New Rental Listings
(Property for sale listed below rentals)
Quito House Rental
Beautiful Modern House for rent just outside Quito.
Located at Jardines de la Pampa, a gated community in a residential area just 20 minutes from the city of Quito.
This unfurnished house has 3 Bedrooms, 2 1/2 baths, living room, dining room, kitchen, family room, three car garage, a large patio, BBQ area, Laundry room,storage room and a private SPA.
The house was built 10 years ago.
The rental is $1,000 per month.
For more details please click here. Quito House Rental
Loja Rental Condo
Magnificent Condo for rent in the city of Loja.
Located just two blocks from the central square in the beautiful city of Loja. Magnificent 2 Bedroom, 2 bath penthouse apartment. Fully furnished apartment with beautiful views of the city and surrounding mountains. Washer/Dryer inside unit, one car garage. Building has five floors, it has an elevator and was built eight years ago.
Visit Loja during a Cuenca real estate tour.
Cuenca is three to four hours from Loja. Loja is just one hour from Vilcabamba & the Podocarpus National Park so it is easy to visit all three on one trip.
For more details please click on City of Loja Rental.
San Clemente Beach Rental
San Clemente is a small, quaint fishing village halfway between Manta and Bahia. Its long, wide sandy beaches are clean and usually empty, and its waters are warm and gentle. San Clemente is known for its balmy, exceptionally sunny weather and its golden red sunsets.
Sunset at San Clemente
Vistazul is a low density, quiet and peaceful development with gently rising, landscaped gardens and green spaces. For those interested in relocating to Ecuador’s coastal areas, our Vistazul unit is an ideal midpoint base for exploring the quiet fishing villages of Crucita and San Jacinto just to the south while to the north is Bahia, the gateway city to Canoa and the further northern coast.
Units are spacious and filled with light through wall to wall sliding glass doors and windows on both levels, 9 feet ceilings and expansive ocean and sunset views from the rooftop deck.
Rental includes your guaranteed access to the boutique beachfront Hotel Palmazul– just across the lane– with its 60 ft long pool, bar, spa, and excellent restaurant.
Pool at Palmazul.
View from living dining area.
For more rental information, please click here: vistazul-ecuador-beach-rental
Andean mountain rental in Otavalo
Property Overview: Conveniently located newly-constructed home off the Pan American Highway in Otavalo, Ecuador, with 1400 square feet has all the amenities for a short-term or long-term rental. It comfortably accommodates 6 adults. Only 1 ½ hours North of Quito, Otavalo is a must see destination for anyone wanting to experience South America at its best with an upstairs den, 3 bedrooms and 2 full bathrooms. The open floor plan downstairs has a spacious living room, dining room, fully equipped kitchen, half-bath, outdoor enclosed patio with grill and outdoor laundry area. Custom decor features local Andean artisans. This is the perfect place to relax and enjoy a once in a lifetime vacation or explore the region to become a future member of the ex-pat community that is settling in this area of Ecuador.
Area Overview: Otavalo is in Ecuador’s Northern Highlands and is approximately 20 miles north of the Equator.
Amenities: TV (cable on request), DVD, local telephone, port for I-pad, WiFi, on-demand water heater, refrigerator, gas stove/oven, microwave, toaster, cooking utensils, linens/blankets, towels and gated on-site security. Grocery stores are conveniently located. On-site English speaking Manager.
Areas of interest: Otavalo has one of the world’s largest indigenous market featuring native artisans’ woven tapestries, clothing, ceramic Inca figures, wood carvings, paintings, alpaca rugs and jewelry. The plaza is an ethnic labyrinth of vendors in their traditional dress. Nearby is San Pablo Lake which has wonderful restaurants and outdoor activities including miniature golf, hiking, horseback riding and fishing. Also within a short drive is Cotacachi and is renowned for its leather crafting while San Antonio de Ibarra has artisans that transform wood into beautiful works of art. This is a carved-out piece of heaven in the Imbabura Province. Pamper yourself for a morning or afternoon at the world renowned La Mirage Garden Hotel & Spa for a spa treatment or massage.
Cuenca rental condo with terrace views and fireplace.
This luxury condo has a 450 square foot terrace with these 180 degree views of Cajas, Baños & Turi.
This is a new, spacious, completely furnished penthouse condo.
Walk-in closets and baths, plus loft with another queen bed, private area, closet and sitting area. 2.5 baths. 2,400 square foot plus.
The penthouse is in a gated 5-story building. Cable TV, Wifi internet are included. Washer & dryer. Security system, 2 parking spaces. Located in Yanuncay just south of 1 de Mayo off 12 de Octubre. Walking path on river.
New Two Bedroom Cuenca Ecuador Rental Apartment
Views from fully furnished Cuenca Rental Apartment.
This Cuenca Ecuador Apartment is owned by an American Family. You can talk to them in the USA. This brand new 2-bedroom, 2-bathroom apartment is on the first floor of a 4-story bldg and is available immediately for short term (3-6 months) or long term (1 year +) rental.
