I am one of the luckiest guys in the world because I have the Mother of all good fortune.
What more could a person ask for … growing up and living in this golden era… a wonderful wife… five healthy, independent, productive children, five beautiful grand children and a really great mom… who is still going strong!
Here is a recent shot at our Florida home of mom and Matilda our youngest granddaughter… the first and fourth of our living generations!
For me, thinking of mom is extra special now and helpful in adapting to the increased rapidity of change. This is because using logic with our thoughts is the basis of the Western mindset. Yet there is not much focus on how we process information to create thoughts.
Nor have many of us considered that we process information in different ways via different parts of our bodies at different times in our lives.
I have a theory about this. If correct, knowing the idea can help us enhance our intelligence. This is a theory pieced together from many sources…. living in Hong Kong with Chinese medicine and lore… from a Tibetan healer… from living, studying and traveling with Vedic physicians… from friendships with numerous Western MDs and chiropractors who look at holistic health… plus years living and working with an Andean Yatchak. Each provided pieces of of a puzzle that when put together all seem to fit.
Like many theories that have a huge impact on our lives (such as quantum physics that rule reality), there is no unification… but thinking these thoughts through may help make success one of your constants in an ever changing world.
Seven year cycles seem to have great importance in the way we process information. Jewish people (Bar Mitzvah) and Andeans (First Cutting of the Hair) and Latins all celebrate near and around age 14 for the coming of adulthood.
This piece of the puzzle appeared when Merri and I were invited to age 14 “cutting of the hair” ceremony at a sacred site in Ecuador.
Seven seems to be a pretty vital number in our reality. Seven days in the week. Seven original planets. Seven classical planets: Sun, Moon, Mercury, Venus, Mars, Jupiter and Saturn.
Our son-in law sent us this note about our five year old granddaughter yesterday…this thought she had about music came when the importance of “seven” arose. He wrote:
I was chatting with Sequoia the other day about octaves; she takes piano lessons and Teeka takes guitar lessons.
She realized that an octave is really 7 notes and we then discussed that the root of an octave also forms the ending of the previous octave.
So, 7 appears in music very clearly. It just needed a 5 year old child to point it out!
It occurred to me from various other experiences that we shift our major energy processing to a new energy point (chakra in Vedic terms, Acupuncture point in Chinese Medicine – Laguna del Luz in the Andes) each seven years.
For the purposes of this theory they are energy processing centers/main connectors you might say in the energy processing system (Chi meridians in Chinese medicine) in our body. Each of these centers is connected to the spinal chord which in turn directs the energy to one of our organs and glands.
There appear to be seven main chakras each processing data for one of the major organs or glands.
The theory is that every seven years one of these chakras acts as the main energy processing center.
Each seven year period has a purpose.
The first seven years is aimed at bonding us with our mother. No other relationship is as important during this time.
At around age seven, we shift chakras to another that is aimed at bonding us with our peers of same gender. Take a batch of ten year old boys and girls to a dance and watch them each rush to opposite ends of the room. Girls are sugar, spice and everything nice. Boys…spiders, snails and puppy dog tails.
Then at 14 we shift again. Age 14-21 bonds us with peers of opposite gender. Take the same boys and girls to a dance when they are 16 and watch out. You’ll need chaperones!
Age 21 to 28 is aimed at bonding us with our mate. Even the West recognizes 21.
This goes though a cycle of nine shifts. In Hindu astrology there are the Navagraha or “nine realms.” In the Andes there are the nine major points in the the rivers of light.
Andean philosophy is that there are nine main energy centers in the Chakras called Rios del Luz (Rivers of Light) At the end of around each seven years what we were doing, if done in harmony with what our body should be doing, grows pale. The way we think changes. Time to take a Sabbatical (from the word Sabbath or Seventh).
Sabbath is the seventh day off. Sabbatical the seventh year off. In the Jewish Faith the Sabbatical Year, is the seventh year of the seven-year agricultural cycle called Shmita, when the land is left to lie fallow and plowing, planting, pruning, and harvesting—is forbidden.
