No One Knows


No one knows what the future will bring… but glimpses can help us prepare for profit in business and investing.

cities from water

Photo from National Geographic article “The Calm Before the Wave”.

I took extra note of this February 2012 National Geographic article… “The Calm Before the Wave” because the house above is at Canon Beach, Oregon very near where Merri and I stay often with our kids, grandkids and my mom.  Wow!  We could be sitting there enjoying the Pacific and get wiped out.  We simply cannot know… in investing… in business…. in life.  They now have Tsunami Warnings but when we asked how long would a person have once the warning has sounded and were told “5 minutes”…well we felt a little disheartened!

However we can take advantage of the future unknowns by extrapolating what might take place. 

At our Quantum Thinking + Investing and Business  Course we study potential problems that could hit the world in 2102.  Then we ask… “What businesses and investments will rise busy from each catastrophe?”

Take for example the #2 concern on the list we’ll review… another type of tsunami… an economic disaster that is the Euro’s disintegration.  The National Geographic article “The Calm Before the Wave” shows two potential tsunami disasters that could happen at anytime… and are growing increasingly likely.

cities from water

What effects will happen if a tsunami hits Hong Kong?

Here are excerpts from the February 2, 2102 National Geographic article “Calm Before the Wave” which is about potential tsunamis (bolds are mine): “I think all subduction zones are guilty until proven otherwise,” says Kerry Sieh. Sieh, director of the Earth Observatory at Singapore’s Nanyang Technological University, is one of the world’s leading paleoseismologists—he plumbs the geologic record for evidence of ancient earthquakes and tsunamis. He’s a delicately built man of 61, with graying, neatly trimmed hair. The historical record—and especially the modern instrumental record—is too short, he says. It absolves long-dormant faults around the world that very likely could generate killer tsunamis. “We must assume every long subduction zone is capable of producing great earthquakes and tsunamis,” Sieh says. “We can’t assume that any megathrust is gradually and harmlessly releasing strain.”

Sieh pulls up a map on his computer. “This is the Manila Trench,” he says, pointing to a line that begins off the west coast of the Philippines and continues north to Taiwan. “It’s 800 miles long and hasn’t done anything big in 500 years. If it broke in a magnitude 9, it would have very serious consequences along the Chinese coast—the tsunami would focus right on Hong Kong and Macau. We don’t know if it will break, but I think we have to assume that it can. And there are many others.”

Among them is the Cascadia subduction zone, a 600-mile-long offshore fault that runs from northern California to southern British Columbia. Geologists have found sand deposits up and down the coast that were laid down by a tsunami 312 years ago, in 1700. Recent evidence from seafloor sediment cores suggests to some that about 40 earthquakes have occurred along the Cascadia fault zone over the past 10,000 years, an average of one every 250 years; other researchers estimate the recurrence interval at 500 years. When the fault does rupture, most agree, the earthquake could be as large as the one that hit Japan last March, and the tsunami could reach the coast in 20 minutes.

A lot will depend on the season, says Nathan Wood, a geographer with the U.S. Geological Survey in Vancouver, Washington. “The Pacific Northwest coast is sparsely populated for the most part, and many people are less than a mile from high ground,” Wood says. “But in the summer there can be 100,000 people on the coast. We could have tens of thousands of deaths.”

In Washington there are tsunami evacuation signs, tall towers on the beaches to broadcast warnings, and tsunami information booklets in hotel rooms, next to the Gideon Bibles. But evacuation centers are sparse, and not everyone has access to high ground. Ocean Shores, a resort town that NOAA lists as “tsunami-ready,” lies on a narrow peninsula with no high ground and just one two-lane road to safety; 5,500 people live there year-round, many more in the summer. One evening last summer I drove around the town with Jody Bourgeois, a geologist at the University of Washington. “These people are toast, soggy toast,” she said glumly.

Seattle, tucked away in Puget Sound behind the Olympic Peninsula, would probably not be hard hit by the tsunami, though it would certainly feel the shaking from a Cascadia quake. But geologists have discovered smaller, shallower cracks in the crust that extend under Puget Sound. “The picture has just started to come together in the last two decades,” says Bourgeois. “It’s a major, major hazard.” The earthquake from a shallow fault could be extremely destructive, and a moderate tsunami launched right off Seattle might be even more damaging than a giant one off the coast. It’s not clear how often such events happen in Puget Sound. The last one was about a thousand years ago.

cities from water

Seattle

The idea is to figure out what disasters could happen.  Then figure our what businesses would be most useful due to the tsunami.  Plus know what you will not want to be holding.  The idea is not to invest in these businesses now but to have a short list.  Research these companies.  Know them.  Be ready to act immediately if a disaster hits.  The list makes us proactive rather than reactive.  Currency tsunami, business tsunami, etc. are all important to research.

