Merri and I lived and worked with this Ecuador Yatchak for seven years. This photo was taken after a purification ceremony at a sacred spring.
A huge health focus by this yatchak was purification… from the inside and out. He had us walk in mountain mists. The negative ions in the mists attached to free radicals and purified the skin to cleanse us from the inside out.
Another purification was of our blood. Herbs… minerals and a low calcium diet. There was almost no dairy served.
Since it is difficult for most of us to eat cleansing food in the West, this message looks at a longevity alternative and begins by showing how and why, in the 1960′s, due to strict OSHA regulations, the government curtailed a simple (and incredibly low cost) amino acid that can help improve cardiovascular systems, increase memory, improve vision, enhance vitality, expand energy and extend lifespan.
Access to good health care is vital and should be enjoyed by all. Yet it is not. It had been a Western birthright… each generation living longer than the last. New research shows this is no longer true for all. Government studies show that there are widening gaps in life expectancy based on income, race, sex, education and geography.
There are two Americas measured by wealth and health, and the distortions are growing.
A government-sponsored study by Harvard researchers found that life expectancy actually declined in a substantial number of counties from 1983 to 1999, particularly for women. Most of the counties with declines are in the Deep South, along the Mississippi River, and in Appalachia, as well as in the southern Plains and Texas.
The article went on to say that the people of Appalachia used to be among the longest lived. I can believe it. There is a family cemetery here on our farm. These five headstones show the occupants lived to be 86, 91, 95, 100 and 115! The 115 year old lived from 1794 to 1909. I wonder what type of medical insurance she had back here in these hills?
Here is that cemetery.
This problem of declining service is growing in more sectors than just American health care.
This growing gap is a concern on many fronts…but means, that in many parts of the Western world, good health care is only available to an increasingly smaller portion of top earners.
To overcome this problem Merri and take many steps to improve how we feel each day and hopefully enhance our activity and longevity. We meditate daily… have a strong sense of purpose in our business and life, keep a regime of regular, mild exercise and yoga and eat our own or locally grown food whenever we can. We also use numerous nutritional disciplines… including a mix of nutrients recommended some years ago by a reader and seminar delegate.
This delegate was an M.D. He was in his eighties but had the energy and looks of a much, much younger man. When asked about his secret of youth he said his vitality was based on several factors. A few of them you would expect, such as good diet, sufficient exercise and plenty of activity in a strong, purposeful life. Then he explained another secret of his youth and energy: chelation.
The youthful doctor told us he had been running the largest I.V. chelation center in the United States from Hawaii. Hardening of the arteries is such a huge problem in our modern world that he was making a fortune.
Then, he said, he had learned about Beyond Chelation (TM) a vitamin-mineral formula created by Dr. Gary Gordon. The doctor said he found this so effective that he shut down his clinics and exclusively used this simple formula which he (after seeing the results of Dr. Gordon’s formula) felt had better results than I.V. chelation therapy.
Over 30 years of Dr. Gordon’s experience as a clinician, researcher and educator in chelation therapy are behind this comprehensive cardiovascular nutritional supplement, designed to maintain and promote vascular health, mental and physical well being.
Our client and doctor friend gave us a month’s supply of this formula. He thought it would be excellent for us and would help us with traveling also. Merri and I tried this product ourselves and felt great, plus we loved the savings we enjoyed. It is so much less expensive than all the numerous other vitamins and minerals that we had been taking. We actually were spending less! In addition this system is so convenient. Everything is in one simple daily packet. Especially when we travel we just bring along a packet for each day we are on the road. No more loading up pill boxes or bringing bottles (or suitcases full of bottles) of vitamins and stuff.
We liked this product so much we began passing the favor on to many delegates at seminar. As is so often the case when we like something we start talking about it and pretty soon, a batch of friends were taking Beyond Chelation Improved and telling us great things about their experiences.
Here is an example of raves we receive on April 21, 2012 from a delegate who received a month’s supply in early March:
I was introduced to and given 30 days supply of a product (for which I must thank my good friend, Merri Scott, profusely) that is clinically proven to clean out the blood and much much more.
Almost Miraculous results? Well…you be the judge.
Look at the 2 blood tests (lipids,sugars etc.) I had done recently, just 2 months apart.
My Cholesterol was 330 then, 169 now!
My triglycerides were 1350 then, 199 now!
Both incredibly, dangerously high, if fact doctor said he never saw or even heard of Tri’s so high. (I checked on the internet, others do have them that high).
My (FBS) Blood sugar was 150, now 129!
Hemaglobin count up appreciably (red blood cells), which is real good too!
And Blood Pressure at the time was 130/80, a bit high, now 107/70= Perfect said the doc!
Man I feel a whole lot better too.
How did I do it?
1) Exercise greatly intensified & consistent= 3-5 days a week in gym weight-lifting, plus biking-walking-swimming.
2) Diet= a) Dropped fatty meats (ie. Bacon/Pork chops etc).
b) “NO WHITES ALLOWED” DIET= No white Sugar, Flour or Starch (yes= ouch!).
b-1= Cut non-white and white GLUTENS (mostly Gluten-free) too!
b-2= Mucho water, and only purely natural fruit juices… fresh squeezed & ground (minimized frequency).
b-3= More adamantly continued NO ALCOHOL consumption!
c) Added more fresh veggies & fruits, as many as can be found in BZ (Not many veggies variety esp).
