk and excess return in that proportion.  He uses the Golden Mean in his borrowing, not too little, not too much.

Thus his many accomplishments include having the conviction, wherewithal, and skill to operate with leverage and significant risk over many decades.

Learn how to use this type of three point strategy with the Purposeful investing Course (Pi).  This course is based on my 50 (almost) years of investing experience combined with wisdom gained from some of the world’s best investment managers and economic mathematical scientists.

Pi reveals investing secrets and the sciences that make investing easy, safer, less time consuming and increases the chances of profit.

One secret is to invest with a purpose beyond the cash.  When we invest with purpose, doing what we love, we do better and we joyfully put in more energy, time and care.  This is nature’s irony.  If we chase just the money, human nature tends to make it run away.   If we pursue our passion and work with more than concern for the cash, the wealth can’t resist us.   This is the purpose behind, “Purposeful investing”.

Slow, Worry Free, Good Value Investing

Stress, worry and fear are three of an investor’s worst enemies.  These are major foundations of the Behavior Gap, a trait exhibited by most investors, that causes them to underperform any market they choose.  The behavior gap is created by natural human responses to fear.  The losses created by this gap grow when investors trade short term under stress.  More about the gap in a moment.

Learn how to create profitable strategies that combine good value investments with unique, personal goals.

Spanning the Behavior Gap

Behavior gaps are among the biggest reasons why so many investors fail.  Human evolution makes fear the second most powerful motivator.  (Greed is the third.)  Fear creates investment losses due to behavior gaps.  Fear motivates us more strongly than desire. By nature investors are risk adverse, when they should embrace risk.  Purpose is the most powerful motivator,  stronger than fear and greed.  One powerful way to overcome the behavior gap is to invest with a purpose.

Combine your needs and capabilities with the secrets and the math through the Pifolio – The Pi Model Portfolio

Lessons from Pi are based on the creation and management of a Primary Pi Model Portfolio, called the Pifolio.  There are no secrets about this portfolio except that it is based entirely on good math.

The Pifolio is a theoretical portfolio of MSCI Country Benchmark Index ETFs that cover all the good value markets using my (almost) 50 years of global experience and my study of the analysis of four mathematical investing geniuses (and friends): Michael Keppler, Eric Roseman, Thomas Fischer (for currency positions) and Richard Smith, PhD (for trailing stop alerts).

The Pifolio analysis begins with Keppler who continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  He compares each major stock market’s history.

Fwd: keppler

Michael is a brilliant mathematician.  We have tracked his analysis for over 20 years.   He continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return.  He compares each stock market’s history.  From this, he develops his Good Value Stock Market Strategy.  His analysis is rational, mathematical and does not cause worry about short term ups and downs.   To invest according to the Country Selection Strategy, it is necessary to construct diversified, risk-controlled, representative country portfolios in every BUY rated country, weighting each country approximately equally in the overall portfolio.  It is not appropriate or enough to instruct a stockbroker to simply select stocks in the BUY rated countries.

To achieve this goal of diversification the Pifolio consists of Country Index ETFs that are similar to index mutual fund but are shares normally traded on a major stock exchange that tracks an index of shares in a specific country. ETFs do not try to beat the index they represent. The management is passive and tries to emulate the performance of the index.

A country ETF provides diversification into a basket of equities in the country covered.  The expense ratios for most ETFs are lower than those of the average mutual fund as well so such ETFs provide diversification and cost efficiency.

This is an easy, simple and effective approach to zeroing in on value because little management and guesswork is required.  You are investing in a diversified portfolio of good value indices.  A BUY rating for an index does NOT imply that any stock in that country is an attractive investment, so you do not have to pick and choose shares.  You can invest in the index which is like investing in all the shares in the index.  All you have to do is invest in an ETF that in turn invests passively in all the shares of the index.

Pi adds my fifty years of experience and brings insights to numerous long term cycles that are part of the universal math that affects all investments.

For example in the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

I did well then, but always thought, “I should have invested more!”  Now those circumstances have come together and I am investing in them again.

The circumstances that created fortunes 30 years ago were an overvalued US market (compared to global markets) and an overvalued US dollar.

The two conditions are in place again!  There are currently ten good value non US developed markets,  plus 10 good value emerging markets.

Pi shows how to easily create a diversified, worry free portfolio that includes each or all of these countries with Country Index ETFs.

The current strength of the US dollar is a second remarkable similarity to 30 years ago.  The dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  There is so much more to write and the trends are so clear that I have created a short, but powerful report “Three Currency Patterns For 50% Profits or More.”  This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of Keppler Asset Stock Market and Asset Allocation Analysis so you can keep this as simple or as complex as you desire.

