Ecuador, Organic – Cheese & Wine III


This series, on Ecuador & organic wine and cheese, shows how big problems create big opportunities.

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There is wine and cheese opportunity in Ashe County, North Carolina too…

This is the third message in this series on Ecuador and business opportunity in wine and cheese.  See the first message at Ecuador organic cheese and wine. The second article in the series is at Ecuador organic wine and cheese.

The series began with this point:

We are enjoying a quantum shift and the way we work, live, invest and do business will never be as before.

Governments globally are trying to slow this needed economic transition and their stimulation efforts will most likely cause the loss of purchasing power in most currencies… global inflation.

The best ways to gain opportunity in this scenario is to own real estate, commodities, stocks and your own business.

The greatest asset we can have in the economic era ahead is an ability to serve… to produce a product or service that adapts to the new ways.

Do what you love!

Many of us cannot stop working… by circumstance or choice so why not do something we enjoy… live a life we like that pays its way.

Here are excerpts from a USA today article “Mortgage crisis robbing seniors of golden years” by Stephanie Armour  (link to the full article is at the end of this message).

The worst economic crisis since the Great Depression has slashed home values and triggered an unprecedented surge in foreclosures across the nation. It’s also taking an especially harsh toll on an often overlooked demographic: seniors who are retired or nearly so.

This population is being hit on all fronts. More than 600,000 seniors are delinquent or in foreclosure, according to AARP. A separate report by AARP found that 25.5 million seniors ages 50 and older have a mortgage. Unlike younger people, many are on fixed incomes and lack the money or job opportunities to catch up on payments when they fall behind.

Even those who own their homes free and clear are finding they can’t rely on equity as a retirement nest egg because home values have dropped severely, especially in retirement-rich areas such as Florida, Nevada and California.

Some seniors who had planned to sell their homes and move into retirement communities have had to postpone their plans because they can’t afford to take a loss on the sale of their current homes. Some older homeowners had been so confident that rising home values would provide retirement wealth that they neglected to save.

Now they face their final years with a dearth of financial resources to draw on. Thirty-six percent of workers ages 55 and older say the total value of their household’s savings and investments — excluding the value of their primary home and any defined benefit plans — is less than $25,000, according to the Employee

Many others share his plight. Americans 50 and older represent nearly 30% of all delinquencies and foreclosures, according to an AARP analysis released in September.

The analysis found that more than 684,000 seniors 50 and older were delinquent on their mortgages or in foreclosure. Among those, nearly 50,000 were in foreclosure or had lost their homes.

The impact of subprime lending also has fallen disproportionately on those 50 and older.

Older Americans with subprime first mortgages — those given to borrowers with less-than-perfect credit — are nearly 17 times more likely to be in foreclosure than Americans of the same age with prime loans, according to AARP. For those under 50, the comparable multiple is about 13.

This whole group is going to be hugely dependent on Social Security, and people don’t fully appreciate the magnitude of the problem.

Many younger readers I talk with feel that this is not just a boomer problem.  The generations behind the boomers face educating their children, rising insurance and even less likelihood that Social Security will be meaningful.

Yet many readers write and say they would like a lifestyle like Merri’s and mine… cool natural life in the Blue Ridge during the summer… wonderful spring time Andean weather during the winter.

If you love wine… cheese coffee and organic, here is an idea.

Parts one and two of this series looked at ideas for organic wine and cheese in Ecuador. (The Cotacachi area has great organic coffee too.)

So does Ashe country North Carolina… and there is a special opportunity now.

Somehow through fate wherever Merri and I move… no matter how far into the wild, espresso cafes follow.  When we moved to Naples, Florida… there were none.  Then they came and we left to West Jefferson and Ashe County.  There was certainly no espresso shops there… when we arrived.

Not long after Bohemia Cafe and Art Gallery opened in town… great coffee… excellent cappuccino.   Soon after Back Street Cafe opened with an Espresso machine as well.

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However I never expected a cafe with all the accouterments of Continental coffee to reach Lansing, North Carolina. After all Lansing only has a population of 192 people.

Yet it did.   Anne’s Place.

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At Lansing’s four corners.  It’s…

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a really great continental cafe in the middle of the woods!