This theory can have profound consequences. Imagine every seven years we need to take time off and make some monumental shifts in how we think and what we do.
We have all heard of taking a sabbatical. This is the time when we leave the old cycle and rest before shifting gears and beginning anew.
We have all heard of the seven year itch. Is this the body saying, “Hey, Bud, time to shift”.
What does appear in many religions and philosophies is a major shift at age 50.
The Bible gives a clue about this in Leviticus 25:9-12 when it says.
“You shall have the trumpet sounded throughout all your land. And you shall hallow the fiftieth year and you shall proclaim liberty throughout the land to all its inhabitants. It shall be a jubilee for you: you shall return, everyone of you, to your property and everyone of you to your family. That fiftieth year shall be a jubilee for you: you shall not sow, or reap the aftergrowth, or harvest the unpruned vines. For it is a jubilee; it shall be holy to you: you shall eat only what the field itself produces.”
The Vedic and Andean philosophy is that at about this time we should leave the material aspect of our life and become more spiritual.
Life sciences from India and the Andes suggest that the first 50 years of life should take care of the material and the second 50, the spiritual.
In the Andean shamanic beliefs, the 8th cycle connects us to our souls, the 9th the infinite being.
This also ties into the Vedic idea that there are seven levels of spiritual enlightenment.
Our first seven cycles takes care of our material life. This gets us to age 50. Then we have the age 57 to 64 of a transition before starting the seven cycles again but these second seven cycles moves us towards deeper spirituality.
We go through the process of growing up, procreating, caring for our family and then in the second series of seven go through a similar process in a spiritual journey.
I do not think that this means we should necessarily stop working at 50. Work… Service… this is one of the eight paths to enlightenment.
However at 50 we may feel a natural urge to beginning preparing to change our goals. Merri and I certainly felt this and work now more for the fulfillment and whatever positive good we can create rather than the money.
Then at 64… we really can begin again… living a full life at a more spiritual level. We can work where “Action is our goal… reward truly not our concern”… we work with reality in order rather than our bank account.
Here is an example of how we are using this theory in practical day to day business and life. Merri and I are coming into our tenth cycle… the one that bonds us to our mother… so we should be focused more on maternal (and paternal) concepts. One way we use this thinking is that instead of expanding our seminar and course business we decided to train teachers and help them put on courses instead.
That is just one of many examples. Every day as we have ideas… opportunities… decisions to make… we are thinking about the maternal and paternal qualities of the universe and ask… “How can we use this part of nature in this logic?” Having rose colored glasses that tint our logic may be something that we as humans cannot help. But knowing the tint and why they are tinted can hone the power of our thoughts into correct logic.
This theory can have profound implications because it suggests that every seven years the way we think, our information processing system and even our thoughts change. When we understand this we can think more clearly and come to conclusions that lead to actions that are more supported by nature.
This can also help out thinking the social economic forces that bombard us with advertising dogma suggesting that we act in unnatural ways… out of tune with our nature… being more physically active… having more… doing more in the material realm as we age.
If you have seven year itches, acting on the desires we feel may help us remain in tune with nature. Our bodies are quite miraculous and few events take place are by accident. The way we age, the way our thoughts change may do so because that is the way our lives are meant to unfold.
When you are in tune with your genuine wants, needs and desires and those desires are in tune with nature… you’ll see that you are smarter as you enhance the mother of all good fortune.
On the subject of Mothers, see two ways to give roses for this Mother’s Day.
2015 ScheduleSchedule 2015 Seminars and Courses
We conduct our Investment seminar at Jefferson Landing in Jefferson North Carolina.
Join Merri and me for all the courses and seminars that we’ll conduct to help you gain positive solutions to your economic, financial and lifestyle concerns.
Here is the courses we currently have scheduled in 2015.