The report shows 20 good value investments and a really powerful tactic that allows you to accumulate these bargains now in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

Research shows that most people worry about having enough money if they live long enough.  This powerful profit wave can eliminate that concern.  My experience of the 17 years in the 1980s and 90s combined with the science shared by my four friends (Keppler, Roseman, Fischer and Smith) can make the next 17 years so rich, you’ll always be rich.

You’ll receive the report “Three Currency Patterns For 50% Profits or More” free when you subscribe to Pi.


The 50 years of experience the Pi course shares also explains when leverage provides extra potential.   For example in 1986 I issued a report called The Silver Dip that showed how to borrow 12,000 British pounds (at almost 1.6 to 1 dollars per pound the loan created US$18,600) and use the loan to buy 3835 ounces of silver at around US$4.85 an ounce.

silver chart

Imagine investing in a spike like this… with leverage!

Silver had crashed, I mean really crashed from $48 per ounce.   As prices decreased from early 1983 into 1986, total supply had fallen to 449.7 million ounces in 1986.  Mine production was restricted by the low prices at this time, with silver reaching a low for this period of $4.85 in May 1986.  Secondary recovery also was constricted by these low prices.

Then silver’s price skyrocketed to over $11 an ounce within a year. The $18,600 loan was now worth $42,185.

The loan was in pounds and in May 1986 the dollar pound rate was 1.55 dollars per pound.  So the 12,000 pound loan purchased $18,600 of silver.  The pound then crashed to 1.40 dollars per silver.  The loan could be paid off for $13,285 immediately creating an extra $5,314 profit.  The profit grew to $47,499 in just a year.

Conditions for the silver dip have returned.  The availability of low cost loans and silver are at an all time low.

With investors watching global stock markets bounce up and down, many missed two really important profit generating events.

The price of silver has crashed all the way from nearly $50 an ounce to below $14 an ounce as did shares of the iShares Silver ETF (SLV).  (Click on chart from Google.com  (1) to enlarge.)

At the same time the silver gold ratio hit 80, a strong sign to invest in precious metals.

I prepared a special report “Silver Dip 2015” about a leveraged silver speculation that can increase the returns in a safe portfolio by as much as eight times.  The purpose of the report is to share long term lessons gained through 30 years of speculating and investing in precious metals.  While working on the report, when the gold silver ratio slipped to 80 and the price of silver dropped below $14 an ounce, I knew I needed to share this immediately.

I released a new report “Silver Dip 2015” so readers can take advantage of these conditions and leverage 1.6 times as a speculation.

The speculation is so time sensitive with such fast profit (but also loss) potential that I will only offer it shortly.

You receive the Silver Dip 2015 FREE when you subscribe to Pi.

Save $158.95

Subscribe to the first year of The Personal investing Course (Pi). The annual fee is $299, but to introduce you to this online, course that is based on real time investing, I am knocking $102 off the subscription.  Plus you receive the $29.95 report “Three Currency Patterns For 50% Profits or More” and the $27 report “The Silver Dip 2015” free for a total savings of $158.95.

Triple Guarantee

Enroll in Pi.   Get the first monthly issue of Pi, the first five “Golden Rules of Investing” and the report “Three Currency Patterns For 50% Profits or More” and “The Silver Dip 2015” right away.

#1:  I guarantee you’ll learn ideas about investing that are unique and can reduce stress as they help you enhance your profits through slow, worry free purposeful investing.

If you are not totally happy, simply let me know.

#2:  I guarantee to cancel your subscription and refund your subscription fee in full, no questions asked.

#3:  I guarantee you can keep the golden rules of investing and “Three Currency Patterns For 50% Profits or More” and “The Silver Dip 2105” report as my thanks for trying.

You have nothing to lose except the fear.  You have the ultimate form of financial security to gain.

Save $158.95.   Subscribe to the Pi for $197.


(1) University of Washington “12 reason yoga helps extend lifespan”

(2) UC San Francisco “Lifestyle changes may lengthen telomeres measure cell aging”




Join us all year in 2013.

Belong to the International Club

Learn How to Write to Say or to Sell

Seven Secrets of Self Publishing

Here are seven secrets that can help you earn as a writer and self publisher.  


Join me as a wirter and self publisher.

These secrets are important because growing numbers of unknown writers have become famous writers and rich by self publishing over the internet.

Take for example Amanda Hocking.  After self publishing her first book at Amazon.com in the spring of 2010 she became one of the the best-selling e-authors. In the next year her book sales grossed approximately $2 million.