I had been adjusting diet and starting to exercise (Gym= Weights & Biking) 3 months before the tests so who knows if they were even higher before I tested?
The slight dieting and much more exercising alone, evidently, did not change it much!
I have lost about 33 lbs of fat ,and gained 10 pounds of muscle, so I am down 23 lbs, from 244 to 221!
Lost some love-handle & gut inches ! I am going for under 200, over the next few months,where I haven’t been for about almost 20 years!
I have had high cholesterol and triglycerides, since I was in my mid to late 30′s (now 58),and always did diet and exercise changes to adjust them down a bit, but never were they anywhere near this “before drastic action” high before, nor have they ever been this low after the 2nd test and resultant phenomenal improvements! I continue to refuse to take the poisonous Pharmaceuticals Doc’s keep trying to stuff down my gut! No PHARMA. PHARMA-KILLS!
“Health is our greatest Wealth”…no assets have real value when we lose it!
Thank God for: good friends, good food, good info, good nutrition, good energy, good exercise, and good health!
May Goodness & Mercy follow & lead us, over the mountains and thru the valleys, revealing light thru the darkness all the days of our lives!
I DO FEEL SO GOOD again! Via Con Dios !
They reordered so much of it through us that I decided to make it available to all my readers at a really special price… lower than I believe you can get anywhere on the internet to see if readers are interested in obtaining Beyond Chelation Improved through us.
Let me begin by saying that Beyond Chelation Improved has not been evaluated by the FDA. This product is not intended to diagnose, cure or prevent disease and should only be taken as a food supplement. Having said this I share Dr. Gordon’s information below.
Dr. Garry Gordon of Payson, Arizona, is one of the fathers of the Chelation Therapy movement and he developed this cardiovascular nutritional supplement called “Beyond Chelation”.
This supplement combines more than sixty ingredients, known to have beneficial effects, into one total cardiovascular support program. “The name of this new product states exactly what it is,” says Dr. Gordon. “It’s what the public should be taking if they’ve already had chelation or can’t afford it, or simply want to take advantage of new breakthroughs that permit us to safely and effectively reduce the risk of heart attack and stroke.” In addition to promoting heart health, Dr. Gordon has found that his supplement has multiple anti-aging effects. Along with Dr. Dean Ornish of Sausalito, California, who demonstrated in a five-year study published in the Journal of the American Medical Association that heart disease could be reversed, Dr. Gordon believes that vascular disease can be arrested and cured. However, for those unable to stick to an extremely low-fat diet (below 9% in total fat content) and the meditation and exercise mandated in Dr. Ornish’s program, Beyond Chelation may provide similar effects. In his own practice, Dr. Gordon has been able to document significant improvements of blood flow to the legs, head and heart of patients experiencing problems of clot, spasm and arrhythmia with the use of oral chelation formula so that fewer than 5% have had to have heart surgery.
There are many benefits from chelation:
- Helps to prevent Arteriosclerosis (Hardening of the arteries)
- Helps to rejuvenate your cardiovascular system
- Helps to improve conduction in all degrees of A-V heart block
- Helps to abolish extra heart beats, skipped beats and rapid heart beats
- Helps to decrease ventricular arrhythmia due to digitalis toxicity
- Helps as a pre-operative preparation
- Helps remove lead and heavy metals from the system
- Helps increase American life expectancy
- Reduces toxic lead and metal deposits and abnormal calcium deposits
- Reduces blood pressure and blood cholesterol
- Improves circulation
- Improves vision and hearing
- Improves liver function
- Improves skin texture and tone
- Helps prevent abnormal cross linking of molecules that age tissue
- Helps to relieve symptoms of senility by increasing circulation to the brain
- Helps to relieve pain, hypoglycemia, phlebitis and scleroderma
- Dissolves fats in plaque lined arteries
- Helps make blood slippery and prevents abnormal blood clotting
- Helps to increase tissue oxygenation
How does Chelation Therapy work?
It is a largely hidden fact that the main blood vessel leaving the heart of a healthy 80 year old man has 140 TIMES more pathologic calcium in it than the main blood vessel of a healthy boy of ten. By means of chelation therapy, this unwanted calcium (causing a build up of vulnerable plaque, hardening of the arteries, and potential heart problems) is removed from blood vessels and put into water-soluble complexes (chelates), which are readily excreted through the kidneys. Clinical observations reveal, however, that the amount of calcium in bones is not affected by the removal of calcium in the arteries nor is it diminished by the use of EDTA chelation therapy.
What is EDTA and is it safe?
Chelation therapy (using the synthetic amino acid known as EDTA) has been a standard treatment for lead and heavy metal poisoning since World War II. In the 1940′s and 1950′s, patients taking EDTA chelation therapy for lead poisoning reported improved memory, vision, hearing and smell, and diminished leg and heart pain. Since then nearly 1,000,000 patients with cardiovascular disease have been treated successfully. Further, EDTA has been used as a food additive for over 30 years, the average American consuming between 15-30 mgs in their diets daily.
Why was EDTA put on the back burners?
In the 1960′s, prior to the current strict OSHA regulations, workers poisoned by high levels of lead at their jobs were given EDTA tablets by their company doctors to excrete the lead. The government, wanting to get to the source of the problem, ordered this remedy to be curtailed and the working environment improved. Because of this situation and with this order, oral EDTA chelation went into seclusion.
Why is Oral Chelation surfacing now?