(Apartment Size: 102M² (1,098 Sq. Ft.) Rent: $600 a Month
Fully Rented Long Term – No longer available.
Montanita Ecuador Beach Rentals
Villa de Los Suenos
La Entrada, Ecuador
Villa de Los Suenos is located approximately 10 minutes north of Montanita in the tranquil fishing community of La Entrada. Our Villa is a new facility completed in January of 2012. La Entrada is a small fishing village with population of approximately 500 people.
Montanita is world-class surfing by day and restaurants/bars/dancing by night. What are you waiting for? Relax by the pool, walk the beach, enjoy the tranquility, enjoy the sunset. It’s time to experience the magic of the Ecuadorian Coast for your dream vacation. What are you waiting for ?? You need to be in Ecuador.
For full details see Montanita Beach Rentals
Cuenca Apartment Rentals
Cuenca Rentals for expats are especially in demand. Here is a good value top end Cuenca rental next door to Villa Nova on the Rio Tomebamba within walking distance of Old Town and New Town in an ideal location.
The owners have set up Casa-Rio to make your vacation relaxed and interesting as they want you to be comfortable while you enjoy Ecuador!
New: For Sale Listing
Beach Townhouse For Sale
Sunset view from the Ecuador Coastal Townhouse roof garden.
2 STORY 2 BEDROOM, 2.5 BATH Furnished Townhouse with Rooftop Terrace at VISTAZUL. Includes private membership to the exclusive oceanfront PALMAZUL HOTEL and SPA in San Clemente, Ecuador.
Vistazul Townhouse with front veranda, second floor balcony & roof top terrace.
This unit has 1290 sq ft under air and a 645 sq ft roof top terrace.
Desirable end unit with garden view from front porch and second floor balcony. View of Pacific Ocean from the rooftop terrace.
New property project with water and view lots near Cuenca.
This is a new 15 lot development near Cuenca overlooking the Paute River Valley.
On our first trip to Ecuador about 16 years ago Merri and I fell in love with the country side outside of Cuenca. We nearly bought a hacienda in this area but did not due to lack of water. Since that time we have looked at hundreds of real estate projects in Ecuador and very few are on the water.
So I was very interested to see so much water in the new Rio Vista Linda project.
The old casa overlooking the valley and river at the Rio Vista Linda project.
Other features for all lot owners include access to the reservoir at the end of the property. There is variety of lot options in Phase One. Four lots have water views, four are in a large meadow, and two are hillside view lots. There are also five lots in Phase Two. Of the 15 lots… two have been taken.
These lots also appeal to those who wish to garden or farm. The soil is rich, will produce many different crops and the land has irrigation rights to a water canal on the lots. The four meadow lots are large enough to have horses, cows or other animals. This is a rich farming area and the University of Cuenca’s agricultural program is on an adjacent property.
Paute River Reservoir
Rio Vista Linda
Minutes away is the small village of Guachapala. It’s a quaint farming village with real charm. If you need something there are small convenience stores. You will also find a car wash, small restaurants, taxi cabs, police station, new sport arena and soccer field, an even a children’s water park with refreshment area. Country conveniences near home!
Ten minutes drive is the bustling town of Paute where you’ll find shops, restaurants, banks, hardware stores, building supplies, and a year round farmers market with every kind of fresh fruit and vegetables imaginable! The whole community comes out for market days and it’s quite a sight to behold!
A house built near Rio Vista Linda.
See full details. Click on Rio Vista Linda
Ocean Front Condos On A Quiet Secluded Beach
Infinity pool at Playa Dorada, one of three Brent Carlson beach condos.
Asking Price: $115,000 – $175,000 USD Rent It For: $450 – $750 USD per week (Negotiable)
Great news from Canoa, Ecuador. We are now breaking ground on the infrastructure for our third project Playa del Sol. What makes our projects so popular is we keep them small and private. We build our condos with no more then 6 units per building. This gives all the units bathrooms with windows.
View from the kitchen towards the ocean.
Front of Playa Dorada.
Playa Azul from the beach.
Playa Azul and the future Playa del Sol has many nicer features from our first project Playa Dorada, including recessed lighting, more kitchen cabinets and a larger bedroom balcony that will connect to the living room balcony.
We do all we can to make our projects with the conveniences and quality we have become accustomed to in North America.
Playa del Sol
Playa del Sol Property
View of Playa Dorada from the beach side. Play del Sol will look the same except the bedroom balconies will extend out and connect to the living room balconies.Also the A/C/ units will be mounted on the roof for easier access.
The master bedrooms at Playa del Sol will be like this with balconies overlooking the Pacific and all hardwood closets.
Playa Dorada pool and cabana.
We DO NOT investigate properties when they are advertised so be sure to complete your due diligence and always use an independent Ecuador attorney who represents you (not the seller) when you buy real estate in Ecuador. Also we want to be sure that you check the claims of the developer/seller and make sure that you are satisfied. We also recommend that you rent before you buy and become familiar with Ecuador.