October Value Investment SeminarOne (of eleven) sessions at our October 17-18, 2015 Value Investment Seminar looks at seven portfolios. Each is based around a Primary Portfolio which consists of equal amounts of country ETFs in each of Keppler’s good value ranked markets, with a weighting of 70% in developed markets and 30% in emerging markets. This is, an easy to start, very slow trading, safe and secure, worry and stress free portfolio that still has excellent profit potential.
The second and third and fourth portfolios are the Primary Portfolio with trailing stops. One portfolio uses a 25% trailing stop, one 20% trailing stop and one uses the smart stop system created by Dr. Richard Smith. This system uses algorithms that provide alerts when to sell and when to reenter shares.
The fifth is a derivative of the Primary Portfolio that replaces ETFs with and or includes income producing equities.
The sixth is a Disaster Portfolio to protect wealth if events around the world become really unglued. The seventh portfolio is the higher risk, leveraged portfolio that includes some speculation in currencies and commodities.
The goal of this study is not to recommend any one portfolio or approach but to help subscribers to understand the characteristics of each so they can better determine how to invest themselves based on their financial means, needs, experience and skills.
Gain the importance of experience & mathematics. Invest better than a hedge fund manager.
As a run up to my 50th year of speaking and writing about savings and investments around the world I decided to ask my friends who are mathematical and legal geniuses to share a weekend with us to cut through the fog of rapid change and learn how to beat the systems that can seem so bewildering.
Hedge Funds were the fashionable place to invest in the 1990s, but since then their performance has been falling.
However some hedge fund managers succeeded for one simple reason. A Telegraph article “How can we avoid the next financial crisis? Urgently listen to those who foresaw this one” explains why a few managers succeeded, when it said: It’s no coincidence that the biggest winners of the downturn – John Paulson, Paolo Pellegrini and Jeffrey Greene – were approaching 50 years of age. They retained vivid memories of past real-estate problems. Youth was a detriment to pulling off the greatest trade ever and to preparing for the downturn.
The successful hedge fund investors succeeded where most failed because of their experience.
I’ll provide the 50 years of experience at the seminar. I have been through the rise of gold to over 800 an ounce (in the 1970s) and silver to $48. I experienced the stock market’s bear that began in 1968, the Black Monday crash in 1987 when the Dow had its biggest one day drop ever and the dotcom bubble as well as the collapse in 2008. I worked my way though the first dollar devaluation in 1971, the Plaza Accord arranged dollar collapse and two major downturns in the Japanese yen, plus invested through the 1970s, 1980s and late 2000 recessions.
We’ll share how these experiences which prepares us for our investments now.
Michael Keppler provides the Math.
The idea of using math to find good value equity investments led me to ask mathematical analyst, Michael Keppler, to join us in the Blue Ridge for the seminar.
Michael is a brilliant mathematician. We have tracked his analysis for over 20 years. He continually researches international major stock markets and compares their value based on current book to price, cash flow to price, earnings to price, average dividend yield, return on equity and cash flow return. He compares each stock market’s history. From this, he develops his Good Value Stock Market Strategy. His analysis is rational, mathematical and does not cause worry about short term ups and downs.
Red Lining Your Investments
According to Keppler’s analyses, an equally-weighted combination of good value markets offers the highest expectation of long-term risk-adjusted performance. His mathematical predictions have been eerily accurate as the red line below shows.
Each quarter Michael shares with me (and other professional investors) his “Total Return Predictions”.
Click on chart to enlarge.
This chart shows the entire real-time forecasting history of Keppler for the KAM Equally-Weighted World Index, he started in 1993. Keppler continually shows what his mathematical formulas predict for markets four years ahead. These numbers are based on mathematical relationships between price and value over the previous 15 years moving forward in monthly increments. In this way Keppler uses numbers to continually adjust to the ever-changing market norm.
Keppler’s chart includes two remarkable episodes. The first in the period when global equity markets peaked and crashed over a five-year period from 1997 to 2001. Keppler’s Equally-Weighted World Index predictions stayed above the upper forecast band and accurately predicted the recovery and how much global markets would rise.