Through almost 30 years of comparative case studies, researchers have discovered that oral and IV EDTA chelation therapy (especially when augmented by scientifically formulated nutritive support) improved the functioning of most organs of the body. Recently, biological age determination testing has gained widespread scientific acceptance, which allows us to prove that Chelation therapy improves the functioning of most organs, effectively turning back their biological clocks. It also may be a solution to the newly discovered cause of 85% of the major heart attacks now targeting half of the American males in the United States who are over 40 years of age: vulnerable plaque.
Preventive Medicine and Longevity Medicine: the Medicine of the Future!
Anti-Aging, Longevity, and Preventative Medicine are the Future! With our knowledge of alternative medicine doubling every three years and our technology advancing exponentially, we are entering an age where we are able to probably turn our biological clock backwards! Instruments are now in use that can measure the functioning of each of our physical organs and new high potency nutritional supplements, hormonal balancing, and advanced oral chelation products have become available which can enhance the functioning of our organs and help prevent heart attacks and fight many of the auto-immune and degenerative diseases that are plaguing modern society.
What is “Beyond Chelation”? With over 30 years of experience as a clinician, researcher & educator in Chelation Therapy, Dr. Gordon has formulated a comprehensive cardiovascular nutritional support supplement designed to maintain and promote cardiovascular health and combined it with the finest ingredients known for mental and physical well being within a product known as “Beyond Chelation,” the new cardio-support, multi-vitamin-mineral of the future augmented by amino-acids, polysaccharides, herbs and more.
There is one more benefit and that is the savings and convenience. Taking Beyond Chelation Improved provides almost every vitamin and mineral that we were previously taking in separate form. Merri and I have actually reduced our spending on vitamins and minerals. Plus Beyond Chelation Improved comes in a handy nine capsule cellophane packets, that is easy to carry and take each day. One container has thirty packets, a month’s supply, which at $59.998 (49.99 plus $9.99 shipping) makes this a very inexpensive way to get most of the vitamins and minerals you already take as you gain the chelation benefits.
Beyond Chelation Improved (TM) consists of 30 packets with 9 capsules. Each packet contains: three multi-vitamins/minerals, three detoxifiers (which deliver a combined total of 400 mgs of EDTA), one Omega 3 marine lipid concentrate, one evening primrose oil and one Ginkgo Biloba capsule. This formula provides the finest multi-vitamin/mineral available and essential ingredients to feed the heart, chelators to help rid the body of heavy metals and help control chronic inflammation, which now is known to be the MAJOR cause of heart attacks and strokes. It also provides Ginkgo Biloba with phosphatidyl serine and choline for their proven neuroprotective effects, as well as their anti-platelet activity.
Dr. Gordon has purposely left IRON out of this supplement because recent research has linked the availability of iron to infectious organisms in arteries, which are now proven to be directly linked to blood clots that cause 85% of heart attacks and strokes.
Beyond Chelation Improved $49.99 + (9.99 shipping) Order a month’s supply here.
Canadian and overseas buyers please contact Cheri Hall to get shipping price. Please Email firstname.lastname@example.org
A reader wrote: This formula helped produce MIRACULOUS results for me in 30 days! No it’s NOT MLM, and NO I do NOT sell it!
Cholesterol from 330 to 169…triglycerides from 1355 to 199…blood sugar from 150 to 120…blood pressure from 130 to 107… plus aided in fat loss, energy gain…overall well-being…along with Exercise and the “NO WHITE” (sugar-flour-starch) diet!
I BLESS Gary & Merri Scott (GaryaScott.com) for introducing and gifting it to me, when I was at their Super-learning Spanish and Super-thinking course (which I highly recommend too= Mucho Mejor!) . It just may have saved my life…or helped alot! SALUD! Health is our greatest Wealth!
Longevity comes in many ways… prevention and good medical intervention when prevention did not do the job. Beyond Chelation and Ecuador health care are answers to both.
Learn more about longevity at our upcoming Super Thinking + International Investing and Business Seminar October 5-6-7 in North Carolina.
Super Thinking + International Investing & Business Seminar
Super Thinking + International Investing & Business Seminar, February 1-2-3, 2103 in Mt Dora Florida.
This is the premier seminar we have been conducting every February for over 30 years. This February is special because the best opportunities come at the darkest hour and that time is here. Learn how to…
#1: Borrow yen at 2.5% and gain a 5% profit in three weeks.
#2: Turn $499 into $142,020… per year.
#3: Buy a beach view Ecuador home for $16,000.
Review these ideas in warm and sunny Lake County, Florida, with over 1,000 named lakes and the charm of historic Mt. Dora. This a special place especially at the this time of year.
(Click on photo to enlarge).
These are balmy winter days I shot of the Florida winter from…
Forces have come together for the biggest economic expansion in history. Huge profits are waiting in business and investing… whether you are just starting… in the middle… are ready to retire or want to start an entirely new career.
One reason for this timing is cyclical. Equity markets are selling at some of their best valuations in years.
This optimistic outlook is based on the development of earnings, cash flows, dividends and book values.
When you look at the big picture… from the turn of the century until now the entire global economic history has been a series of slow downs and catch ups, but over the long run values in the stock market have risen about 9.1 percent, respectively, compounded annually.
There are always emotional reasons for slow downs… as we have seen in the past five years… the worries of double dip recessions… high unemployment… concerns about fiscal cliffs. Such fears hold investors back. Yet global population growth and advances in production and prosperity are relentless. Values increase as prices stagnate. Then markets break free and rocket upwards creating wealth, prosperity and growth.