Recent Listings For Sale
Condo in San Vicente with views across the Chone of Bahia
San Vicente condo view.
The asking price of $50,000 is negotiable.
San Clemente Ecuador Beach Condo Unit 401 for Sale
Located by the sleepy fishing village of San Clemente, Vistazul is considered by many to be one of the most beautiful developments on Ecuador’s Pacific Coast. Currently it consists of 38 identical condos like those shown below.
Vistazul residents enjoy the use of spa and swimming pool at the Palmazul Hotel across the road, walking along the beach each morning as the local fishermen bring in their catch, and viewing spectacular displays of color each evening as the golden sun slowly sinks below the blue Pacific.
View, view, view. Although all the units at Vistazul occupy the same grounds and have the same floor plans, for many it’s the views of the ocean and sunsets that bring color to the palette.
Units in blocks 3, 4 and 5 at the back of the Vistazul development have the best views simply because they are located highest up the hill leading back from the ocean. And of the units in these three blocks, none has a better view of the ocean and sunsets than unit 401 which looks down directly through the center of the beautifully landscaped Vistazul complex with no other units close by to interfere with the view. Consequently, if it’s view that you want, this unit has one of the best views in the entire development.
Below are pictures of the front of unit 401 during construction, what the back of all the units look like, (again during construction), and the kitchen of unit 401 showing the granite countertops and bar before any appliances were installed. Note that 401 is an end unit which have extra side windows both downstairs and on the upstairs master bedroom, opening up these rooms and letting in more light.
All the current 38 Vistazul units have the same floor plan with 1,290 square feet of living area on the first and second floors plus an additional 645 square feet of roof terrace. The roof terrace has a 3 foot railing around it and many residents cover their terrace with an inexpensive ‘ramada’ (thatched roof which keeps off the sun under so they can sit, eat, or sleep outdoors).
See full details of this listing: Click here
Cuenca Ecuador Hostel business for sale below.
Hostel Villa Nova Inn is for sale. This five star hostel, Villa Nova Inn, is located in Cuenca, Ecuador and is a recent recipient of a Trip Advisor “Certificate of Excellence.”
This is at an attractive location overlooking Cuenca’s Tomebamba River and directly across from Parque de la Madre (Mother’s Park).
View from Cuenca, Ecuador’s Hostel Villa Nova Inn
This Cuenca hostel is an intimate urban inn in this wonderful city. Cuenca Ecuador is one of UNESCO’s World Cultural Heritage Cities.
Room with a view of Cuenca’s river.
Other amenities include the Japanese Sushi Bar and Restaurant, Sakura, located next to this Cuenca hostel. Sakura offers an in room menu for guests who want to dine in their room or or on one of the Inn’s terraces. The menu includes hot and cold dishes from a simple glass of wine and appetizers to a multi-course meal of sushi, teriyaki steak, salmon, or chicken topped off by a classic brownie and ice cream with chocolate sauce.
Villa Nova Inn provides its guests with a unique combination of affordable contemporary conveniences and a quiet restful night’s sleep. There is broadband Wi-Fi throughout the hotel and its terraces and Direct TV in the Inn’s Main Lobby. Snacks, cold drinks, beer, wine, and coffee are also available in guest rooms and the hostel’s sunset terraces overlook Cuenca, the river, park, and Andes Mountains.
Beach houses near San Vicente Ecuador with spectacular views of Bahia
This development has just started and one house is almost finished.
Here is the first house right on the beach.
20 houses and condos in the back will all have a seaview.
Front lots have already sold. The second row of lots lots are approximately 5,000 square feet and are selling at $8 per square foot. The third row is offered at $7 per square foot.
Otavalo Ecuador hacienda B&B opportunity
About 65 miles north of Quito, Ecuador and a 20-minute drive from Otavalo, is the Hacienda San Pedro.
Hacienda San Pedro is a working farm, that produces crops and dairy products, while offering lodging to a select handful of guests at the hacienda’s main villa.
The hacienda has approximately 160 acres with fields, meadows and primary woodlands. Only a portion of the land is under cultivation.
The terrain is ideal for hiking and horseback riding. There is a wide variety of flora… bromeliads, orchids and native medicinal plants (such as “ñachag”). This most likely is the flower in the Order Asterales, the Family Asteraceae and Genus Bidens. This is a popular plant used in the limpia (cleansing) shamanic ceremonies.
Twenty minutes above Otavalo.
Crucita Bed & Breakfast Opportunity
This building is ideal for a hotel, bed & breakfast or a home with added rental income.
The lot over 14,000 square feet (1,400m2).
This property has a great sea view.
The building consists of 6,000 square feet (600m2) of construction.
There are 12 beds and baths and an extra building in back is large with a full bath.
There are three floors, facing the beach front. There is a garage for 2 cars, a large kitchen and an extra full suite with bath, for employees, plus two large terraces.