The second remarkable period started in October 2008, when again Keppler’s forecasts accurately showed where markets would reach as they fell below the lower forecast band.
Imagine the extra profit professional investors have today when they invested in these depressed good value markets before they again rose.
Keppler’s projections now indicate that global markets are expected to rise from between 2.1% and 13.0 % in the next three to five years.
Learn about Keppler’s projections and about Asset Allocation from Michael Keppler in person at our Value Investing Seminar October 17 & 18 in Jefferson, North Carolina.
Our October seminar will be at the Jefferson Landing Country Club.
Enjoy the autumn leaf change and learn how to survive and prosper with value investments.
Jefferson leaf change view.
Learn amazing tax benefits as well. I have invited my tax preparer, Conrad Oertwig, to join us.
Seven of tax secrets that Conrad will share include:
* How Dutch-treat entertainment allows you to deduct your own meals.
* How to entertain for business and help the charity of your choice because a charity sporting event produces double the deduction of a business meal.
* How one magic word can allow you to deduct your daily transportation costs between your home and another work location.
* How to earn an extra $11,425 by using antiques as office equipment.
* How to gain $12,976 by using two vehicles for business.
* How to reduce tax by having a second office in the home.
* How to travel by cruise ship and deduct up to $680 a day.
Plucking common sense from the tax law is time consuming and difficult work. For more than 25 years, Conrad has gained great satisfaction by helping his clients extract tax dollars from the tax law. He has over 400 tax savings tips and will share some of the most important lessons at the seminar.
To help you get an early start on tax savings, I will send you Conrad’s report “7 Secrets to Paying Less Tax… for the One-Owner Business” when you enroll in the seminar. I’ll also send you “The Silver Dip 2015” as soon as it is released.
Join Michael Keppler, Conrad Oertwig, Merri, and me, plus video presentations by Leslie Share, Eric Roseman, Thomas Fischer and Richard Smith. The “Value Investing Seminar” looks at how to protect purchasing power and pensions with value investing. The course teaches how to add safety and create profits by spotting multi currency and global equity cycles through good value mathematics.
Hear from other speakers via video. The seminar will include online presentations including:
One way to protect our wealth and freedom is to have a good attorney who understands how to use appropriate planning so you can also be protected rather than hurt by the tax laws.
Leslie Share: How to use and benefit from US tax law living overseas and for wealth preservation.
Leslie has been our friend and adviser of more than 30 years, and I have asked him to speak to the seminar online at the October Value Investing seminar. Leslie is an attorney in Coral Gables, Florida who specializes in general, corporate and international taxation, estate and gift tax planning, internal revenue service matters at the agent and appeals level plus most important, he specializes in wealth preservation.
He has the highest possible Peer Review Rating by Martindale-Hubbell, Florida Super Lawyers and The Best Lawyers in America.
Leslie is the type of attorney who can help gain asset and wealth protection if you live in the US or abroad.
The best way for boomers to protect their wealth is with good value income producing shares. Not everyone can wait for their assets to grow. Many need investments that create income now.
Eric Roseman: How to select good value income producing shares.
I have worked with Eric for decades and use his ability to select good value income producing shares. Understanding the intrinsic value of any equity is an elusive concept, but one of the best ways to assess value is by looking at the income it generates. Eric is a master at sniffing out the shares that provide a good income now as well as potential appreciation later. Learn from his strategic ideas for current market conditions.
Thomas Fischer: The impact of multi currency leverage leverage on portfolios.
Thomas Fischer has been a friend and investment adviser for nearly two decades. As a former currency trader in Germany and London, he has a keen sense of currency fundamentals and how and when to use leverage.
Richard Smith: How to overcome the behavior gap with Trailing Stops.