Economic breakouts create fortunes. This February we get to share with you three… enormous profit possibilities…. one in business…. one in investing and one in Ecuador.
All the facts have come together. The next boom is about to begin.
We can see the power of breakouts from the last BIG ONE in 1979. Warren Buffett saw it coming. He mentioned it in a famous 1979 Forbes article “You Pay a Very High Price in the Stock Market for a Cheery Consensus”.
Everything looked bleak.
The 1980s recession, the worst since the Great Depression, was about to begin. Yet in 1979 Buffett said…. BUY NOW. On August 13, 1982 the biggest global bull stock market in history began.
The Dow’s 1982 to 1999, relentless 17 year climb is just one breakout we can see.
Click to enlarge.
1979 was the darkest hour. The herd was thinking negatively. The reality? A boom was on! Then in 1999 another economic contraction began and has been with us till now… 14 years. The cycle is repeating. This is the beginning of an even bigger boom.
“It’s not what’s happening that counts. It’s what you do with it.”
Make no mistake… Merri and I have been able to help readers have better lives, less stress and to make fortunes during these last 17 economically depressed years. Yet the simple fact is that the really big profits come at the start of a boom. This is why I want to kick off 2013 with you and share more than my usual confidence and enthusiasm.
The upcoming February seminar is divided into three main sessions.
Each session helps you learn how to gain freedom, remove stress, earn more and do more good in and for the world.
Session One : International Micro Business – “How to Have a Positive Global Income”. You can turn $499 in $142,020 a year, even in small towns.
Session Two : Ecuador Living and Real Estate.
Sessions Three: International & Value Investing Outside the Box.
Here is a partial syllabus of the seminar:
SESSION ONE: How to Turn Your Passion into a Profitable Microbusiness. A micro business can be the best investment you can make. Start small and magnify your investment with your effort, enthusiasm and energy.
* Turn $499 into $142,020 through writing and publishing… without risk. In just one year. Cash in on the blowback from the global community. The global economy is good but big business… big government…. big medicine and global everything is also impersonal, often harsh and inhumane. This expansionary process leaves us believing in nothing. We are cynical of the global banks… the aggressive police… the intrusive government… the big church… the monetized medicine… the negative media… the unfair laws…. the failing currencies… all the broken promises.
Yet as humans, we have to believe in something and our last bastion… the one we can see, hear, taste, smell and feel is our local community… either as a place or as a collection of like-minded souls.
This is also where we can actually accomplish something and actually have an impact at doing some good.
On January 1st, 2013, Merri and I launched a new business “Positive Community Magazines” (PCM) with David Cross our webmaster and Dave & Sherry Johnson. This opportunity is for anyone young or old. PCM offers excellent income… less stress, fulfillment and positive service to the community. This business helps publish positive community magazines in small towns or to small communities of highly focused, like-minded souls.
Warren Buffett believes so much in this potential that he is buying newspapers in small towns all over America.
In 2012 Berkshire Hathaway purchased 63 small and mid-sized daily and weekly newspapers throughout the United States.
He plans to buy more and says: “I like buying individual papers at the right prices.”
Buffett stated that Berkshire is not buying big newspapers or more newspaper shares because he believes in the value of local communities.
In February, you’ll meet Dave & Sherry Johnson who had a good life until times turned sour during the 2007 recession. They lost everything so they moved to Asheboro, North Carolina which Forbes magazine highlighted as “One of America’s Ten Fastest-Dying Towns in the USA”. They started a community magazine and from the ashes it has risen from success to success. They now earn over $17,000 a month. They came to our Writer’s Camp. We saw their amazing business model and let no moss grow under our feet before asking them if they would help us spread this incredible concept around the world.
We know trends when we see them and this is even more exciting than the trend we saw in Ecuador’s expansion 17 years ago.
As an Independent Community Publisher of Positive Community Magazines, you will publish positive, upbeat community publications dedicated to representing, encouraging and celebrating the community you serve by focusing on the lifestyles, talents, gifts and contributions of the people who live and work there. Plus you’ll earn as much as $17,635 a month.
Learn how to gain a proven business model with training – archive of articles – design templates – access to low-cost printing – marketing materials – and a very, very low investment (as little as $499) to start.
The Money – Here is the Proforma Income for a 64-page Magazine
In the model magazines the ad revenues run around $13,000 (40% ads/$500 per ad page) and editorial revenues of $4,635 or a gross income of $17,635 a month.
Printing and operational expenses are in the $5,800 range leaving profits of $11,835. You increase the bottom line if you do more of the design and distribution work yourself.
Other advantages of magazine publishing include the freedom to set your own schedule, PRESS credentials, prestige, service to the community, philanthropy, being in the know and having a well respected profession.
Saves Lives. Here is just one example of the good you can do. Sherry Johnson shared this story.
She wrote: Gary, we even save lives. In one issue of their magazine they told the story of a little boy who was struggling with a rare disease that caused life-threatening seizures. One day, while his mom was out shopping, the little boy had a seizure so she rushed him to the hospital.
She called ahead and the nurse met her at the emergency room. As it happens, the nurse had read the article in the magazine (which someone had brought to the nurse’s lounge) and she recognized the little boy from the article. Since she knew immediately what was wrong with him, no time was wasted and he was treated quickly. They were told that this particular seizure was especially bad and that the article probably saved his life. This doesn’t happen every day but once in a lifetime is good enough!