Brand New Cuenca Luxury Condo For Sale
Two bedroom two bathroom condo for sale near the historic center of Cuenca, Ecuador.
This new apartment is in a quiet, upscale neighborhood popular with Cuenca’s foreign residents. The building is just a 20 minute walk from El Centro and is right across the road from the Tomebamba River. Located near the Oro Verde Hotel, the building is close to a major supermarket, shopping mall and an indigenous market.
The 1170 sq ft (108 sq m) 2 bed/2 bath apartment is on the 7th floor and has its own balcony with partial river and city/mountain views. All rooms, including the kitchen, have large windows with great views.
The kitchen has an elegant feel, with dark brown (espresso) wooden cabinetry, offering plenty of storage, and granite counter tops. Flooring is tile in the kitchen and baths and floating wood in the living area and bedrooms. Both bedrooms have built-in closets. Both bathrooms feature granite countertops and the master bathroom has a separate shower and luxurious 2-person soaker tub.
The condo also features a laundry room/pantry and the building offers 24-hour security.
Included in the price is a bodega and parking space.
For more information or See Full Listing Here
Manta Ecuador B&B for Sale
This business opportunity is in the center of Manta.
The owner is open for some of the payment on terms.
This small but established B & B has been totally renovated in 2010.
This B&B is located in the best area of Manta within walking distance to everything, just 150 yards from Playa Murcielago.
The B&B has 10 spacious rooms with high ceilings, all with their own full bath and hot water.
Each room has cable TV on 32″ flat screen, air conditioning, wi fi internet wi-fi and enclosed parking.
Price $ 295,000.See Full Listing Here
San Marianita Beach, Ecuador
This could be your sunset on Ecuador’s San Marianita Beach.
Now a Canadian custom home builder is creating a special situation at San Marianita Beach.
Get a free 16 page report on opportunity in Santa Marianita a small fishing village about 20 minutes south of the city of Manta. There is a long sandy beach, over two miles long and nearly 900 feet wide here. The beach is rarely crowded and though Santa Marianita is just a small fishing village it is world renowned for Kite surfing. Kite surfers come from all over the world, even as far as Germany (great for rental potential).
You can see a virtual video made up of the Casa Blanca Condos by clicking here.
Get the free 16 page report on opportunity in Santa Marianita Beach Ecuador here Ocean Dream Properties info Brochure Feb 2012
Manta Ecuador Good Value Condo
This is a spacious apartment with a large terrace overlooking Manta. This unit is 30 meters ( 33 yards) from Playa Murcielago in the best part of section Umiña. This is a jewel with 4 bedrooms and 4 baths, (1 with Jacuzzi). One of the bedrooms even has a private porch on the side.
The total living area is 280 m2 (appx. 3,000 square feet) plus a two car garage and storage, with a total over 300 m2.
Security plus the apartment is very well maintained.
The asking price of $175,000 works out at $ 580 per m2 or less than $55 per square foot.
Vistazul condo for sale
Two bedrooms…. 2.5 bathrooms…. large roof garden… easy access to the beach and great views in an area where development is limited.
This unit #507 is a two story town house at Vistazul, San Clemente, Ecuador. It is an end unit with an ocean view from the rooftop terrace. It consists of 1290 square feet of living area, plus additional 645 square feet of roof terrace.
The seller’s parents have health problems so these owners are heading north.
The condo has two air conditioners, one downstairs and one in the master bedroom plus two ceiling fans in the downstairs living area.
Special hardwood closets have been added. There are curtains in all the rooms.
The kitchen has a microwave, refrigerator, water dispenser.
There are screens on sliding doors.The bathrooms and kitchen are tiled.
Ecuador Beach Real Estate Near Canoa
Ladera Pacifica is located in the protected dry tropical forest Hacienda el Recreo. 700 hectares bountiful with flora and fauna unique to this zone. There is much more to enjoy in coastal Ecuador besides ocean beaches washing up to your patio door. Ecuador itself has miles of pristine beaches to explore as well as endless activities to enjoy…exploring the Galapagos and Isla de la Plata, whale watching suffing, climbing, paragliding, natural trail walking, horse riding, beach combing and enjoying your own private sunset from your new roof top terrace.
Beautifully designed homes 1666.307 sq. ft (154.805 sq meters) indoor area, plus additional 2150.52 sq. ft. (174.6 sq. meters) of outdoor living.
The areas include a roof top terrace, outdoor kitchen and shower, balconies, backyard garden, as well as 500 sq. ft. of pivoting full height and width windows, taking advantage of spectacular views and fresh ocean breezes .
Ladera Pacifica is happy to introduce pre-constructional price of US$93/sq. foot for first six (6) homes on first come-first serve basis!
Ecuador Coastal Condo Near Salinas
Ecuador coastal condo.
Two five bedroom condos each over 2,500 square feet.
This Ecuador coastal condo has great patios and is offered at about $72 per square foot.