Good News Too.  We look at positive scenarios as well… potential for new agreements… new inventions… reduced tensions in markets… currencies and conflict.  Then we calculate IN ADVANCE who will benefit and study this opportunity so we are prepared to react instantly if and when either scenario good or bad unfolds.

So we can anticipate disasters.

We certainly can anticipate all the good that might take place in the year ahead.  We can plan how to invest in each event.  Yet with the power of logic we can never know it all.

Beyond Logic

Logic is a 64 Kilobyte processor in a exponentially expanding Yottabyte world.  After anticipation and planning and research we need to go Beyond Logic.

Our need to know more than we can think is why Part #3 (Part #1 is about investing, Part #2 how to have a micro business) of our Quantum Thinking + Investing and Business Seminar has sessions on Frequency Modulation.  It is important how to tap inner resources for outer expansion in a changing world.   As change comes faster we must become smarter… more flexible and enhance our ability to embrace and understand deeper from the never ending shifts we face.

Frequency Modulation helps us fine tune our intuition so we are more in touch with reality and can translate this knowing into useful action.

Merri developed this program from her study from the Bulgarian education master, Dr. Georgi Lozanov.  At least three best selling books, Superlearning, the Mozart Effect and Superlearning 2000 have revealed insights about how we can learn and think more powerfully based on systems drawn from the Dr. Georgi Lozanov.

In 1980 Superlearning sold over two million copies and showed how the Lozanov learning system blended long-tested sciences of yoga with contemporary physiology and psychology so people could learn faster and better.

This book exposed this fact and made the system so popular that Dr. Lozanov was allowed to visit the US from Bulgaria to teach this system to just a very few people so they could pass on this vital information on how to learn and think in a more natural, powerful way so we can enjoy life and enhanced memory more.

Merri was among those few who learned and is licensed to teach the Lozanov System. She has organized a practical course on how to learn faster and better.

With her modified system, you will learn how to think and learn more powerfully.

The learning systems you gain expands on Dr. Lozanov’s original work and offers new insights into tapping human potential, drawing from ancient and modern tactics for quick learning such as subliminal memory, music, nutrition, and productivity.

There are three scientific reasons why this course can change your learning capacity forever.  By helping integrate brain waves, the process of absorbing, processing and recalling information is vastly accelerated.

Correct brain wave integration enhances the three C’s:  Calm, Clarity and Coherence.

FM creates relaxed concentration… a key to happiness, health and success through whole brain thinking that can help improve your business & investing.

This part of the seminar helps investors and business people integrate brain waves so they are more intelligent, intuitive and relaxed.

This workshop shows how to get into and stay in a state of relaxed concentration… a mental state shown to enhance almost every human capability.

FM…  Frequency Modulation/Full Mode Plus

FM  works by focusing on the learner first… the data second.  FM Plus “grows the learner” rather than just expands the information.  The explosion of data we must all process everyday means there is too much information to process already.  Let’s view this learning in terms of plumbing to outline what “Growing the Learner”  means.

If you have 4.5 inches of information flowing through a 4 inch learning pipe, the solution is not to add another inch of information.  The answer is to first create a six inch pipe and then an even larger pipe…a never ending expansion of abilities!

Frequency Modulation expands the learner’s thinking and information processing ability.

First, you learn how to evoke the power of the senses thus super-charging memory. Ever hear a song from twenty, thirty or forty years past and in a snap know all the words, the tune and remember with whom and where your heard it decades ago? Learn how to use ten cycle music to gain almost super human thinking powers.

Dr. Lozanov was totally committed to learning without stress, to enjoy the thrill of relaxed, leisurely learning. These are just two, whole learning, super-thinking tactics you gain at this course.

What is your desire? Do you want to speak Spanish, French, German, Chinese or any language? Would you like to golf better or accomplish more in school? Would you like to easily, quickly zip through projects, chores, reports? Know what to invest in or what career to follow?  “Quantum Thinking” sessions can help you learn any subject two-to-five times faster, in exciting and innovative ways.

The techniques you gain will help unlock the quantum potential we all possess. This evolutionary program shows how certain types of music can enhance learning and how even altered nutrition can make you a startling 25 percent smarter, how subliminal messages can increase your energy and thinking process, plus much, much more.