In 2011, St. Martin’s press paid Hocking more than $2 million for the world English rights of a four book series.  In 2013 she sold another series to St. Martin’s Press.

E.L. James is another such story.  She sold 250,000 copies of “50 Shades” via Createspace and Amazon.com before publishers noticed her and published the erotic romance trilogy Fifty Shades of Grey, Fifty Shades Darker, and Fifty Shades Freed which sold over 70 million copies worldwide, setting the record as the fastest selling paperback of all time.

Hugh Howey is a third example.  He was working for $10 an hour in a book store when he self published his novel Wool, typing in a storage room during his lunch breaks. Soon he was earning over $100,000 a month on Amazon. This helped secure a six-figure book deal from Simon & Schuster, and an option for film by Ridley Scott, director of Blade Runner and Alien.

These are great inspirations.

I know Hugh.  This type of success could not happen to a more deserving and talented person.  He deserves every accolade he receives and he does not take a bit of this success for granted. Hugh is pouring enormous energy into be worthy of his readership.  We’ll share some of Hugh’s secrets in a moment.

Neither you or I are likely to have this type of success.   That’s not bad.  The good news is… we do not need this type of success to have a rich and fulfilled lifestyle.  Self Publishing offers so many opportunities that one can have a life that most people only dream of as a journeyman writer, instead of a super star.

May I hastily add that the path to stardom begins as a journeyman… so the journeyman’s path brings success without stardom… but can also lead to stardom.

What most success stories like those of Hugh Howey or E.L James or Amanda Hocking rarely share is the many hours of writing they devoted before their self published book sales soared.  They were journeymen first… stars second.

The sevens secrets are the journeyman secrets… call them a writer’s armory of tools that allows almost anyone to create successful publications for income and fulfillment.

Take Merri’s and my publishing business as an example.  

Merri and I are not writing stars.  We are journeymen who have for 40 years, year in a year out, earned solid income writing and self publishing dozens of publications about multiple subjects.

Some years that income has been more than solid… over a million dollars.  Yet in terms of stardom, we are hardly known.

In a moment you’ll see why that’s fine for us and probably for you too.  First some history.

Merri became involved in self publishing over 40 years ago… first helping a veterinarian publish a book on a very specific market… animal acupuncture. Then she showed a needle point artist how to sell more books to an even more specific audience… “needle point enthusiasts”  about her needle point work to an audience larger than the population of the city she lived in.  This led Merri to eventually become Executive Editor of an award winning magazine in Florida.

My story allowed me to work and live from Hong Kong to London to Europe to Eastern Europe, then the Caribbean and then Ecuador… making millions in the process of following my adventures… having fun… while helping a large readership adapt to a rapidly changing world.

Self Publishing has created exactly the lifestyle we desire allowing us to span the world, have homes in Hong Kong, England, a farm in North Carolina, orange groves and home in Florida… hotel and condos in Ecuador and work that we love and feel has meaning and purpose.

Self Publishing has become a new business art form and the seven secrets can help you start your own self publishing business now.

Everything in publishing is new and exciting and changing.  Publishing is being recreated by the wonderful power of destructive technology.  Everything seems new… except the seven secrets.  Change in the publishing industry is disturbing many.   We love it due to these seven secrets we call the 7Ps.  The 7 Ps are so fundamental to writing and publishing that new technology enhances rather than reduces their power.

The First P is Passion.

Whatever your passion, you can immerse yourself in it AND create income with self publishing.  This can be your direct ticket to the kind of fulfillment you’ve always wanted in life. Whether you want to travel the world or live as a recluse, work 12 hours a day or not work much at all,  you can set your schedule to succeed, if you’re willing to learn these seven secrets on writing to sell.

You can start part-time with any dream, passion, and budget.  Once you’ve created a product, you’ll enjoy the “multiple effect” of producing profits over and over again.

So the question is… What do you love to do?

What’s Your Passion:  An example is that thirty years ago, a client of Merri’s had a passion to help people who were in pain?  He published a series of pamphlets explaining various chiropractic disorders in very simple terms.  For example: “What Is Whip Lash?”

The pamphlets contained solid information, but were simple 5″ x 7″ brochures with drawings and explanations. He sold them with a rack to chiropractors, who put them in their offices for patients to read.  These little self-published items sold year in and year out for decades.

There are thousands of ideas of this sort that can lead to big business.  It’s just a matter of defining and then acting on your passion.

Although I can work when I please and go where I wish, for me the most important reason for being a publisher is the satisfaction it brings. I love the projects I take on, so work doesn’t feel like, well… work.