Each condo has 5 beds, 5 baths, covered garage, large kitchen – full fridge, stove, micro, etc, large laundry room with W/D, a large full suite for guard and help.
Cuenca Luxury Home for sale
The location of this unit is just perfect. It is only a half-mile from downtown on the south side overlooking Cuenca.
There are two rivers than come together right in front of the building.
It has great views from the outside terrace.
There are 3 bedrooms and 2.5 bathrooms in 1721 Sq Ft. There is also a 2 car garage and a storage room.
Let us help you in Ecuador
Here is what an Ecuador Living Club member just wrote upon arriving at the Inn Land of the Sun: Just Beautiful, Merri. We safely made it to this gorgeous place and arrived around 22:00 local time last night. Consuelo is amazing and the roses in our room are stunning! 23 hours door to door with a 2-hour delay between Madrid and Quito. Quite a trip! Now we’ll do our best to adjust to the timezone and elevation and regain our breath. Exciting. Thank you for your assistance in all this. Surely you made things a lot easier for us than they might have been otherwise.
See More Ecuador Real Estate Listings Below
We DO NOT investigate properties when they are advertised so be sure to complete your due diligence. Always use an independent Ecuador attorney who represents you (not the seller) when you buy real estate in Ecuador. We also recommend that you rent, become familiar with Ecuador before you buy.
We have a list of Ecuador attorneys who have helped club members at our password protected Ecuador Living club website.
The Ecuador Living MLS is divided into #1: Ecuador real estate for sale and #2: Ecuador rentals.
Agriculture & Farmland
Amazon Lodge for Sale
Quito Golf Course House
We DO NOT investigate properties when they are advertised so be sure to complete your due diligence and always use an independent Ecuador attorney who represents you (not the seller) when you buy real estate in Ecuador. Also we want to be sure that you check the claims of the developer/seller and make sure that you are satisfied. We also recommend that you rent before you buy and become familiar with Ecuador.
Here is the Winter 2013 Ecuador Real Estate & Tour & Spanish Course Schedule
Enjoy the Good New DaysMany people yearn for a return to the good old days. This is a mistake. Those days are gone and will never return. Honestly they really were not that good. We would be sorry if they were here now. The future is better and for a special few the days, months and years ahead will be much better than the past. We plan to be among them and invite you to join us in an easier, freer, richer, safer world.
Soon you will be reading… again, about how instability in the US dollar threatens our lifestyles. The dollar, once the world’s reserve currency is burdened with debt and deficits that threaten economic and social order almost everywhere. This is nothing new. In fact, deterioration in the greenback is one reason for a seven decade downward spiral in your and my freedom. When we work hard and save carefully, but get less and less in return, we become boxed in. It’s a never ending rat race. This is a trap, a downwards spiral where the more dollars we get the less we can buy.
Learn how to have more freedom and time, less stress, better health care, extra income, greater safety and profit in your savings despite America’s deficits, debt and currency risk.
A downward spiral of the US dollar began the downward spiral of our freedom.
Fortunately there are secrets that will allow a few to live much better, free of debt and worry despite the decline in the dollar’s purchasing power. My wife Merri and I have traveled, lived, worked and invested around the world for nearly 50 years to gain this information. Let me share the basics of this data and how it can help you.
The first fact behind this secret is that things are really good in the western world. Despite the many problems, we are surrounded by more abundance and greater opportunity than almost anyone has ever enjoyed, anywhere, ever. To enjoy a fair share of this wealth, all we have to do is understand human nature and learn how to invest in the new economy, as it changes and becomes new, again and again. Merri and I have made seven huge transitions in the 50 years. Each has allowed us to always stay ahead of losses that the majority of Americans suffer. We are in another transition right now and want to share why and what to do so you can stay ahead and live a richer, independent life too.
The concept of democracy, as we learned it, has weakened, but we still have free will and do not have to let poor government, wars, economic and social injustice blur our well-being. We can still be free and responsible for our health, our income and our wealth. The majority of people blame on government and big business for economic failure. They want them to fix the problems, step back from the change and rebuild from what they perceive as ruin.
The few who succeed see change as a gift instead. No change is a guarantee that nothing gets better. Evolution brings destructive innovation but such change is not ruin. It is opportunity.
The change in the purchasing power of the US dollar is one of the greatest risks we have to our independence, safety, health, and wealth, but is also a chance for huge profit as i explain below. Though the greenback has been strong for a number of years, its strength is in serious jeopardy. The growing federal deficits increase the national debt and this with rising interest rates propels a growing debt service.
When the Dow Jones Industrial Average recently passed 20,000, another milestone of “20” took place that has a much darker meaning to your and my spending power. The U.S. national debt passed the $20 trillion mark.
The problem is that the Dow will come back down. National debt will not fall.
In the past decade US debt nearly doubled and the Congressional Budget Office estimates that the rate of debt will continue to rise for at least ten more years. That debt is all the debt issued by the US Department of the Treasury since 1790. In other words in the ten years from 2006 to 2016 the US government added as much debt as it had accumulated in the previous 216 years!