This system follows and builds upon what was taught in the Superlearning, the Mozart Effect and Superlearning 2000 books plus includes techniques and strategies that she has gained in her 44 years of global travel and studying with educational masters around the world.

This is a course that shows you how to increase your mental power to better succeed in the 21st century when we can otherwise be overwhelmed by information. The system you gain is built from old and new sources ranging from yoga to contemporary Russian science, and ultimate zone training already used by many Olympic champions.

“Quantum Thinking” presents new ways to use  music to supercharge your mind. The knowledge you gain about smart food and super nutrition allows you to enhance productivity and creativity.

The tactics you gain enhance your ability to absorb… retain and recall information.

Once these concepts of enhancing your mental powers with music are understood, you will know how to create your own program and build new skills at work in study and play.

The science behind this has been explained by Austrian scientist, Karl Pribram.

According to Wikepedia: Pribam is a professor at Georgetown University , and an emeritus professor of psychology and psychiatry at Stanford University and Radford University.

Pribram tries to explain this power we all have within in scientific terms.
Pribam is  a neurosurgeon, who pioneered work on defining the power of our limbic systems, the relationship of the frontal cortex to the limbic system, the sensory-specific “association” cortex of the parietal and temporal lobes, and the classical motor cortex of the human brain.   He is also known for his development of the holonomic brain model of cognitive function and his contribution to ongoing neurological research into memory, emotion, motivation and consciousness.

What the heck is a holonomic brain model?

The answer to that, I fear, is beyond me. An excerpt from the research paper entitled  “Comparison between Karl Pribram’s “Holographic Brain Theory” and more conventional models of neuronal computation”  by Jeff Prideaux might explains why the understanding is complex.

The excerpt says:  Karl Pribram’s holonomic theory reviews evidence that the dendritic processes function to take a “spectral” transformation of the “episodes of perception”. This transformed “spectral” information is stored distributed over large numbers of neurons. When the episode is remembered, an inverse transformation occurs that is also a result of dendritic processes. It is the process of transformation that gives us conscious awareness.

Pribram says that both time and spectral information are simultaneously stored in the brain. He also draws attention to a limit with which both spectral and time values can be concurrently determined in any measurement (Pribram, 1991). This uncertainty describes a fundamental minimum defined by Gabor in 1946 (the inventor of the hologram) as a quantum of information. Dendritic microprocessing is conceived (by Pribram) to take advantage of this uncertainty relation to achieve optimal information processing. Pribram then says that the brain operates as a “dissipative structure” where the brain continually self-organizes to minimize this uncertainty. The next few sections will attempt to explain the concept of the “uncertainty principle” and the concept of “dissipative structures” that self-organize.

The Uncertainty Principle

Quantum Physics

In quantum physics, the uncertainty principle can be described in the following way (paraphrased from Pagels, 1982): Consider that you have a device that can simultaneously measure the position and momentum of a single electron. Every time you push a button, the device displays numerical values for the position and momentum. Although, each time you press the button, you will get slightly different measurements for the momentum and position. If enough measurements are taken, then a statistical analysis can be performed. Heisenberg defined the term delta q as indicating the spread or uncertainty of the position measurements around some average value and delta p as indicating the spread or uncertainty of the momentum measurements around some average value (for the series of measurements). He then found that (delta q)x(delta p)>=h where h is Plank’s constant. For a series of measurements, the positions can be expressed as an average +/- some uncertainty. Likewise for the momentum. No matter how good one makes a quantum measuring device, the products of the uncertainties can never be less than Planks constant. For example, if you could build a measuring device that exactly determined the position (where delta q = 0) then you would not be able to determine anything about the momentum (delta p = infinity). There is a similar uncertainty relation for the energy of a particle and the elapsed time. For a series of measurements, the product of the uncertainty of the energy (delta E) and the uncertainty of the elapsed time is always greater or equal to Planks constant. (delta E)x(delta t)>=h.

Communication theory

In communication theory, a variation on the uncertainty principle also holds (Gabor, 1946). The measurement of the frequency can be made with arbitrary precision. Likewise, the measurement of the time of occurrence can be made with arbitrary precision. But there is a limit to the precision when these measurements are taken simultaneously. One can exactly measure either the frequency (of for example a tone) or the time (of occurrence) but not both at the same time. For instance, if the time of occurrence were known (indicating an impulse function) there would be frequency components all up and down the spectrum. If, on the other hand, the frequency information was exactly known, one would not know any information about when it occurred. A single peak (or peak pair if you consider the corresponding negative frequency) in the spectrum implies that the tone has infinite extent in the time domain. Analogously to the quantum uncertainty principle, when frequency and temporal measurements are made simultaneously, there is a limit to the precision possible. Pribram claims that the brain functions as a dissipative structure to seek to decrease this uncertainty in the direction of its theoretical limit.