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Merri and I rushed in the minute it opened.. actually we were the first customers.  We were so surprised over the beauty, care and thoughtfulness of the cafe.  It rivaled anything we ever had in all our years in London!

The cafe had been opened by Anne and Haskell McQuire.   Anne and Haskel are Ashe country natives who lived all over the world during Haskel’s career in the telecommunications field.

They retired back at home in Ashe and started an organic winery and this cafe.

Now for health reasons,  Anne’s Place is for sale.

Lansing is about seven miles  from West Jefferson and 20 minutes from our farm. This is a really small mountain town and this coffee shop offers an opportunity to live in a low stress environment, with fresh air, clean water and friendly neighbors.

Anne and Haskell did a really great renovation inside and out. They replaced the roof, plumbing, electrical system, put in a new hardwood floor and restored the old tin ceiling.  They added a bathroom and painted everything top to bottom.

This is a great looking and very smart place…beautifully done.

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and we saw that soon after it opened the place was hoppin’, plus…

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There is a place to live upstairs.

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This is a nice opportunity for someone who wants to live in nature and have a small shop… but there is more.

Lansing is awakening. Other new shops are coming in and the town just received a $130,000 grant to stimulate the local economy, plus…

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The wine.

Anne and Haskel started both the coffee shop and a organic vineyard, New River Winery.

New River Winery is the first commercial winery in Ashe County, in Lansing near the headwaters of the New River, one of the oldest rivers in North America.

The winery was founded in 2005 as a cooperative venture of wine lovers with a common tie to Ashe County and the Blue Ridge High Country. Its production facility is in the historic old Lansing School.

They have a tasting outlet at Bohemia Gallery in West Jefferson.

Currently the winery procures grapes from two local sources, one of which is a certified organic farm.

Yet are we forgetting the cheese?  Not a bit.

Imagine this, Merri and I live in two really remote places.   Both have great organic wine, coffee and… yes cheese.

The winery’s second retail outlet, is Ashe Cheese Factory also in West Jefferson.

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Ashe County Cheese is North Carolina’s oldest cheese plant, and has been producing quality cheese since 1930.

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When I talked to Anne and Haskel about the coffee shop sale, I had one question… “Could Anne’s Place be a distributor for new River Winery as well?”

“Yes, of course” was the reply.

There you have it.. . ideas on business with organic coffee, cheese and wine…in Ecuador and North Carolina… deep in the woods… fresh air… pure water… agriculture and a low stress pace.

Perhaps one of these ideas will create a helpful spark in you for a lifetsyle and business you love in Ecuador, North Carolina or both!

For more information on Anne’s Place for sale contact Haskell McGuire at mcguireh@skybest.com

Gary

Join us for our upcoming courses in North Carolina and Ecuador that show ways to earn income in this new economic era. We’ll visit Anne’s Place if it has not sold by then.

Learn how to earn with exports at our July 4-8  and Oct. 21-24  on our Ecuador Export Tour

Learn how to invest and do business globally at our International Business and investing courses.  Join me with Thomas Fischer and Peter Laub of Jyske Global Asset Management and my webmaster David Cross.

In North Carolina July 24-26 and Oct. 9-11  IBEZ North Carolina

We’ll have a New River wine tasting at Bohemia Gallery as we did last year. here are delegates at that tasting.

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Our North Carolina courses in 2009 will be conducted in the new…

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West Jefferson Hampton Inn.

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Just opening this June 2009 with very nice rooms and…

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really great…

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views. I took these from the hotel’s parking lot.

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Plus the Hampton Inn is just down the road from the Ashe County Cheese Factory, Bohemia Gallery and 20 minutes from the New River Winery and Anne’s Place.

In Ecuador Nov. 6-8 IBEZ Ecuador

See  good value real estate in Ecuador.

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Delegates visit the Cotacachi Ecuador Organic cheese factory.

July 8-9 Imbabura Real Estate Tour

July 10-13 Ecuador Coastal Real Estate Tour

Sept. 23-24 Imbabura Real Estate Tour

Sept. 25-28 Ecuador Coastal Real Estate Tour

Nov. 9-10 Imbabura Real Estate Tour

Nov. 11-14 Ecuador Coastal Real Estate Tour

You can read the entire article Mortgage crisis robbing seniors of golden years here.



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