That number does not include state and local debt. That number doesn’t include so-called “agency debt ( debt issued by federal agencies and government-sponsored enterprises) which is “guesstimated” to be another $8.6 trillion or so. That dreadful number does not include the so-called unfunded liabilities of entitlement programs like Social Security and Medicare.
Do you feel burdened by personal debt? Well, add the Federal National Debt because per person it is over $60,000. If one adds in all the other debt each and every American owes over $100,000! For each family of four, our friendly Congress has added an extra $400,000 debt.
How can America pay this back?
The answer is they cannot. However there is good news. Payback actually does not matter. No one expects the US or any country to ever pay back all its debt. Isn’t that nice? We all owe $100,000 but don’t have to pay it back? Right?
Here is the bad news. Everyone does expect every country to pay its national debt service. This is why we know there will be a downward dollar spiral. You see when debt service gets too high, governments always let the purchasing power of the currency fall. It’s a dirty trick. Someone owes you a bunch of dollars every month and they pay it. The problem is those dollars buy less clothing, less food, less housing and energy and less everything.
Wait a minute isn’t that good for us? If we each owe a $100,000 but get to pay it back in devalued dollars, don’t we reduce our debt? Yes, but those are the same dollars we are paid with. Those are the same dollars that pay for our food, our clothing and our shelter. Those are the same dollars in our savings account so the reduced purchasing power lowers our standards of living too!
Go to the store. Buy some bread or, heaven forbid, some fresh vegetables like peppers or fruit. Look at the cost of your prescription or hospital bills. Do something simple like have your car serviced at an auto dealer. Look at the dollars you spend and you’ll see what I mean.
A huge dollar conundrum looms from the rising national debt service as well. During most of the last decade when the national debt was skyrocketing, interest rates were plunging and remained really low. Now rates are starting to rise as will the US national debt service. This chart from the Congressional Budget Office (CBO) shows that debt service is expected to more than triple in the next ten years.
Largely due to the Federal Reserve’s aggressive efforts to keep interest rates low, the U.S. government is paying historically low rates on its debt.
The CBO projects, unless the law changes, US national interest costs will more than double over the next 10 years, rising from $270 billion in 2017 to $712 billion in 2026 and totaling $4.8 trillion over the period. Interest costs are expected to continue climbing beyond the next 10 years and are projected to be the third largest category in the federal budget by 2028 (after just Social Security and Medicare), the second largest category in 2046, and the single largest category in 2050.
These interest costs add up to trillions of dollars that won’t be spent on roads, on the military, on health care or the environment or schools. That rising debt service creates a vicious cycle that can only lead to a devaluation of the US dollar so the debt can be paid, but in phony terms.
The loss of the dollar’s purchasing power erodes our independence, our freedom and our savings and wealth as well.
At the same time, low interest rates by big banks and higher health care costs soak up the ever diminishing income and savings we have left. According to a Gallup poll, the most unpopular three institutions in America are big corporations & Wall Street banks, HMOs and Congress. Yet there is little we can do because these institutions are in control.
Over the last 50 years the average income for 90 percent of the American population fell. Our health system is restricted by a Kafka-esque maze of legislation and insurance regulations that delay, frustrate, and thwart attempts by patients and doctors from proper medical care. Big banks and corporations restrict our freedom of choice. The business customer relationships are no longer transactions between free equals.
Banks can trap us in indebtedness at every age from student loans to mortgages to health care costs. They pay almost nothing on our savings. They hide unexpected fees and payments in complex and unreadable documents. Banks and big corporations routinely conceal vital information in small print and then cheat. Weak regulations and lax enforcement leave consumers with few ways to fight back. Many of these businesses ranging from cable TV to phone and internet service to health insurance have virtual monopolies that along with deceptive marketing destroys any form of free market.
These same companies control the credit-scoring agencies so if we don’t pay unfair fees, our credit scores will plunge and we could lose the ability to borrow money, rent an apartment, even to get a job. Many consumers are forced to accept “arbitration clauses” in lieu of legal rights. The alternative is to lose banking, power, and communication services.
Big business has also usurped our privacy. Internet companies sell our personal data. Personal information is pulled from WiFi and iPhones track and store our movements. The government can access this information, sometimes without subpoenas. There’s a lot that we don’t know, often withheld under the guise of “National Security.”
The glow on Western democratic capitalism has dimmed… or so it seems. The US, leading the way, is still a superpower with economic, innovation and military might, but the institutions that should serve the people have become flawed or broken.
America’s infrastructure is in shambles. The nation’s bridges are crumbling, many water systems are filled with toxins, yet instead of spending more to fix this, we build more prisons. The 2.2 million people currently in jail is a 500 percent increase over the past thirty years. 60% of the inmates belong to ethnic groups. Not just non-white ethnic groups are suffering. Annual death rates are falling for every group except for middle-aged white Americans. Death rates are rising among this group driven by an epidemic of suicides and afflictions stemming from substance abuse, alcoholic liver disease and overdoses of heroin and prescription opioids.