Dissipative Structures

The second law of thermodynamics holds that the entropy always increases in any isolated system (figure 10). This simply means that if something is left to itself, it will move towards equilibrium…it will move towards maximal disorder…its internal energy state will tend to be minimized. There has not been, to date, any confirmed observation that this law is invalid.

I have printed this report and read it and read it… but it still totally has not sunk in.

However I am getting some clues about how our mind works.

The first clue is that we do not have “a mind”.
Pribam when asked in an interview about the mind said:

Well, I don’t like the term the mind, because it reifies — that means it makes a thing of — something that’s a process. We pay attention, we see, we hear. Those are all mental processes, mental activities. But there isn’t a thing called the mind. There might be something you want to call yourself, but the mind sort of makes something concrete out of something that’s very multifaceted.

This clue is that our mind is not a thing… but a process that takes place in the brain.. body and maybe elsewhere…. at some quantum level.

Life is a continual learning process so anything we do to improve that process is vital to success, fulfillment happiness and reduction of stress.

This never ending process is also dramatically improved by certain types of music. The AARE is the Australian Association for Research in Education, the Australian national association for fostering educational research in Australia.  AARE facilitates contact between educational researchers and supports the development of high quality educational research.

Here are excerpts from this study (bolds are mine):  In his discussion of the historical development of holonomic brain theory Pribram (1986) stated that all “the evidence is coming.  Not only at the neuropsychological level, but at the psychophysical and psychological level, the behavioural level and in quantum physics (there) is a real paradigm shift away from Euclidean geometry that allows for crazy things, even like hypnosis to be so (p.73).”   To many scientists this may appear to be very “soft science” but Pribram appears to believes that the distinction between soft and hard science is not as relevant any more as he sees many fields to be moving in the same direction and the final proof of brain theory will be “mathematically so precise that…there is just no stopping it.”

This study fits into the psychological and behavioural levels that Pribram was talking about.  When I started this type of research I had a notion that if a person had some control over their own behaviour and they were able to be in command of their state of consciousness and never be out of control, they would be operating at a rhythm which would be optimal for them.

By gaining the skill to relax at will and thereby alter the state of consciousness, we can gain more control over our behavior.  Extra control of our body and behavior is a positive force.   The knowledge, derived from consistent results over a period of time becomes even more powerful as it affects confidence and self-esteem.

This new skill permeates and improves our decision making process.

No one knows what the future will bring.  We can get glimpses that help us prepare and we should use logic to prepare in advance… yet we also need to go beyond logic for the extra profit… the magical touch we can all have in life… in business and in investing.

Join us to learn about Quantum Learning, International Investing and Business.  Enroll here. –  $749 Reserve- $999  for two.

The Florida seminars are taught at…

investing-course

Mt. Dora’s Lakeside Inn listed on the
 National Historic Register, that has continuously 
operated as an inn for more than 125 years, 
the oldest operating inn in Central Florida.

lakeside inn

The Lakeside Inn is located 40 miles Northwest of Orlando
 in Mount Dora… our Florida shopping town and known as 
the “New England” of Central Florida.

investing-course

February 10-11-12, 2012, Lakeside Inn, Mt. Dora, Florida.

Gary

Better still join us all year as an International Club member and stay in touch with investing and business as the world moves on.

Belong to the International Club

Enjoy Time in the Good New Days

Many people yearn for a return to the good old days.  This is a mistake.  Those days are gone and will never return.  Honestly they really were not that good.  We would be sorry if they were here now.  The future is better and for a special few the days, months and years ahead will be much better than the past.   We plan to be among them and invite you to join us in an easier, freer, richer, safer world.

Soon you will be reading… again, about how instability in the US dollar threatens our lifestyles.  The dollar, once the world’s reserve currency is burdened with debt and deficits that threaten economic and social order almost everywhere.  This is nothing new.  In fact, deterioration in the greenback is one reason for a seven decade downward spiral in your and my freedom.  When we work hard and save carefully, but get less and less in return, we become boxed in.  It’s a never ending rat race.  This is a trap, a downwards spiral where the more dollars we get the less we can buy.

Learn how to have more freedom and time, less stress, better health care, extra income, greater safety and profit in your savings despite America’s deficits, debt and currency risk.

downwards spiral

A downward spiral of the US dollar began the downward spiral of our freedom.