Downtown Mt. Dora, Florida
Another session in the seminar shows “How to have an international micro business.” These sessions are highly practical and usable. They focus on how to use modern technology to start global micro businesses based around a website, with minimal investments of time and capital.
By starting small and building with stepping stones and a harmonious focus, Merri and I have learned how to own profit generating phrases at Google. We, along with our webmaster, David Cross, share the secrets of how you can use words to create your own global income.
The seminar shares how we us “Seven Ps” (Person, Problem and Promise, Product) to zero in on key word phrases. The Fifth P (Promise) develops new customers. The Sixth P is the Prospecting Path and Seventh P is the Presentation that creates income.
Learn about other microbusiness possibilities…
In the global micro business sessions we’ll see ideas on how to:
* Create Export Businesses
* Earn from Self Publishing and Writing
* Develop Internet Sales
* Cash in on Ecuador Business Ideas
* Find Organic Agricultural Business Ideas
* Profit With Health Business Ideas
* Turn Ideas for Tours and Seminar Businesses into Profitable Lifestyles
* Create a Multi Dimension extra income lifestyle.
Multi dimensional living can create a lifestyle that brings better health and lasting “real” wealth. Many readers are choosing a multi dimensional lifestyle, living on a farm and earning in other ways such as writing.
Activity on the farm in North Carolina. It’s tax deductible and profitable but…
I cannot call it work.
Merri and I have been fortunate. The self publishing business has treated us well. However a great deal of our financial stability also comes from being multi dimensional. We have lived on our own farm and seminar camp and orange grove and in our own Ecuador hotel and hacienda. We are always fixing things up…. buying broken places or taking broken ideas and making them whole.
For decades we have been buying houses and fixing them… painting, restructuring and such. This is our hobby… that happens to be profitable… or maybe that’s our business and writing is the hobby that also happens to be profitable?
The point is what we do is not work. We just regularly do what we love and figure out how to earn income in the process. The adage framed on my desk given to me by a beloved Indian Pundit is “Action is Thy Duty… Reward Not Thy Concern“. With this motto and a bit of common sense living joyfully and earning merge.
Our daughter, Cinda, and David Cross, our son-in-law webmaster and granddaughters, Sequoia and Teeka, have taken this lifestyle route as well. Cinda loves animals so is a veterinarian and specializes in animal acupuncture which she can do at their farm.
David has his website and voice-over business he can run from their farm and the girls love working in the gardens.
David and Cinda’s multi dimensional farm. They now produce 60% of their food and earn extra income selling their excess organic crops.
Using the Bio Degradable “Bio Wash” to gain added value we have been able to double our production and quadruple the profits in our orange grove.
In the multi dimension segment of the seminar we review how to spot “live on agri and B&B opportunity” in small towns and Ecuador. We’ll also look at Bio Wash, that we have supported now for nearly 20 years. We’ll show the environmental as well as health and business benefits it brings.
Join Merri and me at our Super Thinking + Investing and Business Seminar – February 1-2-3 , 2013, Mt. Dora, Florida.
SESSION TWO: Ecuador Living. Talk about catching an early wave… Merri and I caught the Ecuador expat trend right at its beginning 17 years ago. We brought readers who joined us in Ecuador then… some amazing opportunities. This cycle has matured but there are still great bargains if you know what to do. No one has as much experience and as many contacts in this field. This experience is also dependable. We do not sell Ecuador real estate so you won’t be hearing any hidden agendas.
A beach house for $16,000? Is that bargain enough? You cannot beat experience when it comes to learning all the ins and outs and buying real estate in a country like Ecuador.
For example after more than a dozen years of traveling… working… buying and selling real estate and running businesses in Ecuador… we led Jean Marie Butterlin from France to the coast and he began scouring the beaches from Manta, north to Pedernales… finding the bargains…. meeting the landowners… understanding the rules, regulations and customs.
That experience made him the expert of Ecuador beach real estate so that bargains could be found and so his clients could overcome the biggest problems and intelligently buy real estate on the coast.
We’ll share how to buy beach property intelligently.
Here is Jean Marie’s second beach home…. secluded overlooking this…
isolated beach home for just…
You’ll learn how to overcome one of the biggest mistakes most real estate buyers make on the beach.
Dr. Andres Cordova will speak and join me in updating Ecuador real estate and residency rules.
Dr. Andres Cordova speaking at our seminars.
Andres is our friend and Ecuador attorney. He is the grandson of one of Ecuador’s more famous presidents and was a senior partner in a law firm that represents Ecuador’s treasury.
We’ll also review how to create an Ecuador export business as Merri and I have for many years.
Roberto Ribadeneira speaking at our seminar about how he can shop, ship and charge for Ecuador export businesses.
We’ll review the Ecuadorshop Logistics service that provides all these services for exporters in importers into the USA.
We’ll share how Roberto provides an exclusive service that helps readers who export from Ecuador monitor production and quality and assure timely delivery.
This is a great service that provides every detail for importing products into the USA. We have used this logistics service ourselves for years and became the largest shipper of Ecuador roses last Christmas. One big benefit is that the service can send each product direct to the buyer in the USA. The Ecuadorshop Logistics service makes small and medium scale Ecuador exporting possible.
Join Merri and me at our Super Thinking + Investing and Business Seminar – February 1-2-3 , 2013, Mt. Dora, Florida.