America’s middle class is shrinking. Nearly half of America’s income goes to upper-income households now. In 1970 only 29 percent went to this group. How can we regain our freedom, our happiness and our well being in such a world? What can we do?
The answer to a better, freer life is to combine better health, higher income and greater savings for a happier, more resilient lifestyle.
Merri and I are in our 48th year of living, working, investing and researching to find and share ideas on how to have simpler, low stress, healthier, more affluent lifestyles. Our courses, reports and email messages look at ways to gain:
#1: Low cost natural health.
#2: Global micro business income.
#3: Safer, more profitable, easy to make value investments.
Many readers use our services for just one of these three benefits. They focus only on health or on earning more or on investing better.
27 years ago Merri and I created the International Club as a way for readers to join us and be immersed in all three of these benefits. The International Club is a year long learning program aimed at helping members earn worry free income, have better affordable good health and gain extra safety and profits with value investments.
The three disciplines, health, earning and investing, work best when coordinated together. Regretfully the attacks on our freedom are realities of life. There is little we can do to change this big picture. However we can change how we care for our health, how we earn and how we save so that we are among the few who live better despite the dollar’s fall.
We start with better lower cost health care.
Club membership begins by sharing ways to be free of the “Secret Hospital Charge Master”. Just as governments hide truth behind “National Security”, big health care businesses hide medical truths behind “Charge masters”. Most hospital charge masters are secret because big business does not want us to know how much hospital costs have risen. Motivations beyond our good health, like corporate greed, want to keep us in the dark about health care cost.
Despite rising health care costs, a report from the Centers for Disease Control & Prevention shows that hospitals are the last place we want to be for good health. One report shows that hospital-acquired infections alone kills 57% more Americans every year than all car accidents and falls put together.
Often, what patients catch in the hospital can be worse than what sent them there. Governments and health care agencies agree – antibiotic resistance is a “nightmare.” An antibiotic-resistant bacteria may be spreading in more hospitals than patients know. About one in every 25 hospitalized patients gets an infection and a 2013 report from the Journal of Patient Safety showed that medical errors are the third-leading cause of death in the country.
Along with the risk of hospital acquired illness and medical errors, the second huge threat to our well being… is health care costs, especially at hospitals. This is why charge masters are so often secret. There are few risks to our wealth that are greater than a hospital stay.
I have created three shamanic health reports are about:
Each report is available for $19.95. However club members receive these three reports worth $59.85 free.
Club members also receive seven workshops and courses on how earn everywhere with at home micro businesses. We call this our “Live Well and Free Anywhere Program”. The program contains a series of courses and reports that show ways to earn and be free. These courses and reports are:
- “International Business Made EZ”
- “Self Fulfilled – How to Write to Sell”
- Video Workshop by our webmaster David Cross,
- The entire weekend “Writer’s Camp” in MP3
- The report “How to Raise Money Abroad”
- Report and MP3 Workshop “How to Gain Added Success With Relaxed Concentration”
- The course “Event-Full – How to Earn Conducting Seminars and Tours”
This program is offered at $299, but is available to club members free. They save $299 more.
Next, club members participate in an intensive program called the Purposeful investing Course (Pi). The purpose of Pi is finding value investments that increase safety and profit. Learn Slow, Worry Free, Good Value Investing.
Stress, worry and fear are three of an investor’s worst enemies. These destroyers of wealth can create a Behavior Gap, that causes investors to underperform in any market good or bad. The behavior gap is created by natural human responses to fear. Pi helps create profitable strategies that avoid losses from this gap.
Lessons from Pi are based on the creation and management of a Primary Pi Model Portfolio, called the Pifolio. There are no secrets about this portfolio except that it ignores the stories from economic news (often created by someone with vested interests) and is based mainly on good math that reveals the truth through financial news.
The Pifolio is a theoretical portfolio of MSCI Country Benchmark Index ETFs that cover all the good value markets using my 50 years of global experience and my study of the analysis of four mathematical investing geniuses (and friends).
There are seven layers of tactics in the Pi strategy.
Pi Tactic #1: Determine purpose and good value.
Pi Tactic #2: Diversify 70% to 80% of portfolio equally in good value developed markets.
Pi Tactic #3: Invest 20% to 30% equally in good value emerging markets.
Pi Tactic #4: Use trending algorithms to buy sell or hold these markets.
Pi Tactic #5: Add spice speculating with ideal conditions.
Pi Tactic #6: Add spice speculating with leverage.
Pi Tactic #7: Add spice speculating with forex potential.
The Pifolio analysis begins with a continual research of international major stock markets that compares their value based on:
#1: Current book to price
#2: Cash flow to price
#3: Earnings to price
#4: Average dividend yield
#5: Return on equity
#6: Cash flow return
#7: Market history
We combine the research of several brilliant mathematicians and money managers with my years of investing experience.