Fortunately there are secrets that will allow a few to live much better, free of debt and worry despite the decline in the dollar’s purchasing power.   My wife Merri and I have traveled, lived, worked and invested around the world for nearly 50 years to gain this information.  Let me share the basics of this data and how it can help you.

The first fact behind this secret is that things are really good in the western world.  Despite the many problems, we are surrounded by more abundance and greater opportunity than almost anyone has ever enjoyed, anywhere, ever.   To enjoy a fair share of this wealth, all we have to do is understand human nature and learn how to invest in the new economy, as it changes and becomes new, again and again.  Merri and I have made seven huge transitions in the 50 years.  Each has allowed us to always stay ahead of losses that the majority of Americans suffer.  We are in another transition right now and want to share why and what to do so you can stay ahead and live a richer, independent life too.

The concept of democracy, as we learned it, has weakened, but we still have free will and do not have to let poor government, wars, economic and social injustice blur our well-being.  We can still be free and responsible for our health, our income and our wealth.  The majority of people blame on government and big business for economic failure.  They want them to fix the problems, step back from the change and rebuild from what they perceive as ruin.

The few who succeed see change as a gift instead.   No change is a guarantee that nothing gets better.  Evolution brings destructive innovation but such change is not ruin. It is opportunity.

The change in the purchasing power of the US dollar is one of the greatest risks we have to our independence, safety, health, and wealth, but is also a chance for huge profit as I explain below.   Though the greenback has been strong for a number of years, its strength is in serious jeopardy.  The growing federal deficits increase the national debt and this with rising interest rates propels a growing debt service.

When the Dow Jones Industrial Average recently passed 20,000, another milestone of “20” took place that has a much darker meaning to your and my spending power.  The U.S. national debt passed the $20 trillion mark.

The problem is that the Dow will come back down.  National debt will not fall.

In the past decade US debt nearly doubled and the Congressional Budget Office estimates that the rate of  debt will continue to rise for at least ten more years.  That debt is all the debt issued by the US  Department of the Treasury since 1790.  In other words in the ten years from 2006 to 2016 the US government added as much debt as it had accumulated in the previous 216 years!

That number does not include state and local debt.  That number doesn’t include so-called “agency debt ( debt issued by federal agencies and government-sponsored enterprises) which is “guesstimated” to be another $8.6 trillion or so.  That  dreadful number does not include the so-called unfunded liabilities of entitlement programs like Social Security and Medicare.

Do you feel burdened by personal debt?  Well, add the Federal National Debt because per person it is over $60,000.  If one adds in all the other debt each and every American owes over $100,000!   For each family of four, our friendly Congress has added an extra $400,000 debt.

How can America pay this back?

The answer is they cannot.  However there is good news.  Payback actually does not matter.  No one expects the US or any country to ever pay back all its debt.  Isn’t that nice? We all owe $100,000 but don’t have to pay it back?  Right?

Here is the bad news.  Everyone does expect every country to pay its national debt service.   This is why we know there will be a downward dollar spiral.  You see when debt service gets too high, governments always let the purchasing power of the currency fall.  It’s a dirty trick.  Someone owes you a bunch of dollars every month and they pay it.  The problem is those dollars buy less clothing, less food, less housing and energy and less everything.

Wait a minute isn’t that good for us?  If we each owe a $100,000 but get to pay it back in devalued dollars, don’t we reduce our debt?   Yes, but those are the same dollars we are paid with.  Those are the same dollars that pay for our food, our clothing and our shelter. Those are the same dollars in our savings account so the reduced purchasing power lowers our standards of living too!

Go to the store.  Buy some bread or, heaven forbid, some fresh vegetables like peppers or fruit.   Look at the cost of your prescription or hospital bills.   Do something simple like have your car serviced at an auto dealer.  Look at the dollars you spend and you’ll see what I mean.

A huge dollar conundrum looms from the rising national debt service as well.  During most of the last decade when the national debt was skyrocketing, interest rates were plunging and remained really low.  Now rates are starting to rise as will the US national debt service.  This chart from the Congressional Budget Office (CBO) shows that debt service is expected to more than triple in the next ten years.

dollar charts

Largely due to the Federal Reserve’s aggressive efforts to keep interest rates low, the U.S. government is paying historically low rates on its debt.