Session THREE – International & Value Investing Outside the Box. This session shows how to protect your investments and savings, plus what to do with extra profits you’ll earn.
* Borrow Low Deposit High & Multi currency investing. Few decisions will be as important to your wealth as WHICH CURRENCIES to held your wealth. This has been our area of expertise since the 1970s… plus we have worked with Jyske Bank…. one of the largest currency traders in the world for decades.
On December 12, 2012 one USA dollar would buy 82.44 yen. January 4, 2013 that same dollar would buy 88.23 yen.
Yet this is not a fast trading for forex profits strategy. The Multi Currency Sandwich is based on long term, extra earnings from positive carry.
Let’s review a simple Multi Currency Sandwich example.
Here are the current invest loan interest rates from Jyske Bank.
(Click on photo to enlarge).
In this example we invest $350,000 (we’ll see how to invest smaller amounts in a moment). We borrow $520,000 in US dollars at 2.62% and $130,000 in euro at 2.5%. This is the loan ratio used by JGAM at this time and gives us $1 million to invest.
We invest in two bonds. $200,000 is in a bond issued by Santos denominated in euro with a coupon of 8.25%. The bond comes due 22-09-2070. This is a medium risk bond and yields of about 6.9%.
The second investment is $800,000 in the US dollar denominated bond offered by Danske Bank with a 7.125% coupon due 21-09-2037. This is a medium risk bond yielding about 5.9%.
The return on the Santos bond is appx: $13,800
The return on the Danske bond is appx: $47,200
The total return is $61,000.
The loan cost in euro is $3,250 (2.5% on $130,000).
The loan cost in dollars is $13,780 (2.6% on $520,000).
The total loan cost of $17,030 leaves a positive carry (extra profit). The total return after the loan cost $43,970 or about 12.5% return on the $350,000 invested. That return is diminished by one time, upfront loan costs on the first year of $1,300. Then there are no added loan costs for the five year term of the loan.
The figures above are used for illustration purposes only. These are not recommendations as a portfolio would be far more diversified.
The risk in in the bonds… not currency parities. Euros and dollars were borrowed. Equal amounts of Euros and dollars were invested.
Now let’s look at the same example but with borrowed yen. The yen loan creates potential forex profit… or loss.
In this example one dollar equals about 82 yen.
Assume the same multi currency sandwich was created… but with $650,000 worth of borrowed yen instead of loans in dollars and euro.
The interest rate for yen is lower… only 2.5% versus 3.125% for the US dollar. This bumps the return up to almost 12.8%.
However the forex potential is what becomes interesting. At 82 yen per dollar this requires a 53.3 million yen.
Assume that the yen returns to the purchasing power trend of 117 as shown in the chart below.
Chart from Bloomberg.com shows the yen at 117
(Click on chart to enlarge)
A shift from 82 yen per dollar to 117 yen per dollar is a 35% drop. If those dollars and euros bought back yen at the 117 parity it requires only $455,555 to repay that had been worth $650,000. The forex profit is $194,445 or an extra 29% beyond the positive carry. If that drop took three years to happen and one held the bonds (and their value did not change)…. the total return over three years would be 67.4%.
That is the upside. For a loss of the same magnitude the yen would have to rise from 82 yen per dollar to 53 yen per dollar… a highly unlikely event.
Thomas Fischer Sr. VP and forex advisor for Jyske Global Asset Management will update leverage strategies. Two other investment advisers and brokers will review how to diversify in bonds and shares and review the forex risks to make sure that such a speculation can work for you.
Thomas Fischer will review the portfolios they manage. This year they easily beat their benchmarks. We have no exposure to the euro and in our leveraged portfolios we use a 100% euro funding. As you can see this has also led to a return of 18.4% in a speculative performance (medium risk with 2X).
Here is JGAM’s record.
Click on this photo to enlarge.
Betting Against the Yen for Even Smaller Amounts.Lou Shinamin at Ruggie Wealth will outline opportunities using ETFs.
Lou recently wrote: I am watching a very nice cup and handle pattern forming on the Japanese Yen. Aside from Forex, the easiest way to take advantage of the dollar strengthening against the Yen would be to look at the ETF : YCS . Ultra short Japanese yen.
Lou will update the market and positions that make current sense in February.
Multi currency investing offers five enhanced benefits… asset protection…. greater privacy… broader diversification… forex potential and positive carry potential. The seminars teaches how to gain these benefits.* Stocks that rise from the cycle of war, productivity and demographics. Cycles create recurring profits. Economies and stock markets cycle up and down around every 15 years as shown in this graph.
These stock market bull and bear cycles are based on cycles of human interaction, war, technology and productivity.
Economic downturns create war. Military struggle (like the Civil War, WWI, WWII and the Cold War (WWIII), super charge inventiveness that creates new forms of productivity…the steam engine, the internal combustion engine, production line processes, jet engines, TV, farming techniques, plastics, telephone, computer and lastly during the Cold War, the internet. The military technology shifts to domestic use. A boom is created that leads to excess. Excess leads to correction. Correction creates an economic downturn and again to war.
Investments in the winner of WWIV. The war quietly took place… and the US won. This has created special opportunity for many shares.
Here are just three specific examples we’ll review:
United States Steel Corp. (NYSE: X). The American steel industry recently received the economic equivalent of a gift from the heavens: natural gas. Industrial firms in Pittsburgh are sitting on top of an oil-rich formation that stretches from New York to Ohio… with modest estimates suggest of at least 100 trillion cubic feet of gas.