This is a complete and continual study of what to do about the movement of international major and emerging stock markets. I want to share this study throughout the next year with you.
This analysis forms the basis of a Good Value Stock Market Strategy. The analysis is rational, mathematical and does not worry about short term ups and downs. This strategy is easy for anyone to follow and use. Pi reveals the best value markets and provides contacts to managers and analysts and Country Index ETFs so almost anyone can create and follow their own strategy.
The costs are low and this type of ETF is one of the hardest for institutions to cheat. Expense ratios for most ETFs are lower than those of the average mutual fund. Little knowledge, time, management or guesswork are required. The investment is simply a diversified portfolio of good value indices. Investments in an index are like investments in all the shares of a good value market.
Pi opens insights to numerous long term cycles that most investors miss because they have not been investing long enough to see them.
The Pi subscription is normally $299 per annum but club member receive Pi at no charge and save an additional $299.
Profit from the US dollar’s fall.
In the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich. Some of my readers made enough to retire. Others picked up 50% currency gains. Then the cycle ended. Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview. He said: Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!
Club members receive a report about opportunity in the current strength of the US dollar is a second remarkable similarity to 30 years ago. The dollar rose along with Wall Street. Profits came quickly over three years. Then the dollar dropped like a stone, by 51% in just two years. A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.
This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago. The trends are so clear that I created a short, but powerful report “Three Currency Patterns for 50% Profits or More.” This report shows how to earn an extra 50% from currency shifts with even small investments. I kept the report short and simple, but included links to 153 pages of Good Value Stock Market research and Asset Allocation Analysis.
The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000). There is extra profit potential of at least 50% so the report is worth a lot.
This report sells for $29.95 but when you become a club member you receive the report, “Three Currency Patterns For 50% Profits or More” FREE.
Plus get the $39.99 report, “The Silver Dip 2017” free.
With investors watching global stock markets bounce up and down, many missed two really important profit generating events. The price of silver dipped below $14 an ounce as did shares of the iShares Silver ETF (SLV). The second event is that the silver gold ratio hit 80 and has remained near this level, compared to a range of the 230s only two years ago.
These two events are a strong sign to invest in precious metals.
I prepared a special report “Silver Dip 2015” and updated this in 2017. The report explains the exact conditions you need to make leveraged silver & gold speculations that can increase the returns in a safe portfolio by as much as eight times. The purpose of the report is to share long term lessons about speculating in precious metals gained through 30 years of speculating and investing in gold and silver.
The low price of silver offers special value now so I want to send you this report because the “Silver Dip 2017” offers enormous profit potential in 2017.
The report “Silver Dip 2017” sells for $39.95 but club members receive it free as well.
The $39.95 new “Live Anywhere – Earn Everywhere Report” is also free.
There is an incredible new economy that’s opening for those who know what to do. There are great new opportunities and many of them offer enormous income potential but also work well in disaster scenarios.
There are are specific places where you can reduce your living expenses and easily increase your income. Scientific research has shown that being in such places actually make you smarter and healthier. Top this off with the fact that they provide tax benefits as well and you have to ask, “Where are these places?”.
Learn about these specific places. More important learn what makes them special. Discover seven freedom producing steps that you can use to find other similar places of opportunity.
The report includes a tax and career plan broken into four age groups, before you finish school, from age 25 to 50 – age 50-to 65 and what to do when you reach the age where tradition wants you to re-tire. (Another clue-you do not need to retire and probably should not!)
The report is very specific because it describes what Merri and I, our children and even my sister and thousands of our readers have done and are doing, right now.
Live Anywhere – Earn Everywhere focuses on a system that takes advantage of living in Smalltown USA, but earning locally and globally.
This report is available online for $39.99 but International Club members receive it free.
Save $418.78… “plus more” when you become a club member.
Join the International Club and receive:
#1: The $299 Personal investing Course (Pi). Free.
#2: The $299 “Live Well and Free Anywhere Program”. Free.
#3: The $29.95 report “Three Currency Patterns For 50% Profits or More”. Free.
#4: The $39.99 report “Silver Dip 2017”. Free
#5: The three $19.99 reports “Shamanic Natural Health”. All three free.
#6: The $39.99 “Live Anywhere – Earn Everywhere” report. Free.
#7: Plus more.
These reports, courses and programs would cost 767.78 so membership saves $418.78, “plus more”.
What’s the “plus more”?
Join the International Club for $349 and receive all the above online now, plus any online reports, online course updates or online programs we create throughout 2017 all at no additional fee. The club membership entitled you to everything.
The International Club membership is $499, but we want to encourage our first 100 members to join quickly so we are accepting discounted membership in three tranches. This is the last offer of the first tranche at $349 and expires Monday March 26th 2017 .
The next tranche will be offered at $399 before it rises to $449 and then the full fee.
Join the International Club for $349 and receive all the above online now, plus all reports, course updates and Pi lessons throughout 2017 at no additional fee.