The CBO projects, unless the law changes, US national interest costs will more than double over the next 10 years, rising from $270 billion in 2017 to $712 billion in 2026 and totaling $4.8 trillion over the period.  Interest costs are expected to continue climbing beyond the next 10 years and are projected to be the third largest category in the federal budget by 2028 (after just Social Security and Medicare), the second largest category in 2046, and the single largest category in 2050.

These interest costs add up to trillions of dollars that won’t be spent on roads, on the military, on health care or the environment or schools.  That rising debt service creates a vicious cycle that can only lead to a devaluation of the US dollar so the debt can be paid, but in phony terms.

The loss of the dollar’s purchasing power erodes our independence, our freedom and our savings and wealth as well. 

At the same time, low interest rates by big banks and higher health care costs soak up the ever diminishing income and savings we have left.  According to a Gallup poll, the most unpopular three institutions in America are big corporations & Wall Street banks, HMOs and Congress.  Yet there is little we can do because these institutions are in control.

Over the last 50 years the average income for 90 percent of the American population fell.  Our health system is restricted by a Kafka-esque maze of legislation and insurance regulations that delay, frustrate, and thwart attempts by patients and doctors from proper medical care.  Big banks and corporations restrict our freedom of choice.  The business customer relationships are no longer transactions between free equals.

Banks can trap us in indebtedness at every age from student loans to mortgages to health care costs.  They pay almost nothing on our savings.  They hide unexpected fees and payments in complex and unreadable documents.  Banks and big corporations routinely conceal vital information in small print and then cheat.  Weak regulations and lax enforcement leave consumers with few ways to fight back.  Many of these businesses ranging from cable TV to phone and internet service to health insurance have virtual monopolies that along with deceptive marketing destroys any form of free market.

These same companies control the credit-scoring agencies so if  we don’t pay unfair fees, our credit scores will plunge and we could lose the ability to borrow money, rent an apartment, even to get a job.  Many consumers are forced to accept “arbitration clauses” in lieu of  legal rights.  The alternative is to lose banking, power, and communication services.

Big business has also usurped our privacy.  Internet companies sell our personal data.  Personal information is pulled from WiFi and iPhones track and store our movements.  The government can access this information, sometimes without subpoenas.  There’s a lot that we don’t know, often withheld under the guise of “National Security.”

The glow on Western democratic capitalism has dimmed… or so it seems.  The US, leading the way, is still a superpower with economic, innovation and military might, but the institutions that should serve the people have become flawed or broken.

America’s infrastructure is in shambles.  The nation’s bridges are crumbling, many water systems are filled with toxins, yet instead of spending more to fix this, we build more prisons.  The 2.2 million people currently in  jail is a 500 percent increase over the past thirty years.  60% of the inmates belong to ethnic groups.  Not just non-white ethnic groups are suffering.  Annual death rates are falling for every group except for middle-aged white Americans.  Death rates are rising among this group driven by an epidemic of suicides and afflictions stemming from substance abuse, alcoholic liver disease and overdoses of heroin and prescription opioids.

America’s middle class is shrinking.  Nearly  half of America’s income goes to upper-income households now.  In 1970 only 29 percent went to this group.  How can we regain our freedom, our happiness and our well being in such a world?  What can we do?

The answer to a better, freer life is to combine better health, higher income and greater savings for a happier, more resilient lifestyle. 

Merri and I are in our 49th year of living, working, investing and researching to find and share ideas on how to have simpler, low stress, healthier, more affluent lifestyles.  Our courses, reports and email messages look at ways to gain:

#1:  Low cost natural health.

#2:  Global micro business income.

#3:  Safer, more profitable, easy to make value investments.

Many readers use our services for just one of these three benefits.  They focus only on health or on earning more or on investing better.

27 years ago Merri and I created the International Club as a way for readers to join us and be immersed in all three of these benefits.   The International Club is a year long learning program aimed at helping members earn worry free income, have better affordable good health and gain extra safety and profits with value investments.

The three disciplines, health, earning and investing, work best when coordinated together.  Regretfully the attacks on our freedom are realities of life.  There is little we can do to change this big picture.  However we can change how we care for our health, how we earn and how we save so that we are among the few who live better despite the dollar’s fall.

We start with better lower cost health care.

Club membership begins by sharing ways to be free of the “Secret Hospital Charge Master”.   Just as governments hide truth behind “National Security”, big health care businesses hide medical truths behind “Charge masters”.  Most hospital charge masters are secret because big business does not want us to know how much hospital costs have risen.  Motivations beyond our good health, like corporate greed, want to keep us in the dark about health care cost.