Dr. Richard Smith, founder and CEO of TradeStops. Richard earned a PhD in Math and Systems Science, and even he had to learn the hard way that it takes more than intelligence to win in the game of investing. He has spent the last 10 years researching and developing algorithms and services that give individual investors the tools they need to remain in their personal investing comfort zone, and to succeed! With his background in mathematical theories of uncertainty combined with his own investing and trading experience, Dr. Smith understands risk management and how to use it as a self-directed investor to master the market.
Finally at the seminar I’ll review the 50 Golden Rules of Investing. Learn how to protect against shady investment advice, unreasonable and hidden fees. Learn how to protect yourself from your own emotions. Learn when it is best to buy shares and determine which type of share is best for you. Find out how to avoid the loss fear syndrome and stop getting caught by great sounding stories that can rob your wealth.
In 1986 I wrote a report called the Silver Dip that showed how to borrow 12,000 British pounds (US$18,600) and use the loan to buy 3835 ounces of silver at around US$4.85 an ounce.
Silver had crashed in 1986, I mean really crashed, from $48 per ounce. As prices decreased from early 1983 into 1986, total supply had fallen to 449.7 million ounces in 1986. Mine production was restricted by the low prices at this time, with silver reaching a low for this period of $4.85 in May 1986. Secondary recovery also was constricted by these low prices.
Then silver’s price skyrocketed to over $11 an ounce within a year. The $12,000 was now worth $42,185.
The loan was in pounds and in May 1986 the dollar pound rate was 1.55 dollars per pound. So the 12,000 pound loan had purchased $18,600 of silver. The pound then crashed to 1.40 dollars per silver. The loan could be paid off for $13,285 immediately creating a $5,314 profit. So the profit grew to $47,499 in just a year.
That’s remarkably close to the promise, but in one year n stead of four.
This is why the “Silver Dip 2015” will be one of the seven portfolios, the most speculative, we will study at our October 17-18 Investment Seminar in Jefferson, North Carolina..
This is also why I am releasing a new “Silver Dip 2015” report. The same conditions are in place for gold and the Silver Dip looks at both speculations in silver and gold.
There is also another, much safer, once every 30 year opportunity that I have described in a short, but powerful report “Three Currency Patterns for 50% Profits or More.” This report shows how to earn an extra 50% from currency shifts with even small good value investments. The mathematics behind the idea of this investment strategy are currently extraordinary. Currency diversification has always been important for safety, but right now a multi- currency opportunity is brewing and has more profit potential than we have seen in over three decades.
Our Investing Seminars started 32 years ago when one of the best set of three currency and equity conditions ever existed. Over these decades, our semi annual seminars have updated what’s going on in global investment markets and what to do. Yet in all those years, few times have conditions offered as much long term opportunity as in 1982. The Dow alone rose from 1,000 to 14,000 in that period.
Then the cycle ended. Warren Buffet explained the importance of this ending in a 1999 Fortune magazine interview. He said: Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!
Now three of the great economic conditions have returned.
Conditions have come together just as we saw at our first seminars in the 1980s. The US dollar, the US stock market and the price of oil are acting almost exactly as they did in the early 1980s. Knowing these conditions and why they have merged and what to do about them can help you create a fortune.
Learn how to gain this potential (we’ll review three ways to accomplish this at the seminar) in the Keppler Good Value Country Strategy with ETFs (Country Index Exchange Traded Funds). For example there are currently ten good value developed markets, Australia, Austria, France, Germany, Hong Kong, Italy, Japan, Norway, Singapore and the United Kingdom. You can easily create a diversified portfolio in each or all of these ten countries with Country Index ETFs.
We review Country Index ETFs at the seminar and look at specific portfolios you can create to tap into these three economic conditions.
Share my 50 years of experience. Gain advice that is sterling as we head towards my golden anniversary of writing about saving, finance and investing. Our value investing seminars are filled with valuable information but we have fun and take time to relax and socialize as well.
We look forward to joining us this October.
Saturday, Sunday, October 17-18, 2015, Jefferson, North Carolina.