The switch from coal to cheaper natural gas will save U.S. Steel hundreds of millions of dollars a year. Foreign competitors in Europe and Asia will need to pay much more. Many economists say that this new gas reserve will fundamentally shift global economic logic to uniquely benefit the United States. Yet prices of US Steel shares have remained stagnant.
Alliant Techsystems (NYSE: ATK). The Department of Homeland Security is planning to buy a further 750 million rounds of ammo in addition to the 450 million rounds purchased earlier this year.
ATK Delivers 2 Billion 7.62mm Rounds to the U.S. Army from the Lake City Army Ammunition Plant (LCAAP) and 350 Million 5.56mm Enhanced Performance Rounds Using Modernized Production Line Equipment in a $131 Million in Small-Caliber Ammunition Order.Since assumption of LCAAP manufacturing operations in 2000, ATK has increased the production rate for 7.62mm ammunition five-fold in direct support of U.S. Army requirements. Alliant Techsystems manufactures everything from rockets for NASA to big weapons, space rockets, launch vehicles, missiles, missile-defense interceptors, satellites and bullets. In fact it is the world’s largest manufacturer of bullets. Over the past 10 years, the company produced an average return on equity of 31.51% but the share price is in the dumps. Defense sector shares have been selling at historically cheap valuations and ATK shares have been selling at ratios even below the industry average. The 10 year average P/E ratio for its shares has been 18% but is currently below 10% about half the ten year average.
Aegion/Insituform (NASDAQ: AEGN). Aegion is a water investment that makes sense because “Where there is muck, there is brass”. The world’s water supply has too much muck! Investing in water simply makes sense in every way. IN the last equity boom, $1,000 invested in water utility stocks at the end of 1981 grew $39,980 at the end of 2001, more than double the growth of S&P 500. The fundamentals for the future are even better.
Decentralized, or distributed, water treatment will make up a huge part of the future water business. If you can use water over and over again at its point of use, that’s beats any other technology because you don’t have to transport the water. Aegion is a leader in trench less water line replacement. Their process is the most widely used trench less method for restoring structural integrity to and removing infiltration from sewers so worn out water treatment systems can continue to be used rather than replaced.
* More Water. Other water investment we review include Water Asset Management, Allianz RCM Global Water Fund, PFW Water Fund, Kinetics Water Infrastructure Fund, the Geneva-based Pictet Global Water Fund, SAM Sustainable Water Fund based in Zurich the Irish Calvert Global Water Fund.
* My Portfolio Review. I am always looking for value so my portfolio changes as events unfold.
Here is a typical portfolio I hold at JYSKE and update the changes I have made and why.
Type Int. Rate % of portfolio
Savings US $ 0.125% 5% Currency
Savings EUR 0.125% 1% Euro
Savings Pounds 2% GBP
Jyske Invest Turkey 2% Lira
JI European Equity 5% Euro
Suntec Reit 2% SGD
Hyflux Water 2% SGD
Jyske Bank shares 4% DKK
KGHM Polska Miedz (Copper Silver) 5% PLN
Brookfield Renewable Power 5% CAD
Unicredit Itakian Bank 3% Euro
Axel Springer AG German Publisher Euro 2%
Sky Deutschland AG German TV Euro 2%
Silver Wheaton Corporation Silver 5% US$
Ishares Maci Latin Amer 5% Mixed Latin
JI Emerging Local Bonds 4% Mixed
JI Emergin Market Bonds 3% Mixed
Mexican Bonos MxnGvt 2% MXN Rate 8.000% Mature 19.12.2013
Bond Bombardier Inc. 2% Can$ 7.250% 15.11.2016
Bond Rabobank, Nederland 4% NOK 4.000% 29.05.2013
Bond European Investment 5% AUD 6.000% 14.08.2013
Bond Kreditanstalt Für 5% CAD 4.950% 14.10.2014
Bond European Ivtment BK 5% NZD 6.500% 10.09.2014
Euro Invment BK Turkey 3% TRY 10.000% 28.01.2011
Euro Investment BK Brazil3% BRL 11.125% 14.02.2013
Bond Brazil GVT 3% BRL 12.500% 05.01.2016
Bond Brazil GVT 3% BRL 12.500% 05.01.2016
Bond Euro Invment BK 3% AUD 6.000% 14.08.2013
Bond Kreditanstalt Für 2% NZD 6.250% 15.04.2013
Bond Euro Invment BK 3% PLN 6.500% 12.08.2014
Bond Mexican Fixed Rate 3% MXN 8.000% 17.12.2015
Loan -3% USD Interest rate 2.5%
You’ll gain details on how to actually buy such shares and bonds from Mike McDonald at Aegis Capital Corporation.
* Lake County Real Estate. Shirley Peacock our broker in Lake County will share why the value is special here and our search for good value real estate in this area.
* British Skipton Building Society 10% Variable Bond due 12/12/18 paying 10.1%. See why Britain put an American in charge of the Pound and how this makes England an even more attractive currency to hold now.
Established in 1853, Skipton was among the first building societies and is Britain’s fourth largest building society with £13.9bn of assets and over 100 branches across the UK. They just reported a £22.3m pre-tax profit for the six months ending June 30, 2012, an increase of 253 per cent on the £6.3m profit it made in the first six months of last year.
* Position Update on British Bond ETFs. For investors who want broader diversification into higher yield British bonds the “iShares Markit iBoxx GBP Corporate Bond 1-5 ETF” is open to almost all investors.