Despite rising health care costs, a report from the Centers for Disease Control & Prevention shows that hospitals are the last place we want to be for good health.  One report shows that hospital-acquired infections alone kills 57% more Americans every year than all car accidents and falls put together.

Often, what patients catch in the hospital can be worse than what sent them there.  Governments and health care agencies agree  – antibiotic resistance is a “nightmare.”  An antibiotic-resistant bacteria may be spreading in more hospitals than patients know.  About one in every 25 hospitalized patients gets an infection and a 2013 report from the Journal of Patient Safety showed that medical errors are the third-leading cause of death in the country.

Along with the risk of hospital acquired illness and medical errors, the second huge threat to our well being… is health care costs, especially at hospitals.  This is why charge masters are so often secret.  There are few risks to our wealth that are greater than a hospital stay.

I have created three shamanic health reports are about:

#1: Nutrition

#2: Purification

#3: Exercise

Each report is available for $19.95.  However club members receive these three reports worth $59.85 free.

Club members also receive seven workshops and courses on how earn everywhere with at home micro businesses.  We call this our “Live Well and Free Anywhere Program”.   The program contains a series of courses and reports that show ways to earn and be free. These courses and reports are:

  • “International Business Made EZ”
  • “Self Fulfilled – How to Write to Sell”
  • Video Workshop by our webmaster David Cross,
  • The entire weekend “Writer’s Camp” in MP3
  • The report “How to Raise Money Abroad”
  • Report and MP3 Workshop “How to Gain Added Success With Relaxed Concentration”
  • The course “Event-Full – How to Earn Conducting Seminars and Tours”

This program is offered at $299, but is available to club members free. They save $299 more.

Next, club members participate in an intensive program called the Purposeful investing Course (Pi).  The purpose of Pi is finding value investments that increase safety and profit.  Learn Slow, Worry Free, Good Value Investing.

Stress, worry and fear are three of an investor’s worst enemies.  These destroyers of wealth can create a Behavior Gap, that causes investors to underperform in any market good or bad.  The behavior gap is created by natural human responses to fear.  Pi helps create profitable strategies that avoid losses from this gap.

Lessons from Pi are based on the creation and management of a Primary Pi Model Portfolio, called the Pifolio.  There are no secrets about this portfolio except that it ignores the stories from economic news (often created by someone with vested interests) and is based mainly on good math that reveals the truth through financial news.

The Pifolio is a theoretical portfolio of MSCI Country Benchmark Index ETFs that cover all the good value markets using my 50 years of global experience and my study of the analysis of four mathematical investing geniuses (and friends).

There are seven layers of tactics in the Pi strategy.

Pi Tactic #1: Determine purpose and good value.

Pi Tactic #2: Diversify 70% to 80% of portfolio equally in good value developed markets.

Pi Tactic #3: Invest 20% to 30% equally in good value emerging markets.

Pi Tactic  #4:  Use trending algorithms to buy sell or hold these markets.

Pi Tactic  #5:  Add spice speculating with ideal conditions.

Pi Tactic  #6: Add spice speculating with leverage.

Pi Tactic  #7:  Add spice speculating with forex potential.

The Pifolio analysis begins with a continual research of international major stock markets that compares their value based on:

#1:  Current book to price

#2:  Cash flow to price

#3:  Earnings to price

#4:  Average dividend yield

#5:  Return on equity

#6:  Cash flow return

#7:  Market history

We combine the research of several brilliant mathematicians and money managers with my years of investing experience.

This is a complete and continual study of what to do about the movement of international major and emerging stock markets.  I want to share this study throughout the next year with you.

This analysis forms the basis of a Good Value Stock Market Strategy.  The analysis is rational, mathematical and does not worry about short term ups and downs.  This strategy is easy for anyone to follow and use.  Pi reveals the best value markets and provides contacts to managers and analysts and Country Index ETFs so almost anyone can create and follow their own strategy.

The costs are low and this type of ETF is one of the hardest for institutions to cheat.  Expense ratios for most ETFs are lower than those of the average mutual fund.  Little knowledge, time, management or guesswork are required.  The investment is simply a diversified portfolio of good value indices.  Investments in an index are like investments in all the shares of a good value market.

Pi opens insights to numerous long term cycles that most investors miss because they have not been investing long enough to see them.

The Pi subscription is normally $299 per annum but club member receive Pi at no charge and save an additional $299.

Profit from the US dollar’s fall.