I’m passionate about investing, so I write and self publish ideas about investing.  Merri and I love Ecuador… so we wrote about Ecuador.

What do you love?  If you love golf, then you can write and sell publications about golf.  Love travel, fishing, dogs, dolls, or art?  Write and sell publications in these fields.

Are you concerned about crime, war, poverty or environmental issues? You can publish information products that help reduce these concerns.

Would you like to help the world be a more spiritual place? Publish a newsletter, write a book (or hire someone to write it for you), record a tape… publish something that enlightens people.

Whatever your passion, you can immerse yourself in it and earn income by publishing for ereaders, print on demand, CDs, lists, bound books, or any format you choose.

This is why stardom is not the main goal for most writers and self publishers.  To be immersed in our passion and get paid well for it.  That usually enough.

The seven Ps are:

#1: Passion

#2: Problem

#3: Person

#4: Profitably Priced Product

#5: Prospecting Pathway

#6: Promise

#7: Presentation

In 1974,  I had a business that never got ahead. I was almost penniless, in debt and living from hand to mouth. Then I discovered these seven secrets. They helped me write and sell book after book and report after report.  Since then, our self publishing business has brought in millions.

How to build a solid business.

The key to building a successful self publishing business is to use the Golden Rule of Simplicity and the 7Ps to create your publication.  The premise behind the Golden Rule is that if you have a passion… you have a problem.  Your problem is a desire to fill.

The Golden rule of writing uses a writer’s desire as a compass to direct the creation and sale of the publication.

Here is the Golden Rule of Simplicity:  Your Desires Are in Others.  Your Desires ID Markets. Your Habits Reveals Pathways. Your Emotions Create Stories. Your Demands Create Publications.

This creative pathway works whether your publication is written by hand and sold on the street corner or published for Kindle at Amazon.com. These simple but basic fundamentals guide the creation of your works whether you use the most sophisticated equipment and algorithms  or are totally low tech.

The first time I exposed others to the secrets in Self Publishing was in a weekend seminar.  We offered the course for $1,500 and were surprised when 80 delegates enrolled.  People from all walks of life attended—chiropractors, businessmen, investors, doctors, realtors, inventors, airline pilots, engineers, and housewives.

Merri and I were so overwhelmed by the response, we decided to make it available to a larger audience. We created a course based on our current self publishing activity.

That was more than 20 years ago and thousands have used the course as it has evolved over the decades.  You can see a few current success stories at the links at the bottom of this note.

This course is not theoretical. It describes step-by-step how Merri and I built a million-dollar international business and how we are running this self publishing business right now.   We use the 7Ps today just as we did four decades ago to create a strong six figure annual income.

Another thing that is unique is that Merri and I do this entire business by ourselves with the help of David Cross, our son-in-law and webmaster.  You will not have to build an organization to self publish.  Though we have over 35,000 readers who have subscribed to our ezine and though we have have made millions we still work from home.  You’ll be able to do the same—if you wish—because the course includes everything we did and do—explained in vivid detail.

To this end, I have created a special offer.  When  you enroll in a Writer’s Camp, I’ll immediately send you an online course  “Self Fulfilled – How to be a Self Publisher,” which is normally $299.   I’ll also send our online course on how to use the internet and a website in your business  and three additional bonuses.

Bonus #1: Get the 50 minute Video Workshop worth $99 “How to Start Your Own Internet Business” presented by our webmaster David Cross,

Bonus #2: Get FREE, the $299 online course “The Tangled Webs We Weave – How to Have an Internet Business”.  To read more  about this course click here.

Bonus #3: Our Super Thinking Workshop in an MP3 file so you can listen on your computer, burn a disk or listen on you Ipod or in your car.  This recorded course sells for $199.

Bonus #4: A special report only available to those who enroll in “Self Fulfilled” entitled  “Three Secrets for Creating Publishing Ideas”.

Bonus #5:  Self Fulfilled 202 and 203.  Self Publishing is changing so fast that the course continues to evolve.  We added Self Fulfilled 202 in 2012 and 2o13. Now we are adding Self Fulfilled 303 in 2-14. You’ll get all new lessons we add for a year.

In all, you get $896 of bonuses FREE.

Whether you are an engineer, doctor, housewife, business owner, or retiree… self-publishing offers a way to turn your passion into profit.

Don’t miss this special opportunity. Order Self Fulfilled How to be a Self Publisher today.

Self Fulfilled Special $299


Gary Scott

Self Publisher and Author

See success stories from Self Publishers.





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