* Three high yielding shares to consider: HSBC (symbol HBC) (Finance, 6.36% Depositary Shares, Non-Cumulative Preferred Stock, Series B) -Royal Bank of Scotland (Symbol RBS) 7.25% Noncumulative Dollar Preference Shares Series H ADR and the ETF “iShares S&P U.S Preferred Stock Index Fund” (Symbol PFF). This etf has over 200 holdings and almost one fourth are in the financial sector. All ten of the largest positions as shown below are in the financial sector.
* What’s Up With Gold and Silver? One session looks at my current position on gold and silver and asset protection specialist Rich Checkan will review the state of the precious metal markets and potential problems ahead for US dollars. He’ll outline how interest rates at zero eliminate opportunity costs of diversification in precious metals and foreign currencies. He’ll review the firm commitment by the US government to winning the battle of the printing presses and what impact this could have in U.S. dollars.
Another reason to join us in February is the pension protection session.
The power of pensions invested globally to preserve wealth can be seen by Mitt Romney’s individual retirement account. The news reported during this run for President that Romney’s IRA holds more than $20.7 million.
Pension and IRA expert Larry Grossman will review how to maximize IRA investment gains so they can accumulate tax-free in an IRA with overseas investments. The method used by tax lawyers is to have the IRA invest through an offshore affiliate of the private-equity firm, known as an offshore blocker corporation. Any special tax is avoided because the IRA is investing in the offshore corporation, not in a private-equity partnership.
Finally and perhaps most important… you learn how to use Super Thinking.
The BIG ONE is coming but its not what’s happening that counts. It’s what you do with it.
The educational program Merri and I have developed uses a different form of frequency modulation that opens enormous opportunity for expansion, understanding, peacefulness as well as greater wealth.
FM teaching uses frequency (in music and with each sense… sight…. smell, tactile and even smell) to integrate brain waves so the process of absorbing, processing and recalling information is vastly accelerated. This brings forth the three C’s: Calm, Clarity and Coherence.
FM creates relaxed concentration… a key to happiness, health and success.
You learn whole brain thinking that can help improve your freedom, satisfaction and income through business.
This part of the seminar helps us integrate their brain waves so they are more intelligent, intuitive and relaxed.
The Super Thinking sessions show three ways (baroque music, relaxation and nutrition) to get into and stay in a state of relaxed concentration… a mental state shown to enhance almost every human capability… especially writing.
Merri and I are explorers so we have used this techniques for decades. We are always looking for what’s next… trying to stay on or ahead of the leading edge and need ways to think outside he box.
The Super Thinking sessions share how we do this to live better…. using frequency modulation to be smarter… stronger…. more energetic… more aware, friendlier, compassionate, happier and healthier.
We are in our 45th year of business and we share what we have learned and where this is leading our activities in our upcoming seminar. Join us.
Spotting new trends and applying them to our micro business has brought us a strong and continual flow of income through good times and bad. More importantly the process has been fulfilling…. beneficial to society and healthy. Now you can benefit from the latest… and perhaps strongest… of all the trends we have stumbled upon.
Applying the concepts of super thinking to spotting trends over the past 45 years has helped thousands of our readers make and save millions. The success of our readers has been a driving force in our lives yet we have always wanted to do more so continued looking deeper at ways we can share how to have income, stability, good health and contentment.
Join us to learn our most recent experiences and most advanced concepts and ideas.
Join Merri and me at our Super Thinking + Investing and Business Seminar – February 1-2-3 , 2013, Mt. Dora, Florida.
There are two more Reasons to be in Mt. Dora February 1-2-3. One is old time values.
The Lakeside Inn seen from Lake Dora.
130 years ago three local, and reasonably successful individuals, sitting around around one afternoon when one of them says “hey… lets build a hotel”. The three agreed, plans were drawn up, materials were ordered and work began. The year was 1883, Mount Dora was still called Royellou, Chester Arthur was President, and it would still be several years before the railroad would make its way in to town. This leaves the Lakeside Inn as the oldest, continuously operated hotel in the State of Florida. The Inn is just across the street from our meeting place and is celebrating its 130th Anniversary throughout 2013 with a number of special events and celebrations.
Mt. Dora Arts Festival. This is is ranked in the top hundred art shows in the US. It’s a juried fine arts festival, for art lovers, casual festival-goers and families.
Downtown Mount Dora, with its New England architecture and breathtaking views of Lake Dora is the backdrop for this event. In addition to the endless rows of fine art, including oil paintings, watercolors, acrylics, clay, sculpture and photography, the festival features local and regional musical entertainment at a main stage in Donnelly Park.
The event draws over 300,000 visitors and features more than 285 artists from all over the world.Super Thinking + Investing and Business Seminar -
Join Merri, me and the following speakers:
* Thomas Fischer of Jyske Bank, who will talk about International investing, forex, plus borrowing low to invest high.
* Rich Checkan of Asset Strategy who will update the state of the precious metals markets.
* Dr. Andres Cordova updating Ecuador real estate and monetary, residency and tax regulations.
* Dave and Sherry Johnson. How to turn $499 into 142,035 with Positive Community magazines in small towns.
* Shirley Peacock. Lake County real estate.
* Mike McDonald. Aegis Capital Corp.
* Lou Shinamin. Ruggie Wealth
* Larry Grossman. Sovereign Pension Management.
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