In the 1980s, a remarkable set of two economic circumstances helped anyone who spotted them become remarkably rich.  Some of my readers made enough to retire.  Others picked up 50% currency gains.  Then the cycle ended.  Warren Buffett explained the importance of this ending in a 1999 Fortune magazine interview.  He said:  Let me summarize what I’ve been saying about the stock market: I think it’s very hard to come up with a persuasive case that equities will over the next 17 years perform anything like—anything like—they’ve performed in the past 17!

Club members receive a report about opportunity in the  current strength of the US dollar is a second remarkable similarity to 30 years ago.   The dollar rose along with Wall Street.  Profits came quickly over three years.  Then the dollar dropped like a stone, by 51%  in just two years.  A repeat of this pattern is growing and could create up to 50% extra profit if we start using strong dollars to accumulate good value stock market ETFs in other currencies.

This is the most exciting opportunity I have seen since we started sending our reports on international investing ideas more than three decades ago.  The trends are so clear that I created a short, but powerful report “Three Currency Patterns for 50% Profits or More.”   This report shows how to earn an extra 50% from currency shifts with even small investments.  I kept the report short and simple, but included links to 153 pages of  Good Value Stock Market research and Asset Allocation Analysis.

The report shows 20 good value investments and a really powerful tactic that shows the most effective and least expensive way to accumulate these bargains in large or even very small amounts (less than $5,000).  There is extra profit potential of at least 50% so the report is worth a lot.

This report sells for $29.95 but when you become a club member you receive the report, “Three Currency Patterns For 50% Profits or More” FREE.

Plus get the $39.99 report, “The Silver Dip 2017” free.

With investors watching global stock markets bounce up and down, many missed two really important profit generating events.  The price of silver dipped below $14 an ounce as did shares of the iShares Silver ETF (SLV).   The second event is that the silver gold ratio hit 80 and has remained near this level, compared to a range of the 230s only two years ago.

These two events are a strong sign to invest in precious metals.

I prepared a special report “Silver Dip 2015” and updated this in 2017.   The report explains the exact conditions you need to make leveraged silver & gold speculations that can increase the returns in a safe portfolio by as much as eight times.  The purpose of the report is to share long term lessons about speculating in precious metals gained through 30 years of speculating and investing in gold and silver.

The low price of silver offers special value now so I want to send you this report because the “Silver Dip 2017” offers enormous profit potential in 2017.

The report “Silver Dip 2017” sells for $39.95 but club members receive it free as well.

The $39.95 new “Live Anywhere – Earn Everywhere Report” is also free.

There is an incredible new economy that’s opening for those who know what to do.  There are great new opportunities and many of them offer enormous income potential but also work well in disaster scenarios.

There are are specific places where you can reduce your living expenses and easily increase your income.  Scientific research has shown that being in such places actually make you smarter and healthier.  Top this off with the fact that they provide tax benefits as well and you have to ask, “Where are these places?”.

Learn about these specific places.  More important learn what makes them special.  Discover seven freedom producing steps that you can use to find other similar places of opportunity.

The report includes a tax and career plan broken into four age groups, before you finish school, from age 25 to 50 – age 50-to 65 and what to do when you reach the age where tradition wants you to re-tire.  (Another clue-you do not need to retire and probably should not!)

The report is very specific because it describes what Merri and I, our children and even my sister and thousands of our readers have done and are doing, right now.

Live Anywhere – Earn Everywhere focuses on a system that takes advantage of living in Smalltown USA, but earning locally and globally.

This report is available online for $39.99 but International Club members receive it free.

Save $418.78… “plus more” when you become a club member.

Join the International Club and receive:

#1: The $299 Personal investing Course (Pi).   Free.

#2: The $299 “Live Well and Free Anywhere Program”. Free.

#3: The $29.95 report “Three Currency Patterns For 50% Profits or More”. Free.

#4: The $39.99 report “Silver Dip 2017”. Free

#5: The three $19.99 reports “Shamanic Natural Health”.  All three free.

#6: The $39.99 “Live Anywhere – Earn Everywhere” report. Free.

#7: Plus more.

These reports, courses and programs would cost 767.78 so membership saves $418.78, “plus more”.

What’s the “plus more”?

Join the International Club for $349 and receive all the above online now, plus any online reports, online course updates or online programs we create throughout 2017 all at no additional fee. The club membership entitled you to everything.

The International Club membership is $499, but we want to encourage our first 100 members to join quickly so we are currently accepting discounted membership  at $349. 

Join the International Club for $349 and receive all the above online now, plus all reports, course updates and Pi lessons throughout 2017 at no additional fee.

Click here to become a member at the discounted rate of $349

Gary 

Read National Geographic The Calm Before the